StratMaker (141810)

Santander Drive Auto Receivables Trust 2022-5

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

24.01% / 75.99%

Total Original # of Loans

82,886

WA Loan to Value (LTV)

97.08%

Total Original Loan Amount (OLA)

$ 2,277,854,629

WA Payment to Income (PTI)

11.20%

Weighted Average (WA) OLA

$ 31,807

WA FICO (non-zero)

600

Rep. Period Beginning Loan Amount

$ 1,978,366,130

WA Remaining Term (RT)

62.65

Rep. Period Ending Loan Amount (ELA)

$ 1,918,272,560

WA Original APR

14.67%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

82,886

Total Original Loan Amount (OLA)

$ 2,277,854,629

Weighted Average (WA) OLA

$ 31,807

Rep. Period Beginning Loan Amount

$ 1,978,366,130

Rep. Period Ending Loan Amount (ELA)

$ 1,918,272,560

As % of Reporting Period ELA:

New % / Used %

24.01% / 75.99%

WA Loan to Value (LTV)

97.08%

WA Payment to Income (PTI)

11.20%

WA FICO (non-zero)

600

WA Remaining Term (RT)

62.65

WA Original APR

14.67%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	1	0.00%	4,999	0.00%	3,970	0.00%	3,970	0	43.00	11.63%
$5,000 - $9,999	1,614	1.95%	13,582,214	0.60%	7,929,196	0.41%	6,605	587	44.28	14.57%
$10,000 - $14,999	6,695	8.08%	86,236,004	3.79%	56,467,981	2.94%	10,684	581	49.68	16.80%
$15,000 - $19,999	12,736	15.37%	225,323,936	9.89%	172,342,888	8.98%	15,719	585	57.25	16.86%
$20,000 - $24,999	16,778	20.24%	378,409,999	16.61%	311,818,908	16.26%	20,634	588	61.40	16.76%
$25,000 - $29,999	15,844	19.12%	434,354,528	19.07%	372,528,062	19.42%	25,390	589	63.24	16.20%
$30,000 - $39,999	19,576	23.62%	672,742,828	29.53%	587,428,015	30.62%	32,064	600	64.35	14.62%
$40,000 - $49,999	6,763	8.16%	297,177,373	13.05%	258,872,075	13.50%	40,455	617	64.83	11.45%
$50,000 - $59,999	1,974	2.38%	106,778,309	4.69%	93,934,836	4.90%	49,838	634	65.43	9.65%
$60,000 - $69,999	579	0.70%	36,922,053	1.62%	33,452,197	1.74%	59,023	650	65.71	8.20%
$70,000 - $79,999	186	0.22%	13,787,401	0.61%	12,249,770	0.64%	68,027	663	64.88	7.11%
$80,000 - $89,999	83	0.10%	7,007,552	0.31%	6,269,618	0.33%	77,596	698	65.42	8.22%
$90,000 - $99,999	49	0.06%	4,714,040	0.21%	4,305,748	0.22%	88,043	712	65.73	8.10%
Over $100,000	8	0.01%	813,394	0.04%	669,295	0.03%	90,626	690	64.53	6.37%
Total:	82,886	100.00%	2,277,854,629	100.00%	1,918,272,560	100.00%	29,704	600	62.65	14.67%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	7,390	8.92%	144,975,292	6.36%	14,786,005	0.77%	3,553	594	16.75	16.07%
$5,000 - $9,999	5,471	6.60%	99,830,944	4.38%	40,704,168	2.12%	7,730	588	29.19	15.66%
$10,000 - $14,999	7,251	8.75%	126,831,807	5.57%	92,083,469	4.80%	12,862	585	48.88	15.81%
$15,000 - $19,999	11,726	14.15%	233,796,733	10.26%	207,336,077	10.81%	17,796	589	59.79	16.26%
$20,000 - $24,999	15,103	18.22%	366,863,659	16.11%	340,252,958	17.74%	22,620	589	63.60	16.38%
$25,000 - $29,999	13,751	16.59%	401,494,886	17.63%	376,939,094	19.65%	27,487	593	64.87	15.89%
$30,000 - $39,999	15,967	19.26%	583,081,132	25.60%	547,244,279	28.53%	34,499	602	65.69	14.26%
$40,000 - $49,999	4,465	5.39%	210,043,701	9.22%	195,466,338	10.19%	43,950	622	66.14	10.86%
$50,000 - $59,999	1,241	1.50%	71,872,751	3.16%	67,223,970	3.50%	54,309	637	66.67	9.83%
$60,000 - $69,999	337	0.41%	23,213,216	1.02%	21,598,475	1.13%	64,227	653	66.40	8.04%
$70,000 - $79,999	110	0.13%	8,857,675	0.39%	8,204,756	0.43%	74,706	679	66.13	8.02%
$80,000 - $89,999	53	0.06%	4,893,737	0.21%	4,471,412	0.23%	84,437	710	65.14	8.22%
$90,000 - $99,999	21	0.03%	2,099,094	0.09%	1,961,558	0.10%	93,461	688	67.30	8.36%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	82,886	100.00%	2,277,854,629	100.00%	1,918,272,560	100.00%	29,704	600	62.65	14.67%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	82,886	100.00%	2,277,854,629	100.00%	1,918,272,560	100.00%	29,704	600	62.65	14.67%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	82,886	100.00%	2,277,854,629	100.00%	1,918,272,560	100.00%	29,704	600	62.65	14.67%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	526	0.63%	23,824,017	1.05%	19,611,304	1.02%	42,467	702	55.00	1.01%
2.50 - 4.99%	1,366	1.65%	49,779,802	2.19%	36,860,872	1.92%	43,094	670	61.76	4.32%
5.00 - 7.49%	4,339	5.23%	124,662,582	5.47%	104,650,623	5.46%	32,303	669	62.93	6.56%
7.50 - 9.99%	9,921	11.97%	304,312,787	13.36%	256,241,229	13.36%	33,561	624	63.59	8.77%
10.00 - 12.49%	11,486	13.86%	353,964,905	15.54%	300,605,854	15.67%	32,681	610	63.82	11.17%
12.50 - 14.99%	11,654	14.06%	347,602,580	15.26%	298,619,578	15.57%	31,116	600	63.67	13.55%
15.00 - 17.49%	11,889	14.34%	330,702,938	14.52%	277,245,528	14.45%	29,016	588	62.77	16.04%
17.50 - 19.99%	11,758	14.19%	295,198,149	12.96%	237,598,886	12.39%	26,305	576	60.69	18.28%
20.00 - 22.49%	8,785	10.60%	206,286,761	9.06%	174,273,603	9.08%	24,805	568	61.68	20.87%
22.50 - 24.99%	7,071	8.53%	157,503,135	6.91%	138,535,376	7.22%	23,401	559	62.28	23.47%
25.00 - 27.49%	2,879	3.47%	60,136,363	2.64%	53,038,302	2.76%	22,084	554	61.95	25.67%
27.50 - 29.99%	1,212	1.46%	23,880,611	1.05%	20,991,404	1.09%	20,607	540	60.26	28.29%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	82,886	100.00%	2,277,854,629	100.00%	1,918,272,560	100.00%	29,704	600	62.65	14.67%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	5,300	6.39%	125,358,509	5.50%	103,098,418	5.37%	25,099	474	60.51	18.04%
500 - 549	13,307	16.05%	343,186,078	15.07%	286,668,323	14.94%	27,158	528	61.73	16.49%
550 - 599	21,460	25.89%	588,260,734	25.83%	497,456,493	25.93%	28,996	576	62.64	15.44%
600 - 649	20,598	24.85%	612,828,719	26.90%	522,431,190	27.23%	31,577	622	63.52	13.39%
650 - 699	7,783	9.39%	244,427,117	10.73%	208,493,342	10.87%	33,962	671	63.77	11.76%
700 - 749	3,312	4.00%	105,859,943	4.65%	88,420,379	4.61%	35,390	721	63.30	10.20%
750 - 799	1,225	1.48%	38,146,176	1.67%	30,175,949	1.57%	36,308	770	61.74	7.70%
800+	904	1.09%	26,194,921	1.15%	19,108,910	1.00%	33,364	833	58.18	5.90%
NA	8,997	10.85%	193,592,433	8.50%	162,419,556	8.47%	23,047	0	61.82	19.60%
Total:	82,886	100.00%	2,277,854,629	100.00%	1,918,272,560	100.00%	29,704	600	62.65	14.67%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	34	0.04%	459,039	0.02%	236,148	0.01%	12,459	737	16.42	6.50%
25 - 36	232	0.28%	5,767,916	0.25%	4,443,002	0.23%	32,420	751	30.02	2.69%
37 - 48	1,779	2.15%	31,295,636	1.37%	26,173,829	1.36%	19,401	611	41.46	15.29%
49 - 60	6,993	8.44%	141,160,584	6.20%	119,735,836	6.24%	21,976	604	52.79	16.01%
61 - 72	63,191	76.24%	1,735,438,234	76.19%	1,458,642,919	76.04%	29,473	599	63.21	14.84%
73+	10,657	12.86%	363,733,219	15.97%	309,040,825	16.11%	34,635	602	66.12	13.47%
Total:	82,886	100.00%	2,277,854,629	100.00%	1,918,272,560	100.00%	29,704	600	62.65	14.67%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	2,274	2.74%	58,330,805	2.56%	12,767	0.00%	620	584	0.00	14.85%
1 - 12	2,690	3.25%	52,932,914	2.32%	8,170,040	0.43%	4,505	584	9.52	15.69%
13 - 24	6,976	8.42%	147,009,766	6.45%	51,814,001	2.70%	9,704	584	17.82	16.65%
25 - 36	1,396	1.68%	34,053,494	1.49%	20,826,578	1.09%	19,769	615	29.89	13.30%
37 - 48	2,855	3.44%	52,709,909	2.31%	43,556,935	2.27%	18,854	594	42.93	15.41%
49 - 60	11,001	13.27%	254,695,886	11.18%	222,061,229	11.58%	23,804	594	55.15	14.45%
61 - 72	55,685	67.18%	1,677,813,418	73.66%	1,571,554,117	81.93%	31,760	602	66.45	14.63%
73+	9	0.01%	308,437	0.01%	276,893	0.01%	35,762	595	78.18	5.02%
Total:	82,886	100.00%	2,277,854,629	100.00%	1,918,272,560	100.00%	29,704	600	62.65	14.67%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	55,923	67.47%	1,540,799,238	67.64%	1,289,356,463	67.21%	29,786	611	62.93	13.87%
1 - 15	10,730	12.95%	298,239,018	13.09%	258,215,674	13.46%	29,837	586	61.84	15.28%
16 - 30	5,378	6.49%	147,012,706	6.45%	127,585,460	6.65%	29,520	578	61.85	16.02%
31 - 60	6,267	7.56%	170,709,070	7.49%	153,100,353	7.98%	29,469	573	62.13	17.07%
61 - 90	2,564	3.09%	68,847,993	3.02%	62,652,278	3.27%	28,929	572	62.82	18.23%
91 - 120	1,193	1.44%	31,141,536	1.37%	27,362,332	1.43%	28,531	579	63.59	18.86%
121+	831	1.00%	21,105,068	0.93%	0	0.00%	0	0	0.00	0.00%
Total:	82,886	100.00%	2,277,854,629	100.00%	1,918,272,560	100.00%	29,704	600	62.65	14.67%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	4,614	5.57%	116,796,565	5.13%	91,918,424	4.79%	26,971	631	61.65	13.02%
Stated, not verified	77,086	93.00%	2,131,983,079	93.60%	1,808,270,411	94.27%	29,864	599	62.80	14.73%
Stated, verified to Level 3²	1,186	1.43%	29,074,986	1.28%	18,083,724	0.94%	27,594	578	52.80	17.10%
NA	-	-	-	-	-	-	-	-	-	-
Total:	82,886	100.00%	2,277,854,629	100.00%	1,918,272,560	100.00%	29,704	600	62.65	14.67%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	77,217	93.16%	2,129,521,892	93.49%	1,795,165,350	93.58%	29,807	602	62.72	14.48%
Stated, verified but not Level 4 or 5	5,669	6.84%	148,332,737	6.51%	123,107,210	6.42%	28,205	578	61.72	17.47%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	82,886	100.00%	2,277,854,629	100.00%	1,918,272,560	100.00%	29,704	600	62.65	14.67%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	8,501	10.26%	207,162,678	9.09%	165,388,911	8.62%	27,830	621	61.61	10.08%
5.00 - 9.99%	28,396	34.26%	779,000,053	34.20%	650,462,790	33.91%	29,924	600	62.47	13.18%
10.00 - 14.99%	28,168	33.98%	795,534,167	34.92%	673,317,701	35.10%	30,175	596	62.81	15.58%
15.00 - 19.99%	16,030	19.34%	441,225,091	19.37%	380,406,880	19.83%	29,064	597	62.97	17.41%
20.00 - 24.99%	1,788	2.16%	54,859,254	2.41%	48,645,886	2.54%	31,633	617	64.03	16.17%
25.00 - 29.99%	3	0.00%	73,386	0.00%	50,391	0.00%	23,567	638	48.39	16.59%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	82,886	100.00%	2,277,854,629	100.00%	1,918,272,560	100.00%	29,704	600	62.65	14.67%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	105	0.13%	964,890	0.04%	730,483	0.04%	8,643	633	49.49	6.87%
25.00 - 49.99%	1,176	1.42%	18,017,882	0.79%	14,403,933	0.75%	17,126	612	57.67	7.91%
50.00 - 74.99%	5,237	6.32%	119,685,043	5.25%	98,304,912	5.12%	24,740	617	61.66	9.57%
75.00 - 99.99%	22,042	26.59%	617,637,800	27.11%	505,433,902	26.35%	29,788	593	62.11	12.99%
100.00 - 109.99%	18,777	22.65%	547,200,894	24.02%	463,626,702	24.17%	31,249	598	63.12	14.72%
110.00 - 119.99%	18,075	21.81%	517,510,934	22.72%	442,053,988	23.04%	30,703	600	63.26	15.77%
120.00 - 129.99%	9,464	11.42%	256,154,388	11.25%	220,262,900	11.48%	29,371	602	62.83	16.98%
130.00 - 139.99%	7,304	8.81%	183,062,829	8.04%	157,830,534	8.23%	27,167	617	62.20	17.34%
140.00%+	706	0.85%	17,619,967	0.77%	15,625,205	0.81%	27,023	636	62.85	15.88%
Total:	82,886	100.00%	2,277,854,629	100.00%	1,918,272,560	100.00%	29,704	600	62.65	14.67%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,439	1.74%	38,919,049	1.71%	32,892,776	1.71%	28,954	607	62.22	16.00%
Alaska	101	0.12%	3,151,377	0.14%	2,750,502	0.14%	34,626	602	64.47	15.36%
Arizona	1,580	1.91%	43,888,664	1.93%	37,357,046	1.95%	29,839	605	63.17	14.52%
Arkansas	1,111	1.34%	30,304,827	1.33%	25,158,546	1.31%	29,495	602	62.14	14.38%
California	6,741	8.13%	187,994,987	8.25%	156,699,247	8.17%	30,270	604	62.59	14.82%
Colorado	842	1.02%	23,266,816	1.02%	19,607,744	1.02%	30,173	609	62.37	13.46%
Connecticut	833	1.00%	21,887,395	0.96%	17,874,017	0.93%	28,439	602	61.96	13.44%
Delaware	300	0.36%	7,731,559	0.34%	6,322,685	0.33%	27,055	591	61.19	15.68%
Florida	10,373	12.51%	281,211,686	12.35%	238,683,338	12.44%	29,273	600	63.19	14.39%
Georgia	3,674	4.43%	102,649,747	4.51%	85,767,558	4.47%	30,408	603	61.96	15.77%
Hawaii	244	0.29%	6,734,067	0.30%	5,824,272	0.30%	28,921	600	63.22	15.84%
Idaho	157	0.19%	4,217,774	0.19%	3,571,405	0.19%	28,879	587	62.37	14.59%
Illinois	2,035	2.46%	53,465,077	2.35%	42,643,802	2.22%	28,240	600	60.32	15.84%
Indiana	1,226	1.48%	31,919,722	1.40%	27,009,535	1.41%	28,196	597	62.55	15.15%
Iowa	274	0.33%	7,361,283	0.32%	6,255,441	0.33%	29,051	590	63.04	14.84%
Kansas	301	0.36%	7,838,094	0.34%	6,377,625	0.33%	28,067	596	61.42	15.20%
Kentucky	1,001	1.21%	25,324,733	1.11%	20,990,583	1.09%	27,725	599	62.07	15.24%
Louisiana	1,522	1.84%	42,065,042	1.85%	34,171,388	1.78%	30,211	599	61.08	15.22%
Maine	226	0.27%	6,302,693	0.28%	5,474,420	0.29%	30,222	604	62.62	13.28%
Maryland	2,019	2.44%	54,558,823	2.40%	45,133,423	2.35%	28,981	592	61.35	15.54%
Massachusetts	1,245	1.50%	32,110,080	1.41%	26,207,957	1.37%	27,987	601	62.62	14.03%
Michigan	1,540	1.86%	40,418,089	1.77%	34,080,138	1.78%	27,814	603	62.79	15.20%
Minnesota	430	0.52%	11,906,630	0.52%	9,498,394	0.50%	29,877	599	61.66	13.91%
Mississippi	955	1.15%	26,707,639	1.17%	22,464,158	1.17%	29,796	603	62.13	15.58%
Missouri	1,316	1.59%	33,219,894	1.46%	27,779,830	1.45%	27,603	595	62.17	15.68%
Montana	226	0.27%	6,370,024	0.28%	5,436,112	0.28%	30,460	597	62.03	14.01%
Nebraska	218	0.26%	6,029,422	0.26%	5,096,596	0.27%	30,704	604	62.22	13.46%
Nevada	934	1.13%	25,488,074	1.12%	21,333,694	1.11%	29,564	598	63.03	14.70%
New Hampshire	445	0.54%	11,280,028	0.50%	9,418,762	0.49%	27,097	593	62.23	14.08%
New Jersey	2,288	2.76%	60,959,174	2.68%	50,532,092	2.63%	28,314	606	62.71	14.11%
New Mexico	596	0.72%	16,258,984	0.71%	13,885,118	0.72%	29,445	599	63.12	15.96%
New York	3,435	4.14%	94,636,202	4.15%	78,778,284	4.11%	29,295	610	62.83	14.75%
North Carolina	3,503	4.23%	95,038,244	4.17%	80,348,278	4.19%	29,191	596	62.55	14.65%
North Dakota	109	0.13%	3,044,537	0.13%	2,687,865	0.14%	30,033	594	62.97	15.11%
Ohio	3,165	3.82%	80,797,740	3.55%	69,768,249	3.64%	27,247	597	63.20	15.38%
Oklahoma	1,217	1.47%	32,783,105	1.44%	27,761,669	1.45%	29,355	593	62.53	14.67%
Oregon	546	0.66%	13,799,832	0.61%	11,553,915	0.60%	27,322	600	62.55	14.53%
Pennsylvania	2,617	3.16%	67,459,130	2.96%	56,533,644	2.95%	27,906	597	62.58	14.20%
Rhode Island	197	0.24%	4,956,686	0.22%	4,279,158	0.22%	27,130	591	62.99	13.98%
South Carolina	1,687	2.04%	44,297,849	1.94%	37,148,324	1.94%	28,792	594	62.44	15.32%
South Dakota	114	0.14%	2,943,844	0.13%	2,505,834	0.13%	28,886	613	61.68	14.16%
Tennessee	1,924	2.32%	51,578,334	2.26%	43,938,419	2.29%	29,414	601	62.71	15.61%
Texas	14,115	17.03%	425,114,852	18.66%	363,767,493	18.96%	32,148	602	63.17	13.81%
Utah	351	0.42%	9,932,225	0.44%	8,368,803	0.44%	31,597	607	63.44	14.50%
Vermont	124	0.15%	3,393,801	0.15%	3,009,427	0.16%	29,426	582	63.43	13.44%
Virginia	1,609	1.94%	43,777,839	1.92%	37,426,297	1.95%	30,058	593	62.83	15.01%
Washington	498	0.60%	13,555,170	0.60%	11,213,230	0.58%	29,469	597	61.96	14.87%
West Virginia	671	0.81%	17,734,321	0.78%	15,172,614	0.79%	28,499	591	63.36	15.11%
Wisconsin	550	0.66%	14,054,664	0.62%	11,520,299	0.60%	27,697	595	61.31	15.17%
Wyoming	100	0.12%	3,106,510	0.14%	2,587,698	0.13%	32,724	593	62.35	13.93%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	159	0.19%	4,217,951	0.19%	3,537,725	0.18%	27,476	601	63.32	17.43%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	3	0.00%	90,339	0.00%	67,129	0.00%	33,760	565	67.00	14.68%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	82,886	100.00%	2,277,854,629	100.00%	1,918,272,560	100.00%	29,704	600	62.65	14.67%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	16,690	20.14%	578,246,658	25.39%	460,641,759	24.01%	36,520	610	61.74	11.68%
Used	66,196	79.86%	1,699,607,971	74.61%	1,457,630,801	75.99%	27,550	597	62.94	15.62%
NA	-	-	-	-	-	-	-	-	-	-
Total:	82,886	100.00%	2,277,854,629	100.00%	1,918,272,560	100.00%	29,704	600	62.65	14.67%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	34,210	41.27%	794,567,709	34.88%	653,955,225	34.09%	25,083	599	61.79	16.46%
Truck	12,855	15.51%	481,884,333	21.16%	409,823,526	21.36%	37,910	612	63.17	12.18%
SUV	35,821	43.22%	1,001,402,588	43.96%	854,493,808	44.54%	29,305	596	63.07	14.50%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	82,886	100.00%	2,277,854,629	100.00%	1,918,272,560	100.00%	29,704	600	62.65	14.67%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	4,158	5.02%	106,947,822	4.70%	90,000,288	4.69%	29,127	603	61.94	15.30%
Ford: Lincoln	399	0.48%	10,928,550	0.48%	9,352,702	0.49%	29,417	594	61.87	14.90%
Ford: Mercury	1	0.00%	11,545	0.00%	3,866	0.00%	3,866	463	10.00	27.99%
GMC	2,102	2.54%	69,454,715	3.05%	59,503,787	3.10%	34,838	602	62.94	13.59%
GMC: Buick	965	1.16%	22,259,306	0.98%	18,961,066	0.99%	23,707	586	62.54	16.06%
GMC: Cadillac	755	0.91%	23,583,416	1.04%	19,889,500	1.04%	35,048	596	62.01	14.41%
GMC: Chevrolet	9,542	11.51%	264,539,323	11.61%	225,630,902	11.76%	30,127	597	62.89	15.24%
GMC: Hummer	2	0.00%	49,763	0.00%	11,259	0.00%	7,076	689	15.53	12.96%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	2	0.00%	33,546	0.00%	6,672	0.00%	3,449	556	11.00	14.55%
GMC: Saturn	1	0.00%	15,137	0.00%	4,497	0.00%	4,497	556	13.00	21.12%
Tesla	104	0.13%	5,138,076	0.23%	4,609,315	0.24%	50,617	654	64.88	10.29%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,432	1.73%	42,885,682	1.88%	37,353,959	1.95%	31,501	600	62.86	14.85%
BMW: Mini	179	0.22%	3,715,521	0.16%	3,177,786	0.17%	21,541	594	62.79	14.52%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,355	1.63%	41,668,964	1.83%	35,842,968	1.87%	31,502	601	62.61	15.14%
Daimler: Smart	9	0.01%	106,957	0.00%	89,765	0.00%	13,137	606	59.31	11.48%
Fiat	171	0.21%	3,197,366	0.14%	2,192,225	0.11%	19,614	592	58.49	15.63%
Fiat: Alfa Romeo	132	0.16%	4,598,090	0.20%	4,086,476	0.21%	34,456	613	64.91	13.32%
Fiat: Chrysler	1,383	1.67%	35,053,159	1.54%	26,446,334	1.38%	26,811	602	59.83	15.29%
Fiat: Dodge	7,874	9.50%	292,656,133	12.85%	244,032,908	12.72%	38,221	621	62.87	11.69%
Fiat: Jeep	8,545	10.31%	252,410,667	11.08%	207,240,815	10.80%	31,302	606	62.72	13.12%
Fiat: Maserati	1	0.00%	60,368	0.00%	13,105	0.00%	13,105	628	14.00	7.41%
Geely: Volvo	185	0.22%	5,297,350	0.23%	4,541,648	0.24%	31,265	591	62.42	13.25%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	2,237	2.70%	53,534,542	2.35%	46,789,765	2.44%	25,721	594	63.42	15.34%
Volkswagen: Audi	706	0.85%	21,120,920	0.93%	18,606,897	0.97%	31,229	604	62.78	14.31%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	77	0.09%	3,360,706	0.15%	2,878,108	0.15%	43,849	644	61.93	10.97%
Honda	4,330	5.22%	109,049,390	4.79%	94,390,725	4.92%	25,999	599	63.42	15.67%
Honda: Acura	520	0.63%	14,833,473	0.65%	12,751,297	0.66%	29,879	601	62.48	14.48%
Hyundai	4,433	5.35%	98,773,316	4.34%	84,566,339	4.41%	24,144	591	62.84	16.23%
Hyundai: Kia	4,499	5.43%	101,451,563	4.45%	86,369,328	4.50%	23,894	589	62.89	16.82%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,143	1.38%	27,696,181	1.22%	23,992,209	1.25%	25,191	588	63.33	15.41%
Mitsubishi	1,835	2.21%	45,461,616	2.00%	39,389,258	2.05%	26,035	594	63.66	15.78%
Nissan	8,978	10.83%	210,566,245	9.24%	174,027,735	9.07%	24,745	586	62.06	16.66%
Nissan: Infiniti	754	0.91%	22,614,888	0.99%	18,898,689	0.99%	30,377	598	62.48	15.05%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	726	0.88%	17,917,507	0.79%	15,397,184	0.80%	25,486	598	62.52	14.66%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	130	0.16%	4,173,040	0.18%	3,643,059	0.19%	32,790	593	62.81	15.22%
Tata: Land Rover	235	0.28%	9,046,198	0.40%	7,821,602	0.41%	39,180	613	63.68	12.85%
Toyota	6,065	7.32%	161,612,120	7.09%	136,187,561	7.10%	27,952	600	62.92	15.01%
Toyota: Lexus	641	0.77%	19,295,071	0.85%	16,184,794	0.84%	30,563	598	62.22	14.37%
Toyota: Scion	60	0.07%	928,167	0.04%	672,608	0.04%	15,298	584	54.80	20.60%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	6,220	7.50%	171,808,230	7.54%	142,713,560	7.44%	28,847	594	61.88	14.87%
Total:	82,886	100.00%	2,277,854,629	100.00%	1,918,272,560	100.00%	29,704	600	62.65	14.67%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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