StratMaker (139793)

Ford Credit Auto Owner Trust 2022-A

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

92.71% / 7.29%

Total Original # of Loans

28,402

WA Loan to Value (LTV)

72.72%

Total Original Loan Amount (OLA)

$ 1,181,767,921

WA Payment to Income (PTI)

7.48%

Weighted Average (WA) OLA

$ 48,875

WA FICO (non-zero)

643

Rep. Period Beginning Loan Amount

$ 803,265,136

WA Remaining Term (RT)

47.61

Rep. Period Ending Loan Amount (ELA)

$ 774,828,917

WA Original APR

2.53%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

28,402

Total Original Loan Amount (OLA)

$ 1,181,767,921

Weighted Average (WA) OLA

$ 48,875

Rep. Period Beginning Loan Amount

$ 803,265,136

Rep. Period Ending Loan Amount (ELA)

$ 774,828,917

As % of Reporting Period ELA:

New % / Used %

92.71% / 7.29%

WA Loan to Value (LTV)

72.72%

WA Payment to Income (PTI)

7.48%

WA FICO (non-zero)

643

WA Remaining Term (RT)

47.61

WA Original APR

2.53%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	19	0.07%	50,981	0.00%	24,803	0.00%	2,382	625	23.19	4.62%
$5,000 - $9,999	212	0.75%	1,752,580	0.15%	912,649	0.12%	5,192	651	30.79	4.16%
$10,000 - $14,999	772	2.72%	9,784,544	0.83%	5,448,158	0.70%	8,315	696	35.39	3.46%
$15,000 - $19,999	1,358	4.78%	24,084,912	2.04%	13,634,793	1.76%	11,942	690	39.89	3.34%
$20,000 - $24,999	2,228	7.84%	50,327,743	4.26%	28,761,319	3.71%	15,344	684	41.73	2.96%
$25,000 - $29,999	3,033	10.68%	83,795,006	7.09%	50,988,296	6.58%	19,242	668	44.26	2.50%
$30,000 - $39,999	7,025	24.73%	245,701,048	20.79%	155,582,915	20.08%	24,983	662	46.00	2.38%
$40,000 - $49,999	5,828	20.52%	260,158,254	22.01%	170,106,404	21.95%	32,380	645	48.05	2.26%
$50,000 - $59,999	3,724	13.11%	202,959,255	17.17%	138,488,021	17.87%	40,249	627	49.30	2.20%
$60,000 - $69,999	2,191	7.71%	141,243,448	11.95%	97,425,472	12.57%	47,887	604	49.64	2.52%
$70,000 - $79,999	1,178	4.15%	87,661,685	7.42%	61,357,359	7.92%	55,761	577	49.51	3.06%
$80,000 - $89,999	527	1.86%	44,376,108	3.76%	31,695,732	4.09%	64,207	568	51.36	3.42%
$90,000 - $99,999	227	0.80%	21,367,606	1.81%	15,112,494	1.95%	71,235	584	50.81	3.91%
Over $100,000	80	0.28%	8,504,750	0.72%	5,290,503	0.68%	71,647	643	44.92	3.84%
Total:	28,402	100.00%	1,181,767,921	100.00%	774,828,917	100.00%	36,371	634	47.61	2.53%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	1,996	7.03%	59,735,721	5.05%	4,000,433	0.52%	3,408	689	11.92	2.38%
$5,000 - $9,999	1,945	6.85%	49,703,139	4.21%	14,648,569	1.89%	7,811	684	23.53	2.60%
$10,000 - $14,999	2,455	8.64%	63,534,613	5.38%	30,847,229	3.98%	12,734	689	33.27	2.52%
$15,000 - $19,999	3,337	11.75%	98,906,317	8.37%	58,900,863	7.60%	17,771	667	39.54	2.30%
$20,000 - $24,999	3,797	13.37%	129,606,878	10.97%	85,572,751	11.04%	22,630	666	43.46	2.13%
$25,000 - $29,999	3,721	13.10%	148,156,638	12.54%	102,275,684	13.20%	27,561	655	46.22	2.26%
$30,000 - $39,999	5,561	19.58%	265,311,278	22.45%	192,301,289	24.82%	34,816	639	49.16	2.36%
$40,000 - $49,999	3,100	10.91%	180,816,160	15.30%	137,934,098	17.80%	44,678	615	51.81	2.47%
$50,000 - $59,999	1,523	5.36%	104,643,213	8.85%	82,588,533	10.66%	54,373	595	53.57	2.93%
$60,000 - $69,999	659	2.32%	52,999,556	4.48%	42,411,646	5.47%	64,478	555	54.80	3.56%
$70,000 - $79,999	250	0.88%	22,617,453	1.91%	18,536,638	2.39%	74,248	605	57.27	4.15%
$80,000 - $89,999	57	0.20%	5,639,284	0.48%	4,718,355	0.61%	82,843	585	58.92	4.84%
$90,000 - $99,999	1	0.00%	97,671	0.01%	92,830	0.01%	92,830	646	62.00	10.55%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	28,402	100.00%	1,181,767,921	100.00%	774,828,917	100.00%	36,371	634	47.61	2.53%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	28,395	99.98%	1,181,767,921	100.00%	774,828,917	100.00%	36,371	634	47.61	2.53%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	7	0.02%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	28,402	100.00%	1,181,767,921	100.00%	774,828,917	100.00%	36,371	634	47.61	2.53%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	17,513	61.66%	722,531,096	61.14%	460,521,792	59.44%	34,373	715	46.01	0.52%
2.50 - 4.99%	5,406	19.03%	223,712,254	18.93%	152,218,604	19.65%	37,538	565	50.04	3.97%
5.00 - 7.49%	3,852	13.56%	175,061,725	14.81%	119,978,278	15.48%	42,258	460	49.74	6.13%
7.50 - 9.99%	1,208	4.25%	47,873,324	4.05%	33,464,806	4.32%	38,440	508	50.43	8.37%
10.00 - 12.49%	289	1.02%	9,164,759	0.78%	6,346,187	0.82%	33,824	489	49.53	11.02%
12.50 - 14.99%	90	0.32%	2,271,557	0.19%	1,460,085	0.19%	28,783	516	47.96	13.68%
15.00 - 17.49%	30	0.11%	809,350	0.07%	607,892	0.08%	30,288	503	51.20	16.02%
17.50 - 19.99%	13	0.05%	301,358	0.03%	202,522	0.03%	29,162	520	41.44	18.25%
20.00 - 22.49%	1	0.00%	42,498	0.00%	28,751	0.00%	28,751	38	33.00	20.39%
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	28,402	100.00%	1,181,767,921	100.00%	774,828,917	100.00%	36,371	634	47.61	2.53%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	156	0.55%	7,318,830	0.62%	4,782,524	0.62%	38,912	460	41.09	4.34%
500 - 549	407	1.43%	16,919,741	1.43%	11,346,484	1.46%	34,825	530	43.43	4.49%
550 - 599	1,210	4.26%	49,163,463	4.16%	33,881,225	4.37%	35,976	577	48.41	4.37%
600 - 649	2,273	8.00%	91,398,595	7.73%	64,443,781	8.32%	36,408	627	52.52	4.14%
650 - 699	3,473	12.23%	147,944,631	12.52%	101,128,233	13.05%	38,342	675	52.45	3.24%
700 - 749	4,156	14.63%	179,573,366	15.20%	119,432,656	15.41%	38,638	725	50.49	2.26%
750 - 799	4,621	16.27%	191,361,570	16.19%	122,891,549	15.86%	35,981	774	47.30	1.53%
800+	8,315	29.28%	323,558,172	27.38%	201,062,951	25.95%	32,376	838	44.72	1.01%
NA	3,791	13.35%	174,529,555	14.77%	115,859,515	14.95%	39,804	42	43.46	4.21%
Total:	28,402	100.00%	1,181,767,921	100.00%	774,828,917	100.00%	36,371	634	47.61	2.53%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	8	0.03%	7,247	0.00%	1,030	0.00%	1,030	693	6.00	0.00%
25 - 36	49	0.17%	1,189,554	0.10%	486,375	0.06%	16,091	509	14.14	2.54%
37 - 48	2,086	7.34%	73,444,622	6.21%	38,172,290	4.93%	25,800	654	20.82	0.92%
49 - 60	1,789	6.30%	62,945,350	5.33%	37,582,869	4.85%	28,525	562	31.51	2.31%
61 - 72	9,481	33.38%	377,051,619	31.91%	246,964,228	31.87%	34,769	563	43.08	2.41%
73+	14,989	52.77%	667,129,528	56.45%	451,622,125	58.29%	38,816	678	53.72	2.75%
Total:	28,402	100.00%	1,181,767,921	100.00%	774,828,917	100.00%	36,371	634	47.61	2.53%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	519	1.83%	20,481,787	1.73%	4,850	0.00%	543	617	1.08	2.67%
1 - 12	1,718	6.05%	60,169,557	5.09%	7,921,280	1.02%	8,271	642	8.87	2.10%
13 - 24	2,943	10.36%	102,732,354	8.69%	45,459,652	5.87%	21,948	657	20.54	1.36%
25 - 36	3,538	12.46%	134,642,461	11.39%	75,905,369	9.80%	27,022	602	31.69	2.28%
37 - 48	8,734	30.75%	361,864,715	30.62%	245,762,262	31.72%	33,474	595	44.04	2.37%
49 - 60	9,090	32.00%	410,579,616	34.74%	322,184,596	41.58%	41,031	657	54.95	2.56%
61 - 72	1,746	6.15%	85,425,432	7.23%	72,441,006	9.35%	46,475	683	63.15	3.91%
73+	114	0.40%	5,871,998	0.50%	5,149,902	0.66%	49,390	708	73.25	4.44%
Total:	28,402	100.00%	1,181,767,921	100.00%	774,828,917	100.00%	36,371	634	47.61	2.53%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	26,485	93.25%	1,097,109,930	92.84%	713,033,433	92.02%	36,003	638	47.28	2.42%
1 - 15	1,333	4.69%	58,759,258	4.97%	42,411,077	5.47%	40,027	621	51.25	3.58%
16 - 30	376	1.32%	16,854,873	1.43%	12,460,997	1.61%	41,812	550	51.73	4.40%
31 - 60	171	0.60%	7,386,869	0.63%	5,630,770	0.73%	41,448	533	51.90	4.83%
61 - 90	31	0.11%	1,335,985	0.11%	1,037,137	0.13%	44,042	507	52.69	5.59%
91 - 120	5	0.02%	284,918	0.02%	222,244	0.03%	50,811	644	51.43	4.08%
121+	1	0.00%	36,089	0.00%	33,259	0.00%	33,259	645	57.00	7.99%
Total:	28,402	100.00%	1,181,767,921	100.00%	774,828,917	100.00%	36,371	634	47.61	2.53%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	1	0.00%	30,130	0.00%	24,606	0.00%	24,606	827	49.00	0.00%
Stated, not verified	23,439	82.53%	948,646,418	80.27%	618,927,250	79.88%	35,441	743	48.52	2.13%
Stated, verified to Level 3²	821	2.89%	32,777,965	2.77%	22,839,443	2.95%	37,204	634	52.04	3.89%
NA	4,141	14.58%	200,313,408	16.95%	133,037,618	17.17%	40,559	130	42.61	4.16%
Total:	28,402	100.00%	1,181,767,921	100.00%	774,828,917	100.00%	36,371	634	47.61	2.53%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	23,440	82.53%	948,676,548	80.28%	618,951,856	79.88%	35,441	743	48.52	2.13%
Stated, verified but not Level 4 or 5	811	2.86%	32,311,153	2.73%	22,506,920	2.90%	37,125	634	52.01	3.88%
Stated, verified to Level 4³	7	0.02%	319,663	0.03%	228,809	0.03%	42,086	614	55.24	5.12%
Stated, verified to Level 5³	3	0.01%	147,149	0.01%	103,714	0.01%	43,639	726	49.71	3.77%
NA	4,141	14.58%	200,313,408	16.95%	133,037,618	17.17%	40,559	130	42.61	4.16%
Total:	28,402	100.00%	1,181,767,921	100.00%	774,828,917	100.00%	36,371	634	47.61	2.53%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	5,837	20.55%	209,786,498	17.75%	132,734,266	17.13%	32,698	760	46.68	1.75%
5.00 - 9.99%	10,725	37.76%	436,269,772	36.92%	286,862,762	37.02%	35,304	738	49.19	2.15%
10.00 - 14.99%	5,145	18.11%	223,071,259	18.88%	148,248,423	19.13%	37,245	726	49.65	2.43%
15.00 - 19.99%	1,662	5.85%	74,070,173	6.27%	49,385,988	6.37%	38,537	717	49.51	2.87%
20.00 - 24.99%	444	1.56%	20,087,087	1.70%	12,958,334	1.67%	37,960	733	46.38	2.81%
25.00 - 29.99%	122	0.43%	5,734,609	0.49%	3,619,234	0.47%	37,096	770	41.98	2.13%
30.00 - 39.99%	66	0.23%	3,192,759	0.27%	1,917,610	0.25%	37,177	775	38.79	2.01%
40.00 - 49.99%	16	0.06%	635,005	0.05%	378,433	0.05%	34,919	759	41.55	2.03%
50.00 - 59.99%	10	0.04%	512,554	0.04%	355,816	0.05%	46,027	804	44.88	1.03%
60.00 - 69.99%	2	0.01%	54,905	0.00%	39,376	0.01%	19,846	847	47.46	1.04%
70.00 - 79.99%	1	0.00%	54,592	0.00%	44,735	0.01%	44,735	800	59.00	0.00%
80.00 - 89.99%	1	0.00%	35,487	0.00%	28,389	0.00%	28,389	848	48.00	0.00%
90.00 - 99.99%	5	0.02%	195,456	0.02%	127,957	0.02%	28,882	830	43.34	0.46%
100.00%+	12	0.04%	545,664	0.05%	374,880	0.05%	36,240	788	45.15	0.78%
NA	4,354	15.33%	207,522,103	17.56%	137,752,713	17.78%	40,228	152	42.73	4.08%
Total:	28,402	100.00%	1,181,767,921	100.00%	774,828,917	100.00%	36,371	634	47.61	2.53%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	164	0.58%	1,533,166	0.13%	801,536	0.10%	6,414	738	30.85	2.10%
25.00 - 49.99%	1,479	5.21%	28,004,355	2.37%	17,022,922	2.20%	14,548	724	38.61	1.78%
50.00 - 74.99%	4,249	14.96%	128,581,114	10.88%	80,352,743	10.37%	23,537	691	43.03	1.94%
75.00 - 99.99%	9,590	33.77%	388,689,789	32.89%	247,263,198	31.91%	32,493	650	46.43	2.38%
100.00 - 109.99%	5,368	18.90%	252,632,363	21.38%	164,743,705	21.26%	38,490	603	47.61	2.68%
110.00 - 119.99%	4,158	14.64%	210,440,139	17.81%	144,789,953	18.69%	43,195	597	49.78	2.76%
120.00 - 129.99%	2,074	7.30%	107,682,528	9.11%	75,107,823	9.69%	45,281	631	51.79	2.75%
130.00 - 139.99%	901	3.17%	45,592,265	3.86%	32,108,905	4.14%	45,840	643	52.45	3.01%
140.00%+	419	1.48%	18,612,202	1.57%	12,638,132	1.63%	42,355	677	51.00	3.28%
Total:	28,402	100.00%	1,181,767,921	100.00%	774,828,917	100.00%	36,371	634	47.61	2.53%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	446	1.57%	18,083,882	1.53%	11,914,468	1.54%	36,695	634	49.33	2.80%
Alaska	58	0.20%	2,597,881	0.22%	1,708,363	0.22%	37,905	760	49.75	1.51%
Arizona	507	1.79%	22,443,088	1.90%	14,597,032	1.88%	38,255	611	47.62	2.33%
Arkansas	306	1.08%	13,148,331	1.11%	9,056,248	1.17%	38,417	672	49.91	2.66%
California	2,731	9.62%	120,414,954	10.19%	76,754,094	9.91%	37,190	594	46.18	2.63%
Colorado	425	1.50%	19,586,218	1.66%	12,977,011	1.67%	39,835	636	47.01	2.36%
Connecticut	229	0.81%	8,566,234	0.72%	5,592,245	0.72%	33,715	534	45.93	3.22%
Delaware	113	0.40%	4,460,513	0.38%	2,976,576	0.38%	34,753	627	50.06	2.80%
Florida	2,142	7.54%	90,518,328	7.66%	60,259,154	7.78%	37,300	597	48.43	3.12%
Georgia	896	3.15%	39,935,560	3.38%	26,406,642	3.41%	38,448	648	49.19	2.61%
Hawaii	56	0.20%	2,287,111	0.19%	1,435,531	0.19%	33,541	673	46.96	2.57%
Idaho	134	0.47%	5,932,571	0.50%	4,016,019	0.52%	37,344	642	48.27	1.85%
Illinois	973	3.43%	39,347,922	3.33%	25,139,950	3.24%	34,471	646	46.20	2.10%
Indiana	519	1.83%	19,978,307	1.69%	12,280,667	1.58%	32,432	657	45.71	2.10%
Iowa	306	1.08%	11,698,050	0.99%	7,401,504	0.96%	32,393	711	44.63	1.49%
Kansas	251	0.88%	10,548,825	0.89%	6,832,849	0.88%	36,767	668	47.44	2.04%
Kentucky	326	1.15%	12,489,448	1.06%	8,191,922	1.06%	34,578	646	47.51	2.65%
Louisiana	567	2.00%	26,461,144	2.24%	17,899,973	2.31%	39,974	661	48.97	2.38%
Maine	153	0.54%	5,924,590	0.50%	3,953,047	0.51%	34,101	581	48.50	2.72%
Maryland	499	1.76%	21,725,368	1.84%	14,416,209	1.86%	38,156	567	48.35	2.98%
Massachusetts	475	1.67%	18,547,484	1.57%	12,286,846	1.59%	34,497	488	45.07	3.18%
Michigan	1,335	4.70%	44,271,639	3.75%	27,784,228	3.59%	27,591	695	43.70	1.70%
Minnesota	412	1.45%	16,171,244	1.37%	10,746,062	1.39%	34,722	674	46.85	1.68%
Mississippi	313	1.10%	13,648,827	1.15%	9,082,271	1.17%	39,371	671	49.34	2.42%
Missouri	716	2.52%	27,395,601	2.32%	17,702,096	2.28%	32,402	674	47.79	2.19%
Montana	127	0.45%	5,485,542	0.46%	3,629,656	0.47%	36,038	675	45.21	1.92%
Nebraska	200	0.70%	7,444,566	0.63%	4,708,662	0.61%	30,853	682	42.76	1.65%
Nevada	278	0.98%	12,444,294	1.05%	8,353,148	1.08%	39,357	666	48.94	2.64%
New Hampshire	142	0.50%	5,798,277	0.49%	3,833,412	0.49%	34,800	654	47.10	2.01%
New Jersey	748	2.63%	28,176,722	2.38%	18,685,587	2.41%	34,552	536	46.16	3.14%
New Mexico	181	0.64%	8,200,970	0.69%	5,794,124	0.75%	39,182	619	50.46	2.58%
New York	1,013	3.57%	37,350,499	3.16%	23,819,477	3.07%	31,980	623	44.15	2.68%
North Carolina	887	3.12%	35,990,348	3.05%	24,322,484	3.14%	35,607	614	49.35	2.72%
North Dakota	66	0.23%	2,632,321	0.22%	1,843,713	0.24%	34,973	658	46.87	2.08%
Ohio	1,092	3.84%	40,153,984	3.40%	25,638,282	3.31%	31,671	659	47.38	2.25%
Oklahoma	403	1.42%	17,635,157	1.49%	11,686,586	1.51%	37,466	655	47.39	2.43%
Oregon	249	0.88%	10,659,881	0.90%	6,948,107	0.90%	35,672	574	45.20	2.60%
Pennsylvania	1,028	3.62%	37,359,857	3.16%	24,117,638	3.11%	31,548	628	45.47	2.17%
Rhode Island	53	0.19%	2,120,978	0.18%	1,368,534	0.18%	33,311	580	45.68	2.62%
South Carolina	459	1.62%	18,814,134	1.59%	11,978,917	1.55%	35,539	640	48.37	2.92%
South Dakota	98	0.35%	3,577,713	0.30%	2,401,806	0.31%	31,918	754	47.17	1.75%
Tennessee	516	1.82%	21,467,257	1.82%	14,076,866	1.82%	35,749	652	48.26	2.34%
Texas	4,021	14.16%	187,719,952	15.88%	126,718,238	16.35%	40,556	666	50.12	2.80%
Utah	148	0.52%	7,283,883	0.62%	4,907,573	0.63%	42,010	570	47.99	2.45%
Vermont	114	0.40%	4,502,642	0.38%	3,030,420	0.39%	34,630	643	48.39	3.05%
Virginia	647	2.28%	27,799,439	2.35%	18,202,908	2.35%	37,643	636	48.15	2.34%
Washington	288	1.01%	13,542,411	1.15%	8,534,684	1.10%	38,439	589	43.65	2.39%
West Virginia	192	0.68%	7,750,400	0.66%	5,066,472	0.65%	34,663	696	49.17	2.01%
Wisconsin	468	1.65%	17,609,457	1.49%	11,202,075	1.45%	32,776	687	46.59	1.53%
Wyoming	72	0.25%	3,395,118	0.29%	2,117,880	0.27%	38,389	706	45.45	1.66%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	17	0.06%	668,999	0.06%	430,661	0.06%	32,757	661	46.22	2.12%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	7	0.02%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	28,402	100.00%	1,181,767,921	100.00%	774,828,917	100.00%	36,371	634	47.61	2.53%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	25,347	89.24%	1,092,999,868	92.49%	718,327,723	92.71%	36,898	640	47.77	2.30%
Used	3,048	10.73%	88,768,053	7.51%	56,501,194	7.29%	29,683	566	45.57	5.52%
NA	7	0.02%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	28,402	100.00%	1,181,767,921	100.00%	774,828,917	100.00%	36,371	634	47.61	2.53%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	2,187	7.70%	64,651,932	5.47%	35,136,811	4.53%	26,668	682	46.09	2.93%
Truck	12,779	44.99%	606,978,035	51.36%	414,199,674	53.46%	40,672	570	49.08	2.86%
SUV	13,429	47.28%	510,137,954	43.17%	325,492,432	42.01%	31,946	712	45.90	2.08%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	7	0.02%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	28,402	100.00%	1,181,767,921	100.00%	774,828,917	100.00%	36,371	634	47.61	2.53%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	26,755	94.20%	1,108,201,068	93.77%	734,886,884	94.85%	36,406	630	48.10	2.56%
Ford: Lincoln	1,640	5.77%	73,566,853	6.23%	39,942,033	5.15%	35,744	722	38.50	2.01%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	-	-	-	-	-	-	-	-	-	-
BMW: Mini	-	-	-	-	-	-	-	-	-	-
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	-	-	-	-	-	-	-	-	-	-
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	-	-	-	-	-	-	-	-	-	-
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	7	0.02%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	28,402	100.00%	1,181,767,921	100.00%	774,828,917	100.00%	36,371	634	47.61	2.53%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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