StratMaker (139642)

Capital One Prime Auto Receivables Trust 2022-1

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

34.61% / 65.39%

Total Original # of Loans

87,937

WA Loan to Value (LTV)

72.61%

Total Original Loan Amount (OLA)

$ 2,356,727,635

WA Payment to Income (PTI)

6.91%

Weighted Average (WA) OLA

$ 31,988

WA FICO (non-zero)

773

Rep. Period Beginning Loan Amount

$ 1,627,676,863

WA Remaining Term (RT)

52.93

Rep. Period Ending Loan Amount (ELA)

$ 1,580,129,846

WA Original APR

3.61%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

87,937

Total Original Loan Amount (OLA)

$ 2,356,727,635

Weighted Average (WA) OLA

$ 31,988

Rep. Period Beginning Loan Amount

$ 1,627,676,863

Rep. Period Ending Loan Amount (ELA)

$ 1,580,129,846

As % of Reporting Period ELA:

New % / Used %

34.61% / 65.39%

WA Loan to Value (LTV)

72.61%

WA Payment to Income (PTI)

6.91%

WA FICO (non-zero)

773

WA Remaining Term (RT)

52.93

WA Original APR

3.61%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	57	0.06%	257,493	0.01%	102,222	0.01%	2,649	778	30.94	7.04%
$5,000 - $9,999	2,786	3.17%	22,918,062	0.97%	11,680,118	0.74%	5,673	775	39.40	5.26%
$10,000 - $14,999	9,829	11.18%	125,202,962	5.31%	73,613,618	4.66%	9,158	777	45.29	4.05%
$15,000 - $19,999	15,275	17.37%	268,638,647	11.40%	171,777,511	10.87%	13,082	775	49.87	3.81%
$20,000 - $24,999	16,355	18.60%	367,426,302	15.59%	246,216,836	15.58%	17,011	774	52.20	3.69%
$25,000 - $29,999	13,809	15.70%	378,211,343	16.05%	256,961,205	16.26%	20,911	773	53.26	3.60%
$30,000 - $39,999	18,151	20.64%	624,280,631	26.49%	429,340,881	27.17%	26,574	773	54.13	3.50%
$40,000 - $49,999	7,695	8.75%	339,999,080	14.43%	234,442,262	14.84%	34,274	771	54.93	3.41%
$50,000 - $59,999	2,802	3.19%	151,775,954	6.44%	103,247,480	6.53%	42,036	769	55.04	3.43%
$60,000 - $69,999	901	1.02%	57,761,389	2.45%	38,858,872	2.46%	50,183	768	55.49	3.64%
$70,000 - $79,999	277	0.31%	20,255,772	0.86%	13,888,842	0.88%	57,924	765	56.46	3.66%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,580,129,846	100.00%	24,738	773	52.93	3.61%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	11,145	12.67%	259,161,751	11.00%	6,662,923	0.42%	3,788	787	34.54	4.63%
$5,000 - $9,999	8,602	9.78%	113,814,616	4.83%	68,033,450	4.31%	8,153	779	41.97	4.10%
$10,000 - $14,999	15,597	17.74%	279,411,865	11.86%	196,959,742	12.46%	12,788	777	48.62	3.77%
$15,000 - $19,999	17,569	19.98%	411,956,354	17.48%	306,764,358	19.41%	17,580	775	52.08	3.65%
$20,000 - $24,999	14,023	15.95%	411,211,966	17.45%	313,617,547	19.85%	22,458	773	53.70	3.58%
$25,000 - $29,999	9,371	10.66%	331,519,597	14.07%	256,044,333	16.20%	27,399	772	54.67	3.51%
$30,000 - $39,999	8,618	9.80%	374,552,177	15.89%	292,745,724	18.53%	34,193	770	55.59	3.44%
$40,000 - $49,999	2,354	2.68%	130,362,004	5.53%	103,284,027	6.54%	44,047	767	56.34	3.52%
$50,000 - $59,999	589	0.67%	39,628,139	1.68%	31,763,373	2.01%	54,075	764	57.23	3.77%
$60,000 - $69,999	69	0.08%	5,109,165	0.22%	4,254,370	0.27%	61,680	765	59.95	3.93%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,580,129,846	100.00%	24,738	773	52.93	3.61%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	87,937	100.00%	2,356,727,635	100.00%	1,580,129,846	100.00%	24,738	773	52.93	3.61%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,580,129,846	100.00%	24,738	773	52.93	3.61%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	19,123	21.75%	555,957,339	23.59%	375,491,780	23.76%	25,674	787	52.03	2.15%
2.50 - 4.99%	59,288	67.42%	1,581,789,747	67.12%	1,058,264,770	66.97%	24,548	773	53.21	3.79%
5.00 - 7.49%	8,606	9.79%	206,727,148	8.77%	138,933,498	8.79%	24,227	739	53.73	5.87%
7.50 - 9.99%	830	0.94%	11,446,673	0.49%	7,037,088	0.45%	14,380	744	45.61	8.20%
10.00 - 12.49%	89	0.10%	799,828	0.03%	402,711	0.03%	7,269	743	32.74	10.74%
12.50 - 14.99%	1	0.00%	6,900	0.00%	0	0.00%	0	0	0.00	0.00%
15.00 - 17.49%	-	-	-	-	-	-	-	-	-	-
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,580,129,846	100.00%	24,738	773	52.93	3.61%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	-	-	-	-	-	-	-	-	-	-
550 - 599	-	-	-	-	-	-	-	-	-	-
600 - 649	-	-	-	-	-	-	-	-	-	-
650 - 699	-	-	-	-	-	-	-	-	-	-
700 - 749	27,957	31.79%	761,085,224	32.29%	519,746,935	32.89%	25,339	726	53.62	4.10%
750 - 799	31,837	36.20%	869,314,580	36.89%	584,562,515	36.99%	25,228	775	53.22	3.48%
800+	28,143	32.00%	726,327,831	30.82%	475,820,397	30.11%	23,479	822	51.83	3.22%
NA	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,580,129,846	100.00%	24,738	773	52.93	3.61%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	31	0.04%	379,427	0.02%	63,412	0.00%	6,312	782	7.78	3.84%
25 - 36	431	0.49%	6,318,499	0.27%	2,154,217	0.14%	10,345	788	17.81	3.62%
37 - 48	2,339	2.66%	37,188,953	1.58%	16,237,015	1.03%	12,015	786	25.04	3.71%
49 - 60	7,809	8.88%	155,495,725	6.60%	89,463,629	5.66%	17,611	781	38.25	3.62%
61 - 72	27,580	31.36%	685,582,539	29.09%	444,542,569	28.13%	22,256	776	47.96	3.42%
73+	49,747	56.57%	1,471,762,491	62.45%	1,027,669,004	65.04%	26,664	771	56.88	3.68%
Total:	87,937	100.00%	2,356,727,635	100.00%	1,580,129,846	100.00%	24,738	773	52.93	3.61%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	9,101	10.35%	234,406,113	9.95%	0	0.00%	0	0	0.00	0.00%
1 - 12	121	0.14%	1,568,603	0.07%	458,080	0.03%	5,403	793	9.66	3.75%
13 - 24	1,415	1.61%	22,023,768	0.93%	10,699,286	0.68%	10,635	789	19.84	3.63%
25 - 36	4,460	5.07%	79,323,792	3.37%	48,402,044	3.06%	14,293	783	32.05	3.82%
37 - 48	19,946	22.68%	464,671,001	19.72%	324,070,448	20.51%	20,220	779	43.94	3.38%
49 - 60	48,335	54.97%	1,406,576,677	59.68%	1,074,870,996	68.02%	26,065	771	55.94	3.65%
61 - 72	4,559	5.18%	148,157,682	6.29%	121,628,993	7.70%	30,520	768	61.68	3.74%
73+	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,580,129,846	100.00%	24,738	773	52.93	3.61%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	86,010	97.81%	2,300,804,997	97.63%	1,536,985,777	97.27%	24,654	773	52.90	3.59%
1 - 15	1,534	1.74%	44,001,284	1.87%	34,398,133	2.18%	27,323	752	53.61	4.05%
16 - 30	223	0.25%	6,782,244	0.29%	5,385,058	0.34%	29,776	743	55.16	4.48%
31 - 60	107	0.12%	3,187,901	0.14%	2,490,896	0.16%	28,167	746	55.73	5.13%
61 - 90	33	0.04%	999,066	0.04%	666,341	0.04%	27,563	744	54.08	5.04%
91 - 120	8	0.01%	267,186	0.01%	203,641	0.01%	39,502	767	58.64	5.61%
121+	22	0.03%	684,957	0.03%	0	0.00%	0	0	0.00	0.00%
Total:	87,937	100.00%	2,356,727,635	100.00%	1,580,129,846	100.00%	24,738	773	52.93	3.61%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	87,936	100.00%	2,356,714,778	100.00%	1,580,120,557	100.00%	24,738	773	52.93	3.61%
Stated, verified to Level 3²	1	0.00%	12,857	0.00%	9,289	0.00%	9,289	712	52.00	4.99%
NA	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,580,129,846	100.00%	24,738	773	52.93	3.61%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	87,273	99.24%	2,339,116,481	99.25%	1,568,067,500	99.24%	24,741	773	52.93	3.61%
Stated, verified but not Level 4 or 5	664	0.76%	17,611,154	0.75%	12,062,347	0.76%	24,336	767	53.05	3.58%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,580,129,846	100.00%	24,738	773	52.93	3.61%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	36,962	42.03%	845,586,808	35.88%	555,271,193	35.14%	21,516	774	51.88	3.45%
5.00 - 9.99%	38,060	43.28%	1,079,219,945	45.79%	729,537,499	46.17%	25,321	773	53.35	3.59%
10.00 - 14.99%	10,675	12.14%	350,519,482	14.87%	239,639,253	15.17%	28,775	770	53.81	3.89%
15.00 - 19.99%	2,140	2.43%	77,602,736	3.29%	53,180,995	3.37%	31,757	766	54.09	4.17%
20.00 - 24.99%	100	0.11%	3,798,664	0.16%	2,500,906	0.16%	33,816	762	55.68	4.40%
25.00 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,580,129,846	100.00%	24,738	773	52.93	3.61%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	256	0.29%	2,368,495	0.10%	992,926	0.06%	7,102	791	39.74	3.56%
25.00 - 49.99%	4,391	4.99%	66,472,128	2.82%	36,549,790	2.31%	12,741	788	45.94	3.28%
50.00 - 74.99%	15,994	18.19%	351,003,874	14.89%	222,887,307	14.11%	19,282	782	50.41	3.30%
75.00 - 99.99%	33,933	38.59%	940,226,863	39.90%	634,072,351	40.13%	24,540	773	53.06	3.43%
100.00 - 109.99%	13,953	15.87%	432,064,305	18.33%	295,548,885	18.70%	27,726	769	53.97	3.60%
110.00 - 119.99%	10,094	11.48%	310,086,982	13.16%	214,743,570	13.59%	28,051	770	54.16	3.82%
120.00 - 129.99%	5,596	6.36%	163,539,763	6.94%	112,747,775	7.14%	27,082	768	54.23	4.20%
130.00 - 139.99%	2,401	2.73%	63,454,939	2.69%	43,893,287	2.78%	25,254	765	53.84	4.68%
140.00%+	1,319	1.50%	27,510,286	1.17%	18,693,956	1.18%	20,230	761	52.67	5.59%
Total:	87,937	100.00%	2,356,727,635	100.00%	1,580,129,846	100.00%	24,738	773	52.93	3.61%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,320	1.50%	36,186,442	1.54%	23,850,475	1.51%	25,469	777	53.01	3.56%
Alaska	11	0.01%	363,310	0.02%	224,858	0.01%	37,601	781	55.69	3.56%
Arizona	2,455	2.79%	67,888,682	2.88%	44,400,047	2.81%	25,881	773	53.29	3.48%
Arkansas	998	1.13%	28,700,276	1.22%	18,655,905	1.18%	26,094	775	53.27	3.99%
California	11,602	13.19%	318,650,586	13.52%	216,554,803	13.70%	25,472	772	52.77	3.53%
Colorado	1,668	1.90%	46,581,201	1.98%	30,834,728	1.95%	25,551	772	53.72	3.89%
Connecticut	1,277	1.45%	29,611,039	1.26%	20,759,186	1.31%	21,766	770	53.23	3.97%
Delaware	282	0.32%	7,156,549	0.30%	4,903,426	0.31%	23,367	776	52.80	3.78%
Florida	7,905	8.99%	199,553,526	8.47%	132,576,811	8.39%	23,393	770	53.60	3.71%
Georgia	3,510	3.99%	97,481,482	4.14%	65,219,096	4.13%	25,653	770	52.59	3.65%
Hawaii	22	0.03%	586,991	0.02%	368,759	0.02%	25,090	767	51.23	3.13%
Idaho	146	0.17%	4,144,015	0.18%	2,535,194	0.16%	25,547	767	53.50	3.94%
Illinois	3,964	4.51%	104,443,499	4.43%	72,068,094	4.56%	24,310	773	52.44	3.72%
Indiana	1,801	2.05%	47,605,794	2.02%	32,001,481	2.03%	24,134	774	52.81	3.47%
Iowa	604	0.69%	16,133,908	0.68%	10,726,029	0.68%	24,145	786	52.39	3.07%
Kansas	677	0.77%	18,277,802	0.78%	12,516,849	0.79%	24,738	780	52.69	3.38%
Kentucky	1,148	1.31%	30,292,288	1.29%	20,303,270	1.28%	24,312	776	52.56	3.57%
Louisiana	2,966	3.37%	85,003,874	3.61%	57,523,870	3.64%	25,862	777	52.87	3.55%
Maine	276	0.31%	6,824,528	0.29%	4,751,449	0.30%	22,318	776	53.43	3.24%
Maryland	31	0.04%	767,833	0.03%	477,835	0.03%	23,562	782	53.71	3.53%
Massachusetts	1,256	1.43%	30,002,606	1.27%	20,495,546	1.30%	21,974	771	53.74	3.93%
Michigan	1,485	1.69%	39,120,232	1.66%	26,290,869	1.66%	24,599	770	52.61	3.49%
Minnesota	1,450	1.65%	36,943,073	1.57%	25,328,121	1.60%	23,906	773	52.47	3.58%
Mississippi	877	1.00%	25,921,619	1.10%	17,011,077	1.08%	26,691	772	52.65	3.76%
Missouri	2,483	2.82%	64,780,107	2.75%	43,075,843	2.73%	23,950	776	53.04	3.47%
Montana	92	0.10%	2,580,957	0.11%	1,658,154	0.10%	24,385	780	53.60	3.81%
Nebraska	500	0.57%	13,662,843	0.58%	8,866,509	0.56%	23,875	780	52.03	3.48%
Nevada	925	1.05%	26,273,920	1.11%	17,180,134	1.09%	26,212	770	53.32	3.69%
New Hampshire	281	0.32%	6,963,054	0.30%	4,752,450	0.30%	21,415	774	53.33	3.64%
New Jersey	3,619	4.12%	87,393,757	3.71%	60,265,095	3.81%	22,189	770	53.39	4.04%
New Mexico	397	0.45%	11,026,548	0.47%	7,204,163	0.46%	25,760	770	53.19	3.78%
New York	3,644	4.14%	89,461,554	3.80%	60,719,821	3.84%	22,555	773	53.51	4.07%
North Carolina	2,863	3.26%	72,973,266	3.10%	48,445,621	3.07%	23,202	774	52.64	3.56%
North Dakota	62	0.07%	1,612,605	0.07%	1,054,155	0.07%	23,284	773	50.36	3.42%
Ohio	2,548	2.90%	62,384,997	2.65%	42,508,403	2.69%	22,805	770	53.15	3.73%
Oklahoma	1,112	1.26%	31,195,529	1.32%	20,019,599	1.27%	25,034	779	51.34	3.38%
Oregon	388	0.44%	9,885,022	0.42%	6,101,503	0.39%	22,322	779	51.49	3.34%
Pennsylvania	41	0.05%	1,104,352	0.05%	750,836	0.05%	26,129	767	54.69	3.69%
Rhode Island	204	0.23%	5,135,963	0.22%	3,548,797	0.22%	22,756	774	54.01	3.90%
South Carolina	1,850	2.10%	47,409,093	2.01%	31,286,783	1.98%	23,439	772	53.33	3.51%
South Dakota	41	0.05%	1,288,488	0.05%	760,197	0.05%	31,644	784	54.62	3.49%
Tennessee	2,089	2.38%	59,560,524	2.53%	38,943,261	2.46%	26,534	773	53.25	3.60%
Texas	11,082	12.60%	325,130,410	13.80%	216,917,442	13.73%	26,904	771	52.70	3.43%
Utah	201	0.23%	6,157,167	0.26%	4,016,428	0.25%	29,385	772	53.78	3.83%
Vermont	88	0.10%	2,081,085	0.09%	1,419,112	0.09%	20,479	780	51.41	3.78%
Virginia	2,318	2.64%	61,506,133	2.61%	41,318,632	2.61%	24,398	774	52.88	3.39%
Washington	1,086	1.23%	29,284,835	1.24%	18,805,414	1.19%	24,536	776	51.59	3.59%
West Virginia	375	0.43%	9,551,769	0.41%	6,372,000	0.40%	23,061	775	53.14	3.69%
Wisconsin	1,697	1.93%	44,085,367	1.87%	29,699,857	1.88%	23,407	782	53.17	3.28%
Wyoming	68	0.08%	2,004,956	0.09%	1,346,205	0.09%	28,775	776	53.43	3.72%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	12	0.01%	396,538	0.02%	270,607	0.02%	26,867	778	51.64	2.96%
Armed Forces Pacific	5	0.01%	145,401	0.01%	73,787	0.00%	25,064	798	54.35	3.48%
District of Columbia	134	0.15%	3,435,545	0.15%	2,364,515	0.15%	22,303	774	51.04	3.30%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	14,694	0.00%	6,745	0.00%	6,745	790	39.00	5.15%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,580,129,846	100.00%	24,738	773	52.93	3.61%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	24,709	28.10%	809,568,222	34.35%	546,941,326	34.61%	28,751	778	53.26	3.15%
Used	63,228	71.90%	1,547,159,413	65.65%	1,033,188,521	65.39%	22,613	770	52.76	3.85%
NA	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,580,129,846	100.00%	24,738	773	52.93	3.61%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	24,778	28.18%	534,378,100	22.67%	350,690,941	22.19%	20,028	771	52.07	3.81%
Truck	14,221	16.17%	494,581,519	20.99%	328,176,104	20.77%	30,346	774	53.65	3.57%
SUV	46,366	52.73%	1,258,526,243	53.40%	855,268,959	54.13%	24,547	773	53.08	3.54%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	2,572	2.92%	69,241,773	2.94%	45,993,843	2.91%	24,183	777	51.58	3.54%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,580,129,846	100.00%	24,738	773	52.93	3.61%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	8,801	10.01%	253,665,975	10.76%	169,101,799	10.70%	26,923	772	53.03	3.61%
Ford: Lincoln	467	0.53%	13,615,036	0.58%	8,792,980	0.56%	26,842	771	51.46	3.49%
Ford: Mercury	1	0.00%	4,939	0.00%	2,898	0.00%	2,898	706	26.00	8.84%
GMC	2,485	2.83%	84,947,035	3.60%	56,578,011	3.58%	30,629	770	53.47	3.64%
GMC: Buick	967	1.10%	23,127,673	0.98%	15,702,270	0.99%	21,417	776	52.41	3.50%
GMC: Cadillac	704	0.80%	21,603,567	0.92%	14,415,114	0.91%	28,732	771	53.12	3.81%
GMC: Chevrolet	8,557	9.73%	253,889,476	10.77%	169,808,567	10.75%	27,302	772	53.41	3.62%
GMC: Hummer	2	0.00%	28,387	0.00%	12,517	0.00%	12,517	783	42.00	6.93%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	4	0.00%	59,390	0.00%	42,284	0.00%	18,316	780	49.38	6.63%
GMC: Saturn	1	0.00%	4,994	0.00%	821	0.00%	821	840	21.00	8.22%
Tesla	188	0.21%	8,413,603	0.36%	5,419,178	0.34%	38,386	767	54.64	3.51%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,234	1.40%	35,153,096	1.49%	22,784,770	1.44%	26,333	766	52.55	3.86%
BMW: Mini	224	0.25%	3,923,313	0.17%	2,420,417	0.15%	15,641	769	49.18	3.96%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,027	1.17%	31,369,071	1.33%	20,493,711	1.30%	27,961	765	52.61	3.93%
Daimler: Smart	10	0.01%	99,944	0.00%	37,822	0.00%	8,775	766	49.86	4.28%
Fiat	82	0.09%	1,208,914	0.05%	758,743	0.05%	14,169	771	50.11	4.26%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	874	0.99%	21,244,178	0.90%	14,470,188	0.92%	21,440	775	52.30	3.68%
Fiat: Dodge	4,551	5.18%	150,639,391	6.39%	99,419,120	6.29%	29,790	770	53.70	3.72%
Fiat: Jeep	6,607	7.51%	197,356,752	8.37%	132,116,763	8.36%	26,863	772	53.54	3.63%
Fiat: Maserati	47	0.05%	1,667,050	0.07%	1,011,851	0.06%	29,627	756	52.57	4.20%
Geely: Volvo	373	0.42%	11,462,161	0.49%	8,096,561	0.51%	27,883	770	51.53	3.24%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	882	1.00%	24,317,364	1.03%	15,737,092	1.00%	24,495	770	52.03	3.71%
Volkswagen: Bentley	5	0.01%	320,658	0.01%	205,593	0.01%	51,992	755	56.17	4.75%
Volkswagen: Porsche	133	0.15%	5,123,392	0.22%	3,044,500	0.19%	32,798	770	51.80	4.02%
Honda	10,427	11.86%	241,919,024	10.27%	165,613,757	10.48%	20,432	774	52.75	3.64%
Honda: Acura	1,348	1.53%	37,587,349	1.59%	25,673,924	1.62%	24,765	774	52.25	3.44%
Hyundai	5,090	5.79%	121,690,626	5.16%	82,699,730	5.23%	22,929	776	52.65	3.40%
Hyundai: Kia	4,989	5.67%	116,773,802	4.95%	80,331,381	5.08%	22,109	775	53.42	3.55%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	2,198	2.50%	49,850,193	2.12%	34,478,092	2.18%	19,910	773	52.48	3.51%
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	6,066	6.90%	128,408,773	5.45%	85,810,491	5.43%	19,005	772	52.56	3.89%
Nissan: Infiniti	718	0.82%	19,365,135	0.82%	12,384,921	0.78%	23,507	769	52.41	3.81%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	1,849	2.10%	41,873,265	1.78%	28,511,544	1.80%	19,986	776	52.83	3.61%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	86	0.10%	2,540,449	0.11%	1,582,378	0.10%	24,327	766	51.29	3.80%
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	12,077	13.73%	329,111,192	13.96%	220,173,137	13.93%	24,147	777	52.50	3.42%
Toyota: Lexus	1,609	1.83%	47,118,013	2.00%	30,530,081	1.93%	25,565	771	51.79	3.63%
Toyota: Scion	34	0.04%	426,075	0.02%	292,386	0.02%	10,378	771	48.54	4.30%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	3,220	3.66%	76,818,383	3.26%	51,574,452	3.26%	22,648	769	53.19	3.65%
Total:	87,937	100.00%	2,356,727,635	100.00%	1,580,129,846	100.00%	24,738	773	52.93	3.61%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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