StratMaker (141806)

Santander Drive Auto Receivables Trust 2020-2

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

36.66% / 63.34%

Total Original # of Loans

37,627

WA Loan to Value (LTV)

70.26%

Total Original Loan Amount (OLA)

$ 831,625,111

WA Payment to Income (PTI)

10.51%

Weighted Average (WA) OLA

$ 27,040

WA FICO (non-zero)

604

Rep. Period Beginning Loan Amount

$ 456,051,384

WA Remaining Term (RT)

39.86

Rep. Period Ending Loan Amount (ELA)

$ 435,000,918

WA Original APR

14.60%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

37,627

Total Original Loan Amount (OLA)

$ 831,625,111

Weighted Average (WA) OLA

$ 27,040

Rep. Period Beginning Loan Amount

$ 456,051,384

Rep. Period Ending Loan Amount (ELA)

$ 435,000,918

As % of Reporting Period ELA:

New % / Used %

36.66% / 63.34%

WA Loan to Value (LTV)

70.26%

WA Payment to Income (PTI)

10.51%

WA FICO (non-zero)

604

WA Remaining Term (RT)

39.86

WA Original APR

14.60%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	8	0.02%	38,376	0.00%	16,217	0.00%	3,165	517	37.11	19.54%
$5,000 - $9,999	2,726	7.24%	22,449,779	2.70%	10,327,687	2.37%	5,093	584	33.24	18.81%
$10,000 - $14,999	7,568	20.11%	96,286,948	11.58%	49,793,684	11.45%	8,609	582	38.58	18.54%
$15,000 - $19,999	8,783	23.34%	152,964,129	18.39%	80,722,421	18.56%	11,845	588	39.90	17.27%
$20,000 - $24,999	6,428	17.08%	143,673,242	17.28%	75,601,644	17.38%	15,030	592	40.03	15.89%
$25,000 - $29,999	4,715	12.53%	128,950,079	15.51%	68,756,900	15.81%	18,346	597	40.39	15.02%
$30,000 - $39,999	4,910	13.05%	168,471,321	20.26%	88,462,942	20.34%	22,317	613	40.39	12.72%
$40,000 - $49,999	1,764	4.69%	77,709,182	9.34%	41,027,683	9.43%	26,774	636	40.39	8.94%
$50,000 - $59,999	552	1.47%	29,675,423	3.57%	14,825,620	3.41%	31,502	673	40.35	6.13%
$60,000 - $69,999	143	0.38%	9,188,589	1.10%	4,349,957	1.00%	37,516	709	40.84	4.60%
$70,000 - $79,999	28	0.07%	2,045,502	0.25%	990,549	0.23%	41,318	736	39.99	4.48%
$80,000 - $89,999	1	0.00%	80,540	0.01%	46,982	0.01%	46,982	824	43.00	0.00%
$90,000 - $99,999	1	0.00%	92,000	0.01%	78,632	0.02%	78,632	712	52.00	8.53%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	37,627	100.00%	831,625,111	100.00%	435,000,918	100.00%	17,443	604	39.86	14.60%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	8,687	23.09%	160,639,936	19.32%	7,595,853	1.75%	3,746	603	25.43	15.53%
$5,000 - $9,999	7,557	20.08%	105,105,662	12.64%	59,285,328	13.63%	8,096	596	36.33	16.35%
$10,000 - $14,999	9,558	25.40%	184,536,704	22.19%	118,080,476	27.14%	12,518	594	39.53	16.26%
$15,000 - $19,999	6,108	16.23%	162,892,850	19.59%	105,862,999	24.34%	17,450	598	40.27	14.90%
$20,000 - $24,999	3,338	8.87%	112,805,699	13.56%	74,321,107	17.09%	22,358	610	41.30	13.68%
$25,000 - $29,999	1,623	4.31%	66,602,394	8.01%	44,088,843	10.14%	27,237	616	42.23	12.07%
$30,000 - $39,999	690	1.83%	34,635,620	4.16%	22,866,994	5.26%	33,325	645	43.88	8.67%
$40,000 - $49,999	63	0.17%	4,188,909	0.50%	2,718,459	0.62%	43,311	715	44.24	6.80%
$50,000 - $59,999	2	0.01%	125,337	0.02%	102,227	0.02%	51,115	652	48.50	15.74%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	1	0.00%	92,000	0.01%	78,632	0.02%	78,632	712	52.00	8.53%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	37,627	100.00%	831,625,111	100.00%	435,000,918	100.00%	17,443	604	39.86	14.60%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	37,627	100.00%	831,625,111	100.00%	435,000,918	100.00%	17,443	604	39.86	14.60%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,627	100.00%	831,625,111	100.00%	435,000,918	100.00%	17,443	604	39.86	14.60%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	837	2.22%	35,199,753	4.23%	16,088,799	3.70%	25,110	763	39.69	0.41%
2.50 - 4.99%	1,017	2.70%	32,410,572	3.90%	15,490,320	3.56%	19,725	710	37.69	4.14%
5.00 - 7.49%	1,608	4.27%	47,383,052	5.70%	24,008,154	5.52%	20,433	670	38.70	6.41%
7.50 - 9.99%	2,907	7.73%	78,307,747	9.42%	41,069,157	9.44%	19,638	622	39.17	8.75%
10.00 - 12.49%	3,468	9.22%	89,137,824	10.72%	47,771,289	10.98%	19,179	601	39.39	11.12%
12.50 - 14.99%	4,449	11.82%	105,618,720	12.70%	58,240,714	13.39%	17,984	596	39.75	13.55%
15.00 - 17.49%	5,766	15.32%	126,439,732	15.20%	68,937,322	15.85%	16,941	591	40.15	15.96%
17.50 - 19.99%	6,481	17.22%	133,447,328	16.05%	71,236,824	16.38%	16,331	578	40.78	18.12%
20.00 - 22.49%	5,169	13.74%	92,342,768	11.10%	47,869,504	11.00%	14,647	567	40.32	20.80%
22.50 - 24.99%	4,004	10.64%	64,616,883	7.77%	31,967,484	7.35%	13,621	559	40.44	23.28%
25.00 - 27.49%	1,605	4.27%	22,772,255	2.74%	10,564,218	2.43%	12,275	546	39.75	25.42%
27.50 - 29.99%	316	0.84%	3,948,476	0.47%	1,757,134	0.40%	11,268	509	38.81	28.01%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,627	100.00%	831,625,111	100.00%	435,000,918	100.00%	17,443	604	39.86	14.60%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,921	5.11%	35,151,649	4.23%	18,690,110	4.30%	15,056	475	39.23	18.62%
500 - 549	6,387	16.97%	129,273,167	15.54%	69,342,926	15.94%	16,407	526	39.96	17.49%
550 - 599	11,093	29.48%	245,831,022	29.56%	130,540,882	30.01%	17,319	573	40.06	15.46%
600 - 649	7,710	20.49%	183,274,429	22.04%	96,112,333	22.09%	18,212	619	40.14	14.28%
650 - 699	3,409	9.06%	85,408,780	10.27%	44,201,886	10.16%	19,286	670	39.66	11.38%
700 - 749	1,667	4.43%	43,214,261	5.20%	21,985,742	5.05%	19,261	722	39.13	9.45%
750 - 799	889	2.36%	26,234,848	3.15%	12,588,254	2.89%	20,512	773	38.60	5.47%
800+	772	2.05%	24,125,249	2.90%	12,043,360	2.77%	21,182	834	39.98	3.54%
NA	3,779	10.04%	59,111,704	7.11%	29,495,426	6.78%	12,478	0	39.64	19.63%
Total:	37,627	100.00%	831,625,111	100.00%	435,000,918	100.00%	17,443	604	39.86	14.60%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	347	0.92%	7,322,523	0.88%	888,660	0.20%	5,965	735	6.93	6.83%
37 - 48	1,178	3.13%	14,333,887	1.72%	4,615,542	1.06%	6,232	596	17.65	17.60%
49 - 60	3,332	8.86%	51,053,963	6.14%	22,878,450	5.26%	10,527	618	28.74	15.04%
61 - 72	29,290	77.84%	643,739,990	77.41%	344,994,813	79.31%	16,983	603	40.48	15.01%
73+	3,480	9.25%	115,174,748	13.85%	61,623,452	14.17%	23,587	607	42.66	12.09%
Total:	37,627	100.00%	831,625,111	100.00%	435,000,918	100.00%	17,443	604	39.86	14.60%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	6,312	16.78%	132,320,238	15.91%	26,099	0.01%	4,426	566	0.00	14.89%
1 - 12	606	1.61%	13,670,100	1.64%	1,880,579	0.43%	5,409	656	7.69	8.09%
13 - 24	1,406	3.74%	20,196,365	2.43%	7,853,664	1.81%	7,338	599	19.36	14.94%
25 - 36	6,140	16.32%	128,589,875	15.46%	68,157,239	15.67%	13,943	604	32.46	13.04%
37 - 48	22,884	60.82%	528,680,683	63.57%	350,135,897	80.49%	18,208	604	41.74	14.91%
49 - 60	277	0.74%	8,132,912	0.98%	6,921,572	1.59%	27,978	592	50.15	15.82%
61 - 72	2	0.01%	34,938	0.00%	25,869	0.01%	12,986	590	63.00	18.01%
73+	-	-	-	-	-	-	-	-	-	-
Total:	37,627	100.00%	831,625,111	100.00%	435,000,918	100.00%	17,443	604	39.86	14.60%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	22,028	58.54%	494,036,044	59.41%	282,702,884	64.99%	16,958	616	39.52	13.62%
1 - 15	4,034	10.72%	90,555,253	10.89%	58,973,617	13.56%	17,921	585	40.12	15.81%
16 - 30	2,289	6.08%	50,299,214	6.05%	33,179,780	7.63%	17,776	583	40.51	16.18%
31 - 60	2,451	6.51%	54,190,458	6.52%	36,908,061	8.48%	18,867	578	40.84	16.91%
61 - 90	1,102	2.93%	24,159,195	2.91%	16,711,892	3.84%	19,701	579	41.09	17.48%
91 - 120	491	1.30%	10,171,844	1.22%	6,524,685	1.50%	18,582	582	40.70	17.84%
121+	5,232	13.90%	108,213,104	13.01%	0	0.00%	0	0	0.00	0.00%
Total:	37,627	100.00%	831,625,111	100.00%	435,000,918	100.00%	17,443	604	39.86	14.60%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	2,230	5.93%	47,302,365	5.69%	24,167,906	5.56%	15,632	628	39.24	12.66%
Stated, not verified	35,257	93.70%	781,026,625	93.92%	409,910,721	94.23%	17,552	603	39.91	14.72%
Stated, verified to Level 3²	140	0.37%	3,296,121	0.40%	922,291	0.21%	16,287	579	34.95	15.25%
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,627	100.00%	831,625,111	100.00%	435,000,918	100.00%	17,443	604	39.86	14.60%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	36,486	96.97%	806,289,099	96.95%	422,664,559	97.16%	17,440	605	39.88	14.55%
Stated, verified but not Level 4 or 5	1,141	3.03%	25,336,012	3.05%	12,336,359	2.84%	17,545	581	39.47	16.64%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,627	100.00%	831,625,111	100.00%	435,000,918	100.00%	17,443	604	39.86	14.60%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	4,546	12.08%	91,760,710	11.03%	48,151,156	11.07%	15,514	640	38.54	10.27%
5.00 - 9.99%	13,616	36.19%	297,779,293	35.81%	157,390,760	36.18%	17,433	607	39.65	13.61%
10.00 - 14.99%	12,991	34.53%	293,564,533	35.30%	153,070,428	35.19%	17,957	595	40.24	15.91%
15.00 - 19.99%	6,195	16.46%	140,980,744	16.95%	72,850,418	16.75%	17,613	592	40.45	16.97%
20.00 - 24.99%	274	0.73%	7,360,343	0.89%	3,510,244	0.81%	18,412	609	38.85	12.74%
25.00 - 29.99%	3	0.01%	122,594	0.01%	11,362	0.00%	6,041	744	6.87	2.24%
30.00 - 39.99%	2	0.01%	56,894	0.01%	16,550	0.00%	16,550	673	44.00	15.08%
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,627	100.00%	831,625,111	100.00%	435,000,918	100.00%	17,443	604	39.86	14.60%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	25	0.07%	214,479	0.03%	94,989	0.02%	4,764	666	31.61	9.00%
25.00 - 49.99%	369	0.98%	5,122,657	0.62%	2,291,514	0.53%	9,070	611	34.86	10.63%
50.00 - 74.99%	2,017	5.36%	39,571,711	4.76%	19,543,202	4.49%	14,471	607	37.75	10.82%
75.00 - 99.99%	9,847	26.17%	231,572,674	27.85%	122,762,796	28.22%	18,059	596	39.85	13.29%
100.00 - 109.99%	7,411	19.70%	173,547,413	20.87%	92,566,922	21.28%	18,436	604	40.30	14.52%
110.00 - 119.99%	7,944	21.11%	174,035,376	20.93%	91,431,816	21.02%	17,589	602	40.34	15.80%
120.00 - 129.99%	5,854	15.56%	123,945,932	14.90%	63,873,683	14.68%	16,740	609	39.79	16.05%
130.00 - 139.99%	3,897	10.36%	76,244,705	9.17%	38,765,494	8.91%	15,610	621	39.29	16.41%
140.00%+	263	0.70%	7,370,164	0.89%	3,670,502	0.84%	21,118	672	39.37	9.40%
Total:	37,627	100.00%	831,625,111	100.00%	435,000,918	100.00%	17,443	604	39.86	14.60%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	868	2.31%	18,489,252	2.22%	9,740,543	2.24%	17,065	608	39.73	15.67%
Alaska	56	0.15%	1,596,611	0.19%	772,138	0.18%	22,527	625	41.60	12.34%
Arizona	711	1.89%	15,577,603	1.87%	7,880,099	1.81%	17,347	603	39.78	15.45%
Arkansas	904	2.40%	20,165,886	2.42%	9,834,145	2.26%	16,857	603	39.65	14.31%
California	2,818	7.49%	63,322,598	7.61%	32,765,380	7.53%	17,739	613	39.72	14.51%
Colorado	303	0.81%	7,308,835	0.88%	3,713,518	0.85%	18,739	624	39.61	12.55%
Connecticut	349	0.93%	7,249,762	0.87%	3,867,663	0.89%	15,859	608	39.28	12.28%
Delaware	10	0.03%	196,046	0.02%	91,664	0.02%	13,095	658	41.61	13.75%
Florida	3,975	10.56%	81,056,870	9.75%	43,440,571	9.99%	16,187	596	39.95	14.75%
Georgia	1,994	5.30%	44,731,400	5.38%	23,518,504	5.41%	18,006	603	39.95	15.66%
Hawaii	147	0.39%	3,258,725	0.39%	1,802,522	0.41%	17,822	586	40.05	16.83%
Idaho	69	0.18%	1,492,000	0.18%	722,409	0.17%	15,843	629	38.48	13.17%
Illinois	1,266	3.36%	28,339,282	3.41%	14,384,660	3.31%	16,853	608	39.25	14.27%
Indiana	599	1.59%	12,676,616	1.52%	6,842,462	1.57%	17,090	609	40.16	15.02%
Iowa	177	0.47%	3,824,449	0.46%	2,073,301	0.48%	17,353	604	39.41	14.18%
Kansas	183	0.49%	4,213,995	0.51%	2,289,586	0.53%	18,546	626	40.32	13.50%
Kentucky	552	1.47%	11,507,702	1.38%	5,996,523	1.38%	16,136	599	40.27	15.25%
Louisiana	997	2.65%	22,271,538	2.68%	11,240,035	2.58%	17,775	602	39.99	15.29%
Maine	103	0.27%	2,425,558	0.29%	1,210,215	0.28%	18,481	602	39.14	12.18%
Maryland	603	1.60%	12,925,603	1.55%	6,842,825	1.57%	17,552	588	40.75	15.59%
Massachusetts	17	0.05%	336,696	0.04%	145,097	0.03%	12,301	592	39.15	13.58%
Michigan	650	1.73%	14,134,014	1.70%	7,107,057	1.63%	16,337	618	39.69	13.91%
Minnesota	215	0.57%	5,228,637	0.63%	2,782,383	0.64%	18,738	634	40.00	12.00%
Mississippi	621	1.65%	13,788,517	1.66%	7,437,034	1.71%	18,099	607	40.19	15.77%
Missouri	756	2.01%	16,070,957	1.93%	8,535,157	1.96%	16,663	601	39.86	14.75%
Montana	106	0.28%	2,314,137	0.28%	1,043,727	0.24%	18,303	618	39.28	13.61%
Nebraska	113	0.30%	2,612,025	0.31%	1,309,605	0.30%	17,620	624	39.07	12.01%
Nevada	439	1.17%	10,005,568	1.20%	5,229,219	1.20%	19,274	610	41.04	14.75%
New Hampshire	192	0.51%	3,848,264	0.46%	2,096,551	0.48%	16,073	595	39.38	14.71%
New Jersey	945	2.51%	19,777,740	2.38%	10,398,105	2.39%	15,540	612	38.91	13.85%
New Mexico	246	0.65%	5,964,662	0.72%	3,090,932	0.71%	18,714	600	39.60	14.80%
New York	1,301	3.46%	28,866,531	3.47%	15,120,456	3.48%	16,722	610	39.56	14.36%
North Carolina	1,555	4.13%	33,738,837	4.06%	17,849,821	4.10%	17,340	596	40.04	14.68%
North Dakota	70	0.19%	1,667,620	0.20%	738,293	0.17%	17,640	624	38.84	14.63%
Ohio	1,179	3.13%	23,534,785	2.83%	12,507,861	2.88%	15,874	604	39.77	14.76%
Oklahoma	920	2.45%	20,270,992	2.44%	10,765,886	2.47%	17,526	597	40.06	15.18%
Oregon	214	0.57%	4,635,441	0.56%	2,443,980	0.56%	17,395	603	39.79	14.55%
Pennsylvania	1,228	3.26%	26,141,643	3.14%	13,983,532	3.21%	16,480	604	39.77	13.52%
Rhode Island	72	0.19%	1,324,222	0.16%	679,637	0.16%	12,939	590	38.62	13.46%
South Carolina	826	2.20%	17,243,564	2.07%	9,212,278	2.12%	16,723	600	39.95	15.74%
South Dakota	48	0.13%	1,206,413	0.15%	627,812	0.14%	20,422	627	39.19	13.23%
Tennessee	927	2.46%	19,440,168	2.34%	10,242,037	2.35%	16,707	603	40.16	15.76%
Texas	6,363	16.91%	153,411,521	18.45%	80,239,291	18.45%	18,873	602	39.91	14.26%
Utah	113	0.30%	2,678,880	0.32%	1,262,281	0.29%	20,511	623	40.33	12.07%
Vermont	52	0.14%	1,195,896	0.14%	702,130	0.16%	18,421	604	42.02	13.35%
Virginia	715	1.90%	15,264,494	1.84%	8,175,233	1.88%	16,808	595	40.03	15.06%
Washington	259	0.69%	6,386,356	0.77%	3,182,651	0.73%	20,760	634	40.02	12.89%
West Virginia	305	0.81%	6,464,776	0.78%	3,419,374	0.79%	17,247	590	40.77	15.94%
Wisconsin	376	1.00%	8,716,434	1.05%	4,407,013	1.01%	17,432	622	39.19	13.05%
Wyoming	45	0.12%	1,126,995	0.14%	527,609	0.12%	18,935	637	40.78	13.15%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	71	0.19%	1,531,646	0.18%	699,620	0.16%	18,869	576	41.40	17.34%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	4	0.01%	66,351	0.01%	10,497	0.00%	10,497	533	39.00	20.61%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	37,627	100.00%	831,625,111	100.00%	435,000,918	100.00%	17,443	604	39.86	14.60%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	10,003	26.58%	311,434,694	37.45%	159,480,624	36.66%	21,862	620	40.46	11.48%
Used	27,624	73.42%	520,190,418	62.55%	275,520,294	63.34%	14,885	595	39.52	16.41%
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,627	100.00%	831,625,111	100.00%	435,000,918	100.00%	17,443	604	39.86	14.60%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	16,472	43.78%	289,756,518	34.84%	146,992,642	33.79%	13,964	597	39.58	16.67%
Truck	6,152	16.35%	196,143,666	23.59%	102,356,025	23.53%	22,538	615	39.80	12.63%
SUV	15,003	39.87%	345,724,928	41.57%	185,652,251	42.68%	17,388	604	40.13	14.06%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	37,627	100.00%	831,625,111	100.00%	435,000,918	100.00%	17,443	604	39.86	14.60%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,757	9.98%	77,562,595	9.33%	40,885,980	9.40%	16,596	593	39.19	16.02%
Ford: Lincoln	154	0.41%	2,964,011	0.36%	1,510,656	0.35%	14,581	588	38.64	16.18%
Ford: Mercury	2	0.01%	21,355	0.00%	13,856	0.00%	8,037	669	35.60	12.37%
GMC	939	2.50%	24,621,435	2.96%	13,053,230	3.00%	19,548	593	39.36	14.64%
GMC: Buick	377	1.00%	6,685,681	0.80%	3,540,233	0.81%	13,749	587	39.66	17.31%
GMC: Cadillac	362	0.96%	8,556,704	1.03%	4,426,988	1.02%	17,859	583	38.91	15.44%
GMC: Chevrolet	4,211	11.19%	88,773,467	10.67%	48,468,222	11.14%	17,069	596	39.82	16.49%
GMC: Hummer	1	0.00%	21,450	0.00%	12,456	0.00%	12,456	684	36.00	13.88%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	2	0.01%	19,445	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Saturn	1	0.00%	10,197	0.00%	0	0.00%	0	0	0.00	0.00%
Tesla	6	0.02%	224,860	0.03%	84,519	0.02%	26,416	595	38.34	9.44%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	555	1.48%	12,366,834	1.49%	6,393,699	1.47%	17,115	590	39.39	15.93%
BMW: Mini	71	0.19%	1,029,203	0.12%	445,434	0.10%	11,300	577	39.57	15.35%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	490	1.30%	11,496,419	1.38%	5,888,043	1.35%	17,276	580	39.33	16.13%
Daimler: Smart	4	0.01%	44,981	0.01%	19,022	0.00%	6,929	609	37.07	17.64%
Fiat	80	0.21%	1,111,922	0.13%	547,304	0.13%	10,762	614	39.75	14.39%
Fiat: Alfa Romeo	12	0.03%	428,581	0.05%	259,051	0.06%	26,659	665	42.02	8.41%
Fiat: Chrysler	856	2.27%	21,119,339	2.54%	9,993,536	2.30%	18,065	644	37.86	10.62%
Fiat: Dodge	5,688	15.12%	170,607,953	20.52%	86,613,821	19.91%	21,891	623	40.39	11.89%
Fiat: Jeep	4,779	12.70%	129,763,135	15.60%	68,511,088	15.75%	19,591	628	40.58	11.19%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	66	0.18%	1,508,240	0.18%	813,894	0.19%	18,878	585	39.45	14.69%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	660	1.75%	10,326,236	1.24%	5,168,330	1.19%	12,563	593	39.48	16.90%
Volkswagen: Audi	258	0.69%	5,641,922	0.68%	2,879,088	0.66%	16,923	582	38.91	16.01%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	39	0.10%	1,283,990	0.15%	587,225	0.13%	23,067	639	37.50	11.30%
Honda	1,464	3.89%	26,486,185	3.18%	14,754,657	3.39%	13,899	595	39.72	17.18%
Honda: Acura	158	0.42%	3,084,736	0.37%	1,534,334	0.35%	15,158	590	39.63	16.39%
Hyundai	1,867	4.96%	28,514,726	3.43%	14,292,957	3.29%	11,693	586	39.63	17.64%
Hyundai: Kia	1,905	5.06%	31,046,489	3.73%	16,457,425	3.78%	12,728	585	39.99	17.71%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	359	0.95%	5,863,260	0.71%	3,105,009	0.71%	12,752	580	39.16	17.26%
Mitsubishi	607	1.61%	11,468,600	1.38%	5,512,175	1.27%	14,257	576	40.32	17.37%
Nissan	4,358	11.58%	75,678,863	9.10%	40,191,586	9.24%	13,365	586	39.95	17.23%
Nissan: Infiniti	295	0.78%	6,934,320	0.83%	3,479,183	0.80%	17,739	582	39.34	15.54%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	282	0.75%	5,285,051	0.64%	2,919,163	0.67%	14,143	596	39.19	15.78%
Suzuki	2	0.01%	22,599	0.00%	4,188	0.00%	2,940	602	25.08	16.10%
Tata: Jaguar	53	0.14%	1,304,497	0.16%	629,348	0.14%	17,915	598	39.36	14.08%
Tata: Land Rover	96	0.26%	2,906,359	0.35%	1,624,732	0.37%	22,474	605	40.57	12.89%
Toyota	2,452	6.52%	49,567,829	5.96%	26,610,850	6.12%	15,585	588	39.44	16.09%
Toyota: Lexus	208	0.55%	4,724,516	0.57%	2,604,596	0.60%	16,683	582	39.06	15.82%
Toyota: Scion	28	0.07%	339,082	0.04%	141,084	0.03%	8,214	606	36.08	18.19%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	123	0.33%	2,208,043	0.27%	1,023,957	0.24%	13,074	584	38.13	17.11%
Total:	37,627	100.00%	831,625,111	100.00%	435,000,918	100.00%	17,443	604	39.86	14.60%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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