StratMaker (141782)

Santander Drive Auto Receivables Trust 2019-1

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

46.80% / 53.20%

Total Original # of Loans

16,822

WA Loan to Value (LTV)

57.32%

Total Original Loan Amount (OLA)

$ 382,073,266

WA Payment to Income (PTI)

10.53%

Weighted Average (WA) OLA

$ 27,542

WA FICO (non-zero)

608

Rep. Period Beginning Loan Amount

$ 140,137,387

WA Remaining Term (RT)

28.15

Rep. Period Ending Loan Amount (ELA)

$ 133,079,343

WA Original APR

15.25%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

16,822

Total Original Loan Amount (OLA)

$ 382,073,266

Weighted Average (WA) OLA

$ 27,542

Rep. Period Beginning Loan Amount

$ 140,137,387

Rep. Period Ending Loan Amount (ELA)

$ 133,079,343

As % of Reporting Period ELA:

New % / Used %

46.80% / 53.20%

WA Loan to Value (LTV)

57.32%

WA Payment to Income (PTI)

10.53%

WA FICO (non-zero)

608

WA Remaining Term (RT)

28.15

WA Original APR

15.25%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	2	0.01%	9,851	0.00%	2,285	0.00%	1,145	596	19.20	11.41%
$5,000 - $9,999	987	5.87%	8,174,147	2.14%	2,107,029	1.58%	3,854	595	22.78	18.87%
$10,000 - $14,999	3,175	18.87%	40,493,480	10.60%	13,483,098	10.13%	6,672	592	26.28	18.51%
$15,000 - $19,999	3,791	22.54%	66,174,558	17.32%	22,263,222	16.73%	9,437	594	27.32	17.39%
$20,000 - $24,999	3,167	18.83%	70,846,925	18.54%	24,696,713	18.56%	12,340	594	28.18	16.52%
$25,000 - $29,999	2,222	13.21%	60,778,632	15.91%	21,422,054	16.10%	15,219	602	28.79	15.65%
$30,000 - $39,999	2,288	13.60%	78,723,900	20.60%	28,772,668	21.62%	18,409	614	28.87	13.90%
$40,000 - $49,999	850	5.05%	37,343,791	9.77%	13,217,964	9.93%	21,567	627	29.05	11.22%
$50,000 - $59,999	240	1.43%	12,997,743	3.40%	4,615,996	3.47%	24,992	659	28.90	8.49%
$60,000 - $69,999	83	0.49%	5,277,149	1.38%	2,046,865	1.54%	30,687	676	29.75	8.73%
$70,000 - $79,999	16	0.10%	1,172,952	0.31%	416,160	0.31%	37,027	691	31.20	8.80%
$80,000 - $89,999	1	0.01%	80,137	0.02%	35,288	0.03%	35,288	679	28.00	13.03%
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	16,822	100.00%	382,073,266	100.00%	133,079,343	100.00%	14,642	608	28.15	15.25%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	6,535	38.85%	127,851,237	33.46%	5,312,987	3.99%	3,710	613	20.64	15.84%
$5,000 - $9,999	4,298	25.55%	73,655,334	19.28%	32,215,005	24.21%	7,752	606	25.79	15.95%
$10,000 - $14,999	3,141	18.67%	78,211,071	20.47%	38,572,353	28.98%	12,442	604	27.65	15.65%
$15,000 - $19,999	1,732	10.30%	56,291,441	14.73%	29,698,426	22.32%	17,266	606	29.19	14.94%
$20,000 - $24,999	726	4.32%	28,079,612	7.35%	16,029,382	12.04%	22,169	608	31.08	14.35%
$25,000 - $29,999	282	1.68%	12,392,522	3.24%	7,589,697	5.70%	26,985	620	32.43	14.10%
$30,000 - $39,999	99	0.59%	4,986,632	1.31%	3,243,148	2.44%	32,903	629	34.72	12.82%
$40,000 - $49,999	7	0.04%	467,305	0.12%	316,171	0.24%	45,268	687	36.00	12.07%
$50,000 - $59,999	2	0.01%	138,112	0.04%	102,175	0.08%	51,088	676	38.00	14.16%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	16,822	100.00%	382,073,266	100.00%	133,079,343	100.00%	14,642	608	28.15	15.25%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	16,822	100.00%	382,073,266	100.00%	133,079,343	100.00%	14,642	608	28.15	15.25%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	16,822	100.00%	382,073,266	100.00%	133,079,343	100.00%	14,642	608	28.15	15.25%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	255	1.52%	8,772,129	2.30%	2,851,717	2.14%	15,716	670	27.21	4.82%
5.00 - 7.49%	716	4.26%	24,754,704	6.48%	7,867,415	5.91%	17,217	679	27.34	6.37%
7.50 - 9.99%	1,224	7.28%	33,608,482	8.80%	11,449,470	8.60%	15,270	647	26.98	8.69%
10.00 - 12.49%	1,830	10.88%	48,502,125	12.69%	17,700,686	13.30%	15,226	621	27.85	11.24%
12.50 - 14.99%	2,305	13.70%	57,423,355	15.03%	21,415,144	16.09%	15,110	610	28.01	13.60%
15.00 - 17.49%	2,674	15.90%	61,658,791	16.14%	22,791,162	17.13%	14,797	597	28.49	16.04%
17.50 - 19.99%	2,982	17.73%	63,016,898	16.49%	22,414,820	16.84%	14,434	586	28.90	18.14%
20.00 - 22.49%	1,897	11.28%	35,986,916	9.42%	12,341,956	9.27%	13,314	575	28.38	20.89%
22.50 - 24.99%	1,743	10.36%	29,570,943	7.74%	9,345,614	7.02%	12,285	565	28.31	23.46%
25.00 - 27.49%	984	5.85%	15,571,864	4.08%	4,118,393	3.09%	12,174	546	28.41	25.57%
27.50 - 29.99%	212	1.26%	3,207,058	0.84%	782,964	0.59%	13,189	519	29.13	27.19%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	16,822	100.00%	382,073,266	100.00%	133,079,343	100.00%	14,642	608	28.15	15.25%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	552	3.28%	10,303,986	2.70%	3,810,196	2.86%	13,698	478	29.07	20.32%
500 - 549	2,137	12.70%	43,627,108	11.42%	16,292,597	12.24%	14,065	530	28.67	17.99%
550 - 599	4,647	27.62%	104,497,833	27.35%	37,993,110	28.55%	14,525	577	28.46	15.93%
600 - 649	4,391	26.10%	108,583,484	28.42%	38,163,241	28.68%	15,166	623	28.17	14.06%
650 - 699	1,805	10.73%	50,484,968	13.21%	17,235,228	12.95%	16,861	669	28.09	11.59%
700 - 749	639	3.80%	16,740,815	4.38%	5,426,546	4.08%	14,817	720	26.71	10.90%
750 - 799	266	1.58%	6,952,696	1.82%	2,204,356	1.66%	14,206	771	26.34	10.02%
800+	171	1.02%	4,196,956	1.10%	1,466,383	1.10%	12,992	831	26.34	9.19%
NA	2,214	13.16%	36,685,419	9.60%	10,487,687	7.88%	10,986	0	27.28	21.22%
Total:	16,822	100.00%	382,073,266	100.00%	133,079,343	100.00%	14,642	608	28.15	15.25%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	1	0.01%	14,555	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	27	0.16%	271,366	0.07%	0	0.00%	0	0	0.00	0.00%
37 - 48	288	1.71%	3,355,963	0.88%	205,445	0.15%	3,715	571	6.49	19.37%
49 - 60	1,126	6.69%	16,151,414	4.23%	3,695,706	2.78%	6,357	609	15.58	16.31%
61 - 72	13,439	79.89%	297,886,692	77.97%	104,855,831	78.79%	13,764	605	27.98	15.58%
73+	1,941	11.54%	64,393,276	16.85%	24,322,361	18.28%	19,778	618	30.98	13.61%
Total:	16,822	100.00%	382,073,266	100.00%	133,079,343	100.00%	14,642	608	28.15	15.25%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	4,835	28.74%	106,707,586	27.93%	9,784	0.01%	2,238	616	0.00	17.94%
1 - 12	313	1.86%	4,602,558	1.20%	751,917	0.57%	4,401	624	9.39	14.58%
13 - 24	2,032	12.08%	39,599,051	10.36%	14,162,227	10.64%	9,238	625	21.63	13.66%
25 - 36	9,455	56.21%	225,775,032	59.09%	113,842,366	85.54%	14,953	606	28.70	15.40%
37 - 48	187	1.11%	5,389,039	1.41%	4,313,049	3.24%	25,990	601	38.33	16.50%
49 - 60	-	-	-	-	-	-	-	-	-	-
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	16,822	100.00%	382,073,266	100.00%	133,079,343	100.00%	14,642	608	28.15	15.25%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	8,091	48.10%	182,941,527	47.88%	77,456,893	58.20%	13,292	616	27.29	14.46%
1 - 15	1,788	10.63%	42,037,967	11.00%	21,925,081	16.48%	15,762	599	28.87	15.83%
16 - 30	942	5.60%	22,582,379	5.91%	11,854,286	8.91%	16,035	594	29.08	15.86%
31 - 60	1,049	6.24%	24,299,557	6.36%	13,865,463	10.42%	17,277	596	29.93	17.00%
61 - 90	444	2.64%	10,172,415	2.66%	6,024,864	4.53%	18,292	593	30.16	17.56%
91 - 120	167	0.99%	3,858,645	1.01%	1,952,756	1.47%	17,176	584	29.55	16.87%
121+	4,341	25.81%	96,180,775	25.17%	0	0.00%	0	0	0.00	0.00%
Total:	16,822	100.00%	382,073,266	100.00%	133,079,343	100.00%	14,642	608	28.15	15.25%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	1,002	5.96%	21,145,137	5.53%	6,701,434	5.04%	12,842	613	27.81	14.91%
Stated, not verified	15,741	93.57%	358,989,378	93.96%	125,803,038	94.53%	14,730	607	28.17	15.26%
Stated, verified to Level 3²	79	0.47%	1,938,751	0.51%	574,871	0.43%	16,342	583	27.67	15.47%
NA	-	-	-	-	-	-	-	-	-	-
Total:	16,822	100.00%	382,073,266	100.00%	133,079,343	100.00%	14,642	608	28.15	15.25%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	16,370	97.31%	371,490,164	97.23%	129,595,370	97.38%	14,616	608	28.14	15.24%
Stated, verified but not Level 4 or 5	452	2.69%	10,583,102	2.77%	3,483,972	2.62%	15,628	596	28.49	15.53%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	16,822	100.00%	382,073,266	100.00%	133,079,343	100.00%	14,642	608	28.15	15.25%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	1,884	11.20%	36,644,097	9.59%	12,824,564	9.64%	11,365	624	26.43	12.65%
5.00 - 9.99%	6,571	39.06%	143,426,931	37.54%	50,921,882	38.26%	14,103	607	27.91	14.84%
10.00 - 14.99%	5,734	34.09%	137,594,486	36.01%	47,342,874	35.57%	15,570	605	28.61	15.85%
15.00 - 19.99%	2,395	14.24%	58,238,599	15.24%	19,873,709	14.93%	15,868	604	28.78	16.65%
20.00 - 24.99%	234	1.39%	6,079,708	1.59%	2,084,853	1.57%	15,286	611	28.34	14.28%
25.00 - 29.99%	4	0.02%	89,444	0.02%	31,461	0.02%	9,667	679	26.75	8.44%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	16,822	100.00%	382,073,266	100.00%	133,079,343	100.00%	14,642	608	28.15	15.25%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	11	0.07%	92,732	0.02%	25,014	0.02%	2,737	690	17.21	8.45%
25.00 - 49.99%	166	0.99%	2,271,721	0.59%	662,641	0.50%	6,289	614	24.61	10.90%
50.00 - 74.99%	748	4.45%	14,763,067	3.86%	5,033,671	3.78%	10,936	608	26.18	11.62%
75.00 - 99.99%	4,370	25.98%	107,340,610	28.09%	37,610,979	28.26%	15,095	597	28.27	14.32%
100.00 - 109.99%	3,446	20.49%	81,514,277	21.33%	28,667,223	21.54%	15,201	598	28.58	15.71%
110.00 - 119.99%	3,446	20.49%	75,602,691	19.79%	26,461,367	19.88%	14,582	606	28.28	16.25%
120.00 - 129.99%	2,491	14.81%	53,531,340	14.01%	18,782,551	14.11%	14,316	615	28.08	16.09%
130.00 - 139.99%	1,927	11.46%	40,807,389	10.68%	13,861,507	10.42%	14,084	634	27.69	16.10%
140.00%+	217	1.29%	6,149,440	1.61%	1,974,388	1.48%	18,118	683	28.13	9.59%
Total:	16,822	100.00%	382,073,266	100.00%	133,079,343	100.00%	14,642	608	28.15	15.25%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	375	2.23%	7,667,141	2.01%	2,640,025	1.98%	13,226	605	27.92	17.83%
Alaska	26	0.15%	606,667	0.16%	234,392	0.18%	15,934	614	28.42	15.44%
Arizona	311	1.85%	7,306,253	1.91%	2,370,951	1.78%	15,113	621	28.17	14.59%
Arkansas	310	1.84%	6,821,027	1.79%	2,373,752	1.78%	14,279	619	28.04	14.13%
California	1,835	10.91%	41,983,154	10.99%	12,799,569	9.62%	15,023	607	28.34	16.04%
Colorado	129	0.77%	2,976,949	0.78%	1,003,055	0.75%	14,956	609	27.89	13.82%
Connecticut	178	1.06%	3,858,398	1.01%	1,229,485	0.92%	11,371	602	26.54	13.81%
Delaware	75	0.45%	1,507,875	0.39%	538,705	0.40%	12,257	601	27.12	15.69%
Florida	1,873	11.13%	40,233,148	10.53%	14,686,820	11.04%	13,715	605	28.12	15.17%
Georgia	970	5.77%	23,173,658	6.07%	8,551,916	6.43%	15,868	604	28.89	16.09%
Hawaii	36	0.21%	757,188	0.20%	269,699	0.20%	13,884	561	27.83	19.43%
Idaho	44	0.26%	1,036,442	0.27%	391,660	0.29%	15,060	621	28.06	14.96%
Illinois	748	4.45%	16,667,213	4.36%	6,005,443	4.51%	14,580	604	28.43	15.78%
Indiana	234	1.39%	5,117,682	1.34%	1,700,292	1.28%	12,964	614	27.51	15.29%
Iowa	64	0.38%	1,534,985	0.40%	541,507	0.41%	13,290	603	27.91	15.19%
Kansas	92	0.55%	2,115,592	0.55%	673,929	0.51%	12,426	629	26.22	14.20%
Kentucky	237	1.41%	5,112,291	1.34%	1,929,319	1.45%	13,868	602	28.35	15.99%
Louisiana	476	2.83%	11,371,890	2.98%	3,887,859	2.92%	15,854	604	28.53	15.53%
Maine	44	0.26%	847,762	0.22%	313,583	0.24%	10,050	597	25.54	14.81%
Maryland	17	0.10%	414,334	0.11%	151,937	0.11%	15,680	621	28.87	14.80%
Massachusetts	263	1.56%	5,250,908	1.37%	1,596,809	1.20%	11,287	598	26.86	15.12%
Michigan	224	1.33%	4,624,933	1.21%	1,575,565	1.18%	13,117	602	27.74	16.28%
Minnesota	85	0.51%	1,866,757	0.49%	671,804	0.50%	13,850	630	26.94	13.07%
Mississippi	270	1.61%	6,133,157	1.61%	1,989,945	1.50%	14,091	598	27.93	16.01%
Missouri	305	1.81%	6,253,539	1.64%	2,307,859	1.73%	13,438	614	27.89	15.91%
Montana	38	0.23%	1,042,498	0.27%	244,807	0.18%	17,482	615	27.47	13.17%
Nebraska	38	0.23%	901,525	0.24%	301,755	0.23%	14,006	626	28.03	13.48%
Nevada	218	1.30%	4,908,248	1.28%	1,719,765	1.29%	15,904	602	28.84	15.30%
New Hampshire	93	0.55%	1,627,771	0.43%	568,737	0.43%	10,480	590	27.08	17.49%
New Jersey	445	2.65%	8,990,311	2.35%	3,236,458	2.43%	12,244	591	26.91	15.57%
New Mexico	157	0.93%	3,884,059	1.02%	1,367,724	1.03%	16,721	610	28.15	16.62%
New York	675	4.01%	15,405,962	4.03%	5,524,313	4.15%	14,353	605	27.38	15.96%
North Carolina	671	3.99%	14,952,300	3.91%	5,001,397	3.76%	14,342	612	28.37	14.76%
North Dakota	19	0.11%	455,901	0.12%	115,893	0.09%	11,106	632	27.02	14.27%
Ohio	558	3.32%	11,410,303	2.99%	3,602,393	2.71%	13,332	607	27.87	15.74%
Oklahoma	321	1.91%	7,353,861	1.92%	2,348,988	1.77%	14,191	622	27.66	14.45%
Oregon	104	0.62%	2,336,482	0.61%	693,790	0.52%	13,796	623	27.64	15.05%
Pennsylvania	43	0.26%	918,588	0.24%	348,175	0.26%	13,624	603	28.63	15.10%
Rhode Island	47	0.28%	943,894	0.25%	357,714	0.27%	10,732	575	27.27	15.26%
South Carolina	370	2.20%	7,920,577	2.07%	2,803,653	2.11%	13,659	594	28.70	16.72%
South Dakota	26	0.15%	550,545	0.14%	205,181	0.15%	13,309	611	27.74	15.57%
Tennessee	355	2.11%	7,772,790	2.03%	2,891,230	2.17%	14,531	606	27.93	16.22%
Texas	2,616	15.55%	67,253,671	17.60%	24,675,356	18.54%	16,311	614	28.49	13.78%
Utah	35	0.21%	787,345	0.21%	218,275	0.16%	13,317	605	26.18	15.38%
Vermont	27	0.16%	518,040	0.14%	199,674	0.15%	15,433	593	30.38	15.94%
Virginia	250	1.49%	5,524,606	1.45%	2,187,486	1.64%	14,530	593	28.49	16.14%
Washington	139	0.83%	3,243,637	0.85%	1,130,024	0.85%	15,705	607	28.22	14.50%
West Virginia	142	0.84%	3,214,335	0.84%	1,104,005	0.83%	15,104	620	28.45	15.30%
Wisconsin	173	1.03%	3,840,389	1.01%	1,452,483	1.09%	13,400	614	27.26	14.63%
Wyoming	19	0.11%	563,809	0.15%	197,731	0.15%	19,997	618	29.62	12.63%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	20	0.12%	490,597	0.13%	137,674	0.10%	15,146	604	28.52	15.59%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	2	0.01%	22,279	0.01%	8,787	0.01%	4,494	506	15.42	25.68%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	16,822	100.00%	382,073,266	100.00%	133,079,343	100.00%	14,642	608	28.15	15.25%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	6,106	36.30%	179,553,405	46.99%	62,282,500	46.80%	17,747	611	29.24	13.91%
Used	10,716	63.70%	202,519,861	53.01%	70,796,842	53.20%	11,910	604	27.19	16.43%
NA	-	-	-	-	-	-	-	-	-	-
Total:	16,822	100.00%	382,073,266	100.00%	133,079,343	100.00%	14,642	608	28.15	15.25%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	8,474	50.37%	155,204,498	40.62%	51,474,226	38.68%	11,961	599	27.87	17.17%
Truck	2,494	14.83%	85,449,419	22.36%	30,148,730	22.65%	19,182	624	28.21	13.06%
SUV	5,854	34.80%	141,419,349	37.01%	51,456,387	38.67%	14,664	606	28.40	14.60%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	16,822	100.00%	382,073,266	100.00%	133,079,343	100.00%	14,642	608	28.15	15.25%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	1,514	9.00%	31,676,615	8.29%	10,555,097	7.93%	13,267	609	27.10	16.04%
Ford: Lincoln	66	0.39%	1,303,677	0.34%	404,474	0.30%	11,222	604	26.33	16.07%
Ford: Mercury	6	0.04%	71,776	0.02%	20,414	0.02%	6,252	572	25.72	18.80%
GMC	322	1.91%	8,756,245	2.29%	3,225,438	2.42%	15,845	597	27.22	14.75%
GMC: Buick	163	0.97%	3,023,025	0.79%	1,024,812	0.77%	11,024	596	27.32	17.04%
GMC: Cadillac	150	0.89%	3,771,182	0.99%	1,423,527	1.07%	14,752	607	27.20	15.23%
GMC: Chevrolet	1,746	10.38%	37,842,396	9.90%	13,391,937	10.06%	13,966	599	27.68	16.66%
GMC: Hummer	1	0.01%	17,043	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	2	0.01%	20,452	0.01%	1,403	0.00%	1,403	660	12.00	14.20%
GMC: Saturn	2	0.01%	18,529	0.00%	8,352	0.01%	8,143	519	27.68	19.71%
Tesla	4	0.02%	173,792	0.05%	39,585	0.03%	19,866	644	25.53	10.09%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	209	1.24%	4,943,976	1.29%	1,591,051	1.20%	15,457	599	28.00	15.55%
BMW: Mini	28	0.17%	422,166	0.11%	135,291	0.10%	7,658	609	24.79	15.44%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	219	1.30%	5,614,438	1.47%	1,788,495	1.34%	15,244	596	27.75	15.05%
Daimler: Smart	6	0.04%	56,229	0.01%	23,690	0.02%	4,805	595	27.33	17.95%
Fiat	59	0.35%	971,585	0.25%	255,581	0.19%	11,457	607	28.67	14.98%
Fiat: Alfa Romeo	4	0.02%	207,838	0.05%	83,318	0.06%	37,700	687	33.57	10.07%
Fiat: Chrysler	393	2.34%	9,284,905	2.43%	3,308,707	2.49%	15,395	609	28.84	15.06%
Fiat: Dodge	2,878	17.11%	90,079,854	23.58%	31,558,018	23.71%	18,586	628	29.07	12.87%
Fiat: Jeep	1,999	11.88%	53,919,256	14.11%	19,431,749	14.60%	15,651	619	28.86	13.04%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	16	0.10%	383,752	0.10%	128,923	0.10%	13,232	589	26.66	13.87%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	305	1.81%	4,483,068	1.17%	1,541,566	1.16%	9,402	598	27.04	18.15%
Volkswagen: Audi	67	0.40%	1,625,530	0.43%	599,460	0.45%	15,057	581	27.12	15.68%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	9	0.05%	282,132	0.07%	113,654	0.09%	16,672	584	27.39	12.29%
Honda	535	3.18%	9,648,458	2.53%	3,341,483	2.51%	11,302	594	27.17	16.97%
Honda: Acura	55	0.33%	1,189,036	0.31%	444,403	0.33%	13,105	594	27.48	15.71%
Hyundai	951	5.65%	14,956,545	3.91%	4,933,603	3.71%	9,723	595	27.29	17.85%
Hyundai: Kia	954	5.67%	17,100,370	4.48%	5,863,949	4.41%	11,792	588	28.34	18.55%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	129	0.77%	2,201,698	0.58%	763,989	0.57%	10,962	586	27.42	17.58%
Mitsubishi	290	1.72%	5,380,040	1.41%	1,704,605	1.28%	11,701	573	28.40	17.91%
Nissan	2,161	12.85%	40,250,471	10.53%	13,436,127	10.10%	12,074	589	27.88	17.59%
Nissan: Infiniti	122	0.73%	3,087,569	0.81%	1,137,001	0.85%	14,693	588	27.70	15.06%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	89	0.53%	1,707,641	0.45%	609,505	0.46%	10,994	599	26.64	16.17%
Suzuki	3	0.02%	30,813	0.01%	4,123	0.00%	4,123	665	27.00	13.34%
Tata: Jaguar	16	0.10%	431,579	0.11%	168,826	0.13%	14,268	576	27.80	14.99%
Tata: Land Rover	28	0.17%	850,277	0.22%	351,117	0.26%	18,346	579	29.38	13.75%
Toyota	1,120	6.66%	22,354,489	5.85%	8,201,157	6.16%	12,605	593	27.62	16.46%
Toyota: Lexus	101	0.60%	2,343,059	0.61%	886,200	0.67%	13,453	609	26.43	15.05%
Toyota: Scion	26	0.15%	313,064	0.08%	113,759	0.09%	6,008	576	25.75	19.13%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	74	0.44%	1,278,695	0.33%	464,952	0.35%	11,308	617	26.79	17.19%
Total:	16,822	100.00%	382,073,266	100.00%	133,079,343	100.00%	14,642	608	28.15	15.25%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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