StratMaker (142043)

CarMax Auto Owner Trust 2023-1

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

0.02% / 99.98%

Total Original # of Loans

62,528

WA Loan to Value (LTV)

87.18%

Total Original Loan Amount (OLA)

$ 1,557,544,275

WA Payment to Income (PTI)

9.03%

Weighted Average (WA) OLA

$ 29,424

WA FICO (non-zero)

714

Rep. Period Beginning Loan Amount

$ 1,256,423,252

WA Remaining Term (RT)

59.94

Rep. Period Ending Loan Amount (ELA)

$ 1,233,933,260

WA Original APR

9.08%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

62,528

Total Original Loan Amount (OLA)

$ 1,557,544,275

Weighted Average (WA) OLA

$ 29,424

Rep. Period Beginning Loan Amount

$ 1,256,423,252

Rep. Period Ending Loan Amount (ELA)

$ 1,233,933,260

As % of Reporting Period ELA:

New % / Used %

0.02% / 99.98%

WA Loan to Value (LTV)

87.18%

WA Payment to Income (PTI)

9.03%

WA FICO (non-zero)

714

WA Remaining Term (RT)

59.94

WA Original APR

9.08%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	157	0.25%	619,200	0.04%	503,335	0.04%	3,651	685	48.27	5.58%
$5,000 - $9,999	1,660	2.65%	13,582,173	0.87%	8,423,000	0.68%	7,047	715	49.26	5.94%
$10,000 - $14,999	7,480	11.96%	96,974,036	6.23%	53,266,610	4.32%	10,595	700	49.01	7.67%
$15,000 - $19,999	13,593	21.74%	238,742,854	15.33%	155,173,094	12.58%	15,182	698	53.53	9.00%
$20,000 - $24,999	13,176	21.07%	295,431,700	18.97%	223,448,983	18.11%	20,320	714	58.25	9.19%
$25,000 - $29,999	10,301	16.47%	281,712,895	18.09%	230,929,532	18.71%	25,275	711	60.70	9.38%
$30,000 - $39,999	10,838	17.33%	369,137,568	23.70%	321,778,899	26.08%	32,281	712	62.86	9.33%
$40,000 - $49,999	3,472	5.55%	153,396,845	9.85%	140,653,412	11.40%	42,280	710	64.47	9.33%
$50,000 - $59,999	1,197	1.91%	64,778,928	4.16%	60,662,205	4.92%	52,183	711	64.14	9.06%
$60,000 - $69,999	490	0.78%	31,226,860	2.00%	29,536,451	2.39%	61,032	737	63.32	7.51%
$70,000 - $79,999	164	0.26%	11,941,216	0.77%	9,557,739	0.77%	61,362	795	54.10	4.39%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	62,528	100.00%	1,557,544,275	100.00%	1,233,933,260	100.00%	28,565	711	59.94	9.08%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	11,077	17.72%	186,934,860	12.00%	30,552,032	2.48%	3,298	710	12.82	7.43%
$5,000 - $9,999	7,283	11.65%	147,868,762	9.49%	51,545,948	4.18%	7,366	696	26.03	8.56%
$10,000 - $14,999	5,000	8.00%	84,966,222	5.46%	63,644,037	5.16%	12,896	701	52.05	7.88%
$15,000 - $19,999	8,776	14.04%	165,613,709	10.63%	154,779,370	12.54%	17,752	706	59.76	8.85%
$20,000 - $24,999	9,653	15.44%	227,565,880	14.61%	217,200,629	17.60%	22,593	716	62.26	9.21%
$25,000 - $29,999	7,911	12.65%	225,721,612	14.49%	216,511,716	17.55%	27,444	712	63.65	9.44%
$30,000 - $39,999	8,508	13.61%	300,894,115	19.32%	290,017,836	23.50%	34,319	711	64.82	9.43%
$40,000 - $49,999	2,842	4.55%	129,915,734	8.34%	125,481,806	10.17%	44,334	708	65.42	9.50%
$50,000 - $59,999	1,097	1.75%	62,605,380	4.02%	59,911,396	4.86%	54,779	718	63.80	8.67%
$60,000 - $69,999	381	0.61%	25,458,001	1.63%	24,288,491	1.97%	63,873	744	63.12	7.23%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	62,528	100.00%	1,557,544,275	100.00%	1,233,933,260	100.00%	28,565	711	59.94	9.08%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	62,528	100.00%	1,557,544,275	100.00%	1,233,933,260	100.00%	28,565	711	59.94	9.08%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,528	100.00%	1,557,544,275	100.00%	1,233,933,260	100.00%	28,565	711	59.94	9.08%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	82	0.13%	2,764,248	0.18%	2,197,792	0.18%	37,796	797	49.01	2.22%
2.50 - 4.99%	16,861	26.97%	403,679,275	25.92%	304,449,764	24.67%	27,929	802	57.26	4.05%
5.00 - 7.49%	11,911	19.05%	284,543,753	18.27%	205,044,978	16.62%	27,673	758	57.99	6.43%
7.50 - 9.99%	11,062	17.69%	274,658,103	17.63%	204,370,457	16.56%	28,335	703	58.80	8.96%
10.00 - 12.49%	11,811	18.89%	314,762,080	20.21%	270,808,341	21.95%	29,875	667	62.65	11.56%
12.50 - 14.99%	6,434	10.29%	167,021,714	10.72%	145,572,700	11.80%	29,351	631	63.00	13.94%
15.00 - 17.49%	4,367	6.98%	110,115,102	7.07%	101,489,227	8.22%	27,919	586	62.84	16.37%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,528	100.00%	1,557,544,275	100.00%	1,233,933,260	100.00%	28,565	711	59.94	9.08%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	9	0.01%	187,539	0.01%	124,276	0.01%	29,250	489	51.72	13.41%
500 - 549	703	1.12%	17,840,928	1.15%	14,508,658	1.18%	30,044	538	61.31	14.37%
550 - 599	4,078	6.52%	102,364,806	6.57%	84,308,303	6.83%	28,810	580	61.01	13.92%
600 - 649	9,947	15.91%	250,443,841	16.08%	199,628,161	16.18%	28,657	627	60.61	12.89%
650 - 699	12,836	20.53%	320,844,888	20.60%	254,043,444	20.59%	28,691	675	60.64	10.97%
700 - 749	12,072	19.31%	294,455,223	18.91%	230,749,063	18.70%	27,873	724	60.05	8.75%
750 - 799	11,282	18.04%	280,979,097	18.04%	222,302,091	18.02%	28,613	774	59.45	5.98%
800+	11,055	17.68%	282,726,916	18.15%	222,243,262	18.01%	29,200	832	58.58	4.58%
NA	546	0.87%	7,701,035	0.49%	6,026,002	0.49%	14,516	0	54.01	15.82%
Total:	62,528	100.00%	1,557,544,275	100.00%	1,233,933,260	100.00%	28,565	711	59.94	9.08%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	25	0.04%	277,596	0.02%	227,193	0.02%	12,627	745	21.21	5.98%
25 - 36	229	0.37%	3,680,872	0.24%	3,188,459	0.26%	19,920	765	32.54	5.32%
37 - 48	880	1.41%	14,793,312	0.95%	13,312,429	1.08%	19,562	738	42.54	6.51%
49 - 60	12,297	19.67%	281,040,839	18.04%	214,457,974	17.38%	27,224	732	54.41	7.24%
61 - 72	36,979	59.14%	917,796,804	58.93%	731,854,977	59.31%	28,238	710	60.50	9.27%
73+	12,118	19.38%	339,954,852	21.83%	270,892,229	21.95%	31,067	695	64.02	10.20%
Total:	62,528	100.00%	1,557,544,275	100.00%	1,233,933,260	100.00%	28,565	711	59.94	9.08%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	-	-	-	-	-	-	-	-	-	-
1 - 12	7,802	12.48%	145,273,143	9.33%	19,244,332	1.56%	3,203	711	8.02	7.18%
13 - 24	9,569	15.30%	199,276,460	12.79%	59,500,819	4.82%	7,376	689	18.10	9.34%
25 - 36	455	0.73%	7,804,762	0.50%	6,362,095	0.52%	20,398	762	32.96	5.21%
37 - 48	1,816	2.90%	35,163,426	2.26%	29,892,218	2.42%	22,044	738	45.16	6.29%
49 - 60	17,809	28.48%	442,503,083	28.41%	414,454,759	33.59%	27,993	729	57.13	7.45%
61 - 72	25,077	40.11%	727,523,400	46.71%	704,479,037	57.09%	31,735	700	67.42	10.23%
73+	-	-	-	-	-	-	-	-	-	-
Total:	62,528	100.00%	1,557,544,275	100.00%	1,233,933,260	100.00%	28,565	711	59.94	9.08%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	57,608	92.13%	1,429,711,696	91.79%	1,137,170,050	92.16%	28,500	717	60.11	8.82%
1 - 15	3,717	5.94%	96,276,412	6.18%	72,790,998	5.90%	29,400	648	58.01	11.89%
16 - 30	1,203	1.92%	31,556,167	2.03%	23,972,212	1.94%	29,147	624	57.59	12.86%
31 - 60	-	-	-	-	-	-	-	-	-	-
61 - 90	-	-	-	-	-	-	-	-	-	-
91 - 120	-	-	-	-	-	-	-	-	-	-
121+	-	-	-	-	-	-	-	-	-	-
Total:	62,528	100.00%	1,557,544,275	100.00%	1,233,933,260	100.00%	28,565	711	59.94	9.08%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	62,528	100.00%	1,557,544,275	100.00%	1,233,933,260	100.00%	28,565	711	59.94	9.08%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,528	100.00%	1,557,544,275	100.00%	1,233,933,260	100.00%	28,565	711	59.94	9.08%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	62,166	99.42%	1,549,979,518	99.51%	1,227,284,275	99.46%	28,561	712	59.94	9.06%
Stated, verified but not Level 4 or 5	362	0.58%	7,564,756	0.49%	6,648,985	0.54%	29,323	438	60.31	13.40%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,528	100.00%	1,557,544,275	100.00%	1,233,933,260	100.00%	28,565	711	59.94	9.08%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	20,624	32.98%	452,755,824	29.07%	337,669,132	27.37%	25,356	747	57.87	6.69%
5.00 - 9.99%	24,078	38.51%	615,363,784	39.51%	488,057,736	39.55%	28,899	711	60.13	8.96%
10.00 - 14.99%	10,756	17.20%	286,011,621	18.36%	234,035,844	18.97%	29,768	685	60.84	10.81%
15.00 - 19.99%	4,266	6.82%	119,389,214	7.67%	101,571,545	8.23%	31,228	674	62.03	11.65%
20.00 - 24.99%	1,734	2.77%	50,753,042	3.26%	43,821,034	3.55%	32,645	672	62.49	12.10%
25.00 - 29.99%	684	1.09%	20,812,243	1.34%	18,020,692	1.46%	34,340	666	62.63	12.10%
30.00 - 39.99%	288	0.46%	9,139,622	0.59%	7,954,693	0.64%	36,158	689	62.61	10.80%
40.00 - 49.99%	67	0.11%	2,113,428	0.14%	1,755,100	0.14%	35,579	728	61.18	9.37%
50.00 - 59.99%	17	0.03%	648,336	0.04%	595,842	0.05%	41,585	729	60.35	9.31%
60.00 - 69.99%	9	0.01%	320,092	0.02%	240,077	0.02%	33,215	689	65.18	11.15%
70.00 - 79.99%	2	0.00%	117,234	0.01%	115,372	0.01%	59,806	767	61.02	8.48%
80.00 - 89.99%	1	0.00%	37,641	0.00%	15,405	0.00%	15,405	657	58.00	11.45%
90.00 - 99.99%	2	0.00%	82,193	0.01%	80,787	0.01%	40,407	697	64.62	9.74%
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,528	100.00%	1,557,544,275	100.00%	1,233,933,260	100.00%	28,565	711	59.94	9.08%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	323	0.52%	1,906,345	0.12%	1,654,707	0.13%	6,376	732	52.50	4.71%
25.00 - 49.99%	2,597	4.15%	32,929,262	2.11%	28,398,477	2.30%	14,000	751	55.89	4.92%
50.00 - 74.99%	8,533	13.65%	169,275,633	10.87%	141,737,093	11.49%	22,090	750	58.69	5.71%
75.00 - 99.99%	22,080	35.31%	566,340,795	36.36%	460,338,935	37.31%	28,947	723	60.49	8.08%
100.00 - 109.99%	15,095	24.14%	423,165,057	27.17%	340,274,457	27.58%	31,577	694	61.20	10.38%
110.00 - 119.99%	10,079	16.12%	273,459,228	17.56%	205,985,096	16.69%	30,166	686	59.75	11.33%
120.00 - 129.99%	3,086	4.94%	72,264,058	4.64%	45,205,437	3.66%	25,347	680	54.28	11.98%
130.00 - 139.99%	601	0.96%	14,947,992	0.96%	8,729,205	0.71%	27,578	680	52.86	12.06%
140.00%+	134	0.21%	3,255,906	0.21%	1,609,854	0.13%	23,490	688	47.47	11.60%
Total:	62,528	100.00%	1,557,544,275	100.00%	1,233,933,260	100.00%	28,565	711	59.94	9.08%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	976	1.56%	24,793,605	1.59%	19,922,309	1.61%	28,761	697	60.62	10.24%
Alaska	11	0.02%	335,575	0.02%	294,150	0.02%	33,356	702	62.86	9.90%
Arizona	936	1.50%	23,624,768	1.52%	19,462,629	1.58%	29,631	718	60.43	8.50%
Arkansas	86	0.14%	2,298,823	0.15%	1,944,377	0.16%	30,511	712	59.72	9.09%
California	10,197	16.31%	257,821,790	16.55%	203,065,150	16.46%	30,156	715	59.54	8.70%
Colorado	1,638	2.62%	41,108,100	2.64%	33,700,601	2.73%	28,997	729	60.33	8.08%
Connecticut	535	0.86%	12,810,012	0.82%	9,573,979	0.78%	26,482	712	58.90	9.02%
Delaware	387	0.62%	8,810,150	0.57%	6,620,947	0.54%	24,097	694	57.48	9.20%
Florida	4,832	7.73%	124,876,345	8.02%	101,047,177	8.19%	30,024	695	61.23	9.84%
Georgia	3,955	6.33%	99,498,532	6.39%	80,405,785	6.52%	28,403	693	60.89	10.29%
Hawaii	9	0.01%	156,160	0.01%	85,148	0.01%	20,986	693	49.44	8.12%
Idaho	186	0.30%	4,201,288	0.27%	3,565,658	0.29%	26,331	729	61.18	8.48%
Illinois	3,280	5.25%	77,964,846	5.01%	57,980,512	4.70%	26,192	721	58.84	8.60%
Indiana	1,048	1.68%	25,605,275	1.64%	20,055,614	1.63%	27,615	721	59.65	8.46%
Iowa	245	0.39%	5,752,384	0.37%	4,465,836	0.36%	26,346	725	58.80	8.30%
Kansas	829	1.33%	19,576,472	1.26%	15,208,737	1.23%	25,809	729	58.91	8.10%
Kentucky	748	1.20%	17,456,951	1.12%	13,946,313	1.13%	25,919	723	59.63	8.27%
Louisiana	785	1.26%	21,105,410	1.36%	18,475,853	1.50%	30,617	691	62.41	10.14%
Maine	129	0.21%	3,348,947	0.22%	2,854,555	0.23%	29,564	728	61.37	7.82%
Maryland	2,528	4.04%	61,889,303	3.97%	45,721,599	3.71%	28,171	711	59.23	9.32%
Massachusetts	636	1.02%	14,935,672	0.96%	11,518,288	0.93%	26,716	727	58.99	8.03%
Michigan	58	0.09%	1,224,626	0.08%	690,649	0.06%	22,016	703	49.45	8.38%
Minnesota	276	0.44%	6,634,599	0.43%	4,996,713	0.40%	27,319	716	58.83	9.11%
Mississippi	637	1.02%	16,687,553	1.07%	13,627,032	1.10%	29,283	690	61.02	10.71%
Missouri	1,026	1.64%	23,176,636	1.49%	16,663,882	1.35%	23,414	720	53.87	8.11%
Montana	24	0.04%	621,986	0.04%	476,796	0.04%	32,305	710	57.49	8.31%
Nebraska	226	0.36%	5,285,283	0.34%	3,917,761	0.32%	26,608	747	58.74	7.65%
Nevada	1,661	2.66%	42,698,082	2.74%	34,300,074	2.78%	29,477	712	60.07	8.81%
New Hampshire	95	0.15%	2,173,358	0.14%	1,653,410	0.13%	25,170	725	58.61	7.81%
New Jersey	581	0.93%	14,597,395	0.94%	11,733,633	0.95%	29,034	717	61.16	8.67%
New Mexico	497	0.79%	12,599,171	0.81%	10,504,110	0.85%	29,071	718	60.16	8.79%
New York	-	-	-	-	-	-	-	-	-	-
North Carolina	3,121	4.99%	74,836,770	4.80%	59,000,476	4.78%	27,346	711	60.01	9.26%
North Dakota	5	0.01%	105,160	0.01%	37,913	0.00%	10,541	708	32.04	9.17%
Ohio	1,034	1.65%	25,557,325	1.64%	19,704,214	1.60%	28,067	711	59.89	9.08%
Oklahoma	528	0.84%	13,064,622	0.84%	10,858,747	0.88%	28,530	711	60.93	9.19%
Oregon	520	0.83%	11,837,400	0.76%	9,675,292	0.78%	26,789	719	59.27	8.51%
Pennsylvania	830	1.33%	19,602,240	1.26%	14,958,032	1.21%	26,812	710	58.81	8.84%
Rhode Island	179	0.29%	4,280,548	0.27%	3,472,818	0.28%	27,540	726	60.74	8.76%
South Carolina	1,712	2.74%	40,379,597	2.59%	32,010,123	2.59%	26,838	708	59.90	9.40%
South Dakota	12	0.02%	265,084	0.02%	223,815	0.02%	25,267	683	58.29	9.43%
Tennessee	3,208	5.13%	80,693,091	5.18%	65,892,388	5.34%	27,901	716	60.06	8.91%
Texas	6,952	11.12%	181,265,750	11.64%	145,790,602	11.82%	29,653	702	60.47	9.45%
Utah	301	0.48%	7,727,966	0.50%	6,507,677	0.53%	30,027	735	60.63	7.41%
Vermont	8	0.01%	161,016	0.01%	104,629	0.01%	19,713	699	52.61	10.21%
Virginia	3,168	5.07%	77,635,086	4.98%	59,788,686	4.85%	27,640	724	59.31	8.62%
Washington	1,058	1.69%	26,499,460	1.70%	22,226,354	1.80%	28,790	718	59.97	8.77%
West Virginia	89	0.14%	2,337,091	0.15%	1,944,536	0.16%	30,980	719	59.80	8.98%
Wisconsin	603	0.96%	14,046,389	0.90%	10,681,232	0.87%	25,724	726	59.81	8.53%
Wyoming	30	0.05%	732,493	0.05%	518,614	0.04%	23,393	702	54.93	8.48%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	113	0.18%	2,848,090	0.18%	2,057,833	0.17%	27,399	702	58.85	9.61%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	62,528	100.00%	1,557,544,275	100.00%	1,233,933,260	100.00%	28,565	711	59.94	9.08%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	42	0.07%	984,930	0.06%	244,867	0.02%	16,347	753	22.91	5.72%
Used	62,486	99.93%	1,556,559,345	99.94%	1,233,688,393	99.98%	28,568	711	59.95	9.08%
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,528	100.00%	1,557,544,275	100.00%	1,233,933,260	100.00%	28,565	711	59.94	9.08%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	24,476	39.14%	518,388,637	33.28%	386,810,402	31.35%	24,276	695	58.58	9.86%
Truck	5,785	9.25%	183,546,297	11.78%	148,687,892	12.05%	34,280	726	60.40	8.45%
SUV	26,342	42.13%	692,690,799	44.47%	552,711,311	44.79%	29,311	717	60.28	8.75%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	1,893	3.03%	47,433,677	3.05%	34,979,471	2.83%	27,901	732	58.08	8.01%
Unknown	4,032	6.45%	115,484,866	7.41%	110,744,183	8.97%	32,361	712	62.98	9.23%
Total:	62,528	100.00%	1,557,544,275	100.00%	1,233,933,260	100.00%	28,565	711	59.94	9.08%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	5,879	9.40%	146,056,437	9.38%	112,937,772	9.15%	28,402	713	59.02	9.06%
Ford: Lincoln	384	0.61%	10,881,196	0.70%	8,619,023	0.70%	31,647	721	59.22	8.46%
Ford: Mercury	8	0.01%	119,269	0.01%	73,955	0.01%	16,537	737	48.67	8.47%
GMC	1,397	2.23%	41,689,763	2.68%	31,303,927	2.54%	32,865	715	58.87	8.96%
GMC: Buick	762	1.22%	16,115,249	1.03%	10,817,550	0.88%	21,151	704	56.59	9.41%
GMC: Cadillac	743	1.19%	22,410,498	1.44%	17,431,777	1.41%	32,100	708	59.22	9.30%
GMC: Chevrolet	5,100	8.16%	130,560,499	8.38%	100,600,924	8.15%	29,387	700	59.63	9.73%
GMC: Hummer	3	0.00%	72,554	0.00%	17,356	0.00%	5,788	683	12.36	9.95%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	3	0.00%	41,156	0.00%	9,667	0.00%	4,477	694	10.28	12.44%
GMC: Saturn	4	0.01%	53,537	0.00%	13,030	0.00%	3,332	652	12.36	9.68%
Tesla	420	0.67%	21,882,870	1.40%	20,838,288	1.69%	52,256	729	63.96	7.56%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,870	2.99%	58,519,329	3.76%	48,241,935	3.91%	34,764	710	60.60	9.06%
BMW: Mini	445	0.71%	8,868,458	0.57%	7,076,461	0.57%	21,344	711	58.65	8.68%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,776	2.84%	56,509,739	3.63%	46,443,443	3.76%	34,483	703	61.07	9.44%
Daimler: Smart	41	0.07%	478,420	0.03%	264,918	0.02%	12,867	595	49.29	11.70%
Fiat	227	0.36%	3,671,874	0.24%	2,501,827	0.20%	16,935	684	54.72	9.10%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	819	1.31%	18,986,884	1.22%	12,936,333	1.05%	24,440	709	56.45	9.11%
Fiat: Dodge	2,914	4.66%	86,601,916	5.56%	69,016,877	5.59%	33,585	701	60.81	9.70%
Fiat: Jeep	3,789	6.06%	96,008,399	6.16%	75,885,133	6.15%	27,812	711	60.27	9.07%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	496	0.79%	14,011,186	0.90%	12,379,921	1.00%	30,877	739	61.59	7.25%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,884	3.01%	42,102,356	2.70%	36,621,046	2.97%	24,899	699	62.04	9.47%
Volkswagen: Audi	1,152	1.84%	35,578,352	2.28%	29,939,656	2.43%	32,824	722	60.99	8.53%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	201	0.32%	9,589,252	0.62%	8,375,582	0.68%	47,984	740	59.79	7.24%
Honda	5,138	8.22%	114,547,748	7.35%	91,939,316	7.45%	24,335	715	60.07	8.96%
Honda: Acura	776	1.24%	19,236,067	1.24%	13,643,320	1.11%	26,046	715	57.96	8.98%
Hyundai	3,388	5.42%	66,808,171	4.29%	51,442,574	4.17%	22,158	695	59.28	9.72%
Hyundai: Kia	2,598	4.15%	53,812,970	3.45%	41,205,476	3.34%	23,368	695	59.51	9.80%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,536	2.46%	32,013,479	2.06%	25,975,640	2.11%	22,748	718	60.35	8.60%
Mitsubishi	492	0.79%	9,565,371	0.61%	7,866,622	0.64%	21,410	678	61.97	10.43%
Nissan	5,445	8.71%	109,101,168	7.00%	78,165,241	6.33%	21,535	696	57.76	9.89%
Nissan: Infiniti	1,005	1.61%	27,831,414	1.79%	20,568,133	1.67%	28,201	702	59.07	9.91%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	1,972	3.15%	45,936,347	2.95%	39,556,367	3.21%	24,797	736	61.05	7.79%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	235	0.38%	8,339,142	0.54%	7,219,541	0.59%	37,034	711	62.48	9.32%
Tata: Land Rover	471	0.75%	19,663,824	1.26%	17,194,083	1.39%	44,286	708	63.00	9.07%
Toyota	7,229	11.56%	175,478,387	11.27%	144,413,395	11.70%	27,429	723	60.36	8.47%
Toyota: Lexus	1,778	2.84%	51,987,874	3.34%	40,931,282	3.32%	31,564	728	59.54	8.20%
Toyota: Scion	148	0.24%	2,413,116	0.15%	1,465,867	0.12%	16,162	672	50.78	10.74%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	62,528	100.00%	1,557,544,275	100.00%	1,233,933,260	100.00%	28,565	711	59.94	9.08%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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