StratMaker (142208)

CarMax Auto Owner Trust 2020-1

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

0.40% / 99.60%

Total Original # of Loans

65,378

WA Loan to Value (LTV)

51.13%

Total Original Loan Amount (OLA)

$ 1,320,491,228

WA Payment to Income (PTI)

8.05%

Weighted Average (WA) OLA

$ 23,175

WA FICO (non-zero)

704

Rep. Period Beginning Loan Amount

$ 377,752,594

WA Remaining Term (RT)

29.30

Rep. Period Ending Loan Amount (ELA)

$ 359,167,401

WA Original APR

8.33%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

65,378

Total Original Loan Amount (OLA)

$ 1,320,491,228

Weighted Average (WA) OLA

$ 23,175

Rep. Period Beginning Loan Amount

$ 377,752,594

Rep. Period Ending Loan Amount (ELA)

$ 359,167,401

As % of Reporting Period ELA:

New % / Used %

0.40% / 99.60%

WA Loan to Value (LTV)

51.13%

WA Payment to Income (PTI)

8.05%

WA FICO (non-zero)

704

WA Remaining Term (RT)

29.30

WA Original APR

8.33%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	227	0.35%	892,540	0.07%	125,315	0.03%	1,550	706	22.08	5.39%
$5,000 - $9,999	2,994	4.58%	24,733,088	1.87%	5,131,421	1.43%	3,545	682	24.10	6.95%
$10,000 - $14,999	13,422	20.53%	173,342,329	13.13%	44,473,134	12.38%	5,972	679	26.50	8.36%
$15,000 - $19,999	20,532	31.41%	358,617,880	27.16%	100,523,518	27.99%	8,581	693	29.07	8.70%
$20,000 - $24,999	13,581	20.77%	302,464,465	22.91%	84,817,693	23.62%	11,069	704	29.87	8.41%
$25,000 - $29,999	7,707	11.79%	210,141,918	15.91%	56,643,716	15.77%	13,654	706	30.09	8.38%
$30,000 - $39,999	5,482	8.39%	184,490,226	13.97%	50,614,086	14.09%	16,856	713	30.54	7.92%
$40,000 - $49,999	1,155	1.77%	50,741,672	3.84%	13,089,361	3.64%	21,989	721	30.51	7.36%
$50,000 - $59,999	249	0.38%	13,255,975	1.00%	3,259,955	0.91%	26,186	733	30.63	6.84%
$60,000 - $69,999	29	0.04%	1,811,134	0.14%	489,201	0.14%	26,661	786	27.33	5.44%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	65,378	100.00%	1,320,491,228	100.00%	359,167,401	100.00%	11,410	700	29.30	8.33%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	32,272	49.36%	612,172,326	46.36%	19,315,713	5.38%	3,867	712	21.42	6.29%
$5,000 - $9,999	18,600	28.45%	320,950,603	24.31%	140,079,791	39.00%	7,790	708	26.88	7.64%
$10,000 - $14,999	10,533	16.11%	251,877,469	19.07%	126,457,464	35.21%	12,167	698	30.97	8.78%
$15,000 - $19,999	3,036	4.64%	96,399,933	7.30%	51,627,841	14.37%	17,112	685	32.80	9.47%
$20,000 - $24,999	740	1.13%	29,308,998	2.22%	16,174,444	4.50%	21,942	681	33.62	9.43%
$25,000 - $29,999	158	0.24%	7,767,633	0.59%	4,272,170	1.19%	27,111	697	34.18	8.61%
$30,000 - $39,999	39	0.06%	2,014,266	0.15%	1,239,977	0.35%	31,863	666	36.18	9.87%
$40,000 - $49,999	-	-	-	-	-	-	-	-	-	-
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	65,378	100.00%	1,320,491,228	100.00%	359,167,401	100.00%	11,410	700	29.30	8.33%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	65,378	100.00%	1,320,491,228	100.00%	359,167,401	100.00%	11,410	700	29.30	8.33%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,378	100.00%	1,320,491,228	100.00%	359,167,401	100.00%	11,410	700	29.30	8.33%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	4	0.01%	108,430	0.01%	0	0.00%	0	0	0.00	0.00%
2.50 - 4.99%	18,014	27.55%	359,902,812	27.26%	88,281,242	24.58%	9,899	798	25.99	3.90%
5.00 - 7.49%	14,245	21.79%	285,796,785	21.64%	73,765,836	20.54%	10,869	734	28.51	6.57%
7.50 - 9.99%	15,900	24.32%	324,176,892	24.55%	95,077,775	26.47%	11,626	676	30.36	8.96%
10.00 - 12.49%	8,224	12.58%	178,095,086	13.49%	52,870,503	14.72%	13,409	632	32.33	11.30%
12.50 - 14.99%	6,725	10.29%	127,628,247	9.67%	36,413,938	10.14%	12,009	588	30.75	13.92%
15.00 - 17.49%	2,266	3.47%	44,782,976	3.39%	12,758,107	3.55%	13,401	612	32.06	16.22%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,378	100.00%	1,320,491,228	100.00%	359,167,401	100.00%	11,410	700	29.30	8.33%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	10	0.02%	192,937	0.01%	49,799	0.01%	10,208	488	29.50	12.28%
500 - 549	1,118	1.71%	22,332,576	1.69%	6,582,416	1.83%	12,798	534	31.49	12.41%
550 - 599	5,259	8.04%	106,404,875	8.06%	31,101,186	8.66%	12,897	580	31.22	12.34%
600 - 649	11,693	17.89%	236,792,894	17.93%	67,236,826	18.72%	12,320	626	30.93	11.35%
650 - 699	13,625	20.84%	276,653,409	20.95%	77,399,928	21.55%	11,770	674	30.18	9.30%
700 - 749	11,907	18.21%	235,072,685	17.80%	63,698,429	17.74%	10,893	724	29.05	7.43%
750 - 799	10,160	15.54%	204,596,064	15.49%	53,496,841	14.89%	10,507	774	27.91	5.48%
800+	10,913	16.69%	230,037,786	17.42%	57,686,334	16.06%	10,513	834	26.76	4.36%
NA	693	1.06%	8,408,002	0.64%	1,915,640	0.53%	5,541	0	21.36	13.40%
Total:	65,378	100.00%	1,320,491,228	100.00%	359,167,401	100.00%	11,410	700	29.30	8.33%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	14	0.02%	156,794	0.01%	0	0.00%	0	0	0.00	0.00%
25 - 36	360	0.55%	4,761,309	0.36%	1,400	0.00%	752	560	0.00	8.89%
37 - 48	1,191	1.82%	16,153,744	1.22%	1,430,381	0.40%	3,762	727	10.07	6.09%
49 - 60	14,082	21.54%	262,676,588	19.89%	60,397,063	16.82%	8,491	722	21.54	6.42%
61 - 72	36,174	55.33%	732,310,503	55.46%	205,967,456	57.35%	11,412	699	29.58	8.45%
73+	13,557	20.74%	304,432,290	23.05%	91,371,101	25.44%	13,457	688	34.08	9.35%
Total:	65,378	100.00%	1,320,491,228	100.00%	359,167,401	100.00%	11,410	700	29.30	8.33%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	26,660	40.78%	541,945,083	41.04%	4,207	0.00%	1,139	579	0.00	11.39%
1 - 12	930	1.42%	13,456,539	1.02%	2,731,963	0.76%	3,679	724	9.87	6.19%
13 - 24	15,340	23.46%	289,966,340	21.96%	109,009,665	30.35%	8,512	723	21.79	6.41%
25 - 36	21,738	33.25%	458,011,137	34.68%	236,439,288	65.83%	12,573	692	32.60	9.07%
37 - 48	704	1.08%	16,959,314	1.28%	10,903,175	3.04%	17,094	627	37.38	12.06%
49 - 60	6	0.01%	152,815	0.01%	79,103	0.02%	13,827	641	52.43	6.49%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	65,378	100.00%	1,320,491,228	100.00%	359,167,401	100.00%	11,410	700	29.30	8.33%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	58,468	89.43%	1,174,884,123	88.97%	300,549,833	83.68%	10,928	713	28.91	7.76%
1 - 15	2,551	3.90%	53,794,744	4.07%	28,651,401	7.98%	13,153	646	30.88	10.71%
16 - 30	957	1.46%	20,086,787	1.52%	11,041,704	3.07%	13,559	631	31.33	11.37%
31 - 60	938	1.43%	20,428,459	1.55%	11,942,738	3.33%	15,071	619	32.07	11.82%
61 - 90	450	0.69%	9,538,397	0.72%	5,612,367	1.56%	15,431	616	32.03	12.32%
91 - 120	131	0.20%	2,734,635	0.21%	1,355,395	0.38%	15,130	609	30.74	12.21%
121+	1,883	2.88%	39,024,082	2.96%	13,964	0.00%	13,964	621	27.00	10.95%
Total:	65,378	100.00%	1,320,491,228	100.00%	359,167,401	100.00%	11,410	700	29.30	8.33%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	65,378	100.00%	1,320,491,228	100.00%	359,167,401	100.00%	11,410	700	29.30	8.33%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,378	100.00%	1,320,491,228	100.00%	359,167,401	100.00%	11,410	700	29.30	8.33%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	65,048	99.50%	1,316,513,994	99.70%	358,273,610	99.75%	11,425	702	29.32	8.32%
Stated, verified but not Level 4 or 5	330	0.50%	3,977,233	0.30%	893,791	0.25%	5,589	55	21.52	13.38%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,378	100.00%	1,320,491,228	100.00%	359,167,401	100.00%	11,410	700	29.30	8.33%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	24,750	37.86%	461,061,463	34.92%	118,017,023	32.86%	9,982	735	27.76	6.43%
5.00 - 9.99%	25,128	38.43%	522,861,544	39.60%	145,256,780	40.44%	11,640	694	29.70	8.61%
10.00 - 14.99%	10,055	15.38%	215,381,468	16.31%	61,391,778	17.09%	12,585	667	30.56	10.07%
15.00 - 19.99%	3,427	5.24%	74,768,802	5.66%	21,368,335	5.95%	12,944	663	30.58	10.55%
20.00 - 24.99%	1,219	1.86%	27,556,374	2.09%	8,003,933	2.23%	13,622	660	30.95	10.97%
25.00 - 29.99%	490	0.75%	11,083,608	0.84%	2,952,225	0.82%	13,350	647	30.46	10.76%
30.00 - 39.99%	247	0.38%	6,066,895	0.46%	1,707,935	0.48%	14,625	670	30.04	9.79%
40.00 - 49.99%	41	0.06%	1,087,382	0.08%	307,825	0.09%	14,285	730	30.85	7.68%
50.00 - 59.99%	15	0.02%	410,780	0.03%	135,640	0.04%	14,414	709	28.68	8.39%
60.00 - 69.99%	3	0.00%	110,608	0.01%	25,927	0.01%	13,428	845	21.00	5.57%
70.00 - 79.99%	2	0.00%	71,389	0.01%	0	0.00%	0	0	0.00	0.00%
80.00 - 89.99%	1	0.00%	30,916	0.00%	0	0.00%	0	0	0.00	0.00%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,378	100.00%	1,320,491,228	100.00%	359,167,401	100.00%	11,410	700	29.30	8.33%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	151	0.23%	672,289	0.05%	86,638	0.02%	1,928	715	22.52	4.77%
25.00 - 49.99%	1,640	2.51%	15,561,373	1.18%	2,925,585	0.81%	4,436	731	23.72	4.76%
50.00 - 74.99%	6,444	9.86%	97,704,447	7.40%	21,775,978	6.06%	7,101	746	25.41	5.06%
75.00 - 99.99%	19,465	29.77%	387,907,189	29.38%	101,272,048	28.20%	10,345	726	27.64	6.53%
100.00 - 109.99%	15,641	23.92%	340,725,231	25.80%	96,354,063	26.83%	12,176	694	29.75	8.62%
110.00 - 119.99%	13,667	20.90%	302,823,487	22.93%	86,868,001	24.19%	12,701	680	30.87	9.78%
120.00 - 129.99%	6,389	9.77%	131,279,470	9.94%	37,859,933	10.54%	11,843	671	31.00	10.50%
130.00 - 139.99%	1,568	2.40%	34,266,791	2.60%	9,369,684	2.61%	13,098	677	31.31	10.75%
140.00%+	413	0.63%	9,550,951	0.72%	2,655,471	0.74%	13,244	684	31.47	10.55%
Total:	65,378	100.00%	1,320,491,228	100.00%	359,167,401	100.00%	11,410	700	29.30	8.33%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,024	1.57%	20,968,061	1.59%	5,928,134	1.65%	11,815	694	29.78	8.91%
Alaska	10	0.02%	215,566	0.02%	80,874	0.02%	12,712	714	29.42	7.96%
Arizona	891	1.36%	17,925,892	1.36%	4,561,913	1.27%	11,081	691	28.85	8.60%
Arkansas	73	0.11%	1,455,043	0.11%	447,070	0.12%	12,080	692	29.28	9.36%
California	10,554	16.14%	213,438,729	16.16%	57,164,146	15.92%	11,302	701	28.78	8.14%
Colorado	1,693	2.59%	35,091,074	2.66%	9,108,605	2.54%	11,408	723	28.73	7.49%
Connecticut	669	1.02%	13,122,791	0.99%	3,566,275	0.99%	10,714	705	29.74	8.07%
Delaware	330	0.50%	6,533,599	0.49%	1,576,525	0.44%	10,453	716	29.21	7.83%
Florida	5,265	8.05%	107,303,554	8.13%	27,962,637	7.79%	11,783	688	30.52	8.75%
Georgia	4,136	6.33%	82,789,280	6.27%	22,693,105	6.32%	11,735	689	29.79	9.03%
Hawaii	25	0.04%	502,098	0.04%	128,135	0.04%	12,924	620	27.96	9.51%
Idaho	230	0.35%	4,584,603	0.35%	1,210,127	0.34%	11,523	701	28.72	7.90%
Illinois	3,496	5.35%	69,607,964	5.27%	20,277,848	5.65%	11,056	714	28.91	7.75%
Indiana	1,020	1.56%	20,417,985	1.55%	5,978,553	1.66%	11,278	708	29.41	7.98%
Iowa	225	0.34%	4,625,753	0.35%	1,085,766	0.30%	11,517	711	28.53	7.79%
Kansas	683	1.04%	13,767,349	1.04%	3,829,794	1.07%	11,045	715	28.55	7.87%
Kentucky	679	1.04%	13,105,068	0.99%	3,451,745	0.96%	10,598	711	28.66	7.67%
Louisiana	739	1.13%	15,670,114	1.19%	4,962,811	1.38%	12,866	678	30.32	9.46%
Maine	100	0.15%	1,920,013	0.15%	522,958	0.15%	10,084	707	27.81	7.80%
Maryland	3,216	4.92%	65,825,838	4.98%	18,667,329	5.20%	11,500	706	29.23	8.14%
Massachusetts	727	1.11%	13,281,914	1.01%	4,054,649	1.13%	9,916	712	28.51	7.69%
Michigan	101	0.15%	1,990,336	0.15%	554,799	0.15%	10,679	697	28.76	8.47%
Minnesota	304	0.46%	6,073,958	0.46%	1,840,233	0.51%	11,453	682	29.73	9.24%
Mississippi	555	0.85%	11,560,106	0.88%	3,566,098	0.99%	12,451	681	30.25	9.68%
Missouri	735	1.12%	13,848,867	1.05%	3,449,715	0.96%	10,135	697	28.15	8.68%
Montana	24	0.04%	467,097	0.04%	96,323	0.03%	11,267	703	29.31	7.02%
Nebraska	276	0.42%	5,115,325	0.39%	1,358,913	0.38%	10,009	729	28.00	7.26%
Nevada	1,616	2.47%	34,322,722	2.60%	8,924,915	2.48%	12,277	693	30.03	8.59%
New Hampshire	100	0.15%	1,856,997	0.14%	551,863	0.15%	10,016	704	28.27	8.09%
New Jersey	500	0.76%	9,942,710	0.75%	3,013,628	0.84%	10,916	716	29.66	7.70%
New Mexico	431	0.66%	8,619,304	0.65%	2,262,377	0.63%	11,761	704	29.31	8.57%
New York	79	0.12%	1,674,480	0.13%	519,742	0.14%	12,446	679	29.56	9.01%
North Carolina	3,375	5.16%	66,787,333	5.06%	17,790,226	4.95%	11,214	696	29.75	8.53%
North Dakota	20	0.03%	420,364	0.03%	125,173	0.03%	14,848	662	30.74	10.54%
Ohio	1,138	1.74%	22,973,308	1.74%	6,385,588	1.78%	11,423	709	29.42	7.95%
Oklahoma	518	0.79%	9,882,436	0.75%	2,439,167	0.68%	10,306	698	28.91	8.42%
Oregon	603	0.92%	10,734,214	0.81%	2,672,714	0.74%	9,180	710	27.82	7.38%
Pennsylvania	878	1.34%	17,308,584	1.31%	4,959,967	1.38%	10,665	716	28.85	7.61%
Rhode Island	200	0.31%	3,920,267	0.30%	1,091,225	0.30%	10,711	720	28.94	8.14%
South Carolina	1,648	2.52%	32,241,564	2.44%	9,097,508	2.53%	11,101	689	29.50	8.63%
South Dakota	23	0.04%	506,255	0.04%	161,012	0.04%	11,902	681	25.57	8.29%
Tennessee	2,864	4.38%	59,066,414	4.47%	15,515,069	4.32%	11,517	704	29.16	8.12%
Texas	7,251	11.09%	152,085,781	11.52%	41,602,288	11.58%	12,101	687	29.88	8.91%
Utah	253	0.39%	5,148,296	0.39%	1,253,999	0.35%	12,160	722	28.96	7.67%
Vermont	14	0.02%	238,858	0.02%	90,491	0.03%	10,190	674	25.99	8.55%
Virginia	3,587	5.49%	72,215,059	5.47%	20,136,198	5.61%	11,150	717	29.05	7.61%
Washington	940	1.44%	18,351,291	1.39%	4,658,180	1.30%	10,948	701	28.58	8.04%
West Virginia	89	0.14%	1,891,367	0.14%	479,032	0.13%	12,896	703	31.21	8.03%
Wisconsin	1,302	1.99%	25,752,536	1.95%	6,323,275	1.76%	9,987	707	26.08	8.12%
Wyoming	25	0.04%	495,267	0.04%	129,541	0.04%	10,001	714	27.13	7.32%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	5	0.01%	67,515	0.01%	16,587	0.00%	5,200	692	23.86	7.32%
Armed Forces Pacific	5	0.01%	100,343	0.01%	23,217	0.01%	11,669	642	31.93	12.45%
District of Columbia	132	0.20%	2,649,360	0.20%	819,337	0.23%	11,957	699	29.37	8.19%
Guam	1	0.00%	15,564	0.00%	0	0.00%	0	0	0.00	0.00%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	15,064	0.00%	0	0.00%	0	0	0.00	0.00%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	65,378	100.00%	1,320,491,228	100.00%	359,167,401	100.00%	11,410	700	29.30	8.33%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	223	0.34%	5,735,202	0.43%	1,424,599	0.40%	13,047	750	26.69	5.52%
Used	65,155	99.66%	1,314,756,026	99.57%	357,742,802	99.60%	11,404	700	29.31	8.34%
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,378	100.00%	1,320,491,228	100.00%	359,167,401	100.00%	11,410	700	29.30	8.33%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	31,180	47.69%	550,790,177	41.71%	145,816,010	40.60%	10,044	685	29.38	8.99%
Truck	5,094	7.79%	135,313,723	10.25%	36,621,309	10.20%	14,184	715	29.35	7.89%
SUV	27,020	41.33%	590,511,274	44.72%	164,959,005	45.93%	12,045	709	29.27	7.90%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	2,084	3.19%	43,876,054	3.32%	11,771,077	3.28%	10,819	721	28.44	7.58%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	65,378	100.00%	1,320,491,228	100.00%	359,167,401	100.00%	11,410	700	29.30	8.33%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	6,747	10.32%	133,802,450	10.13%	35,946,984	10.01%	11,167	702	29.06	8.35%
Ford: Lincoln	410	0.63%	9,476,204	0.72%	2,502,286	0.70%	12,428	704	28.92	8.13%
Ford: Mercury	14	0.02%	193,065	0.01%	53,521	0.01%	6,103	677	22.45	9.38%
GMC	1,692	2.59%	42,192,036	3.20%	12,549,435	3.49%	13,809	706	30.13	8.16%
GMC: Buick	1,013	1.55%	20,178,807	1.53%	5,872,805	1.64%	10,943	703	30.04	8.12%
GMC: Cadillac	739	1.13%	20,203,627	1.53%	5,673,280	1.58%	15,784	701	30.02	8.30%
GMC: Chevrolet	5,699	8.72%	118,360,673	8.96%	32,845,488	9.14%	12,066	693	29.86	8.78%
GMC: Hummer	1	0.00%	8,317	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	4	0.01%	59,086	0.00%	10,181	0.00%	10,181	707	28.00	5.45%
GMC: Saturn	7	0.01%	82,932	0.01%	19,380	0.01%	4,796	644	25.80	10.17%
Tesla	2	0.00%	113,715	0.01%	53,630	0.01%	26,928	771	30.47	6.59%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,567	2.40%	39,876,690	3.02%	10,140,698	2.82%	14,016	705	29.09	8.15%
BMW: Mini	397	0.61%	6,443,847	0.49%	1,533,588	0.43%	8,299	688	27.76	8.41%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,514	2.32%	41,268,398	3.13%	10,360,779	2.88%	15,164	696	29.59	8.38%
Daimler: Smart	41	0.06%	439,454	0.03%	65,065	0.02%	5,757	616	28.31	9.61%
Fiat	330	0.50%	4,647,538	0.35%	1,088,284	0.30%	7,338	686	28.02	9.01%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	993	1.52%	20,191,004	1.53%	5,289,780	1.47%	10,992	698	29.51	8.39%
Fiat: Dodge	3,277	5.01%	77,918,220	5.90%	21,519,474	5.99%	13,497	689	30.39	8.97%
Fiat: Jeep	3,604	5.51%	76,028,784	5.76%	20,924,248	5.83%	11,548	704	29.59	8.08%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	317	0.48%	7,464,047	0.57%	1,887,950	0.53%	13,353	727	28.52	7.03%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,468	2.25%	24,277,270	1.84%	6,553,226	1.82%	9,048	690	29.06	8.40%
Volkswagen: Audi	1,511	2.31%	38,525,016	2.92%	9,869,410	2.75%	13,589	712	29.00	7.64%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	205	0.31%	7,876,799	0.60%	1,874,110	0.52%	18,894	746	28.47	6.20%
Honda	5,178	7.92%	92,103,869	6.97%	25,575,369	7.12%	9,636	703	28.69	8.16%
Honda: Acura	656	1.00%	13,728,590	1.04%	3,462,056	0.96%	10,771	714	27.52	7.87%
Hyundai	3,710	5.67%	59,879,527	4.53%	16,167,990	4.50%	8,803	687	29.33	8.94%
Hyundai: Kia	2,907	4.45%	48,731,134	3.69%	13,886,618	3.87%	9,150	680	29.86	9.03%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,297	1.98%	22,054,135	1.67%	5,933,878	1.65%	9,026	702	28.49	8.19%
Mitsubishi	557	0.85%	8,770,578	0.66%	2,556,664	0.71%	9,023	656	30.71	10.07%
Nissan	7,999	12.24%	140,272,670	10.62%	39,529,075	11.01%	9,604	691	29.77	8.72%
Nissan: Infiniti	1,245	1.90%	30,842,371	2.34%	8,042,224	2.24%	13,510	702	29.72	8.31%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	1,417	2.17%	26,771,739	2.03%	7,391,668	2.06%	9,598	727	27.50	7.07%
Suzuki	2	0.00%	34,061	0.00%	0	0.00%	0	0	0.00	0.00%
Tata: Jaguar	260	0.40%	7,754,995	0.59%	1,979,482	0.55%	16,591	694	30.48	8.39%
Tata: Land Rover	587	0.90%	19,016,490	1.44%	4,670,057	1.30%	17,329	708	30.00	7.68%
Toyota	6,332	9.69%	121,473,861	9.20%	33,101,526	9.22%	10,365	714	28.22	7.77%
Toyota: Lexus	1,460	2.23%	36,303,012	2.75%	9,354,460	2.60%	13,191	720	28.13	7.30%
Toyota: Scion	219	0.33%	3,126,215	0.24%	882,729	0.25%	7,374	659	28.22	9.87%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	65,378	100.00%	1,320,491,228	100.00%	359,167,401	100.00%	11,410	700	29.30	8.33%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

Actions

Deal Documents

Download Datatape (CSV)

View EDGAR Filing

Quick Navigation

COMPANY

FINSIGHT.COM