StratMaker (140832)

World Omni Auto Receivables Trust 2022-A

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

92.79% / 7.21%

Total Original # of Loans

37,826

WA Loan to Value (LTV)

79.75%

Total Original Loan Amount (OLA)

$ 1,200,694,275

WA Payment to Income (PTI)

9.88%

Weighted Average (WA) OLA

$ 35,327

WA FICO (non-zero)

755

Rep. Period Beginning Loan Amount

$ 670,919,369

WA Remaining Term (RT)

52.73

Rep. Period Ending Loan Amount (ELA)

$ 646,397,426

WA Original APR

4.19%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

37,826

Total Original Loan Amount (OLA)

$ 1,200,694,275

Weighted Average (WA) OLA

$ 35,327

Rep. Period Beginning Loan Amount

$ 670,919,369

Rep. Period Ending Loan Amount (ELA)

$ 646,397,426

As % of Reporting Period ELA:

New % / Used %

92.79% / 7.21%

WA Loan to Value (LTV)

79.75%

WA Payment to Income (PTI)

9.88%

WA FICO (non-zero)

755

WA Remaining Term (RT)

52.73

WA Original APR

4.19%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	-	-	-	-	-	-	-	-	-	-
$5,000 - $9,999	324	0.86%	2,720,196	0.23%	1,242,979	0.19%	5,787	782	35.91	3.37%
$10,000 - $14,999	1,339	3.54%	17,236,486	1.44%	7,845,228	1.21%	9,077	778	40.89	3.36%
$15,000 - $19,999	3,015	7.97%	53,615,584	4.47%	24,034,665	3.72%	12,749	776	44.81	3.80%
$20,000 - $24,999	5,792	15.31%	131,258,782	10.93%	64,040,694	9.91%	16,941	764	49.25	4.13%
$25,000 - $29,999	7,411	19.59%	203,819,828	16.98%	105,033,622	16.25%	21,047	755	51.96	4.23%
$30,000 - $39,999	11,867	31.37%	410,708,704	34.21%	224,056,471	34.66%	27,022	751	53.52	4.22%
$40,000 - $49,999	5,898	15.59%	260,647,700	21.71%	149,551,092	23.14%	34,755	754	54.37	4.12%
$50,000 - $59,999	1,821	4.81%	97,905,260	8.15%	56,744,437	8.78%	42,590	753	54.99	4.28%
$60,000 - $69,999	359	0.95%	22,781,736	1.90%	13,848,237	2.14%	50,991	744	57.10	5.13%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	37,826	100.00%	1,200,694,275	100.00%	646,397,426	100.00%	27,932	755	52.73	4.19%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	12,197	32.25%	364,451,503	30.35%	12,490,724	1.93%	3,123	759	8.52	2.88%
$5,000 - $9,999	1,610	4.26%	38,691,785	3.22%	11,720,698	1.81%	7,590	769	26.94	3.31%
$10,000 - $14,999	2,312	6.11%	45,050,602	3.75%	29,448,060	4.56%	12,901	782	40.93	2.84%
$15,000 - $19,999	4,144	10.96%	99,703,849	8.30%	73,347,350	11.35%	17,815	772	48.45	3.65%
$20,000 - $24,999	5,534	14.63%	160,764,915	13.39%	124,573,147	19.27%	22,603	757	53.24	4.16%
$25,000 - $29,999	4,905	12.97%	170,151,873	14.17%	134,285,060	20.77%	27,454	751	54.79	4.26%
$30,000 - $39,999	5,507	14.56%	233,543,514	19.45%	188,077,500	29.10%	34,380	749	56.77	4.44%
$40,000 - $49,999	1,405	3.71%	74,911,276	6.24%	61,278,937	9.48%	43,770	743	58.28	4.71%
$50,000 - $59,999	210	0.56%	13,286,722	1.11%	11,051,754	1.71%	52,704	733	59.66	5.78%
$60,000 - $69,999	2	0.01%	138,236	0.01%	124,196	0.02%	62,166	683	62.52	10.81%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	37,826	100.00%	1,200,694,275	100.00%	646,397,426	100.00%	27,932	755	52.73	4.19%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	37,826	100.00%	1,200,694,275	100.00%	646,397,426	100.00%	27,932	755	52.73	4.19%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,826	100.00%	1,200,694,275	100.00%	646,397,426	100.00%	27,932	755	52.73	4.19%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	10,483	27.71%	310,208,336	25.84%	142,919,637	22.11%	23,448	798	40.22	1.34%
2.50 - 4.99%	17,404	46.01%	570,778,155	47.54%	321,601,102	49.75%	28,993	765	55.59	3.73%
5.00 - 7.49%	6,503	17.19%	211,524,533	17.62%	121,776,221	18.84%	29,542	711	57.31	6.09%
7.50 - 9.99%	2,293	6.06%	77,331,560	6.44%	43,842,593	6.78%	30,948	679	58.41	8.53%
10.00 - 12.49%	709	1.87%	20,209,884	1.68%	10,706,675	1.66%	27,424	666	56.57	11.27%
12.50 - 14.99%	347	0.92%	8,610,137	0.72%	4,491,407	0.69%	24,311	658	57.04	13.61%
15.00 - 17.49%	80	0.21%	1,889,244	0.16%	972,119	0.15%	21,689	653	56.67	15.68%
17.50 - 19.99%	7	0.02%	142,426	0.01%	87,673	0.01%	19,213	0	51.72	18.34%
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,826	100.00%	1,200,694,275	100.00%	646,397,426	100.00%	27,932	755	52.73	4.19%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	-	-	-	-	-	-	-	-	-	-
550 - 599	-	-	-	-	-	-	-	-	-	-
600 - 649	-	-	-	-	-	-	-	-	-	-
650 - 699	7,497	19.82%	251,570,983	20.95%	137,789,129	21.32%	30,016	677	56.91	6.80%
700 - 749	10,082	26.65%	327,118,415	27.24%	176,370,053	27.29%	28,786	724	54.75	4.23%
750 - 799	8,843	23.38%	276,884,101	23.06%	148,548,742	22.98%	27,363	774	51.53	3.14%
800+	10,593	28.00%	324,537,848	27.03%	172,737,762	26.72%	26,186	833	48.31	2.65%
NA	811	2.14%	20,582,928	1.71%	10,951,740	1.69%	23,252	0	53.81	9.13%
Total:	37,826	100.00%	1,200,694,275	100.00%	646,397,426	100.00%	27,932	755	52.73	4.19%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	14	0.04%	332,041	0.03%	93,309	0.01%	11,190	821	9.74	1.36%
37 - 48	1,954	5.17%	50,256,055	4.19%	25,528,183	3.95%	17,878	801	20.92	0.38%
49 - 60	1,557	4.12%	44,007,810	3.67%	25,970,168	4.02%	22,295	800	32.51	1.45%
61 - 72	7,396	19.55%	211,495,060	17.61%	118,720,287	18.37%	24,555	793	46.07	2.58%
73+	26,905	71.13%	894,603,309	74.51%	476,085,479	73.65%	29,625	740	57.21	4.94%
Total:	37,826	100.00%	1,200,694,275	100.00%	646,397,426	100.00%	27,932	755	52.73	4.19%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	1,627	4.30%	45,947,606	3.83%	520	0.00%	275	752	0.00	6.42%
1 - 12	6,328	16.73%	183,656,983	15.30%	15,149,365	2.34%	3,837	754	7.89	3.18%
13 - 24	2,099	5.55%	55,262,093	4.60%	26,431,316	4.09%	17,489	798	20.63	0.57%
25 - 36	1,575	4.16%	44,602,663	3.71%	26,318,558	4.07%	22,155	800	32.32	1.44%
37 - 48	5,522	14.60%	158,553,286	13.21%	101,475,934	15.70%	23,919	789	45.31	2.65%
49 - 60	15,909	42.06%	539,786,998	44.96%	354,630,415	54.86%	29,718	743	57.69	4.85%
61 - 72	4,766	12.60%	172,884,646	14.40%	122,391,318	18.93%	32,566	741	61.39	5.02%
73+	-	-	-	-	-	-	-	-	-	-
Total:	37,826	100.00%	1,200,694,275	100.00%	646,397,426	100.00%	27,932	755	52.73	4.19%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	35,778	94.59%	1,129,131,126	94.04%	595,396,377	92.11%	27,613	759	52.43	4.02%
1 - 15	1,272	3.36%	44,744,611	3.73%	31,296,477	4.84%	31,626	709	56.02	6.01%
16 - 30	372	0.98%	12,785,686	1.06%	9,161,909	1.42%	31,496	709	56.05	5.78%
31 - 60	292	0.77%	10,244,503	0.85%	7,655,556	1.18%	31,950	698	57.07	6.60%
61 - 90	90	0.24%	3,090,888	0.26%	2,405,691	0.37%	32,513	694	57.87	6.79%
91 - 120	22	0.06%	697,462	0.06%	481,415	0.07%	28,726	708	57.64	7.55%
121+	-	-	-	-	-	-	-	-	-	-
Total:	37,826	100.00%	1,200,694,275	100.00%	646,397,426	100.00%	27,932	755	52.73	4.19%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	37,698	99.66%	1,196,632,173	99.66%	644,005,716	99.63%	27,931	755	52.73	4.19%
Stated, verified to Level 3²	128	0.34%	4,062,102	0.34%	2,391,710	0.37%	28,240	749	54.87	2.84%
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,826	100.00%	1,200,694,275	100.00%	646,397,426	100.00%	27,932	755	52.73	4.19%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	128	0.34%	4,062,102	0.34%	2,391,710	0.37%	28,240	749	54.87	2.84%
Stated, not verified	37,698	99.66%	1,196,632,173	99.66%	644,005,716	99.63%	27,931	755	52.73	4.19%
Stated, verified but not Level 4 or 5	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,826	100.00%	1,200,694,275	100.00%	646,397,426	100.00%	27,932	755	52.73	4.19%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	7,995	21.14%	218,750,047	18.22%	113,376,565	17.54%	24,593	785	50.20	3.29%
5.00 - 9.99%	15,223	40.24%	477,085,488	39.73%	254,335,831	39.35%	27,414	762	52.76	3.96%
10.00 - 14.99%	9,561	25.28%	325,631,200	27.12%	178,433,780	27.60%	29,471	740	53.85	4.59%
15.00 - 19.99%	3,935	10.40%	139,578,132	11.62%	78,580,543	12.16%	30,345	727	54.14	5.16%
20.00 - 24.99%	792	2.09%	28,654,840	2.39%	15,444,452	2.39%	30,463	727	52.26	5.30%
25.00 - 29.99%	112	0.30%	4,126,495	0.34%	2,420,040	0.37%	30,660	748	47.40	4.06%
30.00 - 39.99%	44	0.12%	1,600,602	0.13%	736,151	0.11%	26,501	762	37.68	3.17%
40.00 - 49.99%	12	0.03%	449,993	0.04%	303,100	0.05%	31,354	767	46.42	4.72%
50.00 - 59.99%	8	0.02%	259,887	0.02%	131,974	0.02%	29,369	717	41.71	4.58%
60.00 - 69.99%	1	0.00%	26,286	0.00%	19,955	0.00%	19,955	768	48.00	2.99%
70.00 - 79.99%	2	0.01%	42,893	0.00%	26,480	0.00%	13,598	775	35.88	3.11%
80.00 - 89.99%	1	0.00%	20,365	0.00%	15,132	0.00%	15,132	814	45.00	1.99%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	5	0.01%	148,945	0.01%	38,337	0.01%	21,274	781	56.67	5.11%
NA	135	0.36%	4,319,103	0.36%	2,535,084	0.39%	28,519	748	55.13	2.90%
Total:	37,826	100.00%	1,200,694,275	100.00%	646,397,426	100.00%	27,932	755	52.73	4.19%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	129	0.34%	1,382,650	0.12%	595,780	0.09%	11,979	760	41.86	4.61%
25.00 - 49.99%	1,671	4.42%	25,473,655	2.12%	13,042,134	2.02%	11,723	794	40.51	2.73%
50.00 - 74.99%	5,300	14.01%	123,690,763	10.30%	66,204,325	10.24%	18,727	790	46.36	2.94%
75.00 - 99.99%	12,038	31.82%	368,736,688	30.71%	190,962,196	29.54%	25,457	773	50.83	3.58%
100.00 - 109.99%	6,243	16.50%	218,002,158	18.16%	118,667,785	18.36%	29,491	757	53.38	4.04%
110.00 - 119.99%	5,247	13.87%	192,020,491	15.99%	109,654,068	16.96%	31,576	741	55.40	4.64%
120.00 - 129.99%	3,464	9.16%	129,780,480	10.81%	72,722,227	11.25%	32,617	727	56.75	5.22%
130.00 - 139.99%	2,097	5.54%	79,129,964	6.59%	43,280,740	6.70%	32,948	718	56.87	5.61%
140.00%+	1,637	4.33%	62,477,426	5.20%	31,268,171	4.84%	33,077	714	56.29	5.72%
Total:	37,826	100.00%	1,200,694,275	100.00%	646,397,426	100.00%	27,932	755	52.73	4.19%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	3,399	8.99%	110,172,281	9.18%	58,720,718	9.08%	28,230	759	52.68	4.20%
Alaska	6	0.02%	242,709	0.02%	147,849	0.02%	39,445	745	55.34	3.44%
Arizona	27	0.07%	843,583	0.07%	219,250	0.03%	27,280	736	46.23	4.31%
Arkansas	16	0.04%	520,848	0.04%	283,723	0.04%	30,945	787	51.50	3.80%
California	96	0.25%	2,961,025	0.25%	1,578,152	0.24%	27,624	750	52.31	3.79%
Colorado	57	0.15%	1,936,674	0.16%	961,085	0.15%	28,917	770	50.55	3.32%
Connecticut	18	0.05%	503,371	0.04%	210,261	0.03%	24,470	741	48.28	3.50%
Delaware	5	0.01%	153,508	0.01%	96,100	0.01%	34,326	685	55.68	4.86%
Florida	17,912	47.35%	564,086,846	46.98%	303,335,881	46.93%	27,958	747	53.82	4.42%
Georgia	6,811	18.01%	223,939,902	18.65%	122,361,215	18.93%	28,697	753	52.07	4.29%
Hawaii	4	0.01%	105,885	0.01%	44,195	0.01%	17,679	741	45.78	4.42%
Idaho	3	0.01%	84,879	0.01%	26,374	0.00%	23,495	792	53.10	2.98%
Illinois	36	0.10%	1,091,887	0.09%	502,130	0.08%	25,566	760	47.73	3.53%
Indiana	36	0.10%	1,167,245	0.10%	557,770	0.09%	26,510	742	51.02	4.54%
Iowa	4	0.01%	129,303	0.01%	83,460	0.01%	31,948	760	55.54	4.78%
Kansas	18	0.05%	595,198	0.05%	269,706	0.04%	28,973	727	55.56	3.96%
Kentucky	34	0.09%	1,185,624	0.10%	729,325	0.11%	32,303	742	55.70	5.17%
Louisiana	12	0.03%	357,506	0.03%	159,229	0.02%	24,264	700	53.28	4.44%
Maine	8	0.02%	222,084	0.02%	28,290	0.00%	7,184	806	24.33	2.39%
Maryland	22	0.06%	639,001	0.05%	325,449	0.05%	27,891	741	50.10	3.51%
Massachusetts	43	0.11%	1,223,506	0.10%	602,844	0.09%	25,696	749	50.21	4.31%
Michigan	26	0.07%	771,953	0.06%	272,302	0.04%	27,735	762	52.48	3.96%
Minnesota	5	0.01%	182,482	0.02%	65,080	0.01%	33,877	784	55.95	4.28%
Mississippi	90	0.24%	2,986,459	0.25%	1,846,545	0.29%	27,702	773	51.00	3.19%
Missouri	28	0.07%	915,048	0.08%	463,795	0.07%	31,639	744	54.44	4.59%
Montana	6	0.02%	225,555	0.02%	100,739	0.02%	35,141	782	57.04	3.88%
Nebraska	3	0.01%	94,798	0.01%	61,418	0.01%	30,234	676	51.73	6.18%
Nevada	16	0.04%	463,972	0.04%	131,229	0.02%	20,890	789	36.52	2.68%
New Hampshire	12	0.03%	366,245	0.03%	183,752	0.03%	34,977	706	53.72	4.52%
New Jersey	37	0.10%	1,146,824	0.10%	460,974	0.07%	25,729	748	53.33	4.09%
New Mexico	14	0.04%	436,175	0.04%	113,296	0.02%	18,140	744	47.21	3.49%
New York	110	0.29%	3,328,885	0.28%	1,512,218	0.23%	25,977	764	50.27	4.16%
North Carolina	5,788	15.30%	179,886,859	14.98%	97,673,444	15.11%	26,990	772	51.04	3.57%
North Dakota	4	0.01%	159,156	0.01%	100,317	0.02%	32,635	763	52.77	5.35%
Ohio	63	0.17%	1,987,915	0.17%	971,622	0.15%	28,287	765	49.11	3.57%
Oklahoma	18	0.05%	639,062	0.05%	298,166	0.05%	28,369	771	49.09	3.64%
Oregon	11	0.03%	312,338	0.03%	140,859	0.02%	24,257	737	49.40	4.19%
Pennsylvania	18	0.05%	558,388	0.05%	376,980	0.06%	26,545	770	49.40	4.13%
Rhode Island	10	0.03%	311,654	0.03%	88,947	0.01%	22,241	748	46.29	4.57%
South Carolina	2,447	6.47%	75,899,452	6.32%	40,445,685	6.26%	27,073	770	51.49	3.68%
South Dakota	5	0.01%	151,877	0.01%	119,912	0.02%	29,315	744	54.33	4.55%
Tennessee	182	0.48%	6,065,871	0.51%	3,108,606	0.48%	29,757	762	52.11	4.21%
Texas	78	0.21%	2,423,046	0.20%	1,414,956	0.22%	27,001	744	52.77	4.52%
Utah	18	0.05%	600,304	0.05%	365,090	0.06%	31,060	752	55.76	5.02%
Vermont	5	0.01%	153,346	0.01%	99,866	0.02%	30,006	781	58.71	5.22%
Virginia	192	0.51%	6,287,978	0.52%	3,733,504	0.58%	29,368	773	52.30	3.71%
Washington	24	0.06%	724,241	0.06%	317,141	0.05%	25,085	740	50.86	3.81%
West Virginia	25	0.07%	766,919	0.06%	410,508	0.06%	26,726	777	48.59	3.51%
Wisconsin	15	0.04%	420,749	0.04%	175,640	0.03%	26,651	798	51.93	3.50%
Wyoming	1	0.00%	29,081	0.00%	2,239	0.00%	2,239	725	5.00	3.99%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	2	0.01%	60,412	0.01%	46,783	0.01%	27,525	766	47.84	1.99%
Armed Forces Pacific	1	0.00%	41,761	0.00%	32,203	0.00%	32,203	801	48.00	1.99%
District of Columbia	3	0.01%	93,662	0.01%	19,697	0.00%	9,459	789	41.29	3.23%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	2	0.01%	38,941	0.00%	907	0.00%	907	725	4.00	5.65%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	37,826	100.00%	1,200,694,275	100.00%	646,397,426	100.00%	27,932	755	52.73	4.19%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	34,663	91.64%	1,115,916,454	92.94%	599,808,846	92.79%	28,105	757	52.47	3.97%
Used	3,163	8.36%	84,777,821	7.06%	46,588,580	7.21%	25,712	732	56.10	7.02%
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,826	100.00%	1,200,694,275	100.00%	646,397,426	100.00%	27,932	755	52.73	4.19%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	15,765	41.68%	425,934,814	35.47%	226,052,590	34.97%	23,647	739	53.82	4.80%
Truck	4,865	12.86%	179,065,135	14.91%	95,798,263	14.82%	31,741	760	53.76	4.30%
SUV	17,196	45.46%	595,694,326	49.61%	324,546,573	50.21%	29,793	764	51.67	3.73%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	37,826	100.00%	1,200,694,275	100.00%	646,397,426	100.00%	27,932	755	52.73	4.19%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	-	-	-	-	-	-	-	-	-	-
Ford: Lincoln	-	-	-	-	-	-	-	-	-	-
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	-	-	-	-	-	-	-	-	-	-
BMW: Mini	-	-	-	-	-	-	-	-	-	-
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	-	-	-	-	-	-	-	-	-	-
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	37,781	99.88%	1,199,812,094	99.93%	646,266,895	99.98%	27,936	755	52.74	4.19%
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	45	0.12%	882,181	0.07%	130,530	0.02%	10,081	726	33.15	8.19%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	37,826	100.00%	1,200,694,275	100.00%	646,397,426	100.00%	27,932	755	52.73	4.19%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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