StratMaker (141818)

Santander Drive Auto Receivables Trust 2022-6

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

23.52% / 76.48%

Total Original # of Loans

73,039

WA Loan to Value (LTV)

100.40%

Total Original Loan Amount (OLA)

$ 2,057,330,310

WA Payment to Income (PTI)

11.06%

Weighted Average (WA) OLA

$ 32,493

WA FICO (non-zero)

600

Rep. Period Beginning Loan Amount

$ 1,926,373,382

WA Remaining Term (RT)

66.14

Rep. Period Ending Loan Amount (ELA)

$ 1,883,238,920

WA Original APR

15.20%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

73,039

Total Original Loan Amount (OLA)

$ 2,057,330,310

Weighted Average (WA) OLA

$ 32,493

Rep. Period Beginning Loan Amount

$ 1,926,373,382

Rep. Period Ending Loan Amount (ELA)

$ 1,883,238,920

As % of Reporting Period ELA:

New % / Used %

23.52% / 76.48%

WA Loan to Value (LTV)

100.40%

WA Payment to Income (PTI)

11.06%

WA FICO (non-zero)

600

WA Remaining Term (RT)

66.14

WA Original APR

15.20%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	2	0.00%	9,864	0.00%	9,091	0.00%	4,546	530	56.50	9.57%
$5,000 - $9,999	1,156	1.58%	9,747,113	0.47%	7,499,782	0.40%	7,496	586	51.45	14.75%
$10,000 - $14,999	4,841	6.63%	62,543,685	3.04%	50,470,549	2.68%	11,764	585	57.09	16.71%
$15,000 - $19,999	10,408	14.25%	184,128,263	8.95%	160,369,460	8.52%	16,603	586	62.59	17.12%
$20,000 - $24,999	14,856	20.34%	335,381,131	16.30%	304,144,740	16.15%	21,474	588	65.36	17.01%
$25,000 - $29,999	14,614	20.01%	400,955,786	19.49%	370,124,911	19.65%	26,248	591	66.43	16.71%
$30,000 - $39,999	18,399	25.19%	632,018,237	30.72%	588,520,770	31.25%	33,069	597	67.27	15.42%
$40,000 - $49,999	5,731	7.85%	251,029,523	12.20%	232,306,366	12.34%	41,769	613	67.57	12.16%
$50,000 - $59,999	1,930	2.64%	105,026,115	5.10%	98,015,626	5.20%	51,918	628	67.72	10.97%
$60,000 - $69,999	716	0.98%	45,658,571	2.22%	42,675,638	2.27%	60,706	645	67.55	8.95%
$70,000 - $79,999	243	0.33%	18,052,634	0.88%	16,970,463	0.90%	70,647	654	67.72	7.52%
$80,000 - $89,999	83	0.11%	7,018,720	0.34%	6,691,119	0.36%	80,771	687	68.19	7.32%
$90,000 - $99,999	53	0.07%	5,051,461	0.25%	4,771,797	0.25%	90,311	689	67.78	7.92%
Over $100,000	7	0.01%	709,208	0.03%	668,604	0.04%	95,565	701	68.29	6.04%
Total:	73,039	100.00%	2,057,330,310	100.00%	1,883,238,920	100.00%	31,137	600	66.14	15.20%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	2,834	3.88%	58,968,474	2.87%	5,085,532	0.27%	3,566	578	21.03	16.48%
$5,000 - $9,999	2,807	3.84%	42,640,225	2.07%	21,726,461	1.15%	8,018	583	38.81	15.62%
$10,000 - $14,999	5,548	7.60%	85,953,194	4.18%	71,241,456	3.78%	12,997	586	55.76	16.31%
$15,000 - $19,999	10,352	14.17%	197,607,108	9.61%	183,286,605	9.73%	17,820	589	63.48	16.68%
$20,000 - $24,999	14,549	19.92%	344,689,097	16.75%	328,032,039	17.42%	22,638	590	66.19	16.82%
$25,000 - $29,999	13,729	18.80%	391,969,074	19.05%	376,444,590	19.99%	27,496	592	67.19	16.57%
$30,000 - $39,999	16,427	22.49%	585,843,071	28.48%	563,052,669	29.90%	34,502	598	67.85	15.19%
$40,000 - $49,999	4,390	6.01%	201,062,957	9.77%	192,279,749	10.21%	43,979	617	68.13	11.89%
$50,000 - $59,999	1,636	2.24%	92,866,562	4.51%	88,908,120	4.72%	54,492	632	68.09	10.81%
$60,000 - $69,999	490	0.67%	32,773,334	1.59%	31,274,788	1.66%	63,949	643	68.21	8.56%
$70,000 - $79,999	176	0.24%	13,650,863	0.66%	13,022,485	0.69%	74,100	664	68.39	7.34%
$80,000 - $89,999	65	0.09%	5,773,593	0.28%	5,517,283	0.29%	84,961	687	68.22	7.84%
$90,000 - $99,999	36	0.05%	3,532,759	0.17%	3,367,142	0.18%	93,591	681	68.36	7.96%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	73,039	100.00%	2,057,330,310	100.00%	1,883,238,920	100.00%	31,137	600	66.14	15.20%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	73,039	100.00%	2,057,330,310	100.00%	1,883,238,920	100.00%	31,137	600	66.14	15.20%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	73,039	100.00%	2,057,330,310	100.00%	1,883,238,920	100.00%	31,137	600	66.14	15.20%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	299	0.41%	13,995,369	0.68%	12,271,754	0.65%	45,906	692	53.96	1.11%
2.50 - 4.99%	883	1.21%	39,182,744	1.90%	34,936,234	1.86%	52,403	666	65.77	4.25%
5.00 - 7.49%	2,774	3.80%	77,777,430	3.78%	69,462,171	3.69%	32,123	685	65.22	6.59%
7.50 - 9.99%	7,688	10.53%	238,102,160	11.57%	215,778,499	11.46%	35,726	632	66.48	8.85%
10.00 - 12.49%	10,187	13.95%	316,876,937	15.40%	290,279,447	15.41%	34,458	612	66.88	11.19%
12.50 - 14.99%	10,734	14.70%	323,570,458	15.73%	297,359,996	15.79%	32,642	599	66.95	13.57%
15.00 - 17.49%	11,028	15.10%	319,526,266	15.53%	292,332,037	15.52%	30,797	588	66.48	16.08%
17.50 - 19.99%	11,007	15.07%	294,925,795	14.34%	266,380,957	14.14%	28,328	577	65.44	18.30%
20.00 - 22.49%	8,065	11.04%	199,316,596	9.69%	183,770,865	9.76%	26,079	571	65.54	20.84%
22.50 - 24.99%	6,534	8.95%	152,861,379	7.43%	143,879,734	7.64%	24,557	564	65.71	23.50%
25.00 - 27.49%	2,633	3.60%	56,884,935	2.76%	53,649,314	2.85%	22,868	555	65.66	25.67%
27.50 - 29.99%	1,207	1.65%	24,310,242	1.18%	23,137,911	1.23%	21,304	550	65.08	28.32%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	73,039	100.00%	2,057,330,310	100.00%	1,883,238,920	100.00%	31,137	600	66.14	15.20%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	3,892	5.33%	95,682,302	4.65%	85,754,352	4.55%	26,427	474	64.39	18.17%
500 - 549	11,675	15.98%	309,861,553	15.06%	282,482,573	15.00%	28,651	528	65.23	17.01%
550 - 599	21,824	29.88%	615,102,805	29.90%	563,037,700	29.90%	30,588	576	66.09	16.13%
600 - 649	16,612	22.74%	502,924,293	24.45%	467,123,712	24.80%	32,944	622	67.19	13.90%
650 - 699	6,265	8.58%	199,847,054	9.71%	183,169,904	9.73%	35,570	671	67.11	12.43%
700 - 749	2,747	3.76%	89,084,726	4.33%	80,973,104	4.30%	37,300	722	66.60	10.98%
750 - 799	1,170	1.60%	37,734,486	1.83%	33,923,092	1.80%	37,854	771	64.52	8.57%
800+	774	1.06%	22,918,948	1.11%	20,269,820	1.08%	34,588	835	61.53	6.14%
NA	8,080	11.06%	184,174,142	8.95%	166,504,663	8.84%	24,903	0	65.38	18.70%
Total:	73,039	100.00%	2,057,330,310	100.00%	1,883,238,920	100.00%	31,137	600	66.14	15.20%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	27	0.04%	313,754	0.02%	203,985	0.01%	11,011	662	19.01	9.63%
25 - 36	270	0.37%	6,930,282	0.34%	5,654,355	0.30%	34,944	761	32.40	3.09%
37 - 48	1,036	1.42%	18,097,678	0.88%	15,738,690	0.84%	20,586	619	43.04	13.75%
49 - 60	5,686	7.78%	113,986,599	5.54%	102,201,016	5.43%	22,605	607	54.86	15.94%
61 - 72	58,679	80.34%	1,669,119,218	81.13%	1,529,897,096	81.24%	31,152	599	66.75	15.36%
73+	7,341	10.05%	248,882,779	12.10%	229,543,779	12.19%	35,481	597	69.53	14.27%
Total:	73,039	100.00%	2,057,330,310	100.00%	1,883,238,920	100.00%	31,137	600	66.14	15.20%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	1,058	1.45%	28,078,109	1.36%	813	0.00%	414	533	0.00	16.15%
1 - 12	917	1.26%	18,190,109	0.88%	3,053,293	0.16%	4,762	570	9.52	16.51%
13 - 24	2,292	3.14%	47,070,392	2.29%	18,434,771	0.98%	10,512	572	18.14	17.27%
25 - 36	761	1.04%	18,786,546	0.91%	13,055,632	0.69%	24,817	645	31.19	10.72%
37 - 48	1,812	2.48%	33,301,837	1.62%	28,072,005	1.49%	19,709	594	43.63	14.97%
49 - 60	7,706	10.55%	167,032,905	8.12%	150,393,542	7.99%	23,277	595	55.80	15.40%
61 - 72	58,256	79.76%	1,736,391,491	84.40%	1,661,920,113	88.25%	32,331	600	68.33	15.21%
73+	237	0.32%	8,478,921	0.41%	8,308,751	0.44%	38,595	607	73.09	13.93%
Total:	73,039	100.00%	2,057,330,310	100.00%	1,883,238,920	100.00%	31,137	600	66.14	15.20%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	50,538	69.19%	1,428,818,814	69.45%	1,305,322,215	69.31%	31,319	610	66.59	14.55%
1 - 15	9,489	12.99%	272,164,689	13.23%	251,829,361	13.37%	31,497	583	65.55	15.81%
16 - 30	4,248	5.82%	118,514,768	5.76%	110,198,117	5.85%	30,985	574	65.54	16.53%
31 - 60	5,470	7.49%	151,123,693	7.35%	138,978,895	7.38%	30,157	571	64.33	17.42%
61 - 90	2,038	2.79%	54,255,629	2.64%	50,214,432	2.67%	29,031	569	64.00	18.43%
91 - 120	1,093	1.50%	28,548,385	1.39%	26,695,900	1.42%	28,519	576	65.25	18.51%
121+	163	0.22%	3,904,333	0.19%	0	0.00%	0	0	0.00	0.00%
Total:	73,039	100.00%	2,057,330,310	100.00%	1,883,238,920	100.00%	31,137	600	66.14	15.20%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	3,920	5.37%	102,602,404	4.99%	92,295,961	4.90%	28,673	634	65.68	13.49%
Stated, not verified	68,386	93.63%	1,934,643,050	94.04%	1,775,188,723	94.26%	31,261	598	66.21	15.28%
Stated, verified to Level 3²	733	1.00%	20,084,856	0.98%	15,754,235	0.84%	31,563	576	61.00	16.78%
NA	-	-	-	-	-	-	-	-	-	-
Total:	73,039	100.00%	2,057,330,310	100.00%	1,883,238,920	100.00%	31,137	600	66.14	15.20%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	68,316	93.53%	1,927,959,067	93.71%	1,765,520,118	93.75%	31,225	601	66.18	15.05%
Stated, verified but not Level 4 or 5	4,723	6.47%	129,371,243	6.29%	117,718,801	6.25%	29,808	576	65.44	17.54%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	73,039	100.00%	2,057,330,310	100.00%	1,883,238,920	100.00%	31,137	600	66.14	15.20%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	7,719	10.57%	187,994,066	9.14%	167,977,325	8.92%	28,400	625	65.20	10.73%
5.00 - 9.99%	26,004	35.60%	725,823,502	35.28%	661,196,227	35.11%	31,207	599	66.11	13.89%
10.00 - 14.99%	24,299	33.27%	708,431,320	34.43%	650,975,643	34.57%	31,734	594	66.30	16.12%
15.00 - 19.99%	13,386	18.33%	384,057,432	18.67%	354,927,739	18.85%	30,989	594	66.20	17.86%
20.00 - 24.99%	1,628	2.23%	50,930,613	2.48%	48,083,881	2.55%	32,728	613	67.08	16.89%
25.00 - 29.99%	3	0.00%	93,377	0.00%	78,105	0.00%	26,336	564	59.76	14.93%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	73,039	100.00%	2,057,330,310	100.00%	1,883,238,920	100.00%	31,137	600	66.14	15.20%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	99	0.14%	999,684	0.05%	817,284	0.04%	10,458	626	54.22	8.46%
25.00 - 49.99%	1,323	1.81%	21,022,127	1.02%	18,396,365	0.98%	18,812	612	60.61	8.89%
50.00 - 74.99%	5,275	7.22%	120,211,260	5.84%	107,011,541	5.68%	25,356	619	64.58	10.38%
75.00 - 99.99%	19,264	26.37%	548,287,026	26.65%	495,981,515	26.34%	31,139	594	65.84	13.91%
100.00 - 109.99%	16,053	21.98%	477,839,088	23.23%	438,557,785	23.29%	32,386	596	66.55	15.55%
110.00 - 119.99%	15,283	20.92%	455,303,386	22.13%	420,999,409	22.36%	32,565	600	66.62	16.03%
120.00 - 129.99%	9,338	12.78%	265,131,655	12.89%	245,005,281	13.01%	31,309	603	66.38	16.76%
130.00 - 139.99%	5,917	8.10%	156,227,522	7.59%	144,879,919	7.69%	29,105	604	65.97	17.75%
140.00%+	487	0.67%	12,308,564	0.60%	11,589,822	0.62%	28,044	619	66.53	17.59%
Total:	73,039	100.00%	2,057,330,310	100.00%	1,883,238,920	100.00%	31,137	600	66.14	15.20%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,220	1.67%	33,512,825	1.63%	30,619,722	1.63%	30,469	601	65.83	16.89%
Alaska	94	0.13%	2,991,754	0.15%	2,743,570	0.15%	34,786	599	66.76	14.57%
Arizona	1,419	1.94%	39,531,396	1.92%	36,282,961	1.93%	31,109	608	66.28	15.01%
Arkansas	1,020	1.40%	28,136,950	1.37%	25,479,615	1.35%	30,599	601	65.78	15.28%
California	5,766	7.89%	165,545,696	8.05%	150,568,975	8.00%	31,976	604	65.71	15.23%
Colorado	795	1.09%	22,579,983	1.10%	20,903,966	1.11%	31,427	601	66.35	14.77%
Connecticut	700	0.96%	18,647,008	0.91%	16,955,335	0.90%	29,674	611	65.36	13.37%
Delaware	299	0.41%	7,981,246	0.39%	7,147,073	0.38%	29,561	591	65.41	16.07%
Florida	9,463	12.96%	265,916,588	12.93%	244,344,861	12.97%	30,906	602	66.76	14.67%
Georgia	3,042	4.16%	87,702,262	4.26%	79,947,243	4.25%	32,288	599	65.91	16.34%
Hawaii	273	0.37%	7,780,985	0.38%	7,246,801	0.38%	30,964	602	66.69	15.76%
Idaho	123	0.17%	3,370,942	0.16%	2,996,095	0.16%	32,370	602	65.28	15.09%
Illinois	1,579	2.16%	42,535,040	2.07%	38,477,497	2.04%	29,584	586	65.32	17.15%
Indiana	1,020	1.40%	27,345,628	1.33%	25,228,090	1.34%	29,798	594	65.87	16.50%
Iowa	243	0.33%	6,939,916	0.34%	6,433,898	0.34%	33,336	604	65.87	14.32%
Kansas	263	0.36%	7,453,407	0.36%	6,762,291	0.36%	31,069	600	65.43	15.33%
Kentucky	800	1.10%	20,381,254	0.99%	18,912,498	1.00%	28,168	590	66.10	16.28%
Louisiana	1,174	1.61%	33,784,655	1.64%	30,355,740	1.61%	32,695	598	65.20	15.35%
Maine	209	0.29%	5,642,490	0.27%	5,238,380	0.28%	29,276	600	64.71	12.99%
Maryland	1,900	2.60%	53,905,676	2.62%	48,476,342	2.57%	31,366	592	65.07	15.43%
Massachusetts	1,161	1.59%	31,848,817	1.55%	29,034,376	1.54%	29,820	603	66.35	14.28%
Michigan	1,266	1.73%	33,856,568	1.65%	30,827,663	1.64%	28,866	600	65.60	15.91%
Minnesota	322	0.44%	8,899,285	0.43%	8,012,395	0.43%	29,971	584	64.80	14.89%
Mississippi	760	1.04%	21,373,207	1.04%	19,411,515	1.03%	31,307	595	65.28	16.69%
Missouri	1,038	1.42%	27,046,179	1.31%	24,690,481	1.31%	29,032	595	65.81	16.11%
Montana	204	0.28%	5,516,999	0.27%	4,962,924	0.26%	30,562	601	65.95	16.18%
Nebraska	195	0.27%	5,344,182	0.26%	4,831,984	0.26%	30,364	592	65.40	13.99%
Nevada	955	1.31%	26,606,066	1.29%	24,389,402	1.30%	30,603	595	66.48	15.29%
New Hampshire	479	0.66%	12,711,044	0.62%	11,623,461	0.62%	29,805	592	66.48	15.54%
New Jersey	2,147	2.94%	58,315,944	2.83%	53,511,144	2.84%	29,785	611	66.31	14.38%
New Mexico	519	0.71%	14,938,960	0.73%	13,762,886	0.73%	31,832	597	66.32	16.22%
New York	3,037	4.16%	87,156,936	4.24%	79,699,172	4.23%	31,364	614	66.22	15.20%
North Carolina	3,124	4.28%	86,544,176	4.21%	79,744,621	4.23%	30,130	595	66.23	15.45%
North Dakota	117	0.16%	3,543,008	0.17%	3,241,210	0.17%	34,212	589	67.01	14.79%
Ohio	2,741	3.75%	70,294,056	3.42%	65,146,298	3.46%	27,757	594	66.43	16.26%
Oklahoma	1,089	1.49%	29,627,505	1.44%	27,148,263	1.44%	30,146	603	65.80	15.25%
Oregon	484	0.66%	12,689,521	0.62%	11,465,058	0.61%	29,835	596	65.85	15.05%
Pennsylvania	3,098	4.24%	82,906,566	4.03%	75,472,851	4.01%	29,373	593	66.06	14.82%
Rhode Island	227	0.31%	5,973,631	0.29%	5,466,977	0.29%	28,362	603	65.71	14.16%
South Carolina	1,378	1.89%	37,540,767	1.82%	34,383,383	1.83%	30,473	596	65.77	15.96%
South Dakota	90	0.12%	2,362,187	0.11%	2,190,396	0.12%	29,078	595	65.33	16.47%
Tennessee	1,608	2.20%	43,953,905	2.14%	40,027,595	2.13%	30,240	597	65.68	16.18%
Texas	12,024	16.46%	368,295,739	17.90%	339,131,989	18.01%	33,574	600	66.56	14.30%
Utah	307	0.42%	8,668,737	0.42%	7,938,284	0.42%	32,111	605	66.05	15.37%
Vermont	111	0.15%	3,002,399	0.15%	2,789,417	0.15%	31,072	604	66.44	13.92%
Virginia	1,391	1.90%	38,055,280	1.85%	34,827,807	1.85%	30,136	591	66.13	15.91%
Washington	460	0.63%	12,717,552	0.62%	11,541,741	0.61%	30,634	591	65.64	16.09%
West Virginia	645	0.88%	17,972,417	0.87%	16,769,683	0.89%	31,394	589	66.85	15.60%
Wisconsin	408	0.56%	10,780,538	0.52%	9,767,263	0.52%	29,196	590	64.94	16.54%
Wyoming	66	0.09%	1,888,243	0.09%	1,672,406	0.09%	29,450	619	62.64	13.04%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	185	0.25%	5,185,498	0.25%	4,606,978	0.24%	29,346	589	65.62	18.02%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	28,696	0.00%	28,341	0.00%	28,341	582	69.00	24.20%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	73,039	100.00%	2,057,330,310	100.00%	1,883,238,920	100.00%	31,137	600	66.14	15.20%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	13,676	18.72%	496,024,741	24.11%	443,017,673	23.52%	39,382	606	65.79	12.00%
Used	59,363	81.28%	1,561,305,568	75.89%	1,440,221,246	76.48%	28,600	598	66.24	16.19%
NA	-	-	-	-	-	-	-	-	-	-
Total:	73,039	100.00%	2,057,330,310	100.00%	1,883,238,920	100.00%	31,137	600	66.14	15.20%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	28,057	38.41%	675,530,453	32.84%	610,572,407	32.42%	26,522	598	65.52	16.74%
Truck	11,311	15.49%	424,705,237	20.64%	390,199,565	20.72%	39,469	610	66.41	13.07%
SUV	33,671	46.10%	957,094,620	46.52%	882,466,947	46.86%	30,645	596	66.44	15.09%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	73,039	100.00%	2,057,330,310	100.00%	1,883,238,920	100.00%	31,137	600	66.14	15.20%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,463	4.74%	95,475,421	4.64%	86,723,955	4.61%	31,740	605	65.59	15.68%
Ford: Lincoln	371	0.51%	10,608,690	0.52%	9,829,260	0.52%	30,831	592	65.65	15.73%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	2,028	2.78%	69,281,084	3.37%	63,952,644	3.40%	37,236	604	66.52	14.21%
GMC: Buick	901	1.23%	21,353,526	1.04%	19,650,416	1.04%	24,881	588	66.14	16.22%
GMC: Cadillac	732	1.00%	23,085,830	1.12%	21,280,402	1.13%	35,728	602	65.98	15.18%
GMC: Chevrolet	8,934	12.23%	257,622,569	12.52%	237,931,163	12.63%	31,901	599	66.53	15.66%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	105	0.14%	5,405,827	0.26%	4,893,431	0.26%	54,824	642	67.22	11.26%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,499	2.05%	46,555,694	2.26%	42,815,374	2.27%	33,930	612	66.03	14.72%
BMW: Mini	180	0.25%	4,070,143	0.20%	3,693,446	0.20%	23,866	598	66.20	14.56%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,356	1.86%	43,244,591	2.10%	39,926,221	2.12%	34,174	605	66.11	15.44%
Daimler: Smart	6	0.01%	71,539	0.00%	62,815	0.00%	11,791	597	58.43	21.07%
Fiat	105	0.14%	1,902,559	0.09%	1,512,342	0.08%	20,034	589	64.21	16.53%
Fiat: Alfa Romeo	119	0.16%	3,954,873	0.19%	3,609,632	0.19%	33,780	596	67.80	14.61%
Fiat: Chrysler	932	1.28%	23,629,957	1.15%	20,649,288	1.10%	27,951	587	64.65	16.52%
Fiat: Dodge	6,004	8.22%	221,324,671	10.76%	201,787,526	10.71%	39,665	612	66.05	12.64%
Fiat: Jeep	6,555	8.97%	191,046,828	9.29%	173,646,984	9.22%	31,795	596	66.41	14.37%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	194	0.27%	6,113,255	0.30%	5,598,072	0.30%	36,264	614	66.27	13.54%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	2,312	3.17%	59,027,621	2.87%	54,848,323	2.91%	27,804	597	66.51	15.14%
Volkswagen: Audi	799	1.09%	24,099,421	1.17%	22,148,270	1.18%	32,582	610	65.93	14.77%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	83	0.11%	3,493,948	0.17%	3,117,598	0.17%	46,040	629	65.86	12.46%
Honda	4,041	5.53%	104,525,676	5.08%	95,945,910	5.09%	27,131	604	66.14	15.71%
Honda: Acura	454	0.62%	13,250,238	0.64%	12,324,803	0.65%	31,297	617	65.97	14.57%
Hyundai	4,041	5.53%	94,578,217	4.60%	86,570,193	4.60%	25,288	594	66.04	16.25%
Hyundai: Kia	4,060	5.56%	96,927,055	4.71%	89,019,146	4.73%	25,819	591	66.27	16.79%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,030	1.41%	25,163,993	1.22%	23,203,245	1.23%	25,716	590	65.94	16.04%
Mitsubishi	1,820	2.49%	47,457,304	2.31%	44,207,032	2.35%	27,656	587	66.84	15.50%
Nissan	7,382	10.11%	177,642,041	8.63%	160,344,590	8.51%	25,820	588	65.60	16.97%
Nissan: Infiniti	709	0.97%	21,693,363	1.05%	20,187,395	1.07%	31,959	600	66.08	15.53%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	733	1.00%	18,718,298	0.91%	17,197,207	0.91%	27,200	599	66.13	14.83%
Suzuki	1	0.00%	14,854	0.00%	13,930	0.00%	13,930	581	65.00	11.14%
Tata: Jaguar	127	0.17%	4,240,592	0.21%	3,910,917	0.21%	35,523	596	66.62	15.83%
Tata: Land Rover	290	0.40%	11,321,501	0.55%	10,574,123	0.56%	42,375	618	66.77	13.21%
Toyota	5,588	7.65%	157,467,080	7.65%	144,140,695	7.65%	29,932	602	66.44	15.13%
Toyota: Lexus	573	0.78%	18,081,057	0.88%	16,603,378	0.88%	32,764	604	65.17	14.46%
Toyota: Scion	63	0.09%	1,034,996	0.05%	877,332	0.05%	16,743	591	60.44	18.84%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	5,449	7.46%	153,845,997	7.48%	140,441,863	7.46%	30,832	595	65.76	15.49%
Total:	73,039	100.00%	2,057,330,310	100.00%	1,883,238,920	100.00%	31,137	600	66.14	15.20%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

Actions

Deal Documents

Download Datatape (CSV)

View EDGAR Filing

Quick Navigation

COMPANY

FINSIGHT.COM