StratMaker (141802)

Santander Drive Auto Receivables Trust 2020-1

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

37.07% / 62.93%

Total Original # of Loans

27,375

WA Loan to Value (LTV)

71.39%

Total Original Loan Amount (OLA)

$ 604,695,943

WA Payment to Income (PTI)

10.84%

Weighted Average (WA) OLA

$ 26,126

WA FICO (non-zero)

599

Rep. Period Beginning Loan Amount

$ 308,983,721

WA Remaining Term (RT)

38.28

Rep. Period Ending Loan Amount (ELA)

$ 295,240,630

WA Original APR

15.28%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

27,375

Total Original Loan Amount (OLA)

$ 604,695,943

Weighted Average (WA) OLA

$ 26,126

Rep. Period Beginning Loan Amount

$ 308,983,721

Rep. Period Ending Loan Amount (ELA)

$ 295,240,630

As % of Reporting Period ELA:

New % / Used %

37.07% / 62.93%

WA Loan to Value (LTV)

71.39%

WA Payment to Income (PTI)

10.84%

WA FICO (non-zero)

599

WA Remaining Term (RT)

38.28

WA Original APR

15.28%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3	0.01%	14,490	0.00%	3,440	0.00%	1,874	538	12.38	22.66%
$5,000 - $9,999	1,599	5.84%	13,179,847	2.18%	5,520,327	1.87%	4,874	591	31.69	17.69%
$10,000 - $14,999	5,029	18.37%	64,257,700	10.63%	30,766,045	10.42%	8,405	589	36.76	17.99%
$15,000 - $19,999	6,530	23.85%	113,981,000	18.85%	55,371,231	18.75%	11,642	591	37.97	17.05%
$20,000 - $24,999	5,176	18.91%	115,929,576	19.17%	56,703,004	19.21%	15,032	593	38.44	16.10%
$25,000 - $29,999	3,994	14.59%	109,157,944	18.05%	53,673,649	18.18%	18,344	595	38.82	15.30%
$30,000 - $39,999	3,759	13.73%	128,463,483	21.24%	63,834,780	21.62%	22,689	604	39.06	13.96%
$40,000 - $49,999	1,009	3.69%	43,996,844	7.28%	22,217,693	7.53%	26,861	618	38.78	10.61%
$50,000 - $59,999	213	0.78%	11,504,592	1.90%	5,235,612	1.77%	31,687	658	38.30	8.08%
$60,000 - $69,999	47	0.17%	2,988,579	0.49%	1,372,403	0.46%	36,818	676	37.94	6.91%
$70,000 - $79,999	12	0.04%	883,230	0.15%	428,530	0.15%	44,081	671	41.10	5.92%
$80,000 - $89,999	3	0.01%	248,658	0.04%	66,024	0.02%	61,410	708	47.30	10.12%
$90,000 - $99,999	1	0.00%	90,000	0.01%	47,893	0.02%	47,893	814	37.00	4.18%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	27,375	100.00%	604,695,943	100.00%	295,240,630	100.00%	17,118	599	38.28	15.28%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	7,602	27.77%	150,357,839	24.87%	5,824,756	1.97%	3,655	605	22.38	13.50%
$5,000 - $9,999	5,152	18.82%	74,155,106	12.26%	40,206,156	13.62%	8,061	601	34.43	16.04%
$10,000 - $14,999	6,518	23.81%	129,230,048	21.37%	80,768,155	27.36%	12,556	599	37.67	16.02%
$15,000 - $19,999	4,333	15.83%	114,991,544	19.02%	74,864,995	25.36%	17,396	596	38.86	15.47%
$20,000 - $24,999	2,335	8.53%	76,739,787	12.69%	51,835,031	17.56%	22,290	597	40.14	14.93%
$25,000 - $29,999	998	3.65%	38,979,554	6.45%	27,025,180	9.15%	27,155	600	41.29	14.00%
$30,000 - $39,999	403	1.47%	18,056,683	2.99%	13,200,874	4.47%	32,913	609	43.44	12.71%
$40,000 - $49,999	30	0.11%	1,883,963	0.31%	1,295,988	0.44%	43,409	666	43.02	10.70%
$50,000 - $59,999	3	0.01%	219,918	0.04%	155,864	0.05%	51,999	691	46.29	9.44%
$60,000 - $69,999	1	0.00%	81,500	0.01%	63,630	0.02%	63,630	703	49.00	10.50%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	27,375	100.00%	604,695,943	100.00%	295,240,630	100.00%	17,118	599	38.28	15.28%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	27,375	100.00%	604,695,943	100.00%	295,240,630	100.00%	17,118	599	38.28	15.28%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	27,375	100.00%	604,695,943	100.00%	295,240,630	100.00%	17,118	599	38.28	15.28%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	363	1.33%	13,458,067	2.23%	3,793,699	1.28%	18,729	795	30.42	0.77%
2.50 - 4.99%	555	2.03%	17,227,814	2.85%	8,121,605	2.75%	19,488	725	36.54	4.05%
5.00 - 7.49%	854	3.12%	22,097,818	3.65%	10,619,707	3.60%	17,387	658	36.49	6.35%
7.50 - 9.99%	1,190	4.35%	29,772,129	4.92%	14,722,822	4.99%	18,019	603	36.54	8.71%
10.00 - 12.49%	2,366	8.64%	60,853,671	10.06%	32,007,006	10.84%	18,783	601	37.93	11.30%
12.50 - 14.99%	4,208	15.37%	101,981,894	16.86%	53,702,298	18.19%	18,281	593	38.63	13.56%
15.00 - 17.49%	5,079	18.55%	115,391,550	19.08%	58,582,419	19.84%	17,389	591	38.80	15.87%
17.50 - 19.99%	5,459	19.94%	117,274,129	19.39%	56,219,427	19.04%	16,885	583	39.02	17.95%
20.00 - 22.49%	3,912	14.29%	71,544,209	11.83%	33,313,864	11.28%	14,896	579	38.79	20.64%
22.50 - 24.99%	2,638	9.64%	44,048,609	7.28%	19,843,942	6.72%	13,817	572	38.28	23.04%
25.00 - 27.49%	709	2.59%	10,503,532	1.74%	4,108,010	1.39%	12,320	554	36.50	24.75%
27.50 - 29.99%	42	0.15%	542,520	0.09%	205,829	0.07%	13,440	510	36.93	27.41%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	27,375	100.00%	604,695,943	100.00%	295,240,630	100.00%	17,118	599	38.28	15.28%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	682	2.49%	13,116,434	2.17%	6,706,759	2.27%	16,254	478	39.68	18.87%
500 - 549	4,272	15.61%	93,818,389	15.51%	47,968,348	16.25%	17,117	532	38.73	15.55%
550 - 599	9,409	34.37%	212,860,626	35.20%	107,005,472	36.24%	17,384	580	38.51	15.64%
600 - 649	6,053	22.11%	142,175,957	23.51%	70,031,602	23.72%	18,086	624	38.44	14.35%
650 - 699	1,406	5.14%	34,306,925	5.67%	16,730,766	5.67%	19,264	671	39.53	13.44%
700 - 749	555	2.03%	13,438,604	2.22%	6,590,333	2.23%	18,860	720	39.13	12.26%
750 - 799	275	1.00%	7,614,297	1.26%	3,206,367	1.09%	17,334	773	35.52	6.95%
800+	689	2.52%	20,337,958	3.36%	7,266,798	2.46%	16,090	842	32.93	3.93%
NA	4,034	14.74%	67,026,754	11.08%	29,734,185	10.07%	12,710	0	36.75	20.34%
Total:	27,375	100.00%	604,695,943	100.00%	295,240,630	100.00%	17,118	599	38.28	15.28%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	235	0.86%	5,970,388	0.99%	236,278	0.08%	3,088	725	4.94	9.00%
37 - 48	669	2.44%	8,355,464	1.38%	2,153,751	0.73%	5,723	614	14.79	16.82%
49 - 60	2,052	7.50%	33,428,235	5.53%	13,745,706	4.66%	10,435	648	26.53	13.27%
61 - 72	21,886	79.95%	478,033,619	79.05%	239,961,798	81.28%	16,742	596	38.78	15.66%
73+	2,533	9.25%	78,908,237	13.05%	39,143,096	13.26%	22,479	600	40.82	13.61%
Total:	27,375	100.00%	604,695,943	100.00%	295,240,630	100.00%	17,118	599	38.28	15.28%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	5,650	20.64%	122,648,250	20.28%	30,188	0.01%	4,877	542	0.00	14.10%
1 - 12	765	2.79%	16,594,391	2.74%	2,219,432	0.75%	5,031	603	7.96	9.81%
13 - 24	1,078	3.94%	17,511,279	2.90%	6,545,365	2.22%	8,223	605	19.11	13.45%
25 - 36	5,521	20.17%	119,427,614	19.75%	64,487,788	21.84%	14,256	609	32.71	13.96%
37 - 48	14,217	51.93%	324,487,704	53.66%	218,463,966	74.00%	18,193	596	40.62	15.78%
49 - 60	143	0.52%	3,994,339	0.66%	3,472,688	1.18%	27,235	585	50.36	15.60%
61 - 72	1	0.00%	32,366	0.01%	21,202	0.01%	21,202	598	62.00	0.00%
73+	-	-	-	-	-	-	-	-	-	-
Total:	27,375	100.00%	604,695,943	100.00%	295,240,630	100.00%	17,118	599	38.28	15.28%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	14,773	53.97%	323,906,154	53.57%	180,536,716	61.15%	16,150	608	37.86	14.67%
1 - 15	3,110	11.36%	70,549,442	11.67%	44,679,959	15.13%	18,066	587	38.68	15.78%
16 - 30	1,611	5.88%	36,632,895	6.06%	23,764,319	8.05%	18,175	585	38.70	16.01%
31 - 60	1,890	6.90%	43,099,369	7.13%	28,338,585	9.60%	19,109	583	39.18	16.65%
61 - 90	833	3.04%	19,042,060	3.15%	12,872,703	4.36%	19,767	584	39.52	17.18%
91 - 120	387	1.41%	8,736,498	1.44%	5,048,347	1.71%	20,425	590	39.68	16.75%
121+	4,771	17.43%	102,729,525	16.99%	0	0.00%	0	0	0.00	0.00%
Total:	27,375	100.00%	604,695,943	100.00%	295,240,630	100.00%	17,118	599	38.28	15.28%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	1,562	5.71%	33,111,460	5.48%	15,336,704	5.19%	15,951	622	37.48	13.82%
Stated, not verified	25,607	93.54%	566,566,905	93.69%	278,684,794	94.39%	17,187	598	38.37	15.37%
Stated, verified to Level 3²	206	0.75%	5,017,577	0.83%	1,219,132	0.41%	16,126	575	28.72	13.47%
NA	-	-	-	-	-	-	-	-	-	-
Total:	27,375	100.00%	604,695,943	100.00%	295,240,630	100.00%	17,118	599	38.28	15.28%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	26,302	96.08%	580,424,267	95.99%	284,881,494	96.49%	17,101	600	38.34	15.23%
Stated, verified but not Level 4 or 5	1,073	3.92%	24,271,676	4.01%	10,359,136	3.51%	17,572	576	36.66	16.80%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	27,375	100.00%	604,695,943	100.00%	295,240,630	100.00%	17,118	599	38.28	15.28%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	2,834	10.35%	54,889,021	9.08%	26,869,987	9.10%	14,318	623	36.58	11.55%
5.00 - 9.99%	9,608	35.10%	206,528,972	34.15%	103,337,680	35.00%	16,752	603	37.93	14.42%
10.00 - 14.99%	9,670	35.32%	221,426,166	36.62%	107,999,120	36.58%	17,889	593	38.70	16.26%
15.00 - 19.99%	4,979	18.19%	114,793,830	18.98%	53,787,691	18.22%	17,651	592	38.98	16.87%
20.00 - 24.99%	279	1.02%	6,895,099	1.14%	3,177,857	1.08%	17,309	597	38.11	14.76%
25.00 - 29.99%	4	0.01%	150,327	0.02%	68,296	0.02%	26,163	690	36.34	9.86%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	1	0.00%	12,527	0.00%	0	0.00%	0	0	0.00	0.00%
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	27,375	100.00%	604,695,943	100.00%	295,240,630	100.00%	17,118	599	38.28	15.28%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	24	0.09%	211,222	0.03%	64,379	0.02%	4,205	597	28.78	9.80%
25.00 - 49.99%	324	1.18%	4,459,183	0.74%	1,811,773	0.61%	8,070	620	32.65	10.23%
50.00 - 74.99%	1,296	4.73%	25,723,022	4.25%	11,649,751	3.95%	13,641	623	35.44	10.32%
75.00 - 99.99%	6,454	23.58%	154,049,336	25.48%	75,845,737	25.69%	17,735	594	38.07	13.89%
100.00 - 109.99%	5,435	19.85%	126,356,472	20.90%	61,555,141	20.85%	17,901	591	38.53	15.45%
110.00 - 119.99%	5,994	21.90%	132,435,227	21.90%	64,586,956	21.88%	17,286	595	38.51	16.37%
120.00 - 129.99%	4,669	17.06%	97,856,508	16.18%	47,877,510	16.22%	16,710	602	38.55	16.52%
130.00 - 139.99%	2,994	10.94%	58,566,715	9.69%	29,449,446	9.97%	15,840	614	38.77	16.77%
140.00%+	185	0.68%	5,038,257	0.83%	2,399,937	0.81%	20,893	666	39.14	11.18%
Total:	27,375	100.00%	604,695,943	100.00%	295,240,630	100.00%	17,118	599	38.28	15.28%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	560	2.05%	12,024,962	1.99%	5,697,666	1.93%	16,643	603	37.72	16.61%
Alaska	46	0.17%	1,274,608	0.21%	558,231	0.19%	22,170	594	39.11	13.69%
Arizona	484	1.77%	11,191,111	1.85%	5,290,365	1.79%	18,123	605	38.94	15.04%
Arkansas	575	2.10%	12,306,002	2.04%	5,671,414	1.92%	16,218	591	38.40	15.40%
California	1,863	6.81%	41,798,967	6.91%	20,007,197	6.78%	17,308	607	38.05	15.58%
Colorado	148	0.54%	3,333,173	0.55%	1,543,458	0.52%	16,933	597	37.05	14.51%
Connecticut	269	0.98%	5,753,522	0.95%	2,921,184	0.99%	16,016	604	37.37	13.20%
Delaware	18	0.07%	379,288	0.06%	201,950	0.07%	14,521	617	34.67	16.17%
Florida	3,128	11.43%	65,360,773	10.81%	32,401,616	10.97%	16,199	593	38.40	15.20%
Georgia	1,299	4.75%	29,022,572	4.80%	14,486,298	4.91%	17,598	598	38.56	16.30%
Hawaii	98	0.36%	2,071,092	0.34%	1,003,121	0.34%	17,428	593	40.03	17.94%
Idaho	38	0.14%	877,632	0.15%	506,632	0.17%	19,516	614	38.68	13.64%
Illinois	946	3.46%	21,034,979	3.48%	9,925,887	3.36%	16,653	608	37.66	15.15%
Indiana	349	1.27%	7,050,425	1.17%	3,363,569	1.14%	15,182	601	37.90	16.19%
Iowa	103	0.38%	2,218,503	0.37%	964,991	0.33%	18,151	617	38.81	13.46%
Kansas	137	0.50%	3,085,587	0.51%	1,480,926	0.50%	17,544	599	38.29	15.26%
Kentucky	308	1.13%	6,376,793	1.05%	2,874,341	0.97%	15,990	602	38.90	15.20%
Louisiana	657	2.40%	14,810,442	2.45%	7,386,066	2.50%	18,611	592	39.09	16.32%
Maine	51	0.19%	1,075,027	0.18%	594,011	0.20%	16,459	578	38.96	13.77%
Maryland	1,243	4.54%	29,025,023	4.80%	14,256,895	4.83%	17,497	606	37.48	14.98%
Massachusetts	12	0.04%	218,797	0.04%	57,033	0.02%	10,469	591	35.67	15.20%
Michigan	405	1.48%	8,712,102	1.44%	3,982,587	1.35%	15,593	615	37.87	14.96%
Minnesota	133	0.49%	3,108,129	0.51%	1,513,739	0.51%	16,788	633	36.96	13.26%
Mississippi	377	1.38%	8,440,348	1.40%	4,204,170	1.42%	17,041	595	38.61	16.28%
Missouri	415	1.52%	8,847,691	1.46%	4,452,133	1.51%	16,629	600	38.85	15.15%
Montana	71	0.26%	1,601,580	0.26%	783,332	0.27%	17,771	589	38.02	16.06%
Nebraska	64	0.23%	1,478,955	0.24%	700,531	0.24%	17,085	644	37.98	12.60%
Nevada	249	0.91%	5,847,185	0.97%	3,057,577	1.04%	19,517	601	39.32	15.19%
New Hampshire	135	0.49%	2,738,339	0.45%	1,415,616	0.48%	15,595	596	38.34	15.48%
New Jersey	669	2.44%	13,785,203	2.28%	7,138,679	2.42%	15,120	600	37.23	15.05%
New Mexico	199	0.73%	4,590,915	0.76%	2,358,091	0.80%	18,046	594	38.99	16.87%
New York	1,001	3.66%	22,461,435	3.71%	11,070,418	3.75%	16,917	602	37.92	14.98%
North Carolina	1,105	4.04%	23,437,430	3.88%	11,426,563	3.87%	16,675	590	38.76	15.34%
North Dakota	33	0.12%	876,899	0.15%	381,804	0.13%	19,136	625	37.16	13.81%
Ohio	726	2.65%	14,766,215	2.44%	7,206,776	2.44%	16,093	602	38.45	15.09%
Oklahoma	540	1.97%	11,384,335	1.88%	5,497,045	1.86%	17,068	602	38.76	15.73%
Oregon	116	0.42%	2,592,330	0.43%	1,255,434	0.43%	17,121	606	38.97	14.99%
Pennsylvania	1,976	7.22%	42,737,287	7.07%	21,298,074	7.21%	16,130	601	37.57	14.61%
Rhode Island	49	0.18%	963,176	0.16%	470,493	0.16%	15,178	589	37.92	14.37%
South Carolina	554	2.02%	11,484,065	1.90%	5,671,160	1.92%	16,114	593	38.43	16.16%
South Dakota	49	0.18%	1,144,790	0.19%	459,732	0.16%	17,024	649	38.19	13.98%
Tennessee	578	2.11%	12,199,904	2.02%	5,870,921	1.99%	16,670	603	39.04	15.82%
Texas	4,268	15.59%	102,076,181	16.88%	50,098,787	16.97%	18,736	595	38.56	15.11%
Utah	75	0.27%	1,874,727	0.31%	938,328	0.32%	19,539	606	39.29	13.91%
Vermont	35	0.13%	699,798	0.12%	273,404	0.09%	15,750	601	36.79	15.29%
Virginia	476	1.74%	10,198,114	1.69%	5,115,299	1.73%	16,540	590	38.52	15.51%
Washington	153	0.56%	3,329,319	0.55%	1,518,991	0.51%	16,892	586	38.71	15.74%
West Virginia	236	0.86%	4,976,371	0.82%	2,406,508	0.82%	16,841	598	38.98	15.08%
Wisconsin	222	0.81%	5,080,463	0.84%	2,346,509	0.79%	16,328	607	37.55	14.18%
Wyoming	34	0.12%	852,589	0.14%	441,285	0.15%	22,595	638	40.16	13.14%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	2	0.01%	49,607	0.01%	0	0.00%	0	0	0.00	0.00%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	92	0.34%	1,972,935	0.33%	663,394	0.22%	15,453	591	36.06	16.70%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	6	0.02%	98,247	0.02%	30,396	0.01%	11,253	541	35.92	17.38%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	27,375	100.00%	604,695,943	100.00%	295,240,630	100.00%	17,118	599	38.28	15.28%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	7,924	28.95%	229,622,278	37.97%	109,455,957	37.07%	20,668	606	38.78	13.44%
Used	19,451	71.05%	375,073,665	62.03%	185,784,673	62.93%	15,026	595	37.98	16.37%
NA	-	-	-	-	-	-	-	-	-	-
Total:	27,375	100.00%	604,695,943	100.00%	295,240,630	100.00%	17,118	599	38.28	15.28%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	12,705	46.41%	234,070,109	38.71%	109,599,860	37.12%	14,317	599	38.02	16.44%
Truck	3,864	14.12%	121,105,800	20.03%	59,410,067	20.12%	22,060	607	38.25	13.64%
SUV	10,806	39.47%	249,520,034	41.26%	126,230,703	42.76%	17,224	596	38.52	15.05%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	27,375	100.00%	604,695,943	100.00%	295,240,630	100.00%	17,118	599	38.28	15.28%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	2,582	9.43%	53,759,627	8.89%	26,354,354	8.93%	16,409	592	37.74	16.14%
Ford: Lincoln	109	0.40%	2,215,045	0.37%	1,053,727	0.36%	15,347	598	37.26	14.97%
Ford: Mercury	1	0.00%	6,283	0.00%	0	0.00%	0	0	0.00	0.00%
GMC	622	2.27%	16,596,294	2.74%	8,502,466	2.88%	19,697	589	38.21	15.31%
GMC: Buick	319	1.17%	5,915,504	0.98%	3,217,356	1.09%	14,500	584	38.70	16.65%
GMC: Cadillac	254	0.93%	5,912,745	0.98%	2,859,782	0.97%	17,917	578	38.11	15.64%
GMC: Chevrolet	2,885	10.54%	62,608,293	10.35%	31,192,322	10.57%	17,194	595	38.29	16.32%
GMC: Hummer	2	0.01%	43,127	0.01%	3,484	0.00%	1,810	590	3.60	6.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	1	0.00%	11,879	0.00%	0	0.00%	0	0	0.00	0.00%
Tesla	1	0.00%	52,760	0.01%	29,196	0.01%	29,196	573	37.00	7.46%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	365	1.33%	8,473,097	1.40%	3,912,470	1.33%	17,749	590	38.42	15.27%
BMW: Mini	49	0.18%	818,273	0.14%	368,240	0.12%	12,792	593	37.27	14.98%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	349	1.27%	8,664,986	1.43%	3,983,253	1.35%	18,335	594	38.04	15.56%
Daimler: Smart	3	0.01%	26,220	0.00%	13,508	0.00%	5,486	587	35.82	13.70%
Fiat	52	0.19%	856,097	0.14%	459,376	0.16%	13,312	602	39.13	15.48%
Fiat: Alfa Romeo	15	0.05%	500,566	0.08%	264,069	0.09%	23,374	626	39.80	11.66%
Fiat: Chrysler	753	2.75%	18,761,079	3.10%	7,928,800	2.69%	16,719	660	35.44	10.77%
Fiat: Dodge	4,124	15.06%	117,670,436	19.46%	55,878,156	18.93%	21,066	611	38.86	13.56%
Fiat: Jeep	3,224	11.78%	82,632,597	13.67%	40,206,039	13.62%	18,457	612	38.67	13.40%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	27	0.10%	659,473	0.11%	323,063	0.11%	17,291	566	37.41	14.36%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	431	1.57%	7,432,556	1.23%	3,832,069	1.30%	14,110	587	38.39	16.21%
Volkswagen: Audi	170	0.62%	3,976,497	0.66%	1,731,810	0.59%	17,755	587	37.43	15.57%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	17	0.06%	593,780	0.10%	236,073	0.08%	22,834	612	36.71	12.49%
Honda	1,095	4.00%	20,129,308	3.33%	10,537,835	3.57%	14,183	589	37.84	16.60%
Honda: Acura	103	0.38%	2,174,994	0.36%	1,141,999	0.39%	15,389	591	37.56	15.93%
Hyundai	1,494	5.46%	24,221,767	4.01%	11,714,528	3.97%	12,558	589	38.38	17.52%
Hyundai: Kia	1,393	5.09%	24,477,472	4.05%	11,940,337	4.04%	13,814	586	38.40	17.27%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	272	0.99%	4,531,234	0.75%	2,247,789	0.76%	13,192	590	38.12	17.01%
Mitsubishi	513	1.87%	9,919,495	1.64%	4,370,810	1.48%	14,284	587	38.37	17.21%
Nissan	3,361	12.28%	61,120,582	10.11%	30,605,147	10.37%	13,970	589	38.47	16.91%
Nissan: Infiniti	246	0.90%	6,084,787	1.01%	2,927,604	0.99%	18,821	588	38.13	15.68%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	207	0.76%	4,010,029	0.66%	2,133,731	0.72%	14,438	591	38.41	15.50%
Suzuki	2	0.01%	14,978	0.00%	3,816	0.00%	3,816	637	38.00	21.00%
Tata: Jaguar	38	0.14%	1,105,788	0.18%	604,058	0.20%	21,244	567	38.56	15.22%
Tata: Land Rover	53	0.19%	1,574,217	0.26%	785,314	0.27%	20,284	594	36.09	14.14%
Toyota	1,947	7.11%	40,912,233	6.77%	20,808,030	7.05%	15,878	588	37.85	16.12%
Toyota: Lexus	166	0.61%	3,902,954	0.65%	1,980,033	0.67%	17,569	587	38.01	15.02%
Toyota: Scion	22	0.08%	287,754	0.05%	129,416	0.04%	8,497	556	34.45	17.13%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	108	0.39%	2,041,137	0.34%	960,570	0.33%	16,617	583	38.13	15.60%
Total:	27,375	100.00%	604,695,943	100.00%	295,240,630	100.00%	17,118	599	38.28	15.28%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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