StratMaker (141846)

Santander Drive Auto Receivables Trust 2021-4

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

21.73% / 78.27%

Total Original # of Loans

63,479

WA Loan to Value (LTV)

88.59%

Total Original Loan Amount (OLA)

$ 1,643,360,237

WA Payment to Income (PTI)

11.23%

Weighted Average (WA) OLA

$ 30,019

WA FICO (non-zero)

613

Rep. Period Beginning Loan Amount

$ 1,178,573,893

WA Remaining Term (RT)

54.56

Rep. Period Ending Loan Amount (ELA)

$ 1,132,259,617

WA Original APR

14.29%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

63,479

Total Original Loan Amount (OLA)

$ 1,643,360,237

Weighted Average (WA) OLA

$ 30,019

Rep. Period Beginning Loan Amount

$ 1,178,573,893

Rep. Period Ending Loan Amount (ELA)

$ 1,132,259,617

As % of Reporting Period ELA:

New % / Used %

21.73% / 78.27%

WA Loan to Value (LTV)

88.59%

WA Payment to Income (PTI)

11.23%

WA FICO (non-zero)

613

WA Remaining Term (RT)

54.56

WA Original APR

14.29%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	-	-	-	-	-	-	-	-	-	-
$5,000 - $9,999	1,633	2.57%	13,650,246	0.83%	7,676,159	0.68%	6,320	599	42.12	17.86%
$10,000 - $14,999	6,582	10.37%	84,517,664	5.14%	47,400,101	4.19%	10,149	598	46.65	17.96%
$15,000 - $19,999	11,844	18.66%	209,192,492	12.73%	133,281,696	11.77%	14,655	597	51.53	17.30%
$20,000 - $24,999	13,656	21.51%	306,942,029	18.68%	207,249,867	18.30%	18,954	602	54.17	16.05%
$25,000 - $29,999	10,599	16.70%	289,904,029	17.64%	201,277,642	17.78%	23,135	605	55.12	15.00%
$30,000 - $39,999	12,696	20.00%	436,779,112	26.58%	312,476,143	27.60%	29,156	613	55.80	13.78%
$40,000 - $49,999	4,945	7.79%	217,374,835	13.23%	161,736,551	14.28%	36,560	629	56.77	10.88%
$50,000 - $59,999	1,269	2.00%	68,097,771	4.14%	49,631,872	4.38%	43,192	658	56.50	8.16%
$60,000 - $69,999	204	0.32%	12,985,474	0.79%	8,924,380	0.79%	49,097	718	54.86	5.95%
$70,000 - $79,999	41	0.06%	3,029,263	0.18%	2,122,782	0.19%	57,502	704	53.33	7.28%
$80,000 - $89,999	7	0.01%	580,171	0.04%	234,383	0.02%	53,086	749	57.27	7.58%
$90,000 - $99,999	1	0.00%	94,528	0.01%	79,371	0.01%	79,371	751	58.00	9.64%
Over $100,000	2	0.00%	212,623	0.01%	168,670	0.01%	84,369	726	57.45	7.87%
Total:	63,479	100.00%	1,643,360,237	100.00%	1,132,259,617	100.00%	25,461	613	54.56	14.29%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	12,394	19.52%	275,834,917	16.78%	9,857,320	0.87%	3,032	609	12.99	16.23%
$5,000 - $9,999	4,063	6.40%	60,344,602	3.67%	31,172,096	2.75%	7,951	606	35.37	16.68%
$10,000 - $14,999	7,573	11.93%	125,958,282	7.66%	96,605,058	8.53%	12,917	607	49.11	16.49%
$15,000 - $19,999	11,738	18.49%	248,573,740	15.13%	206,255,424	18.22%	17,688	606	54.17	15.88%
$20,000 - $24,999	10,631	16.75%	281,013,105	17.10%	237,899,097	21.01%	22,471	605	55.76	15.18%
$25,000 - $29,999	7,398	11.65%	238,269,520	14.50%	202,176,958	17.86%	27,403	610	56.27	14.41%
$30,000 - $39,999	7,920	12.48%	319,493,275	19.44%	270,328,348	23.88%	34,346	618	57.18	12.63%
$40,000 - $49,999	1,622	2.56%	84,445,220	5.14%	70,221,780	6.20%	43,442	649	58.05	9.09%
$50,000 - $59,999	118	0.19%	7,679,961	0.47%	6,285,369	0.56%	53,388	700	58.50	7.10%
$60,000 - $69,999	18	0.03%	1,360,568	0.08%	1,139,494	0.10%	63,380	702	58.84	8.48%
$70,000 - $79,999	2	0.00%	174,424	0.01%	150,002	0.01%	75,256	773	58.47	9.05%
$80,000 - $89,999	2	0.00%	212,623	0.01%	168,670	0.01%	84,369	726	57.45	7.87%
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	63,479	100.00%	1,643,360,237	100.00%	1,132,259,617	100.00%	25,461	613	54.56	14.29%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	63,479	100.00%	1,643,360,237	100.00%	1,132,259,617	100.00%	25,461	613	54.56	14.29%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,479	100.00%	1,643,360,237	100.00%	1,132,259,617	100.00%	25,461	613	54.56	14.29%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	456	0.72%	17,138,305	1.04%	10,001,082	0.88%	28,103	775	40.94	0.64%
2.50 - 4.99%	873	1.38%	26,594,004	1.62%	17,289,282	1.53%	28,858	755	54.04	4.27%
5.00 - 7.49%	3,377	5.32%	108,363,595	6.59%	79,717,208	7.04%	29,911	714	55.50	6.40%
7.50 - 9.99%	5,574	8.78%	180,910,671	11.01%	132,849,614	11.73%	30,257	642	55.93	8.77%
10.00 - 12.49%	8,365	13.18%	254,236,503	15.47%	186,986,784	16.51%	28,466	616	55.75	11.15%
12.50 - 14.99%	10,102	15.91%	279,001,440	16.98%	201,765,686	17.82%	26,111	603	55.37	13.46%
15.00 - 17.49%	9,554	15.05%	241,738,634	14.71%	163,711,692	14.46%	24,172	595	54.35	15.93%
17.50 - 19.99%	9,749	15.36%	227,571,544	13.85%	144,308,248	12.75%	22,468	580	53.16	18.19%
20.00 - 22.49%	7,046	11.10%	149,067,731	9.07%	96,611,640	8.53%	20,669	571	53.43	20.75%
22.50 - 24.99%	5,582	8.79%	109,758,963	6.68%	69,472,117	6.14%	19,333	562	53.34	23.39%
25.00 - 27.49%	2,264	3.57%	40,372,880	2.46%	24,588,851	2.17%	17,652	554	52.55	25.52%
27.50 - 29.99%	537	0.85%	8,605,968	0.52%	4,957,414	0.44%	16,044	535	50.41	28.07%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,479	100.00%	1,643,360,237	100.00%	1,132,259,617	100.00%	25,461	613	54.56	14.29%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,784	2.81%	37,678,657	2.29%	25,218,898	2.23%	20,928	479	51.54	19.84%
500 - 549	8,563	13.49%	202,517,983	12.32%	135,992,309	12.01%	23,177	529	53.29	17.72%
550 - 599	18,678	29.42%	484,861,599	29.50%	338,662,914	29.91%	25,212	577	55.05	15.40%
600 - 649	15,911	25.06%	442,591,866	26.93%	310,317,488	27.41%	26,852	621	55.31	13.36%
650 - 699	6,464	10.18%	187,828,351	11.43%	130,527,010	11.53%	28,134	670	55.14	11.29%
700 - 749	2,907	4.58%	85,294,143	5.19%	59,499,348	5.25%	28,308	722	54.90	9.78%
750 - 799	1,463	2.30%	42,595,092	2.59%	29,296,696	2.59%	27,625	772	53.73	7.11%
800+	1,360	2.14%	40,721,907	2.48%	25,973,954	2.29%	26,766	835	50.54	5.09%
NA	6,349	10.00%	119,270,639	7.26%	76,771,000	6.78%	18,452	0	53.03	19.78%
Total:	63,479	100.00%	1,643,360,237	100.00%	1,132,259,617	100.00%	25,461	613	54.56	14.29%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	2	0.00%	24,211	0.00%	7,633	0.00%	4,966	651	8.23	9.91%
25 - 36	326	0.51%	8,889,546	0.54%	3,902,123	0.34%	18,757	806	18.11	1.62%
37 - 48	715	1.13%	10,410,922	0.63%	6,144,480	0.54%	12,589	658	30.97	13.57%
49 - 60	5,919	9.32%	112,211,672	6.83%	76,570,388	6.76%	18,080	616	44.35	15.93%
61 - 72	49,783	78.42%	1,273,709,568	77.51%	870,745,044	76.90%	24,821	610	55.04	14.64%
73+	6,734	10.61%	238,114,317	14.49%	174,889,949	15.45%	32,483	619	58.30	12.17%
Total:	63,479	100.00%	1,643,360,237	100.00%	1,132,259,617	100.00%	25,461	613	54.56	14.29%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	7,902	12.45%	194,016,891	11.81%	78,395	0.01%	1,939	611	0.00	13.23%
1 - 12	4,992	7.86%	100,531,359	6.12%	17,401,893	1.54%	6,330	596	8.03	17.07%
13 - 24	1,038	1.64%	23,686,284	1.44%	11,223,411	0.99%	14,324	661	16.49	12.16%
25 - 36	940	1.48%	15,003,904	0.91%	9,776,991	0.86%	13,344	627	32.49	14.86%
37 - 48	7,609	11.99%	151,635,782	9.23%	118,448,846	10.46%	18,453	601	44.64	16.57%
49 - 60	38,737	61.02%	1,079,679,163	65.70%	906,046,774	80.02%	26,424	614	56.93	14.03%
61 - 72	2,257	3.56%	78,701,338	4.79%	69,191,831	6.11%	33,206	616	61.47	13.40%
73+	4	0.01%	105,517	0.01%	91,474	0.01%	24,198	608	82.61	6.10%
Total:	63,479	100.00%	1,643,360,237	100.00%	1,132,259,617	100.00%	25,461	613	54.56	14.29%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	36,479	57.47%	951,936,967	57.93%	707,404,312	62.48%	25,260	625	54.83	13.42%
1 - 15	8,127	12.80%	215,038,959	13.09%	168,471,743	14.88%	26,018	600	54.29	14.85%
16 - 30	4,077	6.42%	105,627,407	6.43%	83,671,650	7.39%	25,743	594	54.32	15.55%
31 - 60	5,050	7.96%	129,319,421	7.87%	103,942,550	9.18%	25,534	588	53.68	16.37%
61 - 90	2,344	3.69%	59,515,190	3.62%	48,437,118	4.28%	25,795	589	54.09	17.12%
91 - 120	1,155	1.82%	28,415,369	1.73%	20,332,244	1.80%	25,487	588	54.00	17.59%
121+	6,247	9.84%	153,506,925	9.34%	0	0.00%	0	0	0.00	0.00%
Total:	63,479	100.00%	1,643,360,237	100.00%	1,132,259,617	100.00%	25,461	613	54.56	14.29%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	3,615	5.69%	87,168,374	5.30%	58,098,646	5.13%	22,715	662	53.92	11.85%
Stated, not verified	58,973	92.90%	1,535,959,442	93.46%	1,065,112,292	94.07%	25,625	611	54.70	14.41%
Stated, verified to Level 3²	891	1.40%	20,232,421	1.23%	9,048,679	0.80%	23,836	590	42.73	16.62%
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,479	100.00%	1,643,360,237	100.00%	1,132,259,617	100.00%	25,461	613	54.56	14.29%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	59,093	93.09%	1,541,359,317	93.79%	1,067,712,371	94.30%	25,594	615	54.87	14.15%
Stated, verified but not Level 4 or 5	4,386	6.91%	102,000,920	6.21%	64,547,246	5.70%	23,267	589	49.46	16.61%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,479	100.00%	1,643,360,237	100.00%	1,132,259,617	100.00%	25,461	613	54.56	14.29%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	5,310	8.36%	127,257,906	7.74%	88,237,033	7.79%	24,168	664	53.67	9.78%
5.00 - 9.99%	20,977	33.05%	536,085,847	32.62%	373,588,489	32.99%	25,438	620	54.26	13.06%
10.00 - 14.99%	23,112	36.41%	608,939,834	37.05%	417,036,159	36.83%	25,878	603	54.62	15.14%
15.00 - 19.99%	13,458	21.20%	352,590,820	21.46%	240,504,586	21.24%	25,144	599	55.22	16.39%
20.00 - 24.99%	608	0.96%	17,925,919	1.09%	12,631,271	1.12%	27,378	617	55.13	14.42%
25.00 - 29.99%	12	0.02%	478,330	0.03%	232,194	0.02%	28,810	667	45.24	14.47%
30.00 - 39.99%	2	0.00%	81,582	0.00%	29,886	0.00%	15,207	680	27.53	12.39%
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,479	100.00%	1,643,360,237	100.00%	1,132,259,617	100.00%	25,461	613	54.56	14.29%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	47	0.07%	452,302	0.03%	278,683	0.02%	6,715	705	40.59	8.96%
25.00 - 49.99%	524	0.83%	8,101,270	0.49%	5,038,380	0.44%	13,614	682	45.64	9.22%
50.00 - 74.99%	2,785	4.39%	62,547,310	3.81%	43,444,009	3.84%	21,901	632	52.45	10.96%
75.00 - 99.99%	18,104	28.52%	498,408,326	30.33%	347,929,323	30.73%	26,674	614	54.46	12.80%
100.00 - 109.99%	13,244	20.86%	359,672,494	21.89%	249,760,879	22.06%	26,674	608	54.99	14.31%
110.00 - 119.99%	13,301	20.95%	350,015,805	21.30%	241,336,969	21.31%	25,822	610	55.02	15.09%
120.00 - 129.99%	8,915	14.04%	219,753,948	13.37%	148,141,445	13.08%	24,076	613	54.55	15.97%
130.00 - 139.99%	6,236	9.82%	137,696,722	8.38%	91,337,436	8.07%	21,485	619	54.12	16.86%
140.00%+	323	0.51%	6,712,059	0.41%	4,992,492	0.44%	20,553	632	54.72	16.78%
Total:	63,479	100.00%	1,643,360,237	100.00%	1,132,259,617	100.00%	25,461	613	54.56	14.29%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,137	1.79%	27,831,895	1.69%	18,525,588	1.64%	24,290	617	53.96	15.00%
Alaska	84	0.13%	2,572,771	0.16%	1,718,807	0.15%	28,498	628	54.04	12.47%
Arizona	1,112	1.75%	30,124,246	1.83%	20,435,007	1.80%	26,420	612	54.53	14.11%
Arkansas	1,252	1.97%	32,827,721	2.00%	22,250,504	1.97%	26,088	613	54.71	13.62%
California	4,518	7.12%	118,788,461	7.23%	80,842,796	7.14%	25,692	621	54.20	14.42%
Colorado	543	0.86%	14,661,262	0.89%	10,196,537	0.90%	25,881	628	54.33	13.25%
Connecticut	613	0.97%	14,734,501	0.90%	10,416,962	0.92%	22,797	623	54.09	12.38%
Delaware	196	0.31%	4,612,958	0.28%	3,091,241	0.27%	22,086	598	53.28	15.21%
Florida	7,945	12.52%	202,413,436	12.32%	142,132,275	12.55%	24,954	610	54.96	14.22%
Georgia	2,869	4.52%	76,156,018	4.63%	51,237,778	4.53%	26,109	613	54.30	14.97%
Hawaii	114	0.18%	2,826,710	0.17%	1,903,976	0.17%	23,437	595	52.73	15.94%
Idaho	112	0.18%	2,837,974	0.17%	2,045,935	0.18%	27,271	633	55.41	13.10%
Illinois	2,010	3.17%	50,189,177	3.05%	34,024,801	3.01%	24,804	612	54.15	15.17%
Indiana	974	1.53%	24,349,925	1.48%	17,109,254	1.51%	24,814	614	54.65	14.75%
Iowa	232	0.37%	6,051,051	0.37%	4,229,210	0.37%	25,502	624	54.06	13.41%
Kansas	224	0.35%	5,799,996	0.35%	3,934,399	0.35%	26,186	615	54.04	14.42%
Kentucky	805	1.27%	20,378,013	1.24%	13,934,057	1.23%	25,592	612	54.71	14.49%
Louisiana	1,290	2.03%	34,097,665	2.07%	23,215,046	2.05%	26,416	616	54.40	14.35%
Maine	175	0.28%	4,567,361	0.28%	3,365,295	0.30%	25,303	615	55.24	13.06%
Maryland	1,307	2.06%	32,650,129	1.99%	21,845,395	1.93%	23,732	592	52.27	16.51%
Massachusetts	927	1.46%	22,825,996	1.39%	16,640,121	1.47%	23,582	624	55.14	13.25%
Michigan	1,413	2.23%	35,588,904	2.17%	23,541,430	2.08%	24,504	615	55.14	14.93%
Minnesota	326	0.51%	8,739,450	0.53%	6,145,930	0.54%	25,966	624	53.87	12.92%
Mississippi	805	1.27%	20,534,569	1.25%	13,487,351	1.19%	25,262	610	53.05	15.12%
Missouri	1,082	1.70%	25,268,859	1.54%	17,118,714	1.51%	23,649	609	54.32	15.16%
Montana	182	0.29%	5,114,648	0.31%	3,257,244	0.29%	27,398	628	54.81	13.17%
Nebraska	180	0.28%	4,423,423	0.27%	3,047,841	0.27%	24,713	627	52.96	13.09%
Nevada	528	0.83%	13,991,339	0.85%	9,533,640	0.84%	25,975	617	54.54	14.02%
New Hampshire	316	0.50%	7,626,835	0.46%	5,526,336	0.49%	23,669	602	54.97	13.79%
New Jersey	1,792	2.82%	44,217,097	2.69%	31,718,387	2.80%	23,634	626	54.68	13.53%
New Mexico	420	0.66%	10,859,342	0.66%	7,362,798	0.65%	25,437	608	54.27	14.77%
New York	3,156	4.97%	82,645,357	5.03%	57,202,251	5.05%	24,779	627	54.79	13.80%
North Carolina	2,367	3.73%	61,287,659	3.73%	42,793,431	3.78%	25,488	610	54.67	14.12%
North Dakota	83	0.13%	1,989,746	0.12%	1,367,707	0.12%	23,005	612	51.84	16.13%
Ohio	2,369	3.73%	54,888,924	3.34%	38,132,898	3.37%	23,248	613	54.90	14.73%
Oklahoma	1,049	1.65%	27,360,966	1.66%	18,741,387	1.66%	26,390	615	54.26	13.88%
Oregon	378	0.60%	9,530,231	0.58%	6,430,646	0.57%	25,588	618	53.03	13.79%
Pennsylvania	2,405	3.79%	58,333,353	3.55%	39,248,307	3.47%	23,947	605	54.15	14.22%
Rhode Island	169	0.27%	3,848,980	0.23%	2,825,773	0.25%	22,280	606	54.43	13.95%
South Carolina	1,068	1.68%	26,009,024	1.58%	16,778,321	1.48%	24,069	609	53.16	14.96%
South Dakota	71	0.11%	1,792,753	0.11%	1,245,990	0.11%	25,160	639	54.77	13.33%
Tennessee	1,405	2.21%	35,178,800	2.14%	24,472,669	2.16%	24,977	616	54.56	15.00%
Texas	10,742	16.92%	303,385,376	18.46%	211,437,105	18.67%	27,563	609	55.17	13.94%
Utah	185	0.29%	5,228,292	0.32%	3,620,367	0.32%	29,240	607	55.37	13.59%
Vermont	103	0.16%	2,844,847	0.17%	2,041,851	0.18%	26,300	609	55.25	12.58%
Virginia	882	1.39%	21,718,619	1.32%	15,274,136	1.35%	24,752	607	53.61	15.14%
Washington	363	0.57%	9,433,939	0.57%	6,083,699	0.54%	25,161	620	52.64	13.84%
West Virginia	533	0.84%	13,128,581	0.80%	9,220,198	0.81%	24,575	603	54.82	14.91%
Wisconsin	489	0.77%	12,499,414	0.76%	8,478,621	0.75%	25,211	608	54.63	14.50%
Wyoming	67	0.11%	1,905,233	0.12%	1,409,455	0.12%	27,113	629	53.92	13.05%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	110	0.17%	2,613,453	0.16%	1,565,058	0.14%	23,610	582	52.94	18.14%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	2	0.00%	74,960	0.00%	55,093	0.00%	29,405	562	46.89	15.39%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	63,479	100.00%	1,643,360,237	100.00%	1,132,259,617	100.00%	25,461	613	54.56	14.29%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	11,704	18.44%	373,740,576	22.74%	245,990,095	21.73%	29,761	624	53.70	12.26%
Used	51,775	81.56%	1,269,619,661	77.26%	886,269,521	78.27%	24,267	610	54.80	14.86%
NA	-	-	-	-	-	-	-	-	-	-
Total:	63,479	100.00%	1,643,360,237	100.00%	1,132,259,617	100.00%	25,461	613	54.56	14.29%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	27,394	43.15%	589,795,365	35.89%	385,345,346	34.03%	21,222	609	53.75	15.97%
Truck	9,377	14.77%	348,874,259	21.23%	246,893,468	21.81%	33,104	627	54.95	11.87%
SUV	26,708	42.07%	704,690,612	42.88%	500,020,803	44.16%	24,954	609	54.99	14.20%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	63,479	100.00%	1,643,360,237	100.00%	1,132,259,617	100.00%	25,461	613	54.56	14.29%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,359	5.29%	83,227,861	5.06%	56,728,868	5.01%	26,044	613	54.15	14.71%
Ford: Lincoln	331	0.52%	8,614,408	0.52%	6,202,203	0.55%	24,838	595	54.63	14.81%
Ford: Mercury	2	0.00%	21,356	0.00%	3,795	0.00%	2,838	504	6.70	23.42%
GMC	1,536	2.42%	48,735,445	2.97%	34,750,725	3.07%	29,519	613	54.71	13.36%
GMC: Buick	750	1.18%	16,461,640	1.00%	11,536,114	1.02%	20,950	595	54.77	15.84%
GMC: Cadillac	666	1.05%	18,808,031	1.14%	13,458,111	1.19%	27,035	602	53.85	13.81%
GMC: Chevrolet	7,009	11.04%	182,159,925	11.08%	126,353,994	11.16%	26,011	608	54.47	14.85%
GMC: Hummer	2	0.00%	52,464	0.00%	8,126	0.00%	6,663	666	10.10	12.25%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	1	0.00%	8,248	0.00%	179	0.00%	179	656	5.00	10.19%
Tesla	40	0.06%	1,672,041	0.10%	1,208,090	0.11%	34,951	666	55.33	9.29%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,038	1.64%	29,261,188	1.78%	19,915,403	1.76%	26,374	610	54.57	14.29%
BMW: Mini	85	0.13%	1,620,231	0.10%	1,006,346	0.09%	18,404	618	52.81	15.29%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,179	1.86%	34,754,755	2.11%	24,386,222	2.15%	27,075	611	54.56	14.02%
Daimler: Smart	6	0.01%	54,627	0.00%	24,547	0.00%	6,360	623	54.05	20.33%
Fiat	101	0.16%	1,751,415	0.11%	881,233	0.08%	16,456	624	48.09	14.14%
Fiat: Alfa Romeo	101	0.16%	3,249,970	0.20%	2,381,058	0.21%	27,780	626	57.26	13.47%
Fiat: Chrysler	1,187	1.87%	27,108,540	1.65%	15,721,620	1.39%	22,660	616	51.77	14.61%
Fiat: Dodge	6,464	10.18%	231,462,667	14.08%	159,114,275	14.05%	32,602	643	54.84	11.41%
Fiat: Jeep	6,669	10.51%	187,204,952	11.39%	131,970,965	11.66%	26,495	624	55.32	12.71%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	102	0.16%	2,844,937	0.17%	2,008,374	0.18%	27,463	607	54.29	13.26%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,339	2.11%	28,134,627	1.71%	19,866,968	1.75%	20,722	598	54.74	15.61%
Volkswagen: Audi	499	0.79%	13,887,250	0.85%	9,448,454	0.83%	26,001	614	54.45	13.90%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	63	0.10%	2,501,228	0.15%	1,747,507	0.15%	33,728	632	55.20	11.05%
Honda	3,422	5.39%	79,244,026	4.82%	56,273,009	4.97%	21,717	606	54.91	15.78%
Honda: Acura	413	0.65%	11,203,001	0.68%	7,933,505	0.70%	24,962	610	54.46	14.04%
Hyundai	3,140	4.95%	61,083,915	3.72%	40,977,886	3.62%	18,948	595	54.06	16.59%
Hyundai: Kia	3,321	5.23%	67,237,693	4.09%	45,627,475	4.03%	19,611	596	54.13	16.65%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	729	1.15%	15,886,979	0.97%	10,855,356	0.96%	20,861	598	54.72	15.84%
Mitsubishi	1,233	1.94%	26,575,726	1.62%	17,384,683	1.54%	20,704	594	54.52	16.54%
Nissan	7,333	11.55%	159,526,653	9.71%	106,591,633	9.41%	20,939	598	54.04	16.25%
Nissan: Infiniti	652	1.03%	19,074,659	1.16%	12,842,518	1.13%	27,030	610	54.69	14.00%
Saab	2	0.00%	23,500	0.00%	5,528	0.00%	5,528	657	37.00	12.14%
Subaru	513	0.81%	11,952,507	0.73%	8,697,705	0.77%	21,961	610	54.93	14.69%
Suzuki	3	0.00%	30,287	0.00%	10,994	0.00%	4,593	638	18.86	15.54%
Tata: Jaguar	94	0.15%	3,116,076	0.19%	2,278,166	0.20%	30,541	601	55.20	13.87%
Tata: Land Rover	221	0.35%	7,931,742	0.48%	5,694,913	0.50%	32,108	623	55.20	11.67%
Toyota	4,280	6.74%	107,002,852	6.51%	74,739,264	6.60%	24,054	603	54.72	15.14%
Toyota: Lexus	449	0.71%	13,318,215	0.81%	9,777,003	0.86%	26,807	606	54.76	14.17%
Toyota: Scion	58	0.09%	845,455	0.05%	479,865	0.04%	12,679	604	46.64	19.28%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	5,087	8.01%	135,709,147	8.26%	93,366,936	8.25%	25,425	609	54.44	14.20%
Total:	63,479	100.00%	1,643,360,237	100.00%	1,132,259,617	100.00%	25,461	613	54.56	14.29%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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