StratMaker (142148)

Carvana Auto Receivables Trust 2022-P2

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

0.00% / 100.00%

Total Original # of Loans

24,853

WA Loan to Value (LTV)

82.67%

Total Original Loan Amount (OLA)

$ 605,934,453

WA Payment to Income (PTI)

8.76%

Weighted Average (WA) OLA

$ 28,413

WA FICO (non-zero)

702

Rep. Period Beginning Loan Amount

$ 481,994,301

WA Remaining Term (RT)

62.61

Rep. Period Ending Loan Amount (ELA)

$ 469,412,561

WA Original APR

9.12%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

24,853

Total Original Loan Amount (OLA)

$ 605,934,453

Weighted Average (WA) OLA

$ 28,413

Rep. Period Beginning Loan Amount

$ 481,994,301

Rep. Period Ending Loan Amount (ELA)

$ 469,412,561

As % of Reporting Period ELA:

New % / Used %

0.00% / 100.00%

WA Loan to Value (LTV)

82.67%

WA Payment to Income (PTI)

8.76%

WA FICO (non-zero)

702

WA Remaining Term (RT)

62.61

WA Original APR

9.12%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	147	0.59%	550,507	0.09%	298,553	0.06%	3,251	736	44.83	5.55%
$5,000 - $9,999	777	3.13%	6,204,065	1.02%	4,390,141	0.94%	7,099	725	54.44	7.72%
$10,000 - $14,999	2,337	9.40%	30,361,308	5.01%	23,970,177	5.11%	11,702	710	59.59	9.79%
$15,000 - $19,999	5,721	23.02%	101,499,802	16.75%	81,997,935	17.47%	16,121	695	61.97	10.34%
$20,000 - $24,999	6,121	24.63%	137,099,128	22.63%	109,247,061	23.27%	20,313	697	62.70	9.64%
$25,000 - $29,999	4,179	16.81%	114,118,934	18.83%	88,729,443	18.90%	24,725	699	63.00	9.21%
$30,000 - $39,999	3,714	14.94%	127,044,103	20.97%	95,329,414	20.31%	31,026	705	63.30	8.46%
$40,000 - $49,999	1,301	5.23%	57,235,142	9.45%	41,819,139	8.91%	39,693	713	63.38	7.60%
$50,000 - $59,999	399	1.61%	21,582,860	3.56%	15,500,234	3.30%	48,625	719	63.47	7.15%
$60,000 - $69,999	132	0.53%	8,442,741	1.39%	6,703,423	1.43%	57,922	708	63.63	7.23%
$70,000 - $79,999	25	0.10%	1,795,862	0.30%	1,427,039	0.30%	64,887	721	63.96	6.81%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	24,853	100.00%	605,934,453	100.00%	469,412,561	100.00%	25,350	702	62.61	9.12%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3,473	13.97%	84,966,588	14.02%	1,029,126	0.22%	3,643	737	45.33	6.87%
$5,000 - $9,999	981	3.95%	10,169,960	1.68%	7,795,259	1.66%	8,185	729	54.67	7.90%
$10,000 - $14,999	3,024	12.17%	44,348,157	7.32%	39,151,420	8.34%	13,095	709	60.30	9.90%
$15,000 - $19,999	6,265	25.21%	122,066,044	20.15%	109,995,374	23.43%	17,670	697	62.30	10.02%
$20,000 - $24,999	5,065	20.38%	124,891,810	20.61%	113,061,360	24.09%	22,415	698	62.98	9.46%
$25,000 - $29,999	2,811	11.31%	84,630,264	13.97%	76,570,378	16.31%	27,313	700	63.20	9.00%
$30,000 - $39,999	2,351	9.46%	88,787,853	14.65%	80,206,739	17.09%	34,344	706	63.46	8.19%
$40,000 - $49,999	643	2.59%	31,203,213	5.15%	28,166,885	6.00%	43,976	714	63.72	7.41%
$50,000 - $59,999	189	0.76%	11,321,397	1.87%	10,222,645	2.18%	54,226	709	63.67	7.50%
$60,000 - $69,999	51	0.21%	3,549,166	0.59%	3,213,376	0.68%	63,068	711	64.17	7.21%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	24,853	100.00%	605,934,453	100.00%	469,412,561	100.00%	25,350	702	62.61	9.12%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	24,853	100.00%	605,934,453	100.00%	469,412,561	100.00%	25,350	702	62.61	9.12%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	24,853	100.00%	605,934,453	100.00%	469,412,561	100.00%	25,350	702	62.61	9.12%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	1,621	6.52%	37,691,492	6.22%	28,714,728	6.12%	28,533	790	59.44	4.37%
5.00 - 7.49%	7,333	29.51%	191,413,226	31.59%	144,225,789	30.72%	27,236	756	62.07	6.39%
7.50 - 9.99%	6,871	27.65%	173,010,488	28.55%	136,265,762	29.03%	25,754	695	63.13	8.63%
10.00 - 12.49%	4,518	18.18%	107,734,269	17.78%	84,547,001	18.01%	23,951	657	63.24	11.18%
12.50 - 14.99%	2,725	10.96%	60,433,770	9.97%	47,710,622	10.16%	22,158	634	63.18	13.57%
15.00 - 17.49%	1,314	5.29%	27,207,752	4.49%	21,474,987	4.57%	20,699	616	63.25	16.01%
17.50 - 19.99%	378	1.52%	6,967,432	1.15%	5,361,990	1.14%	18,458	606	62.94	18.46%
20.00 - 22.49%	77	0.31%	1,227,806	0.20%	922,670	0.20%	15,601	609	62.85	20.91%
22.50 - 24.99%	15	0.06%	236,458	0.04%	189,012	0.04%	14,937	602	63.29	23.66%
25.00 - 27.49%	1	0.00%	11,760	0.00%	0	0.00%	0	0	0.00	0.00%
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	24,853	100.00%	605,934,453	100.00%	469,412,561	100.00%	25,350	702	62.61	9.12%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	-	-	-	-	-	-	-	-	-	-
550 - 599	1,340	5.39%	30,720,386	5.07%	23,530,373	5.01%	23,418	588	63.34	14.65%
600 - 649	5,026	20.22%	120,654,935	19.91%	95,544,271	20.35%	24,749	628	63.20	12.02%
650 - 699	6,403	25.76%	159,219,820	26.28%	126,439,245	26.94%	25,524	674	63.13	9.53%
700 - 749	5,191	20.89%	130,138,149	21.48%	101,026,167	21.52%	26,084	723	62.75	7.82%
750 - 799	3,742	15.06%	92,720,671	15.30%	70,261,705	14.97%	26,120	774	61.92	6.50%
800+	2,934	11.81%	69,481,618	11.47%	50,391,559	10.74%	24,895	826	60.56	5.90%
NA	217	0.87%	2,998,874	0.49%	2,219,242	0.47%	14,404	0	61.09	17.77%
Total:	24,853	100.00%	605,934,453	100.00%	469,412,561	100.00%	25,350	702	62.61	9.12%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	139	0.56%	1,251,133	0.21%	536,197	0.11%	8,175	770	14.05	5.85%
25 - 36	316	1.27%	4,516,744	0.75%	2,771,340	0.59%	15,486	755	27.04	6.29%
37 - 48	512	2.06%	8,811,987	1.45%	6,181,348	1.32%	17,924	756	38.54	7.00%
49 - 60	814	3.28%	16,826,751	2.78%	12,625,226	2.69%	20,992	759	50.90	6.83%
61 - 72	21,031	84.62%	514,760,643	84.95%	400,030,774	85.22%	25,120	699	63.17	9.32%
73+	2,041	8.21%	59,767,195	9.86%	47,267,676	10.07%	30,207	704	66.74	8.57%
Total:	24,853	100.00%	605,934,453	100.00%	469,412,561	100.00%	25,350	702	62.61	9.12%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	3,128	12.59%	81,276,897	13.41%	0	0.00%	0	0	0.00	0.00%
1 - 12	39	0.16%	281,663	0.05%	87,002	0.02%	3,196	771	4.45	4.90%
13 - 24	101	0.41%	1,065,405	0.18%	682,878	0.15%	9,511	763	17.21	6.25%
25 - 36	287	1.15%	4,513,045	0.74%	3,415,852	0.73%	16,380	751	28.70	6.59%
37 - 48	464	1.87%	8,156,000	1.35%	6,733,792	1.43%	18,563	759	40.70	6.83%
49 - 60	1,857	7.47%	39,830,475	6.57%	34,743,317	7.40%	22,173	726	56.52	8.18%
61 - 72	18,977	76.36%	470,810,969	77.70%	423,749,720	90.27%	25,821	699	63.81	9.26%
73+	-	-	-	-	-	-	-	-	-	-
Total:	24,853	100.00%	605,934,453	100.00%	469,412,561	100.00%	25,350	702	62.61	9.12%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	23,436	94.30%	571,039,334	94.24%	437,728,403	93.25%	25,347	706	62.57	8.93%
1 - 15	873	3.51%	21,743,724	3.59%	19,915,425	4.24%	25,720	651	63.11	11.64%
16 - 30	247	0.99%	6,077,334	1.00%	5,555,834	1.18%	25,735	654	63.17	11.60%
31 - 60	218	0.88%	5,240,910	0.86%	4,765,132	1.02%	24,606	652	63.29	12.11%
61 - 90	56	0.23%	1,288,206	0.21%	1,023,489	0.22%	21,914	646	63.64	12.12%
91 - 120	23	0.09%	544,945	0.09%	424,279	0.09%	22,876	672	63.35	11.46%
121+	-	-	-	-	-	-	-	-	-	-
Total:	24,853	100.00%	605,934,453	100.00%	469,412,561	100.00%	25,350	702	62.61	9.12%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	24,853	100.00%	605,934,453	100.00%	469,412,561	100.00%	25,350	702	62.61	9.12%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	24,853	100.00%	605,934,453	100.00%	469,412,561	100.00%	25,350	702	62.61	9.12%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	13	0.05%	153,985	0.03%	125,799	0.03%	15,318	681	62.76	10.07%
Stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, verified but not Level 4 or 5	24,840	99.95%	605,780,468	99.97%	469,286,762	99.97%	25,353	702	62.61	9.12%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	24,853	100.00%	605,934,453	100.00%	469,412,561	100.00%	25,350	702	62.61	9.12%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	5,954	23.96%	129,836,608	21.43%	96,994,765	20.66%	24,361	725	61.73	7.76%
5.00 - 9.99%	10,369	41.72%	259,634,576	42.85%	200,234,836	42.66%	25,580	702	62.68	9.03%
10.00 - 14.99%	6,449	25.95%	166,121,998	27.42%	130,928,620	27.89%	25,991	690	62.94	9.77%
15.00 - 19.99%	2,028	8.16%	49,143,718	8.11%	40,417,697	8.61%	24,547	688	63.25	10.68%
20.00 - 24.99%	35	0.14%	884,273	0.15%	622,300	0.13%	23,710	670	63.52	12.04%
25.00 - 29.99%	3	0.01%	84,995	0.01%	21,586	0.00%	21,586	774	64.00	8.51%
30.00 - 39.99%	1	0.00%	54,648	0.01%	48,968	0.01%	48,968	722	63.00	6.62%
40.00 - 49.99%	1	0.00%	19,652	0.00%	17,990	0.00%	17,990	713	64.00	9.82%
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	13	0.05%	153,985	0.03%	125,799	0.03%	15,318	681	62.76	10.07%
Total:	24,853	100.00%	605,934,453	100.00%	469,412,561	100.00%	25,350	702	62.61	9.12%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	251	1.01%	1,384,853	0.23%	799,202	0.17%	5,626	746	46.40	4.83%
25.00 - 49.99%	1,459	5.87%	18,293,188	3.02%	13,131,127	2.80%	12,766	740	56.66	6.65%
50.00 - 74.99%	3,947	15.88%	79,416,043	13.11%	59,231,863	12.62%	20,696	728	60.89	8.00%
75.00 - 99.99%	10,169	40.92%	277,059,743	45.72%	212,147,656	45.19%	28,183	705	62.86	8.98%
100.00 - 109.99%	7,060	28.41%	181,937,709	30.03%	144,349,265	30.75%	25,040	691	63.30	9.69%
110.00 - 119.99%	1,810	7.28%	44,077,160	7.27%	36,672,917	7.81%	22,911	680	63.58	10.36%
120.00 - 129.99%	147	0.59%	3,536,791	0.58%	2,894,939	0.62%	22,124	677	63.72	10.71%
130.00 - 139.99%	10	0.04%	228,966	0.04%	185,592	0.04%	21,345	677	63.96	10.42%
140.00%+	-	-	-	-	-	-	-	-	-	-
Total:	24,853	100.00%	605,934,453	100.00%	469,412,561	100.00%	25,350	702	62.61	9.12%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	449	1.81%	10,556,751	1.74%	8,183,544	1.74%	24,036	696	62.38	10.38%
Alaska	6	0.02%	149,436	0.02%	138,253	0.03%	23,802	648	64.43	10.00%
Arizona	1,355	5.45%	34,070,095	5.62%	25,531,483	5.44%	26,308	704	62.84	8.54%
Arkansas	273	1.10%	6,181,235	1.02%	4,720,532	1.01%	23,125	703	62.43	9.94%
California	2,163	8.70%	55,852,358	9.22%	42,575,196	9.07%	26,740	706	62.75	8.44%
Colorado	528	2.12%	12,943,467	2.14%	9,879,131	2.10%	25,438	705	62.23	9.26%
Connecticut	413	1.66%	10,014,287	1.65%	8,252,093	1.76%	25,153	690	62.61	8.87%
Delaware	116	0.47%	2,711,696	0.45%	2,275,438	0.48%	23,748	691	63.02	10.05%
Florida	1,693	6.81%	42,483,474	7.01%	31,499,894	6.71%	26,124	699	62.70	9.62%
Georgia	1,369	5.51%	33,248,941	5.49%	25,888,583	5.52%	25,184	701	62.57	9.28%
Hawaii	1	0.00%	24,057	0.00%	21,770	0.00%	21,770	647	60.00	10.62%
Idaho	64	0.26%	1,509,890	0.25%	1,133,717	0.24%	24,395	697	61.91	9.39%
Illinois	830	3.34%	19,830,669	3.27%	15,907,823	3.39%	24,848	704	62.46	9.36%
Indiana	564	2.27%	13,329,015	2.20%	10,454,436	2.23%	24,425	709	62.56	9.96%
Iowa	111	0.45%	2,661,288	0.44%	2,089,704	0.45%	24,344	699	62.53	8.78%
Kansas	198	0.80%	4,631,681	0.76%	3,637,403	0.77%	23,651	704	62.05	8.93%
Kentucky	318	1.28%	7,304,286	1.21%	5,504,440	1.17%	23,928	705	63.01	10.12%
Louisiana	223	0.90%	5,144,641	0.85%	4,219,613	0.90%	24,489	692	62.32	9.87%
Maine	71	0.29%	1,666,349	0.28%	1,319,314	0.28%	24,227	708	62.97	8.40%
Maryland	382	1.54%	9,425,466	1.56%	7,335,908	1.56%	25,992	695	62.75	9.59%
Massachusetts	444	1.79%	11,076,971	1.83%	9,187,465	1.96%	26,127	698	62.83	8.35%
Michigan	620	2.49%	14,698,321	2.43%	11,704,366	2.49%	24,503	706	62.62	9.02%
Minnesota	276	1.11%	6,679,798	1.10%	5,104,071	1.09%	24,597	713	62.66	8.59%
Mississippi	145	0.58%	3,289,668	0.54%	2,553,516	0.54%	22,287	698	62.33	10.73%
Missouri	476	1.92%	11,065,604	1.83%	9,029,298	1.92%	24,029	706	62.32	9.10%
Montana	36	0.14%	899,578	0.15%	701,015	0.15%	26,200	721	60.50	7.68%
Nebraska	79	0.32%	2,092,251	0.35%	1,711,394	0.36%	27,560	709	62.05	8.20%
Nevada	380	1.53%	9,943,459	1.64%	7,490,410	1.60%	26,919	695	63.04	8.92%
New Hampshire	98	0.39%	2,215,222	0.37%	1,813,352	0.39%	22,435	696	62.71	8.31%
New Jersey	754	3.03%	18,147,639	2.99%	14,966,697	3.19%	24,964	704	62.54	8.81%
New Mexico	222	0.89%	5,203,818	0.86%	3,659,668	0.78%	23,641	705	62.36	9.22%
New York	819	3.30%	19,780,577	3.26%	15,628,308	3.33%	25,559	715	62.57	8.58%
North Carolina	911	3.67%	21,455,181	3.54%	16,075,450	3.42%	24,559	704	62.37	9.35%
North Dakota	13	0.05%	285,151	0.05%	209,215	0.04%	19,647	661	63.08	10.58%
Ohio	1,023	4.12%	24,774,870	4.09%	19,433,729	4.14%	24,836	702	62.44	9.13%
Oklahoma	318	1.28%	7,452,923	1.23%	5,538,876	1.18%	24,560	700	62.44	10.03%
Oregon	168	0.68%	3,914,764	0.65%	2,910,340	0.62%	23,992	701	62.90	8.59%
Pennsylvania	1,213	4.88%	28,760,481	4.75%	23,345,735	4.97%	24,296	695	62.78	8.71%
Rhode Island	51	0.21%	1,260,696	0.21%	1,093,438	0.23%	27,277	684	63.07	9.75%
South Carolina	605	2.43%	14,032,482	2.32%	10,812,553	2.30%	24,330	698	63.08	10.20%
South Dakota	9	0.04%	182,356	0.03%	144,422	0.03%	19,601	727	62.50	7.85%
Tennessee	912	3.67%	21,999,604	3.63%	16,758,303	3.57%	25,341	706	62.36	9.27%
Texas	2,282	9.18%	57,249,340	9.45%	44,017,664	9.38%	26,343	698	62.64	9.38%
Utah	170	0.68%	4,572,891	0.75%	3,260,920	0.69%	29,181	706	62.82	8.26%
Vermont	27	0.11%	634,664	0.10%	464,068	0.10%	23,422	694	59.72	8.24%
Virginia	839	3.38%	20,035,189	3.31%	15,543,658	3.31%	24,697	705	62.50	8.69%
Washington	311	1.25%	8,083,939	1.33%	6,198,796	1.32%	27,994	707	62.51	8.48%
West Virginia	70	0.28%	1,551,767	0.26%	1,186,442	0.25%	21,548	697	62.09	9.86%
Wisconsin	406	1.63%	9,642,452	1.59%	7,388,750	1.57%	23,888	701	62.49	9.10%
Wyoming	25	0.10%	600,006	0.10%	467,920	0.10%	26,169	703	64.37	9.07%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	24	0.10%	613,707	0.10%	444,447	0.09%	29,967	733	62.38	9.57%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	24,853	100.00%	605,934,453	100.00%	469,412,561	100.00%	25,350	702	62.61	9.12%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	-	-	-	-	-	-	-	-	-	-
Used	24,853	100.00%	605,934,453	100.00%	469,412,561	100.00%	25,350	702	62.61	9.12%
NA	-	-	-	-	-	-	-	-	-	-
Total:	24,853	100.00%	605,934,453	100.00%	469,412,561	100.00%	25,350	702	62.61	9.12%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	5,639	22.69%	122,225,601	20.17%	94,902,139	20.22%	22,286	699	62.31	9.43%
Truck	490	1.97%	15,406,246	2.54%	12,106,608	2.58%	30,810	713	62.89	7.28%
SUV	2,658	10.69%	68,880,626	11.37%	53,960,772	11.50%	26,427	703	62.57	8.90%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	222	0.89%	5,603,884	0.92%	4,445,751	0.95%	25,553	709	62.65	8.62%
Unknown	15,844	63.75%	393,818,096	64.99%	303,997,291	64.76%	25,895	702	62.69	9.15%
Total:	24,853	100.00%	605,934,453	100.00%	469,412,561	100.00%	25,350	702	62.61	9.12%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	2,417	9.73%	57,338,261	9.46%	44,845,100	9.55%	24,814	702	62.82	9.15%
Ford: Lincoln	175	0.70%	4,418,960	0.73%	3,403,378	0.73%	26,858	698	62.26	9.09%
Ford: Mercury	3	0.01%	44,306	0.01%	40,280	0.01%	13,444	632	62.97	16.86%
GMC	430	1.73%	12,679,060	2.09%	10,232,430	2.18%	30,995	696	63.14	8.73%
GMC: Buick	357	1.44%	7,740,106	1.28%	6,386,399	1.36%	21,045	687	63.06	10.08%
GMC: Cadillac	297	1.20%	8,171,179	1.35%	6,211,807	1.32%	27,536	697	63.26	9.15%
GMC: Chevrolet	2,278	9.17%	56,991,019	9.41%	44,241,185	9.42%	26,312	696	63.04	9.28%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	5	0.02%	94,028	0.02%	85,832	0.02%	18,077	735	62.55	10.68%
GMC: Saturn	2	0.01%	30,550	0.01%	27,968	0.01%	14,749	711	62.47	12.58%
Tesla	311	1.25%	13,875,668	2.29%	9,325,253	1.99%	43,272	726	62.75	6.77%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	940	3.78%	26,249,981	4.33%	20,067,707	4.28%	28,296	699	62.31	9.03%
BMW: Mini	379	1.52%	7,664,197	1.26%	5,773,926	1.23%	20,171	706	62.01	9.46%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	601	2.42%	18,059,993	2.98%	14,205,899	3.03%	30,904	685	62.73	9.49%
Daimler: Smart	36	0.14%	578,769	0.10%	397,240	0.08%	15,627	700	62.60	10.97%
Fiat	204	0.82%	3,760,204	0.62%	2,956,942	0.63%	18,096	699	62.89	10.33%
Fiat: Alfa Romeo	52	0.21%	1,706,854	0.28%	1,261,757	0.27%	32,445	703	63.19	8.34%
Fiat: Chrysler	343	1.38%	7,881,637	1.30%	6,339,255	1.35%	23,019	695	62.59	9.65%
Fiat: Dodge	975	3.92%	27,037,822	4.46%	21,450,141	4.57%	28,024	699	62.89	8.83%
Fiat: Jeep	1,265	5.09%	32,770,003	5.41%	25,451,223	5.42%	25,966	702	62.88	9.08%
Fiat: Maserati	31	0.12%	1,161,948	0.19%	681,056	0.15%	35,007	686	63.58	9.17%
Geely: Volvo	206	0.83%	5,259,193	0.87%	4,102,069	0.87%	26,632	719	61.64	8.58%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,032	4.15%	21,287,177	3.51%	16,286,871	3.47%	20,445	702	62.16	9.33%
Volkswagen: Audi	519	2.09%	14,746,739	2.43%	10,571,162	2.25%	28,961	704	62.66	8.76%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	102	0.41%	4,175,422	0.69%	3,226,241	0.69%	42,658	725	61.09	7.53%
Honda	1,967	7.91%	42,693,754	7.05%	33,398,184	7.11%	21,670	705	62.24	9.25%
Honda: Acura	229	0.92%	5,798,090	0.96%	4,603,696	0.98%	25,444	693	62.15	8.86%
Hyundai	1,254	5.05%	26,139,502	4.31%	20,721,965	4.41%	20,915	694	62.62	9.95%
Hyundai: Kia	1,143	4.60%	25,493,312	4.21%	20,355,327	4.34%	23,026	700	62.80	9.53%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	677	2.72%	14,272,814	2.36%	11,337,160	2.42%	20,721	702	62.12	9.51%
Mitsubishi	279	1.12%	5,615,578	0.93%	4,595,940	0.98%	19,596	693	63.16	10.14%
Nissan	1,806	7.27%	37,932,670	6.26%	30,014,424	6.39%	20,938	695	62.79	9.90%
Nissan: Infiniti	265	1.07%	7,094,688	1.17%	5,470,342	1.17%	26,926	692	62.86	9.44%
Saab	1	0.00%	17,482	0.00%	16,069	0.00%	16,069	813	64.00	11.81%
Subaru	937	3.77%	21,886,110	3.61%	16,834,858	3.59%	23,122	716	61.92	8.70%
Suzuki	5	0.02%	50,397	0.01%	29,421	0.01%	9,854	703	60.33	13.76%
Tata: Jaguar	84	0.34%	2,795,871	0.46%	1,977,319	0.42%	32,892	691	62.13	9.23%
Tata: Land Rover	153	0.62%	5,574,386	0.92%	4,264,264	0.91%	38,328	706	62.78	8.06%
Toyota	2,578	10.37%	63,095,687	10.41%	48,184,009	10.26%	25,494	717	62.38	8.45%
Toyota: Lexus	418	1.68%	12,006,692	1.98%	8,567,857	1.83%	28,615	712	62.12	8.25%
Toyota: Scion	93	0.37%	1,653,051	0.27%	1,418,072	0.30%	17,129	689	62.10	10.52%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	4	0.02%	91,292	0.02%	52,537	0.01%	24,124	665	63.81	10.30%
Total:	24,853	100.00%	605,934,453	100.00%	469,412,561	100.00%	25,350	702	62.61	9.12%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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