StratMaker (139797)

Ford Credit Auto Owner Trust 2022-B

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

91.98% / 8.02%

Total Original # of Loans

33,312

WA Loan to Value (LTV)

77.21%

Total Original Loan Amount (OLA)

$ 1,401,165,801

WA Payment to Income (PTI)

7.05%

Weighted Average (WA) OLA

$ 49,588

WA FICO (non-zero)

621

Rep. Period Beginning Loan Amount

$ 982,683,092

WA Remaining Term (RT)

49.39

Rep. Period Ending Loan Amount (ELA)

$ 948,979,486

WA Original APR

2.85%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

33,312

Total Original Loan Amount (OLA)

$ 1,401,165,801

Weighted Average (WA) OLA

$ 49,588

Rep. Period Beginning Loan Amount

$ 982,683,092

Rep. Period Ending Loan Amount (ELA)

$ 948,979,486

As % of Reporting Period ELA:

New % / Used %

91.98% / 8.02%

WA Loan to Value (LTV)

77.21%

WA Payment to Income (PTI)

7.05%

WA FICO (non-zero)

621

WA Remaining Term (RT)

49.39

WA Original APR

2.85%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	14	0.04%	50,821	0.00%	25,457	0.00%	2,660	697	27.40	4.89%
$5,000 - $9,999	221	0.66%	1,829,278	0.13%	1,043,397	0.11%	5,895	690	32.97	3.70%
$10,000 - $14,999	877	2.63%	11,298,294	0.81%	6,621,762	0.70%	9,288	690	37.42	3.49%
$15,000 - $19,999	1,678	5.04%	29,702,567	2.12%	17,446,170	1.84%	12,708	681	40.86	3.09%
$20,000 - $24,999	2,575	7.73%	58,110,808	4.15%	34,388,127	3.62%	16,369	686	43.35	2.71%
$25,000 - $29,999	3,362	10.09%	92,735,010	6.62%	56,338,022	5.94%	20,048	669	45.07	2.56%
$30,000 - $39,999	8,292	24.89%	289,726,246	20.68%	184,719,783	19.47%	26,238	651	47.76	2.60%
$40,000 - $49,999	6,683	20.06%	298,728,757	21.32%	201,443,885	21.23%	34,264	625	49.50	2.58%
$50,000 - $59,999	4,334	13.01%	236,170,444	16.86%	165,261,613	17.41%	42,238	603	50.67	2.64%
$60,000 - $69,999	2,715	8.15%	174,856,422	12.48%	126,722,525	13.35%	50,657	574	51.24	2.94%
$70,000 - $79,999	1,417	4.25%	105,479,539	7.53%	78,445,354	8.27%	59,309	548	52.13	3.35%
$80,000 - $89,999	699	2.10%	58,903,609	4.20%	43,711,065	4.61%	67,939	544	53.54	3.68%
$90,000 - $99,999	315	0.95%	29,777,273	2.13%	22,962,333	2.42%	76,944	503	54.22	4.60%
Over $100,000	130	0.39%	13,796,732	0.98%	9,849,992	1.04%	80,088	596	51.37	4.81%
Total:	33,312	100.00%	1,401,165,801	100.00%	948,979,486	100.00%	39,314	612	49.39	2.85%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	2,787	8.37%	84,794,317	6.05%	5,786,892	0.61%	3,359	688	10.67	2.42%
$5,000 - $9,999	2,512	7.54%	72,219,644	5.15%	18,910,868	1.99%	7,807	675	21.53	2.46%
$10,000 - $14,999	2,718	8.16%	72,338,970	5.16%	34,191,087	3.60%	12,746	676	33.18	2.65%
$15,000 - $19,999	3,357	10.08%	99,271,022	7.08%	59,187,540	6.24%	17,748	681	39.81	2.28%
$20,000 - $24,999	3,829	11.49%	128,638,124	9.18%	86,210,588	9.08%	22,607	670	44.15	2.20%
$25,000 - $29,999	3,807	11.43%	145,404,297	10.38%	104,687,467	11.03%	27,575	646	47.41	2.39%
$30,000 - $39,999	6,416	19.26%	291,136,206	20.78%	222,551,283	23.45%	34,928	629	50.74	2.61%
$40,000 - $49,999	3,976	11.94%	221,190,028	15.79%	177,213,050	18.67%	44,755	590	52.89	2.85%
$50,000 - $59,999	2,133	6.40%	140,534,840	10.03%	116,267,460	12.25%	54,659	568	54.87	3.18%
$60,000 - $69,999	1,067	3.20%	81,478,003	5.82%	68,756,138	7.25%	64,565	532	56.35	3.82%
$70,000 - $79,999	478	1.43%	41,369,019	2.95%	35,431,664	3.73%	74,233	512	57.51	4.26%
$80,000 - $89,999	203	0.61%	19,819,586	1.41%	17,134,422	1.81%	84,505	517	59.03	5.34%
$90,000 - $99,999	29	0.09%	2,971,745	0.21%	2,651,028	0.28%	91,428	554	64.02	6.69%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	33,312	100.00%	1,401,165,801	100.00%	948,979,486	100.00%	39,314	612	49.39	2.85%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	33,311	100.00%	1,401,165,801	100.00%	948,979,486	100.00%	39,314	612	49.39	2.85%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	1	0.00%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	33,312	100.00%	1,401,165,801	100.00%	948,979,486	100.00%	39,314	612	49.39	2.85%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	19,359	58.11%	789,739,212	56.36%	511,004,779	53.85%	35,694	710	46.25	0.65%
2.50 - 4.99%	7,109	21.34%	303,187,882	21.64%	218,008,142	22.97%	41,668	560	53.36	3.95%
5.00 - 7.49%	4,897	14.70%	230,716,812	16.47%	164,509,042	17.34%	46,316	426	52.61	6.15%
7.50 - 9.99%	1,502	4.51%	63,397,033	4.52%	45,262,732	4.77%	44,001	469	53.48	8.35%
10.00 - 12.49%	292	0.88%	10,114,789	0.72%	7,288,048	0.77%	38,618	493	51.05	10.95%
12.50 - 14.99%	87	0.26%	2,399,369	0.17%	1,687,105	0.18%	31,541	523	52.22	13.47%
15.00 - 17.49%	46	0.14%	1,090,667	0.08%	799,384	0.08%	27,299	498	51.63	16.22%
17.50 - 19.99%	18	0.05%	493,142	0.04%	397,237	0.04%	42,858	378	54.73	18.34%
20.00 - 22.49%	2	0.01%	26,895	0.00%	23,017	0.00%	11,521	578	48.05	20.50%
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	33,312	100.00%	1,401,165,801	100.00%	948,979,486	100.00%	39,314	612	49.39	2.85%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	223	0.67%	10,577,695	0.75%	7,640,784	0.81%	44,229	457	44.22	4.82%
500 - 549	486	1.46%	20,768,259	1.48%	15,071,636	1.59%	40,001	530	47.61	4.60%
550 - 599	1,391	4.18%	57,841,896	4.13%	42,062,738	4.43%	39,407	577	50.11	4.41%
600 - 649	2,409	7.23%	97,659,659	6.97%	71,084,875	7.49%	38,729	627	55.17	4.53%
650 - 699	4,066	12.21%	174,504,475	12.45%	123,841,067	13.05%	41,288	676	55.04	3.65%
700 - 749	4,902	14.72%	212,077,309	15.14%	143,314,331	15.10%	40,412	725	52.00	2.51%
750 - 799	5,406	16.23%	221,425,530	15.80%	145,007,633	15.28%	37,524	775	48.53	1.70%
800+	9,404	28.23%	366,843,418	26.18%	231,814,348	24.43%	34,665	837	45.68	1.20%
NA	5,025	15.08%	239,467,559	17.09%	169,142,073	17.82%	44,784	41	46.62	4.46%
Total:	33,312	100.00%	1,401,165,801	100.00%	948,979,486	100.00%	39,314	612	49.39	2.85%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	5	0.02%	117,496	0.01%	40,610	0.00%	20,595	52	9.99	5.20%
25 - 36	73	0.22%	1,729,282	0.12%	936,679	0.10%	21,762	491	15.92	2.92%
37 - 48	2,813	8.44%	99,217,399	7.08%	61,510,497	6.48%	30,633	626	25.04	1.14%
49 - 60	2,197	6.60%	79,796,363	5.69%	53,998,814	5.69%	33,713	556	35.85	2.46%
61 - 72	11,568	34.73%	477,815,967	34.10%	328,389,995	34.60%	39,085	537	46.49	2.61%
73+	16,656	50.00%	742,489,294	52.99%	504,102,890	53.12%	41,157	666	55.75	3.26%
Total:	33,312	100.00%	1,401,165,801	100.00%	948,979,486	100.00%	39,314	612	49.39	2.85%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	617	1.85%	24,465,290	1.75%	6,092	0.00%	631	714	0.51	3.78%
1 - 12	2,567	7.71%	89,383,123	6.38%	10,807,346	1.14%	7,027	640	8.66	2.10%
13 - 24	3,148	9.45%	112,239,779	8.01%	41,943,282	4.42%	19,167	631	19.87	1.98%
25 - 36	4,258	12.78%	160,424,782	11.45%	97,018,822	10.22%	29,167	615	30.31	1.92%
37 - 48	7,593	22.79%	314,074,837	22.42%	215,150,132	22.67%	34,088	591	43.36	2.42%
49 - 60	10,279	30.86%	465,357,668	33.21%	376,432,069	39.67%	42,919	603	53.62	2.66%
61 - 72	4,431	13.30%	213,490,007	15.24%	187,855,768	19.80%	48,333	639	63.86	4.22%
73+	419	1.26%	21,730,315	1.55%	19,765,975	2.08%	52,047	709	75.28	4.89%
Total:	33,312	100.00%	1,401,165,801	100.00%	948,979,486	100.00%	39,314	612	49.39	2.85%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	31,270	93.87%	1,310,152,648	93.50%	880,680,380	92.80%	39,007	616	49.06	2.75%
1 - 15	1,446	4.34%	64,448,998	4.60%	48,161,629	5.08%	43,165	577	53.38	4.03%
16 - 30	412	1.24%	18,205,398	1.30%	13,721,819	1.45%	42,950	567	54.21	4.47%
31 - 60	153	0.46%	7,109,396	0.51%	5,492,002	0.58%	45,639	544	53.61	4.54%
61 - 90	29	0.09%	1,150,960	0.08%	834,127	0.09%	39,062	600	53.06	5.47%
91 - 120	2	0.01%	98,401	0.01%	89,529	0.01%	49,336	627	60.36	3.89%
121+	-	-	-	-	-	-	-	-	-	-
Total:	33,312	100.00%	1,401,165,801	100.00%	948,979,486	100.00%	39,314	612	49.39	2.85%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	26,758	80.33%	1,086,053,328	77.51%	723,851,768	76.28%	37,699	743	50.15	2.37%
Stated, verified to Level 3²	881	2.64%	35,531,960	2.54%	26,624,072	2.81%	39,476	624	55.60	4.47%
NA	5,673	17.03%	279,580,513	19.95%	198,503,646	20.92%	45,181	134	45.76	4.39%
Total:	33,312	100.00%	1,401,165,801	100.00%	948,979,486	100.00%	39,314	612	49.39	2.85%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	26,758	80.33%	1,086,053,328	77.51%	723,851,768	76.28%	37,699	743	50.15	2.37%
Stated, verified but not Level 4 or 5	866	2.60%	34,825,094	2.49%	26,094,414	2.75%	39,405	624	55.60	4.47%
Stated, verified to Level 4³	10	0.03%	466,071	0.03%	351,198	0.04%	44,762	618	54.20	3.96%
Stated, verified to Level 5³	5	0.02%	240,795	0.02%	178,460	0.02%	39,573	607	57.78	4.53%
NA	5,673	17.03%	279,580,513	19.95%	198,503,646	20.92%	45,181	134	45.76	4.39%
Total:	33,312	100.00%	1,401,165,801	100.00%	948,979,486	100.00%	39,314	612	49.39	2.85%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	6,747	20.25%	243,727,717	17.39%	159,418,967	16.80%	34,840	759	48.83	2.01%
5.00 - 9.99%	12,109	36.35%	493,650,572	35.23%	328,640,240	34.63%	37,479	739	50.70	2.37%
10.00 - 14.99%	5,876	17.64%	256,917,592	18.34%	175,311,786	18.47%	40,014	726	51.52	2.76%
15.00 - 19.99%	1,871	5.62%	83,097,473	5.93%	57,331,269	6.04%	39,975	720	50.76	3.07%
20.00 - 24.99%	509	1.53%	23,293,529	1.66%	15,929,733	1.68%	41,273	733	48.61	3.07%
25.00 - 29.99%	132	0.40%	6,042,666	0.43%	3,859,709	0.41%	36,864	762	40.34	1.95%
30.00 - 39.99%	74	0.22%	3,196,806	0.23%	2,058,241	0.22%	36,821	778	41.72	2.10%
40.00 - 49.99%	18	0.05%	708,231	0.05%	433,276	0.05%	31,205	783	38.99	0.66%
50.00 - 59.99%	9	0.03%	320,510	0.02%	212,580	0.02%	33,939	803	38.59	1.24%
60.00 - 69.99%	5	0.02%	213,961	0.02%	154,818	0.02%	33,256	759	39.20	1.54%
70.00 - 79.99%	1	0.00%	37,689	0.00%	27,705	0.00%	27,705	796	49.00	6.19%
80.00 - 89.99%	2	0.01%	67,029	0.00%	50,030	0.01%	32,777	756	45.03	0.64%
90.00 - 99.99%	1	0.00%	25,233	0.00%	19,592	0.00%	19,592	847	46.00	1.90%
100.00%+	9	0.03%	387,946	0.03%	263,154	0.03%	36,616	807	48.71	0.74%
NA	5,949	17.86%	289,478,848	20.66%	205,268,385	21.63%	44,899	155	45.86	4.31%
Total:	33,312	100.00%	1,401,165,801	100.00%	948,979,486	100.00%	39,314	612	49.39	2.85%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	197	0.59%	1,993,909	0.14%	1,233,246	0.13%	8,199	777	33.27	1.77%
25.00 - 49.99%	1,774	5.33%	34,546,921	2.47%	22,948,253	2.42%	16,341	721	39.99	1.77%
50.00 - 74.99%	4,912	14.75%	147,888,214	10.55%	97,388,952	10.26%	25,390	686	44.84	2.02%
75.00 - 99.99%	11,037	33.13%	448,836,305	32.03%	288,770,003	30.43%	34,711	633	47.66	2.59%
100.00 - 109.99%	6,238	18.73%	296,454,901	21.16%	198,325,275	20.90%	41,290	579	49.31	2.93%
110.00 - 119.99%	4,935	14.81%	252,656,184	18.03%	180,384,565	19.01%	46,433	563	51.70	3.18%
120.00 - 129.99%	2,596	7.79%	137,324,833	9.80%	100,630,647	10.60%	49,189	596	53.79	3.40%
130.00 - 139.99%	1,087	3.26%	55,893,734	3.99%	40,782,648	4.30%	49,904	631	55.29	3.64%
140.00%+	536	1.61%	25,570,799	1.82%	18,515,897	1.95%	47,385	643	54.17	3.88%
Total:	33,312	100.00%	1,401,165,801	100.00%	948,979,486	100.00%	39,314	612	49.39	2.85%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	581	1.74%	24,280,973	1.73%	17,506,170	1.84%	40,605	639	53.45	3.11%
Alaska	83	0.25%	3,588,536	0.26%	2,407,560	0.25%	37,715	709	46.51	2.07%
Arizona	597	1.79%	26,602,317	1.90%	17,561,187	1.85%	39,801	613	48.67	2.85%
Arkansas	346	1.04%	15,000,501	1.07%	10,645,867	1.12%	39,841	649	52.21	2.70%
California	3,349	10.05%	150,228,727	10.72%	102,456,232	10.80%	42,037	591	50.00	2.87%
Colorado	504	1.51%	22,979,002	1.64%	15,250,905	1.61%	39,955	637	47.31	2.65%
Connecticut	287	0.86%	10,791,982	0.77%	6,982,137	0.74%	34,448	535	46.68	3.11%
Delaware	121	0.36%	4,895,180	0.35%	3,448,563	0.36%	39,382	554	50.59	3.12%
Florida	2,674	8.03%	111,994,240	7.99%	78,679,928	8.29%	40,402	572	50.88	3.34%
Georgia	1,065	3.20%	47,054,338	3.36%	32,046,402	3.38%	40,923	617	51.12	2.94%
Hawaii	65	0.20%	2,609,328	0.19%	1,898,582	0.20%	36,536	599	52.76	3.35%
Idaho	117	0.35%	5,253,325	0.37%	3,496,527	0.37%	38,458	604	47.86	1.88%
Illinois	1,056	3.17%	41,624,430	2.97%	26,267,055	2.77%	36,123	624	46.59	2.60%
Indiana	548	1.65%	21,575,414	1.54%	13,799,235	1.45%	35,243	661	48.21	2.22%
Iowa	313	0.94%	11,905,674	0.85%	7,783,509	0.82%	33,577	670	45.96	1.66%
Kansas	290	0.87%	12,595,099	0.90%	8,228,334	0.87%	38,761	671	49.13	2.09%
Kentucky	371	1.11%	13,733,811	0.98%	8,867,231	0.93%	34,125	667	47.88	2.87%
Louisiana	678	2.04%	30,531,513	2.18%	20,764,552	2.19%	41,121	637	50.82	2.75%
Maine	159	0.48%	6,611,589	0.47%	4,410,960	0.46%	37,149	550	46.93	3.13%
Maryland	645	1.94%	28,499,083	2.03%	19,388,327	2.04%	40,533	550	49.94	3.35%
Massachusetts	541	1.62%	21,796,751	1.56%	14,680,480	1.55%	37,841	462	46.90	3.39%
Michigan	1,380	4.14%	46,975,030	3.35%	30,440,842	3.21%	30,206	683	44.64	1.95%
Minnesota	485	1.46%	19,252,536	1.37%	13,019,135	1.37%	36,571	654	46.30	1.86%
Mississippi	364	1.09%	15,788,371	1.13%	10,679,548	1.13%	38,869	647	50.65	2.74%
Missouri	726	2.18%	27,600,419	1.97%	18,246,617	1.92%	34,939	653	49.08	2.34%
Montana	173	0.52%	7,639,798	0.55%	5,338,041	0.56%	41,148	611	48.66	2.30%
Nebraska	227	0.68%	9,252,311	0.66%	6,227,255	0.66%	36,894	646	47.04	1.49%
Nevada	347	1.04%	15,513,681	1.11%	10,629,012	1.12%	41,302	644	50.19	3.19%
New Hampshire	175	0.53%	6,894,424	0.49%	4,762,467	0.50%	39,111	547	49.23	3.88%
New Jersey	850	2.55%	33,156,799	2.37%	21,949,467	2.31%	37,451	521	46.67	3.56%
New Mexico	189	0.57%	8,510,150	0.61%	5,770,349	0.61%	40,477	640	50.50	3.07%
New York	1,186	3.56%	44,679,662	3.19%	29,569,030	3.12%	35,483	555	46.25	3.24%
North Carolina	1,081	3.25%	44,545,525	3.18%	30,845,806	3.25%	38,845	580	51.38	3.13%
North Dakota	85	0.26%	3,572,702	0.25%	2,655,154	0.28%	41,587	661	49.85	2.53%
Ohio	1,214	3.64%	44,748,101	3.19%	28,841,557	3.04%	33,989	639	47.81	2.54%
Oklahoma	448	1.34%	20,320,792	1.45%	14,224,762	1.50%	42,750	627	48.65	2.68%
Oregon	291	0.87%	12,828,311	0.92%	8,756,953	0.92%	39,610	533	46.69	3.13%
Pennsylvania	1,159	3.48%	43,653,239	3.12%	28,134,155	2.96%	35,025	592	45.80	2.55%
Rhode Island	72	0.22%	2,933,598	0.21%	1,798,281	0.19%	37,471	438	45.00	3.66%
South Carolina	566	1.70%	22,938,024	1.64%	15,823,441	1.67%	38,373	611	50.96	2.82%
South Dakota	116	0.35%	4,145,795	0.30%	2,868,728	0.30%	32,737	641	44.90	2.24%
Tennessee	602	1.81%	25,681,537	1.83%	17,670,518	1.86%	38,847	651	50.41	2.54%
Texas	4,927	14.79%	231,644,339	16.53%	161,610,458	17.03%	43,308	650	51.71	3.04%
Utah	177	0.53%	8,811,848	0.63%	5,883,146	0.62%	44,967	461	48.09	3.39%
Vermont	102	0.31%	3,764,511	0.27%	2,589,493	0.27%	34,278	595	48.38	3.13%
Virginia	864	2.59%	37,183,100	2.65%	24,756,974	2.61%	40,606	588	49.47	2.78%
Washington	315	0.95%	14,138,147	1.01%	9,251,343	0.97%	38,134	613	45.14	2.25%
West Virginia	181	0.54%	7,311,350	0.52%	4,888,868	0.52%	36,881	646	51.53	2.86%
Wisconsin	524	1.57%	19,519,563	1.39%	12,647,145	1.33%	33,681	679	46.35	1.82%
Wyoming	78	0.23%	3,311,061	0.24%	2,141,741	0.23%	35,656	677	47.47	2.20%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	17	0.05%	699,267	0.05%	389,455	0.04%	37,837	486	44.31	4.48%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	1	0.00%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	33,312	100.00%	1,401,165,801	100.00%	948,979,486	100.00%	39,314	612	49.39	2.85%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	29,707	89.18%	1,288,743,357	91.98%	872,879,503	91.98%	39,705	621	49.46	2.61%
Used	3,604	10.82%	112,422,444	8.02%	76,099,983	8.02%	34,834	517	48.53	5.66%
NA	1	0.00%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	33,312	100.00%	1,401,165,801	100.00%	948,979,486	100.00%	39,314	612	49.39	2.85%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	2,569	7.71%	75,600,081	5.40%	39,877,358	4.20%	27,808	677	46.87	3.21%
Truck	15,153	45.49%	727,950,533	51.95%	512,648,933	54.02%	43,805	538	50.28	3.22%
SUV	15,589	46.80%	597,615,186	42.65%	396,453,195	41.78%	34,665	703	48.48	2.33%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	1	0.00%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	33,312	100.00%	1,401,165,801	100.00%	948,979,486	100.00%	39,314	612	49.39	2.85%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	31,372	94.18%	1,314,753,830	93.83%	897,354,458	94.56%	39,288	608	49.86	2.88%
Ford: Lincoln	1,939	5.82%	86,411,971	6.17%	51,625,028	5.44%	39,772	693	41.15	2.32%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	-	-	-	-	-	-	-	-	-	-
BMW: Mini	-	-	-	-	-	-	-	-	-	-
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	-	-	-	-	-	-	-	-	-	-
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	-	-	-	-	-	-	-	-	-	-
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	1	0.00%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	33,312	100.00%	1,401,165,801	100.00%	948,979,486	100.00%	39,314	612	49.39	2.85%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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