StratMaker (139809)

Ford Credit Auto Owner Trust 2022-D

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

88.06% / 11.94%

Total Original # of Loans

45,350

WA Loan to Value (LTV)

84.89%

Total Original Loan Amount (OLA)

$ 1,940,392,944

WA Payment to Income (PTI)

7.24%

Weighted Average (WA) OLA

$ 51,308

WA FICO (non-zero)

626

Rep. Period Beginning Loan Amount

$ 1,470,639,668

WA Remaining Term (RT)

53.82

Rep. Period Ending Loan Amount (ELA)

$ 1,422,297,026

WA Original APR

3.78%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

45,350

Total Original Loan Amount (OLA)

$ 1,940,392,944

Weighted Average (WA) OLA

$ 51,308

Rep. Period Beginning Loan Amount

$ 1,470,639,668

Rep. Period Ending Loan Amount (ELA)

$ 1,422,297,026

As % of Reporting Period ELA:

New % / Used %

88.06% / 11.94%

WA Loan to Value (LTV)

84.89%

WA Payment to Income (PTI)

7.24%

WA FICO (non-zero)

626

WA Remaining Term (RT)

53.82

WA Original APR

3.78%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	9	0.02%	36,907	0.00%	27,852	0.00%	3,709	774	39.08	6.12%
$5,000 - $9,999	321	0.71%	2,634,589	0.14%	1,660,572	0.12%	6,526	718	35.31	3.82%
$10,000 - $14,999	1,213	2.67%	15,381,603	0.79%	9,981,496	0.70%	10,198	688	40.49	3.97%
$15,000 - $19,999	2,316	5.11%	40,970,053	2.11%	25,778,616	1.81%	13,978	686	44.31	3.99%
$20,000 - $24,999	3,582	7.90%	80,919,587	4.17%	51,010,760	3.59%	17,865	679	46.55	3.51%
$25,000 - $29,999	4,791	10.56%	131,998,715	6.80%	84,171,288	5.92%	21,828	679	48.72	3.37%
$30,000 - $39,999	10,661	23.51%	372,854,067	19.22%	251,758,981	17.70%	28,467	653	50.89	3.35%
$40,000 - $49,999	8,597	18.96%	384,349,955	19.81%	274,009,585	19.27%	37,055	633	53.10	3.31%
$50,000 - $59,999	6,104	13.46%	333,141,975	17.17%	252,672,961	17.77%	46,426	600	55.20	3.58%
$60,000 - $69,999	3,740	8.25%	241,379,154	12.44%	191,830,734	13.49%	56,059	585	56.45	3.94%
$70,000 - $79,999	1,998	4.41%	148,754,079	7.67%	120,189,680	8.45%	65,050	574	56.83	4.25%
$80,000 - $89,999	1,068	2.36%	90,121,036	4.64%	75,225,295	5.29%	75,330	556	58.39	4.87%
$90,000 - $99,999	470	1.04%	44,397,114	2.29%	38,112,515	2.68%	85,942	573	60.51	5.47%
Over $100,000	480	1.06%	53,454,111	2.75%	45,866,692	3.22%	100,619	549	60.89	5.91%
Total:	45,350	100.00%	1,940,392,944	100.00%	1,422,297,026	100.00%	45,280	617	53.82	3.78%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3,904	8.61%	119,754,787	6.17%	8,395,984	0.59%	3,358	675	10.19	2.51%
$5,000 - $9,999	3,560	7.85%	104,050,301	5.36%	26,798,184	1.88%	7,804	692	21.08	2.44%
$10,000 - $14,999	3,380	7.45%	93,968,036	4.84%	42,340,013	2.98%	12,694	686	32.51	2.81%
$15,000 - $19,999	4,044	8.92%	117,942,374	6.08%	71,019,240	4.99%	17,680	685	40.72	2.68%
$20,000 - $24,999	4,421	9.75%	143,640,741	7.40%	99,885,766	7.02%	22,687	669	45.84	2.78%
$25,000 - $29,999	4,469	9.85%	162,560,628	8.38%	122,786,959	8.63%	27,552	665	49.64	2.92%
$30,000 - $39,999	7,952	17.53%	339,950,637	17.52%	276,117,050	19.41%	34,960	641	53.40	3.27%
$40,000 - $49,999	5,559	12.26%	286,300,918	14.75%	248,448,884	17.47%	44,874	609	56.79	3.64%
$50,000 - $59,999	3,685	8.13%	223,412,691	11.51%	201,260,280	14.15%	54,767	581	59.31	4.16%
$60,000 - $69,999	2,137	4.71%	149,591,341	7.71%	137,928,379	9.70%	64,669	571	60.78	4.66%
$70,000 - $79,999	1,101	2.43%	87,644,223	4.52%	82,024,431	5.77%	74,609	550	61.65	5.16%
$80,000 - $89,999	578	1.27%	51,623,128	2.66%	48,922,551	3.44%	84,740	549	63.02	5.74%
$90,000 - $99,999	318	0.70%	32,121,185	1.66%	30,130,878	2.12%	94,840	567	63.93	6.03%
Over $100,000	242	0.53%	27,831,955	1.43%	26,238,428	1.84%	108,824	512	65.06	6.56%
Total:	45,350	100.00%	1,940,392,944	100.00%	1,422,297,026	100.00%	45,280	617	53.82	3.78%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	45,350	100.00%	1,940,392,944	100.00%	1,422,297,026	100.00%	45,280	617	53.82	3.78%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	45,350	100.00%	1,940,392,944	100.00%	1,422,297,026	100.00%	45,280	617	53.82	3.78%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	21,297	46.96%	852,164,802	43.92%	538,085,991	37.83%	35,954	721	44.73	0.72%
2.50 - 4.99%	11,983	26.42%	520,911,369	26.85%	420,150,466	29.54%	47,684	625	57.95	3.88%
5.00 - 7.49%	7,979	17.59%	392,132,157	20.21%	314,737,746	22.13%	54,441	489	59.67	6.25%
7.50 - 9.99%	2,998	6.61%	136,464,669	7.03%	115,887,842	8.15%	54,366	475	62.56	8.45%
10.00 - 12.49%	675	1.49%	25,472,041	1.31%	21,585,336	1.52%	50,375	523	62.84	11.10%
12.50 - 14.99%	266	0.59%	8,934,710	0.46%	8,090,435	0.57%	44,462	534	63.63	13.42%
15.00 - 17.49%	102	0.22%	2,881,829	0.15%	2,478,197	0.17%	36,612	521	61.54	16.15%
17.50 - 19.99%	43	0.09%	1,285,807	0.07%	1,157,050	0.08%	39,662	506	59.16	18.50%
20.00 - 22.49%	6	0.01%	120,697	0.01%	99,220	0.01%	19,272	328	45.54	20.64%
22.50 - 24.99%	1	0.00%	24,863	0.00%	24,742	0.00%	24,742	597	59.00	23.64%
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	45,350	100.00%	1,940,392,944	100.00%	1,422,297,026	100.00%	45,280	617	53.82	3.78%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	355	0.78%	17,738,327	0.91%	14,903,674	1.05%	53,059	456	49.78	5.41%
500 - 549	840	1.85%	38,843,890	2.00%	31,790,205	2.24%	49,992	528	52.42	5.60%
550 - 599	2,111	4.65%	92,425,476	4.76%	74,848,183	5.26%	46,204	577	54.48	5.40%
600 - 649	3,475	7.66%	144,562,551	7.45%	114,259,486	8.03%	45,291	628	60.93	5.75%
650 - 699	5,459	12.04%	242,893,592	12.52%	186,263,632	13.10%	47,966	676	60.54	4.70%
700 - 749	6,536	14.41%	286,688,112	14.77%	206,841,514	14.54%	46,407	725	56.85	3.49%
750 - 799	7,356	16.22%	306,594,921	15.80%	214,709,316	15.10%	43,145	775	52.58	2.61%
800+	12,880	28.40%	504,286,734	25.99%	342,059,753	24.05%	39,154	838	48.86	1.95%
NA	6,338	13.98%	306,359,340	15.79%	236,621,263	16.64%	51,554	42	50.95	5.21%
Total:	45,350	100.00%	1,940,392,944	100.00%	1,422,297,026	100.00%	45,280	617	53.82	3.78%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	11	0.02%	276,875	0.01%	167,568	0.01%	19,885	495	8.66	4.13%
25 - 36	93	0.21%	2,534,376	0.13%	1,703,140	0.12%	29,473	483	21.71	3.11%
37 - 48	4,137	9.12%	149,621,833	7.71%	110,026,670	7.74%	38,515	643	29.82	1.59%
49 - 60	3,147	6.94%	119,684,928	6.17%	91,455,978	6.43%	41,113	566	40.61	3.25%
61 - 72	16,007	35.30%	671,618,565	34.61%	495,375,139	34.83%	44,349	532	50.79	3.47%
73+	21,955	48.41%	996,656,367	51.36%	723,568,532	50.87%	47,517	678	61.29	4.39%
Total:	45,350	100.00%	1,940,392,944	100.00%	1,422,297,026	100.00%	45,280	617	53.82	3.78%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	713	1.57%	29,527,570	1.52%	289	0.00%	20	649	38.01	4.94%
1 - 12	3,724	8.21%	130,365,261	6.72%	15,266,186	1.07%	6,989	639	8.52	2.14%
13 - 24	4,320	9.53%	152,012,779	7.83%	51,804,752	3.64%	17,118	659	19.73	2.04%
25 - 36	6,169	13.60%	234,625,903	12.09%	157,227,189	11.05%	34,629	632	31.81	1.97%
37 - 48	7,890	17.40%	324,536,966	16.73%	231,970,936	16.31%	36,528	612	43.77	2.57%
49 - 60	12,749	28.11%	575,597,482	29.66%	501,003,747	35.22%	47,249	570	55.51	3.49%
61 - 72	8,442	18.62%	417,739,844	21.53%	391,900,980	27.55%	54,590	648	67.86	5.50%
73+	1,343	2.96%	75,987,138	3.92%	73,122,948	5.14%	60,512	718	79.73	5.84%
Total:	45,350	100.00%	1,940,392,944	100.00%	1,422,297,026	100.00%	45,280	617	53.82	3.78%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	42,650	94.05%	1,815,398,138	93.56%	1,319,831,214	92.80%	44,841	621	53.48	3.66%
1 - 15	2,036	4.49%	94,726,111	4.88%	77,747,402	5.47%	51,154	569	58.48	5.21%
16 - 30	530	1.17%	24,362,591	1.26%	20,149,384	1.42%	51,141	554	58.27	5.52%
31 - 60	132	0.29%	5,855,520	0.30%	4,529,105	0.32%	46,712	487	52.42	5.78%
61 - 90	1	0.00%	25,455	0.00%	19,759	0.00%	19,759	623	49.00	8.97%
91 - 120	1	0.00%	25,129	0.00%	20,162	0.00%	20,162	572	53.00	2.90%
121+	-	-	-	-	-	-	-	-	-	-
Total:	45,350	100.00%	1,940,392,944	100.00%	1,422,297,026	100.00%	45,280	617	53.82	3.78%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	2	0.00%	43,724	0.00%	39,108	0.00%	19,761	811	53.96	1.60%
Stated, not verified	36,588	80.68%	1,504,895,993	77.56%	1,076,778,736	75.71%	43,122	740	54.55	3.35%
Stated, verified to Level 3²	1,363	3.01%	57,846,918	2.98%	47,547,663	3.34%	46,462	627	61.10	5.64%
NA	7,397	16.31%	377,606,310	19.46%	297,931,518	20.95%	52,897	169	49.98	5.04%
Total:	45,350	100.00%	1,940,392,944	100.00%	1,422,297,026	100.00%	45,280	617	53.82	3.78%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	36,590	80.68%	1,504,939,717	77.56%	1,076,817,845	75.71%	43,121	740	54.55	3.35%
Stated, verified but not Level 4 or 5	1,351	2.98%	57,366,518	2.96%	47,121,737	3.31%	46,451	628	61.05	5.61%
Stated, verified to Level 4³	5	0.01%	170,500	0.01%	137,932	0.01%	40,407	577	66.24	9.60%
Stated, verified to Level 5³	7	0.02%	309,899	0.02%	287,994	0.02%	51,106	488	67.05	7.44%
NA	7,397	16.31%	377,606,310	19.46%	297,931,518	20.95%	52,897	169	49.98	5.04%
Total:	45,350	100.00%	1,940,392,944	100.00%	1,422,297,026	100.00%	45,280	617	53.82	3.78%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	9,287	20.48%	337,945,844	17.42%	236,081,818	16.60%	39,912	759	52.76	2.89%
5.00 - 9.99%	16,429	36.23%	677,212,293	34.90%	481,407,003	33.85%	42,576	736	55.03	3.33%
10.00 - 14.99%	7,983	17.60%	354,391,582	18.26%	261,830,747	18.41%	45,551	721	56.35	3.80%
15.00 - 19.99%	2,699	5.95%	124,323,924	6.41%	92,837,880	6.53%	46,680	715	55.86	4.21%
20.00 - 24.99%	789	1.74%	37,118,209	1.91%	29,038,677	2.04%	49,204	716	55.71	4.67%
25.00 - 29.99%	219	0.48%	10,592,160	0.55%	8,043,236	0.57%	48,761	736	50.49	3.53%
30.00 - 39.99%	109	0.24%	4,861,028	0.25%	3,635,432	0.26%	44,670	771	44.67	2.69%
40.00 - 49.99%	38	0.08%	1,943,255	0.10%	1,278,940	0.09%	49,801	779	41.93	2.24%
50.00 - 59.99%	11	0.02%	462,645	0.02%	301,833	0.02%	48,449	772	42.22	2.91%
60.00 - 69.99%	6	0.01%	268,324	0.01%	164,796	0.01%	42,814	599	48.23	2.11%
70.00 - 79.99%	5	0.01%	216,834	0.01%	171,110	0.01%	39,586	817	41.15	1.85%
80.00 - 89.99%	2	0.00%	62,511	0.00%	45,143	0.00%	23,647	870	49.39	0.74%
90.00 - 99.99%	3	0.01%	118,814	0.01%	76,225	0.01%	29,955	778	39.97	1.81%
100.00%+	13	0.03%	520,843	0.03%	384,648	0.03%	38,693	735	56.18	3.41%
NA	7,757	17.10%	390,354,678	20.12%	306,999,539	21.58%	52,537	187	50.03	4.98%
Total:	45,350	100.00%	1,940,392,944	100.00%	1,422,297,026	100.00%	45,280	617	53.82	3.78%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	309	0.68%	3,325,303	0.17%	2,357,805	0.17%	10,134	723	38.60	2.53%
25.00 - 49.99%	2,583	5.70%	51,015,639	2.63%	37,648,933	2.65%	18,660	729	44.01	2.46%
50.00 - 74.99%	6,911	15.24%	212,989,144	10.98%	152,364,995	10.71%	28,978	688	48.73	2.74%
75.00 - 99.99%	14,668	32.34%	605,160,506	31.19%	416,602,132	29.29%	39,505	636	51.28	3.33%
100.00 - 109.99%	8,254	18.20%	397,481,885	20.48%	287,278,735	20.20%	47,080	588	54.00	3.81%
110.00 - 119.99%	6,680	14.73%	349,334,514	18.00%	270,903,716	19.05%	53,017	571	56.17	4.19%
120.00 - 129.99%	3,566	7.86%	194,919,095	10.05%	154,233,965	10.84%	57,815	588	59.11	4.66%
130.00 - 139.99%	1,537	3.39%	83,763,201	4.32%	66,728,825	4.69%	59,433	619	60.87	4.93%
140.00%+	842	1.86%	42,403,657	2.19%	34,177,919	2.40%	59,454	654	61.26	5.67%
Total:	45,350	100.00%	1,940,392,944	100.00%	1,422,297,026	100.00%	45,280	617	53.82	3.78%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	847	1.87%	35,013,893	1.80%	26,464,310	1.86%	43,664	643	57.41	3.86%
Alaska	98	0.22%	3,925,332	0.20%	2,793,805	0.20%	39,811	665	48.86	2.76%
Arizona	766	1.69%	34,555,481	1.78%	25,187,564	1.77%	47,019	613	53.16	3.74%
Arkansas	448	0.99%	19,302,682	0.99%	14,815,640	1.04%	45,717	661	55.86	3.72%
California	4,673	10.30%	214,331,986	11.05%	158,486,998	11.14%	48,779	602	54.21	3.56%
Colorado	654	1.44%	30,171,088	1.55%	22,027,571	1.55%	46,108	619	51.41	3.50%
Connecticut	349	0.77%	13,536,549	0.70%	9,330,797	0.66%	40,749	520	49.60	3.79%
Delaware	165	0.36%	6,671,815	0.34%	4,596,703	0.32%	42,128	540	51.08	3.95%
Florida	3,718	8.20%	162,474,374	8.37%	124,373,289	8.74%	48,916	589	56.54	4.59%
Georgia	1,642	3.62%	73,657,652	3.80%	55,183,372	3.88%	46,728	605	56.07	4.03%
Hawaii	94	0.21%	4,157,313	0.21%	3,420,337	0.24%	45,648	667	58.61	3.23%
Idaho	188	0.41%	8,704,459	0.45%	6,332,857	0.45%	45,589	557	51.65	3.48%
Illinois	1,476	3.25%	58,525,311	3.02%	40,158,745	2.82%	41,736	609	49.72	3.53%
Indiana	666	1.47%	25,546,421	1.32%	17,300,138	1.22%	38,973	649	50.14	3.27%
Iowa	410	0.90%	16,222,139	0.84%	11,250,523	0.79%	39,825	638	49.83	2.55%
Kansas	373	0.82%	15,971,943	0.82%	11,491,300	0.81%	46,013	682	52.72	2.81%
Kentucky	531	1.17%	20,158,303	1.04%	14,280,703	1.00%	38,917	651	53.64	3.80%
Louisiana	917	2.02%	41,683,935	2.15%	30,653,691	2.16%	45,945	641	54.46	3.65%
Maine	197	0.43%	7,879,446	0.41%	6,014,342	0.42%	42,390	558	54.10	4.10%
Maryland	866	1.91%	37,562,076	1.94%	27,143,870	1.91%	44,521	575	54.22	4.03%
Massachusetts	694	1.53%	28,509,580	1.47%	20,349,795	1.43%	44,406	486	50.17	4.23%
Michigan	1,942	4.28%	68,580,804	3.53%	48,253,346	3.39%	36,435	689	48.40	2.63%
Minnesota	623	1.37%	23,561,626	1.21%	16,848,673	1.18%	39,434	634	49.42	2.97%
Mississippi	490	1.08%	21,916,607	1.13%	16,428,232	1.16%	44,927	654	55.69	3.79%
Missouri	957	2.11%	37,580,694	1.94%	26,425,233	1.86%	39,856	642	52.69	3.28%
Montana	207	0.46%	8,753,565	0.45%	6,538,720	0.46%	42,432	589	52.73	3.40%
Nebraska	343	0.76%	13,368,848	0.69%	9,370,141	0.66%	36,986	681	50.00	2.52%
Nevada	446	0.98%	21,018,291	1.08%	15,233,117	1.07%	49,092	638	54.86	4.36%
New Hampshire	207	0.46%	8,565,571	0.44%	6,207,245	0.44%	43,536	544	50.87	3.94%
New Jersey	1,255	2.77%	47,872,002	2.47%	35,055,287	2.46%	42,460	552	53.41	4.50%
New Mexico	264	0.58%	11,839,845	0.61%	8,351,015	0.59%	44,973	583	54.23	4.78%
New York	1,621	3.57%	61,043,809	3.15%	44,785,272	3.15%	41,078	593	51.48	4.23%
North Carolina	1,529	3.37%	63,551,514	3.28%	48,042,944	3.38%	43,782	597	56.48	4.00%
North Dakota	131	0.29%	5,389,908	0.28%	4,104,947	0.29%	40,947	692	51.52	3.14%
Ohio	1,582	3.49%	59,697,645	3.08%	41,852,419	2.94%	39,616	644	51.92	3.56%
Oklahoma	669	1.48%	30,498,213	1.57%	23,342,684	1.64%	47,813	619	53.84	3.77%
Oregon	315	0.69%	14,779,998	0.76%	11,084,148	0.78%	47,598	515	51.84	3.95%
Pennsylvania	1,576	3.48%	58,394,772	3.01%	41,714,231	2.93%	38,829	598	50.99	3.58%
Rhode Island	75	0.17%	3,178,891	0.16%	2,385,610	0.17%	48,571	415	53.29	4.76%
South Carolina	691	1.52%	28,803,926	1.48%	21,104,874	1.48%	43,168	614	54.14	3.73%
South Dakota	172	0.38%	6,385,351	0.33%	4,547,439	0.32%	37,438	704	49.61	2.53%
Tennessee	910	2.01%	39,851,739	2.05%	29,086,945	2.05%	45,511	656	54.53	3.52%
Texas	6,629	14.62%	321,142,214	16.55%	241,482,583	16.98%	49,927	649	56.27	3.95%
Utah	254	0.56%	13,091,918	0.67%	9,585,633	0.67%	51,354	523	52.95	4.39%
Vermont	162	0.36%	6,165,517	0.32%	4,572,015	0.32%	38,813	592	52.60	3.67%
Virginia	1,145	2.52%	49,799,686	2.57%	35,112,135	2.47%	44,432	598	52.97	3.62%
Washington	366	0.81%	17,533,118	0.90%	12,186,666	0.86%	47,289	564	49.32	3.28%
West Virginia	267	0.59%	10,590,269	0.55%	7,428,162	0.52%	38,380	655	53.80	3.84%
Wisconsin	648	1.43%	24,506,531	1.26%	16,206,635	1.14%	38,194	667	48.06	2.53%
Wyoming	93	0.21%	4,012,376	0.21%	3,053,021	0.21%	44,359	673	52.79	3.70%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	9	0.02%	355,918	0.02%	251,306	0.02%	48,250	757	58.04	4.11%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	45,350	100.00%	1,940,392,944	100.00%	1,422,297,026	100.00%	45,280	617	53.82	3.78%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	38,767	85.48%	1,723,826,661	88.84%	1,252,404,709	88.06%	45,773	624	53.57	3.42%
Used	6,583	14.52%	216,566,283	11.16%	169,892,317	11.94%	41,651	562	55.63	6.47%
NA	-	-	-	-	-	-	-	-	-	-
Total:	45,350	100.00%	1,940,392,944	100.00%	1,422,297,026	100.00%	45,280	617	53.82	3.78%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	3,686	8.13%	111,607,299	5.75%	64,280,551	4.52%	34,669	680	51.72	4.44%
Truck	19,865	43.80%	977,057,959	50.35%	740,721,593	52.08%	50,439	541	54.42	4.10%
SUV	21,799	48.07%	851,727,686	43.89%	617,294,882	43.40%	40,195	701	53.31	3.33%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	45,350	100.00%	1,940,392,944	100.00%	1,422,297,026	100.00%	45,280	617	53.82	3.78%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	42,269	93.21%	1,799,264,365	92.73%	1,326,652,107	93.28%	45,024	610	54.35	3.83%
Ford: Lincoln	3,081	6.79%	141,128,579	7.27%	95,644,919	6.72%	48,831	708	46.42	3.10%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	-	-	-	-	-	-	-	-	-	-
BMW: Mini	-	-	-	-	-	-	-	-	-	-
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	-	-	-	-	-	-	-	-	-	-
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	-	-	-	-	-	-	-	-	-	-
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	45,350	100.00%	1,940,392,944	100.00%	1,422,297,026	100.00%	45,280	617	53.82	3.78%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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