StratMaker (140367)

Exeter Automobile Receivables Trust 2022-3

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

1.20% / 98.80%

Total Original # of Loans

48,734

WA Loan to Value (LTV)

107.64%

Total Original Loan Amount (OLA)

$ 1,076,542,209

WA Payment to Income (PTI)

12.55%

Weighted Average (WA) OLA

$ 24,508

WA FICO (non-zero)

584

Rep. Period Beginning Loan Amount

$ 948,515,082

WA Remaining Term (RT)

65.75

Rep. Period Ending Loan Amount (ELA)

$ 913,221,216

WA Original APR

20.17%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

48,734

Total Original Loan Amount (OLA)

$ 1,076,542,209

Weighted Average (WA) OLA

$ 24,508

Rep. Period Beginning Loan Amount

$ 948,515,082

Rep. Period Ending Loan Amount (ELA)

$ 913,221,216

As % of Reporting Period ELA:

New % / Used %

1.20% / 98.80%

WA Loan to Value (LTV)

107.64%

WA Payment to Income (PTI)

12.55%

WA FICO (non-zero)

584

WA Remaining Term (RT)

65.75

WA Original APR

20.17%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	2	0.00%	8,868	0.00%	8,097	0.00%	4,055	485	52.51	23.88%
$5,000 - $9,999	1,559	3.20%	13,336,310	1.24%	10,928,716	1.20%	8,205	571	58.52	20.87%
$10,000 - $14,999	6,288	12.90%	81,210,287	7.54%	68,573,402	7.51%	12,464	571	62.15	21.05%
$15,000 - $19,999	12,252	25.14%	216,583,208	20.12%	183,957,925	20.14%	17,117	572	64.74	21.45%
$20,000 - $24,999	13,693	28.10%	306,518,975	28.47%	259,863,888	28.46%	21,680	577	65.89	20.94%
$25,000 - $29,999	8,284	17.00%	225,361,897	20.93%	192,005,590	21.03%	26,308	587	66.59	19.96%
$30,000 - $39,999	5,728	11.75%	193,304,240	17.96%	164,062,824	17.97%	32,600	602	67.06	18.46%
$40,000 - $49,999	903	1.85%	38,930,634	3.62%	32,845,353	3.60%	41,229	629	68.58	14.75%
$50,000 - $59,999	25	0.05%	1,287,790	0.12%	975,421	0.11%	48,793	655	69.50	11.83%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	48,734	100.00%	1,076,542,209	100.00%	913,221,216	100.00%	23,574	584	65.75	20.17%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	5,729	11.76%	126,043,515	11.71%	730,475	0.08%	3,163	592	51.58	19.59%
$5,000 - $9,999	1,888	3.87%	18,680,889	1.74%	15,717,324	1.72%	8,504	573	57.35	20.18%
$10,000 - $14,999	6,296	12.92%	85,667,865	7.96%	81,134,211	8.88%	13,039	574	62.55	20.78%
$15,000 - $19,999	11,571	23.74%	212,637,680	19.75%	204,392,335	22.38%	17,779	574	65.01	21.22%
$20,000 - $24,999	11,741	24.09%	271,694,126	25.24%	262,472,845	28.74%	22,446	578	66.09	20.84%
$25,000 - $29,999	6,671	13.69%	187,719,784	17.44%	181,318,030	19.85%	27,255	588	66.72	19.87%
$30,000 - $39,999	4,331	8.89%	151,391,318	14.06%	145,760,080	15.96%	33,869	603	67.23	18.35%
$40,000 - $49,999	505	1.04%	22,600,033	2.10%	21,593,924	2.36%	42,871	633	69.03	14.43%
$50,000 - $59,999	2	0.00%	107,000	0.01%	101,991	0.01%	50,995	621	69.50	10.35%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	48,734	100.00%	1,076,542,209	100.00%	913,221,216	100.00%	23,574	584	65.75	20.17%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	48,734	100.00%	1,076,542,209	100.00%	913,221,216	100.00%	23,574	584	65.75	20.17%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,734	100.00%	1,076,542,209	100.00%	913,221,216	100.00%	23,574	584	65.75	20.17%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	-	-	-	-	-	-	-	-	-	-
5.00 - 7.49%	-	-	-	-	-	-	-	-	-	-
7.50 - 9.99%	1,078	2.21%	24,549,057	2.28%	21,157,920	2.32%	24,328	631	66.49	9.60%
10.00 - 12.49%	3,925	8.05%	86,171,298	8.00%	74,845,161	8.20%	23,953	613	66.86	11.57%
12.50 - 14.99%	3,711	7.61%	89,625,379	8.33%	77,364,004	8.47%	25,945	613	66.92	13.77%
15.00 - 17.49%	4,758	9.76%	117,134,401	10.88%	100,276,160	10.98%	26,015	609	66.80	16.29%
17.50 - 19.99%	7,792	15.99%	188,197,980	17.48%	160,607,005	17.59%	25,415	606	66.89	18.91%
20.00 - 22.49%	6,746	13.84%	155,010,086	14.40%	132,396,430	14.50%	24,025	576	65.43	21.09%
22.50 - 24.99%	8,614	17.68%	182,334,689	16.94%	153,224,184	16.78%	22,230	566	64.95	23.83%
25.00 - 27.49%	6,740	13.83%	132,470,017	12.31%	111,209,982	12.18%	20,769	553	64.36	25.86%
27.50 - 29.99%	5,370	11.02%	101,049,301	9.39%	82,140,371	8.99%	19,803	528	63.79	27.92%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,734	100.00%	1,076,542,209	100.00%	913,221,216	100.00%	23,574	584	65.75	20.17%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	3,695	7.58%	72,774,726	6.76%	62,514,288	6.85%	21,172	475	64.67	24.02%
500 - 549	9,209	18.90%	190,982,582	17.74%	162,354,518	17.78%	22,058	528	65.00	22.58%
550 - 599	16,128	33.09%	356,650,139	33.13%	302,311,460	33.10%	23,296	575	65.41	20.52%
600 - 649	11,408	23.41%	270,568,974	25.13%	229,847,532	25.17%	25,198	622	66.52	18.13%
650 - 699	3,686	7.56%	91,526,276	8.50%	77,469,900	8.48%	26,558	669	67.44	16.26%
700 - 749	936	1.92%	22,358,613	2.08%	18,606,099	2.04%	25,523	719	67.40	16.32%
750 - 799	216	0.44%	5,261,545	0.49%	4,510,687	0.49%	26,801	768	68.42	15.38%
800+	53	0.11%	1,286,886	0.12%	1,083,409	0.12%	26,886	825	68.77	14.71%
NA	3,403	6.98%	65,132,469	6.05%	54,523,324	5.97%	20,305	0	64.56	22.57%
Total:	48,734	100.00%	1,076,542,209	100.00%	913,221,216	100.00%	23,574	584	65.75	20.17%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	-	-	-	-	-	-	-	-	-	-
37 - 48	89	0.18%	1,014,516	0.09%	729,238	0.08%	10,763	585	30.95	14.87%
49 - 60	269	0.55%	3,423,214	0.32%	2,720,145	0.30%	13,186	580	43.27	16.27%
61 - 72	7,300	14.98%	113,579,845	10.55%	95,912,059	10.50%	16,837	572	58.34	22.92%
73+	41,076	84.29%	958,524,634	89.04%	813,859,774	89.12%	24,414	586	66.73	19.86%
Total:	48,734	100.00%	1,076,542,209	100.00%	913,221,216	100.00%	23,574	584	65.75	20.17%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	5,383	11.05%	118,991,068	11.05%	25,741	0.00%	4,422	553	0.00	2.52%
1 - 12	113	0.23%	2,164,100	0.20%	773,695	0.08%	8,775	575	8.21	21.46%
13 - 24	12	0.02%	204,824	0.02%	101,785	0.01%	11,204	556	15.72	21.86%
25 - 36	101	0.21%	1,313,008	0.12%	1,062,395	0.12%	13,494	572	31.81	15.28%
37 - 48	285	0.58%	3,837,228	0.36%	3,322,654	0.36%	13,395	572	43.21	17.65%
49 - 60	6,252	12.83%	98,500,595	9.15%	93,330,570	10.22%	16,966	571	58.09	22.72%
61 - 72	36,325	74.54%	844,276,474	78.42%	807,639,100	88.44%	24,356	585	66.77	19.92%
73+	263	0.54%	7,254,911	0.67%	6,965,277	0.76%	29,762	642	73.02	16.30%
Total:	48,734	100.00%	1,076,542,209	100.00%	913,221,216	100.00%	23,574	584	65.75	20.17%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	30,667	62.93%	675,199,599	62.72%	526,541,787	57.66%	23,420	593	65.99	19.21%
1 - 15	6,878	14.11%	154,545,385	14.36%	148,906,306	16.31%	23,978	579	65.52	20.62%
16 - 30	3,203	6.57%	70,983,278	6.59%	68,622,800	7.51%	23,703	572	65.88	21.21%
31 - 60	4,355	8.94%	96,493,015	8.96%	93,322,576	10.22%	23,826	568	65.23	21.91%
61 - 90	2,140	4.39%	46,865,471	4.35%	44,895,835	4.92%	23,594	566	65.16	22.53%
91 - 120	1,182	2.43%	25,482,616	2.37%	24,017,236	2.63%	22,940	566	64.80	23.24%
121+	309	0.63%	6,972,846	0.65%	6,914,675	0.76%	24,057	571	64.88	23.15%
Total:	48,734	100.00%	1,076,542,209	100.00%	913,221,216	100.00%	23,574	584	65.75	20.17%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	37,482	76.91%	822,047,870	76.36%	698,116,993	76.45%	23,429	586	65.89	20.18%
Stated, verified to Level 3²	11,252	23.09%	254,494,339	23.64%	215,104,223	23.55%	24,046	581	65.29	20.11%
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,734	100.00%	1,076,542,209	100.00%	913,221,216	100.00%	23,574	584	65.75	20.17%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	37,482	76.91%	822,047,870	76.36%	698,116,993	76.45%	23,429	586	65.89	20.18%
Stated, verified but not Level 4 or 5	11,172	22.92%	252,410,182	23.45%	213,359,912	23.36%	24,007	581	65.30	20.12%
Stated, verified to Level 4³	80	0.16%	2,084,157	0.19%	1,744,311	0.19%	28,802	588	64.33	18.89%
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,734	100.00%	1,076,542,209	100.00%	913,221,216	100.00%	23,574	584	65.75	20.17%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	2,662	5.46%	46,554,936	4.32%	40,193,586	4.40%	19,961	588	65.37	16.32%
5.00 - 9.99%	14,015	28.76%	291,706,646	27.10%	249,771,896	27.35%	22,564	585	65.48	18.67%
10.00 - 14.99%	17,949	36.83%	407,767,628	37.88%	345,856,716	37.87%	24,070	584	65.84	20.48%
15.00 - 19.99%	11,022	22.62%	256,329,646	23.81%	214,616,073	23.50%	24,352	582	65.85	21.82%
20.00 - 24.99%	3,058	6.27%	73,511,567	6.83%	62,225,313	6.81%	24,521	594	66.18	21.19%
25.00 - 29.99%	27	0.06%	659,524	0.06%	547,796	0.06%	24,300	603	67.69	20.70%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	1	0.00%	12,262	0.00%	9,836	0.00%	9,836	523	35.00	6.00%
Total:	48,734	100.00%	1,076,542,209	100.00%	913,221,216	100.00%	23,574	584	65.75	20.17%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	10	0.02%	85,737	0.01%	57,261	0.01%	8,463	571	59.61	13.38%
25.00 - 49.99%	204	0.42%	2,713,050	0.25%	1,979,268	0.22%	14,058	538	63.91	15.38%
50.00 - 74.99%	1,379	2.83%	24,906,384	2.31%	20,839,715	2.28%	20,257	556	64.65	15.54%
75.00 - 99.99%	9,805	20.12%	220,172,080	20.45%	186,982,300	20.48%	24,029	569	65.48	18.75%
100.00 - 109.99%	10,196	20.92%	240,437,383	22.33%	204,369,844	22.38%	24,814	580	65.59	20.17%
110.00 - 119.99%	10,544	21.64%	245,723,201	22.83%	208,039,484	22.78%	24,475	586	65.90	20.72%
120.00 - 129.99%	7,769	15.94%	171,205,966	15.90%	145,609,713	15.94%	23,286	594	66.13	21.02%
130.00 - 139.99%	6,037	12.39%	120,249,122	11.17%	102,110,541	11.18%	21,423	597	65.79	21.42%
140.00%+	2,790	5.72%	51,049,285	4.74%	43,233,089	4.73%	19,520	617	66.14	20.23%
Total:	48,734	100.00%	1,076,542,209	100.00%	913,221,216	100.00%	23,574	584	65.75	20.17%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,393	2.86%	30,278,228	2.81%	26,190,685	2.87%	23,241	587	65.63	21.35%
Alaska	5	0.01%	111,823	0.01%	88,208	0.01%	26,142	626	68.57	15.36%
Arizona	1,188	2.44%	26,622,442	2.47%	22,488,641	2.46%	23,854	582	66.50	20.32%
Arkansas	520	1.07%	11,506,620	1.07%	9,781,693	1.07%	23,787	597	65.99	19.51%
California	4,284	8.79%	97,846,963	9.09%	82,885,018	9.08%	23,969	580	65.61	20.00%
Colorado	461	0.95%	10,625,455	0.99%	9,257,412	1.01%	24,756	599	66.17	17.77%
Connecticut	140	0.29%	3,161,860	0.29%	2,762,632	0.30%	23,537	591	65.24	17.27%
Delaware	61	0.13%	1,379,522	0.13%	1,226,272	0.13%	22,883	584	64.86	19.06%
Florida	4,124	8.46%	90,626,553	8.42%	76,649,591	8.39%	23,481	585	66.24	20.05%
Georgia	3,758	7.71%	85,003,741	7.90%	71,869,369	7.87%	23,961	580	65.55	21.41%
Hawaii	58	0.12%	1,421,572	0.13%	1,158,534	0.13%	25,398	589	66.74	19.79%
Idaho	83	0.17%	1,592,232	0.15%	1,299,378	0.14%	20,936	578	65.11	20.83%
Illinois	1,920	3.94%	41,279,512	3.83%	35,384,424	3.87%	22,778	579	65.60	21.30%
Indiana	992	2.04%	20,779,093	1.93%	17,874,985	1.96%	22,901	593	65.82	19.98%
Iowa	186	0.38%	3,506,642	0.33%	2,983,009	0.33%	20,763	582	64.42	20.69%
Kansas	213	0.44%	4,499,349	0.42%	3,722,465	0.41%	23,386	585	65.92	19.36%
Kentucky	805	1.65%	17,154,196	1.59%	14,207,600	1.56%	22,696	596	65.78	19.16%
Louisiana	1,399	2.87%	30,519,828	2.83%	26,062,477	2.85%	23,328	583	65.50	21.62%
Maine	24	0.05%	539,120	0.05%	513,817	0.06%	25,240	594	65.40	17.08%
Maryland	710	1.46%	15,740,255	1.46%	13,308,586	1.46%	23,398	581	65.63	19.06%
Massachusetts	57	0.12%	1,425,753	0.13%	1,182,090	0.13%	25,440	587	64.34	17.14%
Michigan	1,407	2.89%	31,356,519	2.91%	26,884,807	2.94%	23,846	588	66.08	20.33%
Minnesota	149	0.31%	3,027,433	0.28%	2,587,712	0.28%	21,970	588	65.31	18.82%
Mississippi	1,110	2.28%	25,416,778	2.36%	21,847,944	2.39%	24,447	589	65.53	21.37%
Missouri	1,187	2.44%	24,520,533	2.28%	20,858,756	2.28%	22,373	585	65.66	20.57%
Montana	125	0.26%	2,589,544	0.24%	2,132,016	0.23%	22,049	581	64.91	22.08%
Nebraska	91	0.19%	1,706,948	0.16%	1,545,002	0.17%	20,479	581	65.18	18.27%
Nevada	503	1.03%	11,286,502	1.05%	9,477,517	1.04%	23,386	568	65.07	21.34%
New Hampshire	91	0.19%	1,898,571	0.18%	1,565,365	0.17%	21,876	570	65.26	21.43%
New Jersey	655	1.34%	14,333,449	1.33%	12,016,024	1.32%	23,450	586	66.04	20.54%
New Mexico	498	1.02%	11,623,413	1.08%	9,957,757	1.09%	24,796	580	66.11	21.52%
New York	1,101	2.26%	23,510,815	2.18%	19,932,108	2.18%	23,065	583	66.18	20.62%
North Carolina	2,410	4.95%	52,933,125	4.92%	44,168,471	4.84%	23,427	585	65.50	20.21%
North Dakota	126	0.26%	2,607,842	0.24%	2,312,637	0.25%	23,364	600	65.17	20.20%
Ohio	2,517	5.16%	51,428,425	4.78%	44,438,889	4.87%	22,023	588	65.67	20.08%
Oklahoma	875	1.80%	18,605,469	1.73%	15,547,217	1.70%	22,895	586	65.57	18.19%
Oregon	294	0.60%	5,693,274	0.53%	4,625,374	0.51%	20,861	566	64.99	20.33%
Pennsylvania	957	1.96%	21,287,847	1.98%	18,030,360	1.97%	23,575	596	66.09	18.56%
Rhode Island	30	0.06%	729,590	0.07%	647,269	0.07%	25,631	585	65.30	16.16%
South Carolina	1,415	2.90%	31,712,189	2.95%	26,616,491	2.91%	23,753	581	65.64	20.42%
South Dakota	47	0.10%	872,350	0.08%	631,759	0.07%	19,853	575	63.71	22.76%
Tennessee	1,008	2.07%	22,395,015	2.08%	18,784,614	2.06%	23,604	585	65.22	20.80%
Texas	6,884	14.13%	159,909,952	14.85%	136,312,332	14.93%	24,766	588	65.88	18.98%
Utah	247	0.51%	5,370,582	0.50%	4,230,668	0.46%	23,560	580	65.82	20.00%
Vermont	14	0.03%	332,197	0.03%	237,469	0.03%	24,469	574	67.56	18.61%
Virginia	1,092	2.24%	23,014,497	2.14%	19,417,006	2.13%	22,209	570	65.34	20.73%
Washington	363	0.74%	7,649,517	0.71%	6,484,512	0.71%	22,279	574	65.43	19.69%
West Virginia	340	0.70%	7,244,865	0.67%	6,124,344	0.67%	22,864	587	65.75	20.60%
Wisconsin	674	1.38%	14,767,332	1.37%	12,501,701	1.37%	23,096	582	65.73	21.52%
Wyoming	84	0.17%	1,760,046	0.16%	1,408,167	0.15%	21,874	569	65.16	18.79%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	59	0.12%	1,336,832	0.12%	1,000,040	0.11%	23,745	590	66.16	21.40%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	48,734	100.00%	1,076,542,209	100.00%	913,221,216	100.00%	23,574	584	65.75	20.17%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	491	1.01%	13,579,591	1.26%	10,946,156	1.20%	28,934	602	65.92	18.24%
Used	48,243	98.99%	1,062,962,619	98.74%	902,275,060	98.80%	23,509	584	65.75	20.19%
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,734	100.00%	1,076,542,209	100.00%	913,221,216	100.00%	23,574	584	65.75	20.17%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	22,152	45.45%	454,879,852	42.25%	379,603,238	41.57%	21,699	582	65.66	20.94%
Truck	4,946	10.15%	138,478,350	12.86%	118,163,456	12.94%	29,114	601	65.79	18.57%
SUV	20,793	42.67%	464,921,936	43.19%	399,656,553	43.76%	23,721	582	65.82	19.93%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	843	1.73%	18,262,071	1.70%	15,797,968	1.73%	23,490	583	65.76	19.46%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	48,734	100.00%	1,076,542,209	100.00%	913,221,216	100.00%	23,574	584	65.75	20.17%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	5,970	12.25%	130,867,913	12.16%	110,850,131	12.14%	23,539	586	65.58	20.17%
Ford: Lincoln	361	0.74%	7,990,518	0.74%	6,991,687	0.77%	23,648	577	65.46	20.80%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	1,524	3.13%	38,406,758	3.57%	32,674,869	3.58%	27,047	595	65.76	19.04%
GMC: Buick	698	1.43%	13,573,918	1.26%	11,637,443	1.27%	20,679	577	65.29	21.20%
GMC: Cadillac	505	1.04%	11,185,606	1.04%	9,027,577	0.99%	24,220	584	65.19	20.86%
GMC: Chevrolet	7,185	14.74%	163,181,393	15.16%	140,059,443	15.34%	24,577	588	65.91	19.99%
GMC: Hummer	1	0.00%	29,125	0.00%	28,073	0.00%	28,073	665	69.00	19.95%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	3	0.01%	25,439	0.00%	13,217	0.00%	6,762	559	53.00	26.52%
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	28	0.06%	1,036,596	0.10%	778,721	0.09%	37,307	592	66.70	16.23%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	585	1.20%	13,476,671	1.25%	11,191,307	1.23%	24,746	585	65.41	21.83%
BMW: Mini	88	0.18%	1,634,676	0.15%	1,391,584	0.15%	19,551	580	65.23	21.65%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	604	1.24%	14,363,195	1.33%	12,212,284	1.34%	25,325	579	65.55	22.69%
Daimler: Smart	4	0.01%	41,526	0.00%	40,836	0.00%	10,545	524	60.31	27.64%
Fiat	49	0.10%	765,262	0.07%	561,142	0.06%	16,291	576	65.34	20.68%
Fiat: Alfa Romeo	45	0.09%	1,418,994	0.13%	1,141,784	0.13%	31,130	599	67.74	19.22%
Fiat: Chrysler	748	1.53%	15,300,991	1.42%	12,758,373	1.40%	22,175	578	65.40	21.18%
Fiat: Dodge	3,779	7.75%	94,169,045	8.75%	79,223,512	8.68%	26,686	590	65.92	19.85%
Fiat: Jeep	3,220	6.61%	74,888,700	6.96%	63,695,915	6.97%	24,441	584	65.79	19.75%
Fiat: Maserati	4	0.01%	98,888	0.01%	73,416	0.01%	27,323	578	63.32	20.84%
Geely: Volvo	89	0.18%	1,766,931	0.16%	1,522,163	0.17%	21,970	571	65.05	21.14%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	863	1.77%	16,524,176	1.53%	13,760,372	1.51%	20,355	574	65.44	22.00%
Volkswagen: Audi	317	0.65%	7,192,491	0.67%	6,028,748	0.66%	24,475	581	65.66	22.09%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	23	0.05%	652,038	0.06%	438,667	0.05%	30,169	582	64.76	20.04%
Honda	3,129	6.42%	68,610,801	6.37%	59,016,609	6.46%	22,921	584	65.64	19.60%
Honda: Acura	442	0.91%	9,839,640	0.91%	8,116,450	0.89%	23,726	584	64.69	19.69%
Hyundai	2,844	5.84%	54,664,549	5.08%	46,053,842	5.04%	19,956	577	65.59	21.23%
Hyundai: Kia	3,275	6.72%	65,640,873	6.10%	55,965,947	6.13%	21,174	578	66.00	20.45%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	860	1.76%	17,817,596	1.66%	15,510,859	1.70%	21,713	576	65.46	20.25%
Mitsubishi	359	0.74%	6,869,328	0.64%	5,739,062	0.63%	19,796	578	65.98	21.17%
Nissan	5,511	11.31%	116,596,641	10.83%	98,993,821	10.84%	22,084	580	66.07	20.39%
Nissan: Infiniti	647	1.33%	15,930,222	1.48%	13,131,019	1.44%	25,591	586	65.27	20.42%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	499	1.02%	10,654,851	0.99%	8,962,324	0.98%	22,518	587	65.53	18.96%
Suzuki	3	0.01%	18,580	0.00%	17,727	0.00%	6,021	585	59.17	21.68%
Tata: Jaguar	45	0.09%	1,115,372	0.10%	916,236	0.10%	26,571	571	66.10	22.39%
Tata: Land Rover	76	0.16%	1,879,586	0.17%	1,700,088	0.19%	27,064	585	65.76	20.42%
Toyota	3,885	7.97%	88,032,555	8.18%	74,581,062	8.17%	23,557	587	65.78	19.27%
Toyota: Lexus	351	0.72%	8,323,472	0.77%	6,776,951	0.74%	25,234	587	64.85	20.80%
Toyota: Scion	115	0.24%	1,957,299	0.18%	1,637,955	0.18%	16,986	591	64.59	20.89%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	48,734	100.00%	1,076,542,209	100.00%	913,221,216	100.00%	23,574	584	65.75	20.17%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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