StratMaker (141798)

Santander Drive Auto Receivables Trust 2019-3

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

39.23% / 60.77%

Total Original # of Loans

21,885

WA Loan to Value (LTV)

64.31%

Total Original Loan Amount (OLA)

$ 464,477,152

WA Payment to Income (PTI)

10.30%

Weighted Average (WA) OLA

$ 25,793

WA FICO (non-zero)

614

Rep. Period Beginning Loan Amount

$ 200,312,088

WA Remaining Term (RT)

32.61

Rep. Period Ending Loan Amount (ELA)

$ 190,500,274

WA Original APR

15.27%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

21,885

Total Original Loan Amount (OLA)

$ 464,477,152

Weighted Average (WA) OLA

$ 25,793

Rep. Period Beginning Loan Amount

$ 200,312,088

Rep. Period Ending Loan Amount (ELA)

$ 190,500,274

As % of Reporting Period ELA:

New % / Used %

39.23% / 60.77%

WA Loan to Value (LTV)

64.31%

WA Payment to Income (PTI)

10.30%

WA FICO (non-zero)

614

WA Remaining Term (RT)

32.61

WA Original APR

15.27%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	2	0.01%	9,973	0.00%	2,370	0.00%	1,567	523	17.19	16.78%
$5,000 - $9,999	1,666	7.61%	13,747,192	2.96%	4,558,718	2.39%	4,390	592	26.10	19.61%
$10,000 - $14,999	4,772	21.80%	60,713,627	13.07%	23,389,395	12.28%	7,546	598	30.57	18.98%
$15,000 - $19,999	5,278	24.12%	91,700,643	19.74%	36,804,270	19.32%	10,533	606	32.06	17.25%
$20,000 - $24,999	3,938	17.99%	88,137,515	18.98%	35,540,989	18.66%	13,432	610	32.49	15.80%
$25,000 - $29,999	2,601	11.88%	70,979,559	15.28%	30,106,385	15.80%	16,482	614	33.28	14.90%
$30,000 - $39,999	2,482	11.34%	84,884,227	18.28%	36,528,428	19.18%	20,475	618	33.77	13.67%
$40,000 - $49,999	834	3.81%	36,566,429	7.87%	16,293,831	8.55%	24,768	631	34.37	10.36%
$50,000 - $59,999	238	1.09%	12,854,031	2.77%	5,299,844	2.78%	28,397	660	34.03	8.48%
$60,000 - $69,999	57	0.26%	3,602,608	0.78%	1,410,417	0.74%	34,313	683	34.19	8.88%
$70,000 - $79,999	15	0.07%	1,091,248	0.23%	462,454	0.24%	39,684	676	35.16	7.32%
$80,000 - $89,999	1	0.00%	81,346	0.02%	50,194	0.03%	50,194	694	38.00	5.90%
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	1	0.00%	108,752	0.02%	52,978	0.03%	52,978	802	36.00	6.99%
Total:	21,885	100.00%	464,477,152	100.00%	190,500,274	100.00%	15,390	614	32.61	15.27%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	7,762	35.47%	140,400,306	30.23%	7,063,666	3.71%	3,665	624	20.34	15.42%
$5,000 - $9,999	5,454	24.92%	85,734,420	18.46%	41,733,490	21.91%	7,906	628	29.76	15.54%
$10,000 - $14,999	4,426	20.22%	96,548,577	20.79%	54,290,809	28.50%	12,435	611	32.40	15.92%
$15,000 - $19,999	2,343	10.71%	67,782,833	14.59%	40,473,442	21.25%	17,394	607	33.96	15.54%
$20,000 - $24,999	1,250	5.71%	44,861,644	9.66%	27,798,302	14.59%	22,329	606	35.15	14.65%
$25,000 - $29,999	443	2.02%	18,831,995	4.05%	12,038,803	6.32%	27,252	616	36.60	13.32%
$30,000 - $39,999	185	0.85%	8,887,942	1.91%	6,108,459	3.21%	33,193	630	38.67	12.76%
$40,000 - $49,999	16	0.07%	984,953	0.21%	682,403	0.36%	42,825	659	40.08	11.41%
$50,000 - $59,999	6	0.03%	444,481	0.10%	310,900	0.16%	51,842	696	39.18	13.40%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	21,885	100.00%	464,477,152	100.00%	190,500,274	100.00%	15,390	614	32.61	15.27%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	21,885	100.00%	464,477,152	100.00%	190,500,274	100.00%	15,390	614	32.61	15.27%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,885	100.00%	464,477,152	100.00%	190,500,274	100.00%	15,390	614	32.61	15.27%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	45	0.21%	1,604,058	0.35%	557,883	0.29%	16,483	714	28.08	0.42%
2.50 - 4.99%	1,053	4.81%	26,250,197	5.65%	9,253,437	4.86%	11,890	731	28.66	3.76%
5.00 - 7.49%	1,110	5.07%	33,470,008	7.21%	13,711,772	7.20%	17,455	684	31.89	6.36%
7.50 - 9.99%	1,524	6.96%	40,360,414	8.69%	17,357,499	9.11%	16,825	648	32.60	8.69%
10.00 - 12.49%	1,623	7.42%	42,711,330	9.20%	19,074,116	10.01%	17,624	622	33.35	11.14%
12.50 - 14.99%	2,233	10.20%	53,662,475	11.55%	24,006,337	12.60%	16,898	608	33.35	13.57%
15.00 - 17.49%	2,715	12.41%	59,971,409	12.91%	25,404,394	13.34%	16,002	602	33.28	15.93%
17.50 - 19.99%	3,482	15.91%	71,249,662	15.34%	28,999,717	15.22%	15,289	590	33.09	18.02%
20.00 - 22.49%	3,450	15.76%	62,276,305	13.41%	25,278,182	13.27%	13,898	577	32.56	20.78%
22.50 - 24.99%	3,094	14.14%	50,307,122	10.83%	19,238,419	10.10%	12,809	567	32.35	23.36%
25.00 - 27.49%	1,333	6.09%	19,522,602	4.20%	6,749,841	3.54%	12,060	546	31.60	25.30%
27.50 - 29.99%	223	1.02%	3,091,571	0.67%	868,678	0.46%	11,921	510	31.97	27.52%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,885	100.00%	464,477,152	100.00%	190,500,274	100.00%	15,390	614	32.61	15.27%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	753	3.44%	13,282,408	2.86%	5,121,563	2.69%	14,105	477	32.27	20.90%
500 - 549	2,627	12.00%	50,831,058	10.94%	21,336,252	11.20%	15,007	531	33.09	18.65%
550 - 599	5,637	25.76%	119,704,716	25.77%	51,415,907	26.99%	15,693	576	33.34	16.40%
600 - 649	5,151	23.54%	119,125,925	25.65%	50,893,292	26.72%	16,588	622	33.29	14.45%
650 - 699	2,274	10.39%	58,550,416	12.61%	23,824,732	12.51%	17,452	670	32.48	11.21%
700 - 749	939	4.29%	23,544,138	5.07%	8,892,311	4.67%	14,773	720	30.92	8.89%
750 - 799	556	2.54%	13,008,156	2.80%	4,799,691	2.52%	12,374	772	29.20	7.36%
800+	579	2.65%	12,974,856	2.79%	4,719,079	2.48%	11,799	833	28.87	6.27%
NA	3,369	15.39%	53,455,478	11.51%	19,497,447	10.23%	11,594	0	31.17	21.22%
Total:	21,885	100.00%	464,477,152	100.00%	190,500,274	100.00%	15,390	614	32.61	15.27%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	4	0.02%	30,289	0.01%	0	0.00%	0	0	0.00	0.00%
25 - 36	59	0.27%	614,646	0.13%	30,624	0.02%	3,678	565	7.66	20.68%
37 - 48	589	2.69%	6,618,592	1.42%	1,056,065	0.55%	3,890	597	9.56	19.28%
49 - 60	1,952	8.92%	27,374,136	5.89%	8,598,514	4.51%	7,457	625	20.43	16.49%
61 - 72	17,275	78.94%	363,807,055	78.33%	151,554,505	79.56%	14,783	611	32.83	15.75%
73+	2,006	9.17%	66,032,434	14.22%	29,260,565	15.36%	21,292	627	35.91	12.25%
Total:	21,885	100.00%	464,477,152	100.00%	190,500,274	100.00%	15,390	614	32.61	15.27%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	5,491	25.09%	111,659,712	24.04%	89,366	0.05%	6,537	564	0.00	18.92%
1 - 12	847	3.87%	14,383,175	3.10%	2,439,101	1.28%	4,929	600	7.44	14.70%
13 - 24	1,715	7.84%	26,116,292	5.62%	9,795,208	5.14%	7,224	634	19.93	14.59%
25 - 36	12,123	55.39%	267,277,363	57.54%	144,365,429	75.78%	14,453	617	32.39	15.03%
37 - 48	1,709	7.81%	45,040,610	9.70%	33,811,171	17.75%	22,536	598	39.14	16.52%
49 - 60	-	-	-	-	-	-	-	-	-	-
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	21,885	100.00%	464,477,152	100.00%	190,500,274	100.00%	15,390	614	32.61	15.27%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	11,044	50.46%	234,975,049	50.59%	112,771,035	59.20%	14,125	627	31.96	14.23%
1 - 15	2,454	11.21%	54,740,785	11.79%	31,246,995	16.40%	16,560	601	33.20	16.12%
16 - 30	1,204	5.50%	25,953,769	5.59%	15,427,741	8.10%	16,519	595	33.74	16.80%
31 - 60	1,471	6.72%	32,546,911	7.01%	19,671,805	10.33%	17,944	592	33.75	17.11%
61 - 90	613	2.80%	13,155,139	2.83%	8,339,229	4.38%	18,706	591	34.19	17.92%
91 - 120	270	1.23%	5,702,595	1.23%	3,043,470	1.60%	18,946	603	33.35	18.02%
121+	4,829	22.07%	97,402,905	20.97%	0	0.00%	0	0	0.00	0.00%
Total:	21,885	100.00%	464,477,152	100.00%	190,500,274	100.00%	15,390	614	32.61	15.27%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	2,241	10.24%	46,626,228	10.04%	16,346,471	8.58%	11,911	674	30.24	10.37%
Stated, not verified	19,470	88.97%	414,316,376	89.20%	173,454,412	91.05%	15,716	609	32.87	15.73%
Stated, verified to Level 3²	174	0.80%	3,534,547	0.76%	699,391	0.37%	15,809	585	24.76	14.20%
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,885	100.00%	464,477,152	100.00%	190,500,274	100.00%	15,390	614	32.61	15.27%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	21,253	97.11%	450,818,057	97.06%	185,958,903	97.62%	15,361	615	32.63	15.24%
Stated, verified but not Level 4 or 5	632	2.89%	13,659,095	2.94%	4,541,371	2.38%	16,589	585	31.99	16.14%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,885	100.00%	464,477,152	100.00%	190,500,274	100.00%	15,390	614	32.61	15.27%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	2,801	12.80%	54,301,744	11.69%	22,287,018	11.70%	12,174	654	30.68	10.67%
5.00 - 9.99%	8,298	37.92%	171,901,540	37.01%	72,654,720	38.14%	15,119	617	32.52	14.62%
10.00 - 14.99%	7,335	33.52%	161,094,533	34.68%	65,452,782	34.36%	16,348	602	33.13	16.64%
15.00 - 19.99%	3,239	14.80%	71,906,416	15.48%	28,136,504	14.77%	16,398	600	33.20	17.49%
20.00 - 24.99%	206	0.94%	5,081,412	1.09%	1,905,477	1.00%	15,617	622	32.49	13.85%
25.00 - 29.99%	6	0.03%	191,507	0.04%	63,773	0.03%	13,434	711	25.95	6.50%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,885	100.00%	464,477,152	100.00%	190,500,274	100.00%	15,390	614	32.61	15.27%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	10	0.05%	83,998	0.02%	27,870	0.01%	3,312	618	20.99	12.90%
25.00 - 49.99%	193	0.88%	2,376,791	0.51%	906,354	0.48%	7,011	619	28.76	10.79%
50.00 - 74.99%	900	4.11%	17,701,425	3.81%	7,236,722	3.80%	12,215	624	31.06	10.70%
75.00 - 99.99%	5,462	24.96%	129,470,555	27.87%	54,597,150	28.66%	16,353	613	32.93	13.33%
100.00 - 109.99%	4,256	19.45%	95,033,995	20.46%	37,609,483	19.74%	16,081	608	32.78	15.32%
110.00 - 119.99%	4,286	19.58%	87,628,744	18.87%	35,232,627	18.49%	15,234	604	32.56	16.78%
120.00 - 129.99%	3,542	16.18%	69,105,153	14.88%	28,023,788	14.71%	14,584	617	32.42	16.88%
130.00 - 139.99%	2,989	13.66%	56,805,308	12.23%	24,215,871	12.71%	14,361	626	32.58	17.44%
140.00%+	247	1.13%	6,271,183	1.35%	2,650,410	1.39%	17,420	692	32.23	11.34%
Total:	21,885	100.00%	464,477,152	100.00%	190,500,274	100.00%	15,390	614	32.61	15.27%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	474	2.17%	9,474,840	2.04%	3,970,247	2.08%	15,586	609	32.91	17.95%
Alaska	27	0.12%	567,864	0.12%	214,394	0.11%	14,462	606	31.99	16.44%
Arizona	350	1.60%	7,721,549	1.66%	3,164,687	1.66%	16,768	617	33.02	15.80%
Arkansas	371	1.70%	8,183,243	1.76%	3,476,645	1.83%	16,669	617	32.87	14.39%
California	2,049	9.36%	44,804,512	9.65%	16,965,386	8.91%	15,680	616	32.35	15.66%
Colorado	147	0.67%	3,326,543	0.72%	1,210,918	0.64%	15,780	629	32.14	12.76%
Connecticut	247	1.13%	5,074,921	1.09%	1,982,836	1.04%	12,324	646	30.82	10.95%
Delaware	92	0.42%	1,738,868	0.37%	658,934	0.35%	12,394	635	31.49	15.91%
Florida	2,140	9.78%	42,699,158	9.19%	17,623,902	9.25%	14,611	609	32.60	15.20%
Georgia	1,133	5.18%	23,975,779	5.16%	9,933,604	5.21%	15,507	607	33.18	17.41%
Hawaii	86	0.39%	1,750,704	0.38%	680,167	0.36%	14,115	586	31.54	17.51%
Idaho	52	0.24%	1,068,796	0.23%	484,736	0.25%	15,982	636	32.77	13.87%
Illinois	905	4.14%	19,032,778	4.10%	8,521,312	4.47%	15,408	611	32.93	16.01%
Indiana	303	1.38%	5,781,131	1.24%	2,495,697	1.31%	13,463	608	32.09	16.28%
Iowa	85	0.39%	1,755,880	0.38%	701,936	0.37%	15,112	622	31.86	14.46%
Kansas	104	0.48%	2,020,287	0.43%	879,730	0.46%	14,385	624	32.91	15.27%
Kentucky	290	1.33%	5,734,050	1.23%	2,364,642	1.24%	14,930	616	32.61	15.50%
Louisiana	602	2.75%	12,714,410	2.74%	5,128,818	2.69%	16,193	607	32.83	16.28%
Maine	47	0.21%	1,015,092	0.22%	428,447	0.22%	14,128	653	32.55	13.21%
Maryland	479	2.19%	10,630,931	2.29%	4,300,683	2.26%	16,077	610	32.98	15.34%
Massachusetts	346	1.58%	7,110,052	1.53%	2,899,315	1.52%	13,792	616	31.77	13.57%
Michigan	313	1.43%	6,261,386	1.35%	2,411,977	1.27%	12,322	626	31.19	13.98%
Minnesota	108	0.49%	2,475,944	0.53%	1,011,486	0.53%	14,926	659	31.94	11.00%
Mississippi	399	1.82%	8,554,807	1.84%	3,536,833	1.86%	15,013	611	32.63	16.55%
Missouri	415	1.90%	8,363,142	1.80%	3,402,159	1.79%	14,879	611	33.01	16.06%
Montana	52	0.24%	1,126,245	0.24%	418,997	0.22%	15,423	631	31.72	12.21%
Nebraska	59	0.27%	1,234,918	0.27%	462,218	0.24%	13,532	663	30.75	12.39%
Nevada	301	1.38%	6,444,409	1.39%	2,701,662	1.42%	16,194	608	34.17	16.10%
New Hampshire	100	0.46%	1,907,050	0.41%	779,378	0.41%	14,239	598	31.59	16.71%
New Jersey	773	3.53%	15,644,160	3.37%	6,806,111	3.57%	13,116	626	31.10	14.12%
New Mexico	188	0.86%	4,018,522	0.87%	1,604,801	0.84%	15,871	605	33.11	17.89%
New York	984	4.50%	21,583,499	4.65%	9,016,885	4.73%	14,650	630	31.85	14.07%
North Carolina	816	3.73%	16,967,699	3.65%	6,400,534	3.36%	15,268	610	32.80	14.98%
North Dakota	38	0.17%	801,205	0.17%	352,334	0.18%	17,572	624	33.44	16.11%
Ohio	775	3.54%	14,934,097	3.22%	5,882,366	3.09%	14,020	618	32.43	15.22%
Oklahoma	330	1.51%	7,023,456	1.51%	3,090,179	1.62%	16,470	615	33.13	15.34%
Oregon	182	0.83%	3,902,045	0.84%	1,534,623	0.81%	15,738	611	33.43	15.10%
Pennsylvania	921	4.21%	19,440,616	4.19%	8,493,738	4.46%	14,682	612	32.05	14.10%
Rhode Island	59	0.27%	1,036,385	0.22%	523,281	0.27%	11,957	591	32.55	14.98%
South Carolina	513	2.34%	10,593,777	2.28%	4,473,075	2.35%	15,074	606	32.83	16.52%
South Dakota	25	0.11%	489,538	0.11%	141,717	0.07%	11,557	672	29.38	13.39%
Tennessee	502	2.29%	10,619,386	2.29%	4,507,795	2.37%	15,623	608	33.31	16.40%
Texas	2,501	11.43%	58,653,340	12.63%	24,456,654	12.84%	17,395	612	33.03	14.70%
Utah	63	0.29%	1,424,409	0.31%	503,081	0.26%	17,543	625	33.52	14.19%
Vermont	34	0.16%	602,244	0.13%	228,065	0.12%	11,514	613	32.37	13.63%
Virginia	378	1.73%	8,267,636	1.78%	3,545,081	1.86%	16,240	606	33.11	15.36%
Washington	190	0.87%	4,436,420	0.96%	2,033,492	1.07%	17,982	623	33.80	14.53%
West Virginia	264	1.21%	5,527,538	1.19%	1,845,116	0.97%	15,272	604	32.90	14.89%
Wisconsin	212	0.97%	4,473,077	0.96%	1,605,062	0.84%	13,778	635	31.68	13.92%
Wyoming	30	0.14%	811,417	0.17%	372,300	0.20%	19,198	636	33.82	13.13%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	25	0.11%	578,261	0.12%	232,049	0.12%	16,206	573	33.06	15.47%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	5	0.02%	82,443	0.02%	30,420	0.02%	12,476	553	34.31	22.55%
Virgin Islands	1	0.00%	16,693	0.00%	9,773	0.01%	9,773	690	37.00	9.19%
Total:	21,885	100.00%	464,477,152	100.00%	190,500,274	100.00%	15,390	614	32.61	15.27%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	6,226	28.45%	179,901,641	38.73%	74,741,763	39.23%	19,360	615	34.06	13.58%
Used	15,659	71.55%	284,575,511	61.27%	115,758,511	60.77%	12,827	614	31.68	16.35%
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,885	100.00%	464,477,152	100.00%	190,500,274	100.00%	15,390	614	32.61	15.27%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	10,938	49.98%	189,089,542	40.71%	72,957,805	38.30%	12,599	603	32.23	17.54%
Truck	2,801	12.80%	90,526,656	19.49%	38,790,448	20.36%	20,986	626	33.23	13.25%
SUV	8,146	37.22%	184,860,954	39.80%	78,752,021	41.34%	15,219	618	32.66	14.15%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	21,885	100.00%	464,477,152	100.00%	190,500,274	100.00%	15,390	614	32.61	15.27%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	2,248	10.27%	44,767,953	9.64%	18,063,722	9.48%	14,976	606	32.28	16.69%
Ford: Lincoln	75	0.34%	1,324,313	0.29%	537,183	0.28%	12,326	581	30.36	17.97%
Ford: Mercury	3	0.01%	35,802	0.01%	2,725	0.00%	2,725	639	18.00	17.75%
GMC	468	2.14%	11,964,090	2.58%	5,338,761	2.80%	17,766	607	32.44	15.53%
GMC: Buick	244	1.11%	4,384,093	0.94%	1,858,615	0.98%	13,014	604	32.18	17.33%
GMC: Cadillac	196	0.90%	4,475,674	0.96%	1,802,295	0.95%	15,358	599	31.13	15.65%
GMC: Chevrolet	2,484	11.35%	50,891,183	10.96%	21,363,735	11.21%	15,731	602	32.63	17.08%
GMC: Hummer	1	0.00%	17,850	0.00%	5,825	0.00%	5,825	482	13.00	18.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	3	0.01%	42,562	0.01%	0	0.00%	0	0	0.00	0.00%
GMC: Saturn	3	0.01%	45,033	0.01%	5,611	0.00%	2,442	556	9.99	11.22%
Tesla	1	0.00%	44,120	0.01%	0	0.00%	0	0	0.00	0.00%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	315	1.44%	7,062,587	1.52%	2,646,222	1.39%	16,691	599	32.70	16.21%
BMW: Mini	53	0.24%	797,737	0.17%	297,995	0.16%	9,316	572	30.46	16.64%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	249	1.14%	5,871,996	1.26%	2,381,157	1.25%	16,573	594	32.55	16.29%
Daimler: Smart	2	0.01%	11,295	0.00%	2,396	0.00%	1,687	0	17.65	25.40%
Fiat	77	0.35%	1,346,372	0.29%	501,296	0.26%	10,817	665	31.33	9.80%
Fiat: Alfa Romeo	4	0.02%	139,533	0.03%	65,795	0.03%	17,624	677	30.57	9.72%
Fiat: Chrysler	508	2.32%	11,641,818	2.51%	4,451,277	2.34%	15,477	642	31.71	12.77%
Fiat: Dodge	3,021	13.80%	88,058,649	18.96%	36,108,818	18.95%	19,457	637	33.48	12.36%
Fiat: Jeep	2,743	12.53%	68,224,890	14.69%	28,620,420	15.02%	15,675	646	32.79	11.09%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	38	0.17%	719,090	0.15%	321,728	0.17%	14,050	585	30.42	16.35%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	418	1.91%	6,098,958	1.31%	2,458,387	1.29%	10,368	586	31.22	18.43%
Volkswagen: Audi	133	0.61%	3,037,397	0.65%	1,152,172	0.60%	15,229	590	32.06	15.58%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	15	0.07%	537,141	0.12%	191,330	0.10%	21,849	647	32.54	12.43%
Honda	849	3.88%	15,269,599	3.29%	6,316,056	3.32%	12,583	596	31.92	17.42%
Honda: Acura	79	0.36%	1,727,473	0.37%	792,463	0.42%	14,514	594	31.30	15.55%
Hyundai	1,209	5.52%	18,657,065	4.02%	7,434,168	3.90%	10,804	591	32.28	18.57%
Hyundai: Kia	1,269	5.80%	21,284,859	4.58%	8,668,723	4.55%	12,441	591	32.92	18.35%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	203	0.93%	3,509,935	0.76%	1,511,882	0.79%	13,610	591	33.05	17.82%
Mitsubishi	295	1.35%	5,208,727	1.12%	1,894,777	0.99%	12,844	599	33.16	18.38%
Nissan	2,716	12.41%	47,899,094	10.31%	19,209,378	10.08%	12,711	590	32.46	17.98%
Nissan: Infiniti	121	0.55%	3,002,218	0.65%	1,307,177	0.69%	17,766	591	33.57	15.22%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	152	0.69%	2,903,551	0.63%	1,239,047	0.65%	13,543	596	32.00	16.10%
Suzuki	5	0.02%	37,805	0.01%	8,869	0.00%	4,806	577	32.93	14.08%
Tata: Jaguar	19	0.09%	530,283	0.11%	214,807	0.11%	18,262	599	31.51	14.27%
Tata: Land Rover	32	0.15%	1,010,186	0.22%	357,199	0.19%	19,636	612	31.38	13.56%
Toyota	1,366	6.24%	26,786,807	5.77%	11,284,385	5.92%	14,115	593	32.19	17.46%
Toyota: Lexus	129	0.59%	3,014,799	0.65%	1,296,848	0.68%	15,492	606	30.84	15.21%
Toyota: Scion	42	0.19%	540,102	0.12%	215,674	0.11%	7,739	592	30.40	19.06%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	97	0.44%	1,554,514	0.33%	571,354	0.30%	11,816	590	31.96	17.03%
Total:	21,885	100.00%	464,477,152	100.00%	190,500,274	100.00%	15,390	614	32.61	15.27%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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