StratMaker (141738)

Drive Auto Receivables Trust 2019-2

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

33.60% / 66.40%

Total Original # of Loans

23,255

WA Loan to Value (LTV)

66.43%

Total Original Loan Amount (OLA)

$ 484,630,636

WA Payment to Income (PTI)

11.61%

Weighted Average (WA) OLA

$ 23,848

WA FICO (non-zero)

574

Rep. Period Beginning Loan Amount

$ 178,636,595

WA Remaining Term (RT)

29.49

Rep. Period Ending Loan Amount (ELA)

$ 169,570,985

WA Original APR

18.73%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

23,255

Total Original Loan Amount (OLA)

$ 484,630,636

Weighted Average (WA) OLA

$ 23,848

Rep. Period Beginning Loan Amount

$ 178,636,595

Rep. Period Ending Loan Amount (ELA)

$ 169,570,985

As % of Reporting Period ELA:

New % / Used %

33.60% / 66.40%

WA Loan to Value (LTV)

66.43%

WA Payment to Income (PTI)

11.61%

WA FICO (non-zero)

574

WA Remaining Term (RT)

29.49

WA Original APR

18.73%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	1	0.00%	5,000	0.00%	0	0.00%	0	0	0.00	0.00%
$5,000 - $9,999	1,204	5.18%	10,094,753	2.08%	2,689,562	1.59%	4,340	560	23.74	20.95%
$10,000 - $14,999	4,481	19.27%	57,492,247	11.86%	19,273,555	11.37%	7,414	566	27.46	20.58%
$15,000 - $19,999	6,428	27.64%	112,217,566	23.16%	38,498,445	22.70%	10,465	570	28.76	19.78%
$20,000 - $24,999	4,872	20.95%	108,736,881	22.44%	39,145,592	23.09%	13,870	569	29.76	19.03%
$25,000 - $29,999	3,214	13.82%	87,617,407	18.08%	30,849,739	18.19%	16,902	574	30.30	18.23%
$30,000 - $39,999	2,596	11.16%	88,320,059	18.22%	31,822,785	18.77%	20,931	582	30.55	17.30%
$40,000 - $49,999	424	1.82%	18,163,864	3.75%	6,552,220	3.86%	25,032	598	31.42	14.33%
$50,000 - $59,999	25	0.11%	1,310,846	0.27%	512,940	0.30%	28,015	616	30.10	12.76%
$60,000 - $69,999	7	0.03%	450,250	0.09%	145,129	0.09%	38,190	672	32.35	13.84%
$70,000 - $79,999	3	0.01%	221,762	0.05%	81,019	0.05%	40,516	690	30.48	13.03%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	23,255	100.00%	484,630,636	100.00%	169,570,985	100.00%	14,596	574	29.49	18.73%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	10,163	43.70%	199,244,176	41.11%	4,847,698	2.86%	3,744	577	20.16	18.89%
$5,000 - $9,999	5,008	21.54%	79,167,868	16.34%	38,581,595	22.75%	7,950	575	26.65	19.18%
$10,000 - $14,999	4,434	19.07%	96,957,335	20.01%	54,317,720	32.03%	12,415	573	28.88	18.88%
$15,000 - $19,999	2,299	9.89%	63,435,999	13.09%	39,438,003	23.26%	17,275	574	30.79	18.72%
$20,000 - $24,999	944	4.06%	30,506,844	6.29%	20,789,170	12.26%	22,117	572	32.85	18.14%
$25,000 - $29,999	309	1.33%	11,247,523	2.32%	8,342,790	4.92%	27,073	575	34.59	17.76%
$30,000 - $39,999	96	0.41%	3,931,658	0.81%	3,162,347	1.86%	33,104	580	37.03	17.07%
$40,000 - $49,999	1	0.00%	76,487	0.02%	41,025	0.02%	41,025	663	29.00	14.05%
$50,000 - $59,999	1	0.00%	62,745	0.01%	50,637	0.03%	50,637	678	38.00	16.94%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	23,255	100.00%	484,630,636	100.00%	169,570,985	100.00%	14,596	574	29.49	18.73%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	23,255	100.00%	484,630,636	100.00%	169,570,985	100.00%	14,596	574	29.49	18.73%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	23,255	100.00%	484,630,636	100.00%	169,570,985	100.00%	14,596	574	29.49	18.73%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	-	-	-	-	-	-	-	-	-	-
5.00 - 7.49%	17	0.07%	221,731	0.05%	77,561	0.05%	5,488	705	26.04	6.82%
7.50 - 9.99%	103	0.44%	1,943,978	0.40%	702,381	0.41%	10,797	620	27.41	9.15%
10.00 - 12.49%	494	2.12%	13,094,609	2.70%	5,089,812	3.00%	16,572	623	29.30	11.45%
12.50 - 14.99%	1,849	7.95%	46,243,365	9.54%	17,347,451	10.23%	15,425	596	29.24	13.78%
15.00 - 17.49%	3,738	16.07%	88,984,790	18.36%	32,746,748	19.31%	15,356	586	29.45	16.17%
17.50 - 19.99%	6,106	26.26%	134,875,555	27.83%	48,996,170	28.89%	15,129	572	29.85	18.19%
20.00 - 22.49%	4,938	21.23%	97,516,128	20.12%	33,182,315	19.57%	14,082	564	29.52	20.93%
22.50 - 24.99%	3,974	17.09%	69,234,960	14.29%	22,280,161	13.14%	12,868	553	29.15	23.40%
25.00 - 27.49%	1,703	7.32%	27,472,088	5.67%	7,722,720	4.55%	12,842	535	29.06	25.39%
27.50 - 29.99%	333	1.43%	5,043,432	1.04%	1,425,668	0.84%	12,554	509	29.58	27.42%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	23,255	100.00%	484,630,636	100.00%	169,570,985	100.00%	14,596	574	29.49	18.73%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,816	7.81%	34,184,334	7.05%	12,315,058	7.26%	14,157	473	29.59	20.52%
500 - 549	5,171	22.24%	105,715,864	21.81%	38,284,353	22.58%	14,800	528	29.84	19.55%
550 - 599	7,322	31.49%	158,677,919	32.74%	56,512,350	33.33%	15,052	574	29.78	18.45%
600 - 649	4,168	17.92%	95,380,920	19.68%	34,138,874	20.13%	15,363	619	29.57	17.39%
650 - 699	1,183	5.09%	26,617,395	5.49%	9,175,639	5.41%	14,597	669	28.59	16.87%
700 - 749	389	1.67%	8,343,356	1.72%	2,645,180	1.56%	12,757	721	28.12	16.42%
750 - 799	101	0.43%	2,062,141	0.43%	752,731	0.44%	12,665	766	28.39	14.82%
800+	28	0.12%	506,326	0.10%	173,994	0.10%	9,428	819	28.60	11.59%
NA	3,077	13.23%	53,142,382	10.97%	15,572,806	9.18%	11,571	0	28.16	21.01%
Total:	23,255	100.00%	484,630,636	100.00%	169,570,985	100.00%	14,596	574	29.49	18.73%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	2	0.01%	23,636	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	49	0.21%	513,776	0.11%	13,121	0.01%	4,198	497	5.67	6.00%
37 - 48	511	2.20%	6,342,022	1.31%	641,612	0.38%	5,007	569	7.39	20.85%
49 - 60	1,617	6.95%	23,525,596	4.85%	6,001,867	3.54%	7,880	569	17.56	20.16%
61 - 72	19,177	82.46%	397,813,549	82.09%	142,205,323	83.86%	14,082	574	29.56	18.89%
73+	1,899	8.17%	56,412,056	11.64%	20,709,062	12.21%	20,379	577	33.19	17.16%
Total:	23,255	100.00%	484,630,636	100.00%	169,570,985	100.00%	14,596	574	29.49	18.73%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	8,621	37.07%	180,649,405	37.28%	8,166	0.00%	1,917	494	0.00	15.42%
1 - 12	359	1.54%	5,199,364	1.07%	992,425	0.59%	5,216	571	7.14	19.27%
13 - 24	1,442	6.20%	23,802,956	4.91%	9,422,894	5.56%	8,777	574	19.44	18.78%
25 - 36	12,339	53.06%	262,333,057	54.13%	148,440,096	87.54%	14,366	575	29.63	18.72%
37 - 48	491	2.11%	12,579,914	2.60%	10,668,081	6.29%	23,828	566	38.48	18.80%
49 - 60	3	0.01%	65,940	0.01%	39,324	0.02%	13,381	603	51.49	20.17%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	23,255	100.00%	484,630,636	100.00%	169,570,985	100.00%	14,596	574	29.49	18.73%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	8,376	36.02%	170,180,966	35.12%	82,227,931	48.49%	12,992	580	28.65	18.37%
1 - 15	2,622	11.27%	55,271,513	11.40%	31,638,417	18.66%	15,136	571	29.73	18.64%
16 - 30	1,297	5.58%	27,355,553	5.64%	15,992,428	9.43%	15,422	568	30.20	19.02%
31 - 60	1,767	7.60%	38,168,671	7.88%	23,354,959	13.77%	16,751	566	30.57	19.22%
61 - 90	871	3.75%	18,610,677	3.84%	11,894,364	7.01%	17,701	564	30.99	19.77%
91 - 120	372	1.60%	8,009,074	1.65%	4,462,888	2.63%	17,823	565	31.05	19.58%
121+	7,950	34.19%	167,034,183	34.47%	0	0.00%	0	0	0.00	0.00%
Total:	23,255	100.00%	484,630,636	100.00%	169,570,985	100.00%	14,596	574	29.49	18.73%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	1,101	4.73%	22,142,723	4.57%	7,412,429	4.37%	13,852	581	29.27	18.30%
Stated, not verified	22,049	94.81%	460,149,330	94.95%	161,633,891	95.32%	14,632	574	29.51	18.75%
Stated, verified to Level 3²	105	0.45%	2,338,583	0.48%	524,665	0.31%	14,226	565	26.16	17.68%
NA	-	-	-	-	-	-	-	-	-	-
Total:	23,255	100.00%	484,630,636	100.00%	169,570,985	100.00%	14,596	574	29.49	18.73%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	22,518	96.83%	469,078,692	96.79%	164,440,179	96.97%	14,570	574	29.48	18.72%
Stated, verified but not Level 4 or 5	737	3.17%	15,551,944	3.21%	5,130,806	3.03%	15,449	561	29.81	18.94%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	23,255	100.00%	484,630,636	100.00%	169,570,985	100.00%	14,596	574	29.49	18.73%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	1,337	5.75%	23,593,047	4.87%	8,751,177	5.16%	11,861	579	28.17	16.72%
5.00 - 9.99%	7,406	31.85%	145,342,508	29.99%	52,997,808	31.25%	14,090	572	29.36	18.50%
10.00 - 14.99%	9,446	40.62%	202,435,995	41.77%	70,051,273	41.31%	15,076	572	29.71	19.00%
15.00 - 19.99%	4,724	20.31%	105,313,026	21.73%	35,092,146	20.69%	15,126	579	29.62	19.11%
20.00 - 24.99%	338	1.45%	7,879,481	1.63%	2,657,809	1.57%	14,104	579	28.89	17.70%
25.00 - 29.99%	4	0.02%	66,577	0.01%	20,773	0.01%	7,358	575	24.41	15.05%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	23,255	100.00%	484,630,636	100.00%	169,570,985	100.00%	14,596	574	29.49	18.73%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	4	0.02%	32,395	0.01%	9,310	0.01%	3,195	533	19.85	14.38%
25.00 - 49.99%	88	0.38%	1,089,973	0.22%	358,653	0.21%	7,150	548	26.06	15.10%
50.00 - 74.99%	491	2.11%	8,741,765	1.80%	3,309,474	1.95%	12,127	548	28.11	16.37%
75.00 - 99.99%	5,221	22.45%	114,476,492	23.62%	40,128,233	23.66%	15,253	558	29.87	18.12%
100.00 - 109.99%	5,043	21.69%	108,216,987	22.33%	37,337,299	22.02%	15,130	565	29.80	18.62%
110.00 - 119.99%	5,800	24.94%	120,889,989	24.94%	42,319,210	24.96%	14,602	575	29.51	19.07%
120.00 - 129.99%	4,112	17.68%	82,884,266	17.10%	29,087,184	17.15%	13,939	588	29.14	19.02%
130.00 - 139.99%	2,402	10.33%	46,167,043	9.53%	16,172,898	9.54%	13,539	600	28.80	19.73%
140.00%+	94	0.40%	2,131,726	0.44%	848,723	0.50%	15,375	646	29.17	16.91%
Total:	23,255	100.00%	484,630,636	100.00%	169,570,985	100.00%	14,596	574	29.49	18.73%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	511	2.20%	10,446,796	2.16%	3,568,491	2.10%	14,263	575	29.30	19.78%
Alaska	23	0.10%	528,458	0.11%	243,179	0.14%	17,157	567	30.18	20.14%
Arizona	407	1.75%	8,618,270	1.78%	3,076,766	1.81%	15,179	577	29.77	18.91%
Arkansas	530	2.28%	11,016,635	2.27%	3,417,947	2.02%	13,887	575	29.55	18.13%
California	2,458	10.57%	50,328,456	10.38%	15,508,979	9.15%	14,398	574	29.21	19.68%
Colorado	170	0.73%	3,697,812	0.76%	1,270,136	0.75%	15,232	577	29.62	17.82%
Connecticut	205	0.88%	4,268,852	0.88%	1,480,917	0.87%	13,084	561	28.48	17.27%
Delaware	107	0.46%	2,075,982	0.43%	649,656	0.38%	14,044	568	29.90	18.96%
Florida	2,483	10.68%	49,504,028	10.21%	18,531,550	10.93%	13,712	577	29.37	17.83%
Georgia	1,321	5.68%	27,794,173	5.74%	10,570,933	6.23%	15,375	573	30.10	19.53%
Hawaii	76	0.33%	1,564,445	0.32%	583,248	0.34%	15,009	578	29.09	19.16%
Idaho	44	0.19%	952,564	0.20%	279,869	0.17%	14,902	582	28.90	18.41%
Illinois	874	3.76%	17,335,781	3.58%	6,520,273	3.85%	14,251	574	29.85	20.24%
Indiana	308	1.32%	6,181,715	1.28%	2,230,511	1.32%	13,590	571	28.66	19.07%
Iowa	86	0.37%	1,804,439	0.37%	569,832	0.34%	14,829	576	30.19	18.70%
Kansas	108	0.46%	2,084,738	0.43%	795,825	0.47%	13,069	590	29.34	19.20%
Kentucky	298	1.28%	6,047,341	1.25%	2,078,408	1.23%	14,001	581	29.40	18.25%
Louisiana	693	2.98%	15,002,013	3.10%	5,261,072	3.10%	15,496	573	29.95	18.94%
Maine	44	0.19%	884,094	0.18%	383,106	0.23%	15,161	571	30.76	17.05%
Maryland	35	0.15%	720,661	0.15%	140,309	0.08%	12,738	585	29.13	18.23%
Massachusetts	396	1.70%	8,290,779	1.71%	2,448,880	1.44%	12,729	568	27.75	17.87%
Michigan	290	1.25%	5,539,372	1.14%	2,027,666	1.20%	12,847	571	28.40	20.09%
Minnesota	106	0.46%	2,334,078	0.48%	999,497	0.59%	15,377	579	29.74	17.95%
Mississippi	371	1.60%	7,848,739	1.62%	2,802,770	1.65%	14,450	591	29.09	18.75%
Missouri	398	1.71%	7,731,786	1.60%	2,712,833	1.60%	14,097	570	29.48	19.75%
Montana	78	0.34%	1,613,171	0.33%	388,886	0.23%	14,594	553	28.72	19.02%
Nebraska	73	0.31%	1,356,246	0.28%	437,791	0.26%	12,092	571	28.66	16.86%
Nevada	314	1.35%	6,862,839	1.42%	2,222,325	1.31%	16,489	574	30.91	18.95%
New Hampshire	103	0.44%	2,058,088	0.42%	760,677	0.45%	14,672	558	29.38	19.26%
New Jersey	486	2.09%	9,705,775	2.00%	3,754,421	2.21%	13,423	570	28.41	19.18%
New Mexico	230	0.99%	4,876,046	1.01%	1,580,797	0.93%	14,721	581	29.21	20.64%
New York	878	3.78%	19,430,560	4.01%	6,920,609	4.08%	15,169	571	29.17	19.06%
North Carolina	1,087	4.67%	22,791,884	4.70%	7,675,952	4.53%	14,722	572	29.97	17.82%
North Dakota	34	0.15%	759,148	0.16%	256,119	0.15%	14,963	555	29.85	18.99%
Ohio	778	3.35%	14,655,270	3.02%	4,625,847	2.73%	13,229	577	29.25	19.23%
Oklahoma	470	2.02%	9,530,959	1.97%	3,466,868	2.04%	14,131	571	29.20	18.45%
Oregon	108	0.46%	2,175,260	0.45%	791,032	0.47%	15,659	566	29.50	18.75%
Pennsylvania	42	0.18%	785,489	0.16%	196,849	0.12%	11,504	568	30.92	19.72%
Rhode Island	59	0.25%	1,148,650	0.24%	445,213	0.26%	12,974	564	28.94	17.31%
South Carolina	563	2.42%	11,311,695	2.33%	4,121,009	2.43%	14,020	571	29.52	19.34%
South Dakota	34	0.15%	643,093	0.13%	143,611	0.08%	12,268	570	27.90	19.00%
Tennessee	531	2.28%	10,730,897	2.21%	3,937,923	2.32%	13,785	579	29.05	19.21%
Texas	3,937	16.93%	88,854,000	18.33%	32,217,039	19.00%	15,775	574	29.77	17.84%
Utah	65	0.28%	1,419,725	0.29%	416,705	0.25%	15,244	585	29.21	18.33%
Vermont	42	0.18%	816,702	0.17%	274,812	0.16%	12,919	553	28.73	18.00%
Virginia	338	1.45%	6,699,793	1.38%	2,386,407	1.41%	14,270	571	29.77	19.69%
Washington	170	0.73%	3,632,470	0.75%	1,351,207	0.80%	15,010	564	29.84	18.60%
West Virginia	203	0.87%	4,206,612	0.87%	1,182,207	0.70%	14,407	566	29.61	19.37%
Wisconsin	186	0.80%	3,616,796	0.75%	1,226,779	0.72%	13,170	578	29.16	19.76%
Wyoming	50	0.22%	1,209,430	0.25%	318,473	0.19%	15,994	593	29.19	17.44%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	2	0.01%	46,648	0.01%	24,455	0.01%	12,883	495	24.00	22.95%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	49	0.21%	1,037,601	0.21%	282,899	0.17%	12,911	561	29.49	19.31%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	3	0.01%	53,785	0.01%	11,422	0.01%	11,422	728	29.00	12.58%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	23,255	100.00%	484,630,636	100.00%	169,570,985	100.00%	14,596	574	29.49	18.73%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	6,552	28.17%	168,844,173	34.84%	56,974,814	33.60%	17,667	573	31.12	17.81%
Used	16,703	71.83%	315,786,463	65.16%	112,596,171	66.40%	13,043	575	28.67	19.19%
NA	-	-	-	-	-	-	-	-	-	-
Total:	23,255	100.00%	484,630,636	100.00%	169,570,985	100.00%	14,596	574	29.49	18.73%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	12,572	54.06%	225,005,632	46.43%	75,266,951	44.39%	12,434	573	29.21	19.45%
Truck	2,739	11.78%	80,401,672	16.59%	28,419,173	16.76%	18,541	580	29.07	17.67%
SUV	7,944	34.16%	179,223,331	36.98%	65,884,862	38.85%	15,365	572	29.99	18.36%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	23,255	100.00%	484,630,636	100.00%	169,570,985	100.00%	14,596	574	29.49	18.73%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	2,390	10.28%	48,349,114	9.98%	16,944,537	9.99%	14,015	572	28.74	18.82%
Ford: Lincoln	103	0.44%	2,140,404	0.44%	754,797	0.45%	13,053	562	29.03	19.24%
Ford: Mercury	8	0.03%	82,663	0.02%	32,501	0.02%	7,057	522	27.50	18.58%
GMC	454	1.95%	11,683,037	2.41%	4,114,798	2.43%	16,506	578	28.39	17.74%
GMC: Buick	249	1.07%	4,704,402	0.97%	1,724,241	1.02%	12,355	567	28.85	18.51%
GMC: Cadillac	210	0.90%	4,826,965	1.00%	1,781,392	1.05%	16,014	575	29.22	18.36%
GMC: Chevrolet	2,735	11.76%	56,495,223	11.66%	20,570,619	12.13%	14,536	578	28.96	19.06%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	4	0.02%	61,123	0.01%	20,478	0.01%	14,352	564	31.35	19.55%
GMC: Saturn	1	0.00%	15,820	0.00%	0	0.00%	0	0	0.00	0.00%
Tesla	2	0.01%	67,163	0.01%	37,174	0.02%	18,752	533	29.09	15.55%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	376	1.62%	8,641,783	1.78%	2,611,333	1.54%	16,209	579	29.38	18.54%
BMW: Mini	44	0.19%	672,959	0.14%	150,263	0.09%	9,298	592	28.55	18.53%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	278	1.20%	6,664,566	1.38%	2,025,986	1.19%	15,444	565	28.42	18.60%
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	47	0.20%	818,829	0.17%	263,843	0.16%	13,151	576	32.10	18.24%
Fiat: Alfa Romeo	4	0.02%	157,458	0.03%	53,628	0.03%	31,874	667	35.02	14.81%
Fiat: Chrysler	495	2.13%	10,197,177	2.10%	3,571,311	2.11%	15,652	570	30.14	18.95%
Fiat: Dodge	3,045	13.09%	78,700,293	16.24%	27,873,621	16.44%	17,808	580	30.64	17.95%
Fiat: Jeep	2,063	8.87%	50,131,705	10.34%	18,757,874	11.06%	16,679	575	30.89	17.95%
Fiat: Maserati	1	0.00%	25,831	0.01%	0	0.00%	0	0	0.00	0.00%
Geely: Volvo	25	0.11%	499,049	0.10%	143,926	0.08%	12,238	595	27.63	17.12%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	375	1.61%	5,574,001	1.15%	1,918,414	1.13%	10,435	569	28.89	20.11%
Volkswagen: Audi	109	0.47%	2,641,029	0.54%	859,373	0.51%	18,277	570	30.62	18.11%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	15	0.06%	542,902	0.11%	132,445	0.08%	22,503	593	30.11	14.68%
Honda	773	3.32%	14,272,613	2.95%	5,280,066	3.11%	12,521	575	28.43	19.24%
Honda: Acura	95	0.41%	1,841,262	0.38%	653,718	0.39%	11,940	553	27.65	19.56%
Hyundai	1,386	5.96%	22,933,491	4.73%	7,646,474	4.51%	10,982	573	28.95	19.73%
Hyundai: Kia	1,357	5.84%	24,181,536	4.99%	7,691,591	4.54%	12,152	571	29.21	19.90%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	214	0.92%	3,808,123	0.79%	1,399,184	0.83%	12,158	577	28.99	18.56%
Mitsubishi	496	2.13%	9,710,063	2.00%	2,767,944	1.63%	12,675	558	29.65	19.31%
Nissan	3,429	14.75%	63,172,517	13.04%	21,566,681	12.72%	12,484	570	29.18	19.28%
Nissan: Infiniti	204	0.88%	5,055,757	1.04%	2,015,002	1.19%	16,547	564	29.96	18.68%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	137	0.59%	2,755,035	0.57%	958,410	0.57%	13,722	579	28.45	17.92%
Suzuki	1	0.00%	6,493	0.00%	0	0.00%	0	0	0.00	0.00%
Tata: Jaguar	15	0.06%	470,188	0.10%	162,472	0.10%	23,667	569	32.45	13.64%
Tata: Land Rover	32	0.14%	917,331	0.19%	351,519	0.21%	19,965	577	29.01	17.43%
Toyota	1,765	7.59%	35,341,498	7.29%	12,613,791	7.44%	13,047	571	28.89	18.77%
Toyota: Lexus	157	0.68%	3,650,937	0.75%	1,275,026	0.75%	14,951	560	29.23	18.48%
Toyota: Scion	37	0.16%	519,604	0.11%	148,530	0.09%	8,025	575	28.40	17.58%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	124	0.53%	2,300,694	0.47%	698,023	0.41%	13,103	595	28.84	19.45%
Total:	23,255	100.00%	484,630,636	100.00%	169,570,985	100.00%	14,596	574	29.49	18.73%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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