StratMaker (139650)

CarMax Auto Owner Trust 2020-1

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

0.39% / 99.61%

Total Original # of Loans

65,378

WA Loan to Value (LTV)

52.52%

Total Original Loan Amount (OLA)

$ 1,320,486,392

WA Payment to Income (PTI)

8.04%

Weighted Average (WA) OLA

$ 23,175

WA FICO (non-zero)

704

Rep. Period Beginning Loan Amount

$ 395,867,012

WA Remaining Term (RT)

30.21

Rep. Period Ending Loan Amount (ELA)

$ 377,752,594

WA Original APR

8.32%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

65,378

Total Original Loan Amount (OLA)

$ 1,320,486,392

Weighted Average (WA) OLA

$ 23,175

Rep. Period Beginning Loan Amount

$ 395,867,012

Rep. Period Ending Loan Amount (ELA)

$ 377,752,594

As % of Reporting Period ELA:

New % / Used %

0.39% / 99.61%

WA Loan to Value (LTV)

52.52%

WA Payment to Income (PTI)

8.04%

WA FICO (non-zero)

704

WA Remaining Term (RT)

30.21

WA Original APR

8.32%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	227	0.35%	892,540	0.07%	134,443	0.04%	1,610	707	22.91	5.36%
$5,000 - $9,999	2,995	4.58%	24,742,095	1.87%	5,457,509	1.44%	3,663	683	24.94	6.92%
$10,000 - $14,999	13,421	20.53%	173,327,838	13.13%	47,049,001	12.45%	6,160	679	27.42	8.36%
$15,000 - $19,999	20,531	31.40%	358,601,701	27.16%	105,789,987	28.01%	8,827	694	30.00	8.69%
$20,000 - $24,999	13,582	20.77%	302,485,852	22.91%	89,107,177	23.59%	11,376	704	30.78	8.39%
$25,000 - $29,999	7,708	11.79%	210,171,663	15.92%	59,519,794	15.76%	14,036	706	31.02	8.37%
$30,000 - $39,999	5,481	8.38%	184,455,922	13.97%	52,889,265	14.00%	17,307	713	31.46	7.90%
$40,000 - $49,999	1,155	1.77%	50,741,672	3.84%	13,871,786	3.67%	22,572	723	31.42	7.32%
$50,000 - $59,999	249	0.38%	13,255,975	1.00%	3,423,189	0.91%	26,883	733	31.43	6.81%
$60,000 - $69,999	29	0.04%	1,811,134	0.14%	510,443	0.14%	27,588	786	28.17	5.43%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	65,378	100.00%	1,320,486,392	100.00%	377,752,594	100.00%	11,721	700	30.21	8.32%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	31,068	47.52%	590,771,530	44.74%	17,780,217	4.71%	3,867	714	22.18	6.25%
$5,000 - $9,999	18,502	28.30%	313,008,420	23.70%	140,347,829	37.15%	7,843	708	27.60	7.60%
$10,000 - $14,999	11,303	17.29%	265,246,266	20.09%	136,080,601	36.02%	12,199	700	31.70	8.70%
$15,000 - $19,999	3,398	5.20%	106,002,148	8.03%	57,834,512	15.31%	17,129	686	33.55	9.36%
$20,000 - $24,999	855	1.31%	33,154,604	2.51%	18,676,282	4.94%	21,923	683	34.41	9.44%
$25,000 - $29,999	202	0.31%	9,699,462	0.73%	5,441,825	1.44%	27,015	696	34.92	8.64%
$30,000 - $39,999	50	0.08%	2,603,962	0.20%	1,591,330	0.42%	31,909	672	36.67	9.66%
$40,000 - $49,999	-	-	-	-	-	-	-	-	-	-
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	65,378	100.00%	1,320,486,392	100.00%	377,752,594	100.00%	11,721	700	30.21	8.32%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	65,378	100.00%	1,320,486,392	100.00%	377,752,594	100.00%	11,721	700	30.21	8.32%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,378	100.00%	1,320,486,392	100.00%	377,752,594	100.00%	11,721	700	30.21	8.32%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	4	0.01%	108,430	0.01%	0	0.00%	0	0	0.00	0.00%
2.50 - 4.99%	18,014	27.55%	359,898,417	27.25%	93,478,586	24.75%	10,254	798	26.92	3.90%
5.00 - 7.49%	14,244	21.79%	285,782,739	21.64%	77,918,037	20.63%	11,213	734	29.44	6.57%
7.50 - 9.99%	15,901	24.32%	324,185,289	24.55%	99,516,581	26.34%	11,929	676	31.31	8.96%
10.00 - 12.49%	8,225	12.58%	178,116,473	13.49%	55,200,479	14.61%	13,707	631	33.27	11.30%
12.50 - 14.99%	6,725	10.29%	127,628,247	9.67%	38,198,361	10.11%	12,240	587	31.62	13.93%
15.00 - 17.49%	2,265	3.46%	44,766,797	3.39%	13,440,549	3.56%	13,683	612	32.99	16.23%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,378	100.00%	1,320,486,392	100.00%	377,752,594	100.00%	11,721	700	30.21	8.32%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	10	0.02%	192,937	0.01%	50,871	0.01%	10,425	488	30.49	12.29%
500 - 549	1,118	1.71%	22,332,576	1.69%	6,939,259	1.84%	13,092	534	32.41	12.42%
550 - 599	5,259	8.04%	106,410,083	8.06%	32,538,170	8.61%	13,151	579	32.12	12.34%
600 - 649	11,694	17.89%	236,801,291	17.93%	70,433,848	18.65%	12,600	626	31.84	11.35%
650 - 699	13,624	20.84%	276,639,363	20.95%	81,139,625	21.48%	12,080	674	31.11	9.29%
700 - 749	11,907	18.21%	235,072,685	17.80%	67,098,341	17.76%	11,201	724	29.97	7.42%
750 - 799	10,159	15.54%	204,582,663	15.49%	56,367,163	14.92%	10,850	774	28.83	5.47%
800+	10,914	16.69%	230,046,792	17.42%	61,133,433	16.18%	10,888	834	27.70	4.36%
NA	693	1.06%	8,408,002	0.64%	2,051,885	0.54%	5,766	0	22.29	13.39%
Total:	65,378	100.00%	1,320,486,392	100.00%	377,752,594	100.00%	11,721	700	30.21	8.32%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	14	0.02%	156,794	0.01%	0	0.00%	0	0	0.00	0.00%
25 - 36	360	0.55%	4,761,309	0.36%	7,162	0.00%	1,341	673	0.33	6.50%
37 - 48	1,190	1.82%	16,140,343	1.22%	1,643,468	0.44%	4,063	729	11.01	6.04%
49 - 60	14,082	21.54%	262,669,415	19.89%	64,506,019	17.08%	8,862	722	22.51	6.42%
61 - 72	36,175	55.33%	732,326,241	55.46%	216,371,173	57.28%	11,726	699	30.52	8.44%
73+	13,557	20.74%	304,432,290	23.05%	95,224,772	25.21%	13,778	688	35.07	9.36%
Total:	65,378	100.00%	1,320,486,392	100.00%	377,752,594	100.00%	11,721	700	30.21	8.32%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	25,887	39.60%	526,811,905	39.90%	6,761	0.00%	1,345	673	0.00	8.34%
1 - 12	932	1.43%	13,455,915	1.02%	2,936,402	0.78%	3,951	725	10.70	6.09%
13 - 24	14,833	22.69%	280,488,103	21.24%	109,195,370	28.91%	8,815	726	22.62	6.28%
25 - 36	21,767	33.29%	453,581,033	34.35%	236,808,215	62.69%	12,593	695	33.07	8.92%
37 - 48	1,953	2.99%	46,002,305	3.48%	28,728,120	7.61%	16,366	643	37.50	11.31%
49 - 60	6	0.01%	147,130	0.01%	77,727	0.02%	13,963	650	52.21	6.63%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	65,378	100.00%	1,320,486,392	100.00%	377,752,594	100.00%	11,721	700	30.21	8.32%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	58,400	89.33%	1,173,212,742	88.85%	316,168,520	83.70%	11,236	713	29.83	7.75%
1 - 15	2,816	4.31%	59,429,196	4.50%	32,513,680	8.61%	13,606	647	31.83	10.63%
16 - 30	899	1.38%	19,268,405	1.46%	10,972,489	2.90%	14,287	630	32.40	11.39%
31 - 60	822	1.26%	17,619,247	1.33%	10,444,057	2.76%	15,038	619	32.91	12.00%
61 - 90	469	0.72%	10,018,307	0.76%	6,069,364	1.61%	15,601	612	32.88	12.47%
91 - 120	145	0.22%	2,995,580	0.23%	1,574,292	0.42%	15,241	618	31.45	12.40%
121+	1,827	2.79%	37,942,914	2.87%	10,192	0.00%	10,192	593	35.00	12.45%
Total:	65,378	100.00%	1,320,486,392	100.00%	377,752,594	100.00%	11,721	700	30.21	8.32%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	65,378	100.00%	1,320,486,392	100.00%	377,752,594	100.00%	11,721	700	30.21	8.32%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,378	100.00%	1,320,486,392	100.00%	377,752,594	100.00%	11,721	700	30.21	8.32%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	65,048	99.50%	1,316,509,159	99.70%	376,791,717	99.75%	11,736	702	30.23	8.30%
Stated, verified but not Level 4 or 5	330	0.50%	3,977,233	0.30%	960,877	0.25%	5,783	53	22.42	13.38%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,378	100.00%	1,320,486,392	100.00%	377,752,594	100.00%	11,721	700	30.21	8.32%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	24,752	37.86%	461,099,125	34.92%	124,693,716	33.01%	10,290	735	28.69	6.42%
5.00 - 9.99%	25,126	38.43%	522,813,838	39.59%	152,489,917	40.37%	11,960	694	30.62	8.60%
10.00 - 14.99%	10,054	15.38%	215,365,289	16.31%	64,274,498	17.01%	12,874	667	31.47	10.06%
15.00 - 19.99%	3,428	5.24%	74,790,188	5.66%	22,569,682	5.97%	13,315	663	31.49	10.54%
20.00 - 24.99%	1,219	1.86%	27,556,374	2.09%	8,326,848	2.20%	13,925	660	31.85	10.98%
25.00 - 29.99%	490	0.75%	11,083,608	0.84%	3,077,803	0.81%	13,670	648	31.43	10.74%
30.00 - 39.99%	247	0.38%	6,066,895	0.46%	1,820,955	0.48%	14,979	668	30.92	9.79%
40.00 - 49.99%	41	0.06%	1,087,382	0.08%	318,031	0.08%	14,662	730	31.78	7.67%
50.00 - 59.99%	15	0.02%	410,780	0.03%	153,804	0.04%	14,713	705	30.23	8.56%
60.00 - 69.99%	3	0.00%	110,608	0.01%	27,340	0.01%	14,201	846	22.00	5.56%
70.00 - 79.99%	2	0.00%	71,389	0.01%	0	0.00%	0	0	0.00	0.00%
80.00 - 89.99%	1	0.00%	30,916	0.00%	0	0.00%	0	0	0.00	0.00%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,378	100.00%	1,320,486,392	100.00%	377,752,594	100.00%	11,721	700	30.21	8.32%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	151	0.23%	672,289	0.05%	91,692	0.02%	1,996	715	23.44	4.78%
25.00 - 49.99%	1,640	2.51%	15,561,373	1.18%	3,114,358	0.82%	4,586	732	24.54	4.73%
50.00 - 74.99%	6,445	9.86%	97,713,454	7.40%	23,112,449	6.12%	7,350	747	26.30	5.05%
75.00 - 99.99%	19,463	29.77%	387,859,484	29.37%	106,845,853	28.28%	10,670	726	28.56	6.52%
100.00 - 109.99%	15,642	23.93%	340,746,618	25.80%	101,179,506	26.78%	12,522	694	30.68	8.60%
110.00 - 119.99%	13,667	20.90%	302,837,053	22.93%	91,029,868	24.10%	13,015	680	31.81	9.78%
120.00 - 129.99%	6,389	9.77%	131,278,381	9.94%	39,721,685	10.52%	12,126	671	31.92	10.50%
130.00 - 139.99%	1,568	2.40%	34,266,791	2.60%	9,870,198	2.61%	13,383	676	32.24	10.76%
140.00%+	413	0.63%	9,550,951	0.72%	2,786,985	0.74%	13,507	684	32.36	10.55%
Total:	65,378	100.00%	1,320,486,392	100.00%	377,752,594	100.00%	11,721	700	30.21	8.32%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,024	1.57%	20,968,061	1.59%	6,252,758	1.66%	12,148	694	30.69	8.88%
Alaska	11	0.02%	227,724	0.02%	88,111	0.02%	12,630	717	29.91	7.82%
Arizona	889	1.36%	17,903,629	1.36%	4,788,164	1.27%	11,347	692	29.76	8.57%
Arkansas	72	0.11%	1,447,647	0.11%	458,460	0.12%	12,483	689	30.26	9.48%
California	10,563	16.16%	213,580,741	16.17%	60,241,991	15.95%	11,619	701	29.70	8.13%
Colorado	1,695	2.59%	35,149,017	2.66%	9,521,173	2.52%	11,700	724	29.66	7.47%
Connecticut	670	1.02%	13,144,577	1.00%	3,774,664	1.00%	11,021	705	30.70	8.08%
Delaware	330	0.50%	6,533,599	0.49%	1,679,186	0.44%	11,061	713	30.30	7.97%
Florida	5,265	8.05%	107,291,626	8.13%	29,372,585	7.78%	12,103	688	31.45	8.74%
Georgia	4,135	6.32%	82,743,130	6.27%	23,845,217	6.31%	12,050	689	30.68	9.01%
Hawaii	24	0.04%	480,113	0.04%	120,065	0.03%	13,207	622	28.13	9.16%
Idaho	230	0.35%	4,584,603	0.35%	1,277,053	0.34%	11,810	700	29.67	7.91%
Illinois	3,497	5.35%	69,638,729	5.27%	21,264,796	5.63%	11,365	715	29.82	7.71%
Indiana	1,020	1.56%	20,429,998	1.55%	6,265,137	1.66%	11,568	708	30.26	7.96%
Iowa	225	0.34%	4,625,753	0.35%	1,127,389	0.30%	11,770	711	29.36	7.74%
Kansas	681	1.04%	13,750,857	1.04%	4,010,690	1.06%	11,346	717	29.51	7.85%
Kentucky	678	1.04%	13,092,528	0.99%	3,622,264	0.96%	10,948	711	29.66	7.64%
Louisiana	740	1.13%	15,696,656	1.19%	5,177,044	1.37%	13,165	678	31.27	9.45%
Maine	100	0.15%	1,920,013	0.15%	548,136	0.15%	10,276	708	28.80	7.78%
Maryland	3,222	4.93%	65,908,492	4.99%	19,655,053	5.20%	11,806	706	30.17	8.12%
Massachusetts	726	1.11%	13,267,342	1.00%	4,258,275	1.13%	10,218	713	29.41	7.63%
Michigan	101	0.15%	1,990,336	0.15%	571,490	0.15%	10,936	697	29.69	8.45%
Minnesota	303	0.46%	6,063,834	0.46%	1,931,906	0.51%	11,732	679	30.67	9.27%
Mississippi	555	0.85%	11,560,106	0.88%	3,762,089	1.00%	12,709	680	31.10	9.75%
Missouri	735	1.12%	13,847,131	1.05%	3,700,049	0.98%	10,442	696	29.06	8.71%
Montana	24	0.04%	467,097	0.04%	98,542	0.03%	11,456	703	30.30	7.02%
Nebraska	276	0.42%	5,115,325	0.39%	1,407,125	0.37%	10,263	729	28.92	7.23%
Nevada	1,616	2.47%	34,326,663	2.60%	9,407,343	2.49%	12,646	693	30.97	8.60%
New Hampshire	101	0.15%	1,871,568	0.14%	581,333	0.15%	10,288	704	29.31	8.08%
New Jersey	501	0.77%	9,975,270	0.76%	3,153,531	0.83%	11,232	716	30.58	7.66%
New Mexico	430	0.66%	8,603,645	0.65%	2,445,903	0.65%	12,130	704	30.22	8.62%
New York	79	0.12%	1,674,480	0.13%	535,480	0.14%	12,749	680	30.48	8.98%
North Carolina	3,373	5.16%	66,776,192	5.06%	18,751,352	4.96%	11,528	697	30.66	8.50%
North Dakota	20	0.03%	420,364	0.03%	128,287	0.03%	15,085	663	31.69	10.49%
Ohio	1,140	1.74%	23,001,239	1.74%	6,708,996	1.78%	11,718	709	30.33	7.93%
Oklahoma	517	0.79%	9,860,698	0.75%	2,576,673	0.68%	10,559	697	29.86	8.41%
Oregon	603	0.92%	10,735,542	0.81%	2,824,258	0.75%	9,478	711	28.74	7.38%
Pennsylvania	876	1.34%	17,270,057	1.31%	5,223,151	1.38%	10,939	716	29.74	7.63%
Rhode Island	200	0.31%	3,920,267	0.30%	1,185,612	0.31%	10,999	720	29.91	8.10%
South Carolina	1,645	2.52%	32,163,478	2.44%	9,508,916	2.52%	11,378	688	30.41	8.64%
South Dakota	23	0.04%	506,255	0.04%	167,218	0.04%	12,135	681	26.52	8.26%
Tennessee	2,864	4.38%	59,057,893	4.47%	16,320,111	4.32%	11,837	705	30.05	8.09%
Texas	7,250	11.09%	152,046,575	11.51%	43,734,744	11.58%	12,406	687	30.78	8.89%
Utah	253	0.39%	5,149,464	0.39%	1,324,780	0.35%	12,401	720	30.03	7.66%
Vermont	14	0.02%	238,858	0.02%	94,180	0.02%	10,521	674	26.76	8.53%
Virginia	3,583	5.48%	72,145,924	5.46%	21,140,289	5.60%	11,469	718	29.99	7.58%
Washington	938	1.43%	18,316,154	1.39%	4,868,846	1.29%	11,260	702	29.48	8.04%
West Virginia	89	0.14%	1,891,367	0.14%	502,735	0.13%	13,164	706	31.99	7.94%
Wisconsin	1,303	1.99%	25,762,659	1.95%	6,707,684	1.78%	10,322	708	27.01	8.11%
Wyoming	25	0.04%	495,267	0.04%	136,667	0.04%	10,321	715	27.93	7.29%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	5	0.01%	67,515	0.01%	17,818	0.00%	5,476	688	24.77	7.48%
Armed Forces Pacific	5	0.01%	100,343	0.01%	23,919	0.01%	12,028	643	32.92	12.45%
District of Columbia	132	0.20%	2,649,360	0.20%	863,358	0.23%	12,136	701	30.22	8.13%
Guam	1	0.00%	15,564	0.00%	0	0.00%	0	0	0.00	0.00%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	15,064	0.00%	0	0.00%	0	0	0.00	0.00%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	65,378	100.00%	1,320,486,392	100.00%	377,752,594	100.00%	11,721	700	30.21	8.32%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	223	0.34%	5,735,202	0.43%	1,481,212	0.39%	13,432	751	27.59	5.49%
Used	65,155	99.66%	1,314,751,190	99.57%	376,271,382	99.61%	11,714	700	30.22	8.33%
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,378	100.00%	1,320,486,392	100.00%	377,752,594	100.00%	11,721	700	30.21	8.32%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	31,180	47.69%	550,768,998	41.71%	153,582,056	40.66%	10,312	685	30.30	8.98%
Truck	5,094	7.79%	135,313,723	10.25%	38,385,317	10.16%	14,575	715	30.26	7.88%
SUV	27,020	41.33%	590,527,618	44.72%	173,414,707	45.91%	12,378	709	30.19	7.88%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	2,084	3.19%	43,876,054	3.32%	12,370,514	3.27%	11,134	721	29.39	7.58%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	65,378	100.00%	1,320,486,392	100.00%	377,752,594	100.00%	11,721	700	30.21	8.32%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	6,747	10.32%	133,802,450	10.13%	37,822,205	10.01%	11,458	702	29.97	8.34%
Ford: Lincoln	410	0.63%	9,476,204	0.72%	2,622,662	0.69%	12,762	705	29.78	8.09%
Ford: Mercury	14	0.02%	193,065	0.01%	55,904	0.01%	6,323	678	23.37	9.33%
GMC	1,692	2.59%	42,192,036	3.20%	13,193,322	3.49%	14,169	707	31.02	8.14%
GMC: Buick	1,013	1.55%	20,178,807	1.53%	6,136,901	1.62%	11,262	704	31.00	8.10%
GMC: Cadillac	739	1.13%	20,203,627	1.53%	5,939,890	1.57%	16,199	702	30.90	8.26%
GMC: Chevrolet	5,698	8.72%	118,326,369	8.96%	34,448,857	9.12%	12,399	693	30.80	8.76%
GMC: Hummer	1	0.00%	8,317	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	4	0.01%	59,086	0.00%	10,524	0.00%	10,524	707	29.00	5.45%
GMC: Saturn	7	0.01%	82,932	0.01%	20,209	0.01%	4,942	645	26.69	10.17%
Tesla	2	0.00%	113,715	0.01%	55,258	0.01%	27,750	771	31.47	6.58%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,567	2.40%	39,876,690	3.02%	10,675,315	2.83%	14,396	705	29.99	8.11%
BMW: Mini	397	0.61%	6,443,847	0.49%	1,623,526	0.43%	8,606	690	28.74	8.42%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,514	2.32%	41,268,398	3.13%	10,911,862	2.89%	15,557	696	30.52	8.38%
Daimler: Smart	41	0.06%	439,454	0.03%	68,441	0.02%	5,994	617	29.19	9.58%
Fiat	330	0.50%	4,647,538	0.35%	1,159,507	0.31%	7,570	686	29.13	9.05%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	993	1.52%	20,191,004	1.53%	5,517,610	1.46%	11,294	699	30.42	8.36%
Fiat: Dodge	3,277	5.01%	77,918,220	5.90%	22,536,406	5.97%	13,860	689	31.34	8.97%
Fiat: Jeep	3,603	5.51%	76,015,383	5.76%	21,978,031	5.82%	11,837	705	30.49	8.08%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	317	0.48%	7,464,047	0.57%	1,986,877	0.53%	13,643	727	29.41	7.04%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,468	2.25%	24,277,270	1.84%	6,886,039	1.82%	9,280	690	29.98	8.41%
Volkswagen: Audi	1,512	2.31%	38,554,761	2.92%	10,484,238	2.78%	13,994	712	29.94	7.62%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	205	0.31%	7,876,799	0.60%	2,075,889	0.55%	19,393	744	29.30	6.22%
Honda	5,177	7.92%	92,087,690	6.97%	26,886,433	7.12%	9,909	703	29.61	8.15%
Honda: Acura	657	1.00%	13,749,977	1.04%	3,659,799	0.97%	11,036	714	28.46	7.88%
Hyundai	3,710	5.67%	59,879,527	4.53%	16,999,278	4.50%	9,029	687	30.22	8.94%
Hyundai: Kia	2,907	4.45%	48,731,134	3.69%	14,649,957	3.88%	9,400	681	30.79	9.00%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,297	1.98%	22,054,135	1.67%	6,237,879	1.65%	9,272	702	29.40	8.17%
Mitsubishi	557	0.85%	8,770,578	0.66%	2,686,934	0.71%	9,233	656	31.64	10.06%
Nissan	7,999	12.24%	140,272,670	10.62%	41,497,978	10.99%	9,863	691	30.71	8.70%
Nissan: Infiniti	1,245	1.90%	30,842,371	2.34%	8,431,390	2.23%	13,741	703	30.59	8.26%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	1,417	2.17%	26,771,739	2.03%	7,759,437	2.05%	9,873	727	28.41	7.04%
Suzuki	2	0.00%	34,061	0.00%	0	0.00%	0	0	0.00	0.00%
Tata: Jaguar	260	0.40%	7,754,995	0.59%	2,088,247	0.55%	17,207	692	31.43	8.49%
Tata: Land Rover	587	0.90%	19,016,490	1.44%	4,975,106	1.32%	17,835	708	30.91	7.70%
Toyota	6,333	9.69%	121,481,778	9.20%	34,851,172	9.23%	10,655	715	29.12	7.75%
Toyota: Lexus	1,460	2.23%	36,303,012	2.75%	9,876,877	2.61%	13,586	721	29.05	7.28%
Toyota: Scion	219	0.33%	3,126,215	0.24%	942,635	0.25%	7,580	658	29.20	9.92%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	65,378	100.00%	1,320,486,392	100.00%	377,752,594	100.00%	11,721	700	30.21	8.32%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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