StratMaker (142192)

CarMax Auto Owner Trust 2019-2

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

0.24% / 99.76%

Total Original # of Loans

48,249

WA Loan to Value (LTV)

39.82%

Total Original Loan Amount (OLA)

$ 941,180,518

WA Payment to Income (PTI)

8.25%

Weighted Average (WA) OLA

$ 22,446

WA FICO (non-zero)

694

Rep. Period Beginning Loan Amount

$ 192,608,996

WA Remaining Term (RT)

21.59

Rep. Period Ending Loan Amount (ELA)

$ 179,949,636

WA Original APR

9.16%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

48,249

Total Original Loan Amount (OLA)

$ 941,180,518

Weighted Average (WA) OLA

$ 22,446

Rep. Period Beginning Loan Amount

$ 192,608,996

Rep. Period Ending Loan Amount (ELA)

$ 179,949,636

As % of Reporting Period ELA:

New % / Used %

0.24% / 99.76%

WA Loan to Value (LTV)

39.82%

WA Payment to Income (PTI)

8.25%

WA FICO (non-zero)

694

WA Remaining Term (RT)

21.59

WA Original APR

9.16%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	157	0.33%	625,667	0.07%	49,720	0.03%	1,136	711	15.09	6.04%
$5,000 - $9,999	2,642	5.48%	22,128,312	2.35%	2,848,144	1.58%	2,589	670	17.10	7.87%
$10,000 - $14,999	11,437	23.70%	146,753,973	15.59%	25,331,398	14.08%	4,491	672	19.40	9.22%
$15,000 - $19,999	14,833	30.74%	258,496,867	27.47%	50,884,638	28.28%	6,604	685	21.44	9.48%
$20,000 - $24,999	9,464	19.61%	210,501,398	22.37%	42,387,254	23.56%	8,581	695	22.14	9.21%
$25,000 - $29,999	5,434	11.26%	147,920,123	15.72%	29,701,821	16.51%	10,658	696	22.46	9.22%
$30,000 - $39,999	3,384	7.01%	113,328,429	12.04%	21,410,307	11.90%	12,911	705	22.51	8.71%
$40,000 - $49,999	718	1.49%	31,625,671	3.36%	6,051,569	3.36%	17,151	712	22.84	8.22%
$50,000 - $59,999	159	0.33%	8,479,739	0.90%	1,206,543	0.67%	19,857	710	21.81	7.75%
$60,000 - $69,999	21	0.04%	1,320,339	0.14%	78,243	0.04%	10,619	779	11.72	4.36%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	48,249	100.00%	941,180,518	100.00%	179,949,636	100.00%	8,572	691	21.59	9.16%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	31,345	64.97%	558,935,857	59.39%	34,339,140	19.08%	3,757	704	15.34	7.45%
$5,000 - $9,999	12,570	26.05%	254,168,776	27.01%	89,967,741	50.00%	7,423	697	21.71	9.00%
$10,000 - $14,999	3,617	7.50%	101,038,955	10.74%	42,981,571	23.89%	12,037	675	24.90	10.36%
$15,000 - $19,999	611	1.27%	22,066,747	2.34%	10,258,792	5.70%	16,896	662	26.28	10.94%
$20,000 - $24,999	86	0.18%	3,978,550	0.42%	1,869,366	1.04%	21,819	657	26.81	10.23%
$25,000 - $29,999	20	0.04%	991,633	0.11%	533,026	0.30%	26,709	634	28.26	10.99%
$30,000 - $39,999	-	-	-	-	-	-	-	-	-	-
$40,000 - $49,999	-	-	-	-	-	-	-	-	-	-
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	48,249	100.00%	941,180,518	100.00%	179,949,636	100.00%	8,572	691	21.59	9.16%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	48,249	100.00%	941,180,518	100.00%	179,949,636	100.00%	8,572	691	21.59	9.16%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,249	100.00%	941,180,518	100.00%	179,949,636	100.00%	8,572	691	21.59	9.16%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	10,908	22.61%	213,587,541	22.69%	31,824,654	17.69%	6,890	798	18.53	4.44%
5.00 - 7.49%	10,198	21.14%	195,485,414	20.77%	33,776,830	18.77%	7,454	742	19.70	6.68%
7.50 - 9.99%	12,243	25.37%	237,743,908	25.26%	49,199,926	27.34%	8,483	681	22.06	8.99%
10.00 - 12.49%	6,988	14.48%	147,180,341	15.64%	33,261,698	18.48%	10,268	640	24.22	11.18%
12.50 - 14.99%	5,793	12.01%	107,626,034	11.44%	23,225,875	12.91%	9,694	594	23.14	13.99%
15.00 - 17.49%	2,119	4.39%	39,557,280	4.20%	8,660,653	4.81%	10,092	602	23.32	16.43%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,249	100.00%	941,180,518	100.00%	179,949,636	100.00%	8,572	691	21.59	9.16%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	9	0.02%	184,279	0.02%	11,097	0.01%	6,643	493	21.22	11.20%
500 - 549	863	1.79%	16,332,994	1.74%	3,512,814	1.95%	10,296	535	23.86	12.87%
550 - 599	4,169	8.64%	80,336,567	8.54%	17,711,886	9.84%	9,920	579	23.45	12.80%
600 - 649	9,035	18.73%	176,032,342	18.70%	38,016,546	21.13%	9,564	625	22.94	11.76%
650 - 699	10,349	21.45%	201,427,041	21.40%	40,954,836	22.76%	8,695	674	22.12	9.81%
700 - 749	8,602	17.83%	165,815,695	17.62%	30,969,476	17.21%	8,128	723	21.22	7.98%
750 - 799	7,368	15.27%	144,847,145	15.39%	25,072,297	13.93%	7,583	773	20.22	6.15%
800+	7,292	15.11%	149,487,445	15.88%	22,791,011	12.67%	7,272	833	18.94	5.00%
NA	562	1.16%	6,717,009	0.71%	909,673	0.51%	3,664	0	13.45	13.82%
Total:	48,249	100.00%	941,180,518	100.00%	179,949,636	100.00%	8,572	691	21.59	9.16%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	186	0.39%	2,308,485	0.25%	303	0.00%	303	0	0.00	12.95%
37 - 48	870	1.80%	11,504,395	1.22%	97,557	0.05%	845	695	1.93	7.63%
49 - 60	10,272	21.29%	185,225,242	19.68%	23,857,352	13.26%	5,245	711	13.08	7.26%
61 - 72	27,326	56.64%	533,283,328	56.66%	104,818,022	58.25%	8,442	690	21.49	9.19%
73+	9,595	19.89%	208,859,067	22.19%	51,176,402	28.44%	10,403	682	25.80	9.98%
Total:	48,249	100.00%	941,180,518	100.00%	179,949,636	100.00%	8,572	691	21.59	9.16%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	21,045	43.62%	409,923,177	43.55%	13,056	0.01%	2,698	584	0.00	13.74%
1 - 12	3,670	7.61%	65,984,930	7.01%	13,025,234	7.24%	4,606	723	11.53	6.84%
13 - 24	14,707	30.48%	276,178,568	29.34%	84,833,849	47.14%	7,131	699	18.62	8.52%
25 - 36	8,814	18.27%	188,788,881	20.06%	81,948,791	45.54%	10,689	676	26.23	10.20%
37 - 48	9	0.02%	218,257	0.02%	81,103	0.05%	11,456	666	39.88	4.95%
49 - 60	4	0.01%	86,703	0.01%	47,604	0.03%	13,091	577	53.34	5.63%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	48,249	100.00%	941,180,518	100.00%	179,949,636	100.00%	8,572	691	21.59	9.16%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	41,742	86.51%	809,237,182	85.98%	144,659,637	80.39%	8,018	704	21.15	8.55%
1 - 15	1,977	4.10%	40,439,484	4.30%	16,532,523	9.19%	10,173	647	22.97	11.02%
16 - 30	785	1.63%	16,312,365	1.73%	6,933,205	3.85%	10,818	629	23.52	11.73%
31 - 60	751	1.56%	15,196,519	1.61%	7,083,502	3.94%	11,499	618	23.98	12.33%
61 - 90	398	0.82%	8,314,829	0.88%	4,033,973	2.24%	12,311	620	23.99	12.85%
91 - 120	92	0.19%	1,846,417	0.20%	706,797	0.39%	11,794	617	23.65	12.20%
121+	2,504	5.19%	49,833,723	5.29%	0	0.00%	0	0	0.00	0.00%
Total:	48,249	100.00%	941,180,518	100.00%	179,949,636	100.00%	8,572	691	21.59	9.16%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	48,249	100.00%	941,180,518	100.00%	179,949,636	100.00%	8,572	691	21.59	9.16%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,249	100.00%	941,180,518	100.00%	179,949,636	100.00%	8,572	691	21.59	9.16%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	48,011	99.51%	938,293,151	99.69%	179,563,161	99.79%	8,583	692	21.61	9.15%
Stated, verified but not Level 4 or 5	238	0.49%	2,887,367	0.31%	386,475	0.21%	3,586	37	13.17	13.78%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,249	100.00%	941,180,518	100.00%	179,949,636	100.00%	8,572	691	21.59	9.16%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	18,253	37.83%	329,819,878	35.04%	55,951,702	31.09%	7,284	723	20.24	7.33%
5.00 - 9.99%	18,338	38.01%	367,781,651	39.08%	72,596,250	40.34%	8,725	687	21.89	9.34%
10.00 - 14.99%	7,568	15.69%	154,847,029	16.45%	33,177,057	18.44%	9,497	662	22.63	10.63%
15.00 - 19.99%	2,527	5.24%	54,215,995	5.76%	11,344,668	6.30%	10,135	658	22.71	11.42%
20.00 - 24.99%	965	2.00%	20,779,616	2.21%	4,240,646	2.36%	10,357	647	23.04	11.79%
25.00 - 29.99%	370	0.77%	8,341,756	0.89%	1,615,013	0.90%	9,981	657	21.33	10.71%
30.00 - 39.99%	188	0.39%	4,213,753	0.45%	863,266	0.48%	11,286	669	22.65	10.31%
40.00 - 49.99%	28	0.06%	769,869	0.08%	111,220	0.06%	10,888	692	23.09	9.24%
50.00 - 59.99%	6	0.01%	169,742	0.02%	37,958	0.02%	9,607	762	20.99	7.47%
60.00 - 69.99%	3	0.01%	144,528	0.02%	11,857	0.01%	11,857	729	12.00	6.95%
70.00 - 79.99%	3	0.01%	96,701	0.01%	0	0.00%	0	0	0.00	0.00%
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,249	100.00%	941,180,518	100.00%	179,949,636	100.00%	8,572	691	21.59	9.16%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	87	0.18%	398,505	0.04%	36,867	0.02%	1,638	734	15.84	5.38%
25.00 - 49.99%	1,047	2.17%	9,729,907	1.03%	1,090,269	0.61%	3,027	731	16.57	5.44%
50.00 - 74.99%	4,472	9.27%	65,636,148	6.97%	8,956,407	4.98%	5,027	740	17.95	5.79%
75.00 - 99.99%	14,536	30.13%	280,346,778	29.79%	49,207,040	27.34%	7,452	714	20.08	7.36%
100.00 - 109.99%	11,593	24.03%	242,191,439	25.73%	49,294,241	27.39%	9,096	687	21.93	9.34%
110.00 - 119.99%	10,073	20.88%	214,623,413	22.80%	45,391,655	25.22%	9,653	672	22.89	10.50%
120.00 - 129.99%	4,963	10.29%	97,823,870	10.39%	20,176,629	11.21%	9,194	662	23.01	11.24%
130.00 - 139.99%	1,161	2.41%	23,609,374	2.51%	4,536,927	2.52%	9,508	673	22.89	11.08%
140.00%+	317	0.66%	6,821,085	0.72%	1,259,601	0.70%	9,708	680	23.41	11.02%
Total:	48,249	100.00%	941,180,518	100.00%	179,949,636	100.00%	8,572	691	21.59	9.16%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	790	1.64%	15,651,577	1.66%	3,108,790	1.73%	8,858	681	22.03	9.68%
Alaska	13	0.03%	236,926	0.03%	35,323	0.02%	5,823	640	19.98	10.27%
Arizona	684	1.42%	12,858,223	1.37%	2,340,076	1.30%	8,268	687	21.48	9.33%
Arkansas	72	0.15%	1,470,056	0.16%	331,670	0.18%	10,687	661	22.80	10.48%
California	8,186	16.97%	158,735,297	16.87%	29,301,547	16.28%	8,366	691	20.95	9.03%
Colorado	1,169	2.42%	22,989,612	2.44%	3,661,113	2.03%	7,744	720	19.99	8.02%
Connecticut	440	0.91%	8,578,855	0.91%	1,835,132	1.02%	8,291	696	21.91	9.07%
Delaware	267	0.55%	5,238,504	0.56%	1,017,322	0.57%	8,178	694	21.87	9.27%
Florida	4,246	8.80%	84,952,142	9.03%	16,259,040	9.04%	9,196	675	22.66	9.66%
Georgia	3,412	7.07%	66,952,646	7.11%	13,369,432	7.43%	9,306	679	22.26	9.81%
Hawaii	17	0.04%	351,744	0.04%	31,313	0.02%	6,441	638	19.95	12.05%
Idaho	133	0.28%	2,388,702	0.25%	386,994	0.22%	7,961	714	21.27	8.06%
Illinois	2,289	4.74%	44,117,471	4.69%	9,408,022	5.23%	8,211	702	21.41	8.45%
Indiana	709	1.47%	13,769,862	1.46%	2,628,526	1.46%	8,312	706	21.27	8.65%
Iowa	163	0.34%	3,098,807	0.33%	531,967	0.30%	8,262	698	21.76	8.72%
Kansas	419	0.87%	8,490,433	0.90%	1,686,791	0.94%	8,660	714	21.38	8.17%
Kentucky	531	1.10%	10,203,966	1.08%	2,019,835	1.12%	8,110	708	21.49	8.60%
Louisiana	428	0.89%	9,048,355	0.96%	1,861,959	1.03%	9,633	668	22.68	10.25%
Maine	91	0.19%	1,763,960	0.19%	342,944	0.19%	8,668	719	21.13	8.19%
Maryland	2,530	5.24%	49,121,547	5.22%	9,834,241	5.46%	8,364	699	21.35	8.80%
Massachusetts	447	0.93%	8,096,207	0.86%	1,520,289	0.84%	6,950	712	19.65	7.96%
Michigan	114	0.24%	2,246,246	0.24%	461,031	0.26%	8,603	697	21.49	9.35%
Minnesota	238	0.49%	4,387,189	0.47%	824,262	0.46%	8,217	676	21.36	9.63%
Mississippi	468	0.97%	9,452,524	1.00%	2,006,687	1.12%	9,261	683	22.04	10.25%
Missouri	507	1.05%	9,484,723	1.01%	1,651,681	0.92%	7,556	690	20.90	9.04%
Montana	22	0.05%	445,125	0.05%	105,778	0.06%	8,567	683	19.89	8.66%
Nebraska	174	0.36%	3,257,468	0.35%	570,491	0.32%	7,525	712	19.50	8.07%
Nevada	1,246	2.58%	25,332,712	2.69%	4,808,880	2.67%	9,189	692	22.00	9.27%
New Hampshire	73	0.15%	1,460,936	0.16%	191,107	0.11%	7,967	720	20.79	7.71%
New Jersey	428	0.89%	8,225,885	0.87%	1,666,709	0.93%	7,917	715	22.01	8.41%
New Mexico	316	0.65%	5,968,622	0.63%	1,028,405	0.57%	7,413	694	21.41	8.58%
New York	113	0.23%	2,057,522	0.22%	323,408	0.18%	7,432	692	20.70	9.12%
North Carolina	2,824	5.85%	53,492,203	5.68%	10,326,418	5.74%	8,540	686	21.94	9.48%
North Dakota	13	0.03%	283,429	0.03%	28,306	0.02%	5,998	732	17.29	9.30%
Ohio	896	1.86%	16,861,448	1.79%	3,482,488	1.94%	8,470	688	21.86	9.26%
Oklahoma	279	0.58%	5,290,587	0.56%	740,154	0.41%	7,719	665	20.90	9.42%
Oregon	313	0.65%	5,202,864	0.55%	800,362	0.44%	6,527	698	20.19	8.44%
Pennsylvania	646	1.34%	12,285,134	1.31%	2,323,919	1.29%	7,638	707	20.99	8.32%
Rhode Island	139	0.29%	2,564,426	0.27%	432,766	0.24%	7,066	706	20.74	8.19%
South Carolina	1,411	2.92%	26,428,502	2.81%	5,072,341	2.82%	8,099	694	21.89	9.12%
South Dakota	10	0.02%	195,403	0.02%	17,238	0.01%	6,972	711	18.74	8.13%
Tennessee	1,992	4.13%	40,010,255	4.25%	7,499,044	4.17%	8,671	699	21.60	8.92%
Texas	5,121	10.61%	102,955,359	10.94%	20,278,483	11.27%	9,090	680	21.99	9.74%
Utah	191	0.40%	3,651,112	0.39%	636,496	0.35%	7,922	717	21.14	7.93%
Vermont	7	0.01%	134,451	0.01%	14,155	0.01%	5,925	719	14.83	6.15%
Virginia	2,621	5.43%	51,146,509	5.43%	9,429,145	5.24%	8,270	703	21.17	8.61%
Washington	661	1.37%	12,611,737	1.34%	2,222,986	1.24%	7,637	686	20.24	8.95%
West Virginia	74	0.15%	1,283,485	0.14%	250,686	0.14%	7,316	704	21.52	8.96%
Wisconsin	181	0.38%	3,550,323	0.38%	609,693	0.34%	8,060	706	20.34	8.51%
Wyoming	23	0.05%	563,857	0.06%	138,986	0.08%	13,125	693	21.32	8.63%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	1	0.00%	16,677	0.00%	2,404	0.00%	2,404	781	8.00	4.45%
Armed Forces EMEA	4	0.01%	83,298	0.01%	13,588	0.01%	6,826	668	14.00	9.09%
Armed Forces Pacific	1	0.00%	28,293	0.00%	12,565	0.01%	12,565	608	26.00	9.45%
District of Columbia	101	0.21%	2,006,992	0.21%	450,660	0.25%	9,518	681	21.73	9.64%
Guam	1	0.00%	24,719	0.00%	10,214	0.01%	10,214	665	25.00	9.45%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	4	0.01%	75,613	0.01%	5,775	0.00%	5,775	639	27.00	14.95%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	48,249	100.00%	941,180,518	100.00%	179,949,636	100.00%	8,572	691	21.59	9.16%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	120	0.25%	2,804,567	0.30%	436,338	0.24%	8,280	738	18.28	6.54%
Used	48,129	99.75%	938,375,950	99.70%	179,513,299	99.76%	8,573	690	21.60	9.17%
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,249	100.00%	941,180,518	100.00%	179,949,636	100.00%	8,572	691	21.59	9.16%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	24,109	49.97%	411,195,722	43.69%	78,880,571	43.83%	7,645	676	21.82	9.81%
Truck	3,577	7.41%	92,141,724	9.79%	17,464,705	9.71%	10,608	708	21.41	8.69%
SUV	18,958	39.29%	405,812,120	43.12%	77,556,632	43.10%	9,092	701	21.45	8.67%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	1,605	3.33%	32,030,951	3.40%	6,047,729	3.36%	8,106	707	20.93	8.42%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	48,249	100.00%	941,180,518	100.00%	179,949,636	100.00%	8,572	691	21.59	9.16%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	5,715	11.84%	111,542,369	11.85%	20,838,714	11.58%	8,403	697	21.31	8.90%
Ford: Lincoln	358	0.74%	7,817,412	0.83%	1,484,772	0.83%	9,147	696	21.35	8.66%
Ford: Mercury	25	0.05%	286,834	0.03%	42,799	0.02%	4,099	673	17.00	11.06%
GMC	1,205	2.50%	29,509,205	3.14%	5,602,840	3.11%	10,614	698	21.98	8.84%
GMC: Buick	763	1.58%	14,769,322	1.57%	3,180,498	1.77%	8,546	689	22.31	9.42%
GMC: Cadillac	669	1.39%	17,806,752	1.89%	3,268,517	1.82%	11,792	692	22.22	9.39%
GMC: Chevrolet	4,313	8.94%	88,021,301	9.35%	17,761,975	9.87%	9,301	683	22.16	9.57%
GMC: Hummer	2	0.00%	61,616	0.01%	9,665	0.01%	9,665	613	15.00	10.95%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	9	0.02%	122,418	0.01%	23,840	0.01%	5,250	714	16.49	10.61%
GMC: Saturn	18	0.04%	210,529	0.02%	27,039	0.02%	3,629	684	16.44	9.57%
Tesla	1	0.00%	60,129	0.01%	0	0.00%	0	0	0.00	0.00%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,139	2.36%	27,757,029	2.95%	4,712,857	2.62%	10,645	688	21.83	9.37%
BMW: Mini	337	0.70%	5,456,197	0.58%	880,178	0.49%	6,455	697	20.16	9.02%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,027	2.13%	27,429,538	2.91%	4,914,510	2.73%	11,387	680	22.36	9.59%
Daimler: Smart	60	0.12%	591,581	0.06%	79,551	0.04%	3,156	685	17.61	9.97%
Fiat	239	0.50%	3,363,073	0.36%	514,525	0.29%	5,123	690	19.49	8.79%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	778	1.61%	15,180,017	1.61%	2,902,987	1.61%	8,458	681	21.98	9.34%
Fiat: Dodge	2,259	4.68%	51,147,107	5.43%	10,696,264	5.94%	10,178	682	22.67	9.74%
Fiat: Jeep	2,596	5.38%	54,379,143	5.78%	10,298,733	5.72%	8,618	699	21.48	8.65%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	203	0.42%	4,326,929	0.46%	740,734	0.41%	8,497	721	19.94	7.97%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,129	2.34%	17,824,064	1.89%	3,266,975	1.82%	6,645	686	21.40	9.55%
Volkswagen: Audi	497	1.03%	12,894,699	1.37%	2,130,077	1.18%	10,861	702	21.64	8.50%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	94	0.19%	3,679,198	0.39%	551,588	0.31%	14,265	735	19.90	6.94%
Honda	3,308	6.86%	56,387,005	5.99%	10,538,769	5.86%	7,068	692	20.79	9.09%
Honda: Acura	772	1.60%	15,947,752	1.69%	2,973,171	1.65%	8,589	698	20.88	8.96%
Hyundai	2,938	6.09%	45,147,125	4.80%	9,125,227	5.07%	6,597	676	21.68	9.54%
Hyundai: Kia	1,755	3.64%	27,812,566	2.96%	5,318,204	2.96%	6,653	677	21.53	9.60%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	929	1.93%	14,764,836	1.57%	2,815,291	1.56%	6,436	687	20.75	9.03%
Mitsubishi	366	0.76%	5,374,165	0.57%	1,032,314	0.57%	6,428	666	22.35	10.08%
Nissan	6,258	12.97%	108,834,468	11.56%	22,579,357	12.55%	7,611	682	22.19	9.49%
Nissan: Infiniti	1,137	2.36%	27,516,695	2.92%	5,011,062	2.78%	10,257	692	21.84	9.24%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	800	1.66%	14,758,061	1.57%	2,636,264	1.47%	7,081	720	20.28	7.97%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	125	0.26%	3,783,773	0.40%	705,929	0.39%	13,795	673	22.77	9.69%
Tata: Land Rover	253	0.52%	8,903,417	0.95%	1,506,286	0.84%	14,777	704	21.66	8.02%
Toyota	4,620	9.58%	83,591,461	8.88%	15,652,573	8.70%	7,469	702	20.54	8.73%
Toyota: Lexus	1,346	2.79%	31,226,705	3.32%	5,588,893	3.11%	9,428	710	20.65	8.27%
Toyota: Scion	206	0.43%	2,896,027	0.31%	536,660	0.30%	5,906	679	21.58	10.00%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	48,249	100.00%	941,180,518	100.00%	179,949,636	100.00%	8,572	691	21.59	9.16%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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