StratMaker (141842)

Santander Drive Auto Receivables Trust 2022-1

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

20.76% / 79.24%

Total Original # of Loans

62,895

WA Loan to Value (LTV)

91.17%

Total Original Loan Amount (OLA)

$ 1,627,679,620

WA Payment to Income (PTI)

11.37%

Weighted Average (WA) OLA

$ 30,078

WA FICO (non-zero)

613

Rep. Period Beginning Loan Amount

$ 1,235,270,716

WA Remaining Term (RT)

57.01

Rep. Period Ending Loan Amount (ELA)

$ 1,187,127,834

WA Original APR

14.38%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

62,895

Total Original Loan Amount (OLA)

$ 1,627,679,620

Weighted Average (WA) OLA

$ 30,078

Rep. Period Beginning Loan Amount

$ 1,235,270,716

Rep. Period Ending Loan Amount (ELA)

$ 1,187,127,834

As % of Reporting Period ELA:

New % / Used %

20.76% / 79.24%

WA Loan to Value (LTV)

91.17%

WA Payment to Income (PTI)

11.37%

WA FICO (non-zero)

613

WA Remaining Term (RT)

57.01

WA Original APR

14.38%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	1	0.00%	5,000	0.00%	2,751	0.00%	2,751	560	19.00	11.51%
$5,000 - $9,999	1,787	2.84%	14,894,776	0.92%	8,224,208	0.69%	6,207	595	41.87	14.90%
$10,000 - $14,999	6,805	10.82%	87,258,157	5.36%	48,151,445	4.06%	9,971	593	45.72	16.53%
$15,000 - $19,999	11,370	18.08%	200,314,930	12.31%	128,049,136	10.79%	14,692	597	51.92	16.70%
$20,000 - $24,999	12,729	20.24%	286,224,664	17.58%	201,936,177	17.01%	19,396	601	56.01	16.17%
$25,000 - $29,999	10,822	17.21%	296,594,287	18.22%	219,685,450	18.51%	23,969	606	57.77	15.52%
$30,000 - $39,999	13,273	21.10%	456,304,541	28.03%	351,811,181	29.64%	30,248	612	58.95	14.17%
$40,000 - $49,999	4,782	7.60%	210,084,884	12.91%	168,498,221	14.19%	38,078	631	59.92	11.10%
$50,000 - $59,999	1,061	1.69%	56,754,319	3.49%	44,951,130	3.79%	45,344	657	59.90	8.21%
$60,000 - $69,999	138	0.22%	8,812,223	0.54%	7,152,832	0.60%	53,398	698	59.30	6.64%
$70,000 - $79,999	64	0.10%	4,782,824	0.29%	3,968,666	0.33%	64,185	712	60.73	7.64%
$80,000 - $89,999	38	0.06%	3,233,789	0.20%	2,616,721	0.22%	73,089	714	61.17	9.08%
$90,000 - $99,999	22	0.03%	2,105,724	0.13%	1,811,230	0.15%	82,524	728	62.11	7.94%
Over $100,000	3	0.00%	309,504	0.02%	268,684	0.02%	89,586	729	60.99	7.02%
Total:	62,895	100.00%	1,627,679,620	100.00%	1,187,127,834	100.00%	26,697	613	57.01	14.38%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	11,600	18.44%	241,829,517	14.86%	14,474,893	1.22%	3,094	585	12.47	17.92%
$5,000 - $9,999	4,630	7.36%	72,137,591	4.43%	34,930,518	2.94%	7,819	589	32.35	16.07%
$10,000 - $14,999	6,576	10.46%	108,607,962	6.67%	83,312,543	7.02%	12,831	601	48.81	15.76%
$15,000 - $19,999	9,837	15.64%	202,025,419	12.41%	173,194,301	14.59%	17,724	604	56.30	15.73%
$20,000 - $24,999	10,306	16.39%	263,358,072	16.18%	231,345,920	19.49%	22,540	606	58.61	15.63%
$25,000 - $29,999	8,442	13.42%	261,794,353	16.08%	230,882,124	19.45%	27,424	610	59.38	14.87%
$30,000 - $39,999	9,175	14.59%	355,615,727	21.85%	312,969,659	26.36%	34,328	617	60.16	13.34%
$40,000 - $49,999	2,042	3.25%	102,058,398	6.27%	88,584,346	7.46%	43,526	643	60.83	9.69%
$50,000 - $59,999	161	0.26%	10,000,526	0.61%	8,553,852	0.72%	53,273	685	60.94	7.30%
$60,000 - $69,999	75	0.12%	5,616,145	0.35%	4,846,186	0.41%	64,733	707	61.21	8.04%
$70,000 - $79,999	30	0.05%	2,593,714	0.16%	2,250,422	0.19%	75,116	714	61.37	8.79%
$80,000 - $89,999	19	0.03%	1,832,693	0.11%	1,601,911	0.13%	84,388	739	62.16	8.48%
$90,000 - $99,999	2	0.00%	209,502	0.01%	181,159	0.02%	90,581	737	60.50	7.02%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	62,895	100.00%	1,627,679,620	100.00%	1,187,127,834	100.00%	26,697	613	57.01	14.38%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	62,895	100.00%	1,627,679,620	100.00%	1,187,127,834	100.00%	26,697	613	57.01	14.38%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,895	100.00%	1,627,679,620	100.00%	1,187,127,834	100.00%	26,697	613	57.01	14.38%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	519	0.83%	22,048,002	1.35%	17,196,012	1.45%	37,093	717	57.37	1.19%
2.50 - 4.99%	341	0.54%	10,933,477	0.67%	7,950,923	0.67%	32,881	694	56.70	4.25%
5.00 - 7.49%	3,022	4.80%	84,638,736	5.20%	67,188,134	5.66%	29,956	675	58.52	6.57%
7.50 - 9.99%	6,411	10.19%	192,048,240	11.80%	152,752,983	12.87%	30,554	640	58.55	8.79%
10.00 - 12.49%	8,636	13.73%	258,514,793	15.88%	203,777,513	17.17%	29,492	627	58.57	11.16%
12.50 - 14.99%	9,804	15.59%	274,572,256	16.87%	212,652,247	17.91%	27,537	612	57.99	13.52%
15.00 - 17.49%	8,640	13.74%	225,035,006	13.83%	160,123,572	13.49%	25,859	599	57.00	15.91%
17.50 - 19.99%	10,217	16.24%	241,419,208	14.83%	153,540,450	12.93%	23,641	586	54.54	18.23%
20.00 - 22.49%	7,657	12.17%	166,904,671	10.25%	110,153,708	9.28%	22,007	574	54.82	20.80%
22.50 - 24.99%	5,190	8.25%	105,725,639	6.50%	72,152,167	6.08%	20,639	565	55.09	23.42%
25.00 - 27.49%	2,279	3.62%	43,087,101	2.65%	28,268,310	2.38%	19,250	554	54.25	25.55%
27.50 - 29.99%	179	0.28%	2,752,491	0.17%	1,371,815	0.12%	14,224	533	38.15	27.83%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,895	100.00%	1,627,679,620	100.00%	1,187,127,834	100.00%	26,697	613	57.01	14.38%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,465	2.33%	29,288,861	1.80%	18,395,152	1.55%	20,507	483	51.41	21.08%
500 - 549	7,369	11.72%	166,418,208	10.22%	112,998,506	9.52%	22,949	530	54.54	18.52%
550 - 599	18,928	30.09%	481,849,740	29.60%	348,137,519	29.33%	25,642	578	56.70	15.58%
600 - 649	18,078	28.74%	504,185,347	30.98%	379,986,508	32.01%	27,940	621	57.95	13.21%
650 - 699	6,624	10.53%	193,805,320	11.91%	146,371,994	12.33%	29,640	670	57.99	11.41%
700 - 749	2,710	4.31%	83,083,927	5.10%	63,763,422	5.37%	31,134	722	58.40	9.71%
750 - 799	864	1.37%	28,465,512	1.75%	22,021,166	1.85%	35,590	770	58.00	7.93%
800+	431	0.69%	13,324,731	0.82%	10,350,067	0.87%	31,503	831	58.54	6.64%
NA	6,426	10.22%	127,257,974	7.82%	85,103,500	7.17%	20,500	0	55.41	19.05%
Total:	62,895	100.00%	1,627,679,620	100.00%	1,187,127,834	100.00%	26,697	613	57.01	14.38%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	22	0.03%	230,350	0.01%	82,549	0.01%	5,336	604	10.00	10.68%
25 - 36	215	0.34%	2,934,750	0.18%	1,670,938	0.14%	13,103	687	23.03	6.22%
37 - 48	1,222	1.94%	18,432,169	1.13%	12,617,588	1.06%	14,664	613	35.78	15.01%
49 - 60	6,057	9.63%	116,973,210	7.19%	86,468,555	7.28%	19,130	606	47.43	16.05%
61 - 72	48,443	77.02%	1,253,451,312	77.01%	901,688,683	75.96%	26,406	612	57.38	14.59%
73+	6,936	11.03%	235,657,829	14.48%	184,599,521	15.55%	32,617	618	61.50	12.60%
Total:	62,895	100.00%	1,627,679,620	100.00%	1,187,127,834	100.00%	26,697	613	57.01	14.38%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	5,524	8.78%	137,235,801	8.43%	25,300	0.00%	1,503	564	0.00	16.64%
1 - 12	6,846	10.88%	128,362,370	7.89%	23,960,986	2.02%	5,558	578	8.89	18.77%
13 - 24	1,757	2.79%	34,973,097	2.15%	17,766,706	1.50%	12,136	573	15.90	18.56%
25 - 36	789	1.25%	11,533,492	0.71%	7,991,611	0.67%	13,326	624	33.27	13.20%
37 - 48	4,809	7.65%	91,065,763	5.59%	72,219,955	6.08%	18,210	607	45.35	15.40%
49 - 60	24,189	38.46%	656,475,902	40.33%	558,051,726	47.01%	26,544	616	57.63	13.78%
61 - 72	18,981	30.18%	568,033,195	34.90%	507,111,552	42.72%	29,794	613	62.08	14.56%
73+	-	-	-	-	-	-	-	-	-	-
Total:	62,895	100.00%	1,627,679,620	100.00%	1,187,127,834	100.00%	26,697	613	57.01	14.38%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	38,746	61.60%	1,004,764,107	61.73%	768,825,153	64.76%	26,641	622	57.49	13.56%
1 - 15	8,109	12.89%	212,719,631	13.07%	168,742,401	14.21%	26,875	603	56.12	15.04%
16 - 30	4,120	6.55%	107,003,242	6.57%	85,102,698	7.17%	26,957	597	56.30	15.56%
31 - 60	4,732	7.52%	120,906,004	7.43%	99,133,345	8.35%	26,515	593	55.96	16.63%
61 - 90	2,153	3.42%	55,034,917	3.38%	45,413,746	3.83%	26,663	592	55.95	17.35%
91 - 120	1,038	1.65%	26,666,972	1.64%	19,910,491	1.68%	27,186	592	56.72	17.68%
121+	3,997	6.36%	100,584,746	6.18%	0	0.00%	0	0	0.00	0.00%
Total:	62,895	100.00%	1,627,679,620	100.00%	1,187,127,834	100.00%	26,697	613	57.01	14.38%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	3,102	4.93%	75,105,026	4.61%	55,194,751	4.65%	24,541	638	56.97	12.67%
Stated, not verified	58,593	93.16%	1,527,924,830	93.87%	1,122,097,671	94.52%	26,861	612	57.20	14.44%
Stated, verified to Level 3²	1,200	1.91%	24,649,764	1.51%	9,835,412	0.83%	20,073	581	35.51	17.21%
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,895	100.00%	1,627,679,620	100.00%	1,187,127,834	100.00%	26,697	613	57.01	14.38%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	59,201	94.13%	1,540,243,030	94.63%	1,132,561,872	95.40%	26,811	614	57.33	14.31%
Stated, verified but not Level 4 or 5	3,694	5.87%	87,436,590	5.37%	54,565,962	4.60%	24,317	601	50.33	15.92%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,895	100.00%	1,627,679,620	100.00%	1,187,127,834	100.00%	26,697	613	57.01	14.38%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	5,237	8.33%	118,136,314	7.26%	87,598,786	7.38%	24,592	640	56.37	9.93%
5.00 - 9.99%	20,627	32.80%	527,924,520	32.43%	390,063,776	32.86%	26,784	619	56.99	12.99%
10.00 - 14.99%	23,273	37.00%	612,766,953	37.65%	439,379,439	37.01%	27,001	607	56.81	15.18%
15.00 - 19.99%	12,607	20.04%	334,727,601	20.56%	243,964,746	20.55%	26,568	604	57.42	16.62%
20.00 - 24.99%	1,145	1.82%	33,971,462	2.09%	26,027,133	2.19%	28,551	620	59.18	15.75%
25.00 - 29.99%	5	0.01%	127,848	0.01%	71,240	0.01%	24,824	715	53.53	15.28%
30.00 - 39.99%	1	0.00%	24,920	0.00%	22,714	0.00%	22,714	576	47.00	22.16%
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,895	100.00%	1,627,679,620	100.00%	1,187,127,834	100.00%	26,697	613	57.01	14.38%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	88	0.14%	754,403	0.05%	487,273	0.04%	6,728	595	44.05	8.50%
25.00 - 49.99%	1,175	1.87%	17,262,904	1.06%	11,988,179	1.01%	14,602	581	52.59	9.11%
50.00 - 74.99%	4,372	6.95%	96,776,226	5.95%	72,195,630	6.08%	22,499	607	56.39	9.86%
75.00 - 99.99%	15,985	25.42%	438,804,197	26.96%	322,834,730	27.19%	27,754	604	56.80	12.66%
100.00 - 109.99%	12,279	19.52%	341,139,417	20.96%	248,512,232	20.93%	28,265	612	57.30	14.36%
110.00 - 119.99%	12,674	20.15%	340,904,235	20.94%	247,276,955	20.83%	27,681	616	57.48	15.34%
120.00 - 129.99%	8,748	13.91%	219,396,436	13.48%	157,437,418	13.26%	26,018	622	56.90	16.38%
130.00 - 139.99%	6,975	11.09%	158,864,758	9.76%	115,780,072	9.75%	23,348	625	56.95	17.73%
140.00%+	599	0.95%	13,777,044	0.85%	10,615,344	0.89%	24,599	652	57.71	16.23%
Total:	62,895	100.00%	1,627,679,620	100.00%	1,187,127,834	100.00%	26,697	613	57.01	14.38%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,160	1.84%	28,499,484	1.75%	19,600,725	1.65%	25,526	611	55.40	15.23%
Alaska	63	0.10%	1,880,086	0.12%	1,391,083	0.12%	28,715	597	57.56	15.27%
Arizona	1,119	1.78%	29,253,726	1.80%	21,484,852	1.81%	27,178	612	56.91	14.41%
Arkansas	972	1.55%	25,110,199	1.54%	17,683,185	1.49%	26,629	614	56.62	14.08%
California	4,830	7.68%	127,078,997	7.81%	90,771,414	7.65%	27,372	614	56.88	14.07%
Colorado	687	1.09%	18,416,239	1.13%	13,998,279	1.18%	27,848	618	57.53	13.29%
Connecticut	609	0.97%	14,664,620	0.90%	10,938,450	0.92%	24,430	622	56.18	13.10%
Delaware	179	0.28%	4,447,101	0.27%	3,577,943	0.30%	24,924	601	57.60	14.54%
Florida	8,413	13.38%	216,812,507	13.32%	161,080,550	13.57%	26,498	615	57.55	14.11%
Georgia	3,140	4.99%	80,413,001	4.94%	56,299,812	4.74%	26,328	612	55.65	15.35%
Hawaii	121	0.19%	3,503,397	0.22%	2,662,376	0.22%	28,548	609	57.70	15.24%
Idaho	107	0.17%	2,685,690	0.17%	2,091,865	0.18%	26,520	608	57.75	14.61%
Illinois	1,770	2.81%	43,178,966	2.65%	29,982,795	2.53%	25,294	610	55.53	15.66%
Indiana	982	1.56%	24,350,308	1.50%	17,608,091	1.48%	26,167	610	56.27	15.06%
Iowa	218	0.35%	5,271,600	0.32%	3,817,612	0.32%	25,314	611	56.16	15.43%
Kansas	238	0.38%	6,260,906	0.38%	4,423,407	0.37%	27,539	613	57.20	14.16%
Kentucky	833	1.32%	19,683,207	1.21%	14,331,024	1.21%	24,836	607	56.06	15.00%
Louisiana	1,434	2.28%	37,495,041	2.30%	26,472,327	2.23%	27,271	610	55.94	14.72%
Maine	145	0.23%	3,663,090	0.23%	2,724,350	0.23%	27,255	624	56.98	12.83%
Maryland	16	0.03%	432,048	0.03%	309,788	0.03%	27,903	608	54.92	12.93%
Massachusetts	870	1.38%	22,489,928	1.38%	18,008,114	1.52%	25,678	613	58.49	13.32%
Michigan	1,383	2.20%	34,874,141	2.14%	25,323,794	2.13%	25,650	609	57.80	15.46%
Minnesota	321	0.51%	8,397,798	0.52%	6,194,694	0.52%	27,331	613	56.63	13.24%
Mississippi	878	1.40%	22,055,016	1.35%	14,719,879	1.24%	25,805	603	54.70	15.64%
Missouri	1,131	1.80%	26,503,571	1.63%	18,395,514	1.55%	24,426	604	56.01	15.53%
Montana	163	0.26%	4,388,870	0.27%	3,121,393	0.26%	27,903	607	57.64	13.77%
Nebraska	165	0.26%	4,178,743	0.26%	2,904,028	0.24%	26,962	611	56.57	13.42%
Nevada	681	1.08%	18,043,055	1.11%	13,134,017	1.11%	26,987	610	56.83	13.84%
New Hampshire	288	0.46%	6,566,939	0.40%	5,010,420	0.42%	23,796	605	56.98	14.37%
New Jersey	1,676	2.66%	42,276,122	2.60%	31,921,955	2.69%	25,533	618	57.70	13.72%
New Mexico	430	0.68%	11,299,595	0.69%	7,791,735	0.66%	26,744	609	57.04	15.06%
New York	2,663	4.23%	70,606,917	4.34%	51,840,442	4.37%	26,304	623	57.32	14.07%
North Carolina	2,669	4.24%	67,758,806	4.16%	49,445,634	4.17%	26,117	614	56.92	14.35%
North Dakota	64	0.10%	1,693,241	0.10%	1,278,349	0.11%	26,756	619	54.75	13.28%
Ohio	2,717	4.32%	64,424,239	3.96%	47,779,738	4.02%	24,161	610	57.12	15.31%
Oklahoma	990	1.57%	24,665,389	1.52%	17,392,608	1.47%	26,176	608	56.25	14.38%
Oregon	353	0.56%	8,495,601	0.52%	5,945,129	0.50%	25,205	608	56.02	14.15%
Pennsylvania	1,640	2.61%	40,991,422	2.52%	31,283,634	2.64%	25,762	613	58.52	13.79%
Rhode Island	147	0.23%	3,721,545	0.23%	2,792,827	0.24%	25,933	611	56.90	13.42%
South Carolina	1,252	1.99%	29,883,632	1.84%	20,372,759	1.72%	24,944	604	54.59	14.86%
South Dakota	65	0.10%	1,775,570	0.11%	1,377,978	0.12%	27,188	609	57.05	12.85%
Tennessee	1,550	2.46%	39,024,785	2.40%	27,776,535	2.34%	25,882	614	56.65	15.67%
Texas	11,054	17.58%	311,686,435	19.15%	232,290,108	19.57%	28,846	614	57.67	13.96%
Utah	247	0.39%	6,815,692	0.42%	4,990,016	0.42%	28,324	615	57.90	14.31%
Vermont	76	0.12%	2,070,420	0.13%	1,483,541	0.12%	27,819	603	58.04	13.00%
Virginia	969	1.54%	24,119,440	1.48%	17,442,457	1.47%	26,516	611	56.43	14.40%
Washington	379	0.60%	9,662,917	0.59%	6,898,269	0.58%	26,341	610	56.37	14.19%
West Virginia	462	0.73%	11,731,748	0.72%	8,696,242	0.73%	26,329	605	57.45	14.66%
Wisconsin	469	0.75%	11,513,914	0.71%	8,217,821	0.69%	25,595	604	57.01	14.97%
Wyoming	81	0.13%	2,134,868	0.13%	1,520,290	0.13%	26,951	611	54.94	14.08%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	1	0.00%	32,611	0.00%	28,515	0.00%	28,515	782	61.00	9.98%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	25	0.04%	696,436	0.04%	499,474	0.04%	26,114	619	57.42	14.63%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	62,895	100.00%	1,627,679,620	100.00%	1,187,127,834	100.00%	26,697	613	57.01	14.38%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	10,851	17.25%	348,134,682	21.39%	246,420,915	20.76%	32,219	625	56.58	11.89%
Used	52,044	82.75%	1,279,544,937	78.61%	940,706,919	79.24%	25,250	610	57.12	15.04%
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,895	100.00%	1,627,679,620	100.00%	1,187,127,834	100.00%	26,697	613	57.01	14.38%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	27,724	44.08%	602,252,821	37.00%	412,083,896	34.71%	22,456	611	55.71	15.97%
Truck	9,907	15.75%	356,126,720	21.88%	271,685,373	22.89%	34,133	621	58.06	12.15%
SUV	25,264	40.17%	669,300,079	41.12%	503,358,565	42.40%	26,155	610	57.51	14.29%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	62,895	100.00%	1,627,679,620	100.00%	1,187,127,834	100.00%	26,697	613	57.01	14.38%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,507	5.58%	86,950,219	5.34%	62,277,110	5.25%	26,905	612	56.42	14.73%
Ford: Lincoln	326	0.52%	8,445,172	0.52%	6,159,613	0.52%	25,630	609	56.54	14.65%
Ford: Mercury	3	0.00%	27,786	0.00%	6,596	0.00%	2,995	563	9.66	18.27%
GMC	1,528	2.43%	47,773,165	2.94%	35,945,634	3.03%	30,939	609	56.82	13.44%
GMC: Buick	764	1.21%	17,153,674	1.05%	12,270,219	1.03%	22,393	601	56.71	16.10%
GMC: Cadillac	665	1.06%	19,131,201	1.18%	14,382,694	1.21%	29,106	609	56.12	13.94%
GMC: Chevrolet	7,381	11.74%	194,944,764	11.98%	141,576,765	11.93%	27,489	610	56.85	14.86%
GMC: Hummer	2	0.00%	48,010	0.00%	4,573	0.00%	3,076	492	4.76	20.37%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	1	0.00%	9,029	0.00%	809	0.00%	809	540	5.00	18.71%
GMC: Saturn	3	0.00%	22,904	0.00%	852	0.00%	433	586	5.75	20.74%
Tesla	44	0.07%	1,783,330	0.11%	1,428,569	0.12%	37,440	621	58.52	11.55%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,086	1.73%	29,963,402	1.84%	22,435,815	1.89%	26,962	607	56.60	14.49%
BMW: Mini	91	0.14%	1,823,333	0.11%	1,361,127	0.11%	21,191	614	57.02	15.08%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,077	1.71%	31,558,299	1.94%	23,274,519	1.96%	27,893	609	56.97	14.74%
Daimler: Smart	10	0.02%	102,734	0.01%	63,969	0.01%	11,047	604	58.47	19.46%
Fiat	123	0.20%	2,124,123	0.13%	1,216,989	0.10%	15,956	607	51.10	16.20%
Fiat: Alfa Romeo	127	0.20%	4,378,223	0.27%	3,268,053	0.28%	31,373	631	59.11	12.63%
Fiat: Chrysler	1,200	1.91%	26,939,013	1.66%	16,659,827	1.40%	23,042	609	52.98	15.23%
Fiat: Dodge	6,144	9.77%	216,072,718	13.27%	161,635,283	13.62%	34,391	633	58.20	11.48%
Fiat: Jeep	5,566	8.85%	154,450,679	9.49%	114,733,034	9.66%	27,560	621	57.49	12.84%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	125	0.20%	3,369,452	0.21%	2,529,349	0.21%	26,834	606	56.67	13.67%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,371	2.18%	28,638,754	1.76%	21,459,201	1.81%	21,392	603	57.32	15.39%
Volkswagen: Audi	481	0.76%	13,251,308	0.81%	9,993,335	0.84%	26,685	609	57.02	13.76%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	64	0.10%	2,500,225	0.15%	1,856,379	0.16%	36,250	628	56.19	11.65%
Honda	3,320	5.28%	77,589,996	4.77%	58,004,226	4.89%	22,894	614	57.61	15.37%
Honda: Acura	381	0.61%	10,076,987	0.62%	7,720,679	0.65%	25,999	612	56.86	14.42%
Hyundai	3,484	5.54%	71,254,641	4.38%	51,120,835	4.31%	21,134	604	56.75	15.98%
Hyundai: Kia	3,455	5.49%	71,384,683	4.39%	50,582,718	4.26%	20,828	600	56.50	16.65%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	783	1.24%	17,202,371	1.06%	12,376,647	1.04%	22,166	600	56.97	15.43%
Mitsubishi	1,178	1.87%	27,052,697	1.66%	19,787,631	1.67%	23,279	609	57.69	15.94%
Nissan	6,997	11.12%	155,961,777	9.58%	109,296,737	9.21%	22,544	604	56.37	16.24%
Nissan: Infiniti	601	0.96%	16,852,203	1.04%	12,664,659	1.07%	27,137	609	56.99	14.36%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	487	0.77%	11,244,684	0.69%	8,478,202	0.71%	22,613	615	57.27	14.84%
Suzuki	5	0.01%	58,679	0.00%	31,154	0.00%	9,387	680	45.94	19.80%
Tata: Jaguar	99	0.16%	3,006,686	0.18%	2,235,739	0.19%	28,164	610	56.51	13.80%
Tata: Land Rover	204	0.32%	7,154,385	0.44%	5,417,883	0.46%	34,077	611	57.66	12.37%
Toyota	4,718	7.50%	118,788,886	7.30%	86,365,058	7.28%	25,144	611	57.09	15.06%
Toyota: Lexus	468	0.74%	13,349,230	0.82%	10,029,105	0.84%	27,328	607	56.02	14.10%
Toyota: Scion	58	0.09%	898,675	0.06%	527,917	0.04%	14,401	609	49.95	18.76%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	4,968	7.90%	134,341,522	8.25%	97,948,327	8.25%	26,940	609	56.75	14.35%
Total:	62,895	100.00%	1,627,679,620	100.00%	1,187,127,834	100.00%	26,697	613	57.01	14.38%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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