StratMaker (142212)

CarMax Auto Owner Trust 2021-1

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

0.24% / 99.76%

Total Original # of Loans

83,155

WA Loan to Value (LTV)

65.66%

Total Original Loan Amount (OLA)

$ 1,691,690,323

WA Payment to Income (PTI)

8.66%

Weighted Average (WA) OLA

$ 23,531

WA FICO (non-zero)

711

Rep. Period Beginning Loan Amount

$ 624,021,626

WA Remaining Term (RT)

40.87

Rep. Period Ending Loan Amount (ELA)

$ 601,776,571

WA Original APR

8.29%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

83,155

Total Original Loan Amount (OLA)

$ 1,691,690,323

Weighted Average (WA) OLA

$ 23,531

Rep. Period Beginning Loan Amount

$ 624,021,626

Rep. Period Ending Loan Amount (ELA)

$ 601,776,571

As % of Reporting Period ELA:

New % / Used %

0.24% / 99.76%

WA Loan to Value (LTV)

65.66%

WA Payment to Income (PTI)

8.66%

WA FICO (non-zero)

711

WA Remaining Term (RT)

40.87

WA Original APR

8.29%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	293	0.35%	1,145,074	0.07%	307,574	0.05%	2,200	689	31.16	5.07%
$5,000 - $9,999	3,985	4.79%	32,860,631	1.94%	10,608,831	1.76%	4,957	681	34.57	6.64%
$10,000 - $14,999	16,974	20.41%	219,022,032	12.95%	77,624,342	12.90%	8,232	677	37.95	8.29%
$15,000 - $19,999	25,895	31.14%	451,570,329	26.69%	164,451,051	27.33%	11,511	692	40.49	8.68%
$20,000 - $24,999	16,841	20.25%	374,557,361	22.14%	133,776,444	22.23%	14,766	709	41.53	8.39%
$25,000 - $29,999	9,520	11.45%	259,615,649	15.35%	92,435,700	15.36%	18,255	711	41.87	8.42%
$30,000 - $39,999	7,390	8.89%	249,356,442	14.74%	87,233,967	14.50%	22,587	718	42.29	7.84%
$40,000 - $49,999	1,809	2.18%	79,530,679	4.70%	27,002,212	4.49%	29,475	721	42.80	7.64%
$50,000 - $59,999	417	0.50%	22,096,471	1.31%	7,651,747	1.27%	34,624	731	41.75	6.82%
$60,000 - $69,999	31	0.04%	1,935,655	0.11%	684,704	0.11%	35,249	785	36.17	4.61%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	83,155	100.00%	1,691,690,323	100.00%	601,776,571	100.00%	15,460	702	40.87	8.29%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	38,881	46.76%	776,548,842	45.90%	8,547,082	1.42%	3,782	710	30.24	5.60%
$5,000 - $9,999	12,895	15.51%	176,693,407	10.44%	102,889,301	17.10%	8,211	699	36.44	7.27%
$10,000 - $14,999	17,768	21.37%	337,780,436	19.97%	219,038,974	36.40%	12,491	700	40.66	8.34%
$15,000 - $19,999	8,432	10.14%	215,730,270	12.75%	144,213,132	23.96%	17,220	707	42.30	8.61%
$20,000 - $24,999	3,400	4.09%	109,495,182	6.47%	75,143,675	12.49%	22,187	700	43.69	9.11%
$25,000 - $29,999	1,172	1.41%	46,052,871	2.72%	31,653,886	5.26%	27,081	706	44.13	8.49%
$30,000 - $39,999	599	0.72%	28,926,263	1.71%	19,963,980	3.32%	33,513	704	44.34	8.46%
$40,000 - $49,999	8	0.01%	463,052	0.03%	326,541	0.05%	40,821	715	45.88	8.39%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	83,155	100.00%	1,691,690,323	100.00%	601,776,571	100.00%	15,460	702	40.87	8.29%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	83,155	100.00%	1,691,690,323	100.00%	601,776,571	100.00%	15,460	702	40.87	8.29%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	83,155	100.00%	1,691,690,323	100.00%	601,776,571	100.00%	15,460	702	40.87	8.29%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	1,019	1.23%	20,030,888	1.18%	0	0.00%	0	0	0.00	0.00%
2.50 - 4.99%	22,443	26.99%	445,136,508	26.31%	159,904,501	26.57%	14,249	799	37.58	3.53%
5.00 - 7.49%	17,108	20.57%	340,444,053	20.12%	113,618,783	18.88%	14,727	733	40.12	6.48%
7.50 - 9.99%	18,489	22.23%	390,595,623	23.09%	139,858,645	23.24%	16,074	685	42.26	9.03%
10.00 - 12.49%	10,737	12.91%	241,443,057	14.27%	93,881,061	15.60%	17,947	649	44.61	11.21%
12.50 - 14.99%	11,428	13.74%	215,766,145	12.75%	78,899,581	13.11%	14,837	573	41.42	14.12%
15.00 - 17.49%	1,931	2.32%	38,274,049	2.26%	15,613,999	2.59%	15,879	616	42.43	16.50%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	83,155	100.00%	1,691,690,323	100.00%	601,776,571	100.00%	15,460	702	40.87	8.29%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	-	-	-	-	-	-	-	-	-	-
550 - 599	4,289	5.16%	88,002,554	5.20%	34,347,504	5.71%	16,579	591	42.89	12.95%
600 - 649	17,142	20.61%	351,972,641	20.81%	122,942,487	20.43%	16,278	625	42.41	11.87%
650 - 699	18,348	22.06%	375,552,262	22.20%	130,018,373	21.61%	15,879	674	42.02	9.66%
700 - 749	15,829	19.04%	317,174,498	18.75%	113,596,462	18.88%	15,086	724	40.92	7.41%
750 - 799	13,153	15.82%	266,384,107	15.75%	96,778,184	16.08%	14,759	773	39.56	5.22%
800+	12,906	15.52%	272,764,325	16.12%	96,886,355	16.10%	15,045	833	38.25	3.93%
NA	1,488	1.79%	19,839,935	1.17%	7,207,206	1.20%	9,469	0	36.18	14.00%
Total:	83,155	100.00%	1,691,690,323	100.00%	601,776,571	100.00%	15,460	702	40.87	8.29%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	24	0.03%	145,113	0.01%	0	0.00%	0	0	0.00	0.00%
25 - 36	429	0.52%	5,373,320	0.32%	681,714	0.11%	4,588	728	9.86	5.03%
37 - 48	1,472	1.77%	19,373,341	1.15%	5,018,144	0.83%	7,012	715	20.58	5.93%
49 - 60	17,613	21.18%	326,449,602	19.30%	112,730,051	18.73%	12,600	723	33.38	6.40%
61 - 72	45,502	54.72%	933,152,724	55.16%	333,750,879	55.46%	15,579	700	41.44	8.41%
73+	18,115	21.78%	407,196,224	24.07%	149,595,783	24.86%	17,681	692	46.07	9.54%
Total:	83,155	100.00%	1,691,690,323	100.00%	601,776,571	100.00%	15,460	702	40.87	8.29%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	36,277	43.63%	748,646,003	44.25%	35,642	0.01%	1,934	629	0.00	11.90%
1 - 12	388	0.47%	4,856,142	0.29%	1,256,464	0.21%	4,548	736	10.01	4.94%
13 - 24	1,359	1.63%	18,841,866	1.11%	8,440,295	1.40%	7,655	711	21.96	6.20%
25 - 36	18,146	21.82%	339,335,279	20.06%	195,002,037	32.40%	12,839	724	33.95	6.39%
37 - 48	26,786	32.21%	575,288,470	34.01%	393,391,645	65.37%	16,916	692	44.73	9.25%
49 - 60	199	0.24%	4,722,564	0.28%	3,650,489	0.61%	20,420	633	49.20	12.55%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	83,155	100.00%	1,691,690,323	100.00%	601,776,571	100.00%	15,460	702	40.87	8.29%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	75,842	91.21%	1,534,544,494	90.71%	509,601,076	84.68%	15,028	714	40.53	7.69%
1 - 15	2,947	3.54%	62,718,443	3.71%	43,716,497	7.26%	17,163	653	42.32	10.86%
16 - 30	1,132	1.36%	24,904,595	1.47%	17,846,780	2.97%	18,105	635	43.18	11.67%
31 - 60	1,175	1.41%	25,500,166	1.51%	18,744,121	3.11%	18,364	622	43.24	12.52%
61 - 90	633	0.76%	13,925,553	0.82%	9,829,484	1.63%	19,303	615	43.20	12.64%
91 - 120	193	0.23%	4,159,318	0.25%	2,038,613	0.34%	18,526	614	41.76	12.72%
121+	1,233	1.48%	25,937,754	1.53%	0	0.00%	0	0	0.00	0.00%
Total:	83,155	100.00%	1,691,690,323	100.00%	601,776,571	100.00%	15,460	702	40.87	8.29%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	83,155	100.00%	1,691,690,323	100.00%	601,776,571	100.00%	15,460	702	40.87	8.29%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	83,155	100.00%	1,691,690,323	100.00%	601,776,571	100.00%	15,460	702	40.87	8.29%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	82,482	99.19%	1,680,872,748	99.36%	597,520,324	99.29%	15,467	705	40.89	8.26%
Stated, verified but not Level 4 or 5	673	0.81%	10,817,575	0.64%	4,256,247	0.71%	14,448	296	38.64	12.56%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	83,155	100.00%	1,691,690,323	100.00%	601,776,571	100.00%	15,460	702	40.87	8.29%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	27,785	33.41%	511,971,575	30.26%	177,812,905	29.55%	13,726	744	39.23	5.96%
5.00 - 9.99%	31,696	38.12%	662,304,517	39.15%	234,780,576	39.01%	15,613	705	41.15	8.23%
10.00 - 14.99%	14,370	17.28%	309,605,523	18.30%	113,224,470	18.82%	16,603	668	42.01	10.18%
15.00 - 19.99%	5,793	6.97%	127,318,162	7.53%	47,332,673	7.87%	16,952	648	41.99	11.12%
20.00 - 24.99%	2,236	2.69%	50,195,689	2.97%	17,984,370	2.99%	17,479	642	42.59	11.47%
25.00 - 29.99%	818	0.98%	18,871,432	1.12%	6,704,437	1.11%	18,260	642	42.25	11.16%
30.00 - 39.99%	358	0.43%	8,724,309	0.52%	3,061,134	0.51%	19,471	671	41.91	9.72%
40.00 - 49.99%	74	0.09%	1,952,274	0.12%	688,725	0.11%	20,420	710	42.34	8.99%
50.00 - 59.99%	17	0.02%	489,364	0.03%	163,338	0.03%	21,484	709	41.76	8.72%
60.00 - 69.99%	5	0.01%	152,121	0.01%	0	0.00%	0	0	0.00	0.00%
70.00 - 79.99%	1	0.00%	32,466	0.00%	0	0.00%	0	0	0.00	0.00%
80.00 - 89.99%	2	0.00%	72,892	0.00%	23,942	0.00%	23,942	761	40.00	9.95%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	83,155	100.00%	1,691,690,323	100.00%	601,776,571	100.00%	15,460	702	40.87	8.29%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	185	0.22%	832,253	0.05%	215,360	0.04%	2,887	676	31.69	4.34%
25.00 - 49.99%	2,180	2.62%	21,160,596	1.25%	6,396,105	1.06%	6,683	733	34.78	4.13%
50.00 - 74.99%	9,433	11.34%	145,052,313	8.57%	50,146,414	8.33%	10,738	747	36.81	4.68%
75.00 - 99.99%	28,840	34.68%	585,533,453	34.61%	218,480,549	36.31%	14,827	722	39.88	6.79%
100.00 - 109.99%	20,322	24.44%	450,913,262	26.65%	163,919,258	27.24%	16,797	688	41.83	9.19%
110.00 - 119.99%	15,036	18.08%	333,707,187	19.73%	112,929,011	18.77%	16,858	675	42.65	10.47%
120.00 - 129.99%	5,579	6.71%	118,338,169	7.00%	38,007,207	6.32%	16,154	672	42.82	11.16%
130.00 - 139.99%	1,256	1.51%	28,545,828	1.69%	9,250,002	1.54%	18,211	682	43.51	11.04%
140.00%+	324	0.39%	7,607,261	0.45%	2,432,664	0.40%	17,441	686	43.20	10.93%
Total:	83,155	100.00%	1,691,690,323	100.00%	601,776,571	100.00%	15,460	702	40.87	8.29%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,379	1.66%	27,897,869	1.65%	10,351,302	1.72%	15,334	687	41.88	9.36%
Alaska	12	0.01%	243,416	0.01%	76,836	0.01%	12,927	702	33.89	8.78%
Arizona	1,143	1.37%	22,681,618	1.34%	7,049,047	1.17%	15,257	703	40.59	8.08%
Arkansas	108	0.13%	2,269,144	0.13%	851,873	0.14%	16,030	690	41.00	9.22%
California	14,282	17.18%	288,623,766	17.06%	99,887,523	16.60%	15,464	698	40.33	8.11%
Colorado	1,994	2.40%	40,972,786	2.42%	14,118,558	2.35%	15,527	727	39.85	7.13%
Connecticut	944	1.14%	18,554,570	1.10%	7,452,844	1.24%	14,477	716	40.34	7.71%
Delaware	323	0.39%	6,455,922	0.38%	2,147,293	0.36%	14,028	703	39.26	8.26%
Florida	6,818	8.20%	143,528,943	8.48%	47,375,937	7.87%	16,177	696	42.19	8.61%
Georgia	5,784	6.96%	119,209,427	7.05%	44,901,167	7.46%	16,113	685	41.63	9.32%
Hawaii	21	0.03%	415,086	0.02%	166,964	0.03%	16,903	725	38.73	6.83%
Idaho	136	0.16%	2,607,805	0.15%	895,508	0.15%	12,502	710	38.49	7.39%
Illinois	3,964	4.77%	79,497,034	4.70%	29,706,525	4.94%	15,045	714	40.99	7.92%
Indiana	1,331	1.60%	26,596,094	1.57%	9,969,652	1.66%	14,920	717	40.78	7.83%
Iowa	282	0.34%	5,467,133	0.32%	1,877,232	0.31%	13,810	719	39.37	7.78%
Kansas	739	0.89%	15,085,144	0.89%	5,409,839	0.90%	14,964	734	38.73	7.11%
Kentucky	785	0.94%	15,313,498	0.91%	5,553,848	0.92%	14,841	720	40.54	7.65%
Louisiana	1,160	1.39%	24,390,035	1.44%	10,420,854	1.73%	16,237	686	41.90	9.24%
Maine	90	0.11%	1,691,191	0.10%	632,377	0.11%	13,781	743	38.41	7.18%
Maryland	3,981	4.79%	81,448,945	4.81%	28,639,901	4.76%	15,697	706	40.79	8.17%
Massachusetts	969	1.17%	18,155,461	1.07%	7,062,411	1.17%	13,806	720	39.87	7.37%
Michigan	97	0.12%	1,798,869	0.11%	596,187	0.10%	13,532	715	40.23	8.30%
Minnesota	489	0.59%	9,302,122	0.55%	3,461,923	0.58%	14,031	696	39.59	8.47%
Mississippi	1,018	1.22%	21,727,665	1.28%	8,547,441	1.42%	16,355	680	41.69	9.74%
Missouri	729	0.88%	14,352,079	0.85%	4,660,092	0.77%	14,719	708	40.58	8.02%
Montana	35	0.04%	745,279	0.04%	169,030	0.03%	13,232	734	38.71	6.87%
Nebraska	348	0.42%	6,701,874	0.40%	2,300,321	0.38%	14,497	727	40.63	7.28%
Nevada	2,057	2.47%	42,928,469	2.54%	14,038,421	2.33%	15,877	702	40.67	8.20%
New Hampshire	160	0.19%	3,168,741	0.19%	1,254,142	0.21%	14,538	724	40.03	7.35%
New Jersey	706	0.85%	13,588,584	0.80%	5,715,030	0.95%	14,274	713	41.19	7.67%
New Mexico	576	0.69%	11,587,516	0.68%	4,101,382	0.68%	15,439	716	40.37	7.97%
New York	109	0.13%	2,021,993	0.12%	771,293	0.13%	13,366	697	40.02	8.08%
North Carolina	4,513	5.43%	91,253,858	5.39%	32,258,548	5.36%	15,313	700	41.38	8.41%
North Dakota	15	0.02%	303,236	0.02%	100,674	0.02%	20,534	700	41.05	10.05%
Ohio	1,384	1.66%	27,846,226	1.65%	10,320,136	1.71%	15,210	711	41.03	8.18%
Oklahoma	479	0.58%	9,511,175	0.56%	3,596,869	0.60%	15,364	705	40.42	8.31%
Oregon	841	1.01%	14,229,906	0.84%	4,987,112	0.83%	12,691	704	39.07	7.78%
Pennsylvania	1,298	1.56%	25,784,690	1.52%	9,985,784	1.66%	14,934	709	40.95	7.90%
Rhode Island	219	0.26%	4,158,646	0.25%	1,479,649	0.25%	14,468	716	40.32	8.01%
South Carolina	2,332	2.80%	46,619,316	2.76%	17,017,052	2.83%	14,801	698	41.11	8.57%
South Dakota	15	0.02%	296,141	0.02%	78,163	0.01%	11,652	726	37.74	7.42%
Tennessee	3,596	4.32%	74,340,762	4.39%	27,222,683	4.52%	15,587	709	40.78	8.10%
Texas	8,586	10.33%	181,197,921	10.71%	62,333,983	10.36%	16,018	691	41.07	8.79%
Utah	367	0.44%	7,045,110	0.42%	2,020,386	0.34%	13,336	730	39.17	6.43%
Vermont	24	0.03%	416,611	0.02%	145,615	0.02%	10,946	700	36.75	7.86%
Virginia	4,378	5.26%	89,953,443	5.32%	32,207,714	5.35%	15,404	719	40.45	7.55%
Washington	1,396	1.68%	27,079,225	1.60%	9,673,606	1.61%	14,938	708	39.97	7.90%
West Virginia	112	0.13%	2,213,168	0.13%	854,799	0.14%	14,715	715	38.98	7.81%
Wisconsin	833	1.00%	16,412,991	0.97%	5,953,539	0.99%	14,746	713	40.83	8.04%
Wyoming	33	0.04%	677,308	0.04%	142,040	0.02%	15,016	660	42.29	9.18%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	6	0.01%	133,038	0.01%	71,894	0.01%	17,697	630	43.44	12.06%
Armed Forces Pacific	4	0.00%	70,485	0.00%	30,883	0.01%	11,837	773	34.87	6.89%
District of Columbia	149	0.18%	2,983,231	0.18%	1,101,262	0.18%	16,481	706	40.42	8.00%
Guam	2	0.00%	43,154	0.00%	14,826	0.00%	14,826	778	34.00	2.95%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	3	0.00%	78,415	0.00%	16,599	0.00%	16,599	638	33.00	14.95%
Virgin Islands	1	0.00%	14,191	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	83,155	100.00%	1,691,690,323	100.00%	601,776,571	100.00%	15,460	702	40.87	8.29%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	172	0.21%	4,392,749	0.26%	1,430,749	0.24%	18,272	759	37.89	5.19%
Used	82,983	99.79%	1,687,297,574	99.74%	600,345,822	99.76%	15,453	702	40.88	8.30%
NA	-	-	-	-	-	-	-	-	-	-
Total:	83,155	100.00%	1,691,690,323	100.00%	601,776,571	100.00%	15,460	702	40.87	8.29%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	39,083	47.00%	698,379,825	41.28%	233,982,401	38.88%	13,567	681	40.80	9.11%
Truck	6,293	7.57%	177,599,394	10.50%	62,346,667	10.36%	20,469	731	40.98	7.26%
SUV	35,043	42.14%	761,431,013	45.01%	287,248,103	47.73%	16,009	712	40.96	7.89%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	2,736	3.29%	54,280,091	3.21%	18,199,400	3.02%	13,958	720	40.11	7.59%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	83,155	100.00%	1,691,690,323	100.00%	601,776,571	100.00%	15,460	702	40.87	8.29%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	8,981	10.80%	182,965,769	10.82%	63,426,612	10.54%	15,405	711	40.50	7.91%
Ford: Lincoln	556	0.67%	13,134,231	0.78%	5,040,995	0.84%	16,999	723	41.00	7.56%
Ford: Mercury	22	0.03%	274,478	0.02%	34,732	0.01%	6,652	645	35.60	11.66%
GMC	2,071	2.49%	54,333,416	3.21%	19,891,578	3.31%	19,529	709	41.97	8.18%
GMC: Buick	1,474	1.77%	27,488,833	1.62%	10,096,414	1.68%	13,248	700	41.31	8.40%
GMC: Cadillac	1,281	1.54%	34,329,787	2.03%	12,090,150	2.01%	20,046	709	41.43	8.02%
GMC: Chevrolet	7,812	9.39%	165,201,327	9.77%	59,793,552	9.94%	16,484	694	41.68	8.80%
GMC: Hummer	9	0.01%	225,925	0.01%	8,275	0.00%	8,275	645	21.00	13.95%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	5	0.01%	64,611	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Saturn	10	0.01%	124,753	0.01%	12,568	0.00%	6,285	713	30.58	8.25%
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,609	1.93%	41,633,957	2.46%	14,068,598	2.34%	19,159	706	40.16	8.21%
BMW: Mini	471	0.57%	7,753,884	0.46%	2,473,048	0.41%	11,583	698	37.99	8.09%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,806	2.17%	51,645,099	3.05%	16,812,207	2.79%	21,354	693	41.79	8.90%
Daimler: Smart	61	0.07%	605,417	0.04%	111,790	0.02%	6,222	674	37.04	8.06%
Fiat	340	0.41%	4,469,910	0.26%	1,149,299	0.19%	9,026	691	38.18	8.81%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	1,249	1.50%	25,885,763	1.53%	7,907,966	1.31%	15,592	695	41.64	8.68%
Fiat: Dodge	4,317	5.19%	103,473,109	6.12%	35,323,330	5.87%	18,071	699	41.89	8.69%
Fiat: Jeep	4,521	5.44%	97,903,891	5.79%	36,410,089	6.05%	15,618	711	41.24	7.97%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	630	0.76%	15,084,459	0.89%	5,534,259	0.92%	16,558	744	38.38	6.35%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,746	2.10%	28,782,079	1.70%	10,824,971	1.80%	12,036	679	40.26	8.91%
Volkswagen: Audi	1,139	1.37%	29,911,765	1.77%	10,897,884	1.81%	18,637	718	40.22	7.51%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	169	0.20%	6,454,279	0.38%	2,142,964	0.36%	25,807	733	39.40	6.54%
Honda	5,830	7.01%	106,415,504	6.29%	37,566,014	6.24%	13,196	702	39.91	8.27%
Honda: Acura	854	1.03%	19,072,058	1.13%	7,317,291	1.22%	16,392	716	40.14	7.82%
Hyundai	5,202	6.26%	83,703,871	4.95%	29,138,600	4.84%	11,741	689	40.49	8.63%
Hyundai: Kia	4,233	5.09%	70,374,353	4.16%	26,143,025	4.34%	12,011	688	41.06	8.91%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,675	2.01%	29,355,606	1.74%	10,759,430	1.79%	12,752	706	40.34	7.92%
Mitsubishi	792	0.95%	12,572,937	0.74%	4,852,164	0.81%	11,568	663	41.74	9.63%
Nissan	10,860	13.06%	190,904,417	11.28%	72,180,105	11.99%	12,921	690	41.36	8.74%
Nissan: Infiniti	1,638	1.97%	40,714,046	2.41%	14,544,114	2.42%	17,997	699	41.34	8.53%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	1,873	2.25%	35,807,373	2.12%	13,283,091	2.21%	13,688	731	39.76	6.97%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	351	0.42%	10,562,040	0.62%	3,664,946	0.61%	20,615	698	42.30	8.50%
Tata: Land Rover	465	0.56%	15,752,341	0.93%	5,126,951	0.85%	23,604	712	40.74	7.57%
Toyota	7,331	8.82%	143,054,464	8.46%	50,360,336	8.37%	14,777	714	39.92	7.72%
Toyota: Lexus	1,528	1.84%	38,041,195	2.25%	11,955,836	1.99%	18,436	723	39.98	7.47%
Toyota: Scion	244	0.29%	3,613,376	0.21%	833,386	0.14%	10,236	658	38.07	10.52%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	83,155	100.00%	1,691,690,323	100.00%	601,776,571	100.00%	15,460	702	40.87	8.29%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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