StratMaker (142168)

Carvana Auto Receivables Trust 2021-N4

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

0.00% / 100.00%

Total Original # of Loans

21,584

WA Loan to Value (LTV)

90.16%

Total Original Loan Amount (OLA)

$ 463,234,636

WA Payment to Income (PTI)

12.12%

Weighted Average (WA) OLA

$ 23,342

WA FICO (non-zero)

579

Rep. Period Beginning Loan Amount

$ 316,031,046

WA Remaining Term (RT)

57.58

Rep. Period Ending Loan Amount (ELA)

$ 306,404,326

WA Original APR

18.74%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

21,584

Total Original Loan Amount (OLA)

$ 463,234,636

Weighted Average (WA) OLA

$ 23,342

Rep. Period Beginning Loan Amount

$ 316,031,046

Rep. Period Ending Loan Amount (ELA)

$ 306,404,326

As % of Reporting Period ELA:

New % / Used %

0.00% / 100.00%

WA Loan to Value (LTV)

90.16%

WA Payment to Income (PTI)

12.12%

WA FICO (non-zero)

579

WA Remaining Term (RT)

57.58

WA Original APR

18.74%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	-	-	-	-	-	-	-	-	-	-
$5,000 - $9,999	84	0.39%	757,729	0.16%	442,649	0.14%	7,831	548	53.40	20.71%
$10,000 - $14,999	2,541	11.77%	33,971,254	7.33%	22,185,009	7.24%	11,776	567	54.89	20.83%
$15,000 - $19,999	7,360	34.10%	129,718,978	28.00%	88,081,370	28.75%	15,766	573	56.93	19.88%
$20,000 - $24,999	6,356	29.45%	141,499,585	30.55%	94,301,971	30.78%	20,023	575	57.88	19.01%
$25,000 - $29,999	3,514	16.28%	95,449,120	20.60%	63,386,647	20.69%	24,334	584	58.37	17.61%
$30,000 - $39,999	1,424	6.60%	47,378,451	10.23%	29,318,184	9.57%	29,707	592	58.64	16.42%
$40,000 - $49,999	218	1.01%	9,572,028	2.07%	5,717,546	1.87%	38,848	597	58.77	15.70%
$50,000 - $59,999	69	0.32%	3,736,258	0.81%	2,192,943	0.72%	48,011	597	59.02	14.80%
$60,000 - $69,999	17	0.08%	1,080,422	0.23%	719,240	0.23%	55,399	668	57.87	11.09%
$70,000 - $79,999	1	0.00%	70,810	0.02%	58,767	0.02%	58,767	665	58.00	6.26%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	21,584	100.00%	463,234,636	100.00%	306,404,326	100.00%	20,645	579	57.58	18.74%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	5,397	25.00%	117,579,562	25.38%	617,599	0.20%	3,634	576	33.02	18.55%
$5,000 - $9,999	566	2.62%	8,279,855	1.79%	4,447,377	1.45%	8,141	571	39.33	19.41%
$10,000 - $14,999	3,450	15.98%	52,072,386	11.24%	45,404,694	14.82%	13,288	577	56.00	19.86%
$15,000 - $19,999	6,111	28.31%	119,130,010	25.72%	106,655,876	34.81%	17,567	576	57.79	19.41%
$20,000 - $24,999	4,043	18.73%	99,961,912	21.58%	89,885,986	29.34%	22,322	578	58.37	18.48%
$25,000 - $29,999	1,437	6.66%	43,011,339	9.29%	38,714,016	12.63%	27,008	581	58.81	17.64%
$30,000 - $39,999	476	2.21%	17,720,592	3.83%	15,834,566	5.17%	33,472	593	59.00	16.12%
$40,000 - $49,999	76	0.35%	3,769,306	0.81%	3,342,528	1.09%	44,136	589	58.79	16.56%
$50,000 - $59,999	28	0.13%	1,709,674	0.37%	1,501,684	0.49%	53,753	629	58.83	12.46%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	21,584	100.00%	463,234,636	100.00%	306,404,326	100.00%	20,645	579	57.58	18.74%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	21,584	100.00%	463,234,636	100.00%	306,404,326	100.00%	20,645	579	57.58	18.74%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,584	100.00%	463,234,636	100.00%	306,404,326	100.00%	20,645	579	57.58	18.74%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	19	0.09%	567,972	0.12%	429,183	0.14%	26,110	760	56.94	4.49%
5.00 - 7.49%	52	0.24%	1,443,977	0.31%	1,047,595	0.34%	27,245	697	56.96	6.40%
7.50 - 9.99%	323	1.50%	8,370,872	1.81%	5,823,909	1.90%	24,358	683	57.46	9.17%
10.00 - 12.49%	1,063	4.92%	27,348,888	5.90%	18,243,820	5.95%	24,101	655	58.08	11.40%
12.50 - 14.99%	2,091	9.69%	50,831,446	10.97%	34,995,018	11.42%	23,000	629	58.31	13.88%
15.00 - 17.49%	3,720	17.23%	83,451,218	18.01%	56,638,241	18.48%	21,259	599	58.01	16.33%
17.50 - 19.99%	5,261	24.37%	110,635,979	23.88%	69,963,932	22.83%	19,886	574	56.72	18.61%
20.00 - 22.49%	3,974	18.41%	80,458,507	17.37%	53,241,671	17.38%	19,347	554	57.42	21.01%
22.50 - 24.99%	3,016	13.97%	61,189,533	13.21%	40,029,878	13.06%	19,901	524	57.81	23.73%
25.00 - 27.49%	1,430	6.63%	27,497,199	5.94%	18,459,560	6.02%	18,746	509	57.73	26.16%
27.50 - 29.99%	635	2.94%	11,439,045	2.47%	7,531,520	2.46%	17,454	498	57.70	27.73%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,584	100.00%	463,234,636	100.00%	306,404,326	100.00%	20,645	579	57.58	18.74%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	2,237	10.36%	45,366,525	9.79%	30,873,134	10.08%	19,830	471	58.01	22.96%
500 - 549	3,896	18.05%	82,176,577	17.74%	54,285,200	17.72%	20,434	526	57.99	22.55%
550 - 599	7,261	33.64%	156,060,383	33.69%	100,522,136	32.81%	20,646	574	56.87	18.81%
600 - 649	4,842	22.43%	108,480,157	23.42%	73,571,897	24.01%	21,244	621	57.97	16.02%
650 - 699	1,659	7.69%	38,172,217	8.24%	25,360,473	8.28%	21,994	668	57.97	13.36%
700 - 749	396	1.83%	8,521,475	1.84%	5,907,402	1.93%	20,280	718	57.67	12.27%
750 - 799	94	0.44%	2,121,731	0.46%	1,610,382	0.53%	22,171	767	57.81	10.10%
800+	16	0.07%	378,210	0.08%	272,804	0.09%	21,384	827	56.80	8.93%
NA	1,183	5.48%	21,957,362	4.74%	14,000,897	4.57%	17,627	0	57.39	22.15%
Total:	21,584	100.00%	463,234,636	100.00%	306,404,326	100.00%	20,645	579	57.58	18.74%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	13	0.06%	289,629	0.06%	130,897	0.04%	16,661	570	22.84	19.37%
37 - 48	25	0.12%	462,514	0.10%	249,433	0.08%	16,710	552	31.96	19.60%
49 - 60	116	0.54%	2,140,954	0.46%	1,186,259	0.39%	15,712	566	45.30	20.22%
61 - 72	20,035	92.82%	423,611,880	91.45%	281,534,330	91.88%	20,300	577	57.39	18.90%
73+	1,395	6.46%	36,729,658	7.93%	23,303,408	7.61%	25,130	592	61.06	16.73%
Total:	21,584	100.00%	463,234,636	100.00%	306,404,326	100.00%	20,645	579	57.58	18.74%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	5,163	23.92%	113,602,388	24.52%	0	0.00%	0	0	0.00	0.00%
1 - 12	16	0.07%	257,079	0.06%	56,774	0.02%	4,774	560	9.82	18.07%
13 - 24	220	1.02%	3,651,123	0.79%	1,444,906	0.47%	7,916	569	21.31	18.72%
25 - 36	329	1.52%	5,480,541	1.18%	2,930,590	0.96%	10,243	567	29.66	19.07%
37 - 48	117	0.54%	2,034,973	0.44%	1,630,474	0.53%	15,397	572	45.26	19.78%
49 - 60	14,317	66.33%	302,879,378	65.38%	267,990,083	87.46%	20,401	579	57.69	18.80%
61 - 72	1,422	6.59%	35,329,154	7.63%	32,351,498	10.56%	24,472	578	61.55	18.20%
73+	-	-	-	-	-	-	-	-	-	-
Total:	21,584	100.00%	463,234,636	100.00%	306,404,326	100.00%	20,645	579	57.58	18.74%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	14,691	68.06%	315,505,261	68.11%	173,636,589	56.67%	20,259	587	57.52	18.10%
1 - 15	2,513	11.64%	54,184,020	11.70%	48,044,968	15.68%	21,065	570	57.29	19.33%
16 - 30	1,489	6.90%	31,907,432	6.89%	28,672,182	9.36%	20,992	569	57.86	19.39%
31 - 60	1,993	9.23%	42,648,994	9.21%	39,050,723	12.74%	21,285	564	57.97	19.90%
61 - 90	720	3.34%	15,400,135	3.32%	14,062,951	4.59%	21,697	565	57.70	19.86%
91 - 120	178	0.82%	3,588,794	0.77%	2,936,912	0.96%	19,631	564	57.82	20.31%
121+	-	-	-	-	-	-	-	-	-	-
Total:	21,584	100.00%	463,234,636	100.00%	306,404,326	100.00%	20,645	579	57.58	18.74%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	21,584	100.00%	463,234,636	100.00%	306,404,326	100.00%	20,645	579	57.58	18.74%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,584	100.00%	463,234,636	100.00%	306,404,326	100.00%	20,645	579	57.58	18.74%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	4	0.02%	54,189	0.01%	18,770	0.01%	9,575	567	55.86	18.02%
Stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, verified but not Level 4 or 5	21,580	99.98%	463,180,446	99.99%	306,385,557	99.99%	20,646	579	57.58	18.74%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,584	100.00%	463,234,636	100.00%	306,404,326	100.00%	20,645	579	57.58	18.74%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	734	3.40%	17,041,219	3.68%	11,125,921	3.63%	23,022	569	57.10	18.86%
5.00 - 9.99%	5,312	24.61%	116,413,801	25.13%	74,726,264	24.39%	21,190	571	57.30	18.86%
10.00 - 14.99%	10,853	50.28%	228,875,825	49.41%	151,251,679	49.36%	20,305	580	57.53	18.78%
15.00 - 19.99%	4,625	21.43%	99,618,449	21.50%	68,300,663	22.29%	20,419	587	58.08	18.53%
20.00 - 24.99%	39	0.18%	874,484	0.19%	723,689	0.24%	21,028	592	58.66	18.43%
25.00 - 29.99%	8	0.04%	178,691	0.04%	140,993	0.05%	21,131	577	58.79	16.18%
30.00 - 39.99%	7	0.03%	127,085	0.03%	71,911	0.02%	14,853	614	56.74	21.45%
40.00 - 49.99%	1	0.00%	23,286	0.01%	21,179	0.01%	21,179	522	59.00	20.58%
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	1	0.00%	27,608	0.01%	23,257	0.01%	23,257	629	58.00	6.00%
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	4	0.02%	54,189	0.01%	18,770	0.01%	9,575	567	55.86	18.02%
Total:	21,584	100.00%	463,234,636	100.00%	306,404,326	100.00%	20,645	579	57.58	18.74%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	1	0.00%	5,758	0.00%	0	0.00%	0	0	0.00	0.00%
25.00 - 49.99%	30	0.14%	387,536	0.08%	237,077	0.08%	17,853	523	57.82	19.42%
50.00 - 74.99%	525	2.43%	9,323,975	2.01%	5,813,566	1.90%	18,339	534	57.22	20.25%
75.00 - 99.99%	8,828	40.90%	183,494,459	39.61%	116,814,894	38.12%	20,615	562	57.17	19.74%
100.00 - 109.99%	8,304	38.47%	184,242,549	39.77%	123,501,913	40.31%	20,925	588	57.86	18.16%
110.00 - 119.99%	3,505	16.24%	77,563,711	16.74%	54,312,236	17.73%	20,457	595	57.90	17.85%
120.00 - 129.99%	365	1.69%	7,679,231	1.66%	5,408,628	1.77%	19,436	595	57.37	17.84%
130.00 - 139.99%	26	0.12%	537,418	0.12%	316,012	0.10%	19,842	602	57.16	17.78%
140.00%+	-	-	-	-	-	-	-	-	-	-
Total:	21,584	100.00%	463,234,636	100.00%	306,404,326	100.00%	20,645	579	57.58	18.74%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	388	1.80%	8,319,135	1.80%	5,149,240	1.68%	20,302	586	58.02	19.93%
Alaska	4	0.02%	71,749	0.02%	37,909	0.01%	19,436	577	58.58	16.98%
Arizona	631	2.92%	13,912,728	3.00%	9,193,114	3.00%	21,342	586	58.19	18.61%
Arkansas	372	1.72%	7,856,488	1.70%	5,492,509	1.79%	20,134	562	57.82	16.28%
California	1,378	6.38%	31,731,125	6.85%	21,541,993	7.03%	22,327	585	58.02	18.42%
Colorado	438	2.03%	9,395,956	2.03%	6,053,276	1.98%	20,946	577	57.94	18.04%
Connecticut	471	2.18%	10,113,067	2.18%	7,133,433	2.33%	20,554	566	57.72	16.71%
Delaware	93	0.43%	1,848,259	0.40%	1,271,056	0.41%	19,549	553	57.84	21.31%
Florida	1,481	6.86%	32,288,861	6.97%	20,282,760	6.62%	20,985	573	57.14	18.85%
Georgia	1,385	6.42%	29,556,429	6.38%	19,300,999	6.30%	20,534	585	57.83	19.77%
Hawaii	-	-	-	-	-	-	-	-	-	-
Idaho	31	0.14%	733,509	0.16%	462,481	0.15%	23,981	590	58.51	18.29%
Illinois	865	4.01%	19,043,410	4.11%	13,188,890	4.30%	21,471	594	58.15	18.88%
Indiana	446	2.07%	9,319,037	2.01%	6,318,389	2.06%	20,132	581	57.76	19.63%
Iowa	85	0.39%	1,769,719	0.38%	1,171,217	0.38%	19,628	573	57.68	18.89%
Kansas	150	0.69%	3,149,081	0.68%	2,064,280	0.67%	19,663	601	57.32	17.30%
Kentucky	262	1.21%	5,214,142	1.13%	3,341,131	1.09%	18,730	579	57.83	19.45%
Louisiana	178	0.82%	3,964,831	0.86%	2,853,972	0.93%	22,166	569	58.06	20.24%
Maine	58	0.27%	1,234,373	0.27%	878,308	0.29%	21,911	576	57.18	15.26%
Maryland	524	2.43%	11,340,664	2.45%	7,871,747	2.57%	21,047	570	57.99	19.49%
Massachusetts	356	1.65%	7,575,054	1.64%	5,507,832	1.80%	19,954	577	58.11	17.52%
Michigan	689	3.19%	14,992,074	3.24%	10,223,957	3.34%	20,953	590	57.93	18.33%
Minnesota	190	0.88%	4,012,081	0.87%	2,430,302	0.79%	19,630	573	56.95	18.04%
Mississippi	160	0.74%	3,375,898	0.73%	2,086,433	0.68%	19,769	585	56.89	19.78%
Missouri	371	1.72%	7,706,801	1.66%	5,308,336	1.73%	20,144	586	57.86	19.18%
Montana	26	0.12%	582,173	0.13%	432,699	0.14%	24,411	572	56.82	18.88%
Nebraska	78	0.36%	1,582,846	0.34%	1,142,551	0.37%	18,904	578	57.72	15.94%
Nevada	332	1.54%	7,413,286	1.60%	5,071,490	1.66%	22,306	586	58.16	18.49%
New Hampshire	51	0.24%	1,045,555	0.23%	620,189	0.20%	18,342	574	57.79	18.64%
New Jersey	596	2.76%	13,165,704	2.84%	9,091,104	2.97%	20,894	579	58.08	19.66%
New Mexico	94	0.44%	1,998,185	0.43%	1,076,264	0.35%	20,127	584	57.59	19.21%
New York	1,026	4.75%	22,689,351	4.90%	15,293,684	4.99%	20,898	593	57.90	17.25%
North Carolina	894	4.14%	18,167,521	3.92%	10,809,380	3.53%	19,337	567	56.12	19.62%
North Dakota	17	0.08%	366,402	0.08%	280,380	0.09%	19,626	590	57.40	18.12%
Ohio	737	3.41%	15,625,650	3.37%	10,761,080	3.51%	19,942	577	57.72	19.33%
Oklahoma	256	1.19%	5,143,878	1.11%	3,498,869	1.14%	19,344	569	57.22	18.99%
Oregon	119	0.55%	2,398,334	0.52%	1,483,915	0.48%	19,663	590	57.34	18.21%
Pennsylvania	1,365	6.32%	28,863,161	6.23%	19,317,256	6.30%	20,293	574	57.75	17.54%
Rhode Island	87	0.40%	1,826,511	0.39%	1,259,432	0.41%	19,877	578	56.38	16.82%
South Carolina	432	2.00%	8,677,968	1.87%	5,695,445	1.86%	19,835	570	58.03	20.70%
South Dakota	7	0.03%	158,438	0.03%	140,441	0.05%	21,483	539	57.15	19.57%
Tennessee	563	2.61%	11,948,314	2.58%	7,882,411	2.57%	20,576	588	57.78	19.46%
Texas	2,426	11.24%	51,849,314	11.19%	32,806,957	10.71%	20,468	564	56.29	18.90%
Utah	78	0.36%	1,805,856	0.39%	951,430	0.31%	21,097	590	58.07	17.82%
Vermont	23	0.11%	480,786	0.10%	372,655	0.12%	20,055	561	57.71	17.02%
Virginia	597	2.77%	12,356,985	2.67%	8,216,923	2.68%	19,705	575	57.94	19.84%
Washington	223	1.03%	5,105,623	1.10%	3,504,121	1.14%	22,609	576	57.85	19.05%
West Virginia	95	0.44%	1,826,700	0.39%	1,214,364	0.40%	18,625	577	57.56	19.39%
Wisconsin	380	1.76%	7,973,996	1.72%	5,310,640	1.73%	19,435	589	57.56	18.96%
Wyoming	28	0.13%	570,785	0.12%	403,920	0.13%	19,573	570	56.49	18.24%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	48	0.22%	1,086,845	0.23%	603,161	0.20%	22,670	605	58.72	18.31%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	21,584	100.00%	463,234,636	100.00%	306,404,326	100.00%	20,645	579	57.58	18.74%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	-	-	-	-	-	-	-	-	-	-
Used	21,584	100.00%	463,234,636	100.00%	306,404,326	100.00%	20,645	579	57.58	18.74%
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,584	100.00%	463,234,636	100.00%	306,404,326	100.00%	20,645	579	57.58	18.74%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	14,430	66.86%	290,954,456	62.81%	190,800,780	62.27%	19,225	580	57.51	18.97%
Truck	517	2.40%	15,754,706	3.40%	10,592,742	3.46%	28,464	589	57.74	16.55%
SUV	5,737	26.58%	135,509,122	29.25%	90,783,208	29.63%	22,501	576	57.68	18.52%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	336	1.56%	7,709,514	1.66%	5,324,079	1.74%	21,405	581	57.00	18.41%
Unknown	564	2.61%	13,306,838	2.87%	8,903,518	2.91%	22,408	566	58.22	18.96%
Total:	21,584	100.00%	463,234,636	100.00%	306,404,326	100.00%	20,645	579	57.58	18.74%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	2,191	10.15%	44,075,618	9.51%	29,370,113	9.59%	19,383	577	57.37	18.96%
Ford: Lincoln	223	1.03%	5,079,749	1.10%	3,558,509	1.16%	21,155	576	58.08	18.98%
Ford: Mercury	7	0.03%	86,057	0.02%	51,614	0.02%	10,433	558	54.67	22.48%
GMC	403	1.87%	10,110,550	2.18%	6,791,555	2.22%	23,935	576	57.65	18.17%
GMC: Buick	477	2.21%	9,862,255	2.13%	6,671,683	2.18%	19,116	573	57.65	19.30%
GMC: Cadillac	409	1.89%	9,944,455	2.15%	6,542,168	2.14%	23,465	573	57.94	19.24%
GMC: Chevrolet	2,326	10.78%	47,778,710	10.31%	31,887,297	10.41%	19,909	580	57.47	18.66%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	1	0.00%	11,953	0.00%	10,590	0.00%	10,590	506	46.00	27.90%
GMC: Saturn	4	0.02%	71,354	0.02%	62,951	0.02%	16,586	595	57.38	21.00%
Tesla	50	0.23%	2,276,079	0.49%	1,321,732	0.43%	42,285	586	58.64	15.25%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,008	4.67%	24,422,278	5.27%	15,609,550	5.09%	23,202	573	57.80	18.87%
BMW: Mini	270	1.25%	5,224,326	1.13%	3,522,943	1.15%	18,065	575	57.61	19.46%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	732	3.39%	18,733,334	4.04%	12,571,724	4.10%	24,408	577	57.85	18.63%
Daimler: Smart	18	0.08%	252,796	0.05%	140,245	0.05%	13,354	592	57.79	19.69%
Fiat	187	0.87%	3,155,910	0.68%	2,327,725	0.76%	15,589	574	57.07	19.89%
Fiat: Alfa Romeo	21	0.10%	653,435	0.14%	256,602	0.08%	28,838	609	58.04	14.50%
Fiat: Chrysler	380	1.76%	7,906,480	1.71%	4,945,983	1.61%	19,848	581	57.34	19.16%
Fiat: Dodge	945	4.38%	22,665,719	4.89%	15,096,331	4.93%	22,989	585	57.40	18.03%
Fiat: Jeep	1,203	5.57%	27,750,599	5.99%	17,741,358	5.79%	21,650	580	57.55	18.38%
Fiat: Maserati	38	0.18%	1,268,416	0.27%	725,138	0.24%	28,574	574	57.98	17.92%
Geely: Volvo	152	0.70%	3,456,181	0.75%	2,292,049	0.75%	22,521	592	57.45	17.53%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	942	4.36%	18,061,959	3.90%	11,585,748	3.78%	17,799	575	57.42	19.07%
Volkswagen: Audi	498	2.31%	12,523,543	2.70%	8,212,930	2.68%	23,641	578	57.80	18.41%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	28	0.13%	1,037,412	0.22%	662,605	0.22%	34,328	592	57.59	16.27%
Honda	1,132	5.24%	24,216,174	5.23%	15,987,271	5.22%	19,885	586	58.07	18.54%
Honda: Acura	292	1.35%	6,543,407	1.41%	4,490,318	1.47%	20,812	574	57.63	19.39%
Hyundai	1,379	6.39%	25,845,837	5.58%	17,106,606	5.58%	17,679	575	57.43	19.45%
Hyundai: Kia	1,189	5.51%	23,147,863	5.00%	15,288,503	4.99%	18,446	576	57.55	19.23%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	498	2.31%	10,022,564	2.16%	7,125,387	2.33%	19,105	582	58.14	18.60%
Mitsubishi	366	1.70%	7,085,614	1.53%	4,788,259	1.56%	17,873	575	57.89	18.89%
Nissan	2,041	9.46%	39,801,473	8.59%	26,604,456	8.68%	18,407	577	57.12	18.91%
Nissan: Infiniti	335	1.55%	8,336,035	1.80%	5,491,527	1.79%	23,459	582	57.60	18.06%
Saab	2	0.01%	27,255	0.01%	24,295	0.01%	12,159	615	57.97	14.69%
Subaru	344	1.59%	7,709,765	1.66%	4,987,550	1.63%	20,875	588	57.90	18.02%
Suzuki	3	0.01%	51,335	0.01%	44,949	0.01%	15,092	604	57.74	17.09%
Tata: Jaguar	54	0.25%	1,448,405	0.31%	993,362	0.32%	25,747	578	57.16	18.50%
Tata: Land Rover	108	0.50%	3,284,579	0.71%	2,199,844	0.72%	30,366	575	58.17	18.12%
Toyota	985	4.56%	21,241,615	4.59%	14,134,420	4.61%	20,695	582	57.62	18.51%
Toyota: Lexus	243	1.13%	6,299,960	1.36%	3,938,301	1.29%	24,323	569	58.08	18.81%
Toyota: Scion	100	0.46%	1,763,590	0.38%	1,240,135	0.40%	16,415	600	57.64	18.44%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	21,584	100.00%	463,234,636	100.00%	306,404,326	100.00%	20,645	579	57.58	18.74%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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