StratMaker (141838)

Santander Drive Auto Receivables Trust 2020-3

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

35.33% / 64.67%

Total Original # of Loans

49,997

WA Loan to Value (LTV)

74.63%

Total Original Loan Amount (OLA)

$ 1,137,444,343

WA Payment to Income (PTI)

10.68%

Weighted Average (WA) OLA

$ 27,206

WA FICO (non-zero)

608

Rep. Period Beginning Loan Amount

$ 667,916,915

WA Remaining Term (RT)

42.96

Rep. Period Ending Loan Amount (ELA)

$ 638,552,256

WA Original APR

14.61%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

49,997

Total Original Loan Amount (OLA)

$ 1,137,444,343

Weighted Average (WA) OLA

$ 27,206

Rep. Period Beginning Loan Amount

$ 667,916,915

Rep. Period Ending Loan Amount (ELA)

$ 638,552,256

As % of Reporting Period ELA:

New % / Used %

35.33% / 64.67%

WA Loan to Value (LTV)

74.63%

WA Payment to Income (PTI)

10.68%

WA FICO (non-zero)

608

WA Remaining Term (RT)

42.96

WA Original APR

14.61%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	5	0.01%	24,269	0.00%	8,434	0.00%	2,156	605	21.33	17.06%
$5,000 - $9,999	2,687	5.37%	22,066,280	1.94%	10,593,481	1.66%	5,138	594	34.65	16.45%
$10,000 - $14,999	8,668	17.34%	111,320,586	9.79%	60,834,561	9.53%	8,892	591	40.55	17.32%
$15,000 - $19,999	11,942	23.89%	208,702,072	18.35%	117,133,732	18.34%	12,461	591	42.57	17.00%
$20,000 - $24,999	9,661	19.32%	215,986,820	18.99%	123,648,105	19.36%	15,942	597	43.15	15.96%
$25,000 - $29,999	6,746	13.49%	184,412,318	16.21%	103,672,184	16.24%	19,413	604	43.57	15.11%
$30,000 - $39,999	7,059	14.12%	242,098,762	21.28%	136,097,336	21.31%	24,080	612	43.89	13.50%
$40,000 - $49,999	2,353	4.71%	103,531,822	9.10%	59,815,791	9.37%	29,072	639	43.95	9.52%
$50,000 - $59,999	687	1.37%	36,908,133	3.24%	20,302,623	3.18%	33,815	673	43.61	6.46%
$60,000 - $69,999	155	0.31%	9,895,159	0.87%	5,063,970	0.79%	38,132	701	42.01	5.26%
$70,000 - $79,999	33	0.07%	2,415,559	0.21%	1,325,447	0.21%	46,084	728	43.23	5.43%
$80,000 - $89,999	1	0.00%	82,564	0.01%	56,592	0.01%	56,592	708	48.00	7.89%
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	49,997	100.00%	1,137,444,343	100.00%	638,552,256	100.00%	18,791	608	42.96	14.61%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	10,464	20.93%	206,944,515	18.19%	7,434,998	1.16%	3,718	608	26.77	13.74%
$5,000 - $9,999	7,958	15.92%	109,325,038	9.61%	62,942,586	9.86%	8,159	604	37.78	15.31%
$10,000 - $14,999	12,521	25.04%	233,762,604	20.55%	156,339,400	24.48%	12,647	599	42.07	15.97%
$15,000 - $19,999	9,215	18.43%	228,189,718	20.06%	159,144,687	24.92%	17,389	601	43.42	15.59%
$20,000 - $24,999	5,282	10.56%	167,169,479	14.70%	117,487,345	18.40%	22,336	608	44.25	14.41%
$25,000 - $29,999	2,908	5.82%	112,086,376	9.85%	79,230,644	12.41%	27,321	615	45.06	13.15%
$30,000 - $39,999	1,526	3.05%	72,162,043	6.34%	50,582,246	7.92%	33,330	637	46.38	10.03%
$40,000 - $49,999	112	0.22%	6,997,852	0.62%	4,805,007	0.75%	43,060	679	47.03	7.83%
$50,000 - $59,999	11	0.02%	806,719	0.07%	585,342	0.09%	53,294	705	48.18	10.10%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	49,997	100.00%	1,137,444,343	100.00%	638,552,256	100.00%	18,791	608	42.96	14.61%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	49,997	100.00%	1,137,444,343	100.00%	638,552,256	100.00%	18,791	608	42.96	14.61%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	49,997	100.00%	1,137,444,343	100.00%	638,552,256	100.00%	18,791	608	42.96	14.61%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	860	1.72%	36,705,003	3.23%	17,063,308	2.67%	25,875	762	40.18	0.28%
2.50 - 4.99%	865	1.73%	27,250,214	2.40%	14,183,166	2.22%	21,083	716	40.33	4.11%
5.00 - 7.49%	2,118	4.24%	59,595,394	5.24%	33,319,774	5.22%	21,098	668	41.83	6.48%
7.50 - 9.99%	4,335	8.67%	113,410,759	9.97%	65,728,329	10.29%	20,942	631	42.41	8.74%
10.00 - 12.49%	5,065	10.13%	130,049,055	11.43%	76,006,702	11.90%	20,745	615	42.92	11.14%
12.50 - 14.99%	6,592	13.18%	156,317,243	13.74%	93,218,331	14.60%	19,238	606	43.18	13.55%
15.00 - 17.49%	8,468	16.94%	191,469,537	16.83%	111,517,994	17.46%	18,402	595	43.49	16.02%
17.50 - 19.99%	9,748	19.50%	205,718,114	18.09%	114,312,172	17.90%	17,445	582	43.57	18.14%
20.00 - 22.49%	5,948	11.90%	114,492,252	10.07%	62,019,680	9.71%	16,311	570	43.30	20.73%
22.50 - 24.99%	4,147	8.29%	73,389,569	6.45%	37,452,706	5.87%	15,010	559	43.01	23.29%
25.00 - 27.49%	1,611	3.22%	25,662,479	2.26%	12,188,280	1.91%	13,895	549	42.15	25.23%
27.50 - 29.99%	240	0.48%	3,384,723	0.30%	1,541,814	0.24%	12,472	538	42.00	27.76%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	49,997	100.00%	1,137,444,343	100.00%	638,552,256	100.00%	18,791	608	42.96	14.61%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,597	3.19%	31,119,930	2.74%	17,637,323	2.76%	16,496	477	42.76	18.74%
500 - 549	7,459	14.92%	156,220,429	13.73%	89,135,408	13.96%	17,679	529	43.35	17.65%
550 - 599	15,139	30.28%	339,874,417	29.88%	193,018,165	30.23%	18,441	576	43.19	15.59%
600 - 649	12,318	24.64%	295,760,022	26.00%	168,649,749	26.41%	19,512	620	43.19	13.95%
650 - 699	4,673	9.35%	119,574,176	10.51%	67,440,864	10.56%	20,949	670	43.10	11.68%
700 - 749	2,134	4.27%	55,736,652	4.90%	30,683,912	4.81%	20,954	722	42.35	9.62%
750 - 799	995	1.99%	29,965,304	2.63%	15,765,995	2.47%	21,971	771	41.49	6.11%
800+	866	1.73%	27,534,004	2.42%	13,801,613	2.16%	20,856	834	40.47	4.41%
NA	4,816	9.63%	81,659,409	7.18%	42,419,226	6.64%	13,953	0	41.85	19.46%
Total:	49,997	100.00%	1,137,444,343	100.00%	638,552,256	100.00%	18,791	608	42.96	14.61%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	1	0.00%	6,387	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	529	1.06%	12,850,929	1.13%	2,368,737	0.37%	8,414	764	8.74	4.09%
37 - 48	1,418	2.84%	18,561,246	1.63%	6,681,819	1.05%	7,678	606	19.86	16.16%
49 - 60	4,091	8.18%	65,099,255	5.72%	32,103,667	5.03%	11,539	617	31.30	14.74%
61 - 72	39,066	78.14%	878,000,312	77.19%	500,422,744	78.37%	18,168	606	43.53	15.09%
73+	4,892	9.78%	162,926,214	14.32%	96,975,289	15.19%	25,422	612	46.29	12.27%
Total:	49,997	100.00%	1,137,444,343	100.00%	638,552,256	100.00%	18,791	608	42.96	14.61%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	8,099	16.20%	179,745,796	15.80%	57,027	0.01%	8,929	608	0.00	13.99%
1 - 12	711	1.42%	16,991,838	1.49%	3,088,115	0.48%	7,594	724	8.71	4.98%
13 - 24	1,455	2.91%	20,861,014	1.83%	8,614,511	1.35%	7,769	607	20.02	14.44%
25 - 36	5,192	10.38%	97,891,751	8.61%	53,746,842	8.42%	13,076	611	32.49	13.42%
37 - 48	33,169	66.34%	780,615,130	68.63%	539,301,506	84.46%	19,091	608	44.13	14.75%
49 - 60	1,367	2.73%	41,266,715	3.63%	33,690,278	5.28%	26,968	596	50.05	15.21%
61 - 72	3	0.01%	48,838	0.00%	35,771	0.01%	12,592	632	67.97	14.09%
73+	1	0.00%	23,261	0.00%	18,205	0.00%	18,205	596	76.00	14.34%
Total:	49,997	100.00%	1,137,444,343	100.00%	638,552,256	100.00%	18,791	608	42.96	14.61%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	28,953	57.91%	658,215,680	57.87%	405,516,303	63.51%	18,155	618	42.53	13.69%
1 - 15	5,804	11.61%	136,690,663	12.02%	95,058,080	14.89%	19,793	596	43.52	15.42%
16 - 30	2,866	5.73%	65,471,240	5.76%	45,919,725	7.19%	19,461	590	43.59	16.03%
31 - 60	3,391	6.78%	76,946,946	6.76%	55,683,127	8.72%	19,914	586	43.94	16.95%
61 - 90	1,560	3.12%	35,644,235	3.13%	25,957,506	4.07%	20,682	587	44.05	17.26%
91 - 120	712	1.42%	16,114,055	1.42%	10,417,516	1.63%	20,723	589	43.92	17.90%
121+	6,711	13.42%	148,361,523	13.04%	0	0.00%	0	0	0.00	0.00%
Total:	49,997	100.00%	1,137,444,343	100.00%	638,552,256	100.00%	18,791	608	42.96	14.61%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	2,821	5.64%	61,477,603	5.40%	34,560,652	5.41%	16,952	631	42.39	12.80%
Stated, not verified	47,028	94.06%	1,072,082,683	94.25%	602,433,299	94.34%	18,895	606	43.00	14.72%
Stated, verified to Level 3²	148	0.30%	3,884,058	0.34%	1,558,306	0.24%	19,022	590	39.96	14.92%
NA	-	-	-	-	-	-	-	-	-	-
Total:	49,997	100.00%	1,137,444,343	100.00%	638,552,256	100.00%	18,791	608	42.96	14.61%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	48,258	96.52%	1,096,550,209	96.40%	616,772,936	96.59%	18,763	608	42.95	14.55%
Stated, verified but not Level 4 or 5	1,739	3.48%	40,894,135	3.60%	21,779,320	3.41%	19,578	589	43.21	16.38%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	49,997	100.00%	1,137,444,343	100.00%	638,552,256	100.00%	18,791	608	42.96	14.61%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	5,563	11.13%	103,205,549	9.07%	58,904,731	9.22%	15,160	630	41.51	10.77%
5.00 - 9.99%	18,291	36.58%	408,222,653	35.89%	234,333,394	36.70%	18,619	612	42.75	13.50%
10.00 - 14.99%	17,445	34.89%	409,226,705	35.98%	228,639,794	35.81%	19,336	599	43.41	15.91%
15.00 - 19.99%	8,400	16.80%	207,800,186	18.27%	112,219,901	17.57%	19,878	604	43.34	16.39%
20.00 - 24.99%	296	0.59%	8,935,822	0.79%	4,441,892	0.70%	20,494	622	40.66	12.63%
25.00 - 29.99%	2	0.00%	53,429	0.00%	12,544	0.00%	12,544	781	25.00	10.35%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	49,997	100.00%	1,137,444,343	100.00%	638,552,256	100.00%	18,791	608	42.96	14.61%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	38	0.08%	368,729	0.03%	130,932	0.02%	4,683	615	31.09	10.08%
25.00 - 49.99%	510	1.02%	6,550,368	0.58%	3,170,802	0.50%	9,055	605	37.17	10.26%
50.00 - 74.99%	2,600	5.20%	50,933,032	4.48%	27,743,985	4.34%	15,407	609	40.83	10.63%
75.00 - 99.99%	13,148	26.30%	317,644,991	27.93%	180,925,464	28.33%	19,599	598	42.96	13.49%
100.00 - 109.99%	9,860	19.72%	235,900,249	20.74%	133,284,021	20.87%	19,697	605	43.32	14.65%
110.00 - 119.99%	10,203	20.41%	236,829,260	20.82%	133,495,791	20.91%	19,172	607	43.30	15.54%
120.00 - 129.99%	7,821	15.64%	170,647,959	15.00%	94,254,290	14.76%	18,059	615	42.91	15.81%
130.00 - 139.99%	5,450	10.90%	109,445,337	9.62%	60,572,360	9.49%	16,614	624	42.82	16.32%
140.00%+	367	0.73%	9,124,419	0.80%	4,974,611	0.78%	20,706	674	42.85	11.30%
Total:	49,997	100.00%	1,137,444,343	100.00%	638,552,256	100.00%	18,791	608	42.96	14.61%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,015	2.03%	22,512,285	1.98%	12,659,808	1.98%	18,489	608	43.14	15.72%
Alaska	83	0.17%	2,298,975	0.20%	1,220,507	0.19%	21,475	608	43.24	13.94%
Arizona	1,075	2.15%	24,664,371	2.17%	13,484,205	2.11%	19,588	605	43.23	15.09%
Arkansas	1,202	2.40%	27,211,134	2.39%	15,195,333	2.38%	18,891	609	43.25	14.41%
California	4,507	9.01%	102,745,126	9.03%	56,712,093	8.88%	19,029	611	42.89	14.89%
Colorado	499	1.00%	11,659,794	1.03%	6,621,076	1.04%	19,492	611	42.48	14.03%
Connecticut	614	1.23%	12,905,839	1.13%	7,795,399	1.22%	16,757	605	42.54	13.30%
Delaware	9	0.02%	239,288	0.02%	132,631	0.02%	21,916	655	44.42	13.70%
Florida	5,718	11.44%	122,168,572	10.74%	68,850,778	10.78%	17,568	601	42.97	14.60%
Georgia	2,575	5.15%	60,282,756	5.30%	34,102,820	5.34%	19,385	609	43.24	15.53%
Hawaii	143	0.29%	3,143,552	0.28%	1,717,977	0.27%	18,039	599	42.71	16.18%
Idaho	122	0.24%	2,843,674	0.25%	1,611,940	0.25%	19,267	612	42.91	13.61%
Illinois	1,854	3.71%	43,450,668	3.82%	25,282,505	3.96%	19,433	611	43.19	14.42%
Indiana	892	1.78%	19,243,090	1.69%	10,889,093	1.71%	18,012	610	42.84	15.07%
Iowa	191	0.38%	4,429,039	0.39%	2,415,350	0.38%	17,887	617	41.85	13.73%
Kansas	242	0.48%	5,297,382	0.47%	3,037,086	0.48%	17,989	603	42.98	14.94%
Kentucky	811	1.62%	17,684,770	1.55%	10,050,760	1.57%	18,220	611	43.48	14.54%
Louisiana	1,311	2.62%	30,510,453	2.68%	17,194,991	2.69%	19,483	603	43.20	15.52%
Maine	148	0.30%	3,268,741	0.29%	2,039,720	0.32%	18,418	615	42.95	12.78%
Maryland	25	0.05%	487,319	0.04%	271,513	0.04%	15,123	626	41.98	14.96%
Massachusetts	24	0.05%	460,709	0.04%	284,373	0.04%	17,159	635	43.29	14.28%
Michigan	1,138	2.28%	25,408,631	2.23%	13,646,589	2.14%	17,670	614	42.81	14.11%
Minnesota	285	0.57%	7,020,956	0.62%	3,911,522	0.61%	19,679	627	42.82	12.28%
Mississippi	857	1.71%	19,670,810	1.73%	10,920,758	1.71%	18,819	610	42.89	15.85%
Missouri	928	1.86%	20,359,326	1.79%	11,352,043	1.78%	17,763	605	42.99	14.71%
Montana	184	0.37%	4,373,257	0.38%	2,317,439	0.36%	20,122	604	42.52	14.70%
Nebraska	165	0.33%	3,836,220	0.34%	2,071,704	0.32%	18,105	622	42.76	12.87%
Nevada	419	0.84%	9,970,325	0.88%	5,662,454	0.89%	19,432	606	42.90	14.17%
New Hampshire	235	0.47%	5,081,884	0.45%	2,795,420	0.44%	18,065	606	41.84	13.73%
New Jersey	1,356	2.71%	29,557,259	2.60%	17,062,612	2.67%	17,342	614	42.27	13.66%
New Mexico	437	0.87%	10,630,230	0.93%	6,015,890	0.94%	20,898	613	43.64	15.67%
New York	2,340	4.68%	53,788,892	4.73%	30,418,220	4.76%	18,099	613	42.68	14.03%
North Carolina	2,164	4.33%	48,257,026	4.24%	26,865,082	4.21%	18,493	605	42.99	14.43%
North Dakota	71	0.14%	1,847,259	0.16%	1,045,585	0.16%	20,726	622	43.19	13.29%
Ohio	1,687	3.37%	35,944,204	3.16%	20,019,941	3.14%	17,650	610	42.85	14.71%
Oklahoma	1,133	2.27%	25,469,282	2.24%	13,832,932	2.17%	18,523	607	42.83	15.10%
Oregon	326	0.65%	7,010,874	0.62%	3,673,600	0.58%	17,714	604	42.28	14.36%
Pennsylvania	70	0.14%	1,544,780	0.14%	854,917	0.13%	18,445	597	43.86	15.55%
Rhode Island	124	0.25%	2,406,395	0.21%	1,442,665	0.23%	15,580	607	42.42	13.99%
South Carolina	1,076	2.15%	23,548,211	2.07%	13,208,311	2.07%	18,088	603	42.61	15.13%
South Dakota	59	0.12%	1,480,625	0.13%	790,764	0.12%	19,544	639	40.91	11.71%
Tennessee	1,185	2.37%	26,860,465	2.36%	15,162,399	2.37%	18,487	612	42.91	14.93%
Texas	8,232	16.46%	197,694,457	17.38%	110,971,926	17.38%	19,898	603	43.02	14.60%
Utah	181	0.36%	4,491,271	0.39%	2,342,012	0.37%	21,075	615	42.93	13.43%
Vermont	78	0.16%	1,935,403	0.17%	1,176,797	0.18%	20,264	618	42.72	13.21%
Virginia	867	1.73%	19,117,491	1.68%	10,969,031	1.72%	18,194	605	43.33	15.06%
Washington	398	0.80%	9,691,314	0.85%	5,373,462	0.84%	20,741	624	43.24	13.41%
West Virginia	370	0.74%	8,814,499	0.77%	5,155,183	0.81%	20,016	620	43.69	13.46%
Wisconsin	485	0.97%	11,816,798	1.04%	6,611,224	1.04%	19,769	627	43.13	12.05%
Wyoming	64	0.13%	1,698,965	0.15%	926,593	0.15%	20,880	615	41.47	12.46%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	1	0.00%	20,666	0.00%	13,429	0.00%	13,429	0	42.00	6.00%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	17	0.03%	454,849	0.04%	277,697	0.04%	23,354	663	43.56	11.89%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	5	0.01%	134,179	0.01%	94,096	0.01%	25,571	573	43.20	14.79%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	49,997	100.00%	1,137,444,343	100.00%	638,552,256	100.00%	18,791	608	42.96	14.61%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	13,116	26.23%	405,279,323	35.63%	225,583,614	35.33%	23,382	618	43.94	12.29%
Used	36,881	73.77%	732,165,021	64.37%	412,968,642	64.67%	16,283	602	42.43	15.88%
NA	-	-	-	-	-	-	-	-	-	-
Total:	49,997	100.00%	1,137,444,343	100.00%	638,552,256	100.00%	18,791	608	42.96	14.61%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	21,477	42.96%	396,881,454	34.89%	215,219,552	33.70%	15,293	601	42.74	16.50%
Truck	7,622	15.24%	246,338,833	21.66%	138,513,292	21.69%	24,090	617	42.66	12.84%
SUV	20,898	41.80%	494,224,056	43.45%	284,819,412	44.60%	18,856	608	43.27	14.05%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	49,997	100.00%	1,137,444,343	100.00%	638,552,256	100.00%	18,791	608	42.96	14.61%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	4,803	9.61%	104,544,114	9.19%	58,465,978	9.16%	17,986	604	42.21	15.49%
Ford: Lincoln	228	0.46%	4,788,620	0.42%	2,743,918	0.43%	17,340	586	42.55	16.35%
Ford: Mercury	4	0.01%	38,218	0.00%	14,727	0.00%	7,429	591	43.36	15.54%
GMC	1,176	2.35%	31,646,358	2.78%	18,595,606	2.91%	21,024	605	42.31	14.90%
GMC: Buick	531	1.06%	9,869,399	0.87%	5,708,979	0.89%	15,089	591	42.63	16.81%
GMC: Cadillac	541	1.08%	13,330,974	1.17%	7,602,299	1.19%	20,317	603	42.06	15.15%
GMC: Chevrolet	5,175	10.35%	113,375,524	9.97%	64,333,756	10.07%	18,311	601	42.62	15.95%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	1	0.00%	11,441	0.00%	0	0.00%	0	0	0.00	0.00%
Tesla	16	0.03%	696,741	0.06%	337,664	0.05%	30,540	643	43.88	9.98%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	823	1.65%	19,268,043	1.69%	10,033,874	1.57%	18,540	597	42.10	15.04%
BMW: Mini	96	0.19%	1,543,602	0.14%	808,286	0.13%	12,579	600	40.40	15.27%
Daimler: Freightliner	1	0.00%	27,168	0.00%	16,945	0.00%	16,945	707	41.00	9.34%
Daimler: Mercedes-Benz	743	1.49%	17,793,761	1.56%	9,730,105	1.52%	18,848	598	42.38	15.58%
Daimler: Smart	5	0.01%	37,860	0.00%	16,548	0.00%	5,558	617	33.91	18.54%
Fiat	103	0.21%	1,710,200	0.15%	1,009,085	0.16%	14,690	622	43.02	14.09%
Fiat: Alfa Romeo	42	0.08%	1,267,643	0.11%	745,059	0.12%	24,453	605	44.20	12.16%
Fiat: Chrysler	957	1.91%	22,554,905	1.98%	12,070,717	1.89%	18,697	629	41.80	12.63%
Fiat: Dodge	7,477	14.95%	222,261,476	19.54%	123,806,923	19.39%	23,174	620	43.56	12.74%
Fiat: Jeep	6,494	12.99%	181,039,268	15.92%	102,601,426	16.07%	21,354	629	43.73	11.28%
Fiat: Maserati	1	0.00%	33,212	0.00%	0	0.00%	0	0	0.00	0.00%
Geely: Volvo	86	0.17%	2,037,234	0.18%	1,254,928	0.20%	20,509	607	43.17	13.80%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	882	1.76%	14,639,933	1.29%	8,251,245	1.29%	13,849	594	42.57	16.30%
Volkswagen: Audi	372	0.74%	8,326,964	0.73%	4,459,123	0.70%	18,001	600	41.73	14.98%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	49	0.10%	1,665,657	0.15%	912,037	0.14%	24,435	609	42.66	12.59%
Honda	2,255	4.51%	42,205,160	3.71%	24,268,074	3.80%	14,844	598	42.54	16.80%
Honda: Acura	260	0.52%	5,511,804	0.48%	3,346,399	0.52%	17,056	601	42.39	15.83%
Hyundai	2,526	5.05%	41,205,872	3.62%	22,614,387	3.54%	13,231	591	42.77	16.94%
Hyundai: Kia	2,643	5.29%	45,798,364	4.03%	25,898,007	4.06%	14,280	589	43.24	17.36%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	485	0.97%	8,309,943	0.73%	4,656,204	0.73%	13,475	591	42.56	16.61%
Mitsubishi	738	1.48%	14,068,059	1.24%	7,479,112	1.17%	15,135	587	43.44	17.38%
Nissan	5,881	11.76%	108,318,779	9.52%	60,549,337	9.48%	14,861	594	43.02	16.82%
Nissan: Infiniti	446	0.89%	10,721,299	0.94%	5,955,539	0.93%	18,760	593	42.86	15.27%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	402	0.80%	7,660,570	0.67%	4,295,298	0.67%	15,153	603	41.81	15.64%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	87	0.17%	2,428,644	0.21%	1,315,142	0.21%	21,629	598	43.54	15.23%
Tata: Land Rover	165	0.33%	5,184,933	0.46%	2,608,180	0.41%	24,052	604	43.18	13.83%
Toyota	3,004	6.01%	62,522,943	5.50%	35,809,802	5.61%	16,690	594	42.56	16.09%
Toyota: Lexus	322	0.64%	7,571,562	0.67%	4,286,213	0.67%	18,013	595	41.98	15.00%
Toyota: Scion	29	0.06%	320,970	0.03%	154,711	0.02%	7,685	599	38.33	19.47%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	148	0.30%	3,107,123	0.27%	1,796,628	0.28%	17,932	600	42.57	16.55%
Total:	49,997	100.00%	1,137,444,343	100.00%	638,552,256	100.00%	18,791	608	42.96	14.61%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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