StratMaker (140343)

Exeter Automobile Receivables Trust 2021-4

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

1.58% / 98.42%

Total Original # of Loans

52,235

WA Loan to Value (LTV)

99.86%

Total Original Loan Amount (OLA)

$ 1,082,885,601

WA Payment to Income (PTI)

12.27%

Weighted Average (WA) OLA

$ 23,003

WA FICO (non-zero)

576

Rep. Period Beginning Loan Amount

$ 677,242,302

WA Remaining Term (RT)

57.30

Rep. Period Ending Loan Amount (ELA)

$ 650,969,337

WA Original APR

20.27%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

52,235

Total Original Loan Amount (OLA)

$ 1,082,885,601

Weighted Average (WA) OLA

$ 23,003

Rep. Period Beginning Loan Amount

$ 677,242,302

Rep. Period Ending Loan Amount (ELA)

$ 650,969,337

As % of Reporting Period ELA:

New % / Used %

1.58% / 98.42%

WA Loan to Value (LTV)

99.86%

WA Payment to Income (PTI)

12.27%

WA FICO (non-zero)

576

WA Remaining Term (RT)

57.30

WA Original APR

20.27%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3	0.01%	13,955	0.00%	5,587	0.00%	2,867	527	39.84	21.64%
$5,000 - $9,999	1,970	3.77%	16,728,703	1.54%	9,712,615	1.49%	7,484	572	49.01	20.87%
$10,000 - $14,999	8,298	15.89%	107,313,843	9.91%	61,559,151	9.46%	11,577	567	53.20	21.35%
$15,000 - $19,999	15,976	30.58%	281,495,903	25.99%	171,875,231	26.40%	16,091	569	56.84	21.23%
$20,000 - $24,999	13,873	26.56%	308,969,615	28.53%	188,832,158	29.01%	20,413	574	58.09	20.46%
$25,000 - $29,999	6,908	13.22%	187,541,043	17.32%	113,748,301	17.47%	24,853	579	58.40	19.78%
$30,000 - $39,999	4,627	8.86%	156,185,017	14.42%	90,402,754	13.89%	30,811	589	58.51	18.71%
$40,000 - $49,999	575	1.10%	24,383,092	2.25%	14,609,398	2.24%	37,824	608	59.34	14.99%
$50,000 - $59,999	5	0.01%	254,430	0.02%	224,141	0.03%	44,848	617	61.19	11.08%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	52,235	100.00%	1,082,885,601	100.00%	650,969,337	100.00%	20,862	576	57.30	20.27%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	17,564	33.62%	363,333,327	33.55%	2,876,710	0.44%	3,352	583	14.71	19.09%
$5,000 - $9,999	2,852	5.46%	33,457,478	3.09%	22,711,581	3.49%	8,191	575	42.82	20.07%
$10,000 - $14,999	7,144	13.68%	104,350,220	9.64%	91,966,726	14.13%	13,028	571	54.82	20.73%
$15,000 - $19,999	11,536	22.08%	221,689,365	20.47%	202,041,805	31.04%	17,629	572	57.91	20.79%
$20,000 - $24,999	7,768	14.87%	187,169,992	17.28%	172,355,545	26.48%	22,279	575	58.81	20.39%
$25,000 - $29,999	3,340	6.39%	98,369,826	9.08%	90,655,076	13.93%	27,217	580	58.99	19.97%
$30,000 - $39,999	1,972	3.78%	71,821,338	6.63%	65,899,123	10.12%	33,612	590	59.34	18.47%
$40,000 - $49,999	59	0.11%	2,694,056	0.25%	2,462,770	0.38%	41,805	615	60.68	14.02%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	52,235	100.00%	1,082,885,601	100.00%	650,969,337	100.00%	20,862	576	57.30	20.27%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	52,235	100.00%	1,082,885,601	100.00%	650,969,337	100.00%	20,862	576	57.30	20.27%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	52,235	100.00%	1,082,885,601	100.00%	650,969,337	100.00%	20,862	576	57.30	20.27%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	-	-	-	-	-	-	-	-	-	-
5.00 - 7.49%	-	-	-	-	-	-	-	-	-	-
7.50 - 9.99%	1,314	2.52%	28,431,287	2.63%	19,377,786	2.98%	20,964	628	57.87	9.74%
10.00 - 12.49%	3,406	6.52%	69,054,382	6.38%	43,633,375	6.70%	19,809	601	57.84	11.52%
12.50 - 14.99%	3,485	6.67%	77,995,608	7.20%	49,135,494	7.55%	22,040	600	57.73	13.81%
15.00 - 17.49%	5,205	9.96%	117,663,859	10.87%	70,424,383	10.82%	22,424	593	57.64	16.29%
17.50 - 19.99%	7,695	14.73%	175,264,134	16.18%	102,806,684	15.79%	22,639	586	57.49	18.62%
20.00 - 22.49%	8,972	17.18%	192,032,869	17.73%	115,225,967	17.70%	21,453	579	57.23	21.03%
22.50 - 24.99%	9,696	18.56%	193,170,182	17.84%	115,126,748	17.69%	20,026	567	56.95	23.72%
25.00 - 27.49%	6,683	12.79%	123,658,086	11.42%	73,015,888	11.22%	18,883	553	56.59	25.76%
27.50 - 29.99%	5,779	11.06%	105,615,194	9.75%	62,223,010	9.56%	18,711	520	57.33	27.76%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	52,235	100.00%	1,082,885,601	100.00%	650,969,337	100.00%	20,862	576	57.30	20.27%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	3,985	7.63%	75,293,395	6.95%	46,955,832	7.21%	19,419	473	57.43	24.16%
500 - 549	10,401	19.91%	207,914,188	19.20%	127,653,245	19.61%	20,244	528	57.15	22.34%
550 - 599	18,457	35.33%	392,234,262	36.22%	241,193,195	37.05%	21,299	575	57.60	19.94%
600 - 649	10,962	20.99%	240,387,737	22.20%	141,889,862	21.80%	21,849	620	57.29	18.46%
650 - 699	2,972	5.69%	65,585,408	6.06%	37,085,926	5.70%	21,928	669	56.87	16.56%
700 - 749	714	1.37%	15,654,750	1.45%	8,313,749	1.28%	21,426	718	56.57	15.92%
750 - 799	130	0.25%	2,799,193	0.26%	1,623,343	0.25%	21,772	768	55.51	15.56%
800+	32	0.06%	635,647	0.06%	271,008	0.04%	18,709	818	53.15	15.46%
NA	4,582	8.77%	82,381,023	7.61%	45,983,176	7.06%	17,737	0	56.62	21.80%
Total:	52,235	100.00%	1,082,885,601	100.00%	650,969,337	100.00%	20,862	576	57.30	20.27%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	-	-	-	-	-	-	-	-	-	-
37 - 48	54	0.10%	613,810	0.06%	276,026	0.04%	9,159	589	23.60	16.13%
49 - 60	413	0.79%	5,130,402	0.47%	2,882,761	0.44%	11,940	587	37.88	19.65%
61 - 72	7,835	15.00%	114,764,918	10.60%	69,681,639	10.70%	15,016	582	50.01	21.57%
73+	43,933	84.11%	962,376,471	88.87%	578,128,911	88.81%	21,617	575	58.29	20.12%
Total:	52,235	100.00%	1,082,885,601	100.00%	650,969,337	100.00%	20,862	576	57.30	20.27%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	16,499	31.59%	344,730,346	31.83%	272,741	0.04%	5,284	567	0.00	9.68%
1 - 12	1,389	2.66%	26,483,088	2.45%	7,035,357	1.08%	7,331	572	5.95	21.20%
13 - 24	35	0.07%	434,525	0.04%	266,429	0.04%	9,882	599	20.41	16.25%
25 - 36	176	0.34%	2,471,895	0.23%	1,857,859	0.29%	13,281	571	33.19	16.02%
37 - 48	2,561	4.90%	36,134,067	3.34%	30,730,137	4.72%	14,055	583	45.14	21.08%
49 - 60	26,265	50.28%	546,733,689	50.49%	492,224,548	75.61%	20,753	576	57.84	20.26%
61 - 72	5,308	10.16%	125,853,524	11.62%	118,540,734	18.21%	24,063	574	61.69	20.14%
73+	2	0.00%	44,468	0.00%	41,532	0.01%	20,953	585	532.02	5.66%
Total:	52,235	100.00%	1,082,885,601	100.00%	650,969,337	100.00%	20,862	576	57.30	20.27%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	35,232	67.45%	724,604,002	66.91%	328,876,774	50.52%	20,197	584	57.06	19.19%
1 - 15	6,076	11.63%	127,950,259	11.82%	113,135,171	17.38%	21,231	571	57.15	20.67%
16 - 30	2,810	5.38%	59,501,230	5.49%	53,270,173	8.18%	21,507	569	57.68	20.98%
31 - 60	4,460	8.54%	94,163,740	8.70%	85,537,096	13.14%	21,720	566	57.65	21.69%
61 - 90	2,208	4.23%	46,219,333	4.27%	42,198,657	6.48%	21,674	566	57.82	22.23%
91 - 120	1,111	2.13%	23,193,563	2.14%	21,033,005	3.23%	21,991	569	58.20	22.56%
121+	338	0.65%	7,253,474	0.67%	6,918,461	1.06%	22,522	567	57.87	22.97%
Total:	52,235	100.00%	1,082,885,601	100.00%	650,969,337	100.00%	20,862	576	57.30	20.27%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	24,864	47.60%	536,013,877	49.50%	329,134,975	50.56%	21,551	583	57.75	19.35%
Stated, verified to Level 3²	27,371	52.40%	546,871,725	50.50%	321,834,362	49.44%	20,158	569	56.84	21.21%
NA	-	-	-	-	-	-	-	-	-	-
Total:	52,235	100.00%	1,082,885,601	100.00%	650,969,337	100.00%	20,862	576	57.30	20.27%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	24,867	47.61%	536,071,612	49.50%	329,187,977	50.57%	21,551	583	57.76	19.35%
Stated, verified but not Level 4 or 5	27,275	52.22%	545,081,598	50.34%	320,794,361	49.28%	20,165	569	56.84	21.21%
Stated, verified to Level 4³	93	0.18%	1,732,392	0.16%	986,999	0.15%	18,130	578	54.30	21.54%
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	52,235	100.00%	1,082,885,601	100.00%	650,969,337	100.00%	20,862	576	57.30	20.27%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	3,106	5.95%	51,471,555	4.75%	29,971,112	4.60%	17,181	576	55.36	17.03%
5.00 - 9.99%	16,397	31.39%	324,500,676	29.97%	195,069,484	29.97%	20,101	574	56.58	19.12%
10.00 - 14.99%	18,688	35.78%	397,714,538	36.73%	239,097,810	36.73%	21,322	574	57.55	20.71%
15.00 - 19.99%	11,229	21.50%	245,986,544	22.72%	148,318,173	22.78%	21,659	578	57.92	21.58%
20.00 - 24.99%	2,806	5.37%	63,023,432	5.82%	38,396,645	5.90%	21,667	588	58.52	20.80%
25.00 - 29.99%	9	0.02%	188,857	0.02%	116,113	0.02%	19,529	630	56.98	22.00%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	52,235	100.00%	1,082,885,601	100.00%	650,969,337	100.00%	20,862	576	57.30	20.27%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	8	0.02%	66,482	0.01%	31,694	0.00%	6,635	528	58.25	14.12%
25.00 - 49.99%	250	0.48%	3,176,097	0.29%	1,654,426	0.25%	12,452	536	56.55	14.03%
50.00 - 74.99%	1,520	2.91%	27,780,875	2.57%	16,213,190	2.49%	18,180	549	56.76	15.42%
75.00 - 99.99%	10,902	20.87%	236,959,736	21.88%	142,217,606	21.85%	21,961	568	57.29	18.46%
100.00 - 109.99%	12,033	23.04%	264,906,293	24.46%	160,583,870	24.67%	21,973	573	57.55	20.17%
110.00 - 119.99%	12,457	23.85%	266,928,895	24.65%	158,780,241	24.39%	21,291	577	57.59	20.93%
120.00 - 129.99%	8,059	15.43%	159,831,181	14.76%	94,938,167	14.58%	19,805	583	57.17	21.58%
130.00 - 139.99%	5,233	10.02%	93,970,100	8.68%	57,790,067	8.88%	18,076	589	56.73	22.07%
140.00%+	1,773	3.39%	29,265,943	2.70%	18,760,076	2.88%	16,417	601	55.71	21.79%
Total:	52,235	100.00%	1,082,885,601	100.00%	650,969,337	100.00%	20,862	576	57.30	20.27%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,546	2.96%	31,421,655	2.90%	18,741,785	2.88%	20,273	574	56.49	21.66%
Alaska	6	0.01%	126,896	0.01%	51,539	0.01%	20,108	516	57.70	18.58%
Arizona	1,117	2.14%	23,069,017	2.13%	13,162,970	2.02%	20,620	576	57.00	21.17%
Arkansas	538	1.03%	11,137,695	1.03%	6,724,752	1.03%	20,908	584	56.64	19.54%
California	5,274	10.10%	113,174,092	10.45%	67,492,539	10.37%	21,369	572	57.73	20.03%
Colorado	498	0.95%	10,578,521	0.98%	6,609,566	1.02%	21,204	585	57.46	17.57%
Connecticut	125	0.24%	2,767,484	0.26%	1,884,767	0.29%	21,816	588	58.28	16.19%
Delaware	94	0.18%	1,921,004	0.18%	1,226,541	0.19%	20,485	577	57.44	18.64%
Florida	4,015	7.69%	83,545,179	7.72%	49,299,888	7.57%	20,840	579	57.64	19.71%
Georgia	4,263	8.16%	90,044,224	8.32%	54,097,506	8.31%	21,335	571	57.61	21.54%
Hawaii	52	0.10%	1,199,815	0.11%	693,451	0.11%	23,322	576	56.17	19.12%
Idaho	87	0.17%	1,576,705	0.15%	797,431	0.12%	18,415	564	56.38	20.33%
Illinois	1,822	3.49%	37,521,106	3.46%	22,323,586	3.43%	20,234	576	56.62	20.86%
Indiana	955	1.83%	18,743,121	1.73%	11,136,195	1.71%	19,974	581	56.98	20.56%
Iowa	188	0.36%	3,875,841	0.36%	2,016,868	0.31%	20,146	583	56.49	21.05%
Kansas	287	0.55%	5,670,663	0.52%	3,509,004	0.54%	20,399	574	56.87	19.96%
Kentucky	745	1.43%	14,472,073	1.34%	8,573,654	1.32%	19,853	584	56.57	19.63%
Louisiana	1,380	2.64%	28,102,084	2.60%	17,019,722	2.61%	20,843	571	57.10	21.52%
Maine	35	0.07%	821,144	0.08%	525,562	0.08%	22,777	581	58.61	15.89%
Maryland	1,041	1.99%	21,414,503	1.98%	12,417,384	1.91%	20,430	576	57.56	19.52%
Massachusetts	130	0.25%	2,744,595	0.25%	1,387,631	0.21%	20,437	572	56.72	16.77%
Michigan	1,164	2.23%	23,851,068	2.20%	14,367,038	2.21%	20,615	584	56.91	20.60%
Minnesota	165	0.32%	3,357,227	0.31%	2,051,534	0.32%	21,671	570	57.51	19.01%
Mississippi	1,038	1.99%	22,026,621	2.03%	14,115,446	2.17%	21,397	581	57.11	21.67%
Missouri	1,177	2.25%	22,728,243	2.10%	14,288,371	2.19%	19,555	580	56.66	20.70%
Montana	109	0.21%	2,071,590	0.19%	1,170,837	0.18%	20,115	570	56.64	22.84%
Nebraska	125	0.24%	2,564,145	0.24%	1,615,035	0.25%	20,473	584	57.04	16.97%
Nevada	848	1.62%	18,365,709	1.70%	11,933,313	1.83%	21,902	566	58.23	21.23%
New Hampshire	118	0.23%	2,404,736	0.22%	1,371,624	0.21%	21,348	556	57.02	21.54%
New Jersey	701	1.34%	15,099,564	1.39%	9,599,194	1.47%	21,735	573	57.76	20.67%
New Mexico	614	1.18%	13,117,737	1.21%	7,497,385	1.15%	21,317	577	56.87	20.99%
New York	1,072	2.05%	22,320,911	2.06%	13,225,618	2.03%	21,131	580	57.83	20.07%
North Carolina	2,422	4.64%	48,885,710	4.51%	29,285,278	4.50%	20,263	575	57.91	20.12%
North Dakota	113	0.22%	2,165,471	0.20%	1,320,915	0.20%	19,562	584	54.89	22.47%
Ohio	2,427	4.65%	45,856,909	4.23%	28,462,535	4.37%	18,921	579	57.03	20.37%
Oklahoma	852	1.63%	16,781,768	1.55%	10,719,569	1.65%	20,130	580	56.66	18.30%
Oregon	306	0.59%	5,680,735	0.52%	3,026,476	0.46%	18,012	570	56.88	20.00%
Pennsylvania	1,010	1.93%	20,613,494	1.90%	11,940,759	1.83%	20,653	583	57.54	18.40%
Rhode Island	41	0.08%	892,127	0.08%	637,357	0.10%	22,952	592	58.60	15.73%
South Carolina	1,692	3.24%	34,329,392	3.17%	20,329,395	3.12%	20,540	567	57.33	21.37%
South Dakota	66	0.13%	1,208,881	0.11%	718,292	0.11%	19,283	580	56.49	22.68%
Tennessee	1,482	2.84%	30,156,267	2.78%	17,646,788	2.71%	20,412	573	57.05	21.36%
Texas	7,155	13.70%	158,238,006	14.61%	97,176,803	14.93%	22,139	582	57.30	18.83%
Utah	228	0.44%	4,350,008	0.40%	2,414,711	0.37%	19,445	564	56.84	21.64%
Vermont	15	0.03%	271,469	0.03%	185,419	0.03%	17,057	549	57.58	21.03%
Virginia	1,483	2.84%	29,443,730	2.72%	17,685,788	2.72%	19,909	564	56.97	21.67%
Washington	426	0.82%	8,500,509	0.78%	5,039,310	0.77%	19,951	567	57.16	21.03%
West Virginia	315	0.60%	5,953,357	0.55%	3,323,873	0.51%	18,379	571	55.55	21.07%
Wisconsin	741	1.42%	14,878,816	1.37%	8,639,373	1.33%	20,140	566	57.49	22.02%
Wyoming	63	0.12%	1,328,914	0.12%	725,847	0.11%	23,792	593	57.60	18.72%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	67	0.13%	1,468,878	0.14%	720,811	0.11%	21,697	579	57.81	21.61%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	2	0.00%	46,194	0.00%	42,300	0.01%	22,127	649	60.18	22.70%
Total:	52,235	100.00%	1,082,885,601	100.00%	650,969,337	100.00%	20,862	576	57.30	20.27%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	1,197	2.29%	28,325,309	2.62%	10,314,359	1.58%	21,642	581	48.98	19.87%
Used	51,038	97.71%	1,054,560,293	97.38%	640,654,977	98.42%	20,850	576	57.43	20.27%
NA	-	-	-	-	-	-	-	-	-	-
Total:	52,235	100.00%	1,082,885,601	100.00%	650,969,337	100.00%	20,862	576	57.30	20.27%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	25,690	49.18%	492,486,697	45.48%	284,872,491	43.76%	19,083	574	57.27	21.02%
Truck	5,091	9.75%	138,872,625	12.82%	83,707,929	12.86%	26,501	587	56.47	18.81%
SUV	20,784	39.79%	438,145,323	40.46%	274,307,780	42.14%	21,008	575	57.59	19.95%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	670	1.28%	13,380,957	1.24%	8,081,137	1.24%	20,221	576	57.16	19.68%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	52,235	100.00%	1,082,885,601	100.00%	650,969,337	100.00%	20,862	576	57.30	20.27%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	6,320	12.10%	131,552,255	12.15%	80,299,675	12.34%	21,176	578	57.08	20.31%
Ford: Lincoln	361	0.69%	7,377,379	0.68%	4,585,490	0.70%	20,576	574	57.21	19.99%
Ford: Mercury	4	0.01%	39,315	0.00%	17,427	0.00%	8,563	569	43.51	24.27%
GMC	1,505	2.88%	35,836,684	3.31%	21,916,510	3.37%	24,110	581	56.66	19.37%
GMC: Buick	874	1.67%	16,895,203	1.56%	10,859,437	1.67%	19,278	574	57.39	20.58%
GMC: Cadillac	479	0.92%	10,200,379	0.94%	6,194,091	0.95%	20,990	571	56.81	21.58%
GMC: Chevrolet	7,309	13.99%	154,568,289	14.27%	94,761,776	14.56%	21,599	579	56.98	20.19%
GMC: Hummer	5	0.01%	60,291	0.01%	33,933	0.01%	9,336	604	39.52	18.14%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	9	0.02%	111,044	0.01%	36,677	0.01%	10,471	606	36.20	24.17%
GMC: Saturn	3	0.01%	29,470	0.00%	5,616	0.00%	4,290	670	40.71	14.18%
Tesla	36	0.07%	1,287,043	0.12%	605,878	0.09%	34,604	591	58.74	15.02%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	693	1.33%	15,550,227	1.44%	8,842,194	1.36%	22,205	566	58.06	23.97%
BMW: Mini	116	0.22%	2,054,297	0.19%	1,282,929	0.20%	17,691	576	58.05	21.43%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	702	1.34%	16,584,507	1.53%	9,351,786	1.44%	23,594	565	57.25	23.48%
Daimler: Smart	8	0.02%	86,391	0.01%	43,568	0.01%	11,005	514	54.54	26.73%
Fiat	88	0.17%	1,340,110	0.12%	639,472	0.10%	15,179	564	57.88	21.99%
Fiat: Alfa Romeo	41	0.08%	1,179,326	0.11%	523,597	0.08%	25,632	568	59.18	16.36%
Fiat: Chrysler	901	1.72%	17,201,432	1.59%	9,946,701	1.53%	19,313	576	56.43	21.47%
Fiat: Dodge	3,888	7.44%	93,310,272	8.62%	54,633,915	8.39%	24,139	580	57.08	20.09%
Fiat: Jeep	3,490	6.68%	77,374,160	7.15%	47,389,843	7.28%	21,819	576	57.85	19.76%
Fiat: Maserati	2	0.00%	39,045	0.00%	0	0.00%	0	0	0.00	0.00%
Geely: Volvo	106	0.20%	2,049,455	0.19%	1,190,593	0.18%	20,537	558	58.02	22.31%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	888	1.70%	15,973,244	1.48%	9,390,668	1.44%	18,090	565	57.73	22.53%
Volkswagen: Audi	348	0.67%	7,734,230	0.71%	4,513,858	0.69%	22,563	574	57.89	22.90%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	17	0.03%	462,871	0.04%	228,791	0.04%	24,189	572	56.14	22.86%
Honda	3,615	6.92%	74,091,648	6.84%	45,551,390	7.00%	20,017	576	57.70	19.52%
Honda: Acura	466	0.89%	9,812,710	0.91%	6,315,001	0.97%	21,103	572	57.41	19.75%
Hyundai	3,391	6.49%	60,695,326	5.60%	35,934,239	5.52%	17,748	572	57.72	21.05%
Hyundai: Kia	3,595	6.88%	66,948,551	6.18%	39,436,072	6.06%	18,233	575	57.32	20.49%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	905	1.73%	17,579,437	1.62%	10,977,324	1.69%	19,017	572	57.64	19.75%
Mitsubishi	400	0.77%	7,322,176	0.68%	4,044,139	0.62%	18,007	569	56.71	22.26%
Nissan	5,728	10.97%	109,960,659	10.15%	66,900,284	10.28%	19,048	574	57.36	20.33%
Nissan: Infiniti	683	1.31%	16,183,920	1.49%	9,076,202	1.39%	23,240	577	57.55	19.81%
Saab	1	0.00%	14,285	0.00%	0	0.00%	0	0	0.00	0.00%
Subaru	531	1.02%	11,052,064	1.02%	6,788,491	1.04%	20,475	586	57.76	18.40%
Suzuki	2	0.00%	19,178	0.00%	8,322	0.00%	8,322	619	46.00	25.21%
Tata: Jaguar	54	0.10%	1,331,145	0.12%	833,290	0.13%	24,745	567	56.51	22.90%
Tata: Land Rover	79	0.15%	2,115,028	0.20%	1,075,163	0.17%	25,633	573	57.36	22.20%
Toyota	4,044	7.74%	85,026,004	7.85%	50,157,073	7.70%	20,789	577	57.43	19.10%
Toyota: Lexus	448	0.86%	10,323,468	0.95%	5,627,404	0.86%	22,615	575	56.24	20.79%
Toyota: Scion	100	0.19%	1,513,083	0.14%	950,514	0.15%	14,516	581	56.25	20.65%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	52,235	100.00%	1,082,885,601	100.00%	650,969,337	100.00%	20,862	576	57.30	20.27%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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