StratMaker (141734)

Santander Drive Auto Receivables Trust 2023-1

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

30.42% / 69.58%

Total Original # of Loans

63,342

WA Loan to Value (LTV)

98.21%

Total Original Loan Amount (OLA)

$ 1,668,110,314

WA Payment to Income (PTI)

10.87%

Weighted Average (WA) OLA

$ 30,922

WA FICO (non-zero)

602

Rep. Period Beginning Loan Amount

$ 1,425,864,717

WA Remaining Term (RT)

65.48

Rep. Period Ending Loan Amount (ELA)

$ 1,406,385,310

WA Original APR

16.54%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

63,342

Total Original Loan Amount (OLA)

$ 1,668,110,314

Weighted Average (WA) OLA

$ 30,922

Rep. Period Beginning Loan Amount

$ 1,425,864,717

Rep. Period Ending Loan Amount (ELA)

$ 1,406,385,310

As % of Reporting Period ELA:

New % / Used %

30.42% / 69.58%

WA Loan to Value (LTV)

98.21%

WA Payment to Income (PTI)

10.87%

WA FICO (non-zero)

602

WA Remaining Term (RT)

65.48

WA Original APR

16.54%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	2	0.00%	9,577	0.00%	5,253	0.00%	3,862	509	51.15	11.41%
$5,000 - $9,999	1,519	2.40%	12,723,962	0.76%	8,641,708	0.61%	7,219	577	51.36	17.60%
$10,000 - $14,999	6,267	9.89%	80,630,874	4.83%	54,892,998	3.90%	10,753	584	53.11	18.67%
$15,000 - $19,999	11,252	17.76%	198,272,455	11.89%	151,883,717	10.80%	15,647	586	59.94	18.49%
$20,000 - $24,999	13,238	20.90%	297,918,112	17.86%	243,966,065	17.35%	20,536	592	63.51	18.11%
$25,000 - $29,999	11,489	18.14%	314,634,577	18.86%	266,116,932	18.92%	25,427	594	65.53	17.65%
$30,000 - $39,999	13,654	21.56%	468,330,815	28.08%	413,023,001	29.37%	32,636	600	67.81	16.52%
$40,000 - $49,999	3,713	5.86%	162,696,401	9.75%	142,267,974	10.12%	41,559	618	68.57	13.54%
$50,000 - $59,999	1,389	2.19%	76,004,466	4.56%	70,236,483	4.99%	53,236	624	70.77	12.47%
$60,000 - $69,999	551	0.87%	35,103,718	2.10%	33,891,903	2.41%	62,719	643	71.19	10.34%
$70,000 - $79,999	152	0.24%	11,303,107	0.68%	11,096,329	0.79%	73,455	676	71.53	8.91%
$80,000 - $89,999	63	0.10%	5,350,416	0.32%	5,291,790	0.38%	84,102	702	72.40	8.85%
$90,000 - $99,999	42	0.07%	3,993,615	0.24%	3,937,253	0.28%	93,927	707	71.98	9.26%
Over $100,000	11	0.02%	1,138,220	0.07%	1,133,904	0.08%	103,142	726	73.46	9.23%
Total:	63,342	100.00%	1,668,110,314	100.00%	1,406,385,310	100.00%	29,728	602	65.48	16.54%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3,421	5.40%	48,727,066	2.92%	11,967,443	0.85%	3,845	609	17.92	16.51%
$5,000 - $9,999	9,284	14.66%	176,396,085	10.57%	69,297,533	4.93%	7,742	592	25.15	16.78%
$10,000 - $14,999	7,802	12.32%	168,341,259	10.09%	96,997,309	6.90%	12,604	589	41.40	17.35%
$15,000 - $19,999	8,712	13.75%	181,224,560	10.86%	153,188,029	10.89%	17,701	589	61.48	18.07%
$20,000 - $24,999	9,739	15.38%	228,211,237	13.68%	219,031,210	15.57%	22,581	595	69.20	18.08%
$25,000 - $29,999	8,572	13.53%	238,529,785	14.30%	235,020,113	16.71%	27,493	595	71.21	17.79%
$30,000 - $39,999	10,970	17.32%	379,646,171	22.76%	376,057,444	26.74%	34,505	601	72.01	16.60%
$40,000 - $49,999	2,876	4.54%	127,260,744	7.63%	126,046,353	8.96%	44,005	617	72.41	13.65%
$50,000 - $59,999	1,210	1.91%	66,781,750	4.00%	66,284,885	4.71%	54,931	622	72.66	12.63%
$60,000 - $69,999	510	0.81%	32,779,836	1.97%	32,484,669	2.31%	63,812	643	71.89	10.35%
$70,000 - $79,999	135	0.21%	10,143,925	0.61%	10,043,015	0.71%	74,502	676	71.99	9.07%
$80,000 - $89,999	67	0.11%	5,769,133	0.35%	5,695,121	0.40%	85,108	707	72.46	8.86%
$90,000 - $99,999	34	0.05%	3,261,583	0.20%	3,238,228	0.23%	95,375	701	72.25	9.13%
Over $100,000	10	0.02%	1,037,181	0.06%	1,033,958	0.07%	103,451	720	73.60	9.75%
Total:	63,342	100.00%	1,668,110,314	100.00%	1,406,385,310	100.00%	29,728	602	65.48	16.54%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	63,342	100.00%	1,668,110,314	100.00%	1,406,385,310	100.00%	29,728	602	65.48	16.54%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,342	100.00%	1,668,110,314	100.00%	1,406,385,310	100.00%	29,728	602	65.48	16.54%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	187	0.30%	7,679,568	0.46%	3,587,495	0.26%	42,238	746	40.33	1.36%
2.50 - 4.99%	654	1.03%	22,662,633	1.36%	13,627,385	0.97%	47,306	688	59.08	4.47%
5.00 - 7.49%	1,040	1.64%	36,306,267	2.18%	25,479,608	1.81%	41,045	687	62.36	7.15%
7.50 - 9.99%	3,570	5.64%	116,467,688	6.98%	95,321,675	6.78%	40,092	667	66.51	9.22%
10.00 - 12.49%	6,283	9.92%	193,116,608	11.58%	164,615,870	11.70%	35,564	626	67.11	11.46%
12.50 - 14.99%	9,090	14.35%	260,316,492	15.61%	226,151,350	16.08%	31,943	608	67.30	13.79%
15.00 - 17.49%	10,373	16.38%	282,469,568	16.93%	243,075,890	17.28%	29,802	596	66.42	16.12%
17.50 - 19.99%	13,230	20.89%	330,884,869	19.84%	264,692,894	18.82%	26,279	582	62.25	18.26%
20.00 - 22.49%	8,724	13.77%	200,284,225	12.01%	169,264,810	12.04%	24,778	578	64.08	20.62%
22.50 - 24.99%	5,918	9.34%	131,789,927	7.90%	119,379,228	8.49%	24,205	568	66.66	23.23%
25.00 - 27.49%	2,722	4.30%	56,035,198	3.36%	52,396,097	3.73%	22,465	562	67.69	25.13%
27.50 - 29.99%	1,551	2.45%	30,097,270	1.80%	28,793,009	2.05%	21,065	553	68.33	27.86%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,342	100.00%	1,668,110,314	100.00%	1,406,385,310	100.00%	29,728	602	65.48	16.54%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	3,376	5.33%	76,704,679	4.60%	64,669,398	4.60%	24,666	475	63.33	19.35%
500 - 549	9,512	15.02%	232,643,077	13.95%	194,353,519	13.82%	26,698	528	63.69	18.42%
550 - 599	16,870	26.63%	444,721,119	26.66%	376,031,488	26.74%	29,060	576	65.22	17.25%
600 - 649	15,787	24.92%	455,200,564	27.29%	396,648,018	28.20%	32,387	621	67.45	15.29%
650 - 699	5,008	7.91%	144,262,322	8.65%	114,997,089	8.18%	32,039	672	64.81	14.49%
700 - 749	2,578	4.07%	76,891,421	4.61%	62,209,662	4.42%	35,134	722	65.80	12.92%
750 - 799	1,046	1.65%	33,956,176	2.04%	26,781,438	1.90%	39,548	771	65.10	10.30%
800+	834	1.32%	25,375,079	1.52%	19,237,890	1.37%	38,089	835	62.98	8.23%
NA	8,331	13.15%	178,355,877	10.69%	151,456,808	10.77%	23,701	0	64.92	19.68%
Total:	63,342	100.00%	1,668,110,314	100.00%	1,406,385,310	100.00%	29,728	602	65.48	16.54%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	17	0.03%	166,198	0.01%	156,581	0.01%	10,662	671	22.11	10.90%
25 - 36	163	0.26%	3,382,240	0.20%	3,287,629	0.23%	34,108	728	36.21	7.76%
37 - 48	488	0.77%	7,436,024	0.45%	7,170,692	0.51%	19,299	613	47.65	14.79%
49 - 60	3,836	6.06%	69,124,250	4.14%	59,283,275	4.22%	21,693	609	57.48	17.52%
61 - 72	50,446	79.64%	1,314,165,329	78.78%	1,108,222,735	78.80%	29,333	601	65.68	16.70%
73+	8,392	13.25%	273,836,273	16.42%	228,264,397	16.23%	34,011	602	67.58	15.71%
Total:	63,342	100.00%	1,668,110,314	100.00%	1,406,385,310	100.00%	29,728	602	65.48	16.54%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	-	-	-	-	-	-	-	-	-	-
1 - 12	1,099	1.74%	20,787,223	1.25%	3,735,038	0.27%	4,243	647	10.16	13.89%
13 - 24	13,652	21.55%	299,435,992	17.95%	111,785,887	7.95%	9,726	595	21.01	16.56%
25 - 36	4,131	6.52%	103,964,059	6.23%	60,135,291	4.28%	16,762	584	27.95	16.86%
37 - 48	523	0.83%	9,798,847	0.59%	8,783,231	0.62%	22,666	623	44.43	14.36%
49 - 60	2,421	3.82%	48,365,169	2.90%	45,952,785	3.27%	22,948	604	57.90	16.75%
61 - 72	21,986	34.71%	611,594,463	36.66%	603,331,072	42.90%	31,646	607	70.82	16.55%
73+	19,530	30.83%	574,164,562	34.42%	572,662,007	40.72%	33,792	599	73.76	16.54%
Total:	63,342	100.00%	1,668,110,314	100.00%	1,406,385,310	100.00%	29,728	602	65.48	16.54%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	54,461	85.98%	1,447,740,899	86.79%	1,256,100,877	89.31%	30,360	604	67.25	16.48%
1 - 15	6,945	10.96%	174,309,398	10.45%	123,071,517	8.75%	25,394	581	53.03	17.11%
16 - 30	1,936	3.06%	46,060,016	2.76%	27,212,917	1.93%	20,146	574	39.86	17.21%
31 - 60	-	-	-	-	-	-	-	-	-	-
61 - 90	-	-	-	-	-	-	-	-	-	-
91 - 120	-	-	-	-	-	-	-	-	-	-
121+	-	-	-	-	-	-	-	-	-	-
Total:	63,342	100.00%	1,668,110,314	100.00%	1,406,385,310	100.00%	29,728	602	65.48	16.54%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	3,392	5.36%	82,870,572	4.97%	65,849,406	4.68%	26,560	631	63.52	14.94%
Stated, not verified	59,457	93.87%	1,571,304,057	94.20%	1,329,290,834	94.52%	29,876	600	65.58	16.61%
Stated, verified to Level 3²	493	0.78%	13,935,685	0.84%	11,245,070	0.80%	30,764	583	64.52	17.98%
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,342	100.00%	1,668,110,314	100.00%	1,406,385,310	100.00%	29,728	602	65.48	16.54%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	59,663	94.19%	1,571,882,963	94.23%	1,321,328,747	93.95%	29,764	603	65.39	16.43%
Stated, verified but not Level 4 or 5	3,679	5.81%	96,227,351	5.77%	85,056,563	6.05%	29,164	581	66.85	18.38%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,342	100.00%	1,668,110,314	100.00%	1,406,385,310	100.00%	29,728	602	65.48	16.54%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	6,888	10.87%	154,296,277	9.25%	125,011,718	8.89%	26,989	625	64.76	13.20%
5.00 - 9.99%	23,886	37.71%	615,160,209	36.88%	518,536,469	36.87%	29,635	605	65.59	15.77%
10.00 - 14.99%	21,304	33.63%	580,814,809	34.82%	488,327,646	34.72%	30,128	595	65.15	17.20%
15.00 - 19.99%	10,052	15.87%	281,271,513	16.86%	242,145,457	17.22%	30,272	594	65.99	18.39%
20.00 - 24.99%	1,208	1.91%	36,370,445	2.18%	32,313,436	2.30%	31,729	604	67.59	18.09%
25.00 - 29.99%	4	0.01%	197,060	0.01%	50,583	0.00%	15,705	711	21.20	7.54%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,342	100.00%	1,668,110,314	100.00%	1,406,385,310	100.00%	29,728	602	65.48	16.54%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	73	0.12%	695,128	0.04%	637,874	0.05%	11,099	609	56.77	10.52%
25.00 - 49.99%	933	1.47%	13,981,889	0.84%	12,544,845	0.89%	18,679	586	63.73	11.76%
50.00 - 74.99%	3,671	5.80%	80,012,117	4.80%	68,556,372	4.87%	25,447	598	66.56	12.90%
75.00 - 99.99%	17,343	27.38%	457,915,659	27.45%	361,473,882	25.70%	28,546	588	62.73	15.92%
100.00 - 109.99%	14,362	22.67%	394,936,218	23.68%	334,442,910	23.78%	30,638	596	65.70	17.04%
110.00 - 119.99%	14,236	22.47%	391,304,869	23.46%	340,396,004	24.20%	31,252	605	66.89	17.16%
120.00 - 129.99%	8,573	13.53%	228,751,015	13.71%	199,714,265	14.20%	30,751	616	66.87	17.12%
130.00 - 139.99%	3,886	6.13%	94,676,685	5.68%	83,250,908	5.92%	28,104	629	66.68	17.22%
140.00%+	265	0.42%	5,836,735	0.35%	5,368,249	0.38%	25,912	673	68.02	14.86%
Total:	63,342	100.00%	1,668,110,314	100.00%	1,406,385,310	100.00%	29,728	602	65.48	16.54%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,128	1.78%	28,432,697	1.70%	23,663,878	1.68%	28,161	603	64.38	18.34%
Alaska	94	0.15%	2,711,679	0.16%	2,216,945	0.16%	31,594	607	63.77	16.84%
Arizona	1,208	1.91%	32,328,411	1.94%	27,491,087	1.95%	30,526	611	65.47	16.29%
Arkansas	1,016	1.60%	25,926,425	1.55%	20,495,977	1.46%	28,034	607	62.57	16.29%
California	5,220	8.24%	137,803,559	8.26%	112,612,209	8.01%	30,153	607	64.17	16.90%
Colorado	618	0.98%	16,649,207	1.00%	14,190,706	1.01%	30,599	606	65.62	14.93%
Connecticut	595	0.94%	14,474,673	0.87%	11,183,398	0.80%	28,612	603	62.29	15.08%
Delaware	249	0.39%	6,029,610	0.36%	4,720,526	0.34%	24,838	579	62.72	17.68%
Florida	6,637	10.48%	179,901,938	10.78%	167,426,334	11.90%	30,951	601	69.58	16.05%
Georgia	2,864	4.52%	76,004,577	4.56%	61,915,398	4.40%	29,391	598	63.66	17.70%
Hawaii	227	0.36%	6,156,120	0.37%	5,519,470	0.39%	30,509	608	67.79	17.61%
Idaho	135	0.21%	3,336,109	0.20%	2,482,907	0.18%	27,235	597	60.16	17.05%
Illinois	1,807	2.85%	45,915,906	2.75%	33,580,260	2.39%	26,891	598	58.82	17.34%
Indiana	877	1.38%	21,426,842	1.28%	17,926,033	1.27%	26,652	598	65.00	17.52%
Iowa	210	0.33%	5,405,329	0.32%	4,591,652	0.33%	28,255	601	65.68	17.27%
Kansas	245	0.39%	6,496,228	0.39%	5,203,030	0.37%	29,653	611	62.52	16.56%
Kentucky	767	1.21%	18,310,319	1.10%	14,935,520	1.06%	26,601	601	64.47	17.24%
Louisiana	1,143	1.80%	30,465,830	1.83%	24,505,367	1.74%	30,181	599	62.81	16.58%
Maine	182	0.29%	4,651,604	0.28%	3,861,767	0.27%	28,132	601	66.02	15.33%
Maryland	1,850	2.92%	48,309,473	2.90%	41,109,003	2.92%	28,484	585	65.03	17.05%
Massachusetts	1,063	1.68%	26,693,067	1.60%	21,582,872	1.53%	28,285	605	64.81	16.01%
Michigan	918	1.45%	22,921,971	1.37%	19,096,041	1.36%	27,374	603	65.94	17.36%
Minnesota	360	0.57%	9,368,776	0.56%	7,214,008	0.51%	28,536	598	61.59	14.92%
Mississippi	745	1.18%	18,963,017	1.14%	14,895,048	1.06%	27,630	607	61.63	17.64%
Missouri	1,112	1.76%	26,923,769	1.61%	21,974,263	1.56%	26,764	599	63.68	17.88%
Montana	156	0.25%	3,825,027	0.23%	3,111,622	0.22%	25,723	596	64.48	18.44%
Nebraska	192	0.30%	4,990,737	0.30%	3,906,040	0.28%	27,793	604	64.12	14.80%
Nevada	849	1.34%	22,035,502	1.32%	18,644,663	1.33%	29,912	602	65.58	16.65%
New Hampshire	307	0.48%	7,403,847	0.44%	6,429,231	0.46%	26,725	583	66.91	17.51%
New Jersey	1,814	2.86%	45,818,148	2.75%	38,385,786	2.73%	28,570	605	65.56	16.96%
New Mexico	491	0.78%	13,359,001	0.80%	10,913,381	0.78%	30,112	602	64.20	16.80%
New York	2,668	4.21%	71,286,373	4.27%	59,726,063	4.25%	29,234	610	65.57	17.23%
North Carolina	2,527	3.99%	65,599,859	3.93%	57,074,285	4.06%	29,467	596	66.53	16.26%
North Dakota	100	0.16%	2,638,125	0.16%	2,211,082	0.16%	29,357	612	65.39	18.05%
Ohio	2,270	3.58%	55,233,818	3.31%	47,900,330	3.41%	27,134	602	67.26	17.28%
Oklahoma	1,186	1.87%	30,106,727	1.80%	24,611,504	1.75%	28,115	604	63.91	16.56%
Oregon	416	0.66%	10,451,817	0.63%	8,917,734	0.63%	29,941	593	66.67	16.49%
Pennsylvania	2,455	3.88%	60,747,984	3.64%	50,898,262	3.62%	27,293	591	65.43	16.34%
Rhode Island	161	0.25%	3,845,091	0.23%	3,063,420	0.22%	28,309	595	65.27	15.30%
South Carolina	1,196	1.89%	30,403,543	1.82%	25,674,262	1.83%	28,653	594	65.33	17.52%
South Dakota	76	0.12%	1,824,074	0.11%	1,558,363	0.11%	26,243	601	66.15	18.13%
Tennessee	1,467	2.32%	36,655,836	2.20%	31,203,371	2.22%	27,887	600	65.54	17.92%
Texas	10,581	16.70%	305,337,972	18.30%	259,907,986	18.48%	32,948	607	65.86	15.26%
Utah	239	0.38%	6,249,230	0.37%	5,476,629	0.39%	30,064	597	67.34	17.50%
Vermont	80	0.13%	2,098,227	0.13%	1,631,438	0.12%	29,409	594	63.21	16.08%
Virginia	1,214	1.92%	31,373,282	1.88%	27,067,028	1.92%	29,499	594	65.90	16.99%
Washington	402	0.63%	10,118,479	0.61%	7,936,632	0.56%	28,699	599	62.24	16.99%
West Virginia	622	0.98%	15,612,834	0.94%	13,773,599	0.98%	28,521	587	67.12	17.32%
Wisconsin	397	0.63%	9,876,935	0.59%	7,335,484	0.52%	25,867	591	61.22	17.45%
Wyoming	63	0.10%	1,864,382	0.11%	1,361,990	0.10%	29,046	597	60.06	15.70%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	143	0.23%	3,746,331	0.22%	3,271,428	0.23%	28,215	580	64.91	18.57%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	63,342	100.00%	1,668,110,314	100.00%	1,406,385,310	100.00%	29,728	602	65.48	16.54%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	16,893	26.67%	554,880,299	33.26%	427,822,302	30.42%	36,234	605	61.83	13.89%
Used	46,449	73.33%	1,113,230,015	66.74%	978,563,008	69.58%	26,884	600	67.07	17.70%
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,342	100.00%	1,668,110,314	100.00%	1,406,385,310	100.00%	29,728	602	65.48	16.54%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	24,850	39.23%	547,849,046	32.84%	444,581,843	31.61%	24,307	602	63.43	17.89%
Truck	9,715	15.34%	353,884,497	21.21%	299,989,112	21.33%	39,292	613	66.35	14.62%
SUV	28,777	45.43%	766,376,771	45.94%	661,814,355	47.06%	29,035	596	66.46	16.52%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	63,342	100.00%	1,668,110,314	100.00%	1,406,385,310	100.00%	29,728	602	65.48	16.54%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,060	4.83%	73,972,271	4.43%	61,526,230	4.37%	29,379	607	64.35	17.14%
Ford: Lincoln	247	0.39%	6,371,813	0.38%	5,591,262	0.40%	29,159	583	66.83	17.94%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	1,617	2.55%	52,634,359	3.16%	46,188,734	3.28%	36,480	607	67.07	15.87%
GMC: Buick	713	1.13%	15,893,191	0.95%	13,560,071	0.96%	24,051	589	65.61	17.44%
GMC: Cadillac	540	0.85%	15,612,327	0.94%	13,804,142	0.98%	32,410	598	67.31	17.26%
GMC: Chevrolet	7,641	12.06%	202,682,834	12.15%	175,958,341	12.51%	30,527	599	66.38	16.81%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	57	0.09%	2,400,684	0.14%	2,363,991	0.17%	47,466	619	72.29	14.88%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,062	1.68%	31,408,568	1.88%	28,461,764	2.02%	33,347	606	67.76	17.13%
BMW: Mini	119	0.19%	2,490,713	0.15%	2,131,159	0.15%	23,636	600	65.94	17.28%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	885	1.40%	25,739,621	1.54%	22,794,204	1.62%	31,582	605	66.71	17.54%
Daimler: Smart	7	0.01%	85,963	0.01%	79,967	0.01%	13,251	602	71.21	19.94%
Fiat	138	0.22%	2,416,612	0.14%	1,559,173	0.11%	15,967	599	54.57	17.10%
Fiat: Alfa Romeo	95	0.15%	3,127,998	0.19%	3,043,301	0.22%	35,827	585	71.33	16.06%
Fiat: Chrysler	1,213	1.92%	30,210,411	1.81%	19,497,630	1.39%	23,244	603	56.41	16.87%
Fiat: Dodge	5,758	9.09%	207,923,372	12.46%	165,952,755	11.80%	39,625	624	64.58	14.08%
Fiat: Jeep	7,087	11.19%	196,351,274	11.77%	153,959,738	10.95%	30,125	603	63.56	15.52%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	128	0.20%	3,563,500	0.21%	3,276,647	0.23%	32,561	601	68.65	15.87%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,281	2.02%	28,012,511	1.68%	25,314,092	1.80%	24,829	596	67.71	17.58%
Volkswagen: Audi	553	0.87%	15,366,861	0.92%	14,327,226	1.02%	30,721	601	68.75	17.38%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	55	0.09%	1,904,613	0.11%	1,683,914	0.12%	36,927	605	68.01	16.10%
Honda	2,922	4.61%	71,045,737	4.26%	64,431,742	4.58%	26,343	602	68.05	17.49%
Honda: Acura	309	0.49%	7,981,413	0.48%	7,015,568	0.50%	27,949	597	66.57	16.93%
Hyundai	3,865	6.10%	84,870,687	5.09%	74,385,109	5.29%	25,150	597	66.46	17.00%
Hyundai: Kia	3,367	5.32%	73,337,771	4.40%	63,472,513	4.51%	24,086	594	65.78	17.66%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	818	1.29%	18,515,903	1.11%	16,697,599	1.19%	24,655	591	67.95	17.69%
Mitsubishi	1,687	2.66%	43,077,772	2.58%	38,984,857	2.77%	28,353	589	67.82	16.23%
Nissan	6,500	10.26%	144,449,201	8.66%	119,708,853	8.51%	23,887	591	63.81	17.80%
Nissan: Infiniti	532	0.84%	14,641,837	0.88%	12,933,544	0.92%	28,778	597	66.33	17.73%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	584	0.92%	13,947,075	0.84%	12,768,789	0.91%	26,038	595	68.60	16.92%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	86	0.14%	2,575,497	0.15%	2,300,477	0.16%	30,019	586	67.81	16.47%
Tata: Land Rover	197	0.31%	6,763,413	0.41%	6,306,351	0.45%	38,018	595	69.40	16.85%
Toyota	4,695	7.41%	122,504,419	7.34%	107,649,293	7.65%	28,558	601	67.02	16.88%
Toyota: Lexus	386	0.61%	11,247,951	0.67%	9,866,491	0.70%	30,781	597	66.13	16.41%
Toyota: Scion	68	0.11%	1,127,382	0.07%	866,273	0.06%	16,510	610	61.98	20.62%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	5,070	8.00%	133,854,760	8.02%	107,923,511	7.67%	28,374	595	63.13	16.73%
Total:	63,342	100.00%	1,668,110,314	100.00%	1,406,385,310	100.00%	29,728	602	65.48	16.54%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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