StratMaker (141770)

Drive Auto Receivables Trust 2019-1

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

37.36% / 62.64%

Total Original # of Loans

21,996

WA Loan to Value (LTV)

63.33%

Total Original Loan Amount (OLA)

$ 451,860,303

WA Payment to Income (PTI)

11.58%

Weighted Average (WA) OLA

$ 23,562

WA FICO (non-zero)

575

Rep. Period Beginning Loan Amount

$ 150,203,106

WA Remaining Term (RT)

27.35

Rep. Period Ending Loan Amount (ELA)

$ 141,925,582

WA Original APR

18.86%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

21,996

Total Original Loan Amount (OLA)

$ 451,860,303

Weighted Average (WA) OLA

$ 23,562

Rep. Period Beginning Loan Amount

$ 150,203,106

Rep. Period Ending Loan Amount (ELA)

$ 141,925,582

As % of Reporting Period ELA:

New % / Used %

37.36% / 62.64%

WA Loan to Value (LTV)

63.33%

WA Payment to Income (PTI)

11.58%

WA FICO (non-zero)

575

WA Remaining Term (RT)

27.35

WA Original APR

18.86%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	-	-	-	-	-	-	-	-	-	-
$5,000 - $9,999	1,240	5.64%	10,331,262	2.29%	2,488,094	1.75%	4,090	567	22.12	21.28%
$10,000 - $14,999	4,393	19.97%	56,263,646	12.45%	16,885,041	11.90%	7,053	567	25.43	20.71%
$15,000 - $19,999	6,029	27.41%	105,285,693	23.30%	33,074,149	23.30%	10,023	570	26.72	19.98%
$20,000 - $24,999	4,747	21.58%	106,065,882	23.47%	33,163,813	23.37%	13,141	570	27.55	19.24%
$25,000 - $29,999	2,969	13.50%	80,825,896	17.89%	26,111,101	18.40%	16,344	575	28.31	18.69%
$30,000 - $39,999	2,288	10.40%	77,681,758	17.19%	24,716,456	17.42%	19,685	583	28.35	17.22%
$40,000 - $49,999	253	1.15%	10,949,846	2.42%	3,982,783	2.81%	22,934	607	29.09	13.16%
$50,000 - $59,999	55	0.25%	3,009,641	0.67%	959,721	0.68%	26,465	632	29.76	7.44%
$60,000 - $69,999	20	0.09%	1,282,450	0.28%	470,113	0.33%	29,391	672	29.39	4.62%
$70,000 - $79,999	1	0.00%	76,729	0.02%	38,215	0.03%	38,215	715	28.00	5.90%
$80,000 - $89,999	1	0.00%	87,499	0.02%	36,095	0.03%	36,095	694	27.00	5.90%
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	21,996	100.00%	451,860,303	100.00%	141,925,582	100.00%	13,692	575	27.35	18.86%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	10,482	47.65%	201,283,819	44.55%	5,382,476	3.79%	3,695	577	18.88	19.52%
$5,000 - $9,999	5,059	23.00%	83,836,136	18.55%	38,410,896	27.06%	7,850	577	24.74	19.26%
$10,000 - $14,999	3,761	17.10%	85,261,818	18.87%	45,968,302	32.39%	12,388	575	27.04	19.02%
$15,000 - $19,999	1,784	8.11%	50,325,252	11.14%	30,487,603	21.48%	17,206	574	29.20	18.64%
$20,000 - $24,999	676	3.07%	22,117,443	4.89%	14,968,629	10.55%	22,229	576	31.40	18.20%
$25,000 - $29,999	175	0.80%	6,398,423	1.42%	4,734,023	3.34%	27,121	568	33.09	18.19%
$30,000 - $39,999	57	0.26%	2,524,713	0.56%	1,884,433	1.33%	33,234	586	35.49	15.63%
$40,000 - $49,999	2	0.01%	112,699	0.02%	89,220	0.06%	44,610	605	37.50	17.46%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	21,996	100.00%	451,860,303	100.00%	141,925,582	100.00%	13,692	575	27.35	18.86%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	21,996	100.00%	451,860,303	100.00%	141,925,582	100.00%	13,692	575	27.35	18.86%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,996	100.00%	451,860,303	100.00%	141,925,582	100.00%	13,692	575	27.35	18.86%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	39	0.18%	2,079,588	0.46%	610,933	0.43%	22,288	672	28.03	0.55%
2.50 - 4.99%	158	0.72%	5,000,862	1.11%	1,554,063	1.09%	13,714	656	26.13	4.24%
5.00 - 7.49%	149	0.68%	5,195,456	1.15%	1,348,833	0.95%	17,266	648	26.63	6.32%
7.50 - 9.99%	120	0.55%	3,508,487	0.78%	1,105,921	0.78%	16,630	611	26.76	8.51%
10.00 - 12.49%	165	0.75%	4,262,350	0.94%	1,527,736	1.08%	13,616	598	26.84	11.36%
12.50 - 14.99%	699	3.18%	17,431,271	3.86%	5,820,919	4.10%	14,417	596	27.10	13.86%
15.00 - 17.49%	2,869	13.04%	66,617,366	14.74%	22,692,428	15.99%	14,385	585	27.59	16.26%
17.50 - 19.99%	7,098	32.27%	154,927,944	34.29%	51,049,384	35.97%	14,126	576	27.57	18.31%
20.00 - 22.49%	5,191	23.60%	99,589,071	22.04%	30,841,769	21.73%	13,014	568	27.14	20.78%
22.50 - 24.99%	3,573	16.24%	62,320,797	13.79%	17,573,302	12.38%	12,347	554	27.25	23.24%
25.00 - 27.49%	1,596	7.26%	25,724,370	5.69%	6,588,270	4.64%	12,239	531	27.02	25.51%
27.50 - 29.99%	339	1.54%	5,202,741	1.15%	1,212,023	0.85%	12,639	512	26.95	27.40%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,996	100.00%	451,860,303	100.00%	141,925,582	100.00%	13,692	575	27.35	18.86%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,595	7.25%	30,627,949	6.78%	9,962,524	7.02%	13,806	475	27.74	20.35%
500 - 549	4,651	21.14%	94,086,939	20.82%	31,094,362	21.91%	14,157	527	27.94	19.67%
550 - 599	6,728	30.59%	141,930,238	31.41%	46,074,220	32.46%	14,014	575	27.70	18.74%
600 - 649	3,893	17.70%	86,884,451	19.23%	27,264,310	19.21%	14,057	619	27.15	17.70%
650 - 699	1,196	5.44%	27,753,112	6.14%	8,370,708	5.90%	14,290	669	26.71	15.74%
700 - 749	373	1.70%	8,414,449	1.86%	2,530,139	1.78%	13,134	720	26.14	15.02%
750 - 799	83	0.38%	1,927,645	0.43%	483,209	0.34%	12,344	766	24.91	11.67%
800+	25	0.11%	628,185	0.14%	161,303	0.11%	9,269	837	24.17	6.06%
NA	3,452	15.69%	59,607,334	13.19%	15,984,806	11.26%	11,023	0	25.94	21.30%
Total:	21,996	100.00%	451,860,303	100.00%	141,925,582	100.00%	13,692	575	27.35	18.86%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	11	0.05%	98,537	0.02%	0	0.00%	0	0	0.00	0.00%
25 - 36	46	0.21%	486,867	0.11%	0	0.00%	0	0	0.00	0.00%
37 - 48	434	1.97%	5,422,703	1.20%	378,636	0.27%	4,670	570	6.11	19.80%
49 - 60	1,567	7.12%	22,370,216	4.95%	4,909,825	3.46%	7,033	574	15.26	20.13%
61 - 72	18,244	82.94%	374,525,989	82.89%	120,618,049	84.99%	13,295	576	27.42	18.90%
73+	1,694	7.70%	48,955,992	10.83%	16,019,073	11.29%	18,934	572	31.03	18.19%
Total:	21,996	100.00%	451,860,303	100.00%	141,925,582	100.00%	13,692	575	27.35	18.86%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	8,769	39.87%	180,109,339	39.86%	26,929	0.02%	5,806	540	0.00	20.37%
1 - 12	601	2.73%	8,970,975	1.99%	1,847,923	1.30%	4,706	574	9.69	19.11%
13 - 24	3,532	16.06%	65,246,927	14.44%	27,128,897	19.11%	9,300	582	22.49	18.84%
25 - 36	8,954	40.71%	193,816,621	42.89%	109,776,246	77.35%	14,614	574	28.55	18.87%
37 - 48	140	0.64%	3,716,442	0.82%	3,145,586	2.22%	24,729	558	37.95	18.58%
49 - 60	-	-	-	-	-	-	-	-	-	-
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	21,996	100.00%	451,860,303	100.00%	141,925,582	100.00%	13,692	575	27.35	18.86%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	7,693	34.97%	154,725,027	34.24%	69,216,777	48.77%	12,150	584	26.46	18.48%
1 - 15	2,327	10.58%	48,820,783	10.80%	26,374,825	18.58%	14,239	569	27.64	19.11%
16 - 30	1,189	5.41%	24,352,703	5.39%	13,494,555	9.51%	14,427	568	28.22	19.30%
31 - 60	1,606	7.30%	34,411,156	7.62%	19,805,326	13.95%	15,914	567	28.54	19.24%
61 - 90	773	3.51%	16,406,115	3.63%	9,663,797	6.81%	16,570	564	28.91	19.45%
91 - 120	310	1.41%	6,459,726	1.43%	3,370,303	2.37%	16,806	565	28.50	19.17%
121+	8,098	36.82%	166,684,794	36.89%	0	0.00%	0	0	0.00	0.00%
Total:	21,996	100.00%	451,860,303	100.00%	141,925,582	100.00%	13,692	575	27.35	18.86%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	1,308	5.95%	25,970,993	5.75%	7,124,127	5.02%	12,499	584	26.92	17.94%
Stated, not verified	20,556	93.45%	423,089,951	93.63%	134,257,509	94.60%	13,750	575	27.39	18.92%
Stated, verified to Level 3²	132	0.60%	2,799,359	0.62%	543,946	0.38%	14,823	543	24.22	17.09%
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,996	100.00%	451,860,303	100.00%	141,925,582	100.00%	13,692	575	27.35	18.86%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	21,218	96.46%	435,253,970	96.32%	137,043,206	96.56%	13,642	576	27.33	18.87%
Stated, verified but not Level 4 or 5	778	3.54%	16,606,333	3.68%	4,882,376	3.44%	15,069	560	27.98	18.54%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,996	100.00%	451,860,303	100.00%	141,925,582	100.00%	13,692	575	27.35	18.86%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	1,206	5.48%	21,053,018	4.66%	7,077,149	4.99%	11,062	577	26.07	17.20%
5.00 - 9.99%	7,208	32.77%	139,694,369	30.92%	45,772,483	32.25%	13,311	575	27.17	18.61%
10.00 - 14.99%	8,841	40.19%	187,156,224	41.42%	57,620,485	40.60%	13,971	574	27.52	19.05%
15.00 - 19.99%	4,409	20.04%	96,301,571	21.31%	29,376,640	20.70%	14,345	578	27.60	19.31%
20.00 - 24.99%	327	1.49%	7,558,663	1.67%	2,058,768	1.45%	14,108	572	27.81	18.78%
25.00 - 29.99%	5	0.02%	96,458	0.02%	20,057	0.01%	7,290	588	24.00	16.47%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,996	100.00%	451,860,303	100.00%	141,925,582	100.00%	13,692	575	27.35	18.86%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	2	0.01%	24,259	0.01%	4,453	0.00%	4,453	0	28.00	15.52%
25.00 - 49.99%	69	0.31%	828,923	0.18%	244,450	0.17%	5,674	544	23.10	16.70%
50.00 - 74.99%	388	1.76%	7,161,145	1.58%	2,255,609	1.59%	10,890	561	25.74	16.70%
75.00 - 99.99%	4,974	22.61%	108,177,911	23.94%	34,402,471	24.24%	14,470	556	28.06	18.86%
100.00 - 109.99%	4,680	21.28%	99,955,945	22.12%	30,700,880	21.63%	14,376	566	27.70	18.90%
110.00 - 119.99%	5,122	23.29%	104,083,347	23.03%	32,578,298	22.95%	13,590	575	27.00	19.07%
120.00 - 129.99%	3,983	18.11%	78,460,183	17.36%	25,192,440	17.75%	12,847	589	26.98	18.90%
130.00 - 139.99%	2,621	11.92%	49,563,996	10.97%	15,534,387	10.95%	12,638	602	26.83	19.01%
140.00%+	157	0.71%	3,604,594	0.80%	1,012,594	0.71%	15,149	628	26.01	13.30%
Total:	21,996	100.00%	451,860,303	100.00%	141,925,582	100.00%	13,692	575	27.35	18.86%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	445	2.02%	8,876,802	1.96%	2,853,604	2.01%	13,259	580	27.12	20.58%
Alaska	42	0.19%	960,910	0.21%	281,796	0.20%	15,133	561	27.98	18.53%
Arizona	411	1.87%	8,653,971	1.92%	2,726,170	1.92%	14,430	579	27.56	18.50%
Arkansas	374	1.70%	7,616,794	1.69%	2,267,741	1.60%	13,552	583	27.09	17.89%
California	2,471	11.23%	51,016,324	11.29%	13,673,970	9.63%	13,774	575	27.28	19.68%
Colorado	151	0.69%	3,198,739	0.71%	1,017,964	0.72%	13,796	574	26.76	18.65%
Connecticut	157	0.71%	3,030,690	0.67%	826,599	0.58%	10,159	564	25.48	17.24%
Delaware	133	0.60%	2,647,334	0.59%	850,136	0.60%	14,057	568	28.03	20.14%
Florida	2,153	9.79%	41,754,190	9.24%	13,418,211	9.45%	12,575	577	27.26	18.14%
Georgia	1,184	5.38%	25,014,435	5.54%	8,332,170	5.87%	14,363	572	27.82	19.97%
Hawaii	64	0.29%	1,264,665	0.28%	393,073	0.28%	13,555	588	26.02	18.57%
Idaho	39	0.18%	836,131	0.19%	311,613	0.22%	14,031	582	28.22	18.16%
Illinois	869	3.95%	17,615,623	3.90%	5,645,796	3.98%	13,797	570	27.63	20.16%
Indiana	295	1.34%	5,769,863	1.28%	2,047,484	1.44%	12,944	580	27.14	19.53%
Iowa	72	0.33%	1,425,348	0.32%	520,069	0.37%	14,146	577	28.19	18.16%
Kansas	118	0.54%	2,359,873	0.52%	710,141	0.50%	12,954	572	27.19	20.39%
Kentucky	320	1.45%	6,362,011	1.41%	2,093,462	1.48%	13,602	581	27.48	18.47%
Louisiana	631	2.87%	13,166,891	2.91%	4,354,451	3.07%	14,578	570	27.60	19.30%
Maine	43	0.20%	851,934	0.19%	238,037	0.17%	12,701	581	28.43	15.77%
Maryland	491	2.23%	9,712,534	2.15%	3,271,078	2.30%	14,492	564	28.19	19.50%
Massachusetts	282	1.28%	5,523,957	1.22%	1,564,562	1.10%	10,837	564	25.73	18.79%
Michigan	296	1.35%	5,652,699	1.25%	1,765,060	1.24%	12,180	574	26.55	20.04%
Minnesota	77	0.35%	1,589,131	0.35%	523,513	0.37%	14,025	579	27.94	17.94%
Mississippi	378	1.72%	7,991,351	1.77%	2,359,227	1.66%	13,369	580	26.97	18.88%
Missouri	359	1.63%	6,962,263	1.54%	2,325,646	1.64%	12,896	580	27.20	19.21%
Montana	69	0.31%	1,431,980	0.32%	329,837	0.23%	13,764	559	26.65	20.03%
Nebraska	47	0.21%	973,414	0.22%	312,827	0.22%	16,378	575	29.17	16.67%
Nevada	270	1.23%	5,467,586	1.21%	1,734,048	1.22%	14,170	570	28.32	19.40%
New Hampshire	106	0.48%	2,050,070	0.45%	641,278	0.45%	12,709	554	27.03	19.38%
New Jersey	523	2.38%	10,356,963	2.29%	3,719,225	2.62%	12,861	572	27.04	19.59%
New Mexico	197	0.90%	4,235,571	0.94%	1,383,767	0.97%	13,880	573	27.19	19.29%
New York	802	3.65%	17,003,925	3.76%	5,510,532	3.88%	13,399	579	26.71	19.34%
North Carolina	788	3.58%	16,153,460	3.57%	4,537,329	3.20%	13,031	578	27.50	17.87%
North Dakota	23	0.10%	495,829	0.11%	97,965	0.07%	13,196	570	27.26	19.99%
Ohio	679	3.09%	12,771,847	2.83%	3,459,397	2.44%	12,058	582	26.56	18.99%
Oklahoma	445	2.02%	9,174,552	2.03%	2,935,037	2.07%	13,638	574	27.35	18.79%
Oregon	119	0.54%	2,366,723	0.52%	782,156	0.55%	14,338	572	27.98	19.33%
Pennsylvania	809	3.68%	16,468,004	3.64%	5,716,410	4.03%	13,438	566	27.26	17.88%
Rhode Island	54	0.25%	999,787	0.22%	361,294	0.25%	10,066	568	25.28	18.05%
South Carolina	471	2.14%	9,334,570	2.07%	3,112,981	2.19%	14,060	564	27.89	20.21%
South Dakota	38	0.17%	636,759	0.14%	113,706	0.08%	9,420	603	24.35	20.63%
Tennessee	490	2.23%	9,806,596	2.17%	3,207,627	2.26%	13,202	574	27.44	19.79%
Texas	3,152	14.33%	70,676,626	15.64%	23,187,871	16.34%	14,975	580	27.61	17.38%
Utah	52	0.24%	1,155,190	0.26%	337,483	0.24%	15,088	571	27.03	20.50%
Vermont	35	0.16%	693,776	0.15%	197,953	0.14%	13,033	560	26.14	18.08%
Virginia	342	1.55%	6,922,390	1.53%	2,326,285	1.64%	13,509	575	27.26	19.82%
Washington	167	0.76%	3,375,103	0.75%	1,166,198	0.82%	14,173	578	26.89	19.09%
West Virginia	197	0.90%	3,860,318	0.85%	836,681	0.59%	13,462	584	27.25	19.17%
Wisconsin	175	0.80%	3,597,731	0.80%	1,056,941	0.74%	12,452	575	26.27	19.54%
Wyoming	37	0.17%	799,903	0.18%	255,089	0.18%	17,734	572	28.99	19.68%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	2	0.01%	66,193	0.01%	16,401	0.01%	16,401	571	25.00	16.78%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	46	0.21%	1,005,040	0.22%	174,854	0.12%	15,221	557	28.51	19.55%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	5	0.02%	91,014	0.02%	33,318	0.02%	11,692	584	25.46	17.99%
Virgin Islands	1	0.00%	34,917	0.01%	9,521	0.01%	9,521	507	24.00	15.31%
Total:	21,996	100.00%	451,860,303	100.00%	141,925,582	100.00%	13,692	575	27.35	18.86%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	6,605	30.03%	170,588,430	37.75%	53,019,807	37.36%	16,567	574	28.79	17.85%
Used	15,391	69.97%	281,271,873	62.25%	88,905,775	62.64%	11,977	576	26.50	19.46%
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,996	100.00%	451,860,303	100.00%	141,925,582	100.00%	13,692	575	27.35	18.86%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	12,283	55.84%	217,590,952	48.15%	64,281,702	45.29%	11,519	573	27.00	19.69%
Truck	2,358	10.72%	70,005,633	15.49%	22,698,292	15.99%	18,097	587	27.29	17.21%
SUV	7,355	33.44%	164,263,718	36.35%	54,945,588	38.71%	14,414	572	27.80	18.57%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	21,996	100.00%	451,860,303	100.00%	141,925,582	100.00%	13,692	575	27.35	18.86%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	2,200	10.00%	42,873,127	9.49%	13,136,360	9.26%	13,369	575	26.78	19.19%
Ford: Lincoln	103	0.47%	2,009,036	0.44%	600,412	0.42%	12,304	571	25.24	19.26%
Ford: Mercury	4	0.02%	36,290	0.01%	4,458	0.00%	2,156	625	18.44	18.00%
GMC	396	1.80%	9,613,631	2.13%	3,196,471	2.25%	15,080	578	26.45	18.34%
GMC: Buick	221	1.00%	4,084,887	0.90%	1,405,886	0.99%	12,379	562	27.48	18.84%
GMC: Cadillac	174	0.79%	3,707,269	0.82%	1,157,549	0.82%	14,022	584	26.94	18.97%
GMC: Chevrolet	2,523	11.47%	51,350,173	11.36%	16,569,142	11.67%	13,278	579	26.65	19.30%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	6	0.03%	60,585	0.01%	3,822	0.00%	1,948	580	12.57	22.45%
GMC: Saturn	3	0.01%	32,516	0.01%	3,837	0.00%	2,885	516	21.81	8.36%
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	339	1.54%	7,275,013	1.61%	1,860,676	1.31%	13,883	569	26.41	19.19%
BMW: Mini	32	0.15%	515,918	0.11%	168,986	0.12%	9,876	556	27.28	19.71%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	269	1.22%	6,303,573	1.40%	1,788,563	1.26%	15,974	565	27.91	19.27%
Daimler: Smart	7	0.03%	66,581	0.01%	20,900	0.01%	4,403	611	24.61	19.84%
Fiat	50	0.23%	801,153	0.18%	207,991	0.15%	9,311	547	27.67	18.14%
Fiat: Alfa Romeo	2	0.01%	78,246	0.02%	31,366	0.02%	17,035	611	25.29	12.50%
Fiat: Chrysler	435	1.98%	8,620,746	1.91%	2,635,117	1.86%	13,026	574	27.27	18.61%
Fiat: Dodge	2,872	13.06%	75,101,041	16.62%	24,028,159	16.93%	16,992	585	28.37	17.24%
Fiat: Jeep	2,112	9.60%	51,742,405	11.45%	16,793,910	11.83%	15,575	578	28.80	17.82%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	18	0.08%	345,907	0.08%	123,298	0.09%	12,882	516	27.40	19.40%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	409	1.86%	6,074,574	1.34%	1,606,031	1.13%	9,499	566	26.26	19.98%
Volkswagen: Audi	91	0.41%	2,036,147	0.45%	548,295	0.39%	13,524	583	26.60	17.79%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	10	0.05%	279,844	0.06%	55,474	0.04%	15,446	573	23.60	17.50%
Honda	706	3.21%	12,604,792	2.79%	4,185,690	2.95%	11,716	577	26.52	19.82%
Honda: Acura	89	0.40%	1,799,410	0.40%	555,576	0.39%	12,883	564	26.66	18.79%
Hyundai	1,366	6.21%	21,685,040	4.80%	6,704,416	4.72%	10,558	571	26.95	20.13%
Hyundai: Kia	1,456	6.62%	25,657,809	5.68%	7,621,921	5.37%	11,368	568	27.02	19.98%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	239	1.09%	3,923,457	0.87%	1,250,973	0.88%	10,519	573	26.75	19.28%
Mitsubishi	503	2.29%	9,707,700	2.15%	3,047,249	2.15%	12,608	566	27.59	19.46%
Nissan	3,280	14.91%	60,826,905	13.46%	18,950,120	13.35%	11,990	568	27.16	19.75%
Nissan: Infiniti	158	0.72%	3,838,280	0.85%	1,418,525	1.00%	17,017	556	28.24	19.19%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	98	0.45%	1,894,082	0.42%	445,998	0.31%	11,436	567	24.95	18.95%
Suzuki	3	0.01%	33,638	0.01%	4,652	0.00%	2,516	725	20.07	20.80%
Tata: Jaguar	20	0.09%	470,181	0.10%	129,992	0.09%	14,646	573	26.77	19.45%
Tata: Land Rover	30	0.14%	859,599	0.19%	172,495	0.12%	15,393	589	24.83	17.60%
Toyota	1,513	6.88%	30,424,700	6.73%	9,962,818	7.02%	12,471	576	26.68	19.11%
Toyota: Lexus	122	0.55%	2,795,596	0.62%	940,643	0.66%	14,737	558	26.80	19.65%
Toyota: Scion	36	0.16%	488,415	0.11%	93,648	0.07%	6,568	544	24.18	19.30%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	101	0.46%	1,842,039	0.41%	494,159	0.35%	10,975	564	25.62	20.31%
Total:	21,996	100.00%	451,860,303	100.00%	141,925,582	100.00%	13,692	575	27.35	18.86%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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