StratMaker (140363)

Exeter Automobile Receivables Trust 2022-4

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

1.69% / 98.31%

Total Original # of Loans

31,355

WA Loan to Value (LTV)

106.92%

Total Original Loan Amount (OLA)

$ 672,091,018

WA Payment to Income (PTI)

12.38%

Weighted Average (WA) OLA

$ 23,736

WA FICO (non-zero)

585

Rep. Period Beginning Loan Amount

$ 581,838,761

WA Remaining Term (RT)

65.40

Rep. Period Ending Loan Amount (ELA)

$ 562,387,068

WA Original APR

20.73%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

31,355

Total Original Loan Amount (OLA)

$ 672,091,018

Weighted Average (WA) OLA

$ 23,736

Rep. Period Beginning Loan Amount

$ 581,838,761

Rep. Period Ending Loan Amount (ELA)

$ 562,387,068

As % of Reporting Period ELA:

New % / Used %

1.69% / 98.31%

WA Loan to Value (LTV)

106.92%

WA Payment to Income (PTI)

12.38%

WA FICO (non-zero)

585

WA Remaining Term (RT)

65.40

WA Original APR

20.73%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	-	-	-	-	-	-	-	-	-	-
$5,000 - $9,999	984	3.14%	8,453,698	1.26%	6,408,300	1.14%	8,118	574	58.47	20.58%
$10,000 - $14,999	4,609	14.70%	59,723,150	8.89%	42,408,123	7.54%	11,929	574	58.71	21.27%
$15,000 - $19,999	8,689	27.71%	153,105,536	22.78%	122,680,090	21.81%	16,722	575	63.10	21.68%
$20,000 - $24,999	8,396	26.78%	187,644,919	27.92%	160,446,165	28.53%	21,528	579	65.77	21.32%
$25,000 - $29,999	5,036	16.06%	136,862,770	20.36%	120,112,739	21.36%	26,346	589	67.30	20.45%
$30,000 - $39,999	3,203	10.22%	107,498,834	15.99%	93,906,632	16.70%	32,518	601	68.00	19.39%
$40,000 - $49,999	430	1.37%	18,393,683	2.74%	16,056,952	2.86%	41,297	629	70.30	16.09%
$50,000 - $59,999	8	0.03%	408,428	0.06%	368,066	0.07%	47,207	656	69.08	13.12%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	31,355	100.00%	672,091,018	100.00%	562,387,068	100.00%	23,048	585	65.40	20.73%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	4,313	13.76%	79,867,033	11.88%	5,860,847	1.04%	3,348	574	11.92	20.45%
$5,000 - $9,999	2,236	7.13%	33,670,368	5.01%	17,171,764	3.05%	7,951	572	34.04	20.74%
$10,000 - $14,999	3,737	11.92%	53,761,649	8.00%	47,753,123	8.49%	12,939	576	59.16	21.16%
$15,000 - $19,999	7,088	22.61%	129,603,551	19.28%	125,138,749	22.25%	17,770	576	65.98	21.52%
$20,000 - $24,999	7,055	22.50%	161,681,859	24.06%	157,844,418	28.07%	22,464	580	67.62	21.22%
$25,000 - $29,999	4,127	13.16%	114,915,970	17.10%	112,316,893	19.97%	27,289	589	68.38	20.50%
$30,000 - $39,999	2,522	8.04%	86,428,083	12.86%	84,459,404	15.02%	33,694	602	69.20	19.38%
$40,000 - $49,999	276	0.88%	12,109,565	1.80%	11,791,030	2.10%	42,832	632	71.63	15.75%
$50,000 - $59,999	1	0.00%	52,941	0.01%	50,840	0.01%	50,840	679	73.00	11.96%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	31,355	100.00%	672,091,018	100.00%	562,387,068	100.00%	23,048	585	65.40	20.73%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	31,355	100.00%	672,091,018	100.00%	562,387,068	100.00%	23,048	585	65.40	20.73%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,355	100.00%	672,091,018	100.00%	562,387,068	100.00%	23,048	585	65.40	20.73%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	-	-	-	-	-	-	-	-	-	-
5.00 - 7.49%	-	-	-	-	-	-	-	-	-	-
7.50 - 9.99%	69	0.22%	1,299,499	0.19%	866,275	0.15%	21,594	663	65.55	8.76%
10.00 - 12.49%	1,810	5.77%	36,323,448	5.40%	32,167,433	5.72%	21,908	608	67.73	11.75%
12.50 - 14.99%	2,521	8.04%	56,916,657	8.47%	48,991,891	8.71%	24,695	614	68.17	13.71%
15.00 - 17.49%	3,058	9.75%	71,754,408	10.68%	58,470,342	10.40%	25,444	611	66.84	16.30%
17.50 - 19.99%	5,638	17.98%	132,227,505	19.67%	109,486,658	19.47%	25,034	608	66.77	18.93%
20.00 - 22.49%	4,808	15.33%	105,671,372	15.72%	85,160,086	15.14%	23,352	579	64.08	21.12%
22.50 - 24.99%	5,815	18.55%	121,584,291	18.09%	102,677,037	18.26%	22,144	571	64.06	23.81%
25.00 - 27.49%	4,386	13.99%	85,604,013	12.74%	72,495,748	12.89%	20,825	558	63.89	25.88%
27.50 - 29.99%	3,250	10.37%	60,709,825	9.03%	52,071,598	9.26%	19,744	534	63.82	27.92%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,355	100.00%	672,091,018	100.00%	562,387,068	100.00%	23,048	585	65.40	20.73%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	2,170	6.92%	42,249,635	6.29%	35,142,813	6.25%	20,739	476	63.63	24.03%
500 - 549	5,808	18.52%	117,230,432	17.44%	96,658,397	17.19%	21,392	528	63.45	22.89%
550 - 599	10,528	33.58%	227,021,833	33.78%	191,333,284	34.02%	22,925	575	65.02	21.05%
600 - 649	7,381	23.54%	169,150,487	25.17%	144,069,658	25.62%	24,518	622	66.85	19.12%
650 - 699	2,350	7.49%	55,557,090	8.27%	47,802,615	8.50%	25,822	669	68.61	17.52%
700 - 749	567	1.81%	13,156,825	1.96%	11,133,240	1.98%	25,106	719	68.92	17.29%
750 - 799	125	0.40%	2,819,471	0.42%	2,322,643	0.41%	25,628	768	69.17	16.83%
800+	42	0.13%	836,672	0.12%	563,409	0.10%	22,911	825	69.19	15.92%
NA	2,384	7.60%	44,068,572	6.56%	33,361,008	5.93%	19,801	0	62.84	22.09%
Total:	31,355	100.00%	672,091,018	100.00%	562,387,068	100.00%	23,048	585	65.40	20.73%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	-	-	-	-	-	-	-	-	-	-
37 - 48	42	0.13%	453,623	0.07%	411,513	0.07%	10,767	595	33.19	14.24%
49 - 60	139	0.44%	1,761,643	0.26%	1,468,846	0.26%	13,387	590	45.02	17.11%
61 - 72	4,448	14.19%	68,632,578	10.21%	58,139,825	10.34%	16,974	577	59.28	22.92%
73+	26,726	85.24%	601,243,174	89.46%	502,366,884	89.33%	23,790	586	66.20	20.49%
Total:	31,355	100.00%	672,091,018	100.00%	562,387,068	100.00%	23,048	585	65.40	20.73%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	2,315	7.38%	46,784,696	6.96%	182,248	0.03%	3,476	557	0.00	10.51%
1 - 12	2,712	8.65%	48,710,135	7.25%	12,103,456	2.15%	6,040	569	8.94	21.35%
13 - 24	929	2.96%	17,996,222	2.68%	9,715,159	1.73%	11,893	562	14.89	22.27%
25 - 36	54	0.17%	612,386	0.09%	449,050	0.08%	9,789	596	31.78	15.18%
37 - 48	147	0.47%	2,113,301	0.31%	1,794,424	0.32%	14,517	579	43.88	16.73%
49 - 60	1,222	3.90%	19,649,372	2.92%	18,632,261	3.31%	17,350	577	57.04	21.54%
61 - 72	21,752	69.37%	476,985,012	70.97%	462,247,985	82.19%	23,286	579	67.43	21.17%
73+	2,224	7.09%	59,239,894	8.81%	57,262,486	10.18%	28,901	642	73.43	16.66%
Total:	31,355	100.00%	672,091,018	100.00%	562,387,068	100.00%	23,048	585	65.40	20.73%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	19,682	62.77%	418,197,369	62.22%	332,343,273	59.10%	22,912	593	66.03	19.89%
1 - 15	4,771	15.22%	104,137,618	15.49%	93,979,970	16.71%	23,218	578	64.59	21.17%
16 - 30	1,876	5.98%	40,601,112	6.04%	36,623,326	6.51%	23,135	575	64.65	21.66%
31 - 60	2,836	9.04%	62,023,236	9.23%	56,273,252	10.01%	23,335	569	64.12	22.39%
61 - 90	1,354	4.32%	29,308,399	4.36%	26,829,830	4.77%	23,237	569	64.10	23.08%
91 - 120	720	2.30%	15,301,288	2.28%	13,934,552	2.48%	23,322	573	65.74	23.44%
121+	116	0.37%	2,521,997	0.38%	2,402,865	0.43%	23,537	569	64.42	23.26%
Total:	31,355	100.00%	672,091,018	100.00%	562,387,068	100.00%	23,048	585	65.40	20.73%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	22,548	71.91%	488,609,285	72.70%	428,199,352	76.14%	23,165	587	66.85	20.67%
Stated, verified to Level 3²	8,807	28.09%	183,481,733	27.30%	134,187,716	23.86%	22,677	579	60.80	20.89%
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,355	100.00%	672,091,018	100.00%	562,387,068	100.00%	23,048	585	65.40	20.73%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	22,549	71.92%	488,627,390	72.70%	428,216,221	76.14%	23,165	587	66.85	20.67%
Stated, verified but not Level 4 or 5	8,758	27.93%	182,494,849	27.15%	133,660,137	23.77%	22,678	579	60.82	20.89%
Stated, verified to Level 4³	48	0.15%	968,779	0.14%	510,710	0.09%	22,501	572	55.49	20.75%
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,355	100.00%	672,091,018	100.00%	562,387,068	100.00%	23,048	585	65.40	20.73%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	2,059	6.57%	35,876,742	5.34%	27,867,442	4.96%	19,623	589	64.46	17.47%
5.00 - 9.99%	9,891	31.55%	198,939,132	29.60%	161,624,956	28.74%	21,794	583	64.20	19.59%
10.00 - 14.99%	11,127	35.49%	244,346,024	36.36%	205,128,927	36.47%	23,422	583	65.54	21.13%
15.00 - 19.99%	6,608	21.07%	152,635,270	22.71%	131,590,789	23.40%	24,256	587	66.21	22.03%
20.00 - 24.99%	1,657	5.28%	39,968,652	5.95%	35,905,724	6.38%	24,775	601	67.75	21.26%
25.00 - 29.99%	13	0.04%	325,197	0.05%	269,231	0.05%	25,368	615	71.23	18.47%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,355	100.00%	672,091,018	100.00%	562,387,068	100.00%	23,048	585	65.40	20.73%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	7	0.02%	58,741	0.01%	14,309	0.00%	7,462	526	68.79	12.55%
25.00 - 49.99%	166	0.53%	2,254,704	0.34%	1,794,098	0.32%	15,794	532	65.28	14.99%
50.00 - 74.99%	894	2.85%	16,084,896	2.39%	13,219,314	2.35%	20,342	555	65.41	16.08%
75.00 - 99.99%	6,045	19.28%	131,199,323	19.52%	109,007,405	19.38%	23,427	570	65.19	19.06%
100.00 - 109.99%	6,722	21.44%	152,051,659	22.62%	127,310,205	22.64%	23,995	579	65.05	20.85%
110.00 - 119.99%	7,061	22.52%	158,781,604	23.63%	131,663,550	23.41%	23,859	587	65.01	21.29%
120.00 - 129.99%	4,986	15.90%	106,636,223	15.87%	88,012,817	15.65%	23,036	595	65.33	21.55%
130.00 - 139.99%	3,655	11.66%	71,547,496	10.65%	60,980,674	10.84%	21,098	598	66.30	22.04%
140.00%+	1,819	5.80%	33,476,371	4.98%	30,384,695	5.40%	19,770	615	67.79	21.07%
Total:	31,355	100.00%	672,091,018	100.00%	562,387,068	100.00%	23,048	585	65.40	20.73%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	871	2.78%	18,468,086	2.75%	15,354,332	2.73%	22,771	591	64.83	21.86%
Alaska	3	0.01%	56,407	0.01%	21,112	0.00%	21,112	605	67.00	28.00%
Arizona	816	2.60%	17,483,533	2.60%	14,701,115	2.61%	22,806	586	65.46	20.95%
Arkansas	330	1.05%	6,855,004	1.02%	5,763,445	1.02%	22,709	592	65.32	19.77%
California	3,201	10.21%	69,883,112	10.40%	58,114,941	10.33%	23,209	578	65.05	20.45%
Colorado	304	0.97%	6,631,358	0.99%	5,603,898	1.00%	23,597	595	66.42	18.32%
Connecticut	82	0.26%	1,764,461	0.26%	1,425,399	0.25%	22,039	586	63.06	17.19%
Delaware	75	0.24%	1,544,982	0.23%	1,228,152	0.22%	22,822	596	60.84	19.03%
Florida	2,556	8.15%	54,026,442	8.04%	46,176,536	8.21%	22,992	586	66.37	20.36%
Georgia	2,493	7.95%	55,037,690	8.19%	45,992,744	8.18%	23,305	580	64.99	21.84%
Hawaii	34	0.11%	744,242	0.11%	660,973	0.12%	24,802	581	66.28	20.12%
Idaho	39	0.12%	699,156	0.10%	603,579	0.11%	18,478	577	63.51	22.11%
Illinois	1,369	4.37%	28,139,787	4.19%	22,468,076	4.00%	21,835	582	63.44	22.16%
Indiana	686	2.19%	14,426,318	2.15%	12,500,299	2.22%	23,433	599	66.67	20.27%
Iowa	87	0.28%	1,592,542	0.24%	1,247,645	0.22%	19,564	577	64.55	21.55%
Kansas	141	0.45%	3,057,291	0.45%	2,625,486	0.47%	23,485	582	66.22	19.58%
Kentucky	482	1.54%	10,083,130	1.50%	8,672,168	1.54%	22,913	593	66.59	19.92%
Louisiana	761	2.43%	16,454,504	2.45%	13,753,830	2.45%	22,907	586	64.50	22.33%
Maine	22	0.07%	507,658	0.08%	410,687	0.07%	25,185	578	66.66	18.40%
Maryland	594	1.89%	12,728,778	1.89%	10,285,682	1.83%	22,627	581	63.73	20.04%
Massachusetts	68	0.22%	1,285,899	0.19%	852,151	0.15%	20,371	584	58.33	17.92%
Michigan	685	2.18%	14,724,744	2.19%	12,404,450	2.21%	22,988	589	65.98	21.23%
Minnesota	116	0.37%	2,299,927	0.34%	1,883,973	0.33%	20,983	589	64.85	19.21%
Mississippi	607	1.94%	13,761,101	2.05%	11,062,599	1.97%	24,379	595	64.80	21.69%
Missouri	712	2.27%	14,103,196	2.10%	11,966,423	2.13%	21,448	586	65.23	21.22%
Montana	81	0.26%	1,538,964	0.23%	1,323,112	0.24%	20,452	590	67.49	22.04%
Nebraska	79	0.25%	1,628,506	0.24%	1,447,197	0.26%	22,618	588	67.10	18.92%
Nevada	442	1.41%	9,754,699	1.45%	8,132,156	1.45%	23,800	577	64.66	21.82%
New Hampshire	59	0.19%	1,213,166	0.18%	988,081	0.18%	22,644	575	64.29	21.58%
New Jersey	422	1.35%	8,885,001	1.32%	7,319,969	1.30%	22,947	595	65.65	21.15%
New Mexico	360	1.15%	8,274,290	1.23%	6,942,068	1.23%	24,759	588	65.33	21.51%
New York	716	2.28%	15,156,064	2.26%	12,022,388	2.14%	22,343	584	64.86	20.61%
North Carolina	1,589	5.07%	33,821,627	5.03%	28,755,324	5.11%	22,660	581	66.04	20.94%
North Dakota	68	0.22%	1,330,928	0.20%	1,147,256	0.20%	21,962	591	63.80	21.52%
Ohio	1,398	4.46%	28,225,552	4.20%	24,836,928	4.42%	21,994	588	66.59	20.89%
Oklahoma	532	1.70%	10,902,532	1.62%	9,160,182	1.63%	22,099	590	66.14	18.79%
Oregon	205	0.65%	3,950,995	0.59%	3,125,247	0.56%	21,110	577	64.54	20.97%
Pennsylvania	590	1.88%	12,743,834	1.90%	10,780,056	1.92%	23,231	592	66.56	19.13%
Rhode Island	24	0.08%	527,411	0.08%	396,380	0.07%	23,739	587	63.59	17.62%
South Carolina	1,018	3.25%	21,656,070	3.22%	17,826,707	3.17%	22,913	578	64.50	21.51%
South Dakota	34	0.11%	649,052	0.10%	511,620	0.09%	22,151	585	64.72	23.42%
Tennessee	696	2.22%	14,777,969	2.20%	11,612,621	2.06%	22,643	586	63.92	21.44%
Texas	3,965	12.65%	89,949,139	13.38%	76,921,667	13.68%	24,435	589	66.33	19.41%
Utah	139	0.44%	2,955,378	0.44%	2,423,874	0.43%	23,691	596	68.00	19.80%
Vermont	8	0.03%	183,801	0.03%	154,686	0.03%	22,251	575	67.47	20.03%
Virginia	851	2.71%	17,819,638	2.65%	14,571,316	2.59%	22,266	573	63.25	21.69%
Washington	232	0.74%	4,769,018	0.71%	3,831,241	0.68%	21,852	568	64.64	21.53%
West Virginia	181	0.58%	3,584,538	0.53%	2,814,855	0.50%	21,278	589	63.99	21.67%
Wisconsin	454	1.45%	9,707,068	1.44%	8,116,573	1.44%	23,029	588	65.47	21.37%
Wyoming	40	0.13%	839,039	0.12%	695,208	0.12%	24,799	610	65.98	18.75%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	37	0.12%	869,656	0.13%	733,320	0.13%	24,953	574	66.27	22.07%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	1	0.00%	17,736	0.00%	17,341	0.00%	17,341	624	74.00	16.89%
Total:	31,355	100.00%	672,091,018	100.00%	562,387,068	100.00%	23,048	585	65.40	20.73%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	895	2.85%	20,886,183	3.11%	9,519,503	1.69%	19,829	585	40.96	20.33%
Used	30,460	97.15%	651,204,834	96.89%	552,867,565	98.31%	23,104	585	65.82	20.73%
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,355	100.00%	672,091,018	100.00%	562,387,068	100.00%	23,048	585	65.40	20.73%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	15,517	49.49%	309,747,037	46.09%	252,982,972	44.98%	21,334	583	64.73	21.17%
Truck	2,701	8.61%	73,372,642	10.92%	61,598,617	10.95%	28,352	599	65.90	19.74%
SUV	12,599	40.18%	277,632,828	41.31%	238,645,417	42.43%	23,516	584	66.02	20.52%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	538	1.72%	11,338,510	1.69%	9,160,061	1.63%	22,560	585	64.45	20.34%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	31,355	100.00%	672,091,018	100.00%	562,387,068	100.00%	23,048	585	65.40	20.73%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,626	11.56%	77,248,340	11.49%	65,583,322	11.66%	23,104	587	65.62	20.84%
Ford: Lincoln	241	0.77%	5,329,316	0.79%	4,453,227	0.79%	23,459	578	65.41	20.80%
Ford: Mercury	7	0.02%	67,916	0.01%	58,602	0.01%	9,312	597	53.64	23.42%
GMC	850	2.71%	21,066,230	3.13%	17,871,740	3.18%	26,707	590	65.57	20.02%
GMC: Buick	503	1.60%	10,012,729	1.49%	8,338,015	1.48%	20,939	581	65.71	20.85%
GMC: Cadillac	329	1.05%	7,414,270	1.10%	6,007,180	1.07%	23,838	585	65.16	21.41%
GMC: Chevrolet	4,303	13.72%	94,125,883	14.00%	79,013,329	14.05%	23,847	588	65.63	20.84%
GMC: Hummer	1	0.00%	30,561	0.00%	29,967	0.01%	29,967	516	56.00	24.72%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	1	0.00%	28,913	0.00%	28,121	0.01%	28,121	661	71.00	16.22%
GMC: Saturn	1	0.00%	9,390	0.00%	868	0.00%	868	590	0.00	0.00%
Tesla	10	0.03%	358,809	0.05%	345,014	0.06%	35,565	590	69.42	15.71%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	372	1.19%	8,561,922	1.27%	7,233,979	1.29%	24,586	586	65.42	22.53%
BMW: Mini	46	0.15%	825,533	0.12%	698,439	0.12%	18,867	576	65.65	22.97%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	360	1.15%	8,472,453	1.26%	6,901,072	1.23%	24,494	590	65.28	22.48%
Daimler: Smart	3	0.01%	31,090	0.00%	15,694	0.00%	13,442	563	60.86	27.62%
Fiat	41	0.13%	599,556	0.09%	393,977	0.07%	14,875	572	58.40	23.60%
Fiat: Alfa Romeo	20	0.06%	620,544	0.09%	573,988	0.10%	30,728	578	70.53	19.04%
Fiat: Chrysler	566	1.81%	11,183,064	1.66%	8,909,702	1.58%	21,003	581	63.00	21.87%
Fiat: Dodge	2,328	7.42%	55,840,105	8.31%	45,597,689	8.11%	25,938	592	64.96	20.52%
Fiat: Jeep	1,923	6.13%	43,395,665	6.46%	36,496,850	6.49%	23,945	584	65.95	20.70%
Fiat: Maserati	4	0.01%	139,022	0.02%	95,983	0.02%	32,214	597	67.67	16.52%
Geely: Volvo	75	0.24%	1,479,464	0.22%	1,330,151	0.24%	22,117	579	66.43	20.99%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	593	1.89%	11,105,130	1.65%	9,270,161	1.65%	20,304	581	65.67	22.35%
Volkswagen: Audi	193	0.62%	4,306,893	0.64%	3,830,321	0.68%	23,973	583	65.73	22.87%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	12	0.04%	332,609	0.05%	288,939	0.05%	28,908	565	65.21	21.20%
Honda	1,969	6.28%	42,432,560	6.31%	36,765,252	6.54%	22,842	585	66.03	19.98%
Honda: Acura	333	1.06%	7,312,772	1.09%	6,335,244	1.13%	23,393	585	64.78	20.34%
Hyundai	2,148	6.85%	40,561,311	6.04%	32,969,431	5.86%	19,914	580	64.49	21.36%
Hyundai: Kia	2,483	7.92%	49,352,737	7.34%	39,536,805	7.03%	20,787	581	64.59	20.71%
Isuzu	1	0.00%	9,168	0.00%	0	0.00%	0	0	0.00	0.00%
Mazda	546	1.74%	11,259,814	1.68%	9,594,301	1.71%	21,953	573	65.42	20.24%
Mitsubishi	243	0.77%	4,870,022	0.72%	3,895,327	0.69%	21,050	591	65.52	21.33%
Nissan	3,688	11.76%	75,436,468	11.22%	63,008,539	11.20%	21,669	580	65.39	20.96%
Nissan: Infiniti	417	1.33%	10,165,933	1.51%	8,517,636	1.51%	25,642	581	65.62	20.65%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	353	1.13%	7,674,488	1.14%	6,633,861	1.18%	23,039	586	67.05	19.33%
Suzuki	4	0.01%	39,587	0.01%	37,629	0.01%	9,509	676	60.37	19.15%
Tata: Jaguar	35	0.11%	818,179	0.12%	727,968	0.13%	25,639	595	65.59	22.30%
Tata: Land Rover	45	0.14%	1,144,441	0.17%	1,055,692	0.19%	27,304	593	66.10	20.63%
Toyota	2,412	7.69%	52,582,936	7.82%	44,822,879	7.97%	23,121	589	65.62	19.50%
Toyota: Lexus	208	0.66%	4,819,697	0.72%	4,251,125	0.76%	24,867	583	65.67	21.11%
Toyota: Scion	62	0.20%	1,025,494	0.15%	869,050	0.15%	16,683	581	65.10	21.61%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	31,355	100.00%	672,091,018	100.00%	562,387,068	100.00%	23,048	585	65.40	20.73%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

Actions

Deal Documents

Download Datatape (CSV)

View EDGAR Filing

Quick Navigation

COMPANY

FINSIGHT.COM