StratMaker (140359)

Exeter Automobile Receivables Trust 2022-2

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

1.25% / 98.75%

Total Original # of Loans

53,137

WA Loan to Value (LTV)

104.12%

Total Original Loan Amount (OLA)

$ 1,181,542,017

WA Payment to Income (PTI)

12.30%

Weighted Average (WA) OLA

$ 24,739

WA FICO (non-zero)

584

Rep. Period Beginning Loan Amount

$ 938,995,921

WA Remaining Term (RT)

63.29

Rep. Period Ending Loan Amount (ELA)

$ 907,883,928

WA Original APR

19.38%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

53,137

Total Original Loan Amount (OLA)

$ 1,181,542,017

Weighted Average (WA) OLA

$ 24,739

Rep. Period Beginning Loan Amount

$ 938,995,921

Rep. Period Ending Loan Amount (ELA)

$ 907,883,928

As % of Reporting Period ELA:

New % / Used %

1.25% / 98.75%

WA Loan to Value (LTV)

104.12%

WA Payment to Income (PTI)

12.30%

WA FICO (non-zero)

584

WA Remaining Term (RT)

63.29

WA Original APR

19.38%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	-	-	-	-	-	-	-	-	-	-
$5,000 - $9,999	1,573	2.96%	13,398,874	1.13%	9,900,148	1.09%	7,915	571	56.20	20.36%
$10,000 - $14,999	6,727	12.66%	86,986,108	7.36%	64,083,456	7.06%	12,119	570	59.47	20.67%
$15,000 - $19,999	13,762	25.90%	242,998,006	20.57%	185,708,082	20.46%	16,753	570	62.16	21.01%
$20,000 - $24,999	14,640	27.55%	327,384,021	27.71%	253,423,560	27.91%	21,283	576	63.54	20.31%
$25,000 - $29,999	8,627	16.24%	235,027,029	19.89%	182,735,598	20.13%	25,827	587	64.14	19.02%
$30,000 - $39,999	6,609	12.44%	223,854,162	18.95%	172,651,770	19.02%	32,041	602	64.56	17.45%
$40,000 - $49,999	1,169	2.20%	50,340,009	4.26%	38,193,538	4.21%	40,067	628	65.37	13.55%
$50,000 - $59,999	30	0.06%	1,553,808	0.13%	1,187,775	0.13%	47,548	649	66.61	10.56%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	53,137	100.00%	1,181,542,017	100.00%	907,883,928	100.00%	23,349	584	63.29	19.38%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	9,874	18.58%	215,737,313	18.26%	1,819,266	0.20%	3,341	581	25.34	18.86%
$5,000 - $9,999	2,237	4.21%	24,780,471	2.10%	18,129,473	2.00%	8,320	575	50.99	19.41%
$10,000 - $14,999	6,419	12.08%	90,297,373	7.64%	82,845,080	9.13%	13,058	573	60.13	20.28%
$15,000 - $19,999	12,077	22.73%	225,434,424	19.08%	212,838,532	23.44%	17,739	574	62.86	20.57%
$20,000 - $24,999	11,491	21.63%	270,034,659	22.85%	256,424,058	28.24%	22,405	578	63.94	20.04%
$25,000 - $29,999	6,205	11.68%	178,160,737	15.08%	168,912,895	18.61%	27,296	588	64.43	19.03%
$30,000 - $39,999	4,380	8.24%	156,491,826	13.24%	147,654,741	16.26%	33,923	604	64.86	17.23%
$40,000 - $49,999	453	0.85%	20,553,216	1.74%	19,209,290	2.12%	42,498	631	65.98	13.10%
$50,000 - $59,999	1	0.00%	51,998	0.00%	50,592	0.01%	50,592	682	66.00	11.12%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	53,137	100.00%	1,181,542,017	100.00%	907,883,928	100.00%	23,349	584	63.29	19.38%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	53,137	100.00%	1,181,542,017	100.00%	907,883,928	100.00%	23,349	584	63.29	19.38%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,137	100.00%	1,181,542,017	100.00%	907,883,928	100.00%	23,349	584	63.29	19.38%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	-	-	-	-	-	-	-	-	-	-
5.00 - 7.49%	-	-	-	-	-	-	-	-	-	-
7.50 - 9.99%	3,186	6.00%	77,334,342	6.55%	61,103,442	6.73%	25,014	636	64.85	9.05%
10.00 - 12.49%	4,240	7.98%	98,140,994	8.31%	77,970,223	8.59%	24,334	611	64.44	11.41%
12.50 - 14.99%	4,356	8.20%	107,494,944	9.10%	85,216,227	9.39%	25,688	612	64.44	13.76%
15.00 - 17.49%	5,238	9.86%	128,688,324	10.89%	102,306,807	11.27%	25,658	606	64.06	16.25%
17.50 - 19.99%	7,645	14.39%	182,207,971	15.42%	138,549,957	15.26%	24,626	598	63.62	18.79%
20.00 - 22.49%	7,266	13.67%	164,897,725	13.96%	127,021,462	13.99%	23,475	574	62.81	21.09%
22.50 - 24.99%	8,824	16.61%	184,670,155	15.63%	139,929,295	15.41%	21,715	564	62.34	23.74%
25.00 - 27.49%	6,385	12.02%	124,929,827	10.57%	92,547,625	10.19%	20,428	549	62.04	25.85%
27.50 - 29.99%	5,997	11.29%	113,177,735	9.58%	83,238,890	9.17%	19,644	519	62.08	27.86%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,137	100.00%	1,181,542,017	100.00%	907,883,928	100.00%	23,349	584	63.29	19.38%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	4,382	8.25%	86,038,495	7.28%	65,795,647	7.25%	20,777	473	62.48	24.28%
500 - 549	9,916	18.66%	206,441,024	17.47%	158,713,756	17.48%	21,846	528	62.71	22.20%
550 - 599	17,452	32.84%	388,359,863	32.87%	299,986,813	33.04%	23,112	575	63.00	19.83%
600 - 649	12,030	22.64%	288,458,311	24.41%	224,029,181	24.68%	24,994	622	63.92	16.97%
650 - 699	4,265	8.03%	107,566,673	9.10%	81,786,676	9.01%	26,227	669	64.78	14.72%
700 - 749	1,016	1.91%	25,200,163	2.13%	18,935,364	2.09%	25,766	719	64.75	14.58%
750 - 799	237	0.45%	5,552,269	0.47%	4,155,530	0.46%	25,252	767	65.18	13.15%
800+	70	0.13%	1,494,959	0.13%	1,075,680	0.12%	22,393	826	65.20	10.83%
NA	3,769	7.09%	72,430,260	6.13%	53,405,280	5.88%	20,014	0	61.96	22.01%
Total:	53,137	100.00%	1,181,542,017	100.00%	907,883,928	100.00%	23,349	584	63.29	19.38%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	-	-	-	-	-	-	-	-	-	-
37 - 48	59	0.11%	694,891	0.06%	484,460	0.05%	10,686	584	28.44	13.50%
49 - 60	254	0.48%	3,082,863	0.26%	2,135,870	0.24%	11,929	591	40.43	16.11%
61 - 72	7,358	13.85%	115,081,886	9.74%	87,233,494	9.61%	16,705	571	56.26	22.41%
73+	45,466	85.56%	1,062,682,376	89.94%	818,030,103	90.10%	24,094	586	64.12	19.07%
Total:	53,137	100.00%	1,181,542,017	100.00%	907,883,928	100.00%	23,349	584	63.29	19.38%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	9,170	17.26%	203,159,476	17.19%	140,661	0.02%	9,908	567	0.00	6.61%
1 - 12	741	1.39%	13,838,447	1.17%	4,029,046	0.44%	7,874	570	8.47	21.19%
13 - 24	55	0.10%	897,181	0.08%	483,654	0.05%	10,353	558	13.95	21.53%
25 - 36	107	0.20%	1,512,465	0.13%	1,059,550	0.12%	13,661	578	30.68	13.94%
37 - 48	375	0.71%	5,359,843	0.45%	4,424,253	0.49%	14,054	580	43.39	17.03%
49 - 60	7,629	14.36%	130,828,655	11.07%	120,831,814	13.31%	18,147	572	57.21	21.59%
61 - 72	35,060	65.98%	825,945,950	69.90%	776,914,950	85.57%	24,315	586	64.71	19.05%
73+	-	-	-	-	-	-	-	-	-	-
Total:	53,137	100.00%	1,181,542,017	100.00%	907,883,928	100.00%	23,349	584	63.29	19.38%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	34,385	64.71%	763,451,692	64.61%	514,403,715	56.66%	23,212	595	63.50	18.17%
1 - 15	7,025	13.22%	159,345,941	13.49%	149,163,565	16.43%	23,711	578	63.02	19.94%
16 - 30	3,476	6.54%	77,432,538	6.55%	73,098,590	8.05%	23,521	569	63.48	20.79%
31 - 60	4,588	8.63%	101,491,685	8.59%	96,092,396	10.58%	23,410	564	62.92	21.56%
61 - 90	2,214	4.17%	48,405,040	4.10%	45,497,930	5.01%	23,361	565	62.71	22.24%
91 - 120	1,051	1.98%	22,641,155	1.92%	20,991,823	2.31%	23,144	568	62.57	22.36%
121+	398	0.75%	8,773,966	0.74%	8,635,909	0.95%	23,505	566	62.72	23.22%
Total:	53,137	100.00%	1,181,542,017	100.00%	907,883,928	100.00%	23,349	584	63.29	19.38%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	41,135	77.41%	913,529,454	77.32%	706,305,587	77.80%	23,326	586	63.65	19.32%
Stated, verified to Level 3²	12,002	22.59%	268,012,563	22.68%	201,578,341	22.20%	23,426	579	62.01	19.59%
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,137	100.00%	1,181,542,017	100.00%	907,883,928	100.00%	23,349	584	63.29	19.38%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	41,137	77.42%	913,571,536	77.32%	706,327,307	77.80%	23,326	586	63.65	19.32%
Stated, verified but not Level 4 or 5	11,878	22.35%	265,360,645	22.46%	199,886,145	22.02%	23,408	579	62.03	19.61%
Stated, verified to Level 4³	122	0.23%	2,609,836	0.22%	1,670,475	0.18%	25,652	592	59.21	17.74%
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,137	100.00%	1,181,542,017	100.00%	907,883,928	100.00%	23,349	584	63.29	19.38%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	3,171	5.97%	57,078,088	4.83%	43,568,178	4.80%	19,903	595	62.60	15.29%
5.00 - 9.99%	16,173	30.44%	343,182,586	29.05%	265,532,622	29.25%	22,601	586	63.02	17.65%
10.00 - 14.99%	19,180	36.10%	438,857,881	37.14%	337,035,524	37.12%	23,920	582	63.41	19.84%
15.00 - 19.99%	11,579	21.79%	269,370,700	22.80%	205,646,042	22.65%	23,869	581	63.46	21.39%
20.00 - 24.99%	3,017	5.68%	72,614,597	6.15%	55,760,237	6.14%	24,213	593	63.70	20.57%
25.00 - 29.99%	17	0.03%	438,165	0.04%	341,325	0.04%	25,596	607	65.51	18.39%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,137	100.00%	1,181,542,017	100.00%	907,883,928	100.00%	23,349	584	63.29	19.38%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	11	0.02%	103,945	0.01%	42,094	0.00%	8,408	531	50.39	13.35%
25.00 - 49.99%	246	0.46%	3,390,588	0.29%	1,907,213	0.21%	13,686	534	61.85	14.22%
50.00 - 74.99%	1,507	2.84%	28,445,122	2.41%	21,431,237	2.36%	20,478	554	62.65	14.78%
75.00 - 99.99%	11,558	21.75%	263,349,808	22.29%	202,671,386	22.32%	23,927	571	63.10	18.01%
100.00 - 109.99%	12,131	22.83%	286,580,684	24.25%	220,679,778	24.31%	24,494	580	63.37	19.52%
110.00 - 119.99%	11,634	21.89%	269,971,724	22.85%	208,096,674	22.92%	24,097	587	63.35	20.07%
120.00 - 129.99%	7,814	14.71%	171,061,643	14.48%	129,811,190	14.30%	22,900	594	63.42	20.16%
130.00 - 139.99%	5,702	10.73%	112,490,026	9.52%	86,605,042	9.54%	20,736	598	63.21	20.77%
140.00%+	2,534	4.77%	46,148,478	3.91%	36,639,313	4.04%	18,964	619	63.56	19.05%
Total:	53,137	100.00%	1,181,542,017	100.00%	907,883,928	100.00%	23,349	584	63.29	19.38%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,663	3.13%	36,662,055	3.10%	28,604,891	3.15%	23,243	586	63.24	20.79%
Alaska	4	0.01%	89,983	0.01%	86,567	0.01%	23,875	572	61.11	23.47%
Arizona	1,168	2.20%	26,247,769	2.22%	20,552,398	2.26%	23,527	584	63.89	19.71%
Arkansas	592	1.11%	13,295,233	1.13%	10,052,241	1.11%	23,944	596	63.45	18.89%
California	4,950	9.32%	114,337,414	9.68%	88,009,762	9.69%	23,846	578	63.08	19.27%
Colorado	561	1.06%	13,113,132	1.11%	9,730,326	1.07%	24,123	602	63.28	16.68%
Connecticut	136	0.26%	2,937,553	0.25%	2,370,517	0.26%	21,663	590	62.85	15.70%
Delaware	75	0.14%	1,660,407	0.14%	1,364,456	0.15%	23,857	591	62.41	18.01%
Florida	4,253	8.00%	94,705,619	8.02%	73,352,534	8.08%	23,491	586	63.72	18.94%
Georgia	4,254	8.01%	95,899,592	8.12%	73,950,254	8.15%	23,484	581	63.25	20.65%
Hawaii	53	0.10%	1,196,689	0.10%	861,181	0.09%	23,881	580	63.46	18.58%
Idaho	64	0.12%	1,275,435	0.11%	963,797	0.11%	21,518	576	63.54	19.25%
Illinois	1,967	3.70%	42,355,634	3.58%	32,204,252	3.55%	22,468	580	63.06	20.35%
Indiana	988	1.86%	20,993,174	1.78%	16,541,453	1.82%	22,569	590	63.11	19.00%
Iowa	242	0.46%	4,907,877	0.42%	3,716,346	0.41%	22,219	587	62.97	19.20%
Kansas	328	0.62%	7,026,724	0.59%	5,355,996	0.59%	23,008	587	63.10	18.94%
Kentucky	883	1.66%	18,384,782	1.56%	14,574,464	1.61%	22,237	593	63.07	18.53%
Louisiana	1,449	2.73%	32,219,135	2.73%	23,985,387	2.64%	23,349	582	63.20	20.59%
Maine	30	0.06%	723,992	0.06%	508,068	0.06%	24,337	605	63.60	15.00%
Maryland	876	1.65%	19,241,090	1.63%	14,987,439	1.65%	22,740	578	63.07	18.98%
Massachusetts	85	0.16%	1,891,788	0.16%	1,380,645	0.15%	23,530	579	61.13	16.69%
Michigan	1,251	2.35%	27,464,184	2.32%	20,574,479	2.27%	22,989	588	63.45	19.66%
Minnesota	160	0.30%	3,509,402	0.30%	2,788,258	0.31%	23,391	593	62.68	17.92%
Mississippi	1,258	2.37%	28,780,135	2.44%	22,707,360	2.50%	24,064	587	63.33	20.90%
Missouri	1,068	2.01%	22,531,026	1.91%	17,278,499	1.90%	22,396	587	63.45	19.40%
Montana	150	0.28%	3,212,265	0.27%	2,319,918	0.26%	22,876	588	63.30	20.97%
Nebraska	147	0.28%	2,936,037	0.25%	2,102,144	0.23%	20,554	580	63.34	16.28%
Nevada	681	1.28%	15,912,554	1.35%	12,540,122	1.38%	24,350	573	63.14	20.22%
New Hampshire	89	0.17%	1,815,731	0.15%	1,217,741	0.13%	19,964	559	61.77	21.10%
New Jersey	680	1.28%	15,296,645	1.29%	11,656,191	1.28%	23,768	588	63.46	19.32%
New Mexico	629	1.18%	14,843,001	1.26%	11,692,514	1.29%	24,923	584	63.68	20.29%
New York	978	1.84%	21,362,192	1.81%	15,622,404	1.72%	23,025	586	63.41	19.43%
North Carolina	2,648	4.98%	57,147,339	4.84%	42,848,628	4.72%	22,537	581	63.25	19.71%
North Dakota	131	0.25%	2,559,059	0.22%	2,106,198	0.23%	21,541	589	62.40	21.37%
Ohio	2,547	4.79%	52,372,955	4.43%	41,227,130	4.54%	21,729	590	63.52	19.00%
Oklahoma	957	1.80%	21,397,784	1.81%	16,077,828	1.77%	23,304	594	63.32	17.37%
Oregon	338	0.64%	6,819,414	0.58%	5,128,845	0.56%	21,295	581	62.75	18.58%
Pennsylvania	1,006	1.89%	21,715,371	1.84%	16,373,357	1.80%	22,588	588	63.40	17.81%
Rhode Island	23	0.04%	464,680	0.04%	382,733	0.04%	21,596	609	63.17	13.53%
South Carolina	1,658	3.12%	36,118,871	3.06%	28,007,416	3.08%	22,952	576	63.11	20.28%
South Dakota	87	0.16%	1,574,971	0.13%	1,236,386	0.14%	19,592	577	61.66	22.01%
Tennessee	1,262	2.37%	27,610,727	2.34%	20,888,056	2.30%	23,198	582	63.05	20.24%
Texas	7,437	14.00%	175,227,743	14.83%	136,040,340	14.98%	24,653	588	63.37	18.11%
Utah	250	0.47%	5,499,488	0.47%	3,938,672	0.43%	23,348	581	63.23	19.14%
Vermont	11	0.02%	257,341	0.02%	215,473	0.02%	24,714	577	63.55	17.44%
Virginia	1,400	2.63%	30,110,142	2.55%	22,851,130	2.52%	22,348	573	62.90	20.27%
Washington	418	0.79%	8,875,068	0.75%	6,697,699	0.74%	22,378	571	62.88	19.83%
West Virginia	372	0.70%	7,844,853	0.66%	5,835,995	0.64%	22,203	582	62.99	19.80%
Wisconsin	753	1.42%	16,318,911	1.38%	12,385,529	1.36%	22,890	579	63.16	21.14%
Wyoming	76	0.14%	1,700,723	0.14%	1,217,462	0.13%	22,511	606	64.20	17.00%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	51	0.10%	1,098,329	0.09%	772,444	0.09%	22,610	582	62.63	21.90%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	53,137	100.00%	1,181,542,017	100.00%	907,883,928	100.00%	23,349	584	63.29	19.38%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	686	1.29%	18,361,171	1.55%	11,352,015	1.25%	26,851	607	59.68	17.48%
Used	52,451	98.71%	1,163,180,846	98.45%	896,531,913	98.75%	23,304	584	63.33	19.40%
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,137	100.00%	1,181,542,017	100.00%	907,883,928	100.00%	23,349	584	63.29	19.38%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	25,044	47.13%	513,883,339	43.49%	386,353,612	42.56%	21,334	580	63.18	20.43%
Truck	5,893	11.09%	168,763,581	14.28%	130,272,399	14.35%	28,925	603	63.31	17.25%
SUV	21,341	40.16%	480,412,419	40.66%	376,598,475	41.48%	23,507	583	63.39	19.04%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	859	1.62%	18,482,679	1.56%	14,659,442	1.61%	22,807	578	63.23	19.13%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	53,137	100.00%	1,181,542,017	100.00%	907,883,928	100.00%	23,349	584	63.29	19.38%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	6,667	12.55%	148,282,301	12.55%	114,801,275	12.64%	23,466	586	63.15	19.19%
Ford: Lincoln	359	0.68%	7,851,657	0.66%	6,283,953	0.69%	23,051	583	62.85	19.10%
Ford: Mercury	8	0.02%	81,196	0.01%	41,402	0.00%	9,921	551	57.07	22.26%
GMC	1,699	3.20%	43,970,876	3.72%	34,942,679	3.85%	27,130	596	63.42	17.94%
GMC: Buick	738	1.39%	14,715,922	1.25%	11,172,996	1.23%	20,585	574	62.73	20.34%
GMC: Cadillac	497	0.94%	11,389,551	0.96%	8,760,476	0.96%	24,982	589	63.09	19.98%
GMC: Chevrolet	7,809	14.70%	179,201,476	15.17%	139,151,209	15.33%	24,352	588	63.33	19.16%
GMC: Hummer	4	0.01%	82,587	0.01%	40,827	0.00%	22,762	645	65.66	17.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	7	0.01%	114,981	0.01%	97,341	0.01%	18,303	687	60.31	14.39%
GMC: Saturn	1	0.00%	7,175	0.00%	6,748	0.00%	6,748	531	52.00	26.66%
Tesla	43	0.08%	1,521,029	0.13%	1,020,629	0.11%	33,593	592	62.79	12.85%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	693	1.30%	15,989,393	1.35%	11,261,960	1.24%	24,453	580	62.94	22.26%
BMW: Mini	111	0.21%	1,973,049	0.17%	1,618,549	0.18%	18,680	563	62.61	21.59%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	610	1.15%	14,783,065	1.25%	11,239,499	1.24%	25,066	578	62.74	21.90%
Daimler: Smart	10	0.02%	107,753	0.01%	93,322	0.01%	10,906	564	61.20	23.86%
Fiat	70	0.13%	1,083,085	0.09%	789,358	0.09%	15,764	555	62.14	22.98%
Fiat: Alfa Romeo	37	0.07%	1,133,531	0.10%	772,379	0.09%	30,559	578	64.40	17.28%
Fiat: Chrysler	904	1.70%	18,308,958	1.55%	14,061,810	1.55%	21,534	575	62.72	21.02%
Fiat: Dodge	4,257	8.01%	108,211,292	9.16%	81,966,758	9.03%	26,574	591	63.33	19.04%
Fiat: Jeep	3,396	6.39%	80,050,196	6.78%	61,422,002	6.77%	24,254	587	63.42	18.64%
Fiat: Maserati	2	0.00%	61,593	0.01%	56,943	0.01%	28,903	602	63.00	20.78%
Geely: Volvo	99	0.19%	1,935,674	0.16%	1,517,384	0.17%	21,648	558	62.93	22.18%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	863	1.62%	16,531,990	1.40%	12,094,063	1.33%	20,146	572	63.29	21.46%
Volkswagen: Audi	280	0.53%	6,223,130	0.53%	4,656,927	0.51%	23,380	588	63.03	21.90%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	21	0.04%	673,219	0.06%	535,628	0.06%	31,905	601	63.42	18.19%
Honda	3,633	6.84%	80,407,955	6.81%	63,572,948	7.00%	22,669	585	63.48	18.83%
Honda: Acura	435	0.82%	9,325,565	0.79%	7,070,400	0.78%	22,579	579	62.46	19.00%
Hyundai	3,175	5.98%	60,793,659	5.15%	46,194,362	5.09%	19,693	577	63.03	20.61%
Hyundai: Kia	3,572	6.72%	71,847,731	6.08%	55,857,439	6.15%	20,625	575	63.55	19.98%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	889	1.67%	17,978,991	1.52%	13,475,197	1.48%	20,901	578	63.16	19.54%
Mitsubishi	418	0.79%	8,123,515	0.69%	5,812,432	0.64%	19,647	578	63.08	21.27%
Nissan	5,853	11.01%	121,581,033	10.29%	93,305,490	10.28%	21,408	579	63.48	19.99%
Nissan: Infiniti	621	1.17%	15,417,202	1.30%	11,569,996	1.27%	25,613	584	63.14	19.31%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	544	1.02%	11,983,683	1.01%	9,084,650	1.00%	22,554	589	63.33	17.55%
Suzuki	1	0.00%	6,773	0.00%	0	0.00%	0	0	0.00	0.00%
Tata: Jaguar	47	0.09%	1,207,430	0.10%	886,609	0.10%	27,276	586	63.34	21.44%
Tata: Land Rover	79	0.15%	2,196,103	0.19%	1,721,358	0.19%	29,747	588	62.65	20.55%
Toyota	4,148	7.81%	94,401,734	7.99%	72,211,220	7.95%	23,557	585	63.43	18.29%
Toyota: Lexus	426	0.80%	10,160,109	0.86%	7,308,795	0.81%	24,599	586	62.50	19.99%
Toyota: Scion	111	0.21%	1,825,855	0.15%	1,406,912	0.15%	16,757	582	62.38	20.68%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	53,137	100.00%	1,181,542,017	100.00%	907,883,928	100.00%	23,349	584	63.29	19.38%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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