StratMaker (140371)

Exeter Automobile Receivables Trust 2022-5

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

1.97% / 98.03%

Total Original # of Loans

32,546

WA Loan to Value (LTV)

108.43%

Total Original Loan Amount (OLA)

$ 692,032,823

WA Payment to Income (PTI)

12.28%

Weighted Average (WA) OLA

$ 23,596

WA FICO (non-zero)

589

Rep. Period Beginning Loan Amount

$ 626,309,842

WA Remaining Term (RT)

67.11

Rep. Period Ending Loan Amount (ELA)

$ 615,937,415

WA Original APR

20.96%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

32,546

Total Original Loan Amount (OLA)

$ 692,032,823

Weighted Average (WA) OLA

$ 23,596

Rep. Period Beginning Loan Amount

$ 626,309,842

Rep. Period Ending Loan Amount (ELA)

$ 615,937,415

As % of Reporting Period ELA:

New % / Used %

1.97% / 98.03%

WA Loan to Value (LTV)

108.43%

WA Payment to Income (PTI)

12.28%

WA FICO (non-zero)

589

WA Remaining Term (RT)

67.11

WA Original APR

20.96%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	1	0.00%	4,588	0.00%	4,405	0.00%	4,405	573	34.00	13.82%
$5,000 - $9,999	1,158	3.56%	9,937,339	1.44%	7,789,038	1.26%	8,219	581	60.03	20.88%
$10,000 - $14,999	4,964	15.25%	64,083,626	9.26%	49,507,818	8.04%	11,940	579	60.27	21.51%
$15,000 - $19,999	8,938	27.46%	157,583,002	22.77%	134,865,475	21.90%	16,816	580	64.39	21.91%
$20,000 - $24,999	8,760	26.92%	195,720,436	28.28%	178,061,601	28.91%	21,696	582	67.55	21.55%
$25,000 - $29,999	5,087	15.63%	138,453,292	20.01%	128,758,232	20.90%	26,597	593	69.27	20.75%
$30,000 - $39,999	3,219	9.89%	108,249,387	15.64%	100,498,274	16.32%	32,945	605	70.22	19.47%
$40,000 - $49,999	405	1.24%	17,288,790	2.50%	15,885,894	2.58%	41,777	633	72.58	16.09%
$50,000 - $59,999	14	0.04%	712,363	0.10%	566,679	0.09%	48,046	649	72.61	13.09%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	32,546	100.00%	692,032,823	100.00%	615,937,415	100.00%	23,075	589	67.11	20.96%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	2,726	8.38%	44,836,366	6.48%	6,099,363	0.99%	3,663	575	13.57	20.39%
$5,000 - $9,999	2,761	8.48%	41,792,029	6.04%	21,024,064	3.41%	7,896	575	34.60	21.04%
$10,000 - $14,999	4,263	13.10%	61,692,610	8.91%	54,309,685	8.82%	12,904	579	59.69	21.40%
$15,000 - $19,999	7,480	22.98%	135,898,515	19.64%	132,266,713	21.47%	17,799	581	67.64	21.86%
$20,000 - $24,999	7,711	23.69%	175,084,366	25.30%	172,442,506	28.00%	22,452	583	69.46	21.54%
$25,000 - $29,999	4,484	13.78%	123,569,825	17.86%	122,047,576	19.81%	27,293	594	70.60	20.73%
$30,000 - $39,999	2,797	8.59%	95,084,268	13.74%	93,869,681	15.24%	33,771	606	71.53	19.45%
$40,000 - $49,999	319	0.98%	13,819,707	2.00%	13,625,292	2.21%	42,834	637	73.79	15.94%
$50,000 - $59,999	5	0.02%	255,137	0.04%	252,536	0.04%	50,509	638	75.20	13.22%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	32,546	100.00%	692,032,823	100.00%	615,937,415	100.00%	23,075	589	67.11	20.96%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	32,546	100.00%	692,032,823	100.00%	615,937,415	100.00%	23,075	589	67.11	20.96%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,546	100.00%	692,032,823	100.00%	615,937,415	100.00%	23,075	589	67.11	20.96%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	-	-	-	-	-	-	-	-	-	-
5.00 - 7.49%	-	-	-	-	-	-	-	-	-	-
7.50 - 9.99%	43	0.13%	773,543	0.11%	558,872	0.09%	21,261	693	66.96	8.45%
10.00 - 12.49%	750	2.30%	13,205,410	1.91%	11,400,016	1.85%	19,126	606	68.09	11.94%
12.50 - 14.99%	3,340	10.26%	72,615,443	10.49%	66,529,671	10.80%	24,676	619	70.47	13.53%
15.00 - 17.49%	3,045	9.36%	71,315,706	10.31%	62,320,138	10.12%	25,699	613	69.09	16.28%
17.50 - 19.99%	6,227	19.13%	144,715,846	20.91%	126,753,100	20.58%	25,081	614	68.58	18.95%
20.00 - 22.49%	4,939	15.18%	107,903,461	15.59%	93,606,656	15.20%	23,292	584	65.73	21.10%
22.50 - 24.99%	5,994	18.42%	124,573,913	18.00%	111,532,070	18.11%	22,138	574	65.74	23.79%
25.00 - 27.49%	4,842	14.88%	93,925,759	13.57%	85,173,395	13.83%	20,641	563	65.33	25.88%
27.50 - 29.99%	3,366	10.34%	63,003,743	9.10%	58,063,498	9.43%	19,857	540	65.16	27.92%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,546	100.00%	692,032,823	100.00%	615,937,415	100.00%	23,075	589	67.11	20.96%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,942	5.97%	37,504,064	5.42%	33,111,656	5.38%	20,671	477	64.11	23.86%
500 - 549	5,857	18.00%	117,265,847	16.95%	101,964,984	16.55%	21,323	528	64.77	23.23%
550 - 599	10,869	33.40%	230,751,145	33.34%	206,496,381	33.53%	22,636	575	66.65	21.48%
600 - 649	8,038	24.70%	181,981,191	26.30%	164,784,169	26.75%	24,615	622	68.78	19.51%
650 - 699	2,801	8.61%	65,120,654	9.41%	59,619,953	9.68%	25,700	669	70.61	18.00%
700 - 749	662	2.03%	15,129,641	2.19%	13,709,036	2.23%	25,795	718	70.82	17.66%
750 - 799	143	0.44%	3,373,157	0.49%	3,041,986	0.49%	27,386	769	70.97	17.24%
800+	57	0.18%	1,127,384	0.16%	949,839	0.15%	22,855	828	68.38	15.64%
NA	2,177	6.69%	39,779,740	5.75%	32,259,412	5.24%	19,613	0	63.50	22.29%
Total:	32,546	100.00%	692,032,823	100.00%	615,937,415	100.00%	23,075	589	67.11	20.96%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	-	-	-	-	-	-	-	-	-	-
37 - 48	45	0.14%	452,600	0.07%	416,656	0.07%	11,027	590	34.62	15.75%
49 - 60	188	0.58%	2,383,940	0.34%	1,852,368	0.30%	13,140	594	44.28	17.59%
61 - 72	4,741	14.57%	71,426,396	10.32%	63,253,568	10.27%	16,655	578	60.69	23.35%
73+	27,572	84.72%	617,769,887	89.27%	550,414,824	89.36%	23,855	590	67.95	20.70%
Total:	32,546	100.00%	692,032,823	100.00%	615,937,415	100.00%	23,075	589	67.11	20.96%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	837	2.57%	16,083,225	2.32%	127,288	0.02%	3,713	558	0.00	13.60%
1 - 12	1,975	6.07%	33,373,227	4.82%	8,446,489	1.37%	5,610	570	9.61	21.27%
13 - 24	2,255	6.93%	42,759,976	6.18%	20,095,103	3.26%	10,774	564	16.56	21.95%
25 - 36	44	0.14%	486,601	0.07%	381,683	0.06%	10,618	590	33.36	15.42%
37 - 48	148	0.45%	1,879,604	0.27%	1,639,949	0.27%	12,894	593	44.83	16.81%
49 - 60	871	2.68%	13,196,457	1.91%	12,583,733	2.04%	16,315	583	56.88	21.11%
61 - 72	20,925	64.29%	446,071,478	64.46%	437,064,216	70.96%	22,862	580	68.72	21.86%
73+	5,491	16.87%	138,182,256	19.97%	135,598,953	22.02%	27,475	623	74.34	17.97%
Total:	32,546	100.00%	692,032,823	100.00%	615,937,415	100.00%	23,075	589	67.11	20.96%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	22,075	67.83%	467,593,028	67.57%	413,753,551	67.17%	23,092	596	67.99	20.34%
1 - 15	4,843	14.88%	104,878,127	15.16%	94,539,683	15.35%	23,404	580	65.62	21.59%
16 - 30	2,165	6.65%	46,333,136	6.70%	41,809,069	6.79%	23,022	573	65.65	22.25%
31 - 60	2,436	7.48%	51,949,868	7.51%	46,797,537	7.60%	22,753	572	64.84	22.85%
61 - 90	879	2.70%	18,290,308	2.64%	16,336,336	2.65%	22,032	568	64.34	23.82%
91 - 120	148	0.45%	2,988,356	0.43%	2,701,239	0.44%	21,565	567	63.32	23.98%
121+	-	-	-	-	-	-	-	-	-	-
Total:	32,546	100.00%	692,032,823	100.00%	615,937,415	100.00%	23,075	589	67.11	20.96%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	23,152	71.14%	497,394,476	71.87%	462,634,179	75.11%	23,232	591	68.77	20.92%
Stated, verified to Level 3²	9,394	28.86%	194,638,347	28.13%	153,303,237	24.89%	22,600	584	62.10	21.08%
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,546	100.00%	692,032,823	100.00%	615,937,415	100.00%	23,075	589	67.11	20.96%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	23,152	71.14%	497,394,476	71.87%	462,634,179	75.11%	23,232	591	68.77	20.92%
Stated, verified but not Level 4 or 5	9,368	28.78%	194,062,235	28.04%	152,869,023	24.82%	22,588	583	62.09	21.08%
Stated, verified to Level 4³	26	0.08%	576,112	0.08%	434,214	0.07%	26,581	615	65.17	19.28%
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,546	100.00%	692,032,823	100.00%	615,937,415	100.00%	23,075	589	67.11	20.96%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	2,127	6.54%	35,687,032	5.16%	30,411,630	4.94%	19,260	593	66.30	17.95%
5.00 - 9.99%	10,437	32.07%	208,757,989	30.17%	181,027,924	29.39%	21,956	586	66.17	19.95%
10.00 - 14.99%	11,647	35.79%	253,916,612	36.69%	226,247,244	36.73%	23,371	587	67.04	21.28%
15.00 - 19.99%	6,697	20.58%	154,343,647	22.30%	140,809,184	22.86%	24,354	591	67.86	22.21%
20.00 - 24.99%	1,626	5.00%	39,031,759	5.64%	37,150,267	6.03%	24,977	603	69.87	21.70%
25.00 - 29.99%	12	0.04%	295,783	0.04%	291,167	0.05%	25,259	622	68.41	19.51%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,546	100.00%	692,032,823	100.00%	615,937,415	100.00%	23,075	589	67.11	20.96%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	11	0.03%	80,388	0.01%	65,344	0.01%	7,428	540	62.27	16.87%
25.00 - 49.99%	172	0.53%	2,243,180	0.32%	1,865,728	0.30%	15,472	543	66.99	15.54%
50.00 - 74.99%	932	2.86%	16,004,688	2.31%	13,871,942	2.25%	19,877	557	67.14	16.44%
75.00 - 99.99%	6,026	18.52%	128,778,876	18.61%	111,779,865	18.15%	23,314	573	66.22	19.36%
100.00 - 109.99%	6,768	20.80%	152,969,264	22.10%	135,536,690	22.00%	24,053	582	66.64	21.09%
110.00 - 119.99%	7,368	22.64%	166,040,220	23.99%	148,104,423	24.05%	24,100	590	67.04	21.59%
120.00 - 129.99%	5,193	15.96%	110,566,726	15.98%	98,269,893	15.95%	23,077	597	67.23	21.67%
130.00 - 139.99%	3,977	12.22%	77,216,861	11.16%	70,149,076	11.39%	21,200	601	67.85	22.04%
140.00%+	2,099	6.45%	38,132,621	5.51%	36,294,453	5.89%	19,761	622	70.11	20.88%
Total:	32,546	100.00%	692,032,823	100.00%	615,937,415	100.00%	23,075	589	67.11	20.96%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	864	2.65%	18,281,046	2.64%	16,205,486	2.63%	22,821	590	66.24	22.24%
Alaska	1	0.00%	22,518	0.00%	6,478	0.00%	6,478	542	12.00	22.69%
Arizona	833	2.56%	18,306,021	2.65%	16,621,318	2.70%	23,898	590	67.79	20.91%
Arkansas	319	0.98%	6,748,598	0.98%	6,011,626	0.98%	22,923	598	66.47	19.93%
California	3,133	9.63%	67,342,175	9.73%	59,349,145	9.64%	23,100	580	66.60	21.19%
Colorado	272	0.84%	5,989,180	0.87%	5,341,822	0.87%	23,655	589	67.96	18.83%
Connecticut	74	0.23%	1,540,449	0.22%	1,355,194	0.22%	22,581	582	66.36	16.89%
Delaware	72	0.22%	1,476,282	0.21%	1,174,644	0.19%	20,721	588	60.24	19.40%
Florida	2,557	7.86%	53,956,534	7.80%	48,376,124	7.85%	23,176	593	68.44	20.23%
Georgia	2,596	7.98%	56,770,520	8.20%	50,053,344	8.13%	23,252	586	66.13	22.24%
Hawaii	23	0.07%	550,724	0.08%	485,812	0.08%	25,806	586	68.33	21.22%
Idaho	53	0.16%	1,059,137	0.15%	972,317	0.16%	22,027	581	67.69	22.91%
Illinois	1,391	4.27%	28,639,133	4.14%	24,687,046	4.01%	22,136	585	65.25	22.17%
Indiana	639	1.96%	12,489,460	1.80%	11,274,269	1.83%	21,354	595	66.87	20.66%
Iowa	104	0.32%	2,049,041	0.30%	1,795,887	0.29%	21,168	578	66.66	22.46%
Kansas	171	0.53%	3,381,142	0.49%	3,097,882	0.50%	21,716	597	67.05	20.31%
Kentucky	571	1.75%	11,783,980	1.70%	10,813,097	1.76%	23,081	599	68.02	20.43%
Louisiana	751	2.31%	16,038,782	2.32%	13,992,274	2.27%	23,009	590	66.00	22.06%
Maine	14	0.04%	264,170	0.04%	251,441	0.04%	21,459	602	69.70	15.74%
Maryland	548	1.68%	11,629,520	1.68%	10,165,621	1.65%	22,249	587	65.27	20.45%
Massachusetts	64	0.20%	1,319,403	0.19%	941,314	0.15%	23,960	594	63.41	18.13%
Michigan	763	2.34%	16,463,631	2.38%	14,984,699	2.43%	23,588	596	68.33	21.44%
Minnesota	112	0.34%	2,154,629	0.31%	1,831,593	0.30%	21,034	578	65.82	20.38%
Mississippi	666	2.05%	14,976,352	2.16%	13,035,145	2.12%	24,166	596	66.82	21.73%
Missouri	797	2.45%	15,690,930	2.27%	14,342,742	2.33%	21,863	593	67.65	21.62%
Montana	73	0.22%	1,441,896	0.21%	1,384,848	0.22%	21,931	585	68.67	23.04%
Nebraska	78	0.24%	1,601,422	0.23%	1,453,483	0.24%	22,676	595	67.50	18.36%
Nevada	446	1.37%	9,584,483	1.38%	8,398,216	1.36%	22,963	577	66.18	22.48%
New Hampshire	58	0.18%	1,140,037	0.16%	978,368	0.16%	21,118	583	65.00	21.47%
New Jersey	448	1.38%	9,382,379	1.36%	8,251,226	1.34%	23,026	592	67.28	21.27%
New Mexico	374	1.15%	8,400,427	1.21%	7,388,499	1.20%	24,276	591	66.94	21.63%
New York	814	2.50%	17,001,696	2.46%	14,814,330	2.41%	22,589	590	66.45	21.01%
North Carolina	1,655	5.09%	35,268,409	5.10%	32,700,135	5.31%	23,135	588	68.32	21.21%
North Dakota	81	0.25%	1,664,541	0.24%	1,578,295	0.26%	23,541	596	68.91	22.36%
Ohio	1,625	4.99%	32,465,627	4.69%	30,288,627	4.92%	21,825	593	68.71	21.03%
Oklahoma	581	1.79%	11,901,855	1.72%	10,718,344	1.74%	22,534	595	67.62	18.87%
Oregon	186	0.57%	3,752,331	0.54%	3,352,624	0.54%	23,004	579	67.03	20.84%
Pennsylvania	601	1.85%	12,613,805	1.82%	11,460,076	1.86%	23,001	596	68.30	19.04%
Rhode Island	20	0.06%	424,873	0.06%	384,842	0.06%	21,782	609	66.56	17.33%
South Carolina	1,019	3.13%	21,356,206	3.09%	18,857,521	3.06%	22,546	579	65.75	22.12%
South Dakota	42	0.13%	834,526	0.12%	696,697	0.11%	20,810	592	66.44	22.73%
Tennessee	728	2.24%	15,429,036	2.23%	13,419,858	2.18%	22,989	590	66.01	21.52%
Texas	4,359	13.39%	97,775,650	14.13%	86,070,651	13.97%	24,358	595	67.64	19.37%
Utah	154	0.47%	3,307,115	0.48%	3,179,461	0.52%	24,290	587	69.75	21.02%
Vermont	13	0.04%	252,363	0.04%	231,703	0.04%	21,184	588	64.66	20.97%
Virginia	872	2.68%	17,785,550	2.57%	15,762,608	2.56%	21,912	576	65.61	21.79%
Washington	214	0.66%	4,343,838	0.63%	3,787,482	0.61%	21,654	572	67.15	21.68%
West Virginia	218	0.67%	4,450,458	0.64%	3,886,754	0.63%	22,640	595	67.38	20.82%
Wisconsin	434	1.33%	9,522,368	1.38%	8,475,682	1.38%	23,476	583	66.85	22.46%
Wyoming	32	0.10%	685,070	0.10%	576,278	0.09%	25,315	583	66.55	19.00%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	33	0.10%	723,502	0.10%	674,489	0.11%	23,537	583	68.70	21.70%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	32,546	100.00%	692,032,823	100.00%	615,937,415	100.00%	23,075	589	67.11	20.96%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	1,145	3.52%	25,270,036	3.65%	12,116,191	1.97%	16,951	576	34.06	20.41%
Used	31,401	96.48%	666,762,788	96.35%	603,821,224	98.03%	23,198	589	67.77	20.97%
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,546	100.00%	692,032,823	100.00%	615,937,415	100.00%	23,075	589	67.11	20.96%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	15,848	48.69%	314,181,825	45.40%	273,238,428	44.36%	21,336	587	66.03	21.42%
Truck	2,723	8.37%	73,126,647	10.57%	65,176,471	10.58%	28,606	605	67.99	19.79%
SUV	13,449	41.32%	293,225,954	42.37%	267,309,661	43.40%	23,470	587	67.99	20.79%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	526	1.62%	11,498,397	1.66%	10,212,855	1.66%	23,948	585	67.01	20.72%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	32,546	100.00%	692,032,823	100.00%	615,937,415	100.00%	23,075	589	67.11	20.96%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,732	11.47%	79,259,604	11.45%	71,782,679	11.65%	23,320	591	67.74	20.99%
Ford: Lincoln	255	0.78%	5,467,504	0.79%	5,013,769	0.81%	23,487	585	68.11	20.85%
Ford: Mercury	2	0.01%	13,997	0.00%	10,011	0.00%	5,510	532	39.94	26.69%
GMC	906	2.78%	21,609,969	3.12%	19,528,583	3.17%	26,016	598	68.15	20.52%
GMC: Buick	523	1.61%	10,306,077	1.49%	9,014,432	1.46%	20,772	581	66.01	21.31%
GMC: Cadillac	306	0.94%	6,769,626	0.98%	5,933,195	0.96%	24,237	590	66.56	21.41%
GMC: Chevrolet	4,846	14.89%	103,747,217	14.99%	92,284,615	14.98%	23,338	591	67.23	21.03%
GMC: Hummer	2	0.01%	36,350	0.01%	14,284	0.00%	11,660	566	12.87	27.30%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	3	0.01%	31,986	0.00%	15,118	0.00%	7,255	520	39.91	28.00%
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	6	0.02%	209,841	0.03%	169,958	0.03%	37,068	572	70.54	15.44%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	399	1.23%	8,729,899	1.26%	8,067,511	1.31%	24,365	589	67.79	22.70%
BMW: Mini	70	0.22%	1,253,854	0.18%	1,124,553	0.18%	19,288	567	66.46	22.58%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	395	1.21%	9,255,090	1.34%	8,338,913	1.35%	24,944	593	67.30	22.87%
Daimler: Smart	2	0.01%	27,142	0.00%	26,156	0.00%	13,368	572	68.43	26.28%
Fiat	43	0.13%	663,658	0.10%	526,508	0.09%	15,784	564	62.16	21.97%
Fiat: Alfa Romeo	17	0.05%	539,375	0.08%	493,712	0.08%	31,448	571	70.62	21.78%
Fiat: Chrysler	599	1.84%	12,031,835	1.74%	10,614,377	1.72%	22,025	586	66.14	21.98%
Fiat: Dodge	2,323	7.14%	55,779,022	8.06%	49,223,145	7.99%	25,943	596	67.15	20.70%
Fiat: Jeep	1,850	5.68%	41,601,080	6.01%	37,396,275	6.07%	23,876	587	67.53	20.87%
Fiat: Maserati	3	0.01%	65,910	0.01%	60,544	0.01%	20,668	572	68.39	23.51%
Geely: Volvo	52	0.16%	1,049,432	0.15%	1,007,237	0.16%	22,452	580	68.29	22.04%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	622	1.91%	11,378,532	1.64%	10,099,332	1.64%	20,109	582	66.39	22.34%
Volkswagen: Audi	184	0.57%	4,055,800	0.59%	3,781,700	0.61%	23,794	585	67.82	22.00%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	15	0.05%	446,532	0.06%	354,702	0.06%	29,902	622	64.57	21.51%
Honda	1,967	6.04%	41,964,925	6.06%	38,244,490	6.21%	23,036	590	67.80	20.15%
Honda: Acura	271	0.83%	5,895,340	0.85%	5,255,505	0.85%	23,081	584	66.34	21.07%
Hyundai	2,147	6.60%	40,071,246	5.79%	34,471,089	5.60%	19,807	582	65.86	21.65%
Hyundai: Kia	2,645	8.13%	52,591,982	7.60%	44,679,062	7.25%	20,727	583	65.42	20.98%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	575	1.77%	11,722,089	1.69%	10,707,509	1.74%	22,206	585	67.93	20.51%
Mitsubishi	256	0.79%	4,945,747	0.71%	4,287,396	0.70%	20,134	589	65.64	21.66%
Nissan	3,894	11.96%	79,213,270	11.45%	69,595,064	11.30%	21,724	586	66.70	21.06%
Nissan: Infiniti	460	1.41%	10,990,937	1.59%	10,245,383	1.66%	25,609	586	67.80	21.44%
Saab	2	0.01%	22,518	0.00%	22,315	0.00%	11,159	495	57.00	24.46%
Subaru	372	1.14%	8,135,322	1.18%	7,539,117	1.22%	23,590	593	68.05	19.73%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	40	0.12%	1,018,181	0.15%	915,619	0.15%	26,859	589	67.11	21.96%
Tata: Land Rover	63	0.19%	1,660,106	0.24%	1,616,638	0.26%	29,360	588	70.62	21.62%
Toyota	2,384	7.33%	52,497,499	7.59%	47,128,402	7.65%	23,889	592	67.63	19.92%
Toyota: Lexus	239	0.73%	5,685,674	0.82%	5,219,886	0.85%	25,725	599	67.50	21.10%
Toyota: Scion	76	0.23%	1,288,657	0.19%	1,128,633	0.18%	17,776	595	65.28	20.33%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	32,546	100.00%	692,032,823	100.00%	615,937,415	100.00%	23,075	589	67.11	20.96%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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