StratMaker (141742)

Drive Auto Receivables Trust 2018-5

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

40.24% / 59.76%

Total Original # of Loans

21,682

WA Loan to Value (LTV)

60.93%

Total Original Loan Amount (OLA)

$ 456,864,044

WA Payment to Income (PTI)

11.70%

Weighted Average (WA) OLA

$ 23,759

WA FICO (non-zero)

572

Rep. Period Beginning Loan Amount

$ 143,240,496

WA Remaining Term (RT)

26.19

Rep. Period Ending Loan Amount (ELA)

$ 135,623,574

WA Original APR

18.67%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

21,682

Total Original Loan Amount (OLA)

$ 456,864,044

Weighted Average (WA) OLA

$ 23,759

Rep. Period Beginning Loan Amount

$ 143,240,496

Rep. Period Ending Loan Amount (ELA)

$ 135,623,574

As % of Reporting Period ELA:

New % / Used %

40.24% / 59.76%

WA Loan to Value (LTV)

60.93%

WA Payment to Income (PTI)

11.70%

WA FICO (non-zero)

572

WA Remaining Term (RT)

26.19

WA Original APR

18.67%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3	0.01%	14,675	0.00%	1,852	0.00%	1,398	0	11.00	18.30%
$5,000 - $9,999	1,023	4.72%	8,485,476	1.86%	1,781,870	1.31%	3,691	566	20.14	20.90%
$10,000 - $14,999	3,889	17.94%	49,998,873	10.94%	14,112,368	10.41%	6,718	568	23.87	20.31%
$15,000 - $19,999	5,567	25.68%	97,342,313	21.31%	29,242,478	21.56%	9,646	569	25.34	19.42%
$20,000 - $24,999	5,024	23.17%	113,069,365	24.75%	33,408,608	24.63%	13,022	566	26.47	18.95%
$25,000 - $29,999	3,566	16.45%	96,947,635	21.22%	29,004,695	21.39%	16,046	569	27.31	18.38%
$30,000 - $39,999	2,358	10.88%	79,826,320	17.47%	24,463,358	18.04%	19,499	584	27.19	17.40%
$40,000 - $49,999	233	1.07%	10,132,421	2.22%	3,323,915	2.45%	21,772	611	26.54	13.39%
$50,000 - $59,999	14	0.06%	727,532	0.16%	178,611	0.13%	24,230	631	26.02	11.27%
$60,000 - $69,999	5	0.02%	319,434	0.07%	105,819	0.08%	37,127	690	28.29	15.16%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	21,682	100.00%	456,864,044	100.00%	135,623,574	100.00%	13,578	572	26.19	18.67%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	10,664	49.18%	211,957,126	46.39%	5,534,057	4.08%	3,719	580	18.25	18.59%
$5,000 - $9,999	4,833	22.29%	83,587,263	18.30%	36,481,528	26.90%	7,804	577	23.44	18.64%
$10,000 - $14,999	3,638	16.78%	85,873,089	18.80%	44,468,602	32.79%	12,389	572	25.68	18.61%
$15,000 - $19,999	1,705	7.86%	48,325,663	10.58%	29,181,106	21.52%	17,231	570	28.14	18.74%
$20,000 - $24,999	612	2.82%	18,823,132	4.12%	13,486,393	9.94%	22,128	565	31.03	18.94%
$25,000 - $29,999	180	0.83%	6,324,640	1.38%	4,841,720	3.57%	26,964	572	32.50	18.38%
$30,000 - $39,999	49	0.23%	1,911,731	0.42%	1,584,090	1.17%	32,463	564	34.51	18.13%
$40,000 - $49,999	1	0.00%	61,400	0.01%	46,078	0.03%	46,078	677	33.00	20.48%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	21,682	100.00%	456,864,044	100.00%	135,623,574	100.00%	13,578	572	26.19	18.67%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	21,682	100.00%	456,864,044	100.00%	135,623,574	100.00%	13,578	572	26.19	18.67%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,682	100.00%	456,864,044	100.00%	135,623,574	100.00%	13,578	572	26.19	18.67%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	-	-	-	-	-	-	-	-	-	-
5.00 - 7.49%	-	-	-	-	-	-	-	-	-	-
7.50 - 9.99%	234	1.08%	5,695,978	1.25%	1,814,430	1.34%	11,898	636	24.45	9.23%
10.00 - 12.49%	719	3.32%	17,605,668	3.85%	5,613,757	4.14%	12,632	615	24.76	11.39%
12.50 - 14.99%	1,247	5.75%	30,371,225	6.65%	10,150,097	7.48%	13,515	598	25.50	13.67%
15.00 - 17.49%	2,466	11.37%	56,342,773	12.33%	18,368,871	13.54%	13,594	582	25.91	16.24%
17.50 - 19.99%	7,686	35.45%	174,887,512	38.28%	52,015,340	38.35%	14,266	570	26.66	18.29%
20.00 - 22.49%	4,678	21.58%	90,697,170	19.85%	26,867,644	19.81%	13,101	565	26.07	20.79%
22.50 - 24.99%	2,917	13.45%	52,771,045	11.55%	13,755,941	10.14%	12,927	547	26.17	23.41%
25.00 - 27.49%	1,354	6.24%	22,290,108	4.88%	5,503,270	4.06%	12,532	534	26.27	25.51%
27.50 - 29.99%	381	1.76%	6,202,564	1.36%	1,534,223	1.13%	13,911	527	27.07	27.49%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,682	100.00%	456,864,044	100.00%	135,623,574	100.00%	13,578	572	26.19	18.67%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,867	8.61%	36,937,196	8.08%	11,023,097	8.13%	14,118	474	27.01	20.32%
500 - 549	4,889	22.55%	101,904,993	22.31%	31,291,188	23.07%	13,985	528	26.70	19.33%
550 - 599	6,864	31.66%	148,410,775	32.48%	45,692,021	33.69%	13,929	574	26.42	18.35%
600 - 649	3,613	16.66%	81,437,653	17.83%	24,067,141	17.75%	13,515	619	25.78	17.54%
650 - 699	1,133	5.23%	25,440,245	5.57%	7,374,906	5.44%	12,891	669	25.01	16.46%
700 - 749	388	1.79%	8,559,529	1.87%	2,433,350	1.79%	12,491	720	24.45	16.29%
750 - 799	100	0.46%	2,239,601	0.49%	637,412	0.47%	11,543	772	24.14	13.74%
800+	41	0.19%	905,904	0.20%	281,663	0.21%	12,549	831	24.42	11.92%
NA	2,787	12.85%	51,028,148	11.17%	12,822,797	9.45%	11,716	0	25.29	20.99%
Total:	21,682	100.00%	456,864,044	100.00%	135,623,574	100.00%	13,578	572	26.19	18.67%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	11	0.05%	92,713	0.02%	0	0.00%	0	0	0.00	0.00%
25 - 36	38	0.18%	376,844	0.08%	9,850	0.01%	6,082	534	10.28	6.00%
37 - 48	311	1.43%	3,786,244	0.83%	221,056	0.16%	4,091	567	6.48	17.29%
49 - 60	1,384	6.38%	19,692,440	4.31%	3,788,115	2.79%	6,532	570	13.82	19.86%
61 - 72	17,246	79.54%	359,943,560	78.79%	110,921,880	81.79%	13,006	576	26.02	18.45%
73+	2,692	12.42%	72,972,244	15.97%	20,682,673	15.25%	18,046	553	29.54	19.65%
Total:	21,682	100.00%	456,864,044	100.00%	135,623,574	100.00%	13,578	572	26.19	18.67%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	8,948	41.27%	190,089,152	41.61%	12,350	0.01%	1,014	550	0.00	16.64%
1 - 12	751	3.46%	10,986,960	2.40%	2,392,875	1.76%	4,869	574	9.97	18.87%
13 - 24	6,053	27.92%	120,022,113	26.27%	49,876,931	36.78%	9,659	582	22.58	18.20%
25 - 36	5,856	27.01%	133,817,061	29.29%	81,625,898	60.19%	15,994	567	28.61	18.93%
37 - 48	71	0.33%	1,867,430	0.41%	1,665,556	1.23%	25,053	556	37.84	19.16%
49 - 60	3	0.01%	81,327	0.02%	49,965	0.04%	16,751	519	51.19	21.39%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	21,682	100.00%	456,864,044	100.00%	135,623,574	100.00%	13,578	572	26.19	18.67%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	7,276	33.56%	148,699,936	32.55%	63,977,458	47.17%	11,825	579	25.22	18.26%
1 - 15	2,283	10.53%	48,962,842	10.72%	25,494,991	18.80%	13,988	570	26.36	18.82%
16 - 30	1,104	5.09%	23,668,632	5.18%	12,594,362	9.29%	14,313	566	26.73	18.89%
31 - 60	1,609	7.42%	34,939,058	7.65%	20,021,956	14.76%	15,824	565	27.60	19.11%
61 - 90	740	3.41%	15,726,786	3.44%	9,462,895	6.98%	16,808	564	27.84	19.50%
91 - 120	342	1.58%	7,672,386	1.68%	4,071,912	3.00%	17,746	561	27.84	19.28%
121+	8,328	38.41%	177,194,404	38.78%	0	0.00%	0	0	0.00	0.00%
Total:	21,682	100.00%	456,864,044	100.00%	135,623,574	100.00%	13,578	572	26.19	18.67%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	1,203	5.55%	24,485,898	5.36%	6,392,769	4.71%	12,754	574	25.79	18.17%
Stated, not verified	20,211	93.22%	426,575,063	93.37%	128,224,556	94.54%	13,606	572	26.21	18.70%
Stated, verified to Level 3²	268	1.24%	5,803,084	1.27%	1,006,249	0.74%	15,241	564	25.68	18.30%
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,682	100.00%	456,864,044	100.00%	135,623,574	100.00%	13,578	572	26.19	18.67%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	19,951	92.02%	420,327,709	92.00%	125,290,322	92.38%	13,428	573	26.07	18.59%
Stated, verified but not Level 4 or 5	1,731	7.98%	36,536,336	8.00%	10,333,252	7.62%	15,400	563	27.55	19.57%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,682	100.00%	456,864,044	100.00%	135,623,574	100.00%	13,578	572	26.19	18.67%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	1,336	6.16%	23,822,040	5.21%	7,308,434	5.39%	10,587	584	24.71	16.27%
5.00 - 9.99%	6,750	31.13%	134,069,349	29.35%	41,640,895	30.70%	13,064	572	25.96	18.25%
10.00 - 14.99%	8,653	39.91%	188,415,112	41.24%	55,282,277	40.76%	14,077	572	26.26	18.97%
15.00 - 19.99%	4,512	20.81%	100,392,373	21.97%	28,438,871	20.97%	14,031	571	26.64	19.30%
20.00 - 24.99%	430	1.98%	10,138,610	2.22%	2,943,089	2.17%	14,559	574	27.28	18.75%
25.00 - 29.99%	1	0.00%	26,560	0.01%	10,007	0.01%	10,007	634	15.00	16.87%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,682	100.00%	456,864,044	100.00%	135,623,574	100.00%	13,578	572	26.19	18.67%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	3	0.01%	22,881	0.01%	7,770	0.01%	3,907	503	18.24	19.29%
25.00 - 49.99%	73	0.34%	929,728	0.20%	252,948	0.19%	6,689	531	22.22	15.88%
50.00 - 74.99%	406	1.87%	7,562,511	1.66%	2,348,110	1.73%	11,317	553	24.40	15.98%
75.00 - 99.99%	6,069	27.99%	136,091,602	29.79%	39,574,129	29.18%	14,478	555	26.92	18.69%
100.00 - 109.99%	4,617	21.29%	99,568,459	21.79%	29,742,863	21.93%	14,022	564	26.39	18.72%
110.00 - 119.99%	4,700	21.68%	98,132,725	21.48%	29,332,063	21.63%	13,502	574	26.02	18.67%
120.00 - 129.99%	3,533	16.29%	71,630,162	15.68%	21,324,266	15.72%	12,779	589	25.56	18.74%
130.00 - 139.99%	2,171	10.01%	40,653,554	8.90%	12,355,387	9.11%	11,828	607	25.31	19.05%
140.00%+	110	0.51%	2,272,423	0.50%	686,039	0.51%	12,483	637	24.67	16.35%
Total:	21,682	100.00%	456,864,044	100.00%	135,623,574	100.00%	13,578	572	26.19	18.67%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	413	1.90%	8,246,302	1.80%	2,574,397	1.90%	13,642	582	26.29	20.31%
Alaska	42	0.19%	956,214	0.21%	254,604	0.19%	14,285	565	24.83	18.98%
Arizona	389	1.79%	8,375,493	1.83%	2,701,869	1.99%	14,654	573	26.86	19.73%
Arkansas	456	2.10%	9,632,425	2.11%	2,627,105	1.94%	12,958	577	25.74	18.16%
California	2,285	10.54%	47,782,884	10.46%	11,405,165	8.41%	13,259	573	26.05	19.37%
Colorado	158	0.73%	3,432,038	0.75%	1,049,459	0.77%	12,738	571	25.40	18.25%
Connecticut	203	0.94%	4,305,670	0.94%	1,389,218	1.02%	12,460	560	24.78	16.54%
Delaware	89	0.41%	1,746,765	0.38%	510,048	0.38%	12,265	556	25.74	18.87%
Florida	1,927	8.89%	38,358,969	8.40%	12,299,777	9.07%	12,743	575	26.16	17.78%
Georgia	1,173	5.41%	24,888,565	5.45%	7,579,931	5.59%	14,211	577	26.88	19.90%
Hawaii	72	0.33%	1,362,325	0.30%	401,958	0.30%	14,278	565	26.18	20.23%
Idaho	44	0.20%	982,872	0.22%	302,537	0.22%	14,651	555	27.21	19.65%
Illinois	792	3.65%	16,635,323	3.64%	5,669,520	4.18%	14,063	570	26.98	19.64%
Indiana	262	1.21%	5,272,786	1.15%	1,631,088	1.20%	12,400	584	25.28	18.79%
Iowa	76	0.35%	1,579,258	0.35%	528,549	0.39%	13,064	577	26.37	18.74%
Kansas	88	0.41%	1,835,776	0.40%	598,938	0.44%	14,144	556	27.10	19.05%
Kentucky	215	0.99%	4,319,527	0.95%	1,346,627	0.99%	11,747	576	24.87	18.10%
Louisiana	591	2.73%	12,414,109	2.72%	3,798,722	2.80%	14,335	572	26.49	18.40%
Maine	53	0.24%	1,097,017	0.24%	371,282	0.27%	12,613	545	25.16	17.54%
Maryland	463	2.14%	10,036,852	2.20%	3,549,926	2.62%	14,485	566	26.94	18.58%
Massachusetts	264	1.22%	5,071,564	1.11%	1,228,429	0.91%	10,347	567	24.21	18.05%
Michigan	266	1.23%	5,364,863	1.17%	1,580,031	1.17%	13,276	567	25.85	19.26%
Minnesota	121	0.56%	2,610,998	0.57%	842,416	0.62%	14,232	573	26.89	17.22%
Mississippi	359	1.66%	7,831,247	1.71%	2,547,574	1.88%	13,987	581	25.91	18.44%
Missouri	394	1.82%	7,702,208	1.69%	2,480,608	1.83%	12,574	577	26.26	19.93%
Montana	77	0.36%	1,640,864	0.36%	443,517	0.33%	13,158	583	25.49	18.88%
Nebraska	53	0.24%	1,128,460	0.25%	239,558	0.18%	11,557	590	24.21	17.63%
Nevada	302	1.39%	6,334,203	1.39%	1,665,209	1.23%	13,770	566	27.16	19.77%
New Hampshire	76	0.35%	1,448,922	0.32%	424,378	0.31%	11,688	574	24.85	18.31%
New Jersey	474	2.19%	9,438,505	2.07%	3,153,791	2.33%	12,508	571	25.29	19.13%
New Mexico	218	1.01%	4,769,919	1.04%	1,337,481	0.99%	13,880	573	25.54	20.03%
New York	708	3.27%	15,349,274	3.36%	4,517,997	3.33%	14,174	576	25.86	18.83%
North Carolina	879	4.05%	18,415,227	4.03%	5,043,520	3.72%	13,586	572	26.56	17.71%
North Dakota	31	0.14%	742,103	0.16%	234,011	0.17%	17,316	568	26.83	18.84%
Ohio	640	2.95%	12,348,641	2.70%	3,076,371	2.27%	12,453	573	25.59	19.36%
Oklahoma	394	1.82%	8,139,712	1.78%	2,447,836	1.80%	13,500	581	26.29	18.94%
Oregon	156	0.72%	3,137,678	0.69%	980,381	0.72%	12,902	566	26.35	19.46%
Pennsylvania	823	3.80%	16,944,311	3.71%	5,224,172	3.85%	12,802	572	25.85	17.86%
Rhode Island	60	0.28%	1,271,002	0.28%	470,949	0.35%	13,034	583	24.97	15.97%
South Carolina	523	2.41%	10,726,590	2.35%	3,216,141	2.37%	13,710	565	26.26	19.85%
South Dakota	16	0.07%	381,666	0.08%	95,828	0.07%	14,813	584	24.65	19.26%
Tennessee	450	2.08%	9,449,677	2.07%	2,867,558	2.11%	13,233	573	26.01	19.57%
Texas	3,566	16.45%	81,759,050	17.90%	24,526,505	18.08%	14,365	571	26.30	17.69%
Utah	57	0.26%	1,219,116	0.27%	405,946	0.30%	14,555	578	26.39	17.34%
Vermont	36	0.17%	769,209	0.17%	286,218	0.21%	14,787	582	25.95	18.33%
Virginia	309	1.43%	6,228,510	1.36%	2,005,744	1.48%	13,150	561	26.15	19.53%
Washington	141	0.65%	2,902,528	0.64%	939,018	0.69%	13,533	560	25.72	19.55%
West Virginia	202	0.93%	4,228,479	0.93%	913,229	0.67%	13,468	569	25.83	19.67%
Wisconsin	189	0.87%	3,787,627	0.83%	1,125,972	0.83%	13,728	569	27.18	19.78%
Wyoming	52	0.24%	1,319,135	0.29%	366,223	0.27%	17,310	586	26.47	17.47%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	1	0.00%	20,165	0.00%	0	0.00%	0	0	0.00	0.00%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	47	0.22%	1,013,143	0.22%	339,778	0.25%	14,466	572	26.38	19.02%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	7	0.03%	108,281	0.02%	6,463	0.00%	3,913	712	18.76	22.00%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	21,682	100.00%	456,864,044	100.00%	135,623,574	100.00%	13,578	572	26.19	18.67%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	7,351	33.90%	188,241,732	41.20%	54,568,815	40.24%	16,264	563	27.64	18.53%
Used	14,331	66.10%	268,622,312	58.80%	81,054,760	59.76%	11,770	578	25.21	18.76%
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,682	100.00%	456,864,044	100.00%	135,623,574	100.00%	13,578	572	26.19	18.67%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	11,195	51.63%	203,841,692	44.62%	57,716,472	42.56%	11,669	573	25.75	19.23%
Truck	2,272	10.48%	66,374,745	14.53%	19,766,814	14.57%	16,898	583	25.70	17.41%
SUV	8,215	37.89%	186,647,606	40.85%	58,140,288	42.87%	14,346	568	26.78	18.54%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	21,682	100.00%	456,864,044	100.00%	135,623,574	100.00%	13,578	572	26.19	18.67%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	2,248	10.37%	45,207,786	9.90%	12,963,576	9.56%	12,874	575	25.41	18.78%
Ford: Lincoln	89	0.41%	1,859,177	0.41%	511,233	0.38%	11,864	578	24.93	17.48%
Ford: Mercury	8	0.04%	86,212	0.02%	21,858	0.02%	4,579	583	23.74	17.39%
GMC	407	1.88%	10,438,174	2.28%	3,481,380	2.57%	15,125	578	25.27	17.19%
GMC: Buick	235	1.08%	4,582,328	1.00%	1,493,307	1.10%	12,092	565	24.88	18.30%
GMC: Cadillac	201	0.93%	4,658,969	1.02%	1,319,352	0.97%	14,147	586	25.12	17.84%
GMC: Chevrolet	2,365	10.91%	49,386,465	10.81%	15,393,336	11.35%	13,198	580	25.35	18.48%
GMC: Hummer	2	0.01%	54,064	0.01%	21,685	0.02%	11,191	578	21.23	11.83%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	2	0.01%	22,079	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Saturn	1	0.00%	10,724	0.00%	6,191	0.00%	6,191	715	26.00	17.90%
Tesla	1	0.00%	44,551	0.01%	0	0.00%	0	0	0.00	0.00%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	336	1.55%	7,560,157	1.65%	2,124,923	1.57%	14,601	576	25.99	18.43%
BMW: Mini	36	0.17%	510,721	0.11%	141,935	0.10%	8,858	581	24.77	19.25%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	278	1.28%	6,791,524	1.49%	2,019,231	1.49%	15,274	573	26.21	18.08%
Daimler: Smart	8	0.04%	73,956	0.02%	12,578	0.01%	3,511	558	22.40	16.35%
Fiat	56	0.26%	918,810	0.20%	261,507	0.19%	10,438	555	26.03	18.75%
Fiat: Alfa Romeo	1	0.00%	26,800	0.01%	0	0.00%	0	0	0.00	0.00%
Fiat: Chrysler	537	2.48%	11,501,759	2.52%	3,444,132	2.54%	15,109	570	27.12	19.17%
Fiat: Dodge	2,946	13.59%	74,186,707	16.24%	21,658,676	15.97%	16,260	573	27.13	18.61%
Fiat: Jeep	2,777	12.81%	67,847,889	14.85%	20,093,841	14.82%	15,605	563	28.00	18.78%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	36	0.17%	686,155	0.15%	212,584	0.16%	10,682	581	23.46	17.29%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	328	1.51%	5,025,218	1.10%	1,215,469	0.90%	8,871	573	24.92	19.33%
Volkswagen: Audi	87	0.40%	2,111,592	0.46%	482,554	0.36%	13,931	580	25.91	16.87%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	10	0.05%	332,133	0.07%	103,698	0.08%	18,851	563	25.15	18.74%
Honda	680	3.14%	12,020,345	2.63%	3,680,006	2.71%	10,508	577	24.90	18.99%
Honda: Acura	95	0.44%	1,828,655	0.40%	555,214	0.41%	11,210	561	23.06	18.06%
Hyundai	1,230	5.67%	20,308,776	4.45%	6,265,810	4.62%	10,308	572	25.68	19.29%
Hyundai: Kia	1,177	5.43%	21,219,542	4.64%	6,225,369	4.59%	11,587	573	25.63	19.19%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	256	1.18%	4,231,447	0.93%	1,380,948	1.02%	10,158	578	25.02	18.62%
Mitsubishi	377	1.74%	7,000,152	1.53%	1,749,843	1.29%	11,371	569	26.26	19.06%
Nissan	2,844	13.12%	54,481,616	11.93%	16,088,308	11.86%	12,037	568	26.00	19.06%
Nissan: Infiniti	130	0.60%	3,218,708	0.70%	919,552	0.68%	15,292	565	25.51	17.47%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	110	0.51%	2,190,043	0.48%	603,700	0.45%	10,654	586	25.12	17.20%
Suzuki	3	0.01%	45,865	0.01%	0	0.00%	0	0	0.00	0.00%
Tata: Jaguar	19	0.09%	475,697	0.10%	88,155	0.06%	12,755	569	21.81	16.28%
Tata: Land Rover	30	0.14%	922,939	0.20%	312,836	0.23%	16,920	567	25.47	15.91%
Toyota	1,482	6.84%	29,795,114	6.52%	9,221,283	6.80%	12,288	576	25.45	18.40%
Toyota: Lexus	142	0.65%	3,373,474	0.74%	1,034,138	0.76%	14,727	573	26.25	17.31%
Toyota: Scion	29	0.13%	394,374	0.09%	111,262	0.08%	7,013	574	22.76	20.64%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	83	0.38%	1,433,349	0.31%	404,107	0.30%	12,034	579	25.70	19.17%
Total:	21,682	100.00%	456,864,044	100.00%	135,623,574	100.00%	13,578	572	26.19	18.67%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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