StratMaker (142204)

CarMax Auto Owner Trust 2021-4

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

0.04% / 99.96%

Total Original # of Loans

66,745

WA Loan to Value (LTV)

73.84%

Total Original Loan Amount (OLA)

$ 1,486,897,371

WA Payment to Income (PTI)

9.16%

Weighted Average (WA) OLA

$ 26,087

WA FICO (non-zero)

704

Rep. Period Beginning Loan Amount

$ 829,026,014

WA Remaining Term (RT)

48.67

Rep. Period Ending Loan Amount (ELA)

$ 801,846,624

WA Original APR

8.32%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

66,745

Total Original Loan Amount (OLA)

$ 1,486,897,371

Weighted Average (WA) OLA

$ 26,087

Rep. Period Beginning Loan Amount

$ 829,026,014

Rep. Period Ending Loan Amount (ELA)

$ 801,846,624

As % of Reporting Period ELA:

New % / Used %

0.04% / 99.96%

WA Loan to Value (LTV)

73.84%

WA Payment to Income (PTI)

9.16%

WA FICO (non-zero)

704

WA Remaining Term (RT)

48.67

WA Original APR

8.32%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	281	0.42%	1,087,772	0.07%	360,986	0.05%	2,713	681	37.77	4.73%
$5,000 - $9,999	3,022	4.53%	24,562,775	1.65%	11,723,116	1.46%	5,862	677	40.70	6.56%
$10,000 - $14,999	10,706	16.04%	137,940,951	9.28%	72,166,316	9.00%	9,613	655	44.34	8.31%
$15,000 - $19,999	17,394	26.06%	305,109,899	20.52%	168,175,742	20.97%	13,452	673	47.46	8.72%
$20,000 - $24,999	14,074	21.09%	314,337,420	21.14%	175,099,772	21.84%	17,302	700	49.22	8.52%
$25,000 - $29,999	8,999	13.48%	245,707,627	16.52%	135,238,604	16.87%	21,190	701	49.51	8.46%
$30,000 - $39,999	8,892	13.32%	302,484,394	20.34%	160,985,535	20.08%	26,574	707	50.24	8.08%
$40,000 - $49,999	2,670	4.00%	117,680,730	7.91%	59,115,388	7.37%	34,445	713	50.88	7.71%
$50,000 - $59,999	652	0.98%	34,520,096	2.32%	17,434,893	2.17%	40,976	712	50.17	7.39%
$60,000 - $69,999	55	0.08%	3,465,708	0.23%	1,546,273	0.19%	42,990	798	45.75	4.32%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	66,745	100.00%	1,486,897,371	100.00%	801,846,624	100.00%	19,974	693	48.67	8.32%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	20,143	30.18%	440,723,097	29.64%	5,285,666	0.66%	3,567	702	31.95	6.03%
$5,000 - $9,999	6,613	9.91%	80,296,523	5.40%	53,105,649	6.62%	8,270	684	42.01	7.06%
$10,000 - $14,999	14,223	21.31%	241,415,514	16.24%	179,464,927	22.38%	12,777	675	46.26	8.23%
$15,000 - $19,999	12,468	18.68%	280,299,136	18.85%	215,642,021	26.89%	17,413	700	49.25	8.48%
$20,000 - $24,999	6,945	10.41%	198,300,427	13.34%	154,531,534	19.27%	22,342	699	50.13	8.60%
$25,000 - $29,999	3,623	5.43%	125,113,550	8.41%	98,427,530	12.28%	27,241	698	51.04	8.57%
$30,000 - $39,999	2,361	3.54%	101,090,588	6.80%	79,712,462	9.94%	33,986	703	51.62	8.23%
$40,000 - $49,999	369	0.55%	19,658,535	1.32%	15,676,835	1.96%	42,567	693	52.30	8.33%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	66,745	100.00%	1,486,897,371	100.00%	801,846,624	100.00%	19,974	693	48.67	8.32%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	66,745	100.00%	1,486,897,371	100.00%	801,846,624	100.00%	19,974	693	48.67	8.32%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,745	100.00%	1,486,897,371	100.00%	801,846,624	100.00%	19,974	693	48.67	8.32%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	89	0.13%	1,676,239	0.11%	0	0.00%	0	0	0.00	0.00%
2.50 - 4.99%	17,694	26.51%	375,686,933	25.27%	205,238,451	25.60%	18,788	796	45.61	3.54%
5.00 - 7.49%	11,848	17.75%	261,730,696	17.60%	140,631,061	17.54%	19,607	731	47.84	6.53%
7.50 - 9.99%	16,174	24.23%	378,735,983	25.47%	202,528,972	25.26%	20,764	680	49.95	9.13%
10.00 - 12.49%	10,848	16.25%	268,681,381	18.07%	146,126,690	18.22%	22,316	638	51.89	11.19%
12.50 - 14.99%	8,334	12.49%	164,281,665	11.05%	87,901,528	10.96%	17,992	532	48.84	13.86%
15.00 - 17.49%	1,758	2.63%	36,104,474	2.43%	19,419,922	2.42%	18,292	604	48.62	16.67%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,745	100.00%	1,486,897,371	100.00%	801,846,624	100.00%	19,974	693	48.67	8.32%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	994	1.49%	21,680,660	1.46%	12,261,988	1.53%	20,103	539	49.74	12.51%
550 - 599	5,914	8.86%	131,126,780	8.82%	72,180,532	9.00%	20,496	579	50.05	12.46%
600 - 649	11,723	17.56%	265,538,656	17.86%	139,880,007	17.44%	20,744	626	50.11	11.31%
650 - 699	14,217	21.30%	325,725,165	21.91%	173,386,436	21.62%	20,540	675	49.90	9.48%
700 - 749	12,567	18.83%	280,498,470	18.86%	152,720,895	19.05%	19,743	724	48.76	7.45%
750 - 799	9,965	14.93%	220,263,248	14.81%	119,548,980	14.91%	19,457	773	47.39	5.13%
800+	9,775	14.65%	220,035,509	14.80%	119,742,874	14.93%	19,591	832	45.97	3.93%
NA	1,590	2.38%	22,028,883	1.48%	12,124,914	1.51%	11,568	0	43.25	14.21%
Total:	66,745	100.00%	1,486,897,371	100.00%	801,846,624	100.00%	19,974	693	48.67	8.32%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	25	0.04%	178,046	0.01%	25,396	0.00%	2,400	706	6.24	6.16%
25 - 36	389	0.58%	4,764,838	0.32%	1,444,362	0.18%	9,176	754	17.98	4.60%
37 - 48	1,363	2.04%	19,402,429	1.30%	8,247,603	1.03%	11,009	706	28.00	6.01%
49 - 60	13,729	20.57%	273,895,372	18.42%	141,056,662	17.59%	17,120	713	41.42	6.45%
61 - 72	38,111	57.10%	855,182,479	57.51%	468,784,025	58.46%	19,983	690	49.24	8.47%
73+	13,128	19.67%	333,474,207	22.43%	182,288,576	22.73%	22,653	682	53.99	9.52%
Total:	66,745	100.00%	1,486,897,371	100.00%	801,846,624	100.00%	19,974	693	48.67	8.32%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	18,232	27.32%	416,295,866	28.00%	51,934	0.01%	1,449	617	0.00	12.06%
1 - 12	524	0.79%	10,376,087	0.70%	784,226	0.10%	2,602	646	4.07	10.25%
13 - 24	485	0.73%	6,606,147	0.44%	3,054,441	0.38%	8,998	750	18.52	4.78%
25 - 36	1,695	2.54%	25,092,280	1.69%	15,166,712	1.89%	11,168	703	30.65	6.46%
37 - 48	22,795	34.15%	459,356,929	30.89%	330,295,962	41.19%	17,330	703	43.38	7.07%
49 - 60	23,013	34.48%	569,146,525	38.28%	452,472,234	56.43%	22,306	685	53.42	9.32%
61 - 72	1	0.00%	23,536	0.00%	21,115	0.00%	21,115	653	61.00	6.00%
73+	-	-	-	-	-	-	-	-	-	-
Total:	66,745	100.00%	1,486,897,371	100.00%	801,846,624	100.00%	19,974	693	48.67	8.32%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	58,380	87.47%	1,290,185,871	86.77%	664,226,594	82.84%	19,513	708	48.36	7.68%
1 - 15	3,360	5.03%	79,520,168	5.35%	62,681,093	7.82%	21,967	640	50.07	10.69%
16 - 30	1,415	2.12%	33,312,269	2.24%	26,372,182	3.29%	22,105	621	50.44	11.49%
31 - 60	1,564	2.34%	36,403,670	2.45%	29,244,923	3.65%	22,096	605	50.20	12.16%
61 - 90	860	1.29%	20,247,696	1.36%	15,732,443	1.96%	22,927	593	50.19	12.53%
91 - 120	244	0.37%	6,096,200	0.41%	3,589,388	0.45%	24,660	594	50.19	12.01%
121+	922	1.38%	21,131,497	1.42%	0	0.00%	0	0	0.00	0.00%
Total:	66,745	100.00%	1,486,897,371	100.00%	801,846,624	100.00%	19,974	693	48.67	8.32%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	66,745	100.00%	1,486,897,371	100.00%	801,846,624	100.00%	19,974	693	48.67	8.32%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,745	100.00%	1,486,897,371	100.00%	801,846,624	100.00%	19,974	693	48.67	8.32%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	65,867	98.68%	1,472,059,470	99.00%	793,704,693	98.98%	20,005	697	48.70	8.27%
Stated, verified but not Level 4 or 5	878	1.32%	14,837,901	1.00%	8,141,931	1.02%	17,001	279	45.86	13.05%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,745	100.00%	1,486,897,371	100.00%	801,846,624	100.00%	19,974	693	48.67	8.32%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	20,582	30.84%	400,565,607	26.94%	212,850,868	26.55%	17,585	740	46.80	5.98%
5.00 - 9.99%	25,061	37.55%	576,904,912	38.80%	314,435,620	39.21%	20,317	696	49.05	8.24%
10.00 - 14.99%	12,423	18.61%	293,612,877	19.75%	158,376,055	19.75%	20,897	662	49.65	9.90%
15.00 - 19.99%	5,236	7.84%	128,228,913	8.62%	68,611,612	8.56%	21,655	642	49.86	10.64%
20.00 - 24.99%	2,088	3.13%	52,663,530	3.54%	28,594,331	3.57%	22,560	636	49.70	10.89%
25.00 - 29.99%	864	1.29%	21,587,622	1.45%	11,630,695	1.45%	22,457	634	49.53	11.01%
30.00 - 39.99%	381	0.57%	9,797,175	0.66%	5,391,716	0.67%	24,200	648	49.26	9.81%
40.00 - 49.99%	71	0.11%	2,184,240	0.15%	1,199,902	0.15%	26,873	694	48.44	8.67%
50.00 - 59.99%	25	0.04%	787,766	0.05%	408,326	0.05%	24,409	689	50.01	9.47%
60.00 - 69.99%	6	0.01%	226,329	0.02%	146,866	0.02%	30,090	713	52.01	8.05%
70.00 - 79.99%	6	0.01%	253,067	0.02%	134,907	0.02%	29,207	732	44.88	7.87%
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	2	0.00%	85,332	0.01%	65,726	0.01%	33,319	741	48.71	8.30%
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,745	100.00%	1,486,897,371	100.00%	801,846,624	100.00%	19,974	693	48.67	8.32%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	376	0.56%	2,015,055	0.14%	695,622	0.09%	4,215	732	38.61	3.94%
25.00 - 49.99%	3,135	4.70%	35,186,822	2.37%	15,455,624	1.93%	9,067	748	41.60	4.06%
50.00 - 74.99%	9,253	13.86%	164,747,106	11.08%	88,231,818	11.00%	15,048	737	45.39	5.07%
75.00 - 99.99%	25,082	37.58%	574,534,559	38.64%	321,480,191	40.09%	19,893	702	48.35	7.49%
100.00 - 109.99%	16,034	24.02%	400,986,679	26.97%	219,281,140	27.35%	21,968	676	49.96	9.53%
110.00 - 119.99%	9,377	14.05%	229,097,658	15.41%	119,542,525	14.91%	21,538	668	50.19	10.44%
120.00 - 129.99%	2,776	4.16%	62,995,284	4.24%	28,890,020	3.60%	19,892	670	49.80	11.06%
130.00 - 139.99%	586	0.88%	14,226,123	0.96%	6,744,342	0.84%	22,276	660	50.03	11.60%
140.00%+	126	0.19%	3,108,084	0.21%	1,525,342	0.19%	21,955	675	50.29	11.24%
Total:	66,745	100.00%	1,486,897,371	100.00%	801,846,624	100.00%	19,974	693	48.67	8.32%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,110	1.66%	25,213,334	1.70%	13,866,024	1.73%	20,482	683	49.65	9.17%
Alaska	10	0.01%	244,970	0.02%	112,481	0.01%	18,437	637	44.83	6.90%
Arizona	994	1.49%	22,002,682	1.48%	10,862,587	1.35%	19,788	691	48.55	8.25%
Arkansas	77	0.12%	1,741,992	0.12%	952,469	0.12%	19,084	664	48.83	10.34%
California	11,889	17.81%	266,524,792	17.92%	145,139,379	18.10%	20,193	701	48.26	7.89%
Colorado	1,470	2.20%	31,953,543	2.15%	16,320,909	2.04%	18,991	720	47.65	7.23%
Connecticut	544	0.82%	11,326,305	0.76%	6,334,118	0.79%	18,722	696	47.99	8.32%
Delaware	258	0.39%	5,519,748	0.37%	2,923,965	0.36%	18,463	677	47.79	8.32%
Florida	5,481	8.21%	125,966,285	8.47%	64,946,787	8.10%	20,767	678	49.86	8.84%
Georgia	4,803	7.20%	110,394,798	7.42%	61,054,000	7.61%	20,980	672	49.56	9.23%
Hawaii	15	0.02%	305,239	0.02%	180,163	0.02%	21,426	645	44.83	7.40%
Idaho	192	0.29%	3,875,141	0.26%	1,812,848	0.23%	18,932	714	47.51	8.02%
Illinois	3,081	4.62%	68,238,312	4.59%	39,772,362	4.96%	19,754	709	48.78	7.83%
Indiana	1,101	1.65%	24,370,391	1.64%	13,461,604	1.68%	19,707	712	48.80	7.90%
Iowa	231	0.35%	5,299,004	0.36%	2,601,101	0.32%	18,798	718	47.61	7.52%
Kansas	414	0.62%	8,829,886	0.59%	4,799,685	0.60%	18,920	720	46.84	7.36%
Kentucky	726	1.09%	15,376,628	1.03%	8,368,299	1.04%	19,127	707	47.88	7.83%
Louisiana	1,214	1.82%	27,704,701	1.86%	15,851,100	1.98%	20,494	655	49.88	9.87%
Maine	114	0.17%	2,256,473	0.15%	1,376,009	0.17%	16,970	707	46.88	7.81%
Maryland	2,426	3.63%	53,715,007	3.61%	29,318,270	3.66%	19,789	695	48.62	8.35%
Massachusetts	614	0.92%	12,299,795	0.83%	6,889,683	0.86%	17,420	706	47.97	7.43%
Michigan	67	0.10%	1,317,126	0.09%	695,279	0.09%	17,617	700	47.74	8.92%
Minnesota	315	0.47%	6,541,106	0.44%	3,512,467	0.44%	18,524	688	48.55	8.93%
Mississippi	932	1.40%	21,877,705	1.47%	12,407,987	1.55%	20,967	658	49.24	10.07%
Missouri	484	0.73%	10,182,772	0.68%	5,237,585	0.65%	18,077	709	46.28	7.67%
Montana	19	0.03%	380,996	0.03%	232,119	0.03%	20,332	581	48.57	9.04%
Nebraska	224	0.34%	4,604,191	0.31%	2,691,308	0.34%	18,196	712	47.19	7.53%
Nevada	2,054	3.08%	45,907,482	3.09%	23,293,714	2.91%	19,682	695	48.26	8.11%
New Hampshire	103	0.15%	2,307,702	0.16%	1,137,668	0.14%	19,724	734	47.62	6.95%
New Jersey	476	0.71%	10,554,686	0.71%	6,081,367	0.76%	19,734	705	48.96	7.78%
New Mexico	499	0.75%	10,996,737	0.74%	5,631,888	0.70%	20,017	704	47.93	7.97%
New York	69	0.10%	1,503,924	0.10%	706,994	0.09%	20,542	663	49.52	9.75%
North Carolina	3,712	5.56%	81,531,617	5.48%	44,015,718	5.49%	19,653	690	49.15	8.48%
North Dakota	9	0.01%	188,889	0.01%	89,771	0.01%	17,059	635	51.03	8.69%
Ohio	1,079	1.62%	24,221,566	1.63%	13,162,140	1.64%	19,806	702	48.53	8.12%
Oklahoma	543	0.81%	11,624,720	0.78%	6,099,504	0.76%	19,806	692	47.89	8.02%
Oregon	601	0.90%	11,201,799	0.75%	5,823,397	0.73%	16,447	703	46.81	7.70%
Pennsylvania	902	1.35%	19,077,232	1.28%	10,423,264	1.30%	18,481	702	48.94	7.96%
Rhode Island	138	0.21%	2,703,422	0.18%	1,474,437	0.18%	17,664	690	48.95	8.20%
South Carolina	1,929	2.89%	41,862,478	2.82%	22,109,435	2.76%	19,541	684	48.69	8.65%
South Dakota	15	0.02%	316,804	0.02%	201,129	0.03%	24,146	745	43.61	5.91%
Tennessee	2,615	3.92%	60,299,186	4.06%	31,968,834	3.99%	20,487	703	48.48	8.04%
Texas	7,260	10.88%	164,747,622	11.08%	87,657,423	10.93%	20,319	680	48.71	8.72%
Utah	265	0.40%	5,379,475	0.36%	2,503,763	0.31%	18,670	711	47.28	7.35%
Vermont	7	0.01%	121,294	0.01%	41,534	0.01%	12,636	749	42.00	3.02%
Virginia	3,828	5.74%	85,398,820	5.74%	46,893,102	5.85%	19,821	710	48.40	7.64%
Washington	958	1.44%	19,808,219	1.33%	10,694,996	1.33%	18,504	695	47.25	8.09%
West Virginia	55	0.08%	1,228,234	0.08%	612,429	0.08%	23,896	677	48.62	8.98%
Wisconsin	662	0.99%	14,454,584	0.97%	7,745,125	0.97%	18,856	697	47.98	8.16%
Wyoming	23	0.03%	489,511	0.03%	248,355	0.03%	19,635	647	49.01	9.22%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	3	0.00%	70,687	0.00%	43,836	0.01%	22,655	758	52.06	4.96%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	131	0.20%	2,736,472	0.18%	1,466,213	0.18%	17,714	695	48.36	7.83%
Guam	1	0.00%	37,987	0.00%	0	0.00%	0	0	0.00	0.00%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	3	0.00%	63,297	0.00%	0	0.00%	0	0	0.00	0.00%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	66,745	100.00%	1,486,897,371	100.00%	801,846,624	100.00%	19,974	693	48.67	8.32%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	27	0.04%	628,356	0.04%	318,275	0.04%	19,120	759	44.54	4.95%
Used	66,718	99.96%	1,486,269,015	99.96%	801,528,349	99.96%	19,974	693	48.67	8.32%
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,745	100.00%	1,486,897,371	100.00%	801,846,624	100.00%	19,974	693	48.67	8.32%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	32,000	47.94%	624,408,076	41.99%	329,913,388	41.14%	17,382	673	48.43	9.00%
Truck	5,153	7.72%	160,064,695	10.77%	84,847,343	10.58%	26,298	718	49.02	7.48%
SUV	27,746	41.57%	660,489,607	44.42%	364,238,787	45.42%	20,881	703	48.86	7.97%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	1,846	2.77%	41,934,992	2.82%	22,847,106	2.85%	19,466	722	47.67	7.26%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	66,745	100.00%	1,486,897,371	100.00%	801,846,624	100.00%	19,974	693	48.67	8.32%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	5,395	8.08%	116,968,383	7.87%	62,005,272	7.73%	19,825	694	48.24	8.39%
Ford: Lincoln	296	0.44%	6,888,622	0.46%	3,649,025	0.46%	20,607	699	48.29	8.53%
Ford: Mercury	11	0.02%	141,859	0.01%	84,810	0.01%	9,843	718	42.31	7.71%
GMC	1,324	1.98%	37,321,070	2.51%	19,943,475	2.49%	24,316	706	48.99	8.14%
GMC: Buick	731	1.10%	14,345,465	0.96%	7,774,414	0.97%	16,601	693	48.70	8.63%
GMC: Cadillac	609	0.91%	16,913,141	1.14%	8,322,503	1.04%	25,110	687	48.28	8.67%
GMC: Chevrolet	5,385	8.07%	127,552,262	8.58%	67,973,018	8.48%	21,826	685	49.28	8.80%
GMC: Hummer	2	0.00%	49,114	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	2	0.00%	24,534	0.00%	3,444	0.00%	3,444	879	19.00	4.45%
GMC: Saturn	4	0.01%	40,608	0.00%	8,240	0.00%	8,240	871	42.00	3.45%
Tesla	119	0.18%	4,840,089	0.33%	1,731,159	0.22%	34,753	711	50.09	7.08%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	2,077	3.11%	56,405,778	3.79%	29,315,345	3.66%	23,545	698	48.36	8.16%
BMW: Mini	506	0.76%	8,930,879	0.60%	4,718,419	0.59%	14,856	716	46.65	7.50%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	2,206	3.31%	63,847,266	4.29%	33,399,044	4.17%	24,771	690	49.18	8.50%
Daimler: Smart	41	0.06%	453,060	0.03%	248,949	0.03%	9,004	661	46.39	9.38%
Fiat	280	0.42%	4,006,127	0.27%	2,047,088	0.26%	12,413	666	46.54	8.71%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	855	1.28%	18,972,787	1.28%	10,113,588	1.26%	19,372	699	48.47	8.00%
Fiat: Dodge	2,959	4.43%	82,185,270	5.53%	43,156,716	5.38%	24,631	682	49.85	9.01%
Fiat: Jeep	4,095	6.14%	98,494,277	6.62%	53,380,868	6.66%	21,000	697	49.40	8.20%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	418	0.63%	10,833,588	0.73%	6,025,556	0.75%	23,074	731	48.45	6.88%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,930	2.89%	35,731,706	2.40%	20,183,794	2.52%	16,309	677	48.69	8.53%
Volkswagen: Audi	1,186	1.78%	32,921,075	2.21%	17,535,223	2.19%	23,268	711	48.24	7.57%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	203	0.30%	8,264,490	0.56%	3,898,104	0.49%	33,047	737	48.11	6.57%
Honda	7,106	10.65%	145,847,353	9.81%	81,484,645	10.16%	17,622	698	48.72	8.11%
Honda: Acura	795	1.19%	18,970,076	1.28%	10,229,488	1.28%	21,137	706	48.66	7.92%
Hyundai	3,627	5.43%	63,683,705	4.28%	34,846,931	4.35%	15,227	665	48.44	8.89%
Hyundai: Kia	2,693	4.03%	48,566,529	3.27%	27,075,344	3.38%	15,894	663	49.20	9.26%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,594	2.39%	30,340,437	2.04%	17,409,054	2.17%	16,358	694	48.36	8.22%
Mitsubishi	541	0.81%	8,778,758	0.59%	4,816,631	0.60%	13,626	652	49.02	9.59%
Nissan	6,093	9.13%	112,021,708	7.53%	62,487,738	7.79%	16,008	671	48.82	9.18%
Nissan: Infiniti	1,003	1.50%	25,845,608	1.74%	13,295,312	1.66%	22,026	693	48.48	8.71%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	2,048	3.07%	42,511,010	2.86%	23,650,653	2.95%	17,570	723	47.76	7.01%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	231	0.35%	7,156,147	0.48%	3,454,072	0.43%	25,776	685	49.42	8.72%
Tata: Land Rover	450	0.67%	15,796,762	1.06%	7,993,643	1.00%	30,484	695	49.50	8.18%
Toyota	7,982	11.96%	170,251,258	11.45%	93,354,287	11.64%	18,760	707	48.01	7.65%
Toyota: Lexus	1,798	2.69%	48,843,277	3.28%	25,159,915	3.14%	22,826	720	47.64	7.25%
Toyota: Scion	150	0.22%	2,153,293	0.14%	1,070,857	0.13%	12,444	629	45.78	10.41%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	66,745	100.00%	1,486,897,371	100.00%	801,846,624	100.00%	19,974	693	48.67	8.32%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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