StratMaker (142220)

CarMax Auto Owner Trust 2022-4

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

0.00% / 100.00%

Total Original # of Loans

67,667

WA Loan to Value (LTV)

85.94%

Total Original Loan Amount (OLA)

$ 1,657,075,546

WA Payment to Income (PTI)

9.03%

Weighted Average (WA) OLA

$ 28,274

WA FICO (non-zero)

713

Rep. Period Beginning Loan Amount

$ 1,347,504,577

WA Remaining Term (RT)

59.49

Rep. Period Ending Loan Amount (ELA)

$ 1,307,481,994

WA Original APR

8.88%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

67,667

Total Original Loan Amount (OLA)

$ 1,657,075,546

Weighted Average (WA) OLA

$ 28,274

Rep. Period Beginning Loan Amount

$ 1,347,504,577

Rep. Period Ending Loan Amount (ELA)

$ 1,307,481,994

As % of Reporting Period ELA:

New % / Used %

0.00% / 100.00%

WA Loan to Value (LTV)

85.94%

WA Payment to Income (PTI)

9.03%

WA FICO (non-zero)

713

WA Remaining Term (RT)

59.49

WA Original APR

8.88%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	183	0.27%	694,112	0.04%	492,775	0.04%	3,490	669	48.16	5.30%
$5,000 - $9,999	1,881	2.78%	15,267,582	0.92%	9,961,031	0.76%	7,138	710	50.49	5.48%
$10,000 - $14,999	7,623	11.27%	98,774,297	5.96%	60,036,609	4.59%	11,200	700	51.95	7.29%
$15,000 - $19,999	14,710	21.74%	259,202,640	15.64%	180,666,826	13.82%	15,670	696	55.09	8.78%
$20,000 - $24,999	15,021	22.20%	336,789,697	20.32%	262,944,011	20.11%	20,454	712	58.65	9.11%
$25,000 - $29,999	11,544	17.06%	315,942,367	19.07%	257,163,138	19.67%	25,206	706	60.20	9.40%
$30,000 - $39,999	11,800	17.44%	401,589,828	24.23%	338,863,236	25.92%	31,831	713	61.78	8.95%
$40,000 - $49,999	3,678	5.44%	162,108,485	9.78%	140,115,065	10.72%	41,329	712	62.83	8.78%
$50,000 - $59,999	1,134	1.68%	60,950,117	3.68%	52,487,811	4.01%	50,261	719	62.13	8.20%
$60,000 - $69,999	93	0.14%	5,756,420	0.35%	4,751,492	0.36%	55,234	760	58.61	5.57%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	67,667	100.00%	1,657,075,546	100.00%	1,307,481,994	100.00%	26,703	709	59.49	8.88%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	11,428	16.89%	217,227,397	13.11%	20,166,188	1.54%	3,252	698	13.91	7.83%
$5,000 - $9,999	5,010	7.40%	92,008,683	5.55%	36,118,414	2.76%	7,506	696	32.34	7.90%
$10,000 - $14,999	6,406	9.47%	97,872,571	5.91%	82,340,361	6.30%	13,008	704	54.43	7.43%
$15,000 - $19,999	11,794	17.43%	225,344,777	13.60%	207,678,208	15.88%	17,724	705	58.51	8.67%
$20,000 - $24,999	12,065	17.83%	289,898,504	17.49%	270,460,310	20.69%	22,510	712	60.72	9.14%
$25,000 - $29,999	9,085	13.43%	264,952,338	15.99%	248,566,714	19.01%	27,434	706	61.85	9.43%
$30,000 - $39,999	8,641	12.77%	312,448,134	18.86%	293,810,409	22.47%	34,230	712	62.98	8.98%
$40,000 - $49,999	2,623	3.88%	122,571,218	7.40%	115,629,397	8.84%	44,264	707	63.58	8.98%
$50,000 - $59,999	615	0.91%	34,751,924	2.10%	32,711,993	2.50%	53,286	725	62.59	7.91%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	67,667	100.00%	1,657,075,546	100.00%	1,307,481,994	100.00%	26,703	709	59.49	8.88%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	67,667	100.00%	1,657,075,546	100.00%	1,307,481,994	100.00%	26,703	709	59.49	8.88%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,667	100.00%	1,657,075,546	100.00%	1,307,481,994	100.00%	26,703	709	59.49	8.88%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	88	0.13%	2,191,182	0.13%	1,589,132	0.12%	25,539	801	49.23	2.26%
2.50 - 4.99%	18,729	27.68%	429,181,221	25.90%	328,605,546	25.13%	25,407	797	57.47	3.77%
5.00 - 7.49%	13,941	20.60%	339,233,319	20.47%	252,683,538	19.33%	26,673	748	58.34	6.56%
7.50 - 9.99%	10,340	15.28%	256,327,457	15.47%	187,027,134	14.30%	26,561	699	58.23	9.08%
10.00 - 12.49%	13,461	19.89%	357,786,891	21.59%	305,471,305	23.36%	28,533	665	62.62	11.55%
12.50 - 14.99%	6,098	9.01%	156,707,538	9.46%	131,373,867	10.05%	27,885	625	61.49	14.06%
15.00 - 17.49%	5,010	7.40%	115,647,938	6.98%	100,731,473	7.70%	24,202	578	59.34	16.27%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,667	100.00%	1,657,075,546	100.00%	1,307,481,994	100.00%	26,703	709	59.49	8.88%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	12	0.02%	281,127	0.02%	173,370	0.01%	23,985	489	50.23	14.32%
500 - 549	787	1.16%	19,258,341	1.16%	15,458,101	1.18%	27,166	538	60.15	14.06%
550 - 599	4,438	6.56%	109,068,808	6.58%	89,431,164	6.84%	26,791	580	60.10	13.74%
600 - 649	10,636	15.72%	264,838,584	15.98%	211,627,032	16.19%	27,291	627	60.32	12.66%
650 - 699	14,128	20.88%	349,586,757	21.10%	273,633,580	20.93%	26,983	674	60.31	10.67%
700 - 749	13,546	20.02%	329,969,920	19.91%	259,440,976	19.84%	26,553	724	59.80	8.22%
750 - 799	11,828	17.48%	289,198,219	17.45%	227,498,643	17.40%	26,571	774	58.84	5.82%
800+	11,602	17.15%	285,153,730	17.21%	222,807,608	17.04%	26,458	832	57.92	4.44%
NA	690	1.02%	9,720,060	0.59%	7,411,519	0.57%	14,336	0	53.10	15.81%
Total:	67,667	100.00%	1,657,075,546	100.00%	1,307,481,994	100.00%	26,703	709	59.49	8.88%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	24	0.04%	282,906	0.02%	180,167	0.01%	15,028	673	19.12	8.49%
25 - 36	327	0.48%	5,074,327	0.31%	3,818,449	0.29%	16,643	747	30.33	5.59%
37 - 48	1,243	1.84%	20,490,916	1.24%	16,836,786	1.29%	18,325	737	41.07	6.19%
49 - 60	14,281	21.10%	319,445,471	19.28%	247,847,121	18.96%	24,702	728	53.69	7.13%
61 - 72	40,111	59.28%	989,777,810	59.73%	786,824,812	60.18%	26,688	706	60.45	9.17%
73+	11,681	17.26%	322,004,115	19.43%	251,974,658	19.27%	29,441	694	63.90	9.94%
Total:	67,667	100.00%	1,657,075,546	100.00%	1,307,481,994	100.00%	26,703	709	59.49	8.88%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	3,315	4.90%	78,104,883	4.71%	10,558	0.00%	1,174	621	0.00	11.45%
1 - 12	5,749	8.50%	107,342,436	6.48%	12,066,804	0.92%	3,046	695	7.58	7.89%
13 - 24	5,143	7.60%	107,347,092	6.48%	29,816,575	2.28%	6,767	681	16.50	9.54%
25 - 36	540	0.80%	8,720,338	0.53%	6,751,118	0.52%	16,813	750	31.16	5.39%
37 - 48	2,075	3.07%	37,619,373	2.27%	31,843,689	2.44%	19,235	730	43.73	6.48%
49 - 60	22,087	32.64%	519,580,582	31.36%	473,353,399	36.20%	25,066	723	55.48	7.50%
61 - 72	28,758	42.50%	798,360,841	48.18%	753,639,853	57.64%	29,304	700	65.46	9.87%
73+	-	-	-	-	-	-	-	-	-	-
Total:	67,667	100.00%	1,657,075,546	100.00%	1,307,481,994	100.00%	26,703	709	59.49	8.88%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	61,132	90.34%	1,486,917,191	89.73%	1,165,051,045	89.11%	26,504	717	59.48	8.46%
1 - 15	3,906	5.77%	101,447,907	6.12%	83,651,685	6.40%	28,323	650	59.47	11.72%
16 - 30	1,416	2.09%	36,855,714	2.22%	31,096,443	2.38%	28,154	630	59.98	12.71%
31 - 60	879	1.30%	23,185,070	1.40%	19,825,835	1.52%	28,698	613	59.23	13.53%
61 - 90	254	0.38%	6,551,743	0.40%	5,924,936	0.45%	28,071	605	60.13	13.86%
91 - 120	78	0.12%	2,067,457	0.12%	1,932,050	0.15%	28,861	612	60.04	13.55%
121+	2	0.00%	50,465	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	67,667	100.00%	1,657,075,546	100.00%	1,307,481,994	100.00%	26,703	709	59.49	8.88%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	67,667	100.00%	1,657,075,546	100.00%	1,307,481,994	100.00%	26,703	709	59.49	8.88%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,667	100.00%	1,657,075,546	100.00%	1,307,481,994	100.00%	26,703	709	59.49	8.88%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	67,199	99.31%	1,647,589,417	99.43%	1,299,452,502	99.39%	26,707	710	59.49	8.85%
Stated, verified but not Level 4 or 5	468	0.69%	9,486,129	0.57%	8,029,492	0.61%	26,128	442	58.40	13.25%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,667	100.00%	1,657,075,546	100.00%	1,307,481,994	100.00%	26,703	709	59.49	8.88%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	22,079	32.63%	476,327,867	28.75%	363,338,282	27.79%	23,893	748	57.94	6.34%
5.00 - 9.99%	25,760	38.07%	647,736,833	39.09%	509,912,047	39.00%	27,051	708	59.63	8.79%
10.00 - 14.99%	11,706	17.30%	307,483,435	18.56%	247,088,540	18.90%	28,006	681	60.37	10.67%
15.00 - 19.99%	4,854	7.17%	131,395,593	7.93%	108,693,513	8.31%	28,763	667	60.95	11.71%
20.00 - 24.99%	2,014	2.98%	57,739,464	3.48%	48,622,388	3.72%	30,414	668	61.36	11.89%
25.00 - 29.99%	785	1.16%	22,510,225	1.36%	18,434,820	1.41%	30,260	667	60.40	12.02%
30.00 - 39.99%	337	0.50%	9,680,188	0.58%	7,843,223	0.60%	30,575	681	60.05	10.61%
40.00 - 49.99%	83	0.12%	2,540,072	0.15%	2,061,194	0.16%	31,177	704	59.63	9.86%
50.00 - 59.99%	32	0.05%	1,059,076	0.06%	926,594	0.07%	34,551	734	58.95	8.90%
60.00 - 69.99%	7	0.01%	242,182	0.01%	229,297	0.02%	34,614	770	61.55	8.10%
70.00 - 79.99%	7	0.01%	240,319	0.01%	221,947	0.02%	33,239	699	61.43	10.56%
80.00 - 89.99%	2	0.00%	69,413	0.00%	61,603	0.00%	37,663	779	48.66	3.58%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	1	0.00%	50,878	0.00%	48,546	0.00%	48,546	708	68.00	11.95%
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,667	100.00%	1,657,075,546	100.00%	1,307,481,994	100.00%	26,703	709	59.49	8.88%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	418	0.62%	2,571,213	0.16%	1,919,080	0.15%	6,356	721	51.06	4.41%
25.00 - 49.99%	3,297	4.87%	41,976,828	2.53%	33,810,674	2.59%	13,616	749	54.91	4.51%
50.00 - 74.99%	10,302	15.22%	204,284,931	12.33%	167,689,617	12.83%	21,088	745	57.74	5.47%
75.00 - 99.99%	24,899	36.80%	633,168,615	38.21%	511,481,829	39.12%	27,111	720	59.84	8.00%
100.00 - 109.99%	15,827	23.39%	437,839,353	26.42%	346,863,312	26.53%	29,353	691	60.60	10.34%
110.00 - 119.99%	9,680	14.31%	258,849,553	15.62%	195,855,409	14.98%	28,376	680	59.79	11.50%
120.00 - 129.99%	2,617	3.87%	62,722,435	3.79%	40,820,279	3.12%	25,755	678	56.64	12.09%
130.00 - 139.99%	497	0.73%	12,485,958	0.75%	7,655,807	0.59%	28,422	684	55.69	11.98%
140.00%+	130	0.19%	3,176,660	0.19%	1,385,987	0.11%	22,034	689	46.84	11.61%
Total:	67,667	100.00%	1,657,075,546	100.00%	1,307,481,994	100.00%	26,703	709	59.49	8.88%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,112	1.64%	27,252,826	1.64%	21,867,184	1.67%	26,524	693	59.87	9.88%
Alaska	10	0.01%	237,685	0.01%	150,507	0.01%	23,907	741	54.73	6.29%
Arizona	1,177	1.74%	28,587,684	1.73%	22,886,336	1.75%	26,639	715	60.34	8.46%
Arkansas	86	0.13%	2,202,959	0.13%	1,606,251	0.12%	26,966	698	57.69	9.37%
California	11,691	17.28%	290,444,374	17.53%	229,668,842	17.57%	27,613	712	59.26	8.46%
Colorado	1,608	2.38%	39,470,338	2.38%	31,214,423	2.39%	26,978	725	59.08	7.94%
Connecticut	608	0.90%	14,594,017	0.88%	11,443,881	0.88%	26,342	715	59.94	8.69%
Delaware	213	0.31%	5,117,106	0.31%	3,797,899	0.29%	25,367	695	56.99	9.16%
Florida	5,425	8.02%	135,789,397	8.19%	107,841,099	8.25%	27,382	693	60.66	9.62%
Georgia	4,488	6.63%	110,480,409	6.67%	88,871,111	6.80%	26,537	696	59.97	9.83%
Hawaii	12	0.02%	285,553	0.02%	164,321	0.01%	27,591	719	53.16	8.37%
Idaho	213	0.31%	4,846,667	0.29%	3,943,546	0.30%	26,224	710	59.27	8.86%
Illinois	3,373	4.98%	80,865,163	4.88%	62,666,581	4.79%	25,575	725	58.78	8.08%
Indiana	1,061	1.57%	25,606,711	1.55%	20,341,929	1.56%	26,240	721	59.96	8.51%
Iowa	221	0.33%	5,471,350	0.33%	4,477,376	0.34%	26,793	716	59.34	8.52%
Kansas	685	1.01%	16,407,873	0.99%	12,673,982	0.97%	25,501	732	57.98	7.78%
Kentucky	801	1.18%	18,525,612	1.12%	14,652,104	1.12%	25,110	720	59.49	8.24%
Louisiana	961	1.42%	25,235,565	1.52%	22,101,991	1.69%	28,109	689	61.20	10.09%
Maine	156	0.23%	3,742,615	0.23%	3,008,475	0.23%	25,551	717	59.62	8.59%
Maryland	2,587	3.82%	62,775,808	3.79%	47,440,106	3.63%	26,241	708	58.93	9.12%
Massachusetts	713	1.05%	16,417,874	0.99%	13,207,998	1.01%	25,156	731	59.29	7.84%
Michigan	70	0.10%	1,620,199	0.10%	967,224	0.07%	23,303	697	55.04	9.12%
Minnesota	268	0.40%	6,277,693	0.38%	4,762,888	0.36%	26,029	690	58.96	9.47%
Mississippi	727	1.07%	18,725,493	1.13%	15,280,562	1.17%	27,080	689	59.65	10.23%
Missouri	732	1.08%	16,592,816	1.00%	11,727,225	0.90%	24,504	714	56.93	8.57%
Montana	19	0.03%	421,901	0.03%	273,846	0.02%	24,029	732	56.17	7.92%
Nebraska	265	0.39%	6,328,893	0.38%	5,212,347	0.40%	25,134	744	59.69	7.11%
Nevada	1,737	2.57%	44,148,411	2.66%	35,253,514	2.70%	27,662	710	59.36	8.60%
New Hampshire	109	0.16%	2,531,793	0.15%	1,957,870	0.15%	25,380	728	60.23	8.23%
New Jersey	601	0.89%	14,208,954	0.86%	11,236,216	0.86%	25,915	713	59.61	8.38%
New Mexico	490	0.72%	12,136,867	0.73%	10,151,044	0.78%	27,313	704	59.87	9.02%
New York	11	0.02%	221,653	0.01%	200,309	0.02%	20,758	632	61.42	12.24%
North Carolina	3,596	5.31%	87,527,692	5.28%	69,229,261	5.29%	26,452	707	60.11	9.20%
North Dakota	10	0.01%	229,341	0.01%	181,757	0.01%	27,328	626	60.98	10.58%
Ohio	1,044	1.54%	25,346,919	1.53%	18,986,165	1.45%	26,002	712	58.68	8.98%
Oklahoma	520	0.77%	12,178,631	0.73%	9,757,827	0.75%	25,762	710	59.62	8.76%
Oregon	570	0.84%	12,441,702	0.75%	10,001,712	0.76%	23,675	713	59.09	8.50%
Pennsylvania	894	1.32%	21,276,069	1.28%	16,643,772	1.27%	25,683	722	58.93	8.16%
Rhode Island	178	0.26%	4,097,809	0.25%	3,119,474	0.24%	25,032	713	59.51	8.90%
South Carolina	1,879	2.78%	43,538,278	2.63%	34,037,661	2.60%	25,335	701	59.03	9.33%
South Dakota	9	0.01%	203,152	0.01%	144,044	0.01%	26,279	704	54.11	9.49%
Tennessee	2,674	3.95%	64,971,702	3.92%	50,934,418	3.90%	25,965	713	58.72	8.76%
Texas	8,178	12.09%	206,414,824	12.46%	161,277,351	12.33%	27,354	702	59.63	9.19%
Utah	324	0.48%	7,607,383	0.46%	6,182,593	0.47%	26,235	727	59.52	7.57%
Vermont	8	0.01%	203,999	0.01%	152,016	0.01%	32,748	750	57.46	7.57%
Virginia	3,587	5.30%	86,569,859	5.22%	67,941,189	5.20%	26,348	722	59.25	8.30%
Washington	1,072	1.58%	25,344,471	1.53%	20,613,044	1.58%	26,161	705	59.00	8.79%
West Virginia	80	0.12%	1,927,498	0.12%	1,474,879	0.11%	26,063	703	58.67	9.01%
Wisconsin	678	1.00%	16,342,865	0.99%	13,058,406	1.00%	26,128	720	59.71	8.55%
Wyoming	22	0.03%	504,848	0.03%	426,814	0.03%	22,534	725	56.65	9.22%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	114	0.17%	2,776,246	0.17%	2,270,627	0.17%	27,075	711	58.56	9.35%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	67,667	100.00%	1,657,075,546	100.00%	1,307,481,994	100.00%	26,703	709	59.49	8.88%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	13	0.02%	351,178	0.02%	48,421	0.00%	6,083	731	12.59	6.76%
Used	67,654	99.98%	1,656,724,368	99.98%	1,307,433,573	100.00%	26,704	709	59.49	8.88%
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,667	100.00%	1,657,075,546	100.00%	1,307,481,994	100.00%	26,703	709	59.49	8.88%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	27,505	40.65%	584,766,104	35.29%	447,594,310	34.23%	23,312	694	58.88	9.65%
Truck	5,876	8.68%	183,170,810	11.05%	143,561,279	10.98%	32,244	724	59.51	8.10%
SUV	27,942	41.29%	719,628,344	43.43%	572,169,405	43.76%	27,450	715	59.78	8.51%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	1,805	2.67%	45,094,674	2.72%	33,589,403	2.57%	26,551	729	57.54	7.85%
Unknown	4,539	6.71%	124,415,613	7.51%	110,567,598	8.46%	29,422	710	61.01	9.02%
Total:	67,667	100.00%	1,657,075,546	100.00%	1,307,481,994	100.00%	26,703	709	59.49	8.88%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	6,153	9.09%	148,343,533	8.95%	114,288,867	8.74%	26,136	711	58.71	8.81%
Ford: Lincoln	414	0.61%	11,070,377	0.67%	8,354,038	0.64%	28,616	715	58.76	8.45%
Ford: Mercury	8	0.01%	102,568	0.01%	48,911	0.00%	11,523	646	45.70	13.30%
GMC	1,417	2.09%	41,356,337	2.50%	31,231,459	2.39%	30,492	710	58.60	8.92%
GMC: Buick	823	1.22%	17,617,919	1.06%	11,988,108	0.92%	21,279	710	57.20	9.20%
GMC: Cadillac	770	1.14%	22,259,589	1.34%	16,441,649	1.26%	30,366	705	59.00	8.89%
GMC: Chevrolet	5,595	8.27%	141,187,612	8.52%	109,232,087	8.35%	27,725	701	59.71	9.51%
GMC: Hummer	1	0.00%	17,998	0.00%	1,816	0.00%	1,816	522	3.00	8.95%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	2	0.00%	22,335	0.00%	3,446	0.00%	1,739	706	6.72	11.92%
GMC: Saturn	3	0.00%	38,537	0.00%	5,694	0.00%	2,217	480	7.49	10.82%
Tesla	352	0.52%	16,328,803	0.99%	14,420,222	1.10%	45,457	731	62.05	6.82%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,806	2.67%	54,625,488	3.30%	44,420,055	3.40%	31,508	712	59.93	8.56%
BMW: Mini	461	0.68%	9,608,175	0.58%	7,707,304	0.59%	21,722	719	58.59	8.17%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,767	2.61%	55,095,029	3.32%	43,721,619	3.34%	32,187	700	59.93	9.25%
Daimler: Smart	38	0.06%	462,541	0.03%	288,997	0.02%	13,195	660	52.87	10.11%
Fiat	235	0.35%	3,888,326	0.23%	2,626,675	0.20%	17,243	704	55.19	9.08%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	824	1.22%	19,860,466	1.20%	14,232,718	1.09%	25,870	705	58.34	9.08%
Fiat: Dodge	3,107	4.59%	91,466,193	5.52%	71,885,779	5.50%	31,743	696	60.27	9.52%
Fiat: Jeep	4,120	6.09%	106,508,451	6.43%	84,951,286	6.50%	27,474	709	60.29	8.97%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	472	0.70%	13,568,467	0.82%	11,195,417	0.86%	31,369	734	59.81	7.58%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	2,086	3.08%	46,613,481	2.81%	39,950,469	3.06%	24,226	700	60.80	9.11%
Volkswagen: Audi	1,113	1.64%	33,402,602	2.02%	27,509,652	2.10%	31,151	720	60.05	8.25%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	145	0.21%	6,195,059	0.37%	4,929,389	0.38%	41,805	737	59.71	6.94%
Honda	6,020	8.90%	134,889,773	8.14%	109,352,605	8.36%	23,519	713	59.43	8.78%
Honda: Acura	817	1.21%	20,213,838	1.22%	15,240,903	1.17%	26,011	724	58.67	8.15%
Hyundai	3,818	5.64%	77,357,493	4.67%	61,832,361	4.73%	21,937	693	59.64	9.58%
Hyundai: Kia	2,893	4.28%	59,880,187	3.61%	46,776,127	3.58%	22,510	691	59.71	9.67%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,766	2.61%	37,875,874	2.29%	31,576,548	2.42%	22,525	712	59.78	8.58%
Mitsubishi	555	0.82%	10,983,495	0.66%	9,103,031	0.70%	20,913	676	61.45	10.53%
Nissan	6,226	9.20%	127,117,477	7.67%	95,212,776	7.28%	21,566	697	58.71	9.65%
Nissan: Infiniti	1,037	1.53%	28,320,327	1.71%	21,148,135	1.62%	28,323	701	59.06	9.50%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	2,138	3.16%	49,982,333	3.02%	41,578,955	3.18%	24,670	731	59.72	7.61%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	210	0.31%	7,287,671	0.44%	6,036,825	0.46%	34,732	704	61.59	9.10%
Tata: Land Rover	378	0.56%	13,937,433	0.84%	11,085,389	0.85%	37,118	709	60.42	8.36%
Toyota	8,144	12.04%	195,389,059	11.79%	157,102,370	12.02%	26,042	721	59.23	8.20%
Toyota: Lexus	1,815	2.68%	51,966,908	3.14%	40,474,930	3.10%	29,967	727	58.71	7.80%
Toyota: Scion	138	0.20%	2,233,794	0.13%	1,525,384	0.12%	16,217	654	54.40	10.76%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	67,667	100.00%	1,657,075,546	100.00%	1,307,481,994	100.00%	26,703	709	59.49	8.88%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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