StratMaker (141814)

Santander Drive Auto Receivables Trust 2020-4

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

34.14% / 65.86%

Total Original # of Loans

40,388

WA Loan to Value (LTV)

78.66%

Total Original Loan Amount (OLA)

$ 953,048,274

WA Payment to Income (PTI)

10.67%

Weighted Average (WA) OLA

$ 28,094

WA FICO (non-zero)

608

Rep. Period Beginning Loan Amount

$ 592,859,988

WA Remaining Term (RT)

45.85

Rep. Period Ending Loan Amount (ELA)

$ 567,732,084

WA Original APR

14.66%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

40,388

Total Original Loan Amount (OLA)

$ 953,048,274

Weighted Average (WA) OLA

$ 28,094

Rep. Period Beginning Loan Amount

$ 592,859,988

Rep. Period Ending Loan Amount (ELA)

$ 567,732,084

As % of Reporting Period ELA:

New % / Used %

34.14% / 65.86%

WA Loan to Value (LTV)

78.66%

WA Payment to Income (PTI)

10.67%

WA FICO (non-zero)

608

WA Remaining Term (RT)

45.85

WA Original APR

14.66%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	1	0.00%	4,673	0.00%	3,167	0.00%	3,167	0	34.00	14.24%
$5,000 - $9,999	1,801	4.46%	14,964,536	1.57%	7,824,249	1.38%	5,443	582	36.27	17.15%
$10,000 - $14,999	6,203	15.36%	79,548,714	8.35%	46,080,739	8.12%	9,249	586	42.69	17.27%
$15,000 - $19,999	9,437	23.37%	165,307,751	17.35%	98,079,882	17.28%	13,082	591	45.32	16.95%
$20,000 - $24,999	7,934	19.64%	177,279,097	18.60%	106,288,573	18.72%	16,696	598	46.12	15.90%
$25,000 - $29,999	5,573	13.80%	152,177,954	15.97%	91,720,421	16.16%	20,401	600	46.50	15.23%
$30,000 - $39,999	6,444	15.96%	222,098,498	23.30%	133,106,578	23.45%	25,626	612	46.89	13.83%
$40,000 - $49,999	2,172	5.38%	95,196,099	9.99%	58,226,486	10.26%	31,037	636	46.87	10.50%
$50,000 - $59,999	638	1.58%	34,250,210	3.59%	19,896,167	3.50%	35,920	664	45.76	7.60%
$60,000 - $69,999	154	0.38%	9,877,264	1.04%	5,279,854	0.93%	41,179	710	44.10	5.91%
$70,000 - $79,999	25	0.06%	1,812,944	0.19%	858,633	0.15%	44,240	715	41.24	5.81%
$80,000 - $89,999	4	0.01%	344,066	0.04%	230,283	0.04%	57,720	750	48.25	6.48%
$90,000 - $99,999	2	0.00%	186,468	0.02%	137,052	0.02%	68,535	690	50.51	10.73%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	40,388	100.00%	953,048,274	100.00%	567,732,084	100.00%	20,447	608	45.85	14.66%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	7,873	19.49%	167,197,916	17.54%	4,041,420	0.71%	3,825	598	29.35	15.30%
$5,000 - $9,999	5,064	12.54%	66,360,486	6.96%	40,123,157	7.07%	8,171	602	39.56	15.68%
$10,000 - $14,999	9,380	23.22%	169,263,168	17.76%	118,155,091	20.81%	12,758	600	44.55	16.01%
$15,000 - $19,999	7,910	19.59%	187,289,314	19.65%	136,947,932	24.12%	17,433	600	46.04	15.73%
$20,000 - $24,999	4,908	12.15%	147,456,803	15.47%	109,515,369	19.29%	22,406	604	46.96	14.72%
$25,000 - $29,999	3,044	7.54%	112,342,137	11.79%	83,225,113	14.66%	27,414	613	47.45	13.69%
$30,000 - $39,999	2,014	4.99%	91,103,160	9.56%	67,054,171	11.81%	33,486	626	48.27	11.36%
$40,000 - $49,999	173	0.43%	10,401,203	1.09%	7,469,251	1.32%	43,331	675	49.19	8.09%
$50,000 - $59,999	19	0.05%	1,358,685	0.14%	1,002,355	0.18%	52,877	699	49.86	8.83%
$60,000 - $69,999	3	0.01%	275,402	0.03%	198,226	0.03%	66,263	728	49.73	9.99%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	40,388	100.00%	953,048,274	100.00%	567,732,084	100.00%	20,447	608	45.85	14.66%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	40,388	100.00%	953,048,274	100.00%	567,732,084	100.00%	20,447	608	45.85	14.66%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	40,388	100.00%	953,048,274	100.00%	567,732,084	100.00%	20,447	608	45.85	14.66%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	581	1.44%	25,732,078	2.70%	9,956,839	1.75%	23,295	776	32.19	0.19%
2.50 - 4.99%	532	1.32%	16,144,779	1.69%	9,383,181	1.65%	22,988	728	44.18	4.19%
5.00 - 7.49%	1,566	3.88%	45,474,967	4.77%	28,170,991	4.96%	23,636	682	46.20	6.46%
7.50 - 9.99%	3,065	7.59%	87,846,932	9.22%	55,458,522	9.77%	24,211	641	46.57	8.74%
10.00 - 12.49%	4,077	10.09%	113,407,171	11.90%	72,483,453	12.77%	23,454	618	46.67	11.19%
12.50 - 14.99%	6,013	14.89%	151,852,212	15.93%	96,269,482	16.96%	21,367	607	46.49	13.59%
15.00 - 17.49%	7,411	18.35%	172,434,270	18.09%	105,718,957	18.62%	19,875	595	46.16	15.95%
17.50 - 19.99%	7,537	18.66%	164,618,755	17.27%	95,753,021	16.87%	18,637	579	46.18	18.17%
20.00 - 22.49%	5,675	14.05%	107,907,494	11.32%	59,373,803	10.46%	16,435	566	45.06	20.81%
22.50 - 24.99%	3,065	7.59%	53,790,938	5.64%	28,613,086	5.04%	15,410	551	44.91	23.25%
25.00 - 27.49%	760	1.88%	12,311,445	1.29%	5,907,761	1.04%	14,239	535	44.35	25.34%
27.50 - 29.99%	106	0.26%	1,527,234	0.16%	642,990	0.11%	13,661	505	44.23	27.27%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	40,388	100.00%	953,048,274	100.00%	567,732,084	100.00%	20,447	608	45.85	14.66%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,413	3.50%	27,714,174	2.91%	16,836,512	2.97%	17,739	479	45.21	19.01%
500 - 549	6,158	15.25%	131,307,384	13.78%	78,039,877	13.75%	18,859	529	45.96	17.59%
550 - 599	12,281	30.41%	283,676,517	29.77%	172,510,575	30.39%	20,056	576	46.19	15.69%
600 - 649	9,747	24.13%	243,692,167	25.57%	147,891,536	26.05%	21,451	622	46.43	13.96%
650 - 699	3,904	9.67%	107,078,383	11.24%	64,190,734	11.31%	23,276	670	46.36	11.63%
700 - 749	1,562	3.87%	44,208,243	4.64%	25,625,519	4.51%	23,524	722	45.44	10.01%
750 - 799	733	1.81%	22,677,610	2.38%	12,174,747	2.14%	22,827	771	42.79	7.13%
800+	760	1.88%	25,258,814	2.65%	12,184,295	2.15%	20,848	835	39.27	4.49%
NA	3,830	9.48%	67,434,981	7.08%	38,278,290	6.74%	15,073	0	44.60	18.62%
Total:	40,388	100.00%	953,048,274	100.00%	567,732,084	100.00%	20,447	608	45.85	14.66%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	504	1.25%	16,140,636	1.69%	3,860,060	0.68%	11,103	781	10.35	1.82%
37 - 48	1,205	2.98%	16,463,335	1.73%	6,946,307	1.22%	8,833	603	22.36	16.03%
49 - 60	3,273	8.10%	53,627,414	5.63%	28,302,315	4.99%	12,887	614	34.28	14.79%
61 - 72	31,540	78.09%	733,507,454	76.96%	443,893,912	78.19%	19,793	603	46.56	15.21%
73+	3,866	9.57%	133,309,435	13.99%	84,729,490	14.92%	27,781	620	49.54	12.19%
Total:	40,388	100.00%	953,048,274	100.00%	567,732,084	100.00%	20,447	608	45.85	14.66%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	6,631	16.42%	152,400,321	15.99%	8,386	0.00%	4,503	659	0.00	7.24%
1 - 12	530	1.31%	17,010,255	1.78%	3,964,389	0.70%	10,705	775	10.22	2.05%
13 - 24	995	2.46%	13,967,902	1.47%	6,776,345	1.19%	8,670	608	21.87	15.44%
25 - 36	2,844	7.04%	47,360,565	4.97%	28,858,650	5.08%	12,853	614	33.88	14.55%
37 - 48	24,251	60.05%	565,334,639	59.32%	406,723,485	71.64%	19,553	605	46.18	15.02%
49 - 60	5,132	12.71%	156,850,221	16.46%	121,309,058	21.37%	26,228	608	50.07	13.83%
61 - 72	4	0.01%	96,487	0.01%	69,572	0.01%	19,945	577	65.74	9.77%
73+	1	0.00%	27,885	0.00%	22,200	0.00%	22,200	595	91.00	8.50%
Total:	40,388	100.00%	953,048,274	100.00%	567,732,084	100.00%	20,447	608	45.85	14.66%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	22,940	56.80%	540,219,459	56.68%	356,567,104	62.81%	19,808	618	45.50	13.85%
1 - 15	4,661	11.54%	113,769,280	11.94%	84,076,963	14.81%	21,470	596	46.34	15.27%
16 - 30	2,415	5.98%	57,198,149	6.00%	42,520,329	7.49%	20,891	588	46.34	16.02%
31 - 60	2,844	7.04%	68,116,522	7.15%	51,693,140	9.11%	21,738	587	46.58	16.53%
61 - 90	1,293	3.20%	30,442,070	3.19%	23,053,381	4.06%	22,263	585	46.70	17.14%
91 - 120	615	1.52%	14,229,174	1.49%	9,821,167	1.73%	21,927	584	46.35	17.28%
121+	5,620	13.92%	129,073,621	13.54%	0	0.00%	0	0	0.00	0.00%
Total:	40,388	100.00%	953,048,274	100.00%	567,732,084	100.00%	20,447	608	45.85	14.66%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	2,099	5.20%	47,620,689	5.00%	27,923,306	4.92%	18,967	632	45.50	13.19%
Stated, not verified	38,180	94.53%	902,148,447	94.66%	538,070,540	94.78%	20,512	606	45.87	14.74%
Stated, verified to Level 3²	109	0.27%	3,279,138	0.34%	1,738,238	0.31%	24,291	595	44.61	14.07%
NA	-	-	-	-	-	-	-	-	-	-
Total:	40,388	100.00%	953,048,274	100.00%	567,732,084	100.00%	20,447	608	45.85	14.66%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	39,082	96.77%	921,589,373	96.70%	549,415,517	96.77%	20,437	608	45.86	14.61%
Stated, verified but not Level 4 or 5	1,306	3.23%	31,458,901	3.30%	18,316,568	3.23%	20,756	584	45.56	16.13%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	40,388	100.00%	953,048,274	100.00%	567,732,084	100.00%	20,447	608	45.85	14.66%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	4,582	11.34%	97,304,864	10.21%	59,011,295	10.39%	18,401	632	44.52	10.81%
5.00 - 9.99%	14,334	35.49%	322,701,203	33.86%	199,571,507	35.15%	19,987	609	45.92	13.94%
10.00 - 14.99%	14,152	35.04%	341,195,306	35.80%	201,695,874	35.53%	20,979	599	46.38	15.89%
15.00 - 19.99%	6,982	17.29%	181,092,014	19.00%	102,064,605	17.98%	21,375	607	45.60	15.96%
20.00 - 24.99%	335	0.83%	10,587,991	1.11%	5,355,437	0.94%	22,513	632	43.21	12.92%
25.00 - 29.99%	3	0.01%	166,896	0.02%	33,365	0.01%	11,209	794	9.93	0.00%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	40,388	100.00%	953,048,274	100.00%	567,732,084	100.00%	20,447	608	45.85	14.66%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	33	0.08%	311,597	0.03%	160,623	0.03%	6,229	629	35.70	11.07%
25.00 - 49.99%	434	1.07%	5,939,265	0.62%	3,244,494	0.57%	10,403	611	41.08	10.72%
50.00 - 74.99%	2,082	5.15%	43,896,476	4.61%	25,565,797	4.50%	17,784	608	43.97	11.41%
75.00 - 99.99%	10,325	25.56%	261,435,382	27.43%	161,160,431	28.39%	21,533	602	45.90	13.53%
100.00 - 109.99%	7,635	18.90%	193,101,582	20.26%	115,250,502	20.30%	21,612	607	46.27	14.68%
110.00 - 119.99%	8,035	19.89%	193,858,578	20.34%	114,455,214	20.16%	20,798	605	46.10	15.49%
120.00 - 129.99%	6,264	15.51%	141,934,401	14.89%	83,107,836	14.64%	19,706	611	45.89	15.79%
130.00 - 139.99%	5,112	12.66%	103,850,336	10.90%	59,687,207	10.51%	17,635	621	45.54	16.10%
140.00%+	468	1.16%	8,720,656	0.92%	5,099,981	0.90%	17,127	641	44.80	14.65%
Total:	40,388	100.00%	953,048,274	100.00%	567,732,084	100.00%	20,447	608	45.85	14.66%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	792	1.96%	18,424,659	1.93%	10,843,269	1.91%	20,307	612	46.14	15.51%
Alaska	68	0.17%	1,959,874	0.21%	993,440	0.17%	22,885	612	44.27	13.50%
Arizona	838	2.07%	20,851,228	2.19%	12,461,600	2.19%	22,255	611	46.23	14.56%
Arkansas	914	2.26%	21,766,167	2.28%	12,406,018	2.19%	21,034	613	46.36	14.30%
California	3,358	8.31%	79,719,421	8.36%	47,191,622	8.31%	20,526	607	45.62	14.94%
Colorado	420	1.04%	10,548,320	1.11%	6,016,450	1.06%	21,069	628	44.17	13.36%
Connecticut	452	1.12%	9,854,733	1.03%	6,344,383	1.12%	17,491	611	44.93	13.35%
Delaware	9	0.02%	234,826	0.02%	85,835	0.02%	19,056	589	41.63	15.24%
Florida	4,638	11.48%	103,730,995	10.88%	64,091,339	11.29%	19,446	601	46.07	14.68%
Georgia	2,028	5.02%	49,300,093	5.17%	29,373,774	5.17%	21,177	609	46.20	15.45%
Hawaii	65	0.16%	1,617,742	0.17%	913,445	0.16%	20,033	611	44.58	14.96%
Idaho	90	0.22%	2,248,969	0.24%	1,421,060	0.25%	21,990	608	44.42	13.64%
Illinois	1,412	3.50%	33,629,548	3.53%	20,298,662	3.58%	20,346	617	45.79	14.20%
Indiana	694	1.72%	15,596,208	1.64%	9,165,751	1.61%	19,646	612	45.29	14.89%
Iowa	156	0.39%	3,568,797	0.37%	2,016,868	0.36%	19,903	614	45.20	14.32%
Kansas	185	0.46%	4,552,974	0.48%	2,417,034	0.43%	20,129	614	45.22	13.83%
Kentucky	616	1.53%	13,613,499	1.43%	7,753,479	1.37%	19,626	615	45.95	14.87%
Louisiana	1,020	2.53%	24,558,056	2.58%	14,151,840	2.49%	21,148	601	46.11	15.04%
Maine	127	0.31%	3,127,648	0.33%	1,937,940	0.34%	21,154	608	46.01	13.40%
Maryland	455	1.13%	11,282,429	1.18%	7,106,430	1.25%	21,483	600	46.88	14.91%
Massachusetts	16	0.04%	355,466	0.04%	213,074	0.04%	17,793	601	43.70	16.58%
Michigan	851	2.11%	19,750,172	2.07%	11,063,113	1.95%	19,085	615	44.88	14.10%
Minnesota	261	0.65%	6,432,597	0.67%	3,758,539	0.66%	20,573	621	45.24	12.82%
Mississippi	675	1.67%	16,477,860	1.73%	9,855,018	1.74%	21,260	610	46.16	15.63%
Missouri	842	2.08%	19,039,336	2.00%	11,184,418	1.97%	19,764	608	45.87	14.59%
Montana	104	0.26%	2,595,514	0.27%	1,546,797	0.27%	21,883	611	45.74	13.62%
Nebraska	129	0.32%	2,961,867	0.31%	1,854,526	0.33%	20,261	624	45.75	12.46%
Nevada	262	0.65%	6,770,837	0.71%	4,062,854	0.72%	23,199	615	46.04	13.56%
New Hampshire	209	0.52%	4,552,376	0.48%	2,592,373	0.46%	18,014	592	45.25	15.53%
New Jersey	1,122	2.78%	25,479,768	2.67%	15,731,140	2.77%	18,723	614	45.48	14.07%
New Mexico	344	0.85%	8,955,240	0.94%	5,502,746	0.97%	22,643	611	46.17	15.04%
New York	1,920	4.75%	46,449,818	4.87%	27,666,036	4.87%	19,866	617	45.46	14.09%
North Carolina	1,539	3.81%	36,193,060	3.80%	21,755,764	3.83%	20,563	607	46.31	14.44%
North Dakota	48	0.12%	1,170,104	0.12%	756,143	0.13%	21,437	596	45.52	14.80%
Ohio	1,429	3.54%	30,016,617	3.15%	17,886,729	3.15%	18,455	605	45.45	15.01%
Oklahoma	884	2.19%	19,594,218	2.06%	11,266,176	1.98%	19,384	606	45.46	15.39%
Oregon	224	0.55%	5,403,484	0.57%	2,912,618	0.51%	20,773	608	45.34	14.05%
Pennsylvania	992	2.46%	22,517,348	2.36%	14,156,732	2.49%	19,763	596	46.61	14.00%
Rhode Island	78	0.19%	1,670,113	0.18%	1,039,648	0.18%	17,468	605	44.56	12.87%
South Carolina	784	1.94%	17,907,260	1.88%	10,854,470	1.91%	19,837	603	45.95	15.61%
South Dakota	48	0.12%	1,291,790	0.14%	727,388	0.13%	22,957	641	44.11	12.04%
Tennessee	787	1.95%	18,183,271	1.91%	10,454,951	1.84%	19,943	608	45.71	15.46%
Texas	6,542	16.20%	163,040,875	17.11%	96,594,049	17.01%	21,704	603	46.03	14.75%
Utah	160	0.40%	3,860,941	0.41%	2,292,312	0.40%	21,901	610	46.02	13.82%
Vermont	61	0.15%	1,391,987	0.15%	785,089	0.14%	19,970	586	44.81	14.35%
Virginia	633	1.57%	14,262,117	1.50%	8,766,561	1.54%	19,752	602	45.97	15.21%
Washington	324	0.80%	7,865,624	0.83%	4,504,278	0.79%	21,727	619	45.34	14.18%
West Virginia	318	0.79%	7,342,027	0.77%	4,308,781	0.76%	20,155	598	45.75	14.44%
Wisconsin	380	0.94%	9,246,195	0.97%	5,436,351	0.96%	20,153	623	45.40	13.39%
Wyoming	44	0.11%	1,205,999	0.13%	771,283	0.14%	26,590	627	46.29	12.99%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	2	0.00%	26,343	0.00%	10,854	0.00%	5,500	621	30.98	12.17%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	38	0.09%	834,640	0.09%	418,457	0.07%	21,525	579	46.65	16.44%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	17,224	0.00%	12,582	0.00%	12,582	621	46.00	15.41%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	40,388	100.00%	953,048,274	100.00%	567,732,084	100.00%	20,447	608	45.85	14.66%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	10,371	25.68%	324,903,790	34.09%	193,799,301	34.14%	24,971	619	46.73	12.84%
Used	30,017	74.32%	628,144,484	65.91%	373,932,783	65.86%	18,103	602	45.39	15.60%
NA	-	-	-	-	-	-	-	-	-	-
Total:	40,388	100.00%	953,048,274	100.00%	567,732,084	100.00%	20,447	608	45.85	14.66%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	18,035	44.65%	350,569,529	36.78%	201,403,430	35.48%	16,819	601	45.70	16.31%
Truck	5,760	14.26%	199,464,889	20.93%	118,619,240	20.89%	26,990	619	45.72	12.81%
SUV	16,593	41.08%	403,013,856	42.29%	247,709,414	43.63%	20,264	607	46.04	14.20%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	40,388	100.00%	953,048,274	100.00%	567,732,084	100.00%	20,447	608	45.85	14.66%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,925	9.72%	88,966,865	9.33%	53,266,238	9.38%	19,910	601	45.39	15.36%
Ford: Lincoln	203	0.50%	4,507,332	0.47%	2,692,302	0.47%	17,893	596	44.42	15.61%
Ford: Mercury	2	0.00%	12,919	0.00%	7,000	0.00%	4,030	706	30.25	18.17%
GMC	934	2.31%	26,707,656	2.80%	16,576,057	2.92%	23,708	608	45.66	14.33%
GMC: Buick	470	1.16%	8,942,919	0.94%	5,450,789	0.96%	16,072	598	45.77	15.93%
GMC: Cadillac	384	0.95%	9,872,970	1.04%	5,966,588	1.05%	21,801	595	45.52	14.93%
GMC: Chevrolet	4,380	10.84%	102,476,176	10.75%	61,616,764	10.85%	20,657	601	45.77	15.60%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	19	0.05%	803,460	0.08%	445,096	0.08%	28,450	613	45.02	10.22%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	671	1.66%	17,024,141	1.79%	9,916,941	1.75%	21,332	601	44.88	14.92%
BMW: Mini	65	0.16%	1,056,709	0.11%	645,458	0.11%	14,843	587	44.97	16.21%
Daimler: Freightliner	2	0.00%	65,198	0.01%	33,661	0.01%	19,904	784	46.57	10.22%
Daimler: Mercedes-Benz	645	1.60%	17,065,947	1.79%	9,965,425	1.76%	21,738	600	45.54	15.47%
Daimler: Smart	7	0.02%	77,867	0.01%	34,265	0.01%	8,669	558	46.77	17.56%
Fiat	60	0.15%	933,030	0.10%	444,608	0.08%	11,802	623	42.89	13.77%
Fiat: Alfa Romeo	48	0.12%	1,608,363	0.17%	933,161	0.16%	25,526	597	47.65	13.04%
Fiat: Chrysler	725	1.80%	16,997,304	1.78%	9,893,700	1.74%	20,236	621	45.86	14.06%
Fiat: Dodge	5,677	14.06%	177,664,303	18.64%	103,351,085	18.20%	25,536	625	46.36	12.75%
Fiat: Jeep	4,792	11.86%	135,004,073	14.17%	80,712,389	14.22%	22,585	631	46.10	11.77%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	66	0.16%	1,588,199	0.17%	928,132	0.16%	21,672	609	44.20	13.90%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	801	1.98%	14,036,780	1.47%	8,413,527	1.48%	15,725	590	45.70	16.27%
Volkswagen: Audi	306	0.76%	7,860,631	0.82%	4,793,862	0.84%	22,114	604	45.50	14.84%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	44	0.11%	1,604,455	0.17%	892,838	0.16%	28,430	618	44.90	11.60%
Honda	1,902	4.71%	37,704,937	3.96%	23,198,495	4.09%	16,572	597	45.49	16.36%
Honda: Acura	186	0.46%	4,102,103	0.43%	2,639,171	0.46%	18,101	592	45.19	14.64%
Hyundai	2,047	5.07%	35,289,979	3.70%	20,886,113	3.68%	14,553	590	45.77	16.61%
Hyundai: Kia	2,251	5.57%	40,611,658	4.26%	24,144,574	4.25%	15,242	589	45.89	17.11%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	402	1.00%	7,442,702	0.78%	4,656,406	0.82%	15,801	589	45.74	16.40%
Mitsubishi	654	1.62%	12,842,149	1.35%	6,941,530	1.22%	15,963	584	45.91	17.04%
Nissan	5,051	12.51%	97,962,045	10.28%	58,579,790	10.32%	16,390	594	46.05	16.51%
Nissan: Infiniti	367	0.91%	9,244,191	0.97%	5,414,427	0.95%	20,682	601	45.65	15.06%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	320	0.79%	6,427,505	0.67%	3,951,063	0.70%	16,563	604	45.30	15.02%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	72	0.18%	2,097,195	0.22%	1,261,200	0.22%	23,299	600	46.02	14.91%
Tata: Land Rover	141	0.35%	4,531,291	0.48%	2,658,797	0.47%	25,490	610	45.00	13.09%
Toyota	2,382	5.90%	51,253,668	5.38%	31,289,305	5.51%	18,155	592	45.56	15.99%
Toyota: Lexus	234	0.58%	5,827,361	0.61%	3,398,202	0.60%	20,428	593	45.69	14.81%
Toyota: Scion	26	0.06%	332,944	0.03%	177,712	0.03%	9,859	631	41.82	16.24%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	127	0.31%	2,501,248	0.26%	1,555,416	0.27%	17,565	600	45.63	15.83%
Total:	40,388	100.00%	953,048,274	100.00%	567,732,084	100.00%	20,447	608	45.85	14.66%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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