StratMaker (141794)

Santander Drive Auto Receivables Trust 2022-7

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

28.76% / 71.24%

Total Original # of Loans

46,369

WA Loan to Value (LTV)

98.52%

Total Original Loan Amount (OLA)

$ 1,213,867,618

WA Payment to Income (PTI)

11.12%

Weighted Average (WA) OLA

$ 30,988

WA FICO (non-zero)

600

Rep. Period Beginning Loan Amount

$ 1,028,731,078

WA Remaining Term (RT)

64.36

Rep. Period Ending Loan Amount (ELA)

$ 1,008,585,491

WA Original APR

16.33%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

46,369

Total Original Loan Amount (OLA)

$ 1,213,867,618

Weighted Average (WA) OLA

$ 30,988

Rep. Period Beginning Loan Amount

$ 1,028,731,078

Rep. Period Ending Loan Amount (ELA)

$ 1,008,585,491

As % of Reporting Period ELA:

New % / Used %

28.76% / 71.24%

WA Loan to Value (LTV)

98.52%

WA Payment to Income (PTI)

11.12%

WA FICO (non-zero)

600

WA Remaining Term (RT)

64.36

WA Original APR

16.33%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	5	0.01%	23,143	0.00%	18,488	0.00%	4,352	656	56.80	11.79%
$5,000 - $9,999	1,172	2.53%	9,851,686	0.81%	5,259,503	0.52%	6,522	576	44.88	17.85%
$10,000 - $14,999	4,969	10.72%	63,954,245	5.27%	39,756,727	3.94%	10,423	584	49.73	19.03%
$15,000 - $19,999	8,335	17.98%	146,502,708	12.07%	105,371,006	10.45%	15,189	586	56.79	18.52%
$20,000 - $24,999	9,563	20.62%	215,210,028	17.73%	172,149,503	17.07%	20,458	589	62.32	18.12%
$25,000 - $29,999	8,230	17.75%	225,223,457	18.55%	190,190,951	18.86%	25,464	592	64.99	17.77%
$30,000 - $39,999	9,767	21.06%	334,717,481	27.57%	295,337,072	29.28%	32,581	598	66.97	16.45%
$40,000 - $49,999	2,658	5.73%	116,590,654	9.60%	104,150,624	10.33%	41,831	610	68.27	13.11%
$50,000 - $59,999	991	2.14%	54,073,645	4.45%	50,547,073	5.01%	52,990	623	69.76	11.51%
$60,000 - $69,999	411	0.89%	26,321,852	2.17%	25,252,791	2.50%	62,557	645	69.85	8.61%
$70,000 - $79,999	166	0.36%	12,232,870	1.01%	11,817,304	1.17%	72,161	653	69.96	6.96%
$80,000 - $89,999	58	0.13%	4,877,512	0.40%	4,732,779	0.47%	82,035	694	70.65	7.07%
$90,000 - $99,999	37	0.08%	3,564,489	0.29%	3,291,499	0.33%	94,117	711	70.69	6.79%
Over $100,000	7	0.02%	723,850	0.06%	710,171	0.07%	101,540	767	71.01	6.21%
Total:	46,369	100.00%	1,213,867,618	100.00%	1,008,585,491	100.00%	30,017	600	64.36	16.33%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3,992	8.61%	61,621,515	5.08%	11,193,803	1.11%	3,721	601	17.38	17.43%
$5,000 - $9,999	6,550	14.13%	123,344,137	10.16%	48,377,744	4.80%	7,663	595	23.68	17.06%
$10,000 - $14,999	5,287	11.40%	109,730,411	9.04%	66,185,562	6.56%	12,688	590	41.88	17.54%
$15,000 - $19,999	5,854	12.62%	119,856,283	9.87%	102,860,440	10.20%	17,689	588	60.67	18.08%
$20,000 - $24,999	6,966	15.02%	164,615,998	13.56%	156,918,122	15.56%	22,618	589	67.67	18.16%
$25,000 - $29,999	6,343	13.68%	177,738,201	14.64%	173,923,461	17.24%	27,496	592	69.81	17.91%
$30,000 - $39,999	7,828	16.88%	272,929,518	22.48%	268,453,011	26.62%	34,522	598	70.75	16.42%
$40,000 - $49,999	2,075	4.47%	92,738,371	7.64%	91,112,905	9.03%	44,091	611	71.08	13.05%
$50,000 - $59,999	884	1.91%	49,172,172	4.05%	48,272,703	4.79%	54,753	623	70.71	11.30%
$60,000 - $69,999	366	0.79%	23,918,441	1.97%	23,460,053	2.33%	64,225	646	70.54	8.48%
$70,000 - $79,999	140	0.30%	10,534,652	0.87%	10,315,321	1.02%	73,784	655	70.43	6.89%
$80,000 - $89,999	46	0.10%	3,940,954	0.32%	3,865,893	0.38%	84,125	697	70.57	7.39%
$90,000 - $99,999	33	0.07%	3,203,735	0.26%	3,131,381	0.31%	94,959	716	70.98	6.99%
Over $100,000	5	0.01%	523,231	0.04%	515,092	0.05%	103,053	761	71.21	6.35%
Total:	46,369	100.00%	1,213,867,618	100.00%	1,008,585,491	100.00%	30,017	600	64.36	16.33%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	46,369	100.00%	1,213,867,618	100.00%	1,008,585,491	100.00%	30,017	600	64.36	16.33%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	46,369	100.00%	1,213,867,618	100.00%	1,008,585,491	100.00%	30,017	600	64.36	16.33%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	144	0.31%	7,553,784	0.62%	6,972,803	0.69%	56,560	693	58.26	0.98%
2.50 - 4.99%	806	1.74%	32,208,261	2.65%	24,483,105	2.43%	56,788	669	65.21	4.14%
5.00 - 7.49%	649	1.40%	21,884,647	1.80%	17,405,537	1.73%	38,872	673	65.04	6.44%
7.50 - 9.99%	2,638	5.69%	82,013,256	6.76%	66,864,714	6.63%	37,374	652	65.77	9.00%
10.00 - 12.49%	4,898	10.56%	147,700,226	12.17%	126,404,796	12.53%	34,905	614	66.86	11.27%
12.50 - 14.99%	6,223	13.42%	181,064,618	14.92%	154,749,914	15.34%	32,248	604	66.54	13.65%
15.00 - 17.49%	7,303	15.75%	199,526,212	16.44%	165,651,728	16.42%	29,423	594	64.38	16.13%
17.50 - 19.99%	9,788	21.11%	239,127,608	19.70%	183,401,510	18.18%	25,909	583	60.07	18.37%
20.00 - 22.49%	6,359	13.71%	142,942,013	11.78%	118,002,689	11.70%	24,756	579	62.76	20.88%
22.50 - 24.99%	4,358	9.40%	94,938,741	7.82%	84,573,396	8.39%	23,996	571	65.59	23.62%
25.00 - 27.49%	2,001	4.32%	41,430,201	3.41%	37,914,302	3.76%	22,792	564	66.35	25.70%
27.50 - 29.99%	1,202	2.59%	23,478,050	1.93%	22,160,997	2.20%	21,250	553	66.74	28.65%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	46,369	100.00%	1,213,867,618	100.00%	1,008,585,491	100.00%	30,017	600	64.36	16.33%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	2,243	4.84%	50,807,847	4.19%	43,015,792	4.26%	25,325	474	62.97	18.93%
500 - 549	7,003	15.10%	172,764,451	14.23%	144,736,959	14.35%	27,240	528	63.42	18.29%
550 - 599	13,084	28.22%	341,990,124	28.17%	283,798,580	28.14%	29,157	576	63.91	17.11%
600 - 649	12,136	26.17%	346,812,053	28.57%	294,312,830	29.18%	32,289	621	65.81	14.91%
650 - 699	3,406	7.35%	97,748,819	8.05%	79,683,056	7.90%	33,036	671	64.83	14.30%
700 - 749	1,568	3.38%	46,181,750	3.80%	37,246,421	3.69%	36,599	722	65.07	12.29%
750 - 799	643	1.39%	20,588,670	1.70%	16,080,462	1.59%	42,274	771	64.41	9.28%
800+	562	1.21%	17,322,052	1.43%	13,012,281	1.29%	40,685	834	60.48	7.05%
NA	5,724	12.34%	119,651,851	9.86%	96,699,110	9.59%	23,368	0	63.10	19.94%
Total:	46,369	100.00%	1,213,867,618	100.00%	1,008,585,491	100.00%	30,017	600	64.36	16.33%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	5	0.01%	50,857	0.00%	47,815	0.00%	10,939	581	23.54	11.96%
25 - 36	114	0.25%	2,890,768	0.24%	2,656,235	0.26%	38,513	767	34.87	3.63%
37 - 48	344	0.74%	5,690,839	0.47%	5,274,946	0.52%	21,894	623	45.62	13.84%
49 - 60	3,224	6.95%	58,344,893	4.81%	44,573,934	4.42%	22,673	606	55.64	17.75%
61 - 72	37,028	79.86%	961,271,969	79.19%	799,834,847	79.30%	29,629	599	64.47	16.50%
73+	5,654	12.19%	185,618,291	15.29%	156,197,715	15.49%	34,233	599	67.41	15.37%
Total:	46,369	100.00%	1,213,867,618	100.00%	1,008,585,491	100.00%	30,017	600	64.36	16.33%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	464	1.00%	11,234,368	0.93%	0	0.00%	0	0	0.00	0.00%
1 - 12	1,123	2.42%	17,771,692	1.46%	2,794,810	0.28%	3,674	602	8.53	16.82%
13 - 24	10,562	22.78%	221,836,680	18.28%	83,320,755	8.26%	9,676	596	20.30	16.97%
25 - 36	2,217	4.78%	54,148,947	4.46%	33,665,941	3.34%	18,155	599	27.90	16.12%
37 - 48	608	1.31%	11,437,789	0.94%	9,900,826	0.98%	20,814	596	44.87	15.42%
49 - 60	2,890	6.23%	60,873,210	5.01%	57,045,052	5.66%	24,236	597	57.82	17.08%
61 - 72	24,768	53.41%	709,590,729	58.46%	696,498,519	69.06%	32,435	600	70.68	16.34%
73+	3,737	8.06%	126,974,203	10.46%	125,359,589	12.43%	37,228	600	74.05	15.61%
Total:	46,369	100.00%	1,213,867,618	100.00%	1,008,585,491	100.00%	30,017	600	64.36	16.33%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	33,729	72.74%	891,765,746	73.46%	751,055,199	74.47%	30,719	607	66.13	15.93%
1 - 15	5,894	12.71%	152,863,848	12.59%	122,591,819	12.15%	28,836	584	60.45	17.09%
16 - 30	3,085	6.65%	77,935,438	6.42%	61,569,232	6.10%	27,582	577	59.11	17.44%
31 - 60	3,108	6.70%	77,833,248	6.41%	62,960,228	6.24%	27,039	573	57.79	18.20%
61 - 90	534	1.15%	12,936,992	1.07%	10,137,392	1.01%	25,660	566	53.46	17.92%
91 - 120	12	0.03%	319,576	0.03%	271,620	0.03%	25,251	627	53.94	17.67%
121+	7	0.02%	212,769	0.02%	0	0.00%	0	0	0.00	0.00%
Total:	46,369	100.00%	1,213,867,618	100.00%	1,008,585,491	100.00%	30,017	600	64.36	16.33%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	2,768	5.97%	66,279,939	5.46%	49,108,049	4.87%	26,201	634	62.23	14.29%
Stated, not verified	43,170	93.10%	1,136,244,821	93.61%	950,546,479	94.25%	30,202	598	64.49	16.42%
Stated, verified to Level 3²	431	0.93%	11,342,858	0.93%	8,930,964	0.89%	31,300	579	61.89	17.74%
NA	-	-	-	-	-	-	-	-	-	-
Total:	46,369	100.00%	1,213,867,618	100.00%	1,008,585,491	100.00%	30,017	600	64.36	16.33%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	43,317	93.42%	1,136,078,213	93.59%	940,926,110	93.29%	30,094	601	64.28	16.18%
Stated, verified but not Level 4 or 5	3,052	6.58%	77,789,405	6.41%	67,659,381	6.71%	28,943	580	65.37	18.44%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	46,369	100.00%	1,213,867,618	100.00%	1,008,585,491	100.00%	30,017	600	64.36	16.33%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	4,683	10.10%	106,497,297	8.77%	83,978,876	8.33%	27,905	620	64.01	12.54%
5.00 - 9.99%	16,675	35.96%	429,799,240	35.41%	354,758,046	35.17%	30,124	603	64.17	15.28%
10.00 - 14.99%	15,730	33.92%	424,475,481	34.97%	353,636,004	35.06%	30,457	594	64.20	17.05%
15.00 - 19.99%	8,191	17.66%	221,782,280	18.27%	188,969,115	18.74%	29,831	594	64.91	18.39%
20.00 - 24.99%	1,085	2.34%	31,153,444	2.57%	27,215,281	2.70%	30,724	604	66.10	17.96%
25.00 - 29.99%	5	0.01%	159,876	0.01%	28,170	0.00%	8,324	668	19.48	8.27%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	46,369	100.00%	1,213,867,618	100.00%	1,008,585,491	100.00%	30,017	600	64.36	16.33%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	60	0.13%	613,982	0.05%	532,173	0.05%	11,382	652	54.21	8.34%
25.00 - 49.99%	683	1.47%	10,325,243	0.85%	8,914,631	0.88%	18,713	583	64.13	11.05%
50.00 - 74.99%	2,762	5.96%	61,412,774	5.06%	51,059,409	5.06%	25,998	607	64.68	11.88%
75.00 - 99.99%	12,393	26.73%	326,539,471	26.90%	254,642,787	25.25%	28,945	589	62.04	15.21%
100.00 - 109.99%	9,514	20.52%	259,521,118	21.38%	215,058,873	21.32%	30,869	596	64.26	16.45%
110.00 - 119.99%	10,158	21.91%	278,856,418	22.97%	238,668,681	23.66%	31,582	600	65.57	17.14%
120.00 - 129.99%	6,894	14.87%	181,308,470	14.94%	156,731,639	15.54%	30,880	606	65.52	17.70%
130.00 - 139.99%	3,611	7.79%	87,772,654	7.23%	76,165,562	7.55%	28,541	619	65.73	17.96%
140.00%+	294	0.63%	7,517,488	0.62%	6,811,735	0.68%	31,351	646	67.83	16.68%
Total:	46,369	100.00%	1,213,867,618	100.00%	1,008,585,491	100.00%	30,017	600	64.36	16.33%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	861	1.86%	21,144,218	1.74%	17,754,405	1.76%	27,939	598	64.10	18.21%
Alaska	73	0.16%	1,958,408	0.16%	1,792,360	0.18%	31,661	599	68.27	18.49%
Arizona	796	1.72%	20,962,372	1.73%	17,383,605	1.72%	30,422	601	63.92	16.59%
Arkansas	726	1.57%	18,584,584	1.53%	14,658,714	1.45%	30,306	608	62.29	15.60%
California	3,621	7.81%	95,393,853	7.86%	76,852,905	7.62%	30,640	603	63.08	16.60%
Colorado	440	0.95%	11,837,488	0.98%	10,219,693	1.01%	33,325	613	65.80	15.21%
Connecticut	436	0.94%	10,146,036	0.84%	7,490,522	0.74%	26,080	605	61.44	14.72%
Delaware	218	0.47%	5,027,776	0.41%	4,272,425	0.42%	25,333	593	64.24	17.79%
Florida	3,585	7.73%	97,088,417	8.00%	86,454,724	8.57%	31,054	600	67.31	15.64%
Georgia	2,137	4.61%	56,281,680	4.64%	45,794,362	4.54%	29,644	597	62.86	17.76%
Hawaii	136	0.29%	3,545,923	0.29%	3,108,268	0.31%	28,234	589	65.85	18.67%
Idaho	95	0.20%	2,262,954	0.19%	1,662,941	0.16%	27,696	586	60.37	16.95%
Illinois	1,291	2.78%	31,786,303	2.62%	23,665,607	2.35%	27,077	598	59.63	17.66%
Indiana	640	1.38%	15,811,791	1.30%	13,203,080	1.31%	28,035	599	64.34	17.34%
Iowa	174	0.38%	4,663,523	0.38%	3,983,862	0.39%	32,161	609	64.77	15.62%
Kansas	167	0.36%	4,381,753	0.36%	3,754,011	0.37%	31,516	601	65.19	16.54%
Kentucky	540	1.16%	12,555,101	1.03%	10,041,314	1.00%	25,662	596	62.86	17.45%
Louisiana	952	2.05%	25,045,214	2.06%	20,001,090	1.98%	30,613	597	61.62	16.43%
Maine	127	0.27%	3,345,833	0.28%	2,866,785	0.28%	30,684	605	65.99	14.85%
Maryland	1,778	3.83%	46,298,633	3.81%	38,380,848	3.81%	29,536	590	63.29	16.76%
Massachusetts	719	1.55%	18,085,541	1.49%	15,974,706	1.58%	28,290	597	67.23	15.66%
Michigan	808	1.74%	19,922,045	1.64%	16,294,884	1.62%	26,361	597	64.37	17.18%
Minnesota	252	0.54%	6,860,576	0.57%	5,468,921	0.54%	32,477	610	61.82	14.44%
Mississippi	630	1.36%	16,005,322	1.32%	12,474,062	1.24%	28,387	596	60.76	17.65%
Missouri	789	1.70%	18,647,769	1.54%	15,045,330	1.49%	26,509	592	63.57	17.87%
Montana	113	0.24%	2,890,059	0.24%	2,450,074	0.24%	30,802	608	65.41	15.95%
Nebraska	128	0.28%	3,159,238	0.26%	2,661,006	0.26%	29,569	615	63.96	13.77%
Nevada	569	1.23%	15,131,985	1.25%	12,866,667	1.28%	30,167	603	65.05	16.96%
New Hampshire	252	0.54%	5,816,912	0.48%	5,143,352	0.51%	25,878	586	66.53	17.47%
New Jersey	1,370	2.95%	34,419,812	2.84%	28,034,417	2.78%	28,247	597	64.70	16.51%
New Mexico	333	0.72%	9,118,808	0.75%	7,369,444	0.73%	30,682	606	62.83	16.13%
New York	1,994	4.30%	54,131,023	4.46%	43,531,066	4.32%	30,564	612	64.23	16.32%
North Carolina	2,004	4.32%	53,518,106	4.41%	45,143,400	4.48%	30,783	594	64.73	16.05%
North Dakota	76	0.16%	1,963,453	0.16%	1,720,721	0.17%	29,076	595	64.23	17.50%
Ohio	1,891	4.08%	44,528,456	3.67%	38,190,397	3.79%	26,123	598	65.75	17.37%
Oklahoma	821	1.77%	20,368,015	1.68%	16,695,455	1.66%	28,389	600	63.45	16.39%
Oregon	284	0.61%	6,913,856	0.57%	5,731,459	0.57%	27,994	595	63.83	16.50%
Pennsylvania	2,002	4.32%	49,518,899	4.08%	40,689,100	4.03%	27,657	590	63.68	15.71%
Rhode Island	135	0.29%	3,158,496	0.26%	2,565,503	0.25%	28,176	604	64.78	15.06%
South Carolina	954	2.06%	24,249,278	2.00%	19,978,998	1.98%	28,678	593	63.99	17.36%
South Dakota	60	0.13%	1,637,427	0.13%	1,407,482	0.14%	32,420	603	64.04	15.64%
Tennessee	994	2.14%	25,218,920	2.08%	21,090,501	2.09%	29,305	600	64.10	17.57%
Texas	7,948	17.14%	227,766,129	18.76%	192,343,209	19.07%	33,021	603	65.11	15.03%
Utah	194	0.42%	5,812,439	0.48%	5,181,239	0.51%	37,822	628	68.36	15.56%
Vermont	61	0.13%	1,638,916	0.14%	1,359,500	0.13%	30,828	583	64.13	16.14%
Virginia	870	1.88%	21,960,787	1.81%	18,561,440	1.84%	28,631	589	65.17	17.22%
Washington	295	0.64%	7,277,073	0.60%	5,663,243	0.56%	26,093	593	62.18	17.59%
West Virginia	482	1.04%	12,153,040	1.00%	10,592,636	1.05%	28,999	597	66.44	17.49%
Wisconsin	316	0.68%	7,694,494	0.63%	5,669,588	0.56%	26,807	597	60.85	16.79%
Wyoming	48	0.10%	1,481,711	0.12%	1,243,457	0.12%	34,455	614	62.57	15.74%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	184	0.40%	4,697,173	0.39%	4,102,710	0.41%	27,342	587	64.22	18.58%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	46,369	100.00%	1,213,867,618	100.00%	1,008,585,491	100.00%	30,017	600	64.36	16.33%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	11,376	24.53%	373,827,635	30.80%	290,114,296	28.76%	37,477	606	61.30	12.95%
Used	34,993	75.47%	840,039,983	69.20%	718,471,195	71.24%	27,004	597	65.59	17.69%
NA	-	-	-	-	-	-	-	-	-	-
Total:	46,369	100.00%	1,213,867,618	100.00%	1,008,585,491	100.00%	30,017	600	64.36	16.33%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	18,669	40.26%	407,132,650	33.54%	321,279,224	31.85%	24,522	598	61.86	17.98%
Truck	6,922	14.93%	255,776,884	21.07%	216,893,545	21.50%	40,397	614	65.56	13.69%
SUV	20,778	44.81%	550,958,084	45.39%	470,412,721	46.64%	28,983	594	65.51	16.42%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	46,369	100.00%	1,213,867,618	100.00%	1,008,585,491	100.00%	30,017	600	64.36	16.33%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	2,308	4.98%	54,844,110	4.52%	43,581,536	4.32%	28,905	600	62.34	17.34%
Ford: Lincoln	205	0.44%	5,158,539	0.42%	4,484,581	0.44%	27,935	589	65.26	17.41%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	1,161	2.50%	35,905,322	2.96%	30,136,742	2.99%	34,406	598	65.14	15.91%
GMC: Buick	553	1.19%	12,319,457	1.01%	10,231,917	1.01%	23,850	590	63.54	17.40%
GMC: Cadillac	398	0.86%	11,613,287	0.96%	9,807,030	0.97%	33,622	594	64.70	16.38%
GMC: Chevrolet	5,704	12.30%	152,168,189	12.54%	128,971,249	12.79%	30,706	597	64.91	16.78%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	43	0.09%	1,823,412	0.15%	1,685,651	0.17%	44,437	632	71.07	13.90%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	739	1.59%	21,251,676	1.75%	18,783,871	1.86%	31,983	594	65.71	17.36%
BMW: Mini	83	0.18%	1,679,406	0.14%	1,460,887	0.14%	22,382	578	64.32	17.02%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	631	1.36%	18,571,070	1.53%	15,505,881	1.54%	31,771	600	64.02	17.66%
Daimler: Smart	4	0.01%	39,824	0.00%	29,644	0.00%	12,181	519	59.59	18.14%
Fiat	111	0.24%	1,869,688	0.15%	1,145,319	0.11%	14,297	604	47.02	18.25%
Fiat: Alfa Romeo	67	0.14%	2,316,418	0.19%	2,247,942	0.22%	37,806	596	70.61	14.06%
Fiat: Chrysler	789	1.70%	18,977,115	1.56%	13,414,583	1.33%	24,601	595	58.08	17.03%
Fiat: Dodge	4,386	9.46%	160,062,510	13.19%	132,644,699	13.15%	41,249	624	64.76	12.94%
Fiat: Jeep	5,184	11.18%	142,045,954	11.70%	112,802,509	11.18%	30,170	603	63.70	14.90%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	101	0.22%	2,878,024	0.24%	2,493,865	0.25%	32,053	601	65.45	16.33%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,121	2.42%	25,015,722	2.06%	22,212,137	2.20%	25,393	589	66.34	17.54%
Volkswagen: Audi	358	0.77%	9,757,414	0.80%	8,861,908	0.88%	30,211	593	66.24	16.76%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	37	0.08%	1,475,938	0.12%	1,102,100	0.11%	39,525	607	65.89	14.96%
Honda	1,982	4.27%	48,051,395	3.96%	41,622,782	4.13%	26,424	596	66.23	17.41%
Honda: Acura	215	0.46%	5,822,018	0.48%	5,220,891	0.52%	29,759	604	66.30	16.66%
Hyundai	2,585	5.57%	53,605,329	4.42%	44,478,437	4.41%	23,533	594	63.83	17.80%
Hyundai: Kia	2,563	5.53%	56,761,350	4.68%	47,686,468	4.73%	24,662	593	64.11	17.77%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	566	1.22%	12,691,476	1.05%	10,999,793	1.09%	24,472	591	66.38	17.25%
Mitsubishi	1,376	2.97%	35,093,660	2.89%	31,554,877	3.13%	28,209	590	67.15	16.01%
Nissan	4,871	10.50%	103,868,002	8.56%	82,552,536	8.18%	22,653	588	61.67	18.53%
Nissan: Infiniti	414	0.89%	12,177,125	1.00%	10,603,816	1.05%	30,486	591	65.76	16.75%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	396	0.85%	9,470,119	0.78%	8,252,237	0.82%	26,540	594	67.07	16.52%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	60	0.13%	1,817,589	0.15%	1,693,579	0.17%	32,514	584	68.30	17.33%
Tata: Land Rover	143	0.31%	5,158,119	0.42%	4,527,955	0.45%	38,211	601	67.56	15.13%
Toyota	3,013	6.50%	78,074,018	6.43%	66,799,772	6.62%	28,880	598	65.71	16.81%
Toyota: Lexus	280	0.60%	8,382,772	0.69%	7,274,255	0.72%	32,225	590	65.89	16.35%
Toyota: Scion	48	0.10%	736,448	0.06%	509,439	0.05%	14,469	592	55.23	20.04%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	3,874	8.35%	102,385,123	8.43%	83,204,604	8.25%	28,931	595	63.29	16.72%
Total:	46,369	100.00%	1,213,867,618	100.00%	1,008,585,491	100.00%	30,017	600	64.36	16.33%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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