StratMaker (141460)

BMW Vehicle Owner Trust 2019-A

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

69.39% / 30.61%

Total Original # of Loans

47,855

WA Loan to Value (LTV)

24.28%

Total Original Loan Amount (OLA)

$ 1,754,396,108

WA Payment to Income (PTI)

6.89%

Weighted Average (WA) OLA

$ 45,584

WA FICO (non-zero)

779

Rep. Period Beginning Loan Amount

$ 131,458,156

WA Remaining Term (RT)

17.94

Rep. Period Ending Loan Amount (ELA)

$ 119,196,516

WA Original APR

3.54%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

47,855

Total Original Loan Amount (OLA)

$ 1,754,396,108

Weighted Average (WA) OLA

$ 45,584

Rep. Period Beginning Loan Amount

$ 131,458,156

Rep. Period Ending Loan Amount (ELA)

$ 119,196,516

As % of Reporting Period ELA:

New % / Used %

69.39% / 30.61%

WA Loan to Value (LTV)

24.28%

WA Payment to Income (PTI)

6.89%

WA FICO (non-zero)

779

WA Remaining Term (RT)

17.94

WA Original APR

3.54%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	16	0.03%	73,000	0.00%	118	0.00%	118	689	1.00	7.22%
$5,000 - $9,999	828	1.73%	6,559,539	0.37%	163,690	0.14%	1,811	779	13.23	4.31%
$10,000 - $14,999	2,209	4.62%	27,400,805	1.56%	880,894	0.74%	3,143	774	14.81	4.34%
$15,000 - $19,999	3,777	7.89%	66,738,109	3.80%	3,291,207	2.76%	4,593	774	16.02	3.99%
$20,000 - $24,999	5,971	12.48%	134,698,929	7.68%	8,191,703	6.87%	6,248	771	17.43	3.92%
$25,000 - $29,999	6,553	13.69%	180,116,801	10.27%	11,966,543	10.04%	7,467	775	17.37	3.66%
$30,000 - $39,999	11,956	24.98%	415,088,730	23.66%	29,478,266	24.73%	9,790	778	18.17	3.47%
$40,000 - $49,999	7,609	15.90%	338,234,824	19.28%	23,497,448	19.71%	12,539	780	18.37	3.37%
$50,000 - $59,999	4,202	8.78%	229,139,501	13.06%	15,486,757	12.99%	14,696	785	17.50	3.34%
$60,000 - $69,999	2,423	5.06%	156,050,386	8.89%	11,544,610	9.69%	17,925	786	17.71	3.48%
$70,000 - $79,999	1,164	2.43%	86,543,383	4.93%	6,415,502	5.38%	21,022	777	17.92	3.72%
$80,000 - $89,999	487	1.02%	41,118,334	2.34%	3,270,323	2.74%	25,521	784	19.33	3.79%
$90,000 - $99,999	256	0.53%	24,231,896	1.38%	1,949,759	1.64%	28,845	788	18.99	3.79%
Over $100,000	404	0.84%	48,401,872	2.76%	3,059,696	2.57%	36,929	771	20.04	3.89%
Total:	47,855	100.00%	1,754,396,108	100.00%	119,196,516	100.00%	13,121	779	17.94	3.54%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	38,710	80.89%	1,361,654,528	77.61%	15,486,838	12.99%	3,349	788	8.57	2.81%
$5,000 - $9,999	4,833	10.10%	173,200,876	9.87%	35,257,173	29.58%	7,573	785	14.75	3.20%
$10,000 - $14,999	2,492	5.21%	108,495,797	6.18%	30,304,023	25.42%	12,321	779	19.51	3.51%
$15,000 - $19,999	1,047	2.19%	55,550,337	3.17%	17,969,984	15.08%	17,278	774	22.33	3.94%
$20,000 - $24,999	457	0.95%	28,966,969	1.65%	10,120,514	8.49%	22,242	770	23.63	4.17%
$25,000 - $29,999	168	0.35%	12,629,296	0.72%	4,590,130	3.85%	27,395	771	23.95	4.63%
$30,000 - $39,999	116	0.24%	10,243,596	0.58%	3,923,901	3.29%	34,069	760	25.52	4.56%
$40,000 - $49,999	23	0.05%	2,517,970	0.14%	1,007,118	0.84%	43,961	759	26.89	5.09%
$50,000 - $59,999	4	0.01%	487,052	0.03%	208,828	0.18%	52,321	706	27.90	4.51%
$60,000 - $69,999	5	0.01%	649,688	0.04%	328,007	0.28%	65,759	749	32.22	5.32%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	47,855	100.00%	1,754,396,108	100.00%	119,196,516	100.00%	13,121	779	17.94	3.54%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	47,855	100.00%	1,754,396,108	100.00%	119,196,516	100.00%	13,121	779	17.94	3.54%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	47,855	100.00%	1,754,396,108	100.00%	119,196,516	100.00%	13,121	779	17.94	3.54%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	19,624	41.01%	726,695,522	41.42%	33,856,347	28.40%	9,447	796	13.64	1.73%
2.50 - 4.99%	24,884	52.00%	917,662,778	52.31%	75,041,856	62.96%	14,306	782	19.22	3.91%
5.00 - 7.49%	2,722	5.69%	90,070,503	5.13%	8,152,913	6.84%	16,403	720	22.23	6.18%
7.50 - 9.99%	500	1.04%	16,675,519	0.95%	1,889,178	1.58%	17,699	650	24.91	8.89%
10.00 - 12.49%	93	0.19%	2,396,657	0.14%	165,512	0.14%	12,341	639	21.19	11.27%
12.50 - 14.99%	28	0.06%	727,701	0.04%	68,598	0.06%	16,068	621	19.56	14.72%
15.00 - 17.49%	4	0.01%	167,428	0.01%	22,113	0.02%	15,221	624	27.07	16.45%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	47,855	100.00%	1,754,396,108	100.00%	119,196,516	100.00%	13,121	779	17.94	3.54%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	-	-	-	-	-	-	-	-	-	-
550 - 599	-	-	-	-	-	-	-	-	-	-
600 - 649	829	1.73%	27,431,975	1.56%	2,129,030	1.79%	16,303	634	22.20	8.03%
650 - 699	3,558	7.43%	130,632,582	7.45%	10,478,560	8.79%	15,321	679	21.25	5.23%
700 - 749	10,063	21.03%	377,006,287	21.49%	29,140,596	24.45%	13,788	724	19.41	3.57%
750 - 799	11,177	23.36%	413,490,281	23.57%	27,334,268	22.93%	12,982	774	17.67	3.30%
800+	22,228	46.45%	805,834,984	45.93%	50,114,061	42.04%	12,215	842	16.35	3.12%
NA	-	-	-	-	-	-	-	-	-	-
Total:	47,855	100.00%	1,754,396,108	100.00%	119,196,516	100.00%	13,121	779	17.94	3.54%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	1,093	2.28%	25,672,257	1.46%	1	0.00%	1	787	0.00	0.91%
25 - 36	1,277	2.67%	32,179,462	1.83%	24	0.00%	24	824	0.00	7.02%
37 - 48	2,454	5.13%	70,126,695	4.00%	922,474	0.77%	4,688	804	5.65	3.12%
49 - 60	25,620	53.54%	907,033,393	51.70%	53,699,965	45.05%	10,669	798	13.22	3.21%
61 - 72	17,411	36.38%	719,384,301	41.00%	64,574,052	54.17%	15,282	763	22.03	3.83%
73+	-	-	-	-	-	-	-	-	-	-
Total:	47,855	100.00%	1,754,396,108	100.00%	119,196,516	100.00%	13,121	779	17.94	3.54%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	33,071	69.11%	1,191,773,623	67.93%	944,570	0.79%	8,781	728	17.19	4.26%
1 - 12	7,148	14.94%	264,466,961	15.07%	29,270,947	24.56%	6,261	793	8.48	2.58%
13 - 24	6,045	12.63%	233,739,500	13.32%	62,332,880	52.29%	13,183	784	17.81	3.47%
25 - 36	1,585	3.31%	64,159,212	3.66%	26,493,586	22.23%	20,626	754	28.59	4.74%
37 - 48	6	0.01%	256,813	0.01%	154,533	0.13%	27,743	684	37.23	5.97%
49 - 60	-	-	-	-	-	-	-	-	-	-
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	47,855	100.00%	1,754,396,108	100.00%	119,196,516	100.00%	13,121	779	17.94	3.54%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	44,643	93.29%	1,625,496,286	92.65%	111,930,258	93.90%	12,825	783	17.76	3.48%
1 - 15	2,470	5.16%	97,815,080	5.58%	4,524,056	3.80%	15,977	728	19.76	4.46%
16 - 30	455	0.95%	18,960,661	1.08%	1,359,770	1.14%	19,712	714	21.41	4.62%
31 - 60	166	0.35%	6,673,088	0.38%	703,949	0.59%	16,752	725	22.13	4.44%
61 - 90	64	0.13%	2,861,670	0.16%	445,282	0.37%	24,120	693	23.61	5.05%
91 - 120	33	0.07%	1,554,052	0.09%	165,410	0.14%	33,761	715	23.76	4.37%
121+	24	0.05%	1,035,272	0.06%	67,792	0.06%	19,595	706	20.87	4.72%
Total:	47,855	100.00%	1,754,396,108	100.00%	119,196,516	100.00%	13,121	779	17.94	3.54%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	47,855	100.00%	1,754,396,108	100.00%	119,196,516	100.00%	13,121	779	17.94	3.54%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	47,855	100.00%	1,754,396,108	100.00%	119,196,516	100.00%	13,121	779	17.94	3.54%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	47,855	100.00%	1,754,396,108	100.00%	119,196,516	100.00%	13,121	779	17.94	3.54%
Stated, verified but not Level 4 or 5	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	47,855	100.00%	1,754,396,108	100.00%	119,196,516	100.00%	13,121	779	17.94	3.54%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	24,234	50.64%	798,332,120	45.50%	49,470,134	41.50%	11,553	793	16.85	3.42%
5.00 - 9.99%	16,725	34.95%	648,860,178	36.98%	46,807,669	39.27%	13,286	776	18.33	3.56%
10.00 - 14.99%	4,787	10.00%	208,181,601	11.87%	15,783,610	13.24%	15,469	757	19.52	3.77%
15.00 - 19.99%	1,384	2.89%	64,087,624	3.65%	5,027,457	4.22%	17,591	757	19.86	3.83%
20.00 - 24.99%	404	0.84%	20,592,650	1.17%	1,249,515	1.05%	19,291	752	18.08	4.04%
25.00 - 29.99%	133	0.28%	6,504,258	0.37%	465,610	0.39%	20,359	751	19.54	4.05%
30.00 - 39.99%	79	0.17%	3,500,043	0.20%	146,507	0.12%	13,789	763	16.50	3.53%
40.00 - 49.99%	35	0.07%	1,439,659	0.08%	56,498	0.05%	8,744	760	16.55	2.84%
50.00 - 59.99%	18	0.04%	717,743	0.04%	73,840	0.06%	9,319	778	18.19	3.76%
60.00 - 69.99%	28	0.06%	1,019,617	0.06%	59,337	0.05%	11,459	811	16.19	2.98%
70.00 - 79.99%	10	0.02%	421,315	0.02%	11,962	0.01%	6,189	834	12.37	1.90%
80.00 - 89.99%	11	0.02%	471,080	0.03%	32,104	0.03%	10,208	799	13.83	2.42%
90.00 - 99.99%	7	0.01%	268,220	0.02%	12,272	0.01%	12,272	720	31.00	5.10%
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	47,855	100.00%	1,754,396,108	100.00%	119,196,516	100.00%	13,121	779	17.94	3.54%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	1,133	2.37%	12,646,755	0.72%	276,767	0.23%	2,969	797	14.57	3.56%
25.00 - 49.99%	6,223	13.00%	139,253,268	7.94%	6,474,321	5.43%	6,496	795	15.37	3.47%
50.00 - 74.99%	13,879	29.00%	450,671,249	25.69%	28,670,961	24.05%	10,079	786	17.02	3.53%
75.00 - 99.99%	17,111	35.76%	717,960,241	40.92%	51,222,621	42.97%	13,221	785	17.62	3.36%
100.00 - 109.99%	5,126	10.71%	233,759,601	13.32%	16,627,836	13.95%	16,289	770	18.83	3.72%
110.00 - 119.99%	2,901	6.06%	131,267,923	7.48%	10,114,470	8.49%	17,326	754	20.08	3.95%
120.00 - 129.99%	1,482	3.10%	68,837,071	3.92%	5,809,539	4.87%	18,742	752	21.97	4.15%
130.00 - 139.99%	-	-	-	-	-	-	-	-	-	-
140.00%+	-	-	-	-	-	-	-	-	-	-
Total:	47,855	100.00%	1,754,396,108	100.00%	119,196,516	100.00%	13,121	779	17.94	3.54%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	563	1.18%	22,860,723	1.30%	1,347,244	1.13%	13,133	782	17.53	3.22%
Alaska	51	0.11%	2,167,465	0.12%	148,454	0.12%	15,076	770	19.26	3.38%
Arizona	872	1.82%	31,825,713	1.81%	1,637,184	1.37%	13,392	776	18.83	3.67%
Arkansas	269	0.56%	11,060,634	0.63%	572,601	0.48%	11,635	782	14.66	3.22%
California	9,460	19.77%	318,275,849	18.14%	22,883,753	19.20%	11,794	773	17.59	3.68%
Colorado	1,049	2.19%	39,230,914	2.24%	2,570,507	2.16%	13,658	787	18.64	3.56%
Connecticut	936	1.96%	29,555,546	1.68%	2,005,491	1.68%	10,590	783	17.29	3.68%
Delaware	196	0.41%	7,132,509	0.41%	571,388	0.48%	17,882	777	19.10	3.80%
Florida	3,817	7.98%	146,062,816	8.33%	9,235,623	7.75%	13,624	773	18.66	3.56%
Georgia	1,744	3.64%	69,831,142	3.98%	4,700,947	3.94%	13,826	770	19.04	3.68%
Hawaii	201	0.42%	6,797,305	0.39%	470,892	0.40%	14,045	755	19.87	4.93%
Idaho	80	0.17%	2,982,693	0.17%	108,781	0.09%	11,558	794	12.70	3.27%
Illinois	1,905	3.98%	75,524,704	4.30%	5,586,213	4.69%	13,837	783	17.97	3.42%
Indiana	435	0.91%	16,548,485	0.94%	1,134,644	0.95%	14,789	783	18.87	3.41%
Iowa	131	0.27%	5,349,035	0.30%	332,848	0.28%	15,182	817	19.78	3.12%
Kansas	199	0.42%	7,970,967	0.45%	512,277	0.43%	13,928	783	18.49	3.33%
Kentucky	253	0.53%	9,956,726	0.57%	678,319	0.57%	14,045	797	16.72	3.16%
Louisiana	514	1.07%	20,901,583	1.19%	1,797,099	1.51%	16,146	775	19.62	3.64%
Maine	165	0.34%	5,753,862	0.33%	422,333	0.35%	10,494	794	17.62	3.49%
Maryland	46	0.10%	1,666,869	0.10%	166,423	0.14%	12,490	806	18.85	3.25%
Massachusetts	1,932	4.04%	68,542,027	3.91%	4,379,812	3.67%	10,604	792	15.60	3.22%
Michigan	655	1.37%	24,076,818	1.37%	1,372,658	1.15%	12,039	787	16.34	3.40%
Minnesota	569	1.19%	22,138,628	1.26%	1,485,978	1.25%	13,363	802	16.58	2.94%
Mississippi	274	0.57%	11,763,005	0.67%	921,999	0.77%	15,574	764	19.00	3.07%
Missouri	498	1.04%	18,559,085	1.06%	1,353,916	1.14%	12,621	795	17.61	3.30%
Montana	40	0.08%	1,725,458	0.10%	84,184	0.07%	12,258	791	12.29	4.13%
Nebraska	111	0.23%	4,040,125	0.23%	177,125	0.15%	10,972	817	17.68	3.19%
Nevada	491	1.03%	17,746,128	1.01%	1,077,289	0.90%	14,802	754	20.35	4.42%
New Hampshire	422	0.88%	14,647,133	0.83%	791,639	0.66%	12,194	783	18.24	3.68%
New Jersey	2,340	4.89%	79,442,394	4.53%	5,617,905	4.71%	11,586	781	17.10	3.66%
New Mexico	170	0.36%	5,919,170	0.34%	372,385	0.31%	13,396	776	19.84	3.58%
New York	2,247	4.70%	73,733,660	4.20%	5,287,751	4.44%	11,720	782	17.53	3.66%
North Carolina	1,281	2.68%	48,462,745	2.76%	3,766,829	3.16%	15,193	781	19.21	3.68%
North Dakota	11	0.02%	481,754	0.03%	24,673	0.02%	7,561	711	6.25	4.75%
Ohio	1,096	2.29%	38,830,090	2.21%	2,457,698	2.06%	12,267	793	17.04	3.29%
Oklahoma	211	0.44%	9,148,634	0.52%	551,731	0.46%	16,243	770	18.58	3.49%
Oregon	478	1.00%	15,627,665	0.89%	913,653	0.77%	11,519	800	18.01	3.61%
Pennsylvania	2,243	4.69%	76,616,659	4.37%	4,967,013	4.17%	11,636	792	17.31	3.41%
Rhode Island	221	0.46%	8,104,803	0.46%	442,879	0.37%	9,623	783	16.61	2.83%
South Carolina	757	1.58%	27,105,709	1.55%	1,724,229	1.45%	13,702	771	19.53	3.79%
South Dakota	37	0.08%	1,260,432	0.07%	97,272	0.08%	11,787	804	17.44	3.47%
Tennessee	638	1.33%	24,333,285	1.39%	1,726,803	1.45%	13,461	779	18.28	3.67%
Texas	4,838	10.11%	199,697,475	11.38%	13,614,245	11.42%	15,761	769	18.62	3.46%
Utah	229	0.48%	8,680,500	0.49%	431,180	0.36%	12,435	787	14.32	3.32%
Vermont	92	0.19%	2,754,268	0.16%	183,548	0.15%	8,858	773	14.93	2.97%
Virginia	1,389	2.90%	55,719,989	3.18%	3,946,671	3.31%	13,422	786	18.33	3.53%
Washington	1,107	2.31%	40,979,641	2.34%	2,936,290	2.46%	14,327	786	17.51	3.44%
West Virginia	91	0.19%	3,593,881	0.20%	215,443	0.18%	11,384	799	18.30	3.06%
Wisconsin	462	0.97%	17,615,528	1.00%	1,342,688	1.13%	13,083	798	17.13	3.39%
Wyoming	37	0.08%	1,500,087	0.09%	48,009	0.04%	8,815	809	14.00	3.09%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	-	-	-	-	-	-	-	-	-	-
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	2	0.00%	93,793	0.01%	0	0.00%	0	0	0.00	0.00%
Total:	47,855	100.00%	1,754,396,108	100.00%	119,196,516	100.00%	13,121	779	17.94	3.54%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	28,592	59.75%	1,191,924,797	67.94%	82,710,821	69.39%	14,527	787	17.61	3.22%
Used	19,263	40.25%	562,471,311	32.06%	36,485,695	30.61%	9,934	763	18.68	4.28%
NA	-	-	-	-	-	-	-	-	-	-
Total:	47,855	100.00%	1,754,396,108	100.00%	119,196,516	100.00%	13,121	779	17.94	3.54%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	26,739	55.88%	923,218,967	52.62%	61,121,795	51.28%	12,156	775	18.14	3.56%
Truck	-	-	-	-	-	-	-	-	-	-
SUV	19,623	41.01%	806,744,935	45.98%	57,051,986	47.86%	14,307	785	17.81	3.48%
Motorcycle	1,493	3.12%	24,432,207	1.39%	1,022,735	0.86%	4,706	746	13.29	6.16%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	47,855	100.00%	1,754,396,108	100.00%	119,196,516	100.00%	13,121	779	17.94	3.54%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	-	-	-	-	-	-	-	-	-	-
Ford: Lincoln	-	-	-	-	-	-	-	-	-	-
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	43,232	90.34%	1,634,596,531	93.17%	109,438,161	91.81%	13,495	780	17.78	3.57%
BMW: Mini	4,623	9.66%	119,799,578	6.83%	9,758,355	8.19%	8,938	776	19.66	3.31%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	-	-	-	-	-	-	-	-	-	-
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	-	-	-	-	-	-	-	-	-	-
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	47,855	100.00%	1,754,396,108	100.00%	119,196,516	100.00%	13,121	779	17.94	3.54%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

Actions

Deal Documents

Download Datatape (CSV)

View EDGAR Filing

Quick Navigation

COMPANY

FINSIGHT.COM