StratMaker (142200)

CarMax Auto Owner Trust 2020-3

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

0.09% / 99.91%

Total Original # of Loans

67,551

WA Loan to Value (LTV)

56.17%

Total Original Loan Amount (OLA)

$ 1,367,228,786

WA Payment to Income (PTI)

7.99%

Weighted Average (WA) OLA

$ 23,198

WA FICO (non-zero)

712

Rep. Period Beginning Loan Amount

$ 405,476,942

WA Remaining Term (RT)

33.67

Rep. Period Ending Loan Amount (ELA)

$ 387,809,096

WA Original APR

7.95%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

67,551

Total Original Loan Amount (OLA)

$ 1,367,228,786

Weighted Average (WA) OLA

$ 23,198

Rep. Period Beginning Loan Amount

$ 405,476,942

Rep. Period Ending Loan Amount (ELA)

$ 387,809,096

As % of Reporting Period ELA:

New % / Used %

0.09% / 99.91%

WA Loan to Value (LTV)

56.17%

WA Payment to Income (PTI)

7.99%

WA FICO (non-zero)

712

WA Remaining Term (RT)

33.67

WA Original APR

7.95%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	225	0.33%	882,111	0.06%	205,374	0.05%	1,916	663	26.48	5.36%
$5,000 - $9,999	3,137	4.64%	25,924,260	1.90%	6,582,010	1.70%	4,130	678	28.43	6.92%
$10,000 - $14,999	13,825	20.47%	178,780,707	13.08%	50,416,221	13.00%	6,895	675	31.18	8.22%
$15,000 - $19,999	20,801	30.79%	362,922,268	26.54%	103,344,920	26.65%	9,731	692	33.52	8.44%
$20,000 - $24,999	14,186	21.00%	316,266,829	23.13%	91,558,794	23.61%	12,488	713	34.41	7.96%
$25,000 - $29,999	8,203	12.14%	223,548,362	16.35%	63,957,507	16.49%	15,315	717	34.56	7.89%
$30,000 - $39,999	5,732	8.49%	193,025,840	14.12%	53,646,782	13.83%	18,715	726	34.43	7.30%
$40,000 - $49,999	1,192	1.76%	52,201,755	3.82%	14,345,288	3.70%	24,487	728	34.82	7.13%
$50,000 - $59,999	214	0.32%	11,367,444	0.83%	3,239,026	0.84%	28,804	732	33.62	6.56%
$60,000 - $69,999	36	0.05%	2,309,209	0.17%	513,175	0.13%	26,780	798	25.85	4.22%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	67,551	100.00%	1,367,228,786	100.00%	387,809,096	100.00%	12,806	705	33.67	7.95%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	34,520	51.10%	674,007,689	49.30%	12,335,327	3.18%	3,840	720	24.92	5.62%
$5,000 - $9,999	14,800	21.91%	232,921,393	17.04%	114,435,524	29.51%	7,980	706	30.40	7.16%
$10,000 - $14,999	12,259	18.15%	269,863,628	19.74%	149,293,806	38.50%	12,341	707	34.60	8.14%
$15,000 - $19,999	4,399	6.51%	129,019,818	9.44%	74,868,658	19.31%	17,133	702	36.33	8.69%
$20,000 - $24,999	1,186	1.76%	43,486,679	3.18%	26,001,518	6.70%	22,007	695	37.44	8.99%
$25,000 - $29,999	308	0.46%	13,898,482	1.02%	8,322,299	2.15%	27,094	700	37.65	8.49%
$30,000 - $39,999	79	0.12%	4,031,096	0.29%	2,551,965	0.66%	32,414	677	39.37	9.57%
$40,000 - $49,999	-	-	-	-	-	-	-	-	-	-
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	67,551	100.00%	1,367,228,786	100.00%	387,809,096	100.00%	12,806	705	33.67	7.95%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	67,551	100.00%	1,367,228,786	100.00%	387,809,096	100.00%	12,806	705	33.67	7.95%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,551	100.00%	1,367,228,786	100.00%	387,809,096	100.00%	12,806	705	33.67	7.95%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	55	0.08%	1,277,626	0.09%	0	0.00%	0	0	0.00	0.00%
2.50 - 4.99%	20,342	30.11%	411,150,957	30.07%	114,535,010	29.53%	11,578	802	30.32	3.54%
5.00 - 7.49%	14,353	21.25%	285,625,315	20.89%	74,949,343	19.33%	12,154	733	32.81	6.48%
7.50 - 9.99%	15,634	23.14%	322,549,411	23.59%	91,974,038	23.72%	13,338	681	35.13	9.01%
10.00 - 12.49%	7,995	11.84%	173,629,368	12.70%	55,361,616	14.28%	14,895	638	37.46	11.18%
12.50 - 14.99%	7,023	10.40%	131,472,358	9.62%	39,369,806	10.15%	13,118	550	35.60	14.05%
15.00 - 17.49%	2,149	3.18%	41,523,751	3.04%	11,619,284	3.00%	13,881	601	36.19	16.52%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,551	100.00%	1,367,228,786	100.00%	387,809,096	100.00%	12,806	705	33.67	7.95%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	22	0.03%	430,674	0.03%	120,976	0.03%	12,919	483	33.43	13.55%
500 - 549	1,096	1.62%	21,501,768	1.57%	6,400,707	1.65%	14,222	536	36.72	12.88%
550 - 599	5,370	7.95%	105,860,614	7.74%	31,131,552	8.03%	13,973	579	36.10	12.87%
600 - 649	11,367	16.83%	228,161,428	16.69%	63,505,777	16.38%	13,653	626	35.81	11.39%
650 - 699	13,488	19.97%	274,022,515	20.04%	75,272,591	19.41%	13,206	675	34.78	9.25%
700 - 749	12,412	18.37%	247,459,298	18.10%	69,718,617	17.98%	12,516	724	33.60	7.24%
750 - 799	10,992	16.27%	223,685,695	16.36%	64,764,169	16.70%	12,169	774	32.27	5.18%
800+	11,881	17.59%	253,848,416	18.57%	72,947,540	18.81%	12,125	833	30.88	3.89%
NA	923	1.37%	12,258,379	0.90%	3,947,168	1.02%	8,167	0	30.02	13.94%
Total:	67,551	100.00%	1,367,228,786	100.00%	387,809,096	100.00%	12,806	705	33.67	7.95%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	7	0.01%	52,058	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	355	0.53%	4,559,986	0.33%	134,278	0.03%	1,709	776	3.71	4.14%
37 - 48	1,200	1.78%	16,483,467	1.21%	2,490,887	0.64%	5,279	728	14.44	5.49%
49 - 60	13,685	20.26%	256,650,087	18.77%	75,405,929	19.44%	10,312	732	26.45	5.98%
61 - 72	37,839	56.02%	769,988,769	56.32%	220,888,645	56.96%	12,900	702	34.20	8.11%
73+	14,465	21.41%	319,494,419	23.37%	88,889,357	22.92%	14,913	690	39.08	9.30%
Total:	67,551	100.00%	1,367,228,786	100.00%	387,809,096	100.00%	12,806	705	33.67	7.95%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	30,791	45.58%	630,903,355	46.14%	8,282	0.00%	1,533	609	0.00	12.26%
1 - 12	370	0.55%	5,116,420	0.37%	705,663	0.18%	3,070	734	8.32	5.83%
13 - 24	2,768	4.10%	48,966,772	3.58%	18,351,160	4.73%	8,550	739	21.45	5.64%
25 - 36	20,253	29.98%	388,809,310	28.44%	190,341,112	49.08%	11,182	717	29.55	6.87%
37 - 48	13,358	19.77%	293,158,551	21.44%	178,238,967	45.96%	15,013	689	39.42	9.35%
49 - 60	11	0.02%	274,378	0.02%	163,912	0.04%	16,919	642	53.06	7.64%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	67,551	100.00%	1,367,228,786	100.00%	387,809,096	100.00%	12,806	705	33.67	7.95%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	61,814	91.51%	1,248,818,574	91.34%	331,082,753	85.37%	12,415	719	33.28	7.35%
1 - 15	2,209	3.27%	46,055,488	3.37%	27,636,590	7.13%	14,557	646	35.34	10.68%
16 - 30	778	1.15%	16,161,879	1.18%	10,116,041	2.61%	15,056	619	36.57	11.77%
31 - 60	809	1.20%	16,714,913	1.22%	10,836,843	2.79%	15,556	603	36.43	12.32%
61 - 90	490	0.73%	10,127,226	0.74%	6,649,374	1.71%	16,150	596	36.92	12.80%
91 - 120	139	0.21%	2,948,529	0.22%	1,454,693	0.38%	16,954	608	35.40	11.96%
121+	1,312	1.94%	26,402,176	1.93%	32,802	0.01%	16,503	554	31.38	11.58%
Total:	67,551	100.00%	1,367,228,786	100.00%	387,809,096	100.00%	12,806	705	33.67	7.95%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	67,551	100.00%	1,367,228,786	100.00%	387,809,096	100.00%	12,806	705	33.67	7.95%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,551	100.00%	1,367,228,786	100.00%	387,809,096	100.00%	12,806	705	33.67	7.95%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	67,149	99.40%	1,361,875,573	99.61%	386,148,048	99.57%	12,826	708	33.69	7.92%
Stated, verified but not Level 4 or 5	402	0.60%	5,353,212	0.39%	1,661,049	0.43%	8,078	83	30.12	13.90%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,551	100.00%	1,367,228,786	100.00%	387,809,096	100.00%	12,806	705	33.67	7.95%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	25,242	37.37%	472,956,056	34.59%	130,601,697	33.68%	11,390	745	31.92	5.86%
5.00 - 9.99%	25,739	38.10%	538,385,869	39.38%	154,564,242	39.86%	13,115	703	34.09	8.11%
10.00 - 14.99%	10,488	15.53%	222,722,579	16.29%	63,863,803	16.47%	13,890	667	35.12	9.98%
15.00 - 19.99%	3,865	5.72%	83,260,430	6.09%	24,520,256	6.32%	14,141	637	35.57	11.00%
20.00 - 24.99%	1,394	2.06%	30,672,483	2.24%	8,510,769	2.19%	14,714	638	35.71	11.24%
25.00 - 29.99%	522	0.77%	11,618,614	0.85%	3,585,914	0.92%	15,848	635	35.65	11.32%
30.00 - 39.99%	248	0.37%	6,047,405	0.44%	1,711,099	0.44%	15,856	687	33.85	9.55%
40.00 - 49.99%	40	0.06%	1,154,291	0.08%	367,427	0.09%	19,420	720	34.67	8.78%
50.00 - 59.99%	8	0.01%	242,579	0.02%	47,438	0.01%	13,372	695	32.84	9.06%
60.00 - 69.99%	5	0.01%	168,480	0.01%	36,450	0.01%	18,327	810	36.22	6.02%
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,551	100.00%	1,367,228,786	100.00%	387,809,096	100.00%	12,806	705	33.67	7.95%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	123	0.18%	540,141	0.04%	77,497	0.02%	1,962	708	26.90	3.78%
25.00 - 49.99%	1,634	2.42%	15,349,572	1.12%	3,505,574	0.90%	5,023	732	28.12	4.21%
50.00 - 74.99%	7,039	10.42%	107,362,474	7.85%	28,679,042	7.40%	8,530	749	29.78	4.59%
75.00 - 99.99%	22,221	32.90%	444,029,598	32.48%	129,429,996	33.37%	11,791	730	32.30	6.32%
100.00 - 109.99%	16,668	24.67%	366,177,664	26.78%	107,792,861	27.80%	13,913	693	34.58	8.61%
110.00 - 119.99%	13,106	19.40%	288,710,212	21.12%	80,286,365	20.70%	14,235	677	35.39	9.83%
120.00 - 129.99%	5,116	7.57%	107,077,738	7.83%	28,049,957	7.23%	13,563	677	35.45	10.47%
130.00 - 139.99%	1,242	1.84%	28,240,105	2.07%	7,717,623	1.99%	15,500	677	36.11	10.92%
140.00%+	402	0.60%	9,741,282	0.71%	2,270,181	0.59%	15,354	687	35.92	10.53%
Total:	67,551	100.00%	1,367,228,786	100.00%	387,809,096	100.00%	12,806	705	33.67	7.95%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,198	1.77%	24,057,430	1.76%	7,075,649	1.82%	12,656	692	33.87	8.52%
Alaska	19	0.03%	407,096	0.03%	87,528	0.02%	11,371	692	32.37	9.36%
Arizona	1,127	1.67%	22,224,970	1.63%	5,785,333	1.49%	12,251	703	33.50	7.77%
Arkansas	99	0.15%	2,024,617	0.15%	564,156	0.15%	14,241	696	34.49	8.73%
California	10,877	16.10%	220,494,487	16.13%	60,441,204	15.59%	12,735	706	33.04	7.69%
Colorado	1,786	2.64%	37,358,238	2.73%	10,347,647	2.67%	12,721	733	33.02	6.70%
Connecticut	662	0.98%	13,013,940	0.95%	3,647,509	0.94%	11,906	715	33.27	7.55%
Delaware	358	0.53%	6,996,657	0.51%	2,234,446	0.58%	11,892	704	33.68	8.02%
Florida	6,135	9.08%	126,245,376	9.23%	32,617,613	8.41%	13,270	693	34.83	8.46%
Georgia	4,729	7.00%	95,120,428	6.96%	27,692,378	7.14%	13,008	691	34.12	8.77%
Hawaii	17	0.03%	343,297	0.03%	68,779	0.02%	12,416	737	36.30	7.55%
Idaho	209	0.31%	3,818,046	0.28%	921,909	0.24%	10,321	717	32.22	7.36%
Illinois	3,226	4.78%	64,783,799	4.74%	18,937,273	4.88%	12,373	719	32.91	7.34%
Indiana	1,129	1.67%	22,466,162	1.64%	6,494,812	1.67%	12,484	728	33.43	7.10%
Iowa	237	0.35%	4,601,645	0.34%	1,288,882	0.33%	11,616	722	33.03	7.27%
Kansas	743	1.10%	14,946,145	1.09%	4,342,060	1.12%	12,499	720	32.64	7.41%
Kentucky	750	1.11%	14,409,435	1.05%	4,120,013	1.06%	12,041	726	33.23	7.24%
Louisiana	897	1.33%	18,837,997	1.38%	6,342,388	1.64%	14,035	669	34.98	9.45%
Maine	136	0.20%	2,572,623	0.19%	838,160	0.22%	12,017	726	32.77	7.21%
Maryland	92	0.14%	1,772,949	0.13%	539,891	0.14%	12,391	718	32.18	7.45%
Massachusetts	648	0.96%	12,423,403	0.91%	3,668,020	0.95%	11,767	731	32.79	6.54%
Michigan	73	0.11%	1,430,494	0.10%	327,019	0.08%	9,596	658	30.67	9.54%
Minnesota	403	0.60%	7,943,904	0.58%	2,388,618	0.62%	11,670	711	32.92	7.88%
Mississippi	791	1.17%	16,917,019	1.24%	5,271,881	1.36%	13,581	676	34.85	9.76%
Missouri	886	1.31%	17,748,720	1.30%	5,029,771	1.30%	12,980	712	33.12	8.13%
Montana	26	0.04%	634,623	0.05%	180,762	0.05%	17,504	724	35.39	7.97%
Nebraska	291	0.43%	5,389,628	0.39%	1,498,757	0.39%	11,715	729	33.11	6.89%
Nevada	1,626	2.41%	34,730,240	2.54%	9,893,415	2.55%	13,872	704	34.43	8.05%
New Hampshire	117	0.17%	2,091,434	0.15%	572,619	0.15%	10,017	732	32.62	6.25%
New Jersey	465	0.69%	9,101,540	0.67%	2,973,433	0.77%	12,513	720	34.09	7.16%
New Mexico	438	0.65%	8,859,410	0.65%	2,291,665	0.59%	12,755	708	32.21	7.31%
New York	88	0.13%	1,701,113	0.12%	562,235	0.14%	12,388	688	33.28	8.51%
North Carolina	4,074	6.03%	81,127,525	5.93%	22,770,698	5.87%	12,760	703	34.30	8.19%
North Dakota	10	0.01%	231,777	0.02%	91,187	0.02%	12,907	741	31.68	7.70%
Ohio	1,395	2.07%	27,965,560	2.05%	8,163,532	2.11%	12,801	703	34.21	8.27%
Oklahoma	570	0.84%	10,772,185	0.79%	3,041,275	0.78%	11,463	705	32.76	7.93%
Oregon	595	0.88%	10,660,739	0.78%	3,009,653	0.78%	11,301	720	32.48	7.12%
Pennsylvania	748	1.11%	14,666,673	1.07%	4,325,267	1.12%	12,163	725	33.33	7.23%
Rhode Island	203	0.30%	3,817,317	0.28%	1,232,244	0.32%	11,684	715	33.38	7.84%
South Carolina	2,128	3.15%	41,928,427	3.07%	12,091,441	3.12%	12,544	705	33.80	7.96%
South Dakota	27	0.04%	598,736	0.04%	215,509	0.06%	13,466	719	30.58	6.22%
Tennessee	3,341	4.95%	67,903,677	4.97%	19,878,177	5.13%	12,827	714	33.89	7.71%
Texas	8,099	11.99%	170,710,631	12.49%	48,731,421	12.57%	13,518	690	34.15	8.57%
Utah	291	0.43%	5,561,055	0.41%	1,254,490	0.32%	11,450	719	32.64	7.30%
Vermont	17	0.03%	363,357	0.03%	80,119	0.02%	11,370	777	32.79	5.27%
Virginia	3,796	5.62%	76,118,915	5.57%	22,464,188	5.79%	12,366	724	33.01	7.12%
Washington	946	1.40%	18,671,453	1.37%	5,707,790	1.47%	12,322	707	32.46	7.39%
West Virginia	84	0.12%	1,809,736	0.13%	479,222	0.12%	13,409	723	35.63	7.19%
Wisconsin	777	1.15%	15,208,318	1.11%	4,213,431	1.09%	11,816	710	32.60	7.48%
Wyoming	40	0.06%	828,494	0.06%	203,822	0.05%	13,333	745	32.12	6.69%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	4	0.01%	101,044	0.01%	57,812	0.01%	16,340	687	36.25	9.37%
Armed Forces Pacific	3	0.00%	57,731	0.00%	23,008	0.01%	11,982	774	39.19	6.14%
District of Columbia	121	0.18%	2,580,209	0.19%	717,605	0.19%	13,336	704	33.54	8.08%
Guam	1	0.00%	15,729	0.00%	0	0.00%	0	0	0.00	0.00%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	2	0.00%	44,954	0.00%	0	0.00%	0	0	0.00	0.00%
Virgin Islands	1	0.00%	17,678	0.00%	11,381	0.00%	11,381	666	40.00	9.45%
Total:	67,551	100.00%	1,367,228,786	100.00%	387,809,096	100.00%	12,806	705	33.67	7.95%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	61	0.09%	1,545,029	0.11%	360,558	0.09%	14,336	802	29.94	3.81%
Used	67,490	99.91%	1,365,683,757	99.89%	387,448,539	99.91%	12,804	705	33.68	7.95%
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,551	100.00%	1,367,228,786	100.00%	387,809,096	100.00%	12,806	705	33.67	7.95%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	30,634	45.35%	540,972,119	39.57%	142,638,693	36.78%	11,239	682	33.70	8.81%
Truck	6,357	9.41%	165,255,166	12.09%	49,140,699	12.67%	15,779	724	33.95	7.42%
SUV	28,362	41.99%	615,732,800	45.04%	184,199,523	47.50%	13,274	717	33.63	7.47%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	2,198	3.25%	45,268,701	3.31%	11,830,182	3.05%	12,046	721	32.78	7.32%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	67,551	100.00%	1,367,228,786	100.00%	387,809,096	100.00%	12,806	705	33.67	7.95%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	7,061	10.45%	145,377,505	10.63%	39,683,422	10.23%	13,025	710	33.36	7.72%
Ford: Lincoln	546	0.81%	12,154,884	0.89%	3,597,611	0.93%	13,315	725	33.34	7.36%
Ford: Mercury	22	0.03%	273,987	0.02%	37,735	0.01%	5,881	626	26.99	10.62%
GMC	2,008	2.97%	50,887,244	3.72%	15,872,841	4.09%	15,542	716	34.21	7.70%
GMC: Buick	972	1.44%	18,374,787	1.34%	5,338,432	1.38%	11,147	703	34.02	8.12%
GMC: Cadillac	1,115	1.65%	29,786,094	2.18%	8,605,312	2.22%	16,617	712	34.01	7.67%
GMC: Chevrolet	6,232	9.23%	130,487,545	9.54%	37,744,077	9.73%	13,675	694	34.43	8.60%
GMC: Hummer	2	0.00%	65,439	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	9	0.01%	128,907	0.01%	18,688	0.00%	8,990	710	31.17	7.30%
GMC: Saturn	9	0.01%	122,657	0.01%	5,725	0.00%	5,725	685	29.00	9.95%
Tesla	1	0.00%	67,757	0.00%	24,879	0.01%	24,879	775	21.00	2.95%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,641	2.43%	40,311,908	2.95%	11,157,660	2.88%	14,700	715	33.20	7.60%
BMW: Mini	417	0.62%	6,925,304	0.51%	1,945,953	0.50%	9,624	703	31.91	7.86%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,937	2.87%	51,144,126	3.74%	13,790,879	3.56%	16,032	703	33.71	7.99%
Daimler: Smart	46	0.07%	479,466	0.04%	104,871	0.03%	5,345	663	30.38	10.25%
Fiat	272	0.40%	3,698,225	0.27%	993,877	0.26%	8,411	676	32.83	9.01%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	984	1.46%	20,160,891	1.47%	4,572,229	1.18%	12,564	698	34.05	8.33%
Fiat: Dodge	3,687	5.46%	86,083,749	6.30%	24,744,865	6.38%	15,075	697	35.38	8.63%
Fiat: Jeep	3,794	5.62%	80,018,068	5.85%	23,927,037	6.17%	12,905	711	34.01	7.70%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	248	0.37%	5,583,862	0.41%	1,495,567	0.39%	13,911	733	32.31	6.99%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,581	2.34%	25,715,337	1.88%	7,515,655	1.94%	9,834	699	33.16	7.98%
Volkswagen: Audi	1,416	2.10%	35,045,399	2.56%	9,990,405	2.58%	14,262	738	32.69	6.42%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	193	0.29%	7,075,677	0.52%	1,761,699	0.45%	19,971	746	32.25	5.91%
Honda	4,472	6.62%	80,174,330	5.86%	21,921,989	5.65%	10,830	701	32.85	7.92%
Honda: Acura	785	1.16%	16,578,517	1.21%	4,664,407	1.20%	12,349	729	32.53	7.25%
Hyundai	3,913	5.79%	61,813,202	4.52%	16,921,820	4.36%	9,464	685	33.26	8.48%
Hyundai: Kia	2,947	4.36%	48,697,111	3.56%	12,709,046	3.28%	9,865	682	34.20	8.72%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,147	1.70%	19,341,677	1.41%	5,385,545	1.39%	10,213	704	32.53	7.77%
Mitsubishi	571	0.85%	8,841,022	0.65%	2,733,363	0.70%	9,655	656	35.07	9.70%
Nissan	8,329	12.33%	145,204,182	10.62%	42,960,125	11.08%	10,839	684	34.39	8.68%
Nissan: Infiniti	1,489	2.20%	36,100,584	2.64%	10,467,911	2.70%	14,695	712	33.80	7.81%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	1,388	2.05%	26,359,701	1.93%	8,036,353	2.07%	11,067	733	32.12	6.66%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	215	0.32%	6,531,691	0.48%	1,902,981	0.49%	18,344	729	34.50	7.48%
Tata: Land Rover	409	0.61%	14,272,715	1.04%	3,501,462	0.90%	20,842	717	33.76	7.42%
Toyota	5,945	8.80%	112,656,037	8.24%	32,773,067	8.45%	11,618	720	32.72	7.32%
Toyota: Lexus	1,564	2.32%	38,102,688	2.79%	10,420,244	2.69%	14,183	738	32.22	6.63%
Toyota: Scion	184	0.27%	2,586,508	0.19%	481,364	0.12%	7,836	665	30.91	10.14%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	67,551	100.00%	1,367,228,786	100.00%	387,809,096	100.00%	12,806	705	33.67	7.95%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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