StratMaker (141786)

Santander Drive Auto Receivables Trust 2022-2

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

22.55% / 77.45%

Total Original # of Loans

75,424

WA Loan to Value (LTV)

93.17%

Total Original Loan Amount (OLA)

$ 1,985,216,075

WA Payment to Income (PTI)

11.24%

Weighted Average (WA) OLA

$ 30,194

WA FICO (non-zero)

599

Rep. Period Beginning Loan Amount

$ 1,546,216,561

WA Remaining Term (RT)

58.95

Rep. Period Ending Loan Amount (ELA)

$ 1,487,472,796

WA Original APR

14.41%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

75,424

Total Original Loan Amount (OLA)

$ 1,985,216,075

Weighted Average (WA) OLA

$ 30,194

Rep. Period Beginning Loan Amount

$ 1,546,216,561

Rep. Period Ending Loan Amount (ELA)

$ 1,487,472,796

As % of Reporting Period ELA:

New % / Used %

22.55% / 77.45%

WA Loan to Value (LTV)

93.17%

WA Payment to Income (PTI)

11.24%

WA FICO (non-zero)

599

WA Remaining Term (RT)

58.95

WA Original APR

14.41%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3	0.00%	14,775	0.00%	8,285	0.00%	3,782	562	43.00	10.22%
$5,000 - $9,999	1,776	2.35%	14,993,054	0.76%	7,812,274	0.53%	6,368	590	42.85	13.88%
$10,000 - $14,999	7,320	9.71%	93,764,519	4.72%	50,023,170	3.36%	10,138	588	47.32	15.75%
$15,000 - $19,999	12,630	16.75%	222,953,175	11.23%	144,769,860	9.73%	15,030	589	54.05	16.29%
$20,000 - $24,999	15,525	20.58%	349,483,782	17.60%	253,867,110	17.07%	19,840	593	58.12	16.18%
$25,000 - $29,999	13,667	18.12%	374,426,108	18.86%	285,466,641	19.19%	24,390	595	59.64	15.62%
$30,000 - $39,999	17,155	22.74%	589,616,819	29.70%	467,627,507	31.44%	30,793	600	60.67	14.32%
$40,000 - $49,999	5,930	7.86%	260,208,241	13.11%	213,203,012	14.33%	38,709	610	61.35	11.27%
$50,000 - $59,999	1,191	1.58%	63,511,910	3.20%	51,163,057	3.44%	45,741	613	60.66	8.09%
$60,000 - $69,999	130	0.17%	8,307,749	0.42%	6,826,283	0.46%	54,662	633	60.52	6.92%
$70,000 - $79,999	49	0.06%	3,643,312	0.18%	3,090,937	0.21%	64,667	668	61.47	8.69%
$80,000 - $89,999	28	0.04%	2,364,023	0.12%	2,010,343	0.14%	74,628	688	62.48	9.13%
$90,000 - $99,999	20	0.03%	1,928,608	0.10%	1,604,318	0.11%	84,575	688	63.30	8.59%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	75,424	100.00%	1,985,216,075	100.00%	1,487,472,796	100.00%	27,283	599	58.95	14.41%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	14,164	18.78%	294,575,889	14.84%	20,782,161	1.40%	3,097	596	11.99	17.08%
$5,000 - $9,999	4,004	5.31%	67,605,307	3.41%	29,924,263	2.01%	7,767	587	33.85	14.91%
$10,000 - $14,999	6,418	8.51%	102,252,037	5.15%	82,029,219	5.51%	12,942	591	52.17	14.84%
$15,000 - $19,999	11,269	14.94%	228,342,187	11.50%	199,239,672	13.39%	17,794	593	57.97	15.57%
$20,000 - $24,999	13,145	17.43%	330,510,701	16.65%	295,304,822	19.85%	22,558	594	60.12	15.73%
$25,000 - $29,999	11,041	14.64%	337,179,646	16.98%	302,440,749	20.33%	27,468	597	60.87	15.17%
$30,000 - $39,999	12,370	16.40%	471,516,851	23.75%	422,553,807	28.41%	34,386	602	61.64	13.63%
$40,000 - $49,999	2,705	3.59%	132,535,878	6.68%	117,058,732	7.87%	43,416	614	62.08	10.10%
$50,000 - $59,999	206	0.27%	12,489,160	0.63%	10,918,636	0.73%	53,133	626	61.95	7.23%
$60,000 - $69,999	54	0.07%	3,940,554	0.20%	3,456,160	0.23%	64,130	668	62.21	8.92%
$70,000 - $79,999	30	0.04%	2,536,549	0.13%	2,235,374	0.15%	74,611	686	62.29	9.08%
$80,000 - $89,999	18	0.02%	1,731,315	0.09%	1,529,200	0.10%	85,046	684	63.62	9.04%
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	75,424	100.00%	1,985,216,075	100.00%	1,487,472,796	100.00%	27,283	599	58.95	14.41%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	75,424	100.00%	1,985,216,075	100.00%	1,487,472,796	100.00%	27,283	599	58.95	14.41%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	75,424	100.00%	1,985,216,075	100.00%	1,487,472,796	100.00%	27,283	599	58.95	14.41%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	559	0.74%	24,377,379	1.23%	19,131,720	1.29%	37,873	610	58.59	1.77%
2.50 - 4.99%	596	0.79%	17,041,677	0.86%	10,310,929	0.69%	32,300	634	56.53	4.43%
5.00 - 7.49%	3,802	5.04%	102,795,088	5.18%	82,050,361	5.52%	28,226	640	59.14	6.54%
7.50 - 9.99%	8,653	11.47%	251,861,313	12.69%	200,529,729	13.48%	29,758	608	59.38	8.79%
10.00 - 12.49%	11,351	15.05%	336,214,526	16.94%	265,715,032	17.86%	29,677	609	59.74	11.14%
12.50 - 14.99%	11,110	14.73%	317,519,309	15.99%	250,406,586	16.83%	28,590	604	59.82	13.48%
15.00 - 17.49%	9,977	13.23%	270,346,882	13.62%	200,850,347	13.50%	27,255	597	59.31	15.98%
17.50 - 19.99%	11,660	15.46%	280,221,054	14.12%	184,848,005	12.43%	24,783	586	57.34	18.28%
20.00 - 22.49%	8,891	11.79%	200,165,868	10.08%	141,713,058	9.53%	23,295	578	58.03	20.88%
22.50 - 24.99%	6,108	8.10%	131,745,876	6.64%	96,197,096	6.47%	22,102	565	58.43	23.45%
25.00 - 27.49%	2,326	3.08%	46,141,455	2.32%	31,747,602	2.13%	20,283	551	57.08	25.51%
27.50 - 29.99%	391	0.52%	6,785,649	0.34%	3,972,330	0.27%	17,944	540	51.98	27.83%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	75,424	100.00%	1,985,216,075	100.00%	1,487,472,796	100.00%	27,283	599	58.95	14.41%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,090	1.45%	23,106,963	1.16%	16,478,336	1.11%	22,541	474	56.75	18.61%
500 - 549	10,418	13.81%	255,210,728	12.86%	184,507,987	12.40%	25,387	531	57.50	16.64%
550 - 599	27,668	36.68%	742,211,020	37.39%	561,513,306	37.75%	27,368	576	58.97	14.40%
600 - 649	18,365	24.35%	518,390,420	26.11%	397,016,557	26.69%	28,675	620	59.73	13.51%
650 - 699	5,408	7.17%	155,120,566	7.81%	117,132,264	7.87%	29,463	671	59.71	12.60%
700 - 749	2,297	3.05%	66,840,653	3.37%	50,324,073	3.38%	30,922	722	59.89	11.11%
750 - 799	809	1.07%	23,489,218	1.18%	16,955,530	1.14%	31,491	771	59.27	8.61%
800+	488	0.65%	13,050,969	0.66%	9,238,286	0.62%	28,410	830	58.89	7.14%
NA	8,881	11.77%	187,795,539	9.46%	134,306,458	9.03%	22,130	0	57.85	17.63%
Total:	75,424	100.00%	1,985,216,075	100.00%	1,487,472,796	100.00%	27,283	599	58.95	14.41%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	24	0.03%	264,205	0.01%	122,627	0.01%	6,934	635	12.59	8.46%
25 - 36	166	0.22%	2,191,317	0.11%	1,273,788	0.09%	10,651	629	24.43	7.88%
37 - 48	1,540	2.04%	24,588,997	1.24%	17,681,557	1.19%	15,275	603	37.26	15.14%
49 - 60	7,064	9.37%	139,573,093	7.03%	107,064,638	7.20%	19,741	598	49.07	15.98%
61 - 72	57,274	75.94%	1,506,868,573	75.90%	1,112,664,315	74.80%	27,092	599	59.35	14.56%
73+	9,356	12.40%	311,729,889	15.70%	248,665,871	16.72%	32,338	602	63.20	13.06%
Total:	75,424	100.00%	1,985,216,075	100.00%	1,487,472,796	100.00%	27,283	599	58.95	14.41%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	5,756	7.63%	145,382,242	7.32%	11,531	0.00%	652	586	0.00	16.98%
1 - 12	8,848	11.73%	166,700,577	8.40%	27,498,593	1.85%	4,538	591	9.15	17.53%
13 - 24	1,128	1.50%	23,305,598	1.17%	9,540,123	0.64%	10,273	572	15.22	17.96%
25 - 36	573	0.76%	9,299,509	0.47%	6,238,104	0.42%	13,768	593	32.82	12.23%
37 - 48	3,707	4.91%	70,310,905	3.54%	55,899,079	3.76%	18,176	591	44.08	14.72%
49 - 60	19,866	26.34%	525,662,168	26.48%	446,441,928	30.01%	25,967	594	56.77	13.36%
61 - 72	35,543	47.12%	1,044,459,791	52.61%	941,763,476	63.31%	29,374	603	62.94	14.79%
73+	3	0.00%	95,285	0.00%	79,962	0.01%	31,816	587	77.95	5.27%
Total:	75,424	100.00%	1,985,216,075	100.00%	1,487,472,796	100.00%	27,283	599	58.95	14.41%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	47,323	62.74%	1,239,400,859	62.43%	960,144,259	64.55%	26,984	606	59.12	13.72%
1 - 15	9,933	13.17%	269,132,665	13.56%	219,570,672	14.76%	27,951	591	58.65	14.80%
16 - 30	4,624	6.13%	122,741,022	6.18%	100,896,817	6.78%	27,762	587	58.76	15.28%
31 - 60	5,633	7.47%	150,322,873	7.57%	126,020,063	8.47%	27,763	585	58.51	16.35%
61 - 90	2,513	3.33%	66,163,607	3.33%	56,034,718	3.77%	27,755	587	58.53	17.14%
91 - 120	1,238	1.64%	31,801,833	1.60%	24,806,267	1.67%	27,505	585	59.15	18.19%
121+	4,160	5.52%	105,653,215	5.32%	0	0.00%	0	0	0.00	0.00%
Total:	75,424	100.00%	1,985,216,075	100.00%	1,487,472,796	100.00%	27,283	599	58.95	14.41%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	3,985	5.28%	96,270,286	4.85%	68,157,670	4.58%	24,742	629	58.23	12.90%
Stated, not verified	70,241	93.13%	1,863,647,685	93.88%	1,408,869,847	94.72%	27,444	598	59.11	14.47%
Stated, verified to Level 3²	1,198	1.59%	25,298,104	1.27%	10,445,280	0.70%	22,266	584	42.33	16.55%
NA	-	-	-	-	-	-	-	-	-	-
Total:	75,424	100.00%	1,985,216,075	100.00%	1,487,472,796	100.00%	27,283	599	58.95	14.41%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	71,890	95.31%	1,899,665,061	95.69%	1,433,077,667	96.34%	27,342	600	59.16	14.37%
Stated, verified but not Level 4 or 5	3,534	4.69%	85,551,014	4.31%	54,395,129	3.66%	25,731	587	53.57	15.67%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	75,424	100.00%	1,985,216,075	100.00%	1,487,472,796	100.00%	27,283	599	58.95	14.41%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	7,260	9.63%	164,318,096	8.28%	120,792,204	8.12%	24,504	612	57.47	9.89%
5.00 - 9.99%	25,585	33.92%	663,391,201	33.42%	498,578,223	33.52%	27,232	600	58.74	12.95%
10.00 - 14.99%	26,970	35.76%	725,756,133	36.56%	539,585,184	36.28%	27,635	596	58.95	15.24%
15.00 - 19.99%	14,135	18.74%	387,516,341	19.52%	292,487,164	19.66%	27,618	596	59.72	17.05%
20.00 - 24.99%	1,471	1.95%	44,125,216	2.22%	35,932,653	2.42%	29,329	616	60.75	16.05%
25.00 - 29.99%	2	0.00%	67,362	0.00%	61,662	0.00%	31,489	599	62.43	21.61%
30.00 - 39.99%	1	0.00%	41,724	0.00%	35,706	0.00%	35,706	589	60.00	12.37%
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	75,424	100.00%	1,985,216,075	100.00%	1,487,472,796	100.00%	27,283	599	58.95	14.41%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	105	0.14%	980,525	0.05%	681,281	0.05%	8,072	586	46.89	8.06%
25.00 - 49.99%	1,214	1.61%	17,578,163	0.89%	12,714,809	0.85%	14,558	583	54.37	8.59%
50.00 - 74.99%	5,024	6.66%	112,194,924	5.65%	84,259,810	5.66%	22,807	605	57.90	9.55%
75.00 - 99.99%	19,614	26.00%	545,218,534	27.46%	407,783,244	27.41%	28,202	590	58.69	12.52%
100.00 - 109.99%	14,992	19.88%	423,040,126	21.31%	319,588,390	21.49%	28,954	597	59.47	14.40%
110.00 - 119.99%	15,369	20.38%	419,350,444	21.12%	315,109,945	21.18%	28,225	602	59.54	15.43%
120.00 - 129.99%	10,216	13.54%	261,761,996	13.19%	192,992,383	12.97%	26,662	605	58.87	16.52%
130.00 - 139.99%	8,211	10.89%	190,071,130	9.57%	142,844,528	9.60%	23,911	609	58.51	17.94%
140.00%+	679	0.90%	15,020,233	0.76%	11,498,407	0.77%	22,780	617	58.40	17.34%
Total:	75,424	100.00%	1,985,216,075	100.00%	1,487,472,796	100.00%	27,283	599	58.95	14.41%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,346	1.78%	33,392,100	1.68%	23,857,185	1.60%	26,588	598	58.08	15.69%
Alaska	66	0.09%	2,013,565	0.10%	1,487,307	0.10%	30,284	607	58.48	13.31%
Arizona	1,251	1.66%	33,579,001	1.69%	25,365,160	1.71%	27,853	599	58.98	14.16%
Arkansas	1,166	1.55%	31,388,853	1.58%	23,176,950	1.56%	28,119	602	58.86	14.20%
California	5,726	7.59%	154,177,902	7.77%	115,406,473	7.76%	27,891	602	59.04	14.25%
Colorado	766	1.02%	20,014,887	1.01%	15,311,020	1.03%	26,913	596	58.61	13.71%
Connecticut	689	0.91%	16,748,753	0.84%	12,330,237	0.83%	24,753	597	57.56	12.50%
Delaware	364	0.48%	8,516,228	0.43%	5,975,148	0.40%	25,482	596	57.60	14.41%
Florida	10,136	13.44%	268,690,337	13.53%	208,388,337	14.01%	27,122	600	59.85	14.16%
Georgia	3,491	4.63%	92,730,524	4.67%	66,663,874	4.48%	27,484	598	58.17	15.37%
Hawaii	184	0.24%	5,136,935	0.26%	3,930,395	0.26%	29,907	599	59.23	15.37%
Idaho	147	0.19%	3,631,484	0.18%	2,573,252	0.17%	26,068	597	58.43	14.01%
Illinois	1,943	2.58%	49,257,251	2.48%	34,906,773	2.35%	26,411	597	57.60	15.13%
Indiana	1,178	1.56%	29,631,113	1.49%	22,728,616	1.53%	26,214	594	58.60	15.19%
Iowa	266	0.35%	6,930,212	0.35%	5,176,323	0.35%	26,862	588	58.68	14.06%
Kansas	291	0.39%	7,554,860	0.38%	5,537,458	0.37%	26,344	592	57.86	14.44%
Kentucky	944	1.25%	23,170,665	1.17%	16,799,303	1.13%	25,785	598	58.55	15.19%
Louisiana	1,386	1.84%	38,060,419	1.92%	28,216,373	1.90%	28,723	594	58.15	14.42%
Maine	198	0.26%	4,961,591	0.25%	3,778,190	0.25%	25,725	588	58.88	13.37%
Maryland	45	0.06%	1,157,785	0.06%	912,103	0.06%	26,068	600	57.78	16.55%
Massachusetts	1,126	1.49%	27,326,238	1.38%	20,127,298	1.35%	25,143	596	58.86	14.35%
Michigan	1,565	2.07%	40,188,569	2.02%	29,086,341	1.96%	25,796	599	59.15	15.77%
Minnesota	438	0.58%	11,205,199	0.56%	8,245,093	0.55%	26,846	591	58.35	13.31%
Mississippi	968	1.28%	24,761,061	1.25%	17,198,765	1.16%	26,714	601	57.06	15.87%
Missouri	1,333	1.77%	32,458,275	1.63%	23,801,382	1.60%	25,471	593	58.27	15.29%
Montana	207	0.27%	5,360,118	0.27%	4,166,033	0.28%	27,460	602	59.06	13.94%
Nebraska	214	0.28%	5,437,146	0.27%	3,818,812	0.26%	26,643	600	58.10	13.18%
Nevada	788	1.04%	21,179,439	1.07%	16,413,877	1.10%	27,905	598	59.52	13.56%
New Hampshire	355	0.47%	8,145,196	0.41%	6,324,797	0.43%	23,831	591	58.69	14.21%
New Jersey	2,104	2.79%	53,129,267	2.68%	39,602,158	2.66%	25,582	605	59.17	13.89%
New Mexico	519	0.69%	13,939,875	0.70%	10,529,599	0.71%	27,594	594	58.87	14.52%
New York	2,973	3.94%	80,600,236	4.06%	60,152,662	4.04%	27,457	611	59.06	14.11%
North Carolina	3,109	4.12%	81,834,949	4.12%	60,831,529	4.09%	26,993	599	58.99	14.36%
North Dakota	93	0.12%	2,346,622	0.12%	1,742,952	0.12%	25,601	580	57.17	14.73%
Ohio	3,364	4.46%	80,370,721	4.05%	61,396,593	4.13%	24,598	598	59.21	15.33%
Oklahoma	1,152	1.53%	29,296,762	1.48%	21,691,590	1.46%	26,776	594	58.20	14.30%
Oregon	440	0.58%	10,514,287	0.53%	7,451,823	0.50%	24,724	594	58.01	13.96%
Pennsylvania	2,530	3.35%	62,197,164	3.13%	44,241,222	2.97%	25,895	597	58.57	14.08%
Rhode Island	204	0.27%	4,662,491	0.23%	3,382,126	0.23%	24,520	594	57.94	13.45%
South Carolina	1,299	1.72%	32,194,745	1.62%	22,251,857	1.50%	26,117	594	57.63	14.76%
South Dakota	84	0.11%	2,185,322	0.11%	1,751,932	0.12%	28,129	596	57.55	13.30%
Tennessee	1,884	2.50%	47,389,739	2.39%	34,777,137	2.34%	26,266	603	58.49	15.45%
Texas	13,365	17.72%	381,915,960	19.24%	294,909,762	19.83%	29,391	601	59.45	13.97%
Utah	276	0.37%	7,316,452	0.37%	5,598,624	0.38%	27,781	594	59.13	13.88%
Vermont	108	0.14%	2,760,839	0.14%	2,148,492	0.14%	25,394	597	58.74	12.58%
Virginia	1,283	1.70%	33,012,382	1.66%	24,652,048	1.66%	27,105	593	58.59	14.61%
Washington	502	0.67%	12,925,732	0.65%	9,348,775	0.63%	26,683	591	58.55	14.64%
West Virginia	616	0.82%	15,922,030	0.80%	12,066,777	0.81%	26,923	590	58.98	14.22%
Wisconsin	599	0.79%	14,911,708	0.75%	10,714,044	0.72%	25,523	589	57.30	15.12%
Wyoming	79	0.10%	2,207,820	0.11%	1,540,302	0.10%	28,054	601	59.59	13.97%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	1	0.00%	31,278	0.00%	21,968	0.00%	21,968	578	39.00	11.88%
District of Columbia	263	0.35%	6,743,989	0.34%	4,965,949	0.33%	25,355	595	58.01	16.21%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	75,424	100.00%	1,985,216,075	100.00%	1,487,472,796	100.00%	27,283	599	58.95	14.41%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	14,239	18.88%	460,823,207	23.21%	335,468,422	22.55%	32,428	599	58.87	12.12%
Used	61,185	81.12%	1,524,392,868	76.79%	1,152,004,374	77.45%	25,785	599	58.98	15.08%
NA	-	-	-	-	-	-	-	-	-	-
Total:	75,424	100.00%	1,985,216,075	100.00%	1,487,472,796	100.00%	27,283	599	58.95	14.41%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	32,161	42.64%	713,308,566	35.93%	505,409,538	33.98%	23,259	600	58.17	16.05%
Truck	11,940	15.83%	425,881,460	21.45%	330,666,882	22.23%	33,970	603	59.43	12.39%
SUV	31,323	41.53%	846,026,049	42.62%	651,396,376	43.79%	27,011	597	59.32	14.17%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	75,424	100.00%	1,985,216,075	100.00%	1,487,472,796	100.00%	27,283	599	58.95	14.41%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	4,450	5.90%	112,115,001	5.65%	82,906,256	5.57%	27,449	602	58.28	14.86%
Ford: Lincoln	354	0.47%	9,119,383	0.46%	6,789,256	0.46%	25,826	590	58.06	14.41%
Ford: Mercury	6	0.01%	61,392	0.00%	21,310	0.00%	10,930	538	47.54	24.39%
GMC	1,785	2.37%	58,208,743	2.93%	44,867,435	3.02%	32,689	600	59.06	13.17%
GMC: Buick	863	1.14%	19,790,501	1.00%	15,252,529	1.03%	22,869	590	58.96	15.66%
GMC: Cadillac	701	0.93%	20,421,106	1.03%	15,026,346	1.01%	30,674	608	57.68	13.41%
GMC: Chevrolet	8,569	11.36%	229,602,968	11.57%	173,205,946	11.64%	28,166	598	58.97	14.86%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	4	0.01%	36,194	0.00%	4,084	0.00%	1,093	526	6.48	20.73%
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	41	0.05%	1,573,847	0.08%	1,109,107	0.07%	35,616	624	60.09	10.86%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,218	1.61%	34,961,560	1.76%	27,021,037	1.82%	28,584	597	58.48	14.54%
BMW: Mini	159	0.21%	3,606,403	0.18%	2,993,250	0.20%	23,190	592	59.63	14.53%
Daimler: Freightliner	1	0.00%	46,980	0.00%	39,937	0.00%	39,937	691	59.00	9.62%
Daimler: Mercedes-Benz	1,174	1.56%	34,597,158	1.74%	26,704,580	1.80%	28,623	596	58.95	14.81%
Daimler: Smart	14	0.02%	154,234	0.01%	107,407	0.01%	13,236	558	56.47	18.30%
Fiat	145	0.19%	2,469,549	0.12%	1,396,670	0.09%	17,362	594	54.53	16.39%
Fiat: Alfa Romeo	99	0.13%	3,311,300	0.17%	2,709,812	0.18%	31,213	605	61.28	13.00%
Fiat: Chrysler	1,352	1.79%	31,255,406	1.57%	19,955,182	1.34%	25,224	602	56.35	14.65%
Fiat: Dodge	6,852	9.08%	236,941,162	11.94%	178,916,556	12.03%	33,845	607	59.52	11.99%
Fiat: Jeep	7,525	9.98%	212,622,334	10.71%	160,061,341	10.76%	28,229	603	59.44	12.98%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	147	0.19%	4,070,396	0.21%	3,077,420	0.21%	30,752	602	58.31	12.07%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,818	2.41%	40,999,426	2.07%	31,816,614	2.14%	23,522	596	59.17	14.71%
Volkswagen: Audi	544	0.72%	15,404,270	0.78%	11,983,471	0.81%	28,219	600	58.81	14.08%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	72	0.10%	2,698,538	0.14%	1,962,048	0.13%	35,539	623	57.82	11.19%
Honda	4,180	5.54%	102,076,683	5.14%	78,730,360	5.29%	24,268	602	59.49	15.24%
Honda: Acura	416	0.55%	10,925,234	0.55%	8,284,035	0.56%	26,369	600	57.89	13.41%
Hyundai	4,078	5.41%	86,145,749	4.34%	63,507,315	4.27%	22,118	592	58.80	15.98%
Hyundai: Kia	4,332	5.74%	93,307,121	4.70%	69,282,428	4.66%	22,120	593	58.91	16.45%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	891	1.18%	20,056,950	1.01%	14,970,599	1.01%	22,806	593	58.96	15.21%
Mitsubishi	1,388	1.84%	33,514,422	1.69%	25,522,232	1.72%	24,656	595	59.78	16.11%
Nissan	8,494	11.26%	194,727,368	9.81%	139,582,964	9.38%	23,502	593	58.50	16.08%
Nissan: Infiniti	597	0.79%	17,194,357	0.87%	13,112,444	0.88%	27,825	595	58.41	14.58%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	618	0.82%	14,554,655	0.73%	11,056,495	0.74%	23,290	598	58.53	14.37%
Suzuki	3	0.00%	26,516	0.00%	3,422	0.00%	2,506	610	9.05	19.87%
Tata: Jaguar	82	0.11%	2,577,044	0.13%	1,872,362	0.13%	30,313	605	59.16	13.74%
Tata: Land Rover	210	0.28%	7,294,826	0.37%	5,458,857	0.37%	33,831	587	59.03	12.68%
Toyota	5,906	7.83%	156,985,134	7.91%	118,779,250	7.99%	26,776	600	59.46	14.66%
Toyota: Lexus	502	0.67%	14,866,268	0.75%	11,263,421	0.76%	28,402	597	57.92	13.76%
Toyota: Scion	92	0.12%	1,440,465	0.07%	825,797	0.06%	15,848	613	55.08	17.90%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	5,742	7.61%	155,455,431	7.83%	117,293,220	7.89%	27,255	596	58.47	14.35%
Total:	75,424	100.00%	1,985,216,075	100.00%	1,487,472,796	100.00%	27,283	599	58.95	14.41%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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