StratMaker (140355)

Exeter Automobile Receivables Trust 2022-1

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

1.58% / 98.42%

Total Original # of Loans

40,622

WA Loan to Value (LTV)

102.12%

Total Original Loan Amount (OLA)

$ 891,869,476

WA Payment to Income (PTI)

12.00%

Weighted Average (WA) OLA

$ 24,578

WA FICO (non-zero)

586

Rep. Period Beginning Loan Amount

$ 642,333,532

WA Remaining Term (RT)

61.07

Rep. Period Ending Loan Amount (ELA)

$ 620,146,377

WA Original APR

19.02%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

40,622

Total Original Loan Amount (OLA)

$ 891,869,476

Weighted Average (WA) OLA

$ 24,578

Rep. Period Beginning Loan Amount

$ 642,333,532

Rep. Period Ending Loan Amount (ELA)

$ 620,146,377

As % of Reporting Period ELA:

New % / Used %

1.58% / 98.42%

WA Loan to Value (LTV)

102.12%

WA Payment to Income (PTI)

12.00%

WA FICO (non-zero)

586

WA Remaining Term (RT)

61.07

WA Original APR

19.02%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	-	-	-	-	-	-	-	-	-	-
$5,000 - $9,999	1,332	3.28%	11,362,072	1.27%	6,959,111	1.12%	7,723	576	54.27	20.13%
$10,000 - $14,999	5,757	14.17%	74,479,198	8.35%	46,424,291	7.49%	11,761	574	56.47	20.30%
$15,000 - $19,999	10,920	26.88%	192,565,085	21.59%	132,706,672	21.40%	16,314	574	59.80	20.56%
$20,000 - $24,999	10,370	25.53%	232,001,722	26.01%	164,673,435	26.55%	20,885	579	61.41	19.85%
$25,000 - $29,999	6,324	15.57%	171,949,175	19.28%	121,119,260	19.53%	25,311	587	62.07	18.71%
$30,000 - $39,999	5,025	12.37%	170,649,624	19.13%	119,988,629	19.35%	31,572	601	62.59	17.34%
$40,000 - $49,999	865	2.13%	37,370,010	4.19%	27,241,569	4.39%	39,484	625	63.42	13.21%
$50,000 - $59,999	29	0.07%	1,492,591	0.17%	1,033,410	0.17%	47,021	651	65.26	10.76%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	40,622	100.00%	891,869,476	100.00%	620,146,377	100.00%	22,869	586	61.07	19.02%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	10,337	25.45%	218,589,432	24.51%	3,142,107	0.51%	3,177	584	13.94	19.23%
$5,000 - $9,999	2,016	4.96%	25,117,365	2.82%	15,996,561	2.58%	8,175	577	43.40	19.72%
$10,000 - $14,999	4,951	12.19%	71,571,325	8.02%	63,812,592	10.29%	13,041	576	57.97	19.81%
$15,000 - $19,999	8,712	21.45%	164,877,791	18.49%	153,036,251	24.68%	17,681	578	61.27	20.06%
$20,000 - $24,999	7,431	18.29%	177,365,414	19.89%	165,760,716	26.73%	22,398	581	62.17	19.59%
$25,000 - $29,999	3,991	9.82%	116,141,966	13.02%	108,551,287	17.50%	27,274	590	62.69	18.67%
$30,000 - $39,999	2,889	7.11%	104,651,925	11.73%	97,387,479	15.70%	33,910	603	63.12	17.02%
$40,000 - $49,999	295	0.73%	13,554,259	1.52%	12,459,384	2.01%	42,333	632	64.30	12.42%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	40,622	100.00%	891,869,476	100.00%	620,146,377	100.00%	22,869	586	61.07	19.02%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	40,622	100.00%	891,869,476	100.00%	620,146,377	100.00%	22,869	586	61.07	19.02%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	40,622	100.00%	891,869,476	100.00%	620,146,377	100.00%	22,869	586	61.07	19.02%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	-	-	-	-	-	-	-	-	-	-
5.00 - 7.49%	-	-	-	-	-	-	-	-	-	-
7.50 - 9.99%	2,491	6.13%	60,283,267	6.76%	44,804,940	7.22%	24,948	634	63.20	9.00%
10.00 - 12.49%	3,519	8.66%	79,488,196	8.91%	58,911,249	9.50%	23,380	609	62.84	11.38%
12.50 - 14.99%	3,337	8.21%	81,655,765	9.16%	59,100,748	9.53%	25,323	614	62.57	13.79%
15.00 - 17.49%	4,294	10.57%	103,651,899	11.62%	72,969,937	11.77%	24,737	605	61.89	16.22%
17.50 - 19.99%	6,148	15.13%	144,012,018	16.15%	98,453,589	15.88%	23,851	595	61.11	18.72%
20.00 - 22.49%	5,978	14.72%	131,757,024	14.77%	89,155,761	14.38%	22,775	575	60.07	21.03%
22.50 - 24.99%	6,354	15.64%	130,570,342	14.64%	88,301,958	14.24%	21,370	565	59.75	23.73%
25.00 - 27.49%	4,353	10.72%	83,017,100	9.31%	56,170,221	9.06%	19,840	553	59.27	25.88%
27.50 - 29.99%	4,148	10.21%	77,433,866	8.68%	52,277,974	8.43%	19,224	522	60.20	27.86%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	40,622	100.00%	891,869,476	100.00%	620,146,377	100.00%	22,869	586	61.07	19.02%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	2,886	7.10%	56,789,293	6.37%	40,383,952	6.51%	20,543	475	60.13	23.77%
500 - 549	7,532	18.54%	154,594,255	17.33%	106,816,481	17.22%	21,331	528	60.08	21.91%
550 - 599	13,316	32.78%	294,674,609	33.04%	207,758,866	33.50%	22,829	575	60.86	19.41%
600 - 649	9,423	23.20%	221,931,073	24.88%	154,305,278	24.88%	24,336	622	61.82	16.82%
650 - 699	3,356	8.26%	81,860,148	9.18%	57,137,624	9.21%	25,238	669	62.93	14.66%
700 - 749	814	2.00%	19,737,130	2.21%	13,613,306	2.20%	25,182	720	62.85	14.51%
750 - 799	167	0.41%	4,047,006	0.45%	2,904,778	0.47%	26,253	770	63.62	12.79%
800+	62	0.15%	1,315,503	0.15%	850,237	0.14%	22,050	827	63.42	13.85%
NA	3,066	7.55%	56,920,460	6.38%	36,375,856	5.87%	19,130	0	59.15	21.54%
Total:	40,622	100.00%	891,869,476	100.00%	620,146,377	100.00%	22,869	586	61.07	19.02%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	-	-	-	-	-	-	-	-	-	-
37 - 48	57	0.14%	686,900	0.08%	388,925	0.06%	10,753	598	27.38	12.74%
49 - 60	240	0.59%	3,055,921	0.34%	1,842,497	0.30%	12,353	580	38.95	16.48%
61 - 72	5,205	12.81%	78,697,907	8.82%	53,679,563	8.66%	16,210	575	54.32	22.07%
73+	35,120	86.46%	809,428,749	90.76%	564,235,392	90.98%	23,545	587	61.81	18.74%
Total:	40,622	100.00%	891,869,476	100.00%	620,146,377	100.00%	22,869	586	61.07	19.02%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	9,100	22.40%	197,234,912	22.11%	158,984	0.03%	3,694	568	0.00	10.16%
1 - 12	1,671	4.11%	30,559,632	3.43%	7,998,606	1.29%	7,346	568	8.29	21.26%
13 - 24	93	0.23%	1,658,592	0.19%	930,105	0.15%	11,264	559	15.15	20.90%
25 - 36	88	0.22%	1,234,436	0.14%	951,716	0.15%	13,554	576	32.82	14.18%
37 - 48	405	1.00%	5,576,447	0.63%	4,683,317	0.76%	13,714	579	44.38	17.59%
49 - 60	7,743	19.06%	147,472,578	16.54%	133,747,103	21.57%	19,827	577	57.83	20.61%
61 - 72	21,522	52.98%	508,132,879	56.97%	471,676,546	76.06%	24,134	589	63.22	18.55%
73+	-	-	-	-	-	-	-	-	-	-
Total:	40,622	100.00%	891,869,476	100.00%	620,146,377	100.00%	22,869	586	61.07	19.02%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	27,054	66.60%	589,860,338	66.14%	345,314,939	55.68%	22,500	596	61.24	17.82%
1 - 15	4,980	12.26%	112,021,398	12.56%	100,380,408	16.19%	23,308	580	60.61	19.55%
16 - 30	2,574	6.34%	57,627,612	6.46%	52,426,981	8.45%	23,372	574	61.30	20.13%
31 - 60	3,390	8.35%	74,993,072	8.41%	68,917,244	11.11%	23,332	569	60.79	21.12%
61 - 90	1,600	3.94%	35,156,277	3.94%	32,547,436	5.25%	23,465	567	61.08	21.94%
91 - 120	774	1.91%	16,653,967	1.87%	15,202,690	2.45%	22,929	568	60.89	22.06%
121+	250	0.62%	5,556,812	0.62%	5,356,680	0.86%	23,705	565	60.65	22.25%
Total:	40,622	100.00%	891,869,476	100.00%	620,146,377	100.00%	22,869	586	61.07	19.02%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	27,493	67.68%	610,511,131	68.45%	436,122,510	70.33%	23,025	588	61.72	18.75%
Stated, verified to Level 3²	13,129	32.32%	281,358,345	31.55%	184,023,868	29.67%	22,498	579	59.53	19.67%
NA	-	-	-	-	-	-	-	-	-	-
Total:	40,622	100.00%	891,869,476	100.00%	620,146,377	100.00%	22,869	586	61.07	19.02%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	27,496	67.69%	610,588,632	68.46%	436,164,122	70.33%	23,025	588	61.72	18.75%
Stated, verified but not Level 4 or 5	12,981	31.96%	278,600,952	31.24%	182,938,842	29.50%	22,514	580	59.64	19.66%
Stated, verified to Level 4³	145	0.36%	2,679,893	0.30%	1,043,413	0.17%	19,674	578	40.38	20.68%
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	40,622	100.00%	891,869,476	100.00%	620,146,377	100.00%	22,869	586	61.07	19.02%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	2,797	6.89%	50,035,643	5.61%	34,304,120	5.53%	19,753	591	60.30	15.33%
5.00 - 9.99%	13,346	32.85%	280,724,093	31.48%	195,558,207	31.53%	22,164	587	60.74	17.43%
10.00 - 14.99%	14,208	34.98%	322,448,991	36.15%	224,760,491	36.24%	23,520	584	61.19	19.51%
15.00 - 19.99%	8,082	19.90%	186,326,703	20.89%	128,389,556	20.70%	23,395	582	61.35	21.18%
20.00 - 24.99%	2,170	5.34%	51,893,865	5.82%	36,845,042	5.94%	23,706	598	61.79	20.35%
25.00 - 29.99%	19	0.05%	440,182	0.05%	288,962	0.05%	22,759	606	62.40	21.02%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	40,622	100.00%	891,869,476	100.00%	620,146,377	100.00%	22,869	586	61.07	19.02%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	13	0.03%	108,695	0.01%	55,044	0.01%	6,380	554	60.98	12.96%
25.00 - 49.99%	200	0.49%	2,706,028	0.30%	1,623,941	0.26%	14,189	537	60.11	14.25%
50.00 - 74.99%	1,287	3.17%	24,395,314	2.74%	15,701,891	2.53%	19,747	555	60.61	14.59%
75.00 - 99.99%	8,543	21.03%	196,123,490	21.99%	136,349,203	21.99%	23,895	573	60.91	17.42%
100.00 - 109.99%	9,068	22.32%	210,782,476	23.63%	146,700,679	23.66%	23,997	580	61.02	19.30%
110.00 - 119.99%	9,185	22.61%	209,189,976	23.46%	144,454,175	23.29%	23,509	588	61.06	19.70%
120.00 - 129.99%	5,918	14.57%	127,364,775	14.28%	87,811,952	14.16%	22,223	596	61.06	19.93%
130.00 - 139.99%	4,297	10.58%	83,445,548	9.36%	59,517,863	9.60%	20,222	600	61.36	20.29%
140.00%+	2,111	5.20%	37,753,173	4.23%	27,931,630	4.50%	18,581	620	61.90	19.09%
Total:	40,622	100.00%	891,869,476	100.00%	620,146,377	100.00%	22,869	586	61.07	19.02%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,132	2.79%	24,355,771	2.73%	17,092,810	2.76%	22,101	583	60.71	20.70%
Alaska	2	0.00%	53,961	0.01%	50,676	0.01%	28,364	545	61.67	16.42%
Arizona	984	2.42%	22,121,059	2.48%	15,295,274	2.47%	23,275	588	61.68	19.24%
Arkansas	403	0.99%	9,169,705	1.03%	6,324,259	1.02%	23,986	594	61.77	18.25%
California	4,260	10.49%	96,915,816	10.87%	66,588,342	10.74%	23,554	579	61.09	18.85%
Colorado	486	1.20%	11,354,203	1.27%	7,906,431	1.27%	24,071	600	61.89	15.97%
Connecticut	105	0.26%	2,239,673	0.25%	1,623,894	0.26%	21,486	582	61.01	15.67%
Delaware	60	0.15%	1,275,796	0.14%	982,801	0.16%	23,203	594	62.12	16.48%
Florida	3,128	7.70%	69,207,744	7.76%	48,198,899	7.77%	23,136	594	61.41	18.28%
Georgia	3,189	7.85%	70,639,601	7.92%	49,608,845	8.00%	23,005	578	60.92	20.54%
Hawaii	59	0.15%	1,345,504	0.15%	1,169,719	0.19%	24,148	591	62.02	18.25%
Idaho	81	0.20%	1,603,969	0.18%	1,080,621	0.17%	20,758	590	61.47	19.60%
Illinois	1,520	3.74%	32,090,397	3.60%	22,008,603	3.55%	21,881	581	60.37	20.01%
Indiana	708	1.74%	15,038,154	1.69%	10,352,667	1.67%	22,245	596	60.78	18.88%
Iowa	141	0.35%	3,086,393	0.35%	2,209,552	0.36%	23,361	582	61.10	19.06%
Kansas	243	0.60%	5,142,065	0.58%	3,385,669	0.55%	21,752	586	61.23	18.46%
Kentucky	609	1.50%	12,716,015	1.43%	8,957,486	1.44%	21,835	589	61.02	18.36%
Louisiana	1,099	2.71%	24,093,385	2.70%	17,277,417	2.79%	22,977	586	61.32	19.79%
Maine	44	0.11%	1,021,688	0.11%	762,775	0.12%	22,543	576	60.93	15.62%
Maryland	767	1.89%	16,536,951	1.85%	11,470,714	1.85%	21,890	580	61.09	18.46%
Massachusetts	84	0.21%	1,731,043	0.19%	1,113,653	0.18%	21,693	616	58.83	14.43%
Michigan	873	2.15%	18,961,324	2.13%	13,301,915	2.14%	22,621	591	61.38	18.94%
Minnesota	151	0.37%	3,163,602	0.35%	2,076,976	0.33%	22,314	577	60.89	17.56%
Mississippi	846	2.08%	18,978,249	2.13%	13,616,742	2.20%	23,412	591	60.92	20.28%
Missouri	853	2.10%	17,886,858	2.01%	12,815,156	2.07%	22,195	587	61.01	19.39%
Montana	108	0.27%	2,277,607	0.26%	1,527,625	0.25%	22,686	580	61.64	20.07%
Nebraska	113	0.28%	2,338,401	0.26%	1,557,505	0.25%	20,806	584	61.28	17.15%
Nevada	590	1.45%	13,251,618	1.49%	9,463,788	1.53%	23,474	577	61.13	20.14%
New Hampshire	77	0.19%	1,595,090	0.18%	993,153	0.16%	20,325	578	59.71	18.97%
New Jersey	528	1.30%	11,686,323	1.31%	7,989,232	1.29%	23,040	593	60.65	19.23%
New Mexico	483	1.19%	10,658,570	1.20%	7,133,527	1.15%	23,271	587	60.51	19.77%
New York	656	1.61%	13,894,076	1.56%	8,793,170	1.42%	22,299	592	61.11	18.75%
North Carolina	1,973	4.86%	42,422,920	4.76%	29,613,631	4.78%	22,206	582	61.42	19.25%
North Dakota	70	0.17%	1,403,918	0.16%	896,283	0.14%	20,613	583	61.19	21.11%
Ohio	1,804	4.44%	36,309,315	4.07%	26,094,454	4.21%	21,093	594	61.07	18.50%
Oklahoma	787	1.94%	16,394,690	1.84%	11,725,874	1.89%	22,176	590	61.21	17.21%
Oregon	246	0.61%	4,852,007	0.54%	3,146,360	0.51%	20,456	581	60.45	18.62%
Pennsylvania	758	1.87%	16,269,788	1.82%	11,089,833	1.79%	22,200	593	61.40	17.55%
Rhode Island	21	0.05%	507,259	0.06%	375,830	0.06%	26,129	590	60.69	15.80%
South Carolina	1,264	3.11%	27,287,982	3.06%	18,909,474	3.05%	22,455	576	60.69	20.19%
South Dakota	65	0.16%	1,388,471	0.16%	877,182	0.14%	21,188	601	60.38	20.34%
Tennessee	1,035	2.55%	21,999,168	2.47%	15,040,264	2.43%	21,914	586	60.75	20.02%
Texas	5,697	14.02%	133,327,134	14.95%	93,110,713	15.01%	24,222	589	61.09	17.88%
Utah	208	0.51%	4,376,380	0.49%	2,583,053	0.42%	23,016	596	61.53	18.78%
Vermont	5	0.01%	89,334	0.01%	62,879	0.01%	15,533	591	52.15	13.72%
Virginia	943	2.32%	19,595,091	2.20%	13,915,320	2.24%	21,550	568	60.38	20.76%
Washington	350	0.86%	7,620,260	0.85%	5,276,684	0.85%	22,885	583	61.78	18.91%
West Virginia	251	0.62%	5,308,088	0.60%	3,584,572	0.58%	22,512	591	61.43	20.23%
Wisconsin	637	1.57%	13,618,460	1.53%	9,513,238	1.53%	22,266	581	60.63	21.00%
Wyoming	67	0.16%	1,350,762	0.15%	779,989	0.13%	20,896	595	60.62	17.91%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	57	0.14%	1,282,811	0.14%	800,875	0.13%	22,446	578	61.40	20.56%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	2	0.00%	35,027	0.00%	19,977	0.00%	19,977	627	62.00	15.93%
Total:	40,622	100.00%	891,869,476	100.00%	620,146,377	100.00%	22,869	586	61.07	19.02%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	795	1.96%	20,358,372	2.28%	9,815,568	1.58%	25,718	603	53.42	17.66%
Used	39,827	98.04%	871,511,105	97.72%	610,330,809	98.42%	22,823	586	61.19	19.04%
NA	-	-	-	-	-	-	-	-	-	-
Total:	40,622	100.00%	891,869,476	100.00%	620,146,377	100.00%	22,869	586	61.07	19.02%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	19,126	47.08%	383,211,271	42.97%	257,865,924	41.58%	20,613	581	60.72	20.14%
Truck	4,754	11.70%	135,814,326	15.23%	95,823,286	15.45%	28,564	602	61.35	17.06%
SUV	16,154	39.77%	360,122,124	40.38%	257,247,437	41.48%	23,026	585	61.31	18.64%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	588	1.45%	12,721,755	1.43%	9,209,731	1.49%	22,374	585	60.97	18.52%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	40,622	100.00%	891,869,476	100.00%	620,146,377	100.00%	22,869	586	61.07	19.02%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	5,354	13.18%	119,463,121	13.39%	84,231,538	13.58%	23,389	588	61.10	18.79%
Ford: Lincoln	304	0.75%	6,672,098	0.75%	4,679,939	0.75%	22,766	579	61.29	18.96%
Ford: Mercury	4	0.01%	60,655	0.01%	16,333	0.00%	16,333	455	57.00	28.00%
GMC	1,309	3.22%	33,883,245	3.80%	24,245,097	3.91%	26,639	593	61.32	17.73%
GMC: Buick	554	1.36%	11,227,227	1.26%	7,837,610	1.26%	20,434	580	60.63	19.70%
GMC: Cadillac	387	0.95%	8,824,385	0.99%	6,372,123	1.03%	23,980	590	61.06	20.05%
GMC: Chevrolet	5,854	14.41%	132,446,359	14.85%	91,971,289	14.83%	23,912	590	61.07	18.88%
GMC: Hummer	2	0.00%	50,249	0.01%	40,536	0.01%	20,289	643	62.45	14.63%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	3	0.01%	33,681	0.00%	8,766	0.00%	8,766	581	8.00	28.00%
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	43	0.11%	1,621,934	0.18%	951,410	0.15%	35,554	600	62.03	14.58%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	501	1.23%	11,616,067	1.30%	7,394,731	1.19%	23,947	579	60.88	22.03%
BMW: Mini	93	0.23%	1,628,460	0.18%	1,056,926	0.17%	17,880	574	60.49	20.77%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	510	1.26%	12,197,984	1.37%	8,666,224	1.40%	24,562	582	60.24	21.94%
Daimler: Smart	11	0.03%	142,618	0.02%	71,003	0.01%	14,556	564	60.57	25.43%
Fiat	53	0.13%	861,248	0.10%	547,011	0.09%	17,557	590	61.12	21.01%
Fiat: Alfa Romeo	39	0.10%	1,167,077	0.13%	836,689	0.13%	28,860	591	63.10	17.87%
Fiat: Chrysler	682	1.68%	13,664,667	1.53%	9,208,319	1.48%	20,833	581	60.04	20.67%
Fiat: Dodge	3,285	8.09%	83,544,844	9.37%	57,092,421	9.21%	26,354	591	61.05	18.53%
Fiat: Jeep	2,617	6.44%	60,861,387	6.82%	42,637,276	6.88%	23,578	586	61.43	18.45%
Fiat: Maserati	2	0.00%	55,394	0.01%	18,423	0.00%	18,423	632	61.00	25.58%
Geely: Volvo	75	0.18%	1,449,298	0.16%	1,054,666	0.17%	20,041	574	60.98	20.18%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	693	1.71%	13,029,426	1.46%	8,833,194	1.42%	19,852	572	61.23	21.19%
Volkswagen: Audi	231	0.57%	5,015,168	0.56%	3,272,009	0.53%	22,281	579	61.29	22.03%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	22	0.05%	642,358	0.07%	466,396	0.08%	28,816	604	59.83	18.65%
Honda	2,582	6.36%	55,812,008	6.26%	40,584,210	6.54%	21,971	588	61.39	18.38%
Honda: Acura	334	0.82%	7,287,563	0.82%	5,008,274	0.81%	22,692	582	60.94	18.12%
Hyundai	2,433	5.99%	45,450,742	5.10%	31,178,153	5.03%	18,991	577	60.77	20.27%
Hyundai: Kia	2,720	6.70%	52,655,795	5.90%	36,027,394	5.81%	19,688	576	60.99	19.60%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	738	1.82%	15,089,044	1.69%	10,873,671	1.75%	20,745	580	61.41	19.12%
Mitsubishi	314	0.77%	6,156,963	0.69%	4,257,915	0.69%	20,203	576	60.38	20.85%
Nissan	4,420	10.88%	89,602,393	10.05%	61,943,012	9.99%	20,912	581	60.89	19.48%
Nissan: Infiniti	507	1.25%	12,236,567	1.37%	8,300,765	1.34%	24,377	585	60.85	19.41%
Saab	1	0.00%	6,473	0.00%	5,725	0.00%	5,725	586	55.00	15.28%
Subaru	418	1.03%	8,827,434	0.99%	6,129,669	0.99%	21,219	592	61.21	17.65%
Suzuki	1	0.00%	7,326	0.00%	0	0.00%	0	0	0.00	0.00%
Tata: Jaguar	36	0.09%	941,784	0.11%	595,996	0.10%	25,729	568	61.91	22.45%
Tata: Land Rover	57	0.14%	1,490,681	0.17%	990,058	0.16%	25,815	596	61.66	19.23%
Toyota	3,015	7.42%	66,813,615	7.49%	46,632,590	7.52%	22,653	590	61.25	17.87%
Toyota: Lexus	318	0.78%	7,683,622	0.86%	4,976,119	0.80%	24,560	590	60.47	19.52%
Toyota: Scion	100	0.25%	1,648,517	0.18%	1,132,900	0.18%	15,906	590	60.69	19.77%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	40,622	100.00%	891,869,476	100.00%	620,146,377	100.00%	22,869	586	61.07	19.02%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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