StratMaker (141464)

BMW Vehicle Owner Trust 2020-A

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

68.74% / 31.26%

Total Original # of Loans

37,096

WA Loan to Value (LTV)

33.80%

Total Original Loan Amount (OLA)

$ 1,394,603,703

WA Payment to Income (PTI)

6.57%

Weighted Average (WA) OLA

$ 46,151

WA FICO (non-zero)

784

Rep. Period Beginning Loan Amount

$ 233,554,762

WA Remaining Term (RT)

25.79

Rep. Period Ending Loan Amount (ELA)

$ 218,931,796

WA Original APR

3.55%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

37,096

Total Original Loan Amount (OLA)

$ 1,394,603,703

Weighted Average (WA) OLA

$ 46,151

Rep. Period Beginning Loan Amount

$ 233,554,762

Rep. Period Ending Loan Amount (ELA)

$ 218,931,796

As % of Reporting Period ELA:

New % / Used %

68.74% / 31.26%

WA Loan to Value (LTV)

33.80%

WA Payment to Income (PTI)

6.57%

WA FICO (non-zero)

784

WA Remaining Term (RT)

25.79

WA Original APR

3.55%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3	0.01%	13,739	0.00%	0	0.00%	0	0	0.00	0.00%
$5,000 - $9,999	534	1.44%	4,270,499	0.31%	340,797	0.16%	2,950	769	21.14	4.42%
$10,000 - $14,999	1,365	3.68%	16,946,916	1.22%	1,918,531	0.88%	4,703	783	22.20	3.94%
$15,000 - $19,999	2,464	6.64%	43,552,499	3.12%	6,197,890	2.83%	6,840	781	24.04	3.68%
$20,000 - $24,999	4,263	11.49%	96,351,686	6.91%	15,827,615	7.23%	9,073	780	25.39	3.64%
$25,000 - $29,999	5,057	13.63%	139,134,644	9.98%	22,979,069	10.50%	10,929	781	25.49	3.49%
$30,000 - $39,999	9,941	26.80%	345,455,620	24.77%	55,482,186	25.34%	13,887	784	25.87	3.41%
$40,000 - $49,999	6,423	17.31%	285,546,593	20.48%	44,906,417	20.51%	18,044	782	26.45	3.46%
$50,000 - $59,999	3,393	9.15%	184,623,344	13.24%	27,963,720	12.77%	21,494	789	25.67	3.46%
$60,000 - $69,999	1,790	4.83%	115,475,973	8.28%	18,252,888	8.34%	25,680	785	25.20	3.60%
$70,000 - $79,999	850	2.29%	63,226,659	4.53%	9,485,701	4.33%	30,574	784	26.48	3.89%
$80,000 - $89,999	438	1.18%	36,931,331	2.65%	6,693,511	3.06%	35,160	785	26.24	4.00%
$90,000 - $99,999	202	0.54%	19,148,335	1.37%	3,126,205	1.43%	41,454	788	27.68	4.03%
Over $100,000	373	1.01%	43,925,863	3.15%	5,757,266	2.63%	47,860	788	25.41	4.09%
Total:	37,096	100.00%	1,394,603,703	100.00%	218,931,796	100.00%	18,400	784	25.79	3.55%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	22,703	61.20%	825,631,762	59.20%	7,924,783	3.62%	3,583	787	12.35	2.84%
$5,000 - $9,999	4,538	12.23%	133,109,776	9.54%	34,397,484	15.71%	7,847	786	19.22	3.23%
$10,000 - $14,999	4,373	11.79%	152,146,020	10.91%	53,880,790	24.61%	12,492	788	24.36	3.35%
$15,000 - $19,999	2,667	7.19%	113,740,280	8.16%	46,040,352	21.03%	17,380	783	27.49	3.54%
$20,000 - $24,999	1,448	3.90%	73,987,763	5.31%	32,144,779	14.68%	22,293	782	29.27	3.64%
$25,000 - $29,999	685	1.85%	41,048,889	2.94%	18,613,914	8.50%	27,247	780	30.23	3.89%
$30,000 - $39,999	474	1.28%	34,729,648	2.49%	15,978,581	7.30%	33,926	777	30.25	4.09%
$40,000 - $49,999	150	0.40%	13,464,057	0.97%	6,554,422	2.99%	43,855	779	32.26	4.27%
$50,000 - $59,999	41	0.11%	4,445,966	0.32%	2,218,942	1.01%	54,237	776	33.01	4.74%
$60,000 - $69,999	11	0.03%	1,373,113	0.10%	696,042	0.32%	63,352	769	32.63	4.70%
$70,000 - $79,999	4	0.01%	576,526	0.04%	304,524	0.14%	76,210	779	34.44	4.74%
$80,000 - $89,999	1	0.00%	177,303	0.01%	84,795	0.04%	84,795	654	26.00	7.22%
$90,000 - $99,999	1	0.00%	172,600	0.01%	92,388	0.04%	92,388	750	37.00	5.48%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	37,096	100.00%	1,394,603,703	100.00%	218,931,796	100.00%	18,400	784	25.79	3.55%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	37,096	100.00%	1,394,603,703	100.00%	218,931,796	100.00%	18,400	784	25.79	3.55%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,096	100.00%	1,394,603,703	100.00%	218,931,796	100.00%	18,400	784	25.79	3.55%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	13,344	35.97%	497,793,681	35.69%	60,474,132	27.62%	14,729	803	21.60	2.10%
2.50 - 4.99%	21,191	57.12%	807,104,687	57.87%	143,338,838	65.47%	19,521	784	27.28	3.82%
5.00 - 7.49%	2,116	5.70%	75,267,520	5.40%	12,397,308	5.66%	22,668	720	28.08	6.17%
7.50 - 9.99%	380	1.02%	12,971,513	0.93%	2,424,731	1.11%	21,340	641	30.73	8.88%
10.00 - 12.49%	56	0.15%	1,134,697	0.08%	183,732	0.08%	10,525	647	24.96	11.14%
12.50 - 14.99%	8	0.02%	286,605	0.02%	113,054	0.05%	41,282	617	34.60	14.76%
15.00 - 17.49%	1	0.00%	45,000	0.00%	0	0.00%	0	0	0.00	0.00%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,096	100.00%	1,394,603,703	100.00%	218,931,796	100.00%	18,400	784	25.79	3.55%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	-	-	-	-	-	-	-	-	-	-
550 - 599	-	-	-	-	-	-	-	-	-	-
600 - 649	574	1.55%	20,196,596	1.45%	3,598,301	1.64%	19,264	632	29.29	7.61%
650 - 699	2,883	7.77%	104,253,306	7.48%	15,556,565	7.11%	19,284	680	28.11	5.14%
700 - 749	7,851	21.16%	301,655,328	21.63%	49,573,738	22.64%	18,832	724	27.07	3.59%
750 - 799	8,829	23.80%	334,169,440	23.96%	53,475,454	24.43%	18,735	774	26.02	3.41%
800+	16,959	45.72%	634,329,033	45.48%	96,727,739	44.18%	17,818	841	24.51	3.19%
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,096	100.00%	1,394,603,703	100.00%	218,931,796	100.00%	18,400	784	25.79	3.55%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	321	0.87%	6,820,476	0.49%	0	0.00%	0	0	0.00	0.00%
25 - 36	538	1.45%	13,740,344	0.99%	65,258	0.03%	2,754	795	2.94	3.09%
37 - 48	1,332	3.59%	38,273,459	2.74%	3,098,675	1.42%	10,316	802	12.25	2.92%
49 - 60	18,070	48.71%	654,964,277	46.96%	102,186,087	46.67%	17,050	801	21.84	3.12%
61 - 72	16,835	45.38%	680,805,147	48.82%	113,581,776	51.88%	19,843	767	29.73	3.95%
73+	-	-	-	-	-	-	-	-	-	-
Total:	37,096	100.00%	1,394,603,703	100.00%	218,931,796	100.00%	18,400	784	25.79	3.55%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	20,076	54.12%	752,812,808	53.98%	340,964	0.16%	7,982	726	27.19	4.36%
1 - 12	2,682	7.23%	99,956,919	7.17%	11,892,462	5.43%	6,566	792	8.86	2.38%
13 - 24	7,472	20.14%	277,424,116	19.89%	84,790,738	38.73%	14,675	793	20.03	3.22%
25 - 36	5,497	14.82%	209,850,971	15.05%	92,390,069	42.20%	20,942	781	29.26	3.80%
37 - 48	1,369	3.69%	54,558,888	3.91%	29,517,563	13.48%	26,026	762	38.32	4.16%
49 - 60	-	-	-	-	-	-	-	-	-	-
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	37,096	100.00%	1,394,603,703	100.00%	218,931,796	100.00%	18,400	784	25.79	3.55%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	34,845	93.93%	1,303,210,166	93.45%	209,790,526	95.82%	18,292	786	25.70	3.50%
1 - 15	1,793	4.83%	72,098,129	5.17%	6,128,461	2.80%	19,518	738	27.24	4.36%
16 - 30	293	0.79%	12,329,449	0.88%	1,280,628	0.58%	20,938	722	29.33	4.63%
31 - 60	95	0.26%	3,935,114	0.28%	1,031,559	0.47%	24,279	705	29.52	5.31%
61 - 90	34	0.09%	1,352,491	0.10%	326,339	0.15%	21,735	720	25.29	4.98%
91 - 120	17	0.05%	820,257	0.06%	181,804	0.08%	29,187	686	32.63	5.55%
121+	19	0.05%	858,097	0.06%	192,480	0.09%	35,637	697	30.13	5.30%
Total:	37,096	100.00%	1,394,603,703	100.00%	218,931,796	100.00%	18,400	784	25.79	3.55%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	37,096	100.00%	1,394,603,703	100.00%	218,931,796	100.00%	18,400	784	25.79	3.55%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,096	100.00%	1,394,603,703	100.00%	218,931,796	100.00%	18,400	784	25.79	3.55%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	37,096	100.00%	1,394,603,703	100.00%	218,931,796	100.00%	18,400	784	25.79	3.55%
Stated, verified but not Level 4 or 5	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,096	100.00%	1,394,603,703	100.00%	218,931,796	100.00%	18,400	784	25.79	3.55%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	18,694	50.39%	638,482,055	45.78%	99,538,527	45.47%	17,103	794	25.18	3.43%
5.00 - 9.99%	13,026	35.11%	514,315,463	36.88%	82,408,883	37.64%	18,485	779	26.05	3.56%
10.00 - 14.99%	3,770	10.16%	166,381,691	11.93%	25,640,452	11.71%	20,687	765	26.55	3.76%
15.00 - 19.99%	1,035	2.79%	48,720,638	3.49%	7,114,059	3.25%	22,205	763	27.33	3.95%
20.00 - 24.99%	315	0.85%	15,114,370	1.08%	2,472,881	1.13%	28,388	760	28.11	4.14%
25.00 - 29.99%	101	0.27%	5,001,136	0.36%	727,109	0.33%	28,550	766	28.66	3.98%
30.00 - 39.99%	69	0.19%	3,287,528	0.24%	535,734	0.24%	20,989	788	24.69	4.32%
40.00 - 49.99%	27	0.07%	1,165,299	0.08%	156,076	0.07%	25,059	750	30.16	4.19%
50.00 - 59.99%	22	0.06%	800,544	0.06%	108,619	0.05%	23,654	817	27.54	3.35%
60.00 - 69.99%	19	0.05%	779,995	0.06%	166,431	0.08%	28,218	724	33.24	5.70%
70.00 - 79.99%	9	0.02%	291,670	0.02%	20,837	0.01%	10,483	784	32.20	3.60%
80.00 - 89.99%	2	0.01%	37,830	0.00%	1,042	0.00%	1,042	762	3.00	3.54%
90.00 - 99.99%	7	0.02%	225,484	0.02%	41,147	0.02%	14,049	818	30.67	2.60%
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,096	100.00%	1,394,603,703	100.00%	218,931,796	100.00%	18,400	784	25.79	3.55%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	808	2.18%	9,152,936	0.66%	727,529	0.33%	5,603	801	22.18	3.37%
25.00 - 49.99%	4,200	11.32%	95,627,390	6.86%	14,179,183	6.48%	10,211	804	24.22	3.34%
50.00 - 74.99%	10,783	29.07%	355,670,470	25.50%	55,799,107	25.49%	14,409	792	25.03	3.38%
75.00 - 99.99%	13,719	36.98%	583,260,130	41.82%	93,966,376	42.92%	19,469	786	25.64	3.46%
100.00 - 109.99%	3,947	10.64%	182,842,071	13.11%	29,770,171	13.60%	23,225	770	26.79	3.85%
110.00 - 119.99%	2,323	6.26%	107,097,785	7.68%	16,160,243	7.38%	22,670	761	28.18	3.97%
120.00 - 129.99%	1,314	3.54%	60,901,720	4.37%	8,314,484	3.80%	22,606	756	27.50	4.08%
130.00 - 139.99%	2	0.01%	51,201	0.00%	14,703	0.01%	14,703	696	28.00	5.63%
140.00%+	-	-	-	-	-	-	-	-	-	-
Total:	37,096	100.00%	1,394,603,703	100.00%	218,931,796	100.00%	18,400	784	25.79	3.55%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	428	1.15%	16,798,609	1.20%	2,307,876	1.05%	17,912	773	27.17	3.63%
Alaska	28	0.08%	1,178,010	0.08%	163,766	0.07%	20,966	750	26.71	4.10%
Arizona	792	2.14%	29,055,645	2.08%	3,997,229	1.83%	18,427	779	26.53	3.80%
Arkansas	240	0.65%	9,953,489	0.71%	1,232,261	0.56%	19,562	772	25.49	3.40%
California	6,478	17.46%	223,614,162	16.03%	36,796,878	16.81%	16,928	774	25.68	3.71%
Colorado	837	2.26%	31,737,877	2.28%	4,947,308	2.26%	17,687	791	25.34	3.41%
Connecticut	698	1.88%	22,646,341	1.62%	3,884,430	1.77%	16,745	787	25.21	3.54%
Delaware	173	0.47%	6,729,384	0.48%	1,036,840	0.47%	16,744	802	24.80	3.43%
Florida	2,872	7.74%	108,274,094	7.76%	16,056,058	7.33%	18,730	786	25.90	3.60%
Georgia	1,406	3.79%	57,050,683	4.09%	8,422,632	3.85%	19,504	775	26.31	3.60%
Hawaii	159	0.43%	5,719,164	0.41%	893,296	0.41%	19,183	743	27.70	4.85%
Idaho	70	0.19%	2,724,907	0.20%	245,941	0.11%	12,786	761	25.23	3.40%
Illinois	1,589	4.28%	64,207,388	4.60%	11,087,263	5.06%	19,472	789	25.41	3.27%
Indiana	377	1.02%	14,877,030	1.07%	1,776,899	0.81%	19,152	792	24.99	3.22%
Iowa	117	0.32%	4,594,553	0.33%	528,469	0.24%	17,196	810	23.40	2.95%
Kansas	171	0.46%	6,821,786	0.49%	919,619	0.42%	20,509	796	27.53	3.33%
Kentucky	200	0.54%	7,929,205	0.57%	1,322,549	0.60%	20,847	792	26.78	3.45%
Louisiana	443	1.19%	18,964,293	1.36%	3,384,061	1.55%	20,368	778	27.24	3.86%
Maine	148	0.40%	5,445,328	0.39%	1,013,298	0.46%	18,420	781	27.12	3.68%
Maryland	47	0.13%	1,813,621	0.13%	374,404	0.17%	21,994	756	26.47	3.57%
Massachusetts	1,324	3.57%	47,590,922	3.41%	7,058,986	3.22%	16,220	795	24.40	3.39%
Michigan	501	1.35%	19,282,589	1.38%	2,821,269	1.29%	17,767	787	24.12	3.48%
Minnesota	484	1.30%	19,074,429	1.37%	2,909,107	1.33%	18,093	797	24.38	3.37%
Mississippi	254	0.68%	11,282,735	0.81%	1,634,024	0.75%	21,386	786	26.14	3.64%
Missouri	411	1.11%	15,994,734	1.15%	2,337,190	1.07%	18,050	790	26.30	3.43%
Montana	25	0.07%	1,064,235	0.08%	176,286	0.08%	20,852	748	25.14	3.78%
Nebraska	120	0.32%	4,610,573	0.33%	719,682	0.33%	19,323	803	25.54	3.39%
Nevada	328	0.88%	11,564,707	0.83%	1,529,719	0.70%	15,511	761	25.91	3.82%
New Hampshire	265	0.71%	8,909,733	0.64%	1,317,993	0.60%	14,584	786	25.20	3.50%
New Jersey	1,630	4.39%	56,895,291	4.08%	9,724,128	4.44%	16,119	783	25.68	3.69%
New Mexico	150	0.40%	5,384,370	0.39%	680,492	0.31%	17,342	801	25.63	3.30%
New York	1,511	4.07%	51,350,821	3.68%	8,614,642	3.93%	16,421	783	25.64	3.59%
North Carolina	1,205	3.25%	48,645,139	3.49%	7,847,147	3.58%	22,198	783	27.31	3.69%
North Dakota	12	0.03%	406,589	0.03%	39,652	0.02%	9,449	807	21.12	2.74%
Ohio	991	2.67%	36,454,351	2.61%	5,988,210	2.74%	17,702	797	25.13	3.49%
Oklahoma	253	0.68%	10,747,801	0.77%	1,575,148	0.72%	21,299	787	25.80	3.31%
Oregon	349	0.94%	11,591,715	0.83%	1,810,415	0.83%	18,856	786	26.87	3.57%
Pennsylvania	1,836	4.95%	65,177,472	4.67%	11,543,651	5.27%	18,122	798	25.53	3.24%
Rhode Island	177	0.48%	6,003,061	0.43%	1,012,443	0.46%	18,258	788	27.24	3.44%
South Carolina	734	1.98%	26,153,450	1.88%	4,047,954	1.85%	18,664	781	27.48	3.68%
South Dakota	25	0.07%	996,759	0.07%	110,779	0.05%	17,873	793	26.70	3.29%
Tennessee	535	1.44%	22,232,747	1.59%	3,140,883	1.43%	19,661	787	26.22	3.57%
Texas	4,084	11.01%	172,004,105	12.33%	26,912,771	12.29%	20,736	779	26.10	3.51%
Utah	156	0.42%	5,724,989	0.41%	685,759	0.31%	15,848	777	24.81	3.49%
Vermont	80	0.22%	2,386,711	0.17%	351,582	0.16%	12,070	794	24.89	3.20%
Virginia	1,064	2.87%	42,569,808	3.05%	6,487,662	2.96%	18,877	789	25.77	3.59%
Washington	818	2.21%	31,228,771	2.24%	4,566,004	2.09%	17,953	788	24.71	3.35%
West Virginia	80	0.22%	3,075,798	0.22%	440,173	0.20%	16,171	800	24.64	3.01%
Wisconsin	387	1.04%	14,641,349	1.05%	2,253,452	1.03%	16,579	804	24.29	3.20%
Wyoming	32	0.09%	1,357,888	0.10%	203,518	0.09%	20,214	792	23.87	3.24%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	-	-	-	-	-	-	-	-	-	-
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	2	0.01%	64,494	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	37,096	100.00%	1,394,603,703	100.00%	218,931,796	100.00%	18,400	784	25.79	3.55%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	24,092	64.95%	1,000,499,473	71.74%	150,501,543	68.74%	20,424	789	25.42	3.38%
Used	13,004	35.05%	394,104,230	28.26%	68,430,253	31.26%	13,947	772	26.61	3.91%
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,096	100.00%	1,394,603,703	100.00%	218,931,796	100.00%	18,400	784	25.79	3.55%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	19,627	52.91%	705,305,199	50.57%	100,942,112	46.11%	16,607	779	25.39	3.60%
Truck	-	-	-	-	-	-	-	-	-	-
SUV	16,473	44.41%	672,828,305	48.25%	115,888,326	52.93%	20,161	788	26.21	3.45%
Motorcycle	996	2.68%	16,470,199	1.18%	2,101,359	0.96%	7,383	748	22.24	6.04%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	37,096	100.00%	1,394,603,703	100.00%	218,931,796	100.00%	18,400	784	25.79	3.55%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	-	-	-	-	-	-	-	-	-	-
Ford: Lincoln	-	-	-	-	-	-	-	-	-	-
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	33,302	89.77%	1,290,116,347	92.51%	202,795,015	92.63%	18,889	785	25.73	3.55%
BMW: Mini	3,794	10.23%	104,487,356	7.49%	16,136,781	7.37%	12,253	771	26.57	3.52%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	-	-	-	-	-	-	-	-	-	-
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	-	-	-	-	-	-	-	-	-	-
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	37,096	100.00%	1,394,603,703	100.00%	218,931,796	100.00%	18,400	784	25.79	3.55%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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