StratMaker (139781)

Ford Credit Auto Owner Trust 2020-B

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

88.50% / 11.50%

Total Original # of Loans

37,480

WA Loan to Value (LTV)

48.95%

Total Original Loan Amount (OLA)

$ 1,451,848,685

WA Payment to Income (PTI)

0.07%

Weighted Average (WA) OLA

$ 45,845

WA FICO (non-zero)

628

Rep. Period Beginning Loan Amount

$ 628,386,553

WA Remaining Term (RT)

32.00

Rep. Period Ending Loan Amount (ELA)

$ 596,190,324

WA Original APR

2.56%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

37,480

Total Original Loan Amount (OLA)

$ 1,451,848,685

Weighted Average (WA) OLA

$ 45,845

Rep. Period Beginning Loan Amount

$ 628,386,553

Rep. Period Ending Loan Amount (ELA)

$ 596,190,324

As % of Reporting Period ELA:

New % / Used %

88.50% / 11.50%

WA Loan to Value (LTV)

48.95%

WA Payment to Income (PTI)

0.07%

WA FICO (non-zero)

628

WA Remaining Term (RT)

32.00

WA Original APR

2.56%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	63	0.17%	33,964	0.00%	7,250	0.00%	1,415	631	20.11	7.31%
$5,000 - $9,999	287	0.77%	2,400,551	0.17%	743,409	0.12%	3,745	653	25.39	6.01%
$10,000 - $14,999	1,121	2.99%	14,363,914	0.99%	5,094,029	0.85%	5,828	643	27.08	5.45%
$15,000 - $19,999	2,390	6.38%	42,342,907	2.92%	16,250,488	2.73%	8,359	664	29.66	4.70%
$20,000 - $24,999	3,764	10.04%	85,260,904	5.87%	33,067,713	5.55%	10,615	647	30.24	3.78%
$25,000 - $29,999	4,827	12.88%	132,929,307	9.16%	52,300,576	8.77%	12,969	636	30.83	3.05%
$30,000 - $39,999	9,717	25.93%	338,564,306	23.32%	136,840,590	22.95%	16,710	640	31.75	2.46%
$40,000 - $49,999	7,057	18.83%	314,148,205	21.64%	129,924,883	21.79%	21,537	627	32.52	2.08%
$50,000 - $59,999	4,074	10.87%	222,229,320	15.31%	93,751,890	15.73%	26,678	608	33.02	1.98%
$60,000 - $69,999	2,282	6.09%	147,057,331	10.13%	62,900,001	10.55%	31,616	568	32.73	2.48%
$70,000 - $79,999	1,124	3.00%	83,557,166	5.76%	36,245,241	6.08%	36,655	566	32.61	2.59%
$80,000 - $89,999	491	1.31%	41,266,748	2.84%	17,946,046	3.01%	41,606	535	32.29	2.96%
$90,000 - $99,999	190	0.51%	17,882,844	1.23%	7,820,619	1.31%	46,949	564	32.12	3.32%
Over $100,000	93	0.25%	9,811,217	0.68%	3,297,590	0.55%	43,766	635	26.64	2.37%
Total:	37,480	100.00%	1,451,848,685	100.00%	596,190,324	100.00%	22,407	617	32.00	2.56%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	5,063	13.51%	144,504,154	9.95%	11,607,010	1.95%	3,495	649	11.51	2.76%
$5,000 - $9,999	6,688	17.84%	187,899,192	12.94%	51,007,093	8.56%	7,893	650	20.57	2.80%
$10,000 - $14,999	7,646	20.40%	244,342,714	16.83%	95,400,702	16.00%	12,642	634	27.31	2.89%
$15,000 - $19,999	6,613	17.64%	251,946,583	17.35%	114,991,574	19.29%	17,508	622	31.75	2.64%
$20,000 - $24,999	4,856	12.96%	219,998,785	15.15%	108,372,638	18.18%	22,410	621	34.42	2.38%
$25,000 - $29,999	2,997	8.00%	158,996,535	10.95%	81,837,355	13.73%	27,384	606	35.91	2.08%
$30,000 - $39,999	2,746	7.33%	174,163,376	12.00%	93,112,419	15.62%	34,132	592	36.78	2.20%
$40,000 - $49,999	719	1.92%	56,261,390	3.88%	31,508,271	5.28%	43,996	578	38.13	3.02%
$50,000 - $59,999	129	0.34%	11,539,447	0.79%	6,887,068	1.16%	53,530	538	40.13	4.74%
$60,000 - $69,999	22	0.06%	2,105,797	0.15%	1,394,099	0.23%	63,486	619	43.67	5.48%
$70,000 - $79,999	1	0.00%	90,710	0.01%	72,095	0.01%	72,095	656	48.00	8.54%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	37,480	100.00%	1,451,848,685	100.00%	596,190,324	100.00%	22,407	617	32.00	2.56%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	37,425	99.85%	1,451,848,685	100.00%	596,190,324	100.00%	22,407	617	32.00	2.56%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	55	0.15%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	37,480	100.00%	1,451,848,685	100.00%	596,190,324	100.00%	22,407	617	32.00	2.56%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	22,254	59.38%	905,908,331	62.40%	365,325,776	61.28%	22,581	693	32.54	0.42%
2.50 - 4.99%	6,693	17.86%	224,518,733	15.46%	92,822,382	15.57%	19,821	598	31.28	3.81%
5.00 - 7.49%	5,437	14.51%	215,688,596	14.86%	89,766,461	15.06%	23,798	426	30.41	6.36%
7.50 - 9.99%	2,316	6.18%	85,715,290	5.90%	38,097,443	6.39%	24,588	414	31.79	8.46%
10.00 - 12.49%	510	1.36%	14,141,817	0.97%	7,125,151	1.20%	20,259	483	33.95	11.09%
12.50 - 14.99%	186	0.50%	4,318,959	0.30%	2,216,204	0.37%	18,025	481	33.30	13.40%
15.00 - 17.49%	54	0.14%	1,023,014	0.07%	562,736	0.09%	14,766	457	31.74	16.18%
17.50 - 19.99%	26	0.07%	440,097	0.03%	239,321	0.04%	14,042	454	33.60	18.61%
20.00 - 22.49%	2	0.01%	76,002	0.01%	30,230	0.01%	17,690	192	14.41	20.74%
22.50 - 24.99%	2	0.01%	17,845	0.00%	4,619	0.00%	2,676	196	16.88	22.63%
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,480	100.00%	1,451,848,685	100.00%	596,190,324	100.00%	22,407	617	32.00	2.56%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	255	0.68%	10,554,083	0.73%	4,063,545	0.68%	21,786	460	28.07	4.56%
500 - 549	751	2.00%	28,754,837	1.98%	12,305,976	2.06%	22,272	530	31.99	4.30%
550 - 599	1,942	5.18%	73,549,376	5.07%	34,283,843	5.75%	23,399	577	35.34	3.59%
600 - 649	3,002	8.01%	109,689,702	7.56%	54,647,065	9.17%	24,511	626	37.52	3.38%
650 - 699	4,130	11.02%	157,458,127	10.85%	73,814,398	12.38%	24,402	675	35.65	2.78%
700 - 749	4,929	13.15%	189,119,165	13.03%	79,498,720	13.33%	22,858	725	33.27	2.12%
750 - 799	5,637	15.04%	215,571,675	14.85%	86,249,989	14.47%	21,547	775	31.62	1.56%
800+	10,651	28.42%	404,549,373	27.86%	151,047,121	25.34%	20,160	839	30.02	1.14%
NA	6,183	16.50%	262,602,348	18.09%	100,279,667	16.82%	23,261	41	27.61	4.63%
Total:	37,480	100.00%	1,451,848,685	100.00%	596,190,324	100.00%	22,407	617	32.00	2.56%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	55	0.15%	0	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	1	0.00%	8,479	0.00%	0	0.00%	0	0	0.00	0.00%
37 - 48	1,011	2.70%	38,033,267	2.62%	3,295,552	0.55%	5,806	539	4.48	1.98%
49 - 60	2,128	5.68%	80,451,045	5.54%	19,815,168	3.32%	13,984	508	13.77	2.94%
61 - 72	14,122	37.68%	523,680,732	36.07%	187,189,911	31.40%	18,888	529	24.24	2.85%
73+	20,163	53.80%	809,675,161	55.77%	385,889,693	64.73%	24,688	665	36.93	2.40%
Total:	37,480	100.00%	1,451,848,685	100.00%	596,190,324	100.00%	22,407	617	32.00	2.56%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	990	2.64%	35,379,855	2.44%	5,188	0.00%	873	516	2.19	5.38%
1 - 12	4,664	12.44%	170,135,593	11.72%	21,700,953	3.64%	7,248	575	8.38	2.41%
13 - 24	9,204	24.56%	331,856,581	22.86%	106,169,509	17.81%	14,542	584	19.90	2.65%
25 - 36	12,274	32.75%	486,955,510	33.54%	223,204,906	37.44%	22,036	595	30.27	2.74%
37 - 48	10,338	27.58%	427,094,519	29.42%	244,813,349	41.06%	27,486	654	40.89	2.36%
49 - 60	10	0.03%	426,628	0.03%	296,420	0.05%	33,947	580	49.00	1.64%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	37,480	100.00%	1,451,848,685	100.00%	596,190,324	100.00%	22,407	617	32.00	2.56%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	34,945	93.24%	1,351,648,377	93.10%	543,776,001	91.21%	21,993	620	31.55	2.48%
1 - 15	1,461	3.90%	58,603,832	4.04%	30,052,903	5.04%	26,486	583	36.23	3.02%
16 - 30	689	1.84%	26,779,173	1.84%	14,000,568	2.35%	26,145	571	36.88	3.83%
31 - 60	306	0.82%	11,943,979	0.82%	6,661,873	1.12%	28,639	568	38.07	3.80%
61 - 90	56	0.15%	2,062,717	0.14%	1,159,606	0.19%	26,532	574	36.37	4.28%
91 - 120	9	0.02%	286,670	0.02%	195,226	0.03%	25,607	627	43.31	3.30%
121+	14	0.04%	523,936	0.04%	344,147	0.06%	31,358	427	35.46	5.13%
Total:	37,480	100.00%	1,451,848,685	100.00%	596,190,324	100.00%	22,407	617	32.00	2.56%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	29,630	79.06%	1,111,769,337	76.58%	464,170,788	77.86%	22,062	736	33.01	2.03%
Stated, verified to Level 3²	1,088	2.90%	40,696,623	2.80%	20,710,338	3.47%	24,859	607	37.81	3.01%
NA	6,762	18.04%	299,382,725	20.62%	111,309,198	18.67%	23,389	118	26.69	4.66%
Total:	37,480	100.00%	1,451,848,685	100.00%	596,190,324	100.00%	22,407	617	32.00	2.56%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	29,630	79.06%	1,111,769,337	76.58%	464,170,788	77.86%	22,062	736	33.01	2.03%
Stated, verified but not Level 4 or 5	1,083	2.89%	40,558,440	2.79%	20,646,396	3.46%	24,883	608	37.82	3.01%
Stated, verified to Level 4³	3	0.01%	88,011	0.01%	39,670	0.01%	19,654	556	35.76	4.20%
Stated, verified to Level 5³	2	0.01%	50,172	0.00%	24,272	0.00%	12,257	347	34.25	1.80%
NA	6,762	18.04%	299,382,725	20.62%	111,309,198	18.67%	23,389	118	26.69	4.66%
Total:	37,480	100.00%	1,451,848,685	100.00%	596,190,324	100.00%	22,407	617	32.00	2.56%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	30,474	81.31%	1,144,735,810	78.85%	481,734,644	80.80%	22,205	731	33.22	2.07%
5.00 - 9.99%	1	0.00%	88,134	0.01%	14,689	0.00%	14,689	825	6.00	0.00%
10.00 - 14.99%	-	-	-	-	-	-	-	-	-	-
15.00 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	7,005	18.69%	307,024,742	21.15%	114,440,992	19.20%	23,259	136	26.84	4.58%
Total:	37,480	100.00%	1,451,848,685	100.00%	596,190,324	100.00%	22,407	617	32.00	2.56%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	198	0.53%	1,438,951	0.10%	437,671	0.07%	4,465	657	24.26	5.39%
25.00 - 49.99%	1,185	3.16%	22,387,793	1.54%	7,347,517	1.23%	9,150	667	26.19	3.83%
50.00 - 74.99%	5,150	13.74%	150,611,626	10.37%	55,585,546	9.32%	14,757	680	28.80	2.59%
75.00 - 99.99%	14,223	37.95%	550,152,396	37.89%	214,159,720	35.92%	20,290	615	30.27	2.57%
100.00 - 109.99%	7,096	18.93%	317,261,956	21.85%	129,377,272	21.70%	24,501	579	31.60	2.57%
110.00 - 119.99%	4,754	12.68%	209,591,389	14.44%	92,182,984	15.46%	25,717	598	33.86	2.38%
120.00 - 129.99%	2,627	7.01%	112,499,470	7.75%	53,919,614	9.04%	26,956	636	36.46	2.34%
130.00 - 139.99%	1,386	3.70%	56,841,594	3.92%	28,208,722	4.73%	27,182	654	37.55	2.56%
140.00%+	861	2.30%	31,063,511	2.14%	14,971,278	2.51%	24,261	666	37.03	3.15%
Total:	37,480	100.00%	1,451,848,685	100.00%	596,190,324	100.00%	22,407	617	32.00	2.56%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	658	1.76%	24,866,079	1.71%	10,662,289	1.79%	22,472	607	33.05	2.73%
Alaska	48	0.13%	1,782,411	0.12%	805,624	0.14%	22,903	609	33.24	2.92%
Arizona	558	1.49%	23,820,492	1.64%	9,691,069	1.63%	23,776	575	31.47	2.54%
Arkansas	391	1.04%	15,368,911	1.06%	6,793,326	1.14%	23,574	658	34.22	2.13%
California	3,622	9.66%	146,440,046	10.09%	57,791,758	9.69%	22,738	565	30.39	2.81%
Colorado	458	1.22%	19,852,453	1.37%	7,758,422	1.30%	23,459	602	31.09	2.50%
Connecticut	342	0.91%	12,157,550	0.84%	4,687,667	0.79%	20,158	528	29.48	3.13%
Delaware	126	0.34%	4,323,370	0.30%	1,711,503	0.29%	19,226	686	31.44	3.01%
Florida	2,810	7.50%	105,555,921	7.27%	44,598,513	7.48%	22,780	567	32.62	3.45%
Georgia	1,303	3.48%	52,599,799	3.62%	22,440,478	3.76%	23,441	611	33.40	2.74%
Hawaii	72	0.19%	2,870,497	0.20%	1,109,408	0.19%	20,505	565	30.97	2.63%
Idaho	133	0.35%	5,635,191	0.39%	2,406,886	0.40%	24,936	565	32.78	2.89%
Illinois	1,436	3.83%	52,569,744	3.62%	20,355,144	3.41%	20,334	631	30.71	2.34%
Indiana	681	1.82%	24,704,934	1.70%	10,229,284	1.72%	20,689	665	32.43	2.08%
Iowa	324	0.86%	12,167,988	0.84%	4,959,436	0.83%	21,185	672	32.43	1.63%
Kansas	364	0.97%	14,586,581	1.00%	6,027,593	1.01%	21,756	661	31.84	2.07%
Kentucky	459	1.22%	16,599,838	1.14%	6,751,984	1.13%	21,010	677	32.54	2.51%
Louisiana	812	2.17%	35,746,992	2.46%	15,537,291	2.61%	25,101	650	33.24	1.93%
Maine	181	0.48%	6,965,033	0.48%	3,276,472	0.55%	23,080	587	34.55	2.37%
Maryland	701	1.87%	26,918,865	1.85%	11,000,085	1.85%	22,408	551	31.61	3.25%
Massachusetts	585	1.56%	22,126,953	1.52%	8,837,436	1.48%	21,715	464	30.53	3.22%
Michigan	1,787	4.77%	56,954,355	3.92%	21,645,511	3.63%	16,771	693	28.80	1.81%
Minnesota	534	1.42%	19,371,876	1.33%	7,352,737	1.23%	19,283	675	30.32	2.54%
Mississippi	379	1.01%	15,732,124	1.08%	6,678,419	1.12%	23,468	655	33.43	2.09%
Missouri	912	2.43%	32,711,727	2.25%	13,865,724	2.33%	20,967	657	33.11	2.11%
Montana	130	0.35%	5,368,478	0.37%	2,354,258	0.39%	24,105	629	32.78	2.78%
Nebraska	298	0.80%	11,104,352	0.76%	4,437,530	0.74%	20,273	662	30.82	2.34%
Nevada	353	0.94%	14,498,375	1.00%	5,958,401	1.00%	23,023	642	31.80	2.74%
New Hampshire	200	0.53%	7,166,959	0.49%	3,010,892	0.51%	22,446	553	32.41	3.26%
New Jersey	943	2.52%	32,918,345	2.27%	12,451,320	2.09%	19,483	536	29.13	3.32%
New Mexico	250	0.67%	10,664,298	0.73%	4,496,435	0.75%	25,193	630	32.56	3.06%
New York	1,096	2.92%	39,474,984	2.72%	15,221,195	2.55%	19,992	582	29.93	2.75%
North Carolina	1,138	3.04%	43,188,364	2.97%	18,266,080	3.06%	22,884	577	33.14	2.97%
North Dakota	69	0.18%	2,772,276	0.19%	1,110,981	0.19%	23,223	632	31.96	2.64%
Ohio	1,575	4.20%	52,920,846	3.65%	21,607,454	3.62%	19,445	661	32.17	2.16%
Oklahoma	597	1.59%	24,491,727	1.69%	10,345,315	1.74%	23,850	654	32.85	2.42%
Oregon	271	0.72%	11,171,018	0.77%	4,415,107	0.74%	23,751	476	30.68	4.09%
Pennsylvania	1,278	3.41%	44,366,492	3.06%	17,383,695	2.92%	19,477	620	30.65	2.45%
Rhode Island	80	0.21%	3,129,359	0.22%	1,258,434	0.21%	21,287	457	31.99	3.17%
South Carolina	468	1.25%	18,621,676	1.28%	7,798,074	1.31%	22,998	619	33.42	2.46%
South Dakota	114	0.30%	4,118,166	0.28%	1,646,472	0.28%	21,568	664	30.55	2.14%
Tennessee	726	1.94%	29,005,660	2.00%	12,191,614	2.04%	22,829	646	32.70	1.83%
Texas	5,682	15.16%	247,603,573	17.05%	106,198,800	17.81%	25,002	659	33.42	2.26%
Utah	194	0.52%	9,082,959	0.63%	3,568,090	0.60%	25,669	563	30.70	2.24%
Vermont	149	0.40%	5,645,524	0.39%	2,496,633	0.42%	22,978	577	34.12	2.43%
Virginia	938	2.50%	35,157,842	2.42%	14,297,206	2.40%	21,119	587	31.45	2.96%
Washington	295	0.79%	13,090,548	0.90%	5,110,118	0.86%	24,417	565	30.35	2.80%
West Virginia	221	0.59%	8,584,782	0.59%	3,711,266	0.62%	22,180	658	34.03	1.67%
Wisconsin	594	1.58%	21,461,881	1.48%	8,308,625	1.39%	20,037	659	31.38	2.02%
Wyoming	74	0.20%	3,195,103	0.22%	1,311,622	0.22%	24,160	658	33.16	2.20%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	1	0.00%	43,844	0.00%	25,544	0.00%	25,544	857	42.00	0.00%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	15	0.04%	571,528	0.04%	235,102	0.04%	18,991	481	30.75	4.15%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	55	0.15%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	37,480	100.00%	1,451,848,685	100.00%	596,190,324	100.00%	22,407	617	32.00	2.56%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	31,074	82.91%	1,291,020,811	88.92%	527,620,145	88.50%	23,319	612	32.01	2.25%
Used	6,351	16.95%	160,827,874	11.08%	68,570,179	11.50%	15,387	650	31.91	4.91%
NA	55	0.15%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	37,480	100.00%	1,451,848,685	100.00%	596,190,324	100.00%	22,407	617	32.00	2.56%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	5,149	13.74%	139,274,245	9.59%	58,164,103	9.76%	16,188	674	33.65	2.52%
Truck	16,792	44.80%	730,265,968	50.30%	306,709,335	51.44%	24,486	533	32.00	3.22%
SUV	15,484	41.31%	582,308,472	40.11%	231,316,886	38.80%	21,214	712	31.58	1.68%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	55	0.15%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	37,480	100.00%	1,451,848,685	100.00%	596,190,324	100.00%	22,407	617	32.00	2.56%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	34,192	91.23%	1,307,806,799	90.08%	547,956,654	91.91%	22,371	607	32.46	2.63%
Ford: Lincoln	3,233	8.63%	144,041,886	9.92%	48,233,670	8.09%	22,818	725	26.75	1.71%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	-	-	-	-	-	-	-	-	-	-
BMW: Mini	-	-	-	-	-	-	-	-	-	-
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	-	-	-	-	-	-	-	-	-	-
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	-	-	-	-	-	-	-	-	-	-
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	55	0.15%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	37,480	100.00%	1,451,848,685	100.00%	596,190,324	100.00%	22,407	617	32.00	2.56%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

Actions

Deal Documents

Download Datatape (CSV)

View EDGAR Filing

Quick Navigation

COMPANY

FINSIGHT.COM