StratMaker (141790)

Drive Auto Receivables Trust 2020-1

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

31.26% / 68.74%

Total Original # of Loans

29,108

WA Loan to Value (LTV)

79.03%

Total Original Loan Amount (OLA)

$ 594,020,019

WA Payment to Income (PTI)

11.75%

Weighted Average (WA) OLA

$ 23,485

WA FICO (non-zero)

578

Rep. Period Beginning Loan Amount

$ 292,858,554

WA Remaining Term (RT)

37.50

Rep. Period Ending Loan Amount (ELA)

$ 279,665,921

WA Original APR

18.72%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

29,108

Total Original Loan Amount (OLA)

$ 594,020,019

Weighted Average (WA) OLA

$ 23,485

Rep. Period Beginning Loan Amount

$ 292,858,554

Rep. Period Ending Loan Amount (ELA)

$ 279,665,921

As % of Reporting Period ELA:

New % / Used %

31.26% / 68.74%

WA Loan to Value (LTV)

79.03%

WA Payment to Income (PTI)

11.75%

WA FICO (non-zero)

578

WA Remaining Term (RT)

37.50

WA Original APR

18.72%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	2	0.01%	9,953	0.00%	2,454	0.00%	2,454	502	23.00	21.00%
$5,000 - $9,999	1,740	5.98%	14,356,020	2.42%	5,656,850	2.02%	5,058	572	29.68	21.60%
$10,000 - $14,999	6,010	20.65%	77,021,736	12.97%	33,928,977	12.13%	8,674	575	35.00	20.58%
$15,000 - $19,999	8,005	27.50%	139,656,293	23.51%	65,368,262	23.37%	12,379	572	37.13	19.82%
$20,000 - $24,999	6,029	20.71%	134,594,903	22.66%	64,138,806	22.93%	16,028	574	37.95	18.97%
$25,000 - $29,999	3,840	13.19%	104,706,046	17.63%	49,990,346	17.88%	19,653	578	38.48	18.28%
$30,000 - $39,999	3,029	10.41%	102,684,972	17.29%	50,160,414	17.94%	24,282	583	38.82	17.26%
$40,000 - $49,999	351	1.21%	15,200,405	2.56%	7,820,361	2.80%	28,175	601	38.49	12.48%
$50,000 - $59,999	78	0.27%	4,221,978	0.71%	1,889,882	0.68%	32,090	652	38.10	9.74%
$60,000 - $69,999	22	0.08%	1,399,034	0.24%	618,311	0.22%	38,997	648	37.63	10.19%
$70,000 - $79,999	1	0.00%	70,831	0.01%	38,842	0.01%	38,842	658	35.00	5.90%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	1	0.00%	97,848	0.02%	52,415	0.02%	52,415	754	36.00	5.90%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	29,108	100.00%	594,020,019	100.00%	279,665,921	100.00%	16,698	578	37.50	18.72%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	10,084	34.64%	191,795,947	32.29%	4,822,448	1.72%	3,717	573	22.03	19.25%
$5,000 - $9,999	4,822	16.57%	65,370,745	11.00%	37,960,468	13.57%	8,126	578	33.51	19.68%
$10,000 - $14,999	6,557	22.53%	122,734,291	20.66%	81,257,007	29.06%	12,555	577	36.66	19.29%
$15,000 - $19,999	4,322	14.85%	106,126,622	17.87%	74,509,905	26.64%	17,358	575	38.28	18.75%
$20,000 - $24,999	2,198	7.55%	66,427,162	11.18%	48,772,488	17.44%	22,278	577	39.58	18.14%
$25,000 - $29,999	815	2.80%	28,665,177	4.83%	22,072,636	7.89%	27,159	581	41.03	17.39%
$30,000 - $39,999	296	1.02%	12,103,607	2.04%	9,642,677	3.45%	32,720	591	42.97	15.82%
$40,000 - $49,999	12	0.04%	633,788	0.11%	519,645	0.19%	43,470	625	44.95	14.75%
$50,000 - $59,999	2	0.01%	162,680	0.03%	108,647	0.04%	54,391	704	40.66	11.18%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	29,108	100.00%	594,020,019	100.00%	279,665,921	100.00%	16,698	578	37.50	18.72%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	29,108	100.00%	594,020,019	100.00%	279,665,921	100.00%	16,698	578	37.50	18.72%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	29,108	100.00%	594,020,019	100.00%	279,665,921	100.00%	16,698	578	37.50	18.72%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	3	0.01%	120,818	0.02%	19,432	0.01%	10,383	716	17.89	0.70%
2.50 - 4.99%	42	0.14%	1,696,496	0.29%	743,582	0.27%	21,622	657	34.04	4.32%
5.00 - 7.49%	92	0.32%	3,541,929	0.60%	1,625,766	0.58%	23,806	657	34.53	6.27%
7.50 - 9.99%	192	0.66%	6,069,874	1.02%	3,156,563	1.13%	21,715	623	37.04	8.94%
10.00 - 12.49%	538	1.85%	15,574,182	2.62%	8,169,829	2.92%	20,307	610	36.92	11.27%
12.50 - 14.99%	1,161	3.99%	30,195,712	5.08%	15,838,071	5.66%	19,344	600	37.69	13.82%
15.00 - 17.49%	4,141	14.23%	97,190,097	16.36%	48,369,119	17.30%	18,049	589	37.77	16.28%
17.50 - 19.99%	8,779	30.16%	189,298,223	31.87%	91,781,473	32.82%	17,109	576	38.04	18.24%
20.00 - 22.49%	7,349	25.25%	138,195,809	23.26%	63,873,714	22.84%	15,501	567	37.34	20.78%
22.50 - 24.99%	4,990	17.14%	84,470,004	14.22%	35,966,740	12.86%	14,158	561	36.79	23.27%
25.00 - 27.49%	1,558	5.35%	23,876,429	4.02%	8,655,045	3.09%	13,000	538	36.02	24.91%
27.50 - 29.99%	263	0.90%	3,790,446	0.64%	1,466,587	0.52%	12,906	531	35.08	27.29%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	29,108	100.00%	594,020,019	100.00%	279,665,921	100.00%	16,698	578	37.50	18.72%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,740	5.98%	32,919,311	5.54%	15,433,959	5.52%	15,959	474	37.68	20.25%
500 - 549	5,881	20.20%	120,191,480	20.23%	58,299,831	20.85%	16,890	528	37.67	19.32%
550 - 599	9,126	31.35%	195,446,824	32.90%	94,288,169	33.71%	17,399	576	37.90	18.23%
600 - 649	5,434	18.67%	116,121,284	19.55%	56,000,093	20.02%	17,318	620	37.76	17.92%
650 - 699	1,537	5.28%	33,873,457	5.70%	15,756,139	5.63%	17,259	670	37.07	16.83%
700 - 749	485	1.67%	10,803,339	1.82%	4,883,402	1.75%	16,988	719	36.42	15.74%
750 - 799	64	0.22%	1,565,761	0.26%	705,906	0.25%	19,258	769	35.56	10.24%
800+	17	0.06%	432,058	0.07%	239,422	0.09%	20,783	824	39.22	10.64%
NA	4,824	16.57%	82,666,506	13.92%	34,059,000	12.18%	13,360	0	35.93	21.19%
Total:	29,108	100.00%	594,020,019	100.00%	279,665,921	100.00%	16,698	578	37.50	18.72%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	1	0.00%	6,972	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	101	0.35%	1,021,754	0.17%	73,027	0.03%	3,263	580	5.39	20.08%
37 - 48	887	3.05%	10,772,603	1.81%	2,818,937	1.01%	6,253	571	14.15	21.08%
49 - 60	2,248	7.72%	31,068,725	5.23%	12,087,039	4.32%	9,627	582	25.69	20.04%
61 - 72	23,932	82.22%	492,691,794	82.94%	236,612,371	84.61%	16,434	577	37.97	18.84%
73+	1,939	6.66%	58,458,171	9.84%	28,074,547	10.04%	23,052	583	41.06	16.88%
Total:	29,108	100.00%	594,020,019	100.00%	279,665,921	100.00%	16,698	578	37.50	18.72%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	8,581	29.48%	174,520,406	29.38%	17,603	0.01%	4,643	498	0.00	17.09%
1 - 12	538	1.85%	7,903,938	1.33%	1,634,503	0.58%	3,975	561	9.90	16.13%
13 - 24	1,238	4.25%	16,893,834	2.84%	7,586,722	2.71%	7,643	576	20.74	18.96%
25 - 36	7,888	27.10%	155,054,279	26.10%	93,167,810	33.31%	13,802	582	34.39	18.56%
37 - 48	10,809	37.13%	238,234,868	40.11%	175,921,399	62.90%	18,660	576	40.03	18.82%
49 - 60	54	0.19%	1,412,694	0.24%	1,337,883	0.48%	27,508	565	49.73	17.94%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	29,108	100.00%	594,020,019	100.00%	279,665,921	100.00%	16,698	578	37.50	18.72%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	12,248	42.08%	243,509,608	40.99%	146,280,682	52.31%	15,383	583	36.76	18.51%
1 - 15	3,359	11.54%	71,222,179	11.99%	48,205,843	17.24%	17,399	574	37.83	18.58%
16 - 30	1,795	6.17%	37,465,646	6.31%	25,641,336	9.17%	17,419	574	38.35	19.02%
31 - 60	2,305	7.92%	49,003,730	8.25%	35,476,358	12.69%	18,786	570	38.61	19.13%
61 - 90	1,128	3.88%	23,912,883	4.03%	17,398,606	6.22%	19,450	572	38.77	19.18%
91 - 120	507	1.74%	10,751,804	1.81%	6,663,095	2.38%	19,418	573	38.67	19.69%
121+	7,766	26.68%	158,154,169	26.62%	0	0.00%	0	0	0.00	0.00%
Total:	29,108	100.00%	594,020,019	100.00%	279,665,921	100.00%	16,698	578	37.50	18.72%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	1,385	4.76%	27,223,866	4.58%	12,426,765	4.44%	15,681	578	37.49	18.81%
Stated, not verified	27,587	94.77%	563,596,278	94.88%	266,396,071	95.26%	16,740	578	37.51	18.72%
Stated, verified to Level 3²	136	0.47%	3,199,875	0.54%	843,085	0.30%	18,512	553	33.68	17.19%
NA	-	-	-	-	-	-	-	-	-	-
Total:	29,108	100.00%	594,020,019	100.00%	279,665,921	100.00%	16,698	578	37.50	18.72%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	28,256	97.07%	575,224,350	96.84%	271,562,582	97.10%	16,642	578	37.49	18.72%
Stated, verified but not Level 4 or 5	852	2.93%	18,795,669	3.16%	8,103,339	2.90%	18,573	562	37.70	18.46%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	29,108	100.00%	594,020,019	100.00%	279,665,921	100.00%	16,698	578	37.50	18.72%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	1,431	4.92%	24,341,011	4.10%	12,150,984	4.34%	14,230	580	35.93	17.38%
5.00 - 9.99%	9,046	31.08%	173,253,971	29.17%	84,196,439	30.11%	16,062	576	37.18	18.34%
10.00 - 14.99%	11,934	41.00%	252,955,516	42.58%	117,803,868	42.12%	17,343	578	37.77	18.92%
15.00 - 19.99%	6,446	22.15%	137,954,441	23.22%	62,841,862	22.47%	16,839	581	37.75	19.15%
20.00 - 24.99%	250	0.86%	5,489,451	0.92%	2,672,768	0.96%	16,235	579	36.70	17.42%
25.00 - 29.99%	1	0.00%	25,629	0.00%	0	0.00%	0	0	0.00	0.00%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	29,108	100.00%	594,020,019	100.00%	279,665,921	100.00%	16,698	578	37.50	18.72%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	4	0.01%	36,964	0.01%	13,070	0.00%	3,466	560	18.09	15.35%
25.00 - 49.99%	58	0.20%	704,724	0.12%	321,272	0.11%	8,800	531	32.92	16.60%
50.00 - 74.99%	416	1.43%	7,476,592	1.26%	3,702,331	1.32%	13,724	546	35.49	16.80%
75.00 - 99.99%	5,510	18.93%	120,817,337	20.34%	56,929,493	20.36%	17,804	561	37.90	18.27%
100.00 - 109.99%	5,520	18.96%	119,540,695	20.12%	55,117,180	19.71%	17,633	570	37.78	18.38%
110.00 - 119.99%	7,200	24.74%	147,422,387	24.82%	69,764,335	24.95%	16,755	575	37.51	18.95%
120.00 - 129.99%	5,858	20.13%	115,240,097	19.40%	54,643,438	19.54%	16,138	587	37.29	18.93%
130.00 - 139.99%	4,361	14.98%	78,852,880	13.27%	37,321,280	13.34%	14,634	598	37.02	19.47%
140.00%+	181	0.62%	3,928,343	0.66%	1,853,521	0.66%	18,284	642	36.78	16.13%
Total:	29,108	100.00%	594,020,019	100.00%	279,665,921	100.00%	16,698	578	37.50	18.72%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	741	2.55%	14,412,687	2.43%	6,542,729	2.34%	16,152	583	37.13	19.89%
Alaska	79	0.27%	1,694,370	0.29%	731,534	0.26%	17,887	559	37.34	20.03%
Arizona	572	1.97%	12,317,702	2.07%	5,790,613	2.07%	18,005	581	37.86	18.53%
Arkansas	621	2.13%	12,822,761	2.16%	5,563,672	1.99%	16,653	573	37.66	18.03%
California	2,271	7.80%	47,002,060	7.91%	21,748,991	7.78%	16,739	577	37.51	19.22%
Colorado	224	0.77%	4,571,242	0.77%	2,251,081	0.80%	16,039	576	37.22	18.31%
Connecticut	258	0.89%	4,981,358	0.84%	2,411,206	0.86%	15,290	569	35.77	17.08%
Delaware	79	0.27%	1,406,984	0.24%	580,568	0.21%	15,252	577	37.18	19.62%
Florida	3,145	10.80%	62,108,240	10.46%	30,324,947	10.84%	16,368	577	37.85	17.91%
Georgia	1,798	6.18%	37,971,822	6.39%	18,644,772	6.67%	16,971	581	37.77	19.39%
Hawaii	115	0.40%	2,293,402	0.39%	1,061,741	0.38%	16,319	574	36.63	20.31%
Idaho	69	0.24%	1,405,228	0.24%	488,164	0.17%	16,073	559	36.24	19.20%
Illinois	1,098	3.77%	21,804,554	3.67%	10,490,876	3.75%	16,366	576	37.50	19.54%
Indiana	481	1.65%	9,173,085	1.54%	4,369,588	1.56%	15,658	582	37.48	19.72%
Iowa	116	0.40%	2,291,761	0.39%	911,043	0.33%	17,267	567	37.60	18.71%
Kansas	141	0.48%	2,740,434	0.46%	1,290,525	0.46%	15,888	570	37.64	19.70%
Kentucky	440	1.51%	8,475,317	1.43%	3,720,155	1.33%	16,025	581	37.02	18.65%
Louisiana	871	2.99%	17,896,290	3.01%	8,429,169	3.01%	17,177	582	37.50	18.92%
Maine	77	0.26%	1,482,810	0.25%	702,322	0.25%	15,588	568	37.16	17.14%
Maryland	26	0.09%	550,110	0.09%	267,959	0.10%	17,941	578	38.69	19.28%
Massachusetts	345	1.19%	6,781,435	1.14%	2,985,059	1.07%	15,713	571	36.75	18.51%
Michigan	457	1.57%	8,956,760	1.51%	4,321,599	1.55%	16,273	573	37.65	19.76%
Minnesota	138	0.47%	2,781,956	0.47%	1,294,568	0.46%	16,544	569	38.13	18.15%
Mississippi	535	1.84%	11,183,109	1.88%	5,318,033	1.90%	17,091	588	37.31	18.65%
Missouri	563	1.93%	10,527,763	1.77%	4,725,922	1.69%	14,998	575	36.77	19.72%
Montana	92	0.32%	1,937,384	0.33%	720,178	0.26%	17,883	588	38.92	20.43%
Nebraska	73	0.25%	1,409,475	0.24%	685,360	0.25%	15,677	574	36.32	17.61%
Nevada	334	1.15%	6,699,909	1.13%	3,274,830	1.17%	17,378	578	38.08	19.44%
New Hampshire	172	0.59%	3,253,876	0.55%	1,669,379	0.60%	15,856	572	37.03	19.59%
New Jersey	691	2.37%	13,477,862	2.27%	6,930,763	2.48%	15,706	573	37.20	19.85%
New Mexico	272	0.93%	5,849,032	0.98%	2,531,764	0.91%	17,823	585	38.34	19.55%
New York	1,150	3.95%	24,095,028	4.06%	12,057,268	4.31%	16,809	576	37.05	19.44%
North Carolina	1,356	4.66%	27,893,293	4.70%	12,901,125	4.61%	16,469	576	37.71	17.60%
North Dakota	36	0.12%	747,023	0.13%	354,220	0.13%	19,830	575	38.35	19.07%
Ohio	1,120	3.85%	21,203,364	3.57%	9,331,801	3.34%	15,352	578	37.04	19.29%
Oklahoma	650	2.23%	12,768,946	2.15%	5,923,424	2.12%	16,184	582	37.18	18.48%
Oregon	180	0.62%	3,364,935	0.57%	1,511,939	0.54%	15,930	578	37.93	19.30%
Pennsylvania	43	0.15%	758,931	0.13%	349,741	0.13%	14,423	582	37.39	20.15%
Rhode Island	64	0.22%	1,177,907	0.20%	534,003	0.19%	13,038	574	35.92	17.15%
South Carolina	702	2.41%	13,765,789	2.32%	6,545,905	2.34%	16,528	576	38.00	19.22%
South Dakota	31	0.11%	573,496	0.10%	208,509	0.07%	16,873	580	36.42	19.24%
Tennessee	861	2.96%	16,898,625	2.84%	7,533,659	2.69%	15,750	581	37.02	19.81%
Texas	4,661	16.01%	103,161,552	17.37%	49,223,575	17.60%	17,885	580	37.60	17.66%
Utah	74	0.25%	1,646,472	0.28%	761,058	0.27%	21,179	573	38.99	18.48%
Vermont	35	0.12%	667,152	0.11%	269,902	0.10%	13,165	526	35.70	18.66%
Virginia	508	1.75%	10,049,434	1.69%	5,041,631	1.80%	16,374	575	37.74	19.01%
Washington	218	0.75%	4,553,530	0.77%	2,197,263	0.79%	17,606	572	37.76	19.34%
West Virginia	242	0.83%	4,835,431	0.81%	1,829,045	0.65%	16,355	575	37.68	19.44%
Wisconsin	228	0.78%	4,370,174	0.74%	1,911,327	0.68%	14,043	575	35.74	19.07%
Wyoming	35	0.12%	838,482	0.14%	282,671	0.10%	17,212	589	36.75	18.33%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	13	0.04%	271,817	0.05%	68,767	0.02%	16,328	542	37.02	20.56%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	7	0.02%	117,863	0.02%	49,980	0.02%	13,791	565	37.98	17.74%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	29,108	100.00%	594,020,019	100.00%	279,665,921	100.00%	16,698	578	37.50	18.72%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	6,954	23.89%	184,930,952	31.13%	87,436,118	31.26%	20,526	577	39.06	17.45%
Used	22,154	76.11%	409,089,067	68.87%	192,229,803	68.74%	14,957	578	36.79	19.29%
NA	-	-	-	-	-	-	-	-	-	-
Total:	29,108	100.00%	594,020,019	100.00%	279,665,921	100.00%	16,698	578	37.50	18.72%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	15,633	53.71%	276,960,134	46.62%	124,114,316	44.38%	14,292	578	37.24	19.32%
Truck	3,148	10.81%	92,105,262	15.51%	44,030,325	15.74%	21,725	582	37.26	17.56%
SUV	10,327	35.48%	224,954,623	37.87%	111,521,281	39.88%	17,392	576	37.87	18.51%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	29,108	100.00%	594,020,019	100.00%	279,665,921	100.00%	16,698	578	37.50	18.72%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,029	10.41%	59,137,975	9.96%	27,556,207	9.85%	15,799	576	36.70	19.11%
Ford: Lincoln	100	0.34%	2,062,281	0.35%	1,028,163	0.37%	17,024	575	37.38	18.69%
Ford: Mercury	1	0.00%	7,072	0.00%	3,285	0.00%	3,285	552	24.00	23.82%
GMC	535	1.84%	13,056,906	2.20%	6,582,444	2.35%	19,078	578	36.61	18.39%
GMC: Buick	376	1.29%	6,729,069	1.13%	3,202,154	1.14%	14,425	574	36.66	19.53%
GMC: Cadillac	240	0.82%	5,290,647	0.89%	2,561,530	0.92%	18,279	564	36.68	18.69%
GMC: Chevrolet	3,605	12.38%	73,167,671	12.32%	34,413,324	12.31%	16,850	580	37.08	18.95%
GMC: Hummer	1	0.00%	12,823	0.00%	63	0.00%	63	613	24.00	24.95%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	2	0.01%	30,245	0.01%	14,195	0.01%	14,195	594	41.00	19.28%
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	433	1.49%	9,783,330	1.65%	4,533,352	1.62%	18,216	577	37.53	18.68%
BMW: Mini	57	0.20%	821,129	0.14%	388,746	0.14%	10,915	565	35.30	19.14%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	402	1.38%	9,462,046	1.59%	4,171,056	1.49%	18,500	582	37.43	18.72%
Daimler: Smart	6	0.02%	53,331	0.01%	24,255	0.01%	5,695	574	35.33	20.00%
Fiat	65	0.22%	1,040,005	0.18%	457,650	0.16%	14,264	566	35.96	18.40%
Fiat: Alfa Romeo	4	0.01%	114,502	0.02%	50,312	0.02%	17,046	604	37.32	15.09%
Fiat: Chrysler	653	2.24%	13,079,451	2.20%	5,452,408	1.95%	16,725	580	36.77	18.20%
Fiat: Dodge	3,616	12.42%	93,525,347	15.74%	43,767,752	15.65%	20,601	584	38.52	17.70%
Fiat: Jeep	2,550	8.76%	60,733,173	10.22%	29,370,960	10.50%	18,565	580	38.54	17.65%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	37	0.13%	594,353	0.10%	251,070	0.09%	14,489	544	35.64	19.60%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	478	1.64%	7,554,898	1.27%	3,311,881	1.18%	13,332	563	36.90	19.45%
Volkswagen: Audi	171	0.59%	3,789,088	0.64%	1,765,483	0.63%	17,049	577	36.92	18.92%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	14	0.05%	439,283	0.07%	234,048	0.08%	25,847	568	38.75	16.84%
Honda	1,157	3.97%	21,251,905	3.58%	10,603,849	3.79%	14,224	580	36.60	19.02%
Honda: Acura	89	0.31%	1,912,465	0.32%	981,728	0.35%	17,687	580	37.38	18.23%
Hyundai	1,867	6.41%	30,323,208	5.10%	14,171,765	5.07%	13,052	576	37.20	19.65%
Hyundai: Kia	1,715	5.89%	30,267,672	5.10%	14,004,609	5.01%	14,131	572	37.47	19.36%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	308	1.06%	5,139,177	0.87%	2,611,027	0.93%	13,849	573	37.35	19.20%
Mitsubishi	668	2.29%	12,758,280	2.15%	5,275,569	1.89%	15,173	566	38.15	19.35%
Nissan	4,140	14.22%	74,474,466	12.54%	34,829,021	12.45%	14,268	577	37.58	19.45%
Nissan: Infiniti	237	0.81%	5,557,974	0.94%	2,525,880	0.90%	18,481	568	36.88	18.69%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	173	0.59%	3,307,977	0.56%	1,531,005	0.55%	14,546	571	36.56	20.04%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	25	0.09%	556,991	0.09%	232,308	0.08%	17,125	545	36.86	18.49%
Tata: Land Rover	45	0.15%	1,328,224	0.22%	698,580	0.25%	21,995	569	36.52	16.85%
Toyota	2,002	6.88%	40,541,575	6.82%	20,108,468	7.19%	16,055	577	37.24	18.73%
Toyota: Lexus	148	0.51%	3,434,385	0.58%	1,795,940	0.64%	18,670	562	37.35	18.96%
Toyota: Scion	40	0.14%	529,618	0.09%	227,861	0.08%	9,047	574	34.56	19.09%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	119	0.41%	2,151,476	0.36%	927,973	0.33%	14,938	582	35.87	19.11%
Total:	29,108	100.00%	594,020,019	100.00%	279,665,921	100.00%	16,698	578	37.50	18.72%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

Actions

Deal Documents

Download Datatape (CSV)

View EDGAR Filing

Quick Navigation

COMPANY

FINSIGHT.COM