StratMaker (139889)

Volkswagen Auto Loan Enhanced Trust 2020-1

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

59.17% / 40.83%

Total Original # of Loans

57,735

WA Loan to Value (LTV)

42.66%

Total Original Loan Amount (OLA)

$ 1,575,734,576

WA Payment to Income (PTI)

3.41%

Weighted Average (WA) OLA

$ 35,313

WA FICO (non-zero)

771

Rep. Period Beginning Loan Amount

$ 313,692,938

WA Remaining Term (RT)

26.73

Rep. Period Ending Loan Amount (ELA)

$ 296,167,113

WA Original APR

4.35%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

57,735

Total Original Loan Amount (OLA)

$ 1,575,734,576

Weighted Average (WA) OLA

$ 35,313

Rep. Period Beginning Loan Amount

$ 313,692,938

Rep. Period Ending Loan Amount (ELA)

$ 296,167,113

As % of Reporting Period ELA:

New % / Used %

59.17% / 40.83%

WA Loan to Value (LTV)

42.66%

WA Payment to Income (PTI)

3.41%

WA FICO (non-zero)

771

WA Remaining Term (RT)

26.73

WA Original APR

4.35%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	-	-	-	-	-	-	-	-	-	-
$5,000 - $9,999	1,115	1.93%	9,728,557	0.62%	981,953	0.33%	3,272	765	20.23	5.00%
$10,000 - $14,999	8,308	14.39%	105,366,284	6.69%	14,938,784	5.04%	5,174	762	22.68	5.15%
$15,000 - $19,999	11,815	20.46%	205,349,176	13.03%	35,195,773	11.88%	7,519	761	25.22	5.11%
$20,000 - $24,999	9,803	16.98%	219,096,603	13.90%	40,190,635	13.57%	9,839	767	26.30	4.66%
$25,000 - $29,999	8,296	14.37%	226,951,280	14.40%	43,765,082	14.78%	12,168	771	26.58	4.51%
$30,000 - $39,999	9,793	16.96%	335,597,107	21.30%	66,907,061	22.59%	15,495	772	27.21	4.28%
$40,000 - $49,999	4,250	7.36%	188,485,572	11.96%	36,660,404	12.38%	20,074	777	27.57	3.87%
$50,000 - $59,999	2,030	3.52%	110,050,959	6.98%	22,072,056	7.45%	24,790	777	28.09	3.89%
$60,000 - $69,999	971	1.68%	62,639,062	3.98%	12,551,427	4.24%	29,190	781	27.96	3.77%
$70,000 - $79,999	579	1.00%	43,209,272	2.74%	8,718,519	2.94%	33,965	791	28.14	3.41%
$80,000 - $89,999	473	0.82%	39,949,012	2.54%	8,103,878	2.74%	38,396	775	27.94	3.51%
$90,000 - $99,999	217	0.38%	20,477,878	1.30%	4,039,858	1.36%	43,079	775	28.39	3.63%
Over $100,000	85	0.15%	8,833,815	0.56%	2,041,683	0.69%	49,842	740	30.27	4.20%
Total:	57,735	100.00%	1,575,734,576	100.00%	296,167,113	100.00%	16,350	771	26.73	4.35%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	36,052	62.44%	919,974,011	58.38%	14,519,114	4.90%	3,640	774	14.80	4.42%
$5,000 - $9,999	9,220	15.97%	190,403,676	12.08%	69,264,389	23.39%	7,781	776	22.94	4.38%
$10,000 - $14,999	6,386	11.06%	182,469,477	11.58%	78,238,812	26.42%	12,416	772	26.82	4.43%
$15,000 - $19,999	3,187	5.52%	118,046,081	7.49%	54,664,335	18.46%	17,271	769	29.17	4.50%
$20,000 - $24,999	1,421	2.46%	66,096,649	4.19%	31,550,957	10.65%	22,293	767	30.02	4.35%
$25,000 - $29,999	665	1.15%	37,705,259	2.39%	18,029,223	6.09%	27,189	770	30.17	4.11%
$30,000 - $39,999	591	1.02%	41,898,774	2.66%	20,203,432	6.82%	34,420	770	30.40	3.90%
$40,000 - $49,999	179	0.31%	15,833,460	1.00%	7,858,672	2.65%	44,080	760	31.93	3.81%
$50,000 - $59,999	31	0.05%	2,998,183	0.19%	1,655,197	0.56%	53,488	719	34.54	5.37%
$60,000 - $69,999	3	0.01%	309,008	0.02%	182,983	0.06%	61,000	701	39.34	3.50%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	296,167,113	100.00%	16,350	771	26.73	4.35%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	57,735	100.00%	1,575,734,576	100.00%	296,167,113	100.00%	16,350	771	26.73	4.35%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	296,167,113	100.00%	16,350	771	26.73	4.35%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	9,230	15.99%	288,782,674	18.33%	58,263,356	19.67%	18,352	807	24.50	1.83%
2.50 - 4.99%	32,727	56.68%	882,774,454	56.02%	159,908,895	53.99%	15,780	786	25.86	3.93%
5.00 - 7.49%	11,462	19.85%	297,412,867	18.87%	57,589,202	19.44%	15,662	735	29.88	6.01%
7.50 - 9.99%	2,650	4.59%	67,459,057	4.28%	12,906,130	4.36%	17,063	670	30.94	8.63%
10.00 - 12.49%	778	1.35%	20,622,703	1.31%	3,968,570	1.34%	19,090	646	31.47	10.92%
12.50 - 14.99%	450	0.78%	9,319,403	0.59%	1,639,959	0.55%	13,627	636	29.67	13.83%
15.00 - 17.49%	299	0.52%	6,479,795	0.41%	1,267,809	0.43%	15,694	628	31.78	15.91%
17.50 - 19.99%	131	0.23%	2,758,607	0.18%	594,486	0.20%	15,844	615	31.39	18.02%
20.00 - 22.49%	8	0.01%	125,016	0.01%	28,706	0.01%	9,805	614	36.00	20.62%
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	296,167,113	100.00%	16,350	771	26.73	4.35%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	-	-	-	-	-	-	-	-	-	-
550 - 599	-	-	-	-	-	-	-	-	-	-
600 - 649	1,735	3.01%	44,456,513	2.82%	8,265,412	2.79%	18,980	632	31.10	11.64%
650 - 699	6,930	12.00%	190,090,364	12.06%	35,629,376	12.03%	18,364	679	30.41	6.82%
700 - 749	14,070	24.37%	374,998,435	23.80%	72,689,463	24.54%	16,270	724	27.83	4.38%
750 - 799	13,837	23.97%	368,045,440	23.36%	68,328,474	23.07%	15,384	774	25.88	3.84%
800+	21,163	36.66%	598,143,824	37.96%	111,254,389	37.56%	16,156	840	25.03	3.32%
NA	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	296,167,113	100.00%	16,350	771	26.73	4.35%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	169	0.29%	2,933,053	0.19%	0	0.00%	0	0	0.00	0.00%
25 - 36	1,254	2.17%	24,729,464	1.57%	154,010	0.05%	1,804	804	1.24	3.32%
37 - 48	2,900	5.02%	57,728,025	3.66%	5,159,288	1.74%	7,424	797	11.00	3.84%
49 - 60	26,977	46.73%	667,438,772	42.36%	121,336,363	40.97%	12,513	791	21.57	3.53%
61 - 72	26,435	45.79%	822,905,262	52.22%	169,517,452	57.24%	19,382	756	30.93	4.96%
73+	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	296,167,113	100.00%	16,350	771	26.73	4.35%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	31,406	54.40%	842,214,432	53.45%	66,121	0.02%	766	780	0.00	3.74%
1 - 12	3,022	5.23%	66,749,302	4.24%	10,987,618	3.71%	5,456	784	9.22	3.96%
13 - 24	11,188	19.38%	291,831,205	18.52%	103,100,036	34.81%	12,195	787	20.77	3.75%
25 - 36	11,279	19.54%	348,153,200	22.09%	166,097,324	56.08%	18,963	766	30.50	4.57%
37 - 48	840	1.45%	26,786,438	1.70%	15,916,015	5.37%	23,588	714	38.28	6.34%
49 - 60	-	-	-	-	-	-	-	-	-	-
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	296,167,113	100.00%	16,350	771	26.73	4.35%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	56,168	97.29%	1,531,461,989	97.19%	279,403,971	94.34%	16,178	775	26.50	4.20%
1 - 15	765	1.33%	20,885,819	1.33%	9,612,274	3.25%	18,536	714	29.99	6.77%
16 - 30	244	0.42%	6,801,505	0.43%	3,300,709	1.11%	19,400	703	30.50	6.78%
31 - 60	221	0.38%	6,435,431	0.41%	3,005,122	1.01%	20,779	695	31.79	7.32%
61 - 90	70	0.12%	2,047,543	0.13%	845,037	0.29%	20,729	691	32.15	7.39%
91 - 120	28	0.05%	885,870	0.06%	0	0.00%	0	0	0.00	0.00%
121+	239	0.41%	7,216,420	0.46%	0	0.00%	0	0	0.00	0.00%
Total:	57,735	100.00%	1,575,734,576	100.00%	296,167,113	100.00%	16,350	771	26.73	4.35%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	5,287	9.16%	157,951,762	10.02%	25,955,690	8.76%	19,335	789	25.97	4.09%
Stated, not verified	51,190	88.66%	1,389,496,788	88.18%	264,425,787	89.28%	16,161	770	26.83	4.38%
Stated, verified to Level 3²	1,258	2.18%	28,286,026	1.80%	5,785,637	1.95%	11,634	748	25.68	4.31%
NA	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	296,167,113	100.00%	16,350	771	26.73	4.35%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	2,022	3.50%	72,654,965	4.61%	10,949,176	3.70%	24,563	785	25.04	3.91%
Stated, not verified	54,441	94.29%	1,474,501,870	93.58%	279,371,302	94.33%	16,128	771	26.82	4.37%
Stated, verified but not Level 4 or 5	1,272	2.20%	28,577,741	1.81%	5,846,636	1.97%	11,612	748	25.66	4.33%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	296,167,113	100.00%	16,350	771	26.73	4.35%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	53,286	92.29%	1,437,519,674	91.23%	270,889,711	91.47%	16,051	770	26.78	4.38%
5.00 - 9.99%	3	0.01%	70,617	0.00%	4,948	0.00%	4,948	755	24.00	3.99%
10.00 - 14.99%	-	-	-	-	-	-	-	-	-	-
15.00 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 24.99%	3	0.01%	51,599	0.00%	14,081	0.00%	7,200	811	26.70	4.73%
25.00 - 29.99%	2	0.00%	27,159	0.00%	5,125	0.00%	5,125	822	21.00	1.90%
30.00 - 39.99%	2	0.00%	33,061	0.00%	8,917	0.00%	8,917	716	32.00	6.24%
40.00 - 49.99%	3	0.01%	64,302	0.00%	14,644	0.00%	7,329	798	21.06	2.38%
50.00 - 59.99%	4	0.01%	117,622	0.01%	19,744	0.01%	9,873	849	20.51	2.41%
60.00 - 69.99%	1	0.00%	37,670	0.00%	0	0.00%	0	0	0.00	0.00%
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	105	0.18%	2,562,161	0.16%	461,436	0.16%	14,047	749	25.61	4.46%
NA	4,326	7.49%	135,250,711	8.58%	24,748,507	8.36%	19,693	787	26.27	4.12%
Total:	57,735	100.00%	1,575,734,576	100.00%	296,167,113	100.00%	16,350	771	26.73	4.35%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	201	0.35%	2,274,282	0.14%	151,745	0.05%	4,239	795	20.93	4.60%
25.00 - 49.99%	3,381	5.86%	55,012,614	3.49%	6,527,394	2.20%	7,589	795	22.06	4.09%
50.00 - 74.99%	11,937	20.68%	274,999,776	17.45%	49,149,964	16.60%	12,002	792	24.21	3.94%
75.00 - 99.99%	20,641	35.75%	608,864,381	38.64%	119,930,216	40.49%	16,160	783	25.98	3.83%
100.00 - 109.99%	7,663	13.27%	240,747,056	15.28%	46,919,790	15.84%	19,601	765	27.53	4.34%
110.00 - 119.99%	5,710	9.89%	166,992,535	10.60%	32,080,235	10.83%	19,096	748	28.90	5.06%
120.00 - 129.99%	4,040	7.00%	113,522,772	7.20%	20,537,080	6.93%	18,465	735	29.87	5.65%
130.00 - 139.99%	2,594	4.49%	71,040,874	4.51%	12,812,884	4.33%	17,327	727	30.35	6.12%
140.00%+	1,568	2.72%	42,280,287	2.68%	8,057,806	2.72%	16,231	736	30.19	6.00%
Total:	57,735	100.00%	1,575,734,576	100.00%	296,167,113	100.00%	16,350	771	26.73	4.35%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	539	0.93%	14,519,046	0.92%	2,468,623	0.83%	17,640	747	27.44	5.35%
Alaska	44	0.08%	1,536,638	0.10%	259,317	0.09%	19,167	806	24.39	3.03%
Arizona	1,159	2.01%	33,507,414	2.13%	5,964,793	2.01%	18,292	761	28.15	4.62%
Arkansas	217	0.38%	6,522,351	0.41%	1,324,366	0.45%	18,746	757	27.58	4.91%
California	9,558	16.55%	261,928,447	16.62%	54,715,853	18.47%	16,803	770	26.90	4.22%
Colorado	1,306	2.26%	38,694,871	2.46%	7,132,232	2.41%	17,113	784	26.20	4.05%
Connecticut	1,436	2.49%	33,591,427	2.13%	7,302,635	2.47%	13,226	784	26.04	3.94%
Delaware	152	0.26%	3,818,305	0.24%	776,828	0.26%	14,501	783	26.43	3.89%
Florida	4,789	8.29%	123,428,976	7.83%	22,078,513	7.45%	16,062	762	28.04	4.75%
Georgia	1,792	3.10%	49,886,086	3.17%	8,975,867	3.03%	17,968	754	27.76	4.92%
Hawaii	153	0.27%	4,753,799	0.30%	841,802	0.28%	18,335	759	28.57	4.78%
Idaho	119	0.21%	3,040,906	0.19%	491,126	0.17%	15,264	757	27.92	4.96%
Illinois	2,652	4.59%	74,190,308	4.71%	15,620,691	5.27%	16,526	770	26.56	4.32%
Indiana	745	1.29%	19,607,272	1.24%	3,812,422	1.29%	15,915	768	26.95	4.36%
Iowa	190	0.33%	5,318,598	0.34%	844,082	0.29%	15,785	787	24.67	3.78%
Kansas	353	0.61%	8,867,187	0.56%	1,743,416	0.59%	15,226	778	27.41	4.33%
Kentucky	363	0.63%	9,422,346	0.60%	1,532,283	0.52%	13,137	768	25.20	4.11%
Louisiana	634	1.10%	20,722,903	1.32%	3,702,238	1.25%	20,125	768	28.23	4.64%
Maine	254	0.44%	6,089,337	0.39%	1,252,138	0.42%	13,605	785	24.79	3.64%
Maryland	60	0.10%	1,599,214	0.10%	479,202	0.16%	17,153	764	28.59	4.72%
Massachusetts	1,910	3.31%	47,055,124	2.99%	8,680,252	2.93%	13,021	782	25.00	4.28%
Michigan	897	1.55%	26,400,493	1.68%	5,096,864	1.72%	16,583	783	25.15	3.33%
Minnesota	1,185	2.05%	29,447,938	1.87%	5,795,654	1.96%	16,085	788	27.19	4.09%
Mississippi	165	0.29%	5,271,723	0.33%	1,046,409	0.35%	20,486	730	29.81	5.40%
Missouri	636	1.10%	16,778,817	1.06%	2,789,570	0.94%	14,973	758	25.72	4.97%
Montana	122	0.21%	3,688,808	0.23%	629,877	0.21%	17,779	782	25.32	3.86%
Nebraska	270	0.47%	6,399,491	0.41%	1,179,611	0.40%	13,804	767	25.61	5.02%
Nevada	645	1.12%	18,814,557	1.19%	3,569,782	1.21%	19,518	764	28.57	4.42%
New Hampshire	378	0.65%	8,601,944	0.55%	1,648,891	0.56%	13,477	777	25.39	4.14%
New Jersey	2,603	4.51%	67,148,019	4.26%	13,610,454	4.60%	14,261	783	25.74	4.02%
New Mexico	141	0.24%	4,049,022	0.26%	500,627	0.17%	23,751	754	28.29	4.00%
New York	2,960	5.13%	74,779,887	4.75%	15,827,030	5.34%	14,040	779	25.97	3.95%
North Carolina	1,518	2.63%	41,753,993	2.65%	7,012,846	2.37%	16,286	769	26.48	4.47%
North Dakota	36	0.06%	1,165,599	0.07%	156,701	0.05%	16,786	786	28.96	3.70%
Ohio	1,601	2.77%	42,612,391	2.70%	9,140,265	3.09%	14,793	784	25.98	3.84%
Oklahoma	317	0.55%	9,784,840	0.62%	1,484,677	0.50%	17,880	768	26.59	4.40%
Oregon	526	0.91%	14,376,040	0.91%	2,206,065	0.74%	15,504	791	25.95	3.92%
Pennsylvania	2,529	4.38%	60,427,641	3.83%	11,389,466	3.85%	12,794	782	25.09	3.89%
Rhode Island	265	0.46%	6,025,322	0.38%	1,084,808	0.37%	11,363	777	26.01	4.56%
South Carolina	823	1.43%	21,444,211	1.36%	3,711,561	1.25%	16,795	765	27.88	4.89%
South Dakota	78	0.14%	2,278,421	0.14%	431,578	0.15%	18,256	785	28.10	3.94%
Tennessee	672	1.16%	19,368,859	1.23%	3,310,841	1.12%	17,198	751	27.63	5.48%
Texas	6,234	10.80%	197,002,343	12.50%	31,953,901	10.79%	19,013	758	27.47	4.91%
Utah	618	1.07%	16,745,125	1.06%	2,074,097	0.70%	15,647	753	29.46	5.40%
Vermont	153	0.27%	3,559,169	0.23%	746,262	0.25%	13,141	784	25.38	3.84%
Virginia	1,650	2.86%	45,563,995	2.89%	8,110,741	2.74%	17,846	781	26.12	4.05%
Washington	1,322	2.29%	39,151,251	2.48%	7,104,517	2.40%	18,476	776	26.01	4.15%
West Virginia	99	0.17%	2,838,477	0.18%	535,012	0.18%	13,954	774	26.01	3.96%
Wisconsin	684	1.18%	17,283,254	1.10%	3,146,109	1.06%	14,469	783	25.40	4.17%
Wyoming	36	0.06%	1,185,782	0.08%	205,928	0.07%	19,689	743	29.58	5.12%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	146	0.25%	3,652,486	0.23%	653,151	0.22%	16,307	777	26.68	3.97%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	34,121	0.00%	15,142	0.01%	15,142	717	28.00	5.49%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	296,167,113	100.00%	16,350	771	26.73	4.35%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	28,235	48.90%	933,457,727	59.24%	175,247,509	59.17%	18,796	778	26.32	3.87%
Used	29,500	51.10%	642,276,849	40.76%	120,919,605	40.83%	12,806	762	27.32	5.05%
NA	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	296,167,113	100.00%	16,350	771	26.73	4.35%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	34,050	58.98%	773,928,133	49.12%	127,924,862	43.19%	13,104	760	26.62	4.96%
Truck	-	-	-	-	-	-	-	-	-	-
SUV	23,677	41.01%	801,621,262	50.87%	168,242,252	56.81%	18,819	780	26.82	3.90%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	7	0.01%	164,037	0.01%	0	0.00%	0	0	0.00	0.00%
Unknown	1	0.00%	21,144	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	57,735	100.00%	1,575,734,576	100.00%	296,167,113	100.00%	16,350	771	26.73	4.35%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	1	0.00%	21,144	0.00%	0	0.00%	0	0	0.00	0.00%
Ford: Lincoln	-	-	-	-	-	-	-	-	-	-
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	-	-	-	-	-	-	-	-	-	-
BMW: Mini	-	-	-	-	-	-	-	-	-	-
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	39,640	68.66%	869,158,186	55.16%	155,145,955	52.38%	11,462	763	25.89	4.74%
Volkswagen: Audi	18,094	31.34%	706,555,246	44.84%	141,021,158	47.62%	21,728	780	27.65	3.93%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	-	-	-	-	-	-	-	-	-	-
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	296,167,113	100.00%	16,350	771	26.73	4.35%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

Actions

Deal Documents

Download Datatape (CSV)

View EDGAR Filing

Quick Navigation

COMPANY

FINSIGHT.COM