StratMaker (142196)

CarMax Auto Owner Trust 2019-3

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

0.23% / 99.77%

Total Original # of Loans

56,875

WA Loan to Value (LTV)

43.96%

Total Original Loan Amount (OLA)

$ 1,108,096,726

WA Payment to Income (PTI)

8.48%

Weighted Average (WA) OLA

$ 22,280

WA FICO (non-zero)

694

Rep. Period Beginning Loan Amount

$ 271,140,032

WA Remaining Term (RT)

24.42

Rep. Period Ending Loan Amount (ELA)

$ 256,035,841

WA Original APR

9.12%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

56,875

Total Original Loan Amount (OLA)

$ 1,108,096,726

Weighted Average (WA) OLA

$ 22,280

Rep. Period Beginning Loan Amount

$ 271,140,032

Rep. Period Ending Loan Amount (ELA)

$ 256,035,841

As % of Reporting Period ELA:

New % / Used %

0.23% / 99.77%

WA Loan to Value (LTV)

43.96%

WA Payment to Income (PTI)

8.48%

WA FICO (non-zero)

694

WA Remaining Term (RT)

24.42

WA Original APR

9.12%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	228	0.40%	888,130	0.08%	101,721	0.04%	1,317	664	18.04	6.24%
$5,000 - $9,999	2,885	5.07%	24,070,316	2.17%	4,085,068	1.60%	2,926	666	19.40	7.84%
$10,000 - $14,999	13,065	22.97%	168,243,611	15.18%	35,649,814	13.92%	5,095	666	22.19	9.06%
$15,000 - $19,999	18,093	31.81%	315,465,664	28.47%	75,394,446	29.45%	7,389	684	24.29	9.39%
$20,000 - $24,999	11,627	20.44%	258,718,652	23.35%	62,468,575	24.40%	9,541	694	24.97	9.20%
$25,000 - $29,999	6,234	10.96%	169,857,983	15.33%	40,185,077	15.70%	11,825	697	25.34	9.19%
$30,000 - $39,999	3,771	6.63%	126,127,454	11.38%	28,588,025	11.17%	14,384	705	25.53	8.70%
$40,000 - $49,999	766	1.35%	33,570,327	3.03%	7,533,263	2.94%	18,692	711	25.44	8.31%
$50,000 - $59,999	183	0.32%	9,722,131	0.88%	1,855,841	0.72%	21,742	722	24.35	7.57%
$60,000 - $69,999	23	0.04%	1,432,459	0.13%	174,012	0.07%	17,840	765	17.12	5.13%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	56,875	100.00%	1,108,096,726	100.00%	256,035,841	100.00%	9,442	689	24.42	9.12%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	32,026	56.31%	569,582,063	51.40%	31,410,649	12.27%	3,848	698	17.64	7.25%
$5,000 - $9,999	17,318	30.45%	327,848,700	29.59%	126,551,304	49.43%	7,577	697	23.60	8.73%
$10,000 - $14,999	6,094	10.71%	158,840,955	14.33%	72,682,091	28.39%	12,087	680	27.32	10.08%
$15,000 - $19,999	1,206	2.12%	41,396,589	3.74%	20,142,726	7.87%	16,806	668	28.37	10.63%
$20,000 - $24,999	198	0.35%	8,785,988	0.79%	4,345,406	1.70%	22,036	671	29.02	10.19%
$25,000 - $29,999	27	0.05%	1,338,210	0.12%	717,400	0.28%	26,630	638	29.68	11.15%
$30,000 - $39,999	6	0.01%	304,221	0.03%	186,265	0.07%	31,076	640	31.32	11.80%
$40,000 - $49,999	-	-	-	-	-	-	-	-	-	-
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	56,875	100.00%	1,108,096,726	100.00%	256,035,841	100.00%	9,442	689	24.42	9.12%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	56,875	100.00%	1,108,096,726	100.00%	256,035,841	100.00%	9,442	689	24.42	9.12%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	56,875	100.00%	1,108,096,726	100.00%	256,035,841	100.00%	9,442	689	24.42	9.12%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	2	0.00%	29,350	0.00%	0	0.00%	0	0	0.00	0.00%
2.50 - 4.99%	12,209	21.47%	234,195,569	21.13%	43,949,694	17.17%	7,687	799	21.00	4.44%
5.00 - 7.49%	12,065	21.21%	231,585,008	20.90%	48,876,101	19.09%	8,410	743	22.54	6.64%
7.50 - 9.99%	15,287	26.88%	299,009,332	26.98%	73,554,261	28.73%	9,410	680	25.04	8.99%
10.00 - 12.49%	8,211	14.44%	172,099,096	15.53%	45,772,240	17.88%	11,117	636	27.12	11.25%
12.50 - 14.99%	6,954	12.23%	129,739,531	11.71%	33,410,358	13.05%	10,436	584	25.80	13.92%
15.00 - 17.49%	2,147	3.77%	41,438,841	3.74%	10,473,187	4.09%	11,358	612	26.90	16.48%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	56,875	100.00%	1,108,096,726	100.00%	256,035,841	100.00%	9,442	689	24.42	9.12%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	18	0.03%	293,932	0.03%	72,832	0.03%	9,526	493	28.12	13.70%
500 - 549	1,084	1.91%	20,196,683	1.82%	5,272,374	2.06%	10,390	534	26.02	12.61%
550 - 599	5,138	9.03%	98,065,646	8.85%	25,858,934	10.10%	10,639	579	26.22	12.68%
600 - 649	10,951	19.25%	213,867,730	19.30%	54,390,156	21.24%	10,324	626	25.80	11.64%
650 - 699	12,042	21.17%	236,472,653	21.34%	56,865,272	22.21%	9,680	674	25.01	9.73%
700 - 749	10,113	17.78%	196,084,605	17.70%	44,592,169	17.42%	9,047	723	24.07	7.95%
750 - 799	8,369	14.71%	163,185,081	14.73%	34,481,969	13.47%	8,571	773	23.08	6.09%
800+	8,475	14.90%	171,634,476	15.49%	32,924,776	12.86%	8,165	833	21.69	5.04%
NA	685	1.20%	8,295,920	0.75%	1,577,358	0.62%	4,481	0	16.29	13.61%
Total:	56,875	100.00%	1,108,096,726	100.00%	256,035,841	100.00%	9,442	689	24.42	9.12%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	3	0.01%	19,141	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	259	0.46%	3,212,042	0.29%	0	0.00%	0	0	0.00	0.00%
37 - 48	930	1.64%	12,757,099	1.15%	445,116	0.17%	1,733	724	4.20	6.49%
49 - 60	12,129	21.33%	217,835,206	19.66%	35,856,485	14.00%	6,291	706	16.01	7.23%
61 - 72	32,169	56.56%	629,205,728	56.78%	150,891,530	58.93%	9,437	689	24.53	9.19%
73+	11,385	20.02%	245,067,510	22.12%	68,842,710	26.89%	11,143	681	28.67	9.96%
Total:	56,875	100.00%	1,108,096,726	100.00%	256,035,841	100.00%	9,442	689	24.42	9.12%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	22,837	40.15%	446,621,176	40.31%	610	0.00%	610	579	0.00	8.95%
1 - 12	770	1.35%	11,462,294	1.03%	1,314,385	0.51%	2,839	713	6.70	7.21%
13 - 24	17,585	30.92%	318,265,580	28.72%	100,502,412	39.25%	6,890	703	18.32	7.81%
25 - 36	15,666	27.54%	331,358,109	29.90%	154,015,335	60.15%	11,156	680	28.51	9.99%
37 - 48	13	0.02%	283,777	0.03%	156,325	0.06%	15,731	624	44.13	8.58%
49 - 60	4	0.01%	105,792	0.01%	46,773	0.02%	13,783	617	54.31	9.60%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	56,875	100.00%	1,108,096,726	100.00%	256,035,841	100.00%	9,442	689	24.42	9.12%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	49,292	86.67%	955,144,460	86.20%	206,953,397	80.83%	8,945	704	24.01	8.54%
1 - 15	2,438	4.29%	49,780,074	4.49%	22,473,549	8.78%	10,963	644	25.59	10.88%
16 - 30	1,070	1.88%	21,720,884	1.96%	10,267,693	4.01%	11,425	625	26.28	11.73%
31 - 60	980	1.72%	19,655,919	1.77%	9,981,035	3.90%	11,979	611	26.67	12.30%
61 - 90	486	0.85%	9,904,046	0.89%	5,278,047	2.06%	13,232	610	26.99	12.46%
91 - 120	133	0.23%	2,528,728	0.23%	1,082,121	0.42%	12,199	607	27.10	12.33%
121+	2,476	4.35%	49,362,615	4.45%	0	0.00%	0	0	0.00	0.00%
Total:	56,875	100.00%	1,108,096,726	100.00%	256,035,841	100.00%	9,442	689	24.42	9.12%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	56,875	100.00%	1,108,096,726	100.00%	256,035,841	100.00%	9,442	689	24.42	9.12%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	56,875	100.00%	1,108,096,726	100.00%	256,035,841	100.00%	9,442	689	24.42	9.12%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	56,574	99.47%	1,104,448,814	99.67%	255,379,453	99.74%	9,455	691	24.44	9.11%
Stated, verified but not Level 4 or 5	301	0.53%	3,647,913	0.33%	656,388	0.26%	4,451	16	16.29	13.44%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	56,875	100.00%	1,108,096,726	100.00%	256,035,841	100.00%	9,442	689	24.42	9.12%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	20,491	36.03%	367,559,848	33.17%	76,643,541	29.93%	8,143	724	22.93	7.27%
5.00 - 9.99%	21,657	38.08%	432,424,453	39.02%	102,456,846	40.02%	9,568	687	24.70	9.26%
10.00 - 14.99%	9,448	16.61%	194,846,668	17.58%	48,907,553	19.10%	10,335	662	25.52	10.52%
15.00 - 19.99%	3,302	5.81%	69,428,814	6.27%	17,268,964	6.74%	10,658	656	25.45	11.11%
20.00 - 24.99%	1,188	2.09%	25,693,135	2.32%	6,325,549	2.47%	11,273	647	25.79	11.62%
25.00 - 29.99%	485	0.85%	10,897,271	0.98%	2,639,799	1.03%	11,895	645	25.75	11.49%
30.00 - 39.99%	246	0.43%	5,640,220	0.51%	1,408,080	0.55%	11,451	660	25.17	10.46%
40.00 - 49.99%	38	0.07%	1,013,473	0.09%	254,944	0.10%	12,261	693	23.52	8.99%
50.00 - 59.99%	15	0.03%	438,117	0.04%	87,765	0.03%	11,670	680	23.25	9.33%
60.00 - 69.99%	3	0.01%	95,303	0.01%	42,801	0.02%	14,367	788	28.69	8.49%
70.00 - 79.99%	1	0.00%	30,755	0.00%	0	0.00%	0	0	0.00	0.00%
80.00 - 89.99%	1	0.00%	28,669	0.00%	0	0.00%	0	0	0.00	0.00%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	56,875	100.00%	1,108,096,726	100.00%	256,035,841	100.00%	9,442	689	24.42	9.12%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	123	0.22%	522,902	0.05%	68,335	0.03%	1,649	685	17.73	5.66%
25.00 - 49.99%	1,273	2.24%	11,621,499	1.05%	1,695,598	0.66%	3,501	730	19.00	5.43%
50.00 - 74.99%	5,365	9.43%	78,694,512	7.10%	13,818,396	5.40%	5,737	737	20.64	5.88%
75.00 - 99.99%	17,862	31.41%	340,531,965	30.73%	74,263,346	29.01%	8,343	711	22.98	7.53%
100.00 - 109.99%	14,132	24.85%	295,631,380	26.68%	72,063,089	28.15%	9,927	683	24.71	9.40%
110.00 - 119.99%	11,475	20.18%	244,221,102	22.04%	61,687,752	24.09%	10,682	670	25.88	10.51%
120.00 - 129.99%	5,020	8.83%	101,399,858	9.15%	24,572,188	9.60%	10,252	665	26.20	11.10%
130.00 - 139.99%	1,245	2.19%	26,821,005	2.42%	6,133,728	2.40%	10,759	676	26.00	11.04%
140.00%+	380	0.67%	8,652,502	0.78%	1,733,410	0.68%	11,760	688	26.43	10.52%
Total:	56,875	100.00%	1,108,096,726	100.00%	256,035,841	100.00%	9,442	689	24.42	9.12%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	937	1.65%	18,422,226	1.66%	4,289,170	1.68%	10,071	686	24.94	9.53%
Alaska	10	0.02%	223,625	0.02%	47,067	0.02%	10,056	690	24.01	8.49%
Arizona	798	1.40%	14,953,661	1.35%	2,990,644	1.17%	8,407	699	23.65	8.55%
Arkansas	71	0.12%	1,496,376	0.14%	329,476	0.13%	9,876	648	25.13	10.54%
California	9,605	16.89%	185,305,736	16.72%	42,564,986	16.62%	9,285	684	23.91	9.20%
Colorado	1,194	2.10%	24,095,285	2.17%	5,044,346	1.97%	9,481	712	23.65	8.29%
Connecticut	545	0.96%	10,734,949	0.97%	2,597,368	1.01%	9,363	695	24.38	8.84%
Delaware	294	0.52%	5,536,508	0.50%	1,431,448	0.56%	8,942	682	24.32	9.22%
Florida	4,798	8.44%	96,802,077	8.74%	22,112,198	8.64%	10,181	679	25.50	9.47%
Georgia	3,745	6.58%	73,395,354	6.62%	17,491,221	6.83%	9,840	676	24.91	9.80%
Hawaii	18	0.03%	369,661	0.03%	47,915	0.02%	9,169	707	26.93	9.52%
Idaho	173	0.30%	3,164,152	0.29%	610,617	0.24%	8,116	717	22.80	8.02%
Illinois	2,950	5.19%	56,041,085	5.06%	14,440,525	5.64%	8,914	704	24.23	8.56%
Indiana	963	1.69%	18,201,945	1.64%	4,188,300	1.64%	8,821	706	24.03	8.44%
Iowa	216	0.38%	4,050,687	0.37%	909,891	0.36%	8,649	704	24.46	8.48%
Kansas	685	1.20%	13,017,948	1.17%	2,852,964	1.11%	8,800	713	23.47	8.23%
Kentucky	682	1.20%	12,714,318	1.15%	2,743,409	1.07%	8,620	702	24.21	8.64%
Louisiana	709	1.25%	14,738,109	1.33%	3,733,819	1.46%	10,979	669	25.38	10.12%
Maine	117	0.21%	2,163,006	0.20%	451,187	0.18%	8,105	698	23.38	9.19%
Maryland	2,603	4.58%	51,699,193	4.67%	12,550,210	4.90%	9,663	696	24.41	8.70%
Massachusetts	562	0.99%	10,084,503	0.91%	2,442,870	0.95%	8,244	706	23.46	8.25%
Michigan	75	0.13%	1,282,999	0.12%	265,449	0.10%	7,794	675	22.71	10.01%
Minnesota	236	0.41%	4,730,914	0.43%	1,116,610	0.44%	9,414	671	24.38	9.54%
Mississippi	534	0.94%	11,341,032	1.02%	2,885,767	1.13%	10,838	671	25.82	10.43%
Missouri	600	1.05%	11,546,056	1.04%	2,422,107	0.95%	8,872	700	23.83	9.24%
Montana	16	0.03%	318,419	0.03%	47,806	0.02%	9,098	718	22.40	7.03%
Nebraska	225	0.40%	4,015,340	0.36%	936,734	0.37%	8,788	715	23.55	8.03%
Nevada	1,454	2.56%	28,724,635	2.59%	6,064,950	2.37%	9,501	692	24.26	9.20%
New Hampshire	106	0.19%	1,934,477	0.17%	501,130	0.20%	8,841	704	24.13	9.16%
New Jersey	517	0.91%	10,107,850	0.91%	2,671,020	1.04%	9,641	709	25.31	8.31%
New Mexico	390	0.69%	7,410,453	0.67%	1,592,764	0.62%	8,662	692	23.32	9.03%
New York	147	0.26%	2,759,779	0.25%	603,464	0.24%	8,714	693	23.68	9.16%
North Carolina	3,162	5.56%	60,309,349	5.44%	13,316,718	5.20%	9,309	688	24.83	9.31%
North Dakota	5	0.01%	87,517	0.01%	12,490	0.00%	6,245	627	24.49	10.45%
Ohio	1,136	2.00%	22,086,898	1.99%	5,451,165	2.13%	9,352	695	24.76	9.05%
Oklahoma	590	1.04%	11,187,662	1.01%	2,399,870	0.94%	9,198	684	23.46	9.17%
Oregon	495	0.87%	8,268,256	0.75%	1,740,383	0.68%	7,934	693	23.76	8.56%
Pennsylvania	791	1.39%	15,329,149	1.38%	3,755,909	1.47%	9,176	700	23.83	8.61%
Rhode Island	160	0.28%	2,872,762	0.26%	679,619	0.27%	8,774	690	24.76	9.15%
South Carolina	1,655	2.91%	31,429,415	2.84%	7,391,591	2.89%	9,213	682	24.63	9.37%
South Dakota	19	0.03%	430,753	0.04%	90,479	0.04%	11,324	656	25.59	9.23%
Tennessee	2,344	4.12%	46,113,451	4.16%	10,331,005	4.03%	9,167	695	24.34	8.80%
Texas	5,774	10.15%	115,914,999	10.46%	27,291,218	10.66%	9,950	677	24.72	9.55%
Utah	177	0.31%	3,315,026	0.30%	680,316	0.27%	9,294	719	22.92	7.45%
Vermont	8	0.01%	133,118	0.01%	50,089	0.02%	7,987	716	23.02	7.66%
Virginia	3,163	5.56%	61,718,642	5.57%	14,205,372	5.55%	9,169	706	24.14	8.54%
Washington	859	1.51%	16,368,281	1.48%	3,281,641	1.28%	8,826	692	24.02	8.88%
West Virginia	88	0.15%	1,729,237	0.16%	428,734	0.17%	9,078	693	23.07	8.99%
Wisconsin	324	0.57%	6,336,002	0.57%	1,315,573	0.51%	8,236	712	21.99	8.32%
Wyoming	23	0.04%	471,318	0.04%	90,023	0.04%	10,613	744	22.59	7.33%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	7	0.01%	138,120	0.01%	20,230	0.01%	7,758	717	26.47	8.87%
Armed Forces Pacific	2	0.00%	55,651	0.01%	5,327	0.00%	5,327	889	16.00	3.95%
District of Columbia	110	0.19%	2,274,066	0.21%	502,580	0.20%	9,465	689	23.72	8.89%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	6	0.01%	98,531	0.01%	11,074	0.00%	6,269	661	19.77	13.08%
Virgin Islands	2	0.00%	46,163	0.00%	7,004	0.00%	7,004	787	17.00	3.95%
Total:	56,875	100.00%	1,108,096,726	100.00%	256,035,841	100.00%	9,442	689	24.42	9.12%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	123	0.22%	3,210,065	0.29%	591,447	0.23%	10,050	765	21.34	5.84%
Used	56,752	99.78%	1,104,886,661	99.71%	255,444,394	99.77%	9,441	689	24.42	9.12%
NA	-	-	-	-	-	-	-	-	-	-
Total:	56,875	100.00%	1,108,096,726	100.00%	256,035,841	100.00%	9,442	689	24.42	9.12%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	27,831	48.93%	473,154,191	42.70%	107,191,896	41.87%	8,316	674	24.50	9.68%
Truck	4,386	7.71%	112,648,952	10.17%	25,632,045	10.01%	11,675	707	24.11	8.63%
SUV	22,780	40.05%	484,122,197	43.69%	114,333,454	44.66%	10,015	699	24.42	8.73%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	1,878	3.30%	38,171,386	3.44%	8,878,446	3.47%	9,217	700	24.20	8.72%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	56,875	100.00%	1,108,096,726	100.00%	256,035,841	100.00%	9,442	689	24.42	9.12%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	6,942	12.21%	135,597,203	12.24%	31,026,607	12.12%	9,311	694	24.08	8.89%
Ford: Lincoln	578	1.02%	12,841,128	1.16%	2,840,400	1.11%	10,008	701	24.34	8.62%
Ford: Mercury	20	0.04%	236,579	0.02%	47,911	0.02%	4,380	655	17.94	10.72%
GMC	1,653	2.91%	40,513,125	3.66%	9,946,714	3.88%	11,695	700	25.00	8.83%
GMC: Buick	1,005	1.77%	18,666,807	1.68%	4,703,567	1.84%	8,890	690	24.85	9.27%
GMC: Cadillac	748	1.32%	19,121,585	1.73%	4,307,208	1.68%	12,968	694	24.95	9.19%
GMC: Chevrolet	5,459	9.60%	109,343,981	9.87%	26,729,523	10.44%	9,981	682	25.04	9.51%
GMC: Hummer	1	0.00%	24,370	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	6	0.01%	69,336	0.01%	1,770	0.00%	1,770	738	15.00	6.95%
GMC: Saturn	9	0.02%	93,367	0.01%	19,822	0.01%	3,549	627	19.64	10.75%
Tesla	8	0.01%	409,163	0.04%	27,769	0.01%	11,198	693	13.65	5.66%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,328	2.33%	32,562,427	2.94%	6,586,886	2.57%	11,646	694	24.21	8.88%
BMW: Mini	380	0.67%	6,089,868	0.55%	1,145,741	0.45%	7,346	691	23.33	9.14%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,322	2.32%	34,778,089	3.14%	7,222,310	2.82%	12,387	688	24.81	9.11%
Daimler: Smart	47	0.08%	461,973	0.04%	79,378	0.03%	4,265	667	23.34	10.18%
Fiat	319	0.56%	4,426,047	0.40%	963,478	0.38%	6,253	678	23.30	9.07%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	728	1.28%	14,473,628	1.31%	3,089,645	1.21%	9,194	692	24.39	8.92%
Fiat: Dodge	2,711	4.77%	60,821,678	5.49%	14,735,340	5.76%	10,899	677	25.62	9.80%
Fiat: Jeep	3,048	5.36%	62,937,587	5.68%	14,871,290	5.81%	9,618	694	24.94	9.02%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	266	0.47%	5,864,776	0.53%	1,270,002	0.50%	10,492	737	22.73	7.16%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,180	2.07%	18,332,880	1.65%	3,773,058	1.47%	7,122	674	23.31	9.09%
Volkswagen: Audi	656	1.15%	17,351,803	1.57%	3,591,741	1.40%	11,915	710	24.31	8.36%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	107	0.19%	4,308,504	0.39%	700,103	0.27%	16,070	724	23.88	7.34%
Honda	4,044	7.11%	70,687,633	6.38%	16,538,864	6.46%	8,176	694	24.08	8.98%
Honda: Acura	868	1.53%	18,356,623	1.66%	4,012,714	1.57%	9,482	707	23.37	8.38%
Hyundai	3,158	5.55%	48,489,129	4.38%	11,017,682	4.30%	7,217	677	24.50	9.48%
Hyundai: Kia	2,492	4.38%	39,673,403	3.58%	9,697,608	3.79%	7,599	671	24.88	9.76%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	978	1.72%	15,352,843	1.39%	3,484,259	1.36%	7,140	691	23.47	9.03%
Mitsubishi	572	1.01%	8,840,916	0.80%	2,329,684	0.91%	7,783	663	25.79	10.45%
Nissan	7,017	12.34%	119,145,366	10.75%	29,169,922	11.39%	8,084	676	24.77	9.49%
Nissan: Infiniti	1,207	2.12%	27,906,322	2.52%	6,355,324	2.48%	10,838	691	24.41	9.32%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	963	1.69%	18,236,954	1.65%	3,956,544	1.55%	8,598	718	23.36	8.00%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	140	0.25%	3,983,813	0.36%	826,932	0.32%	13,104	687	24.19	8.83%
Tata: Land Rover	287	0.50%	9,738,614	0.88%	1,902,037	0.74%	15,797	690	24.42	9.00%
Toyota	4,863	8.55%	88,417,966	7.98%	20,402,879	7.97%	8,337	702	23.19	8.58%
Toyota: Lexus	1,549	2.72%	36,861,371	3.33%	8,022,646	3.13%	11,003	705	23.26	8.51%
Toyota: Scion	216	0.38%	3,079,870	0.28%	638,483	0.25%	6,418	682	23.99	10.00%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	56,875	100.00%	1,108,096,726	100.00%	256,035,841	100.00%	9,442	689	24.42	9.12%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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