StratMaker (141822)

Santander Drive Auto Receivables Trust 2022-4

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

26.11% / 73.89%

Total Original # of Loans

73,651

WA Loan to Value (LTV)

95.83%

Total Original Loan Amount (OLA)

$ 2,002,405,914

WA Payment to Income (PTI)

11.22%

Weighted Average (WA) OLA

$ 31,510

WA FICO (non-zero)

601

Rep. Period Beginning Loan Amount

$ 1,687,442,887

WA Remaining Term (RT)

61.39

Rep. Period Ending Loan Amount (ELA)

$ 1,630,812,894

WA Original APR

14.46%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

73,651

Total Original Loan Amount (OLA)

$ 2,002,405,914

Weighted Average (WA) OLA

$ 31,510

Rep. Period Beginning Loan Amount

$ 1,687,442,887

Rep. Period Ending Loan Amount (ELA)

$ 1,630,812,894

As % of Reporting Period ELA:

New % / Used %

26.11% / 73.89%

WA Loan to Value (LTV)

95.83%

WA Payment to Income (PTI)

11.22%

WA FICO (non-zero)

601

WA Remaining Term (RT)

61.39

WA Original APR

14.46%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3	0.00%	14,722	0.00%	4,935	0.00%	2,647	529	22.89	12.58%
$5,000 - $9,999	1,499	2.04%	12,657,496	0.63%	7,049,278	0.43%	6,534	579	43.05	15.14%
$10,000 - $14,999	6,418	8.71%	82,720,576	4.13%	51,071,336	3.13%	10,423	579	47.68	16.54%
$15,000 - $19,999	11,753	15.96%	207,469,289	10.36%	149,939,551	9.19%	15,338	585	55.35	16.60%
$20,000 - $24,999	14,683	19.94%	330,670,980	16.51%	261,596,224	16.04%	20,261	592	59.82	16.26%
$25,000 - $29,999	13,789	18.72%	377,583,088	18.86%	311,538,876	19.10%	25,020	595	61.90	15.82%
$30,000 - $39,999	17,238	23.40%	592,502,686	29.59%	503,658,511	30.88%	31,741	599	63.26	14.57%
$40,000 - $49,999	5,849	7.94%	256,500,403	12.81%	221,076,706	13.56%	40,156	611	64.26	11.50%
$50,000 - $59,999	1,666	2.26%	89,943,250	4.49%	78,544,109	4.82%	49,335	634	64.64	9.27%
$60,000 - $69,999	503	0.68%	32,188,159	1.61%	28,426,979	1.74%	58,568	655	64.98	7.90%
$70,000 - $79,999	149	0.20%	10,997,278	0.55%	9,860,883	0.60%	67,431	671	63.97	7.03%
$80,000 - $89,999	52	0.07%	4,401,719	0.22%	3,787,302	0.23%	76,561	707	63.52	6.16%
$90,000 - $99,999	40	0.05%	3,817,471	0.19%	3,393,636	0.21%	87,188	689	64.66	7.72%
Over $100,000	9	0.01%	938,797	0.05%	864,569	0.05%	96,287	664	66.57	6.93%
Total:	73,651	100.00%	2,002,405,914	100.00%	1,630,812,894	100.00%	29,256	601	61.39	14.46%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	7,987	10.84%	158,403,616	7.91%	14,852,450	0.91%	3,507	578	15.16	17.18%
$5,000 - $9,999	5,911	8.03%	108,997,902	5.44%	44,207,268	2.71%	7,761	576	27.03	16.44%
$10,000 - $14,999	6,771	9.19%	121,357,476	6.06%	85,806,770	5.26%	12,834	581	46.51	15.68%
$15,000 - $19,999	10,333	14.03%	209,738,881	10.47%	182,246,430	11.18%	17,754	589	58.29	15.85%
$20,000 - $24,999	12,606	17.12%	308,864,921	15.42%	283,703,251	17.40%	22,598	594	62.82	15.85%
$25,000 - $29,999	11,298	15.34%	331,848,098	16.57%	309,312,496	18.97%	27,453	599	64.23	15.53%
$30,000 - $39,999	13,648	18.53%	500,067,941	24.97%	467,357,714	28.66%	34,472	601	65.12	14.18%
$40,000 - $49,999	3,729	5.06%	176,655,081	8.82%	163,336,178	10.02%	43,978	620	65.48	10.63%
$50,000 - $59,999	982	1.33%	57,386,963	2.87%	53,171,854	3.26%	54,302	643	65.87	9.42%
$60,000 - $69,999	260	0.35%	18,067,621	0.90%	16,692,004	1.02%	64,328	659	65.92	7.98%
$70,000 - $79,999	71	0.10%	5,747,453	0.29%	5,283,548	0.32%	74,513	684	64.40	6.98%
$80,000 - $89,999	36	0.05%	3,339,590	0.17%	3,057,946	0.19%	85,037	690	65.06	8.15%
$90,000 - $99,999	18	0.02%	1,813,841	0.09%	1,676,732	0.10%	93,188	691	66.01	7.49%
Over $100,000	1	0.00%	116,530	0.01%	108,255	0.01%	108,255	595	66.00	4.90%
Total:	73,651	100.00%	2,002,405,914	100.00%	1,630,812,894	100.00%	29,256	601	61.39	14.46%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	73,651	100.00%	2,002,405,914	100.00%	1,630,812,894	100.00%	29,256	601	61.39	14.46%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	73,651	100.00%	2,002,405,914	100.00%	1,630,812,894	100.00%	29,256	601	61.39	14.46%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	581	0.79%	27,756,171	1.39%	22,891,625	1.40%	44,940	687	56.56	1.00%
2.50 - 4.99%	800	1.09%	32,693,107	1.63%	26,653,186	1.63%	44,129	660	62.75	4.44%
5.00 - 7.49%	3,508	4.76%	100,492,226	5.02%	84,098,329	5.16%	31,510	651	62.36	6.58%
7.50 - 9.99%	8,501	11.54%	257,847,168	12.88%	218,375,038	13.39%	33,027	615	63.18	8.76%
10.00 - 12.49%	9,704	13.18%	297,793,449	14.87%	251,306,398	15.41%	32,371	608	63.23	11.15%
12.50 - 14.99%	10,652	14.46%	315,537,502	15.76%	262,666,016	16.11%	30,652	597	62.59	13.60%
15.00 - 17.49%	11,507	15.62%	318,104,878	15.89%	252,982,464	15.51%	28,275	591	60.91	16.02%
17.50 - 19.99%	12,197	16.56%	298,090,583	14.89%	221,367,516	13.57%	25,245	583	58.18	18.29%
20.00 - 22.49%	8,434	11.45%	191,366,446	9.56%	154,218,125	9.46%	23,926	581	60.09	20.86%
22.50 - 24.99%	5,478	7.44%	118,495,305	5.92%	99,812,886	6.12%	22,787	577	60.83	23.40%
25.00 - 27.49%	1,747	2.37%	34,522,801	1.72%	28,633,906	1.76%	21,068	575	59.55	25.46%
27.50 - 29.99%	542	0.74%	9,706,277	0.48%	7,807,406	0.48%	19,116	564	56.94	28.27%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	73,651	100.00%	2,002,405,914	100.00%	1,630,812,894	100.00%	29,256	601	61.39	14.46%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	3,383	4.59%	78,089,359	3.90%	59,005,459	3.62%	24,387	476	57.49	15.77%
500 - 549	12,318	16.72%	310,563,940	15.51%	244,083,677	14.97%	26,368	529	59.32	15.87%
550 - 599	22,126	30.04%	598,853,278	29.91%	483,051,593	29.62%	28,331	576	60.96	15.21%
600 - 649	18,665	25.34%	550,423,185	27.49%	458,852,382	28.14%	31,295	621	62.63	13.38%
650 - 699	5,877	7.98%	180,393,122	9.01%	150,701,484	9.24%	33,214	671	63.27	12.69%
700 - 749	2,673	3.63%	84,054,941	4.20%	72,237,781	4.43%	34,571	722	63.64	11.51%
750 - 799	959	1.30%	31,731,008	1.58%	27,106,168	1.66%	36,669	770	62.28	9.16%
800+	668	0.91%	20,900,018	1.04%	17,324,508	1.06%	35,163	834	59.77	6.23%
NA	6,982	9.48%	147,397,062	7.36%	118,449,843	7.26%	22,674	0	60.80	18.56%
Total:	73,651	100.00%	2,002,405,914	100.00%	1,630,812,894	100.00%	29,256	601	61.39	14.46%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	10	0.01%	91,135	0.00%	49,323	0.00%	7,439	845	16.92	7.14%
25 - 36	209	0.28%	4,858,461	0.24%	3,709,787	0.23%	31,983	754	29.48	3.17%
37 - 48	1,485	2.02%	26,030,376	1.30%	21,348,429	1.31%	19,324	620	40.77	14.29%
49 - 60	5,901	8.01%	119,251,828	5.96%	98,512,523	6.04%	22,109	604	52.31	15.70%
61 - 72	56,329	76.48%	1,524,325,137	76.12%	1,237,060,377	75.86%	29,007	601	61.93	14.64%
73+	9,717	13.19%	327,848,977	16.37%	270,132,455	16.56%	33,756	596	64.29	13.38%
Total:	73,651	100.00%	2,002,405,914	100.00%	1,630,812,894	100.00%	29,256	601	61.39	14.46%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	2,785	3.78%	69,852,079	3.49%	49,510	0.00%	1,006	599	0.00	14.86%
1 - 12	3,260	4.43%	65,905,730	3.29%	11,288,696	0.69%	5,141	578	9.55	16.17%
13 - 24	7,401	10.05%	153,843,444	7.68%	57,969,595	3.55%	10,168	572	17.32	17.78%
25 - 36	1,560	2.12%	38,921,987	1.94%	23,439,846	1.44%	19,202	601	30.11	13.60%
37 - 48	2,858	3.88%	54,690,985	2.73%	44,201,738	2.71%	19,082	591	42.87	15.00%
49 - 60	9,722	13.20%	228,823,504	11.43%	198,162,622	12.15%	24,164	590	55.10	13.85%
61 - 72	46,060	62.54%	1,390,148,920	69.42%	1,295,502,282	79.44%	31,627	605	65.97	14.39%
73+	5	0.01%	219,266	0.01%	198,606	0.01%	44,540	611	76.31	8.24%
Total:	73,651	100.00%	2,002,405,914	100.00%	1,630,812,894	100.00%	29,256	601	61.39	14.46%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	46,095	62.59%	1,265,896,992	63.22%	1,048,535,938	64.30%	29,537	610	62.31	13.77%
1 - 15	10,101	13.71%	276,002,013	13.78%	227,836,419	13.97%	29,327	590	59.84	14.84%
16 - 30	5,733	7.78%	153,647,777	7.67%	125,308,276	7.68%	28,591	582	59.33	15.33%
31 - 60	6,367	8.64%	167,656,449	8.37%	140,301,934	8.60%	28,146	581	59.24	16.42%
61 - 90	2,699	3.66%	71,137,005	3.55%	61,395,144	3.76%	28,480	583	60.50	17.25%
91 - 120	1,274	1.73%	33,369,917	1.67%	27,435,184	1.68%	28,398	587	61.49	17.60%
121+	1,382	1.88%	34,695,761	1.73%	0	0.00%	0	0	0.00	0.00%
Total:	73,651	100.00%	2,002,405,914	100.00%	1,630,812,894	100.00%	29,256	601	61.39	14.46%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	3,654	4.96%	92,447,034	4.62%	73,852,219	4.53%	27,035	626	61.06	13.13%
Stated, not verified	68,572	93.10%	1,877,584,371	93.77%	1,540,108,930	94.44%	29,423	600	61.59	14.50%
Stated, verified to Level 3²	1,425	1.93%	32,374,509	1.62%	16,851,745	1.03%	23,794	579	44.74	16.78%
NA	-	-	-	-	-	-	-	-	-	-
Total:	73,651	100.00%	2,002,405,914	100.00%	1,630,812,894	100.00%	29,256	601	61.39	14.46%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	68,591	93.13%	1,872,342,625	93.50%	1,531,649,225	93.92%	29,347	602	61.56	14.33%
Stated, verified but not Level 4 or 5	5,060	6.87%	130,063,289	6.50%	99,163,670	6.08%	27,859	586	58.72	16.47%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	73,651	100.00%	2,002,405,914	100.00%	1,630,812,894	100.00%	29,256	601	61.39	14.46%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	6,933	9.41%	168,794,518	8.43%	134,694,950	8.26%	27,638	614	60.71	10.00%
5.00 - 9.99%	25,269	34.31%	685,191,068	34.22%	556,555,242	34.13%	29,553	601	61.40	13.00%
10.00 - 14.99%	25,646	34.82%	712,094,315	35.56%	576,616,116	35.36%	29,612	598	61.23	15.32%
15.00 - 19.99%	14,177	19.25%	386,723,418	19.31%	319,727,554	19.61%	28,530	599	61.70	17.11%
20.00 - 24.99%	1,621	2.20%	49,402,427	2.47%	43,110,865	2.64%	31,076	621	63.25	16.11%
25.00 - 29.99%	3	0.00%	149,112	0.01%	94,061	0.01%	47,032	733	48.91	2.44%
30.00 - 39.99%	2	0.00%	51,056	0.00%	14,106	0.00%	14,106	579	41.00	28.41%
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	73,651	100.00%	2,002,405,914	100.00%	1,630,812,894	100.00%	29,256	601	61.39	14.46%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	75	0.10%	674,833	0.03%	480,831	0.03%	8,356	630	46.72	6.61%
25.00 - 49.99%	933	1.27%	13,870,723	0.69%	11,009,043	0.68%	15,569	589	57.10	8.45%
50.00 - 74.99%	5,001	6.79%	113,489,431	5.67%	91,107,500	5.59%	24,331	597	60.32	9.72%
75.00 - 99.99%	20,406	27.71%	561,907,661	28.06%	446,230,361	27.36%	28,841	584	60.51	13.06%
100.00 - 109.99%	15,732	21.36%	451,047,768	22.53%	369,444,964	22.65%	30,483	594	61.78	14.83%
110.00 - 119.99%	14,436	19.60%	412,589,620	20.60%	341,560,901	20.94%	30,627	608	62.27	15.35%
120.00 - 129.99%	9,638	13.09%	259,872,864	12.98%	214,308,577	13.14%	29,751	617	61.74	16.14%
130.00 - 139.99%	6,789	9.22%	171,834,202	8.58%	142,007,638	8.71%	27,573	630	61.44	16.75%
140.00%+	641	0.87%	17,118,813	0.85%	14,663,079	0.90%	29,685	657	62.54	15.02%
Total:	73,651	100.00%	2,002,405,914	100.00%	1,630,812,894	100.00%	29,256	601	61.39	14.46%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,244	1.69%	32,554,596	1.63%	26,351,217	1.62%	27,985	605	61.02	16.20%
Alaska	77	0.10%	2,491,731	0.12%	2,135,990	0.13%	33,796	611	64.08	14.67%
Arizona	1,310	1.78%	36,213,922	1.81%	30,012,557	1.84%	29,925	611	62.37	14.15%
Arkansas	1,031	1.40%	28,270,388	1.41%	22,556,549	1.38%	29,449	601	60.72	14.13%
California	5,477	7.44%	151,015,332	7.54%	122,896,049	7.54%	29,938	605	61.45	14.46%
Colorado	712	0.97%	19,993,898	1.00%	16,747,243	1.03%	30,354	599	62.29	13.47%
Connecticut	632	0.86%	16,235,596	0.81%	12,469,070	0.76%	28,112	597	59.78	13.13%
Delaware	297	0.40%	7,619,783	0.38%	6,064,299	0.37%	27,481	590	61.46	14.85%
Florida	8,857	12.03%	239,650,151	11.97%	197,982,003	12.14%	29,220	602	62.06	14.12%
Georgia	3,111	4.22%	85,250,469	4.26%	68,788,232	4.22%	29,627	605	60.54	15.66%
Hawaii	200	0.27%	5,548,321	0.28%	4,743,523	0.29%	28,632	610	61.82	16.07%
Idaho	149	0.20%	4,082,518	0.20%	3,278,748	0.20%	29,979	592	60.06	14.00%
Illinois	1,783	2.42%	46,623,444	2.33%	36,096,264	2.21%	27,964	601	59.39	15.41%
Indiana	1,014	1.38%	26,677,819	1.33%	21,789,808	1.34%	28,531	603	61.48	14.98%
Iowa	252	0.34%	6,489,717	0.32%	5,256,712	0.32%	26,544	589	60.90	14.57%
Kansas	269	0.37%	7,398,935	0.37%	5,847,758	0.36%	30,548	603	59.95	14.29%
Kentucky	895	1.22%	22,228,860	1.11%	17,887,264	1.10%	26,588	600	60.69	15.26%
Louisiana	1,303	1.77%	35,931,499	1.79%	28,356,734	1.74%	30,023	602	60.16	14.78%
Maine	177	0.24%	4,658,263	0.23%	3,976,889	0.24%	27,636	600	62.07	12.82%
Maryland	3,614	4.91%	95,319,674	4.76%	74,228,249	4.55%	27,879	591	59.27	14.49%
Massachusetts	977	1.33%	25,503,242	1.27%	20,058,124	1.23%	27,725	599	61.11	13.97%
Michigan	1,207	1.64%	31,800,384	1.59%	25,709,582	1.58%	27,783	606	61.77	15.25%
Minnesota	394	0.53%	10,498,628	0.52%	8,077,806	0.50%	28,699	601	59.13	13.25%
Mississippi	846	1.15%	22,530,248	1.13%	17,552,843	1.08%	28,391	603	59.69	15.98%
Missouri	1,056	1.43%	26,363,499	1.32%	20,735,256	1.27%	26,270	597	59.61	15.85%
Montana	207	0.28%	5,727,329	0.29%	4,687,137	0.29%	28,406	598	60.14	14.60%
Nebraska	212	0.29%	5,774,906	0.29%	4,915,594	0.30%	29,528	593	61.91	13.35%
Nevada	832	1.13%	22,818,880	1.14%	18,974,986	1.16%	29,583	603	62.30	13.78%
New Hampshire	359	0.49%	9,125,936	0.46%	7,710,397	0.47%	27,606	588	62.28	14.32%
New Jersey	1,736	2.36%	46,422,601	2.32%	37,941,668	2.33%	28,304	605	61.42	14.09%
New Mexico	517	0.70%	14,654,214	0.73%	11,865,687	0.73%	29,981	606	61.47	14.65%
New York	2,710	3.68%	74,096,933	3.70%	60,698,571	3.72%	28,880	610	61.43	14.88%
North Carolina	2,875	3.90%	76,734,913	3.83%	63,147,252	3.87%	28,561	595	61.29	14.60%
North Dakota	88	0.12%	2,463,787	0.12%	2,076,087	0.13%	29,960	616	59.22	12.84%
Ohio	2,740	3.72%	68,545,920	3.42%	57,666,816	3.54%	26,623	597	62.45	15.04%
Oklahoma	1,160	1.57%	30,615,015	1.53%	24,791,969	1.52%	28,470	597	60.61	14.44%
Oregon	447	0.61%	11,167,005	0.56%	9,235,755	0.57%	27,450	596	61.69	14.63%
Pennsylvania	4,353	5.91%	112,652,892	5.63%	92,688,801	5.68%	27,821	594	61.92	14.17%
Rhode Island	172	0.23%	4,184,727	0.21%	3,405,743	0.21%	26,559	603	61.42	13.92%
South Carolina	1,419	1.93%	36,964,600	1.85%	29,237,355	1.79%	28,061	594	60.30	15.35%
South Dakota	89	0.12%	2,245,486	0.11%	1,838,093	0.11%	29,092	606	60.24	13.23%
Tennessee	1,539	2.09%	40,672,159	2.03%	33,139,286	2.03%	28,847	606	61.14	15.35%
Texas	11,821	16.05%	354,302,650	17.69%	292,333,511	17.93%	31,982	603	62.17	13.70%
Utah	285	0.39%	7,752,981	0.39%	6,211,124	0.38%	29,222	603	62.32	13.89%
Vermont	88	0.12%	2,286,034	0.11%	1,928,524	0.12%	27,476	577	61.68	12.83%
Virginia	1,280	1.74%	33,982,397	1.70%	27,671,409	1.70%	28,465	593	61.26	15.09%
Washington	447	0.61%	11,859,703	0.59%	9,451,133	0.58%	28,762	599	60.07	14.60%
West Virginia	625	0.85%	15,994,989	0.80%	13,149,206	0.81%	27,734	597	61.65	14.50%
Wisconsin	459	0.62%	12,108,542	0.60%	9,710,142	0.60%	28,189	592	60.00	14.97%
Wyoming	83	0.11%	2,505,853	0.13%	1,982,110	0.12%	35,602	620	59.73	13.05%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	1	0.00%	25,422	0.00%	22,848	0.00%	22,848	588	63.00	10.98%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	223	0.30%	5,769,124	0.29%	4,732,923	0.29%	27,399	592	62.54	17.20%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	73,651	100.00%	2,002,405,914	100.00%	1,630,812,894	100.00%	29,256	601	61.39	14.46%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	16,485	22.38%	556,846,517	27.81%	425,800,543	26.11%	35,399	606	59.69	11.84%
Used	57,166	77.62%	1,445,559,397	72.19%	1,205,012,352	73.89%	27,086	599	61.99	15.39%
NA	-	-	-	-	-	-	-	-	-	-
Total:	73,651	100.00%	2,002,405,914	100.00%	1,630,812,894	100.00%	29,256	601	61.39	14.46%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	30,575	41.51%	700,300,079	34.97%	551,110,561	33.79%	24,689	603	60.38	16.16%
Truck	11,432	15.52%	425,711,320	21.26%	352,598,639	21.62%	37,301	608	62.06	12.11%
SUV	31,644	42.96%	876,394,515	43.77%	727,103,694	44.59%	28,817	596	61.83	14.32%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	73,651	100.00%	2,002,405,914	100.00%	1,630,812,894	100.00%	29,256	601	61.39	14.46%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,707	5.03%	94,882,605	4.74%	76,234,386	4.67%	28,898	605	60.58	15.03%
Ford: Lincoln	305	0.41%	8,224,755	0.41%	6,754,308	0.41%	29,408	596	61.44	14.50%
Ford: Mercury	3	0.00%	33,741	0.00%	10,437	0.00%	6,267	579	16.79	17.01%
GMC	1,789	2.43%	58,525,486	2.92%	48,887,194	3.00%	34,079	600	62.17	13.49%
GMC: Buick	844	1.15%	19,447,604	0.97%	15,899,268	0.97%	23,780	593	61.16	15.57%
GMC: Cadillac	664	0.90%	20,147,033	1.01%	16,322,738	1.00%	33,492	599	60.16	13.73%
GMC: Chevrolet	8,140	11.05%	222,989,001	11.14%	182,948,992	11.22%	29,841	599	61.65	15.00%
GMC: Hummer	1	0.00%	18,214	0.00%	174	0.00%	174	697	0.00	8.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	3	0.00%	36,189	0.00%	6,019	0.00%	3,031	561	12.63	19.86%
GMC: Saturn	1	0.00%	10,421	0.00%	2,055	0.00%	2,055	0	15.00	27.99%
Tesla	61	0.08%	2,776,804	0.14%	2,521,105	0.15%	45,306	616	65.36	11.23%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,186	1.61%	35,289,155	1.76%	29,632,423	1.82%	31,093	600	61.95	14.75%
BMW: Mini	164	0.22%	3,294,039	0.16%	2,744,747	0.17%	21,339	594	61.59	14.77%
Daimler: Freightliner	1	0.00%	40,336	0.00%	36,546	0.00%	36,546	601	65.00	10.73%
Daimler: Mercedes-Benz	1,164	1.58%	35,413,564	1.77%	29,521,594	1.81%	31,465	602	61.56	14.83%
Daimler: Smart	5	0.01%	42,263	0.00%	30,880	0.00%	7,312	657	53.95	10.60%
Fiat	152	0.21%	2,756,074	0.14%	1,856,228	0.11%	18,290	592	55.64	15.50%
Fiat: Alfa Romeo	104	0.14%	3,780,388	0.19%	3,302,613	0.20%	35,915	613	64.87	12.60%
Fiat: Chrysler	1,288	1.75%	32,043,339	1.60%	23,385,293	1.43%	26,271	600	57.78	14.89%
Fiat: Dodge	7,091	9.63%	261,334,783	13.05%	212,459,342	13.03%	37,554	617	61.55	11.59%
Fiat: Jeep	7,583	10.30%	224,505,043	11.21%	180,013,373	11.04%	30,940	602	61.08	13.04%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	148	0.20%	4,333,025	0.22%	3,780,820	0.23%	31,976	603	62.31	13.26%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,872	2.54%	44,030,958	2.20%	37,162,413	2.28%	25,231	595	62.47	15.11%
Volkswagen: Audi	566	0.77%	16,456,489	0.82%	13,912,883	0.85%	29,844	601	61.82	14.94%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	62	0.08%	2,774,937	0.14%	2,251,418	0.14%	48,839	622	61.93	11.41%
Honda	3,889	5.28%	96,702,182	4.83%	81,376,786	4.99%	25,617	603	62.37	15.53%
Honda: Acura	474	0.64%	13,211,355	0.66%	11,117,588	0.68%	28,871	599	61.84	14.56%
Hyundai	3,987	5.41%	86,663,638	4.33%	70,950,539	4.35%	23,408	595	61.58	15.99%
Hyundai: Kia	4,228	5.74%	95,549,183	4.77%	78,082,505	4.79%	23,863	596	61.55	16.20%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,066	1.45%	25,264,875	1.26%	21,108,919	1.29%	24,806	593	62.00	15.20%
Mitsubishi	1,596	2.17%	38,442,435	1.92%	32,075,699	1.97%	24,985	599	62.06	15.81%
Nissan	8,114	11.02%	189,066,283	9.44%	150,508,405	9.23%	24,373	593	60.73	16.32%
Nissan: Infiniti	632	0.86%	18,803,321	0.94%	15,766,260	0.97%	30,122	596	62.05	15.08%
Saab	1	0.00%	12,041	0.00%	4,849	0.00%	4,849	610	14.00	21.42%
Subaru	670	0.91%	16,671,820	0.83%	13,595,795	0.83%	25,498	595	61.65	14.42%
Suzuki	2	0.00%	12,807	0.00%	8,194	0.00%	5,267	0	35.71	26.51%
Tata: Jaguar	72	0.10%	2,226,123	0.11%	1,894,531	0.12%	30,224	587	62.41	14.63%
Tata: Land Rover	235	0.32%	8,555,929	0.43%	7,061,719	0.43%	38,819	606	62.86	12.61%
Toyota	5,478	7.44%	144,326,605	7.21%	118,408,430	7.26%	27,627	598	62.02	15.04%
Toyota: Lexus	543	0.74%	16,334,237	0.82%	13,190,022	0.81%	30,530	592	61.37	14.22%
Toyota: Scion	64	0.09%	956,436	0.05%	681,683	0.04%	15,672	606	54.65	18.20%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	5,696	7.73%	156,420,401	7.81%	125,303,719	7.68%	28,534	596	60.42	14.41%
Total:	73,651	100.00%	2,002,405,914	100.00%	1,630,812,894	100.00%	29,256	601	61.39	14.46%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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