StratMaker (141774)

Drive Auto Receivables Trust 2020-2

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

27.17% / 72.83%

Total Original # of Loans

31,806

WA Loan to Value (LTV)

77.77%

Total Original Loan Amount (OLA)

$ 625,649,098

WA Payment to Income (PTI)

11.81%

Weighted Average (WA) OLA

$ 23,016

WA FICO (non-zero)

579

Rep. Period Beginning Loan Amount

$ 333,920,218

WA Remaining Term (RT)

40.18

Rep. Period Ending Loan Amount (ELA)

$ 317,971,238

WA Original APR

18.84%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

31,806

Total Original Loan Amount (OLA)

$ 625,649,098

Weighted Average (WA) OLA

$ 23,016

Rep. Period Beginning Loan Amount

$ 333,920,218

Rep. Period Ending Loan Amount (ELA)

$ 317,971,238

As % of Reporting Period ELA:

New % / Used %

27.17% / 72.83%

WA Loan to Value (LTV)

77.77%

WA Payment to Income (PTI)

11.81%

WA FICO (non-zero)

579

WA Remaining Term (RT)

40.18

WA Original APR

18.84%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3	0.01%	13,352	0.00%	4,136	0.00%	2,085	518	17.09	24.69%
$5,000 - $9,999	2,458	7.73%	20,343,564	3.25%	9,006,260	2.83%	5,392	565	33.17	22.45%
$10,000 - $14,999	7,678	24.14%	98,161,436	15.69%	49,198,757	15.47%	9,056	568	38.79	21.24%
$15,000 - $19,999	8,659	27.22%	150,479,108	24.05%	76,724,665	24.13%	12,436	570	40.12	20.04%
$20,000 - $24,999	5,731	18.02%	127,849,137	20.43%	64,852,668	20.40%	15,887	573	40.37	18.98%
$25,000 - $29,999	3,734	11.74%	101,753,392	16.26%	51,667,253	16.25%	19,316	579	40.87	18.03%
$30,000 - $39,999	2,956	9.29%	100,016,244	15.99%	52,379,822	16.47%	24,019	589	41.50	16.81%
$40,000 - $49,999	472	1.48%	20,410,803	3.26%	10,874,374	3.42%	28,342	624	41.86	12.09%
$50,000 - $59,999	85	0.27%	4,598,787	0.74%	2,220,655	0.70%	32,897	673	40.10	9.70%
$60,000 - $69,999	22	0.07%	1,408,776	0.23%	743,766	0.23%	39,142	729	40.78	8.17%
$70,000 - $79,999	7	0.02%	513,499	0.08%	251,432	0.08%	50,840	719	44.90	11.16%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	1	0.00%	101,000	0.02%	47,451	0.01%	47,451	714	27.00	9.11%
Total:	31,806	100.00%	625,649,098	100.00%	317,971,238	100.00%	16,228	579	40.18	18.84%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	9,539	29.99%	172,365,028	27.55%	5,263,513	1.66%	3,776	570	23.67	19.88%
$5,000 - $9,999	5,934	18.66%	76,381,257	12.21%	47,105,151	14.81%	8,181	574	36.59	20.58%
$10,000 - $14,999	8,260	25.97%	148,442,150	23.73%	101,907,329	32.05%	12,501	572	39.85	19.73%
$15,000 - $19,999	4,658	14.65%	113,771,628	18.18%	80,375,785	25.28%	17,372	576	41.03	18.69%
$20,000 - $24,999	2,235	7.03%	68,871,645	11.01%	49,606,156	15.60%	22,289	582	42.17	17.72%
$25,000 - $29,999	895	2.81%	32,945,299	5.27%	24,158,801	7.60%	27,063	593	43.25	16.32%
$30,000 - $39,999	268	0.84%	11,729,093	1.87%	8,766,708	2.76%	32,882	617	45.28	13.93%
$40,000 - $49,999	16	0.05%	1,071,556	0.17%	727,613	0.23%	45,669	707	44.05	10.18%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	1	0.00%	71,442	0.01%	60,180	0.02%	60,180	672	50.00	14.17%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	31,806	100.00%	625,649,098	100.00%	317,971,238	100.00%	16,228	579	40.18	18.84%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	31,806	100.00%	625,649,098	100.00%	317,971,238	100.00%	16,228	579	40.18	18.84%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,806	100.00%	625,649,098	100.00%	317,971,238	100.00%	16,228	579	40.18	18.84%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	23	0.07%	938,768	0.15%	425,544	0.13%	24,088	738	39.47	4.17%
5.00 - 7.49%	109	0.34%	4,380,389	0.70%	1,987,882	0.63%	26,188	734	39.14	6.53%
7.50 - 9.99%	289	0.91%	10,312,827	1.65%	5,552,406	1.75%	25,041	686	40.58	8.86%
10.00 - 12.49%	566	1.78%	17,032,389	2.72%	9,256,093	2.91%	21,831	637	41.23	11.27%
12.50 - 14.99%	1,788	5.62%	47,193,635	7.54%	25,956,495	8.16%	19,615	609	40.62	13.73%
15.00 - 17.49%	4,353	13.69%	101,283,863	16.19%	54,506,539	17.14%	17,810	594	40.79	16.07%
17.50 - 19.99%	7,401	23.27%	156,841,310	25.07%	80,547,370	25.33%	16,553	572	40.53	18.17%
20.00 - 22.49%	7,589	23.86%	137,817,043	22.03%	69,286,446	21.79%	14,794	559	39.97	20.75%
22.50 - 24.99%	6,529	20.53%	104,907,231	16.77%	50,480,810	15.88%	13,335	551	39.39	23.30%
25.00 - 27.49%	2,574	8.09%	37,111,185	5.93%	16,895,495	5.31%	12,423	541	38.88	25.29%
27.50 - 29.99%	585	1.84%	7,830,459	1.25%	3,076,159	0.97%	11,481	517	38.09	27.71%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,806	100.00%	625,649,098	100.00%	317,971,238	100.00%	16,228	579	40.18	18.84%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	2,253	7.08%	40,784,411	6.52%	20,556,099	6.46%	14,866	475	39.38	20.92%
500 - 549	7,007	22.03%	135,427,923	21.65%	69,947,922	22.00%	15,893	529	40.09	19.87%
550 - 599	8,933	28.09%	181,586,040	29.02%	95,344,910	29.99%	16,696	575	40.71	18.66%
600 - 649	5,514	17.34%	119,261,591	19.06%	61,640,673	19.39%	17,371	620	40.70	17.17%
650 - 699	1,452	4.57%	32,834,508	5.25%	16,358,432	5.14%	18,555	670	40.52	15.62%
700 - 749	578	1.82%	13,402,583	2.14%	6,585,220	2.07%	18,420	722	39.75	14.50%
750 - 799	180	0.57%	4,420,080	0.71%	2,292,893	0.72%	19,133	770	39.73	11.86%
800+	131	0.41%	4,068,916	0.65%	2,156,014	0.68%	22,621	831	39.96	7.76%
NA	5,758	18.10%	93,863,047	15.00%	43,089,075	13.55%	13,059	0	38.75	21.77%
Total:	31,806	100.00%	625,649,098	100.00%	317,971,238	100.00%	16,228	579	40.18	18.84%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	197	0.62%	1,827,860	0.29%	223,792	0.07%	2,675	569	6.62	23.60%
37 - 48	980	3.08%	11,608,426	1.86%	3,517,659	1.11%	6,461	567	17.31	21.81%
49 - 60	2,615	8.22%	34,953,077	5.59%	15,606,261	4.91%	9,883	577	29.19	20.95%
61 - 72	25,755	80.98%	509,436,744	81.43%	262,953,975	82.70%	15,857	577	40.79	19.06%
73+	2,259	7.10%	67,822,992	10.84%	35,669,551	11.22%	22,789	594	42.92	15.97%
Total:	31,806	100.00%	625,649,098	100.00%	317,971,238	100.00%	16,228	579	40.18	18.84%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	7,896	24.83%	153,654,454	24.56%	56,528	0.02%	6,414	533	0.00	17.48%
1 - 12	458	1.44%	7,559,875	1.21%	1,245,586	0.39%	4,401	570	8.33	11.94%
13 - 24	1,121	3.52%	17,438,732	2.79%	7,054,971	2.22%	8,124	580	18.94	18.55%
25 - 36	3,459	10.88%	58,736,425	9.39%	34,565,945	10.87%	12,436	575	31.79	19.35%
37 - 48	18,625	58.56%	381,790,181	61.02%	269,347,893	84.71%	16,784	579	41.75	18.86%
49 - 60	238	0.75%	6,234,697	1.00%	5,531,434	1.74%	25,860	572	50.32	17.25%
61 - 72	9	0.03%	234,735	0.04%	168,881	0.05%	19,687	553	62.44	0.00%
73+	-	-	-	-	-	-	-	-	-	-
Total:	31,806	100.00%	625,649,098	100.00%	317,971,238	100.00%	16,228	579	40.18	18.84%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	14,798	46.53%	288,011,821	46.03%	177,539,793	55.84%	15,339	584	39.82	18.52%
1 - 15	3,744	11.77%	76,439,757	12.22%	52,420,775	16.49%	16,967	575	40.36	18.88%
16 - 30	1,963	6.17%	39,361,242	6.29%	27,333,131	8.60%	16,963	571	40.64	19.29%
31 - 60	2,539	7.98%	51,580,088	8.24%	36,651,923	11.53%	17,760	569	40.90	19.39%
61 - 90	1,218	3.83%	24,295,756	3.88%	17,230,926	5.42%	18,251	570	41.01	19.68%
91 - 120	570	1.79%	10,960,991	1.75%	6,794,689	2.14%	17,425	566	40.33	20.11%
121+	6,974	21.93%	134,999,442	21.58%	0	0.00%	0	0	0.00	0.00%
Total:	31,806	100.00%	625,649,098	100.00%	317,971,238	100.00%	16,228	579	40.18	18.84%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	1,394	4.38%	26,467,489	4.23%	12,842,159	4.04%	15,608	583	40.24	18.65%
Stated, not verified	30,167	94.85%	593,782,833	94.91%	303,609,079	95.48%	16,257	579	40.22	18.86%
Stated, verified to Level 3²	245	0.77%	5,398,776	0.86%	1,519,999	0.48%	15,714	558	32.42	15.97%
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,806	100.00%	625,649,098	100.00%	317,971,238	100.00%	16,228	579	40.18	18.84%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	30,180	94.89%	593,029,471	94.79%	303,378,772	95.41%	16,220	580	40.26	18.81%
Stated, verified but not Level 4 or 5	1,626	5.11%	32,619,627	5.21%	14,592,466	4.59%	16,403	558	38.55	19.51%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,806	100.00%	625,649,098	100.00%	317,971,238	100.00%	16,228	579	40.18	18.84%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	1,454	4.57%	25,022,803	4.00%	13,551,129	4.26%	14,702	592	39.25	16.74%
5.00 - 9.99%	9,858	30.99%	181,756,124	29.05%	95,130,324	29.92%	15,637	580	39.88	18.43%
10.00 - 14.99%	13,014	40.92%	262,711,138	41.99%	132,884,144	41.79%	16,591	577	40.32	19.06%
15.00 - 19.99%	7,173	22.55%	149,202,942	23.85%	73,212,439	23.02%	16,605	576	40.55	19.41%
20.00 - 24.99%	298	0.94%	6,726,647	1.08%	3,086,727	0.97%	16,581	592	38.69	17.48%
25.00 - 29.99%	7	0.02%	178,859	0.03%	93,359	0.03%	17,614	582	37.32	15.52%
30.00 - 39.99%	1	0.00%	17,745	0.00%	13,115	0.00%	13,115	0	41.00	24.00%
40.00 - 49.99%	1	0.00%	32,839	0.01%	0	0.00%	0	0	0.00	0.00%
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,806	100.00%	625,649,098	100.00%	317,971,238	100.00%	16,228	579	40.18	18.84%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	2	0.01%	12,091	0.00%	3,537	0.00%	1,913	511	15.50	18.50%
25.00 - 49.99%	44	0.14%	542,014	0.09%	327,349	0.10%	10,137	521	37.44	18.59%
50.00 - 74.99%	421	1.32%	7,980,782	1.28%	4,435,522	1.39%	16,024	554	40.33	17.55%
75.00 - 99.99%	6,948	21.84%	143,839,717	22.99%	73,750,548	23.19%	16,930	563	40.31	18.59%
100.00 - 109.99%	6,699	21.06%	136,524,646	21.82%	69,176,126	21.76%	16,799	573	40.35	18.62%
110.00 - 119.99%	8,158	25.65%	158,966,111	25.41%	81,183,184	25.53%	16,103	578	40.30	19.11%
120.00 - 129.99%	5,745	18.06%	109,206,752	17.45%	54,652,009	17.19%	15,698	590	40.00	18.93%
130.00 - 139.99%	3,660	11.51%	65,912,639	10.54%	33,270,932	10.46%	14,699	600	39.56	19.32%
140.00%+	129	0.41%	2,664,346	0.43%	1,172,032	0.37%	17,605	650	39.41	16.37%
Total:	31,806	100.00%	625,649,098	100.00%	317,971,238	100.00%	16,228	579	40.18	18.84%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	910	2.86%	17,554,555	2.81%	8,680,819	2.73%	15,879	581	40.18	20.10%
Alaska	56	0.18%	1,265,528	0.20%	555,584	0.17%	20,943	596	41.17	19.09%
Arizona	693	2.18%	14,209,928	2.27%	7,476,828	2.35%	17,663	579	41.05	19.38%
Arkansas	738	2.32%	14,778,150	2.36%	7,247,323	2.28%	16,014	583	40.19	17.78%
California	2,123	6.67%	42,313,235	6.76%	21,093,141	6.63%	16,346	578	39.83	19.26%
Colorado	183	0.58%	3,718,655	0.59%	1,850,030	0.58%	16,836	579	40.90	18.85%
Connecticut	174	0.55%	3,237,053	0.52%	1,828,451	0.58%	14,426	563	39.76	17.49%
Delaware	9	0.03%	154,962	0.02%	70,094	0.02%	12,722	563	37.83	16.07%
Florida	3,264	10.26%	60,889,677	9.73%	31,630,346	9.95%	15,230	579	40.37	18.52%
Georgia	1,925	6.05%	38,383,616	6.14%	19,585,074	6.16%	16,493	581	40.17	19.63%
Hawaii	115	0.36%	2,239,396	0.36%	1,205,605	0.38%	17,263	588	40.18	19.23%
Idaho	71	0.22%	1,354,139	0.22%	798,066	0.25%	16,248	579	39.44	19.57%
Illinois	1,184	3.72%	22,216,534	3.55%	11,134,674	3.50%	15,194	577	39.36	20.22%
Indiana	512	1.61%	9,552,419	1.53%	4,952,470	1.56%	15,002	581	40.10	19.84%
Iowa	148	0.47%	2,620,526	0.42%	1,354,730	0.43%	15,445	571	40.87	19.23%
Kansas	157	0.49%	2,935,815	0.47%	1,473,585	0.46%	15,329	571	40.48	19.78%
Kentucky	457	1.44%	8,305,080	1.33%	4,364,935	1.37%	15,011	582	39.92	18.91%
Louisiana	935	2.94%	18,319,335	2.93%	9,193,305	2.89%	16,505	579	40.37	19.49%
Maine	55	0.17%	1,157,323	0.18%	571,545	0.18%	16,503	580	40.96	16.77%
Maryland	910	2.86%	18,130,434	2.90%	9,100,118	2.86%	16,257	566	39.37	19.61%
Massachusetts	14	0.04%	293,424	0.05%	195,027	0.06%	17,010	572	38.70	19.90%
Michigan	352	1.11%	6,580,987	1.05%	3,116,622	0.98%	14,805	580	39.28	19.29%
Minnesota	145	0.46%	2,755,881	0.44%	1,442,833	0.45%	15,942	589	41.29	17.96%
Mississippi	592	1.86%	11,706,193	1.87%	5,892,850	1.85%	16,123	588	40.22	19.37%
Missouri	704	2.21%	13,041,190	2.08%	6,681,175	2.10%	15,811	582	40.37	19.03%
Montana	132	0.42%	2,616,341	0.42%	1,063,763	0.33%	17,950	581	40.78	19.73%
Nebraska	80	0.25%	1,632,679	0.26%	906,947	0.29%	16,145	590	39.74	16.18%
Nevada	309	0.97%	6,196,215	0.99%	3,207,084	1.01%	17,289	578	40.89	19.64%
New Hampshire	194	0.61%	3,381,191	0.54%	1,526,908	0.48%	14,998	568	40.27	20.34%
New Jersey	483	1.52%	9,075,706	1.45%	4,544,789	1.43%	14,493	569	39.00	20.00%
New Mexico	275	0.86%	5,773,794	0.92%	2,761,243	0.87%	16,882	576	39.31	19.81%
New York	820	2.58%	16,368,160	2.62%	7,778,348	2.45%	15,498	573	39.18	19.52%
North Carolina	1,293	4.07%	25,478,251	4.07%	12,735,695	4.01%	16,189	584	40.43	17.93%
North Dakota	51	0.16%	973,724	0.16%	523,954	0.16%	15,334	582	39.71	20.10%
Ohio	945	2.97%	17,130,900	2.74%	8,690,895	2.73%	14,371	579	40.07	19.55%
Oklahoma	785	2.47%	15,376,387	2.46%	7,659,598	2.41%	15,826	578	40.62	18.24%
Oregon	209	0.66%	4,063,269	0.65%	2,039,935	0.64%	17,257	579	40.96	18.78%
Pennsylvania	1,135	3.57%	21,460,446	3.43%	10,869,762	3.42%	14,720	560	38.65	18.09%
Rhode Island	34	0.11%	682,507	0.11%	411,303	0.13%	16,048	576	40.96	16.54%
South Carolina	729	2.29%	13,670,229	2.18%	7,324,779	2.30%	15,550	575	40.37	19.60%
South Dakota	44	0.14%	815,771	0.13%	339,977	0.11%	16,041	592	39.66	18.56%
Tennessee	812	2.55%	15,250,009	2.44%	7,825,496	2.46%	15,372	586	40.46	19.53%
Texas	5,347	16.81%	115,240,016	18.42%	59,284,900	18.64%	17,910	582	40.57	17.62%
Utah	110	0.35%	2,199,984	0.35%	1,173,630	0.37%	16,966	579	40.32	19.23%
Vermont	34	0.11%	637,998	0.10%	327,420	0.10%	15,416	571	39.54	17.14%
Virginia	632	1.99%	11,855,600	1.89%	6,259,798	1.97%	15,785	571	40.90	19.32%
Washington	171	0.54%	3,335,488	0.53%	1,774,210	0.56%	16,006	569	39.75	19.29%
West Virginia	301	0.95%	5,651,604	0.90%	2,856,051	0.90%	16,591	576	40.35	18.54%
Wisconsin	311	0.98%	6,116,724	0.98%	3,195,555	1.00%	16,524	579	40.14	19.25%
Wyoming	41	0.13%	794,094	0.13%	339,756	0.11%	18,235	563	40.70	18.42%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	3	0.01%	51,494	0.01%	33,951	0.01%	12,476	555	39.63	16.30%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	96	0.30%	2,059,805	0.33%	1,005,096	0.32%	18,123	567	40.97	19.49%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	4	0.01%	46,676	0.01%	15,164	0.00%	7,645	546	36.69	18.44%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	31,806	100.00%	625,649,098	100.00%	317,971,238	100.00%	16,228	579	40.18	18.84%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	6,426	20.20%	173,430,977	27.72%	86,389,794	27.17%	20,565	584	41.21	17.01%
Used	25,380	79.80%	452,218,121	72.28%	231,581,444	72.83%	14,610	577	39.79	19.52%
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,806	100.00%	625,649,098	100.00%	317,971,238	100.00%	16,228	579	40.18	18.84%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	16,658	52.37%	279,110,358	44.61%	136,000,751	42.77%	13,539	577	39.89	19.76%
Truck	3,931	12.36%	112,476,863	17.98%	58,826,025	18.50%	21,625	591	40.35	17.22%
SUV	11,217	35.27%	234,061,877	37.41%	123,144,462	38.73%	16,620	574	40.41	18.61%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	31,806	100.00%	625,649,098	100.00%	317,971,238	100.00%	16,228	579	40.18	18.84%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,345	10.52%	63,162,420	10.10%	32,196,631	10.13%	15,944	578	39.69	19.07%
Ford: Lincoln	140	0.44%	2,645,671	0.42%	1,344,779	0.42%	14,893	559	39.33	19.48%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	692	2.18%	16,743,438	2.68%	8,581,785	2.70%	19,155	575	40.06	18.25%
GMC: Buick	396	1.25%	6,644,597	1.06%	3,507,693	1.10%	13,515	564	39.63	19.68%
GMC: Cadillac	320	1.01%	6,718,663	1.07%	3,587,478	1.13%	17,073	576	39.54	19.18%
GMC: Chevrolet	4,089	12.86%	79,706,159	12.74%	41,443,300	13.03%	16,365	580	39.95	19.18%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	436	1.37%	8,960,087	1.43%	4,172,026	1.31%	16,264	568	39.42	19.09%
BMW: Mini	54	0.17%	770,001	0.12%	292,462	0.09%	10,449	570	38.17	20.34%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	366	1.15%	8,239,709	1.32%	4,040,971	1.27%	17,244	568	39.72	19.68%
Daimler: Smart	3	0.01%	33,717	0.01%	2,789	0.00%	2,789	612	30.00	6.00%
Fiat	54	0.17%	756,719	0.12%	366,517	0.12%	11,567	562	38.85	20.72%
Fiat: Alfa Romeo	5	0.02%	149,153	0.02%	40,022	0.01%	20,125	632	42.00	17.89%
Fiat: Chrysler	627	1.97%	11,616,599	1.86%	5,082,943	1.60%	15,299	580	38.99	18.80%
Fiat: Dodge	4,175	13.13%	106,653,030	17.05%	53,159,818	16.72%	20,186	591	40.79	17.27%
Fiat: Jeep	2,747	8.64%	63,659,981	10.18%	33,231,478	10.45%	18,284	583	41.24	17.56%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	33	0.10%	584,578	0.09%	304,175	0.10%	14,378	565	39.80	17.81%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	657	2.07%	9,782,655	1.56%	5,001,394	1.57%	12,362	567	39.63	20.41%
Volkswagen: Audi	197	0.62%	3,908,733	0.62%	1,744,157	0.55%	16,385	571	39.09	19.03%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	15	0.05%	505,191	0.08%	235,006	0.07%	24,383	608	40.46	16.18%
Honda	1,242	3.90%	22,346,799	3.57%	11,993,567	3.77%	14,084	580	40.08	19.47%
Honda: Acura	107	0.34%	2,088,945	0.33%	1,178,551	0.37%	15,598	572	39.27	18.22%
Hyundai	1,885	5.93%	29,010,276	4.64%	14,628,025	4.60%	12,250	571	40.04	19.90%
Hyundai: Kia	1,922	6.04%	31,065,265	4.97%	15,962,391	5.02%	13,130	573	40.25	20.03%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	368	1.16%	5,904,073	0.94%	2,999,723	0.94%	13,069	565	39.73	20.35%
Mitsubishi	646	2.03%	12,052,365	1.93%	5,428,905	1.71%	14,370	555	40.08	19.47%
Nissan	4,398	13.83%	74,737,774	11.95%	38,105,447	11.98%	13,559	573	40.17	19.81%
Nissan: Infiniti	225	0.71%	4,778,366	0.76%	2,160,469	0.68%	16,481	572	39.79	18.90%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	203	0.64%	3,764,910	0.60%	1,754,067	0.55%	14,011	579	38.91	19.70%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	42	0.13%	1,036,851	0.17%	535,414	0.17%	19,893	571	40.96	18.65%
Tata: Land Rover	59	0.19%	1,592,854	0.25%	801,965	0.25%	20,718	579	40.33	17.35%
Toyota	1,995	6.27%	39,288,584	6.28%	20,896,623	6.57%	15,583	577	39.78	19.03%
Toyota: Lexus	162	0.51%	3,612,519	0.58%	1,660,422	0.52%	16,737	579	39.30	18.45%
Toyota: Scion	44	0.14%	496,547	0.08%	242,410	0.08%	8,314	574	35.85	21.18%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	157	0.49%	2,631,868	0.42%	1,287,837	0.41%	13,980	570	39.81	19.70%
Total:	31,806	100.00%	625,649,098	100.00%	317,971,238	100.00%	16,228	579	40.18	18.84%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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