StratMaker (142224)

CarMax Auto Owner Trust 2019-4

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

0.26% / 99.74%

Total Original # of Loans

58,906

WA Loan to Value (LTV)

48.20%

Total Original Loan Amount (OLA)

$ 1,166,735,945

WA Payment to Income (PTI)

8.32%

Weighted Average (WA) OLA

$ 22,722

WA FICO (non-zero)

696

Rep. Period Beginning Loan Amount

$ 313,778,844

WA Remaining Term (RT)

26.94

Rep. Period Ending Loan Amount (ELA)

$ 298,186,812

WA Original APR

9.06%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

58,906

Total Original Loan Amount (OLA)

$ 1,166,735,945

Weighted Average (WA) OLA

$ 22,722

Rep. Period Beginning Loan Amount

$ 313,778,844

Rep. Period Ending Loan Amount (ELA)

$ 298,186,812

As % of Reporting Period ELA:

New % / Used %

0.26% / 99.74%

WA Loan to Value (LTV)

48.20%

WA Payment to Income (PTI)

8.32%

WA FICO (non-zero)

696

WA Remaining Term (RT)

26.94

WA Original APR

9.06%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	198	0.34%	768,511	0.07%	100,569	0.03%	1,383	693	19.60	5.99%
$5,000 - $9,999	2,833	4.81%	23,610,917	2.02%	4,445,705	1.49%	3,223	667	21.61	7.57%
$10,000 - $14,999	12,950	21.98%	167,040,300	14.32%	40,195,494	13.48%	5,561	672	24.40	8.93%
$15,000 - $19,999	18,940	32.15%	330,346,657	28.31%	87,269,653	29.27%	8,029	687	26.79	9.33%
$20,000 - $24,999	11,757	19.96%	261,458,903	22.41%	68,610,980	23.01%	10,369	697	27.51	9.13%
$25,000 - $29,999	6,620	11.24%	180,468,840	15.47%	47,454,780	15.91%	12,960	695	27.86	9.24%
$30,000 - $39,999	4,391	7.45%	147,337,816	12.63%	37,330,615	12.52%	15,884	703	28.21	8.73%
$40,000 - $49,999	982	1.67%	43,059,741	3.69%	10,128,767	3.40%	20,461	708	27.92	8.22%
$50,000 - $59,999	218	0.37%	11,575,310	0.99%	2,477,112	0.83%	24,162	712	27.02	7.88%
$60,000 - $69,999	17	0.03%	1,068,950	0.09%	173,138	0.06%	23,180	803	23.11	5.07%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	58,906	100.00%	1,166,735,945	100.00%	298,186,812	100.00%	10,494	692	26.94	9.06%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	30,443	51.68%	559,112,620	47.92%	23,731,116	7.96%	3,868	698	19.62	7.05%
$5,000 - $9,999	17,976	30.52%	321,810,659	27.58%	133,085,552	44.63%	7,671	701	25.25	8.47%
$10,000 - $14,999	7,865	13.35%	194,797,992	16.70%	94,039,359	31.54%	12,119	686	29.22	9.73%
$15,000 - $19,999	2,120	3.60%	69,393,723	5.95%	35,815,131	12.01%	17,001	670	30.63	10.54%
$20,000 - $24,999	409	0.69%	17,025,169	1.46%	8,943,318	3.00%	21,956	675	31.29	10.01%
$25,000 - $29,999	80	0.14%	3,930,383	0.34%	2,159,827	0.72%	27,067	666	32.40	9.83%
$30,000 - $39,999	13	0.02%	665,400	0.06%	412,509	0.14%	31,816	650	33.54	11.02%
$40,000 - $49,999	-	-	-	-	-	-	-	-	-	-
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	58,906	100.00%	1,166,735,945	100.00%	298,186,812	100.00%	10,494	692	26.94	9.06%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	58,906	100.00%	1,166,735,945	100.00%	298,186,812	100.00%	10,494	692	26.94	9.06%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	58,906	100.00%	1,166,735,945	100.00%	298,186,812	100.00%	10,494	692	26.94	9.06%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	1	0.00%	20,390	0.00%	0	0.00%	0	0	0.00	0.00%
2.50 - 4.99%	12,873	21.85%	248,693,767	21.32%	53,492,587	17.94%	8,633	799	23.48	4.39%
5.00 - 7.49%	12,410	21.07%	242,026,510	20.74%	57,907,347	19.42%	9,399	744	25.04	6.62%
7.50 - 9.99%	14,856	25.22%	296,578,837	25.42%	80,842,145	27.11%	10,614	682	27.68	8.99%
10.00 - 12.49%	8,974	15.23%	193,697,559	16.60%	55,797,594	18.71%	12,333	640	29.87	11.24%
12.50 - 14.99%	7,520	12.77%	141,532,915	12.13%	38,380,063	12.87%	11,291	583	28.03	14.00%
15.00 - 17.49%	2,272	3.86%	44,185,968	3.79%	11,767,076	3.95%	12,203	612	29.53	16.48%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	58,906	100.00%	1,166,735,945	100.00%	298,186,812	100.00%	10,494	692	26.94	9.06%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	18	0.03%	306,581	0.03%	71,479	0.02%	9,169	492	25.55	13.11%
500 - 549	1,090	1.85%	21,073,410	1.81%	5,724,064	1.92%	11,794	535	28.45	12.97%
550 - 599	4,996	8.48%	99,648,932	8.54%	28,049,755	9.41%	11,943	579	28.87	12.67%
600 - 649	11,112	18.86%	222,963,912	19.11%	61,131,888	20.50%	11,499	626	28.46	11.74%
650 - 699	12,595	21.38%	251,669,476	21.57%	67,671,168	22.69%	10,791	674	27.68	9.76%
700 - 749	10,659	18.09%	207,674,774	17.80%	53,224,256	17.85%	10,007	723	26.62	7.93%
750 - 799	8,755	14.86%	172,849,804	14.81%	40,734,262	13.66%	9,568	774	25.53	6.10%
800+	8,864	15.05%	180,748,286	15.49%	39,613,139	13.28%	9,110	833	24.05	4.97%
NA	817	1.39%	9,800,770	0.84%	1,966,802	0.66%	4,890	0	18.34	13.64%
Total:	58,906	100.00%	1,166,735,945	100.00%	298,186,812	100.00%	10,494	692	26.94	9.06%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	6	0.01%	35,669	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	271	0.46%	3,299,034	0.28%	0	0.00%	0	0	0.00	0.00%
37 - 48	1,023	1.74%	13,833,764	1.19%	906,425	0.30%	2,724	721	7.09	6.59%
49 - 60	12,760	21.66%	233,142,642	19.98%	46,063,065	15.45%	7,364	712	18.78	7.14%
61 - 72	32,489	55.15%	646,684,129	55.43%	170,720,119	57.25%	10,509	691	27.14	9.12%
73+	12,357	20.98%	269,740,707	23.12%	80,497,203	27.00%	12,342	680	31.41	10.07%
Total:	58,906	100.00%	1,166,735,945	100.00%	298,186,812	100.00%	10,494	692	26.94	9.06%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	23,527	39.94%	470,242,598	40.30%	1,808	0.00%	1,016	549	0.00	10.68%
1 - 12	797	1.35%	11,341,681	0.97%	1,764,517	0.59%	2,962	707	7.32	6.86%
13 - 24	15,135	25.69%	278,291,777	23.85%	95,422,720	32.00%	7,571	710	19.65	7.36%
25 - 36	19,425	32.98%	406,394,357	34.83%	200,761,099	67.33%	11,947	683	30.56	9.89%
37 - 48	14	0.02%	303,798	0.03%	165,155	0.06%	13,836	633	40.36	8.89%
49 - 60	8	0.01%	161,734	0.01%	71,514	0.02%	9,914	655	53.14	5.89%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	58,906	100.00%	1,166,735,945	100.00%	298,186,812	100.00%	10,494	692	26.94	9.06%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	51,732	87.82%	1,017,290,991	87.19%	243,815,064	81.77%	9,950	704	26.54	8.50%
1 - 15	2,515	4.27%	52,248,615	4.48%	25,773,262	8.64%	12,128	647	28.13	10.89%
16 - 30	987	1.68%	21,026,796	1.80%	10,827,422	3.63%	12,949	631	28.96	11.81%
31 - 60	926	1.57%	19,587,550	1.68%	10,747,139	3.60%	13,581	616	29.47	12.42%
61 - 90	452	0.77%	10,025,220	0.86%	5,622,166	1.89%	14,956	613	29.56	12.78%
91 - 120	133	0.23%	2,763,857	0.24%	1,401,760	0.47%	14,564	624	28.91	12.36%
121+	2,161	3.67%	43,792,918	3.75%	0	0.00%	0	0	0.00	0.00%
Total:	58,906	100.00%	1,166,735,945	100.00%	298,186,812	100.00%	10,494	692	26.94	9.06%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	58,906	100.00%	1,166,735,945	100.00%	298,186,812	100.00%	10,494	692	26.94	9.06%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	58,906	100.00%	1,166,735,945	100.00%	298,186,812	100.00%	10,494	692	26.94	9.06%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	58,566	99.42%	1,162,659,263	99.65%	297,386,976	99.73%	10,510	693	26.96	9.05%
Stated, verified but not Level 4 or 5	340	0.58%	4,076,682	0.35%	799,836	0.27%	4,778	49	18.14	13.53%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	58,906	100.00%	1,166,735,945	100.00%	298,186,812	100.00%	10,494	692	26.94	9.06%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	21,492	36.49%	391,229,501	33.53%	92,432,254	31.00%	9,004	728	25.41	7.18%
5.00 - 9.99%	22,497	38.19%	457,831,147	39.24%	120,050,078	40.26%	10,740	686	27.29	9.30%
10.00 - 14.99%	9,543	16.20%	200,782,488	17.21%	54,104,313	18.14%	11,544	661	28.06	10.55%
15.00 - 19.99%	3,373	5.73%	72,157,873	6.18%	19,383,788	6.50%	11,725	660	28.13	11.13%
20.00 - 24.99%	1,210	2.05%	26,815,211	2.30%	7,045,285	2.36%	12,561	657	28.48	11.22%
25.00 - 29.99%	468	0.79%	10,295,196	0.88%	3,207,992	1.08%	13,536	655	28.72	11.31%
30.00 - 39.99%	259	0.44%	5,834,154	0.50%	1,576,391	0.53%	11,920	668	26.75	10.72%
40.00 - 49.99%	49	0.08%	1,344,392	0.12%	262,316	0.09%	12,182	688	25.83	9.18%
50.00 - 59.99%	11	0.02%	321,490	0.03%	92,758	0.03%	13,960	671	26.93	8.46%
60.00 - 69.99%	3	0.01%	84,166	0.01%	12,782	0.00%	12,782	662	25.00	8.70%
70.00 - 79.99%	1	0.00%	40,327	0.00%	18,857	0.01%	18,857	801	31.00	6.95%
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	58,906	100.00%	1,166,735,945	100.00%	298,186,812	100.00%	10,494	692	26.94	9.06%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	134	0.23%	600,956	0.05%	80,145	0.03%	1,970	681	21.20	5.68%
25.00 - 49.99%	1,429	2.43%	13,639,646	1.17%	2,256,792	0.76%	4,327	735	21.96	5.37%
50.00 - 74.99%	5,568	9.45%	83,090,982	7.12%	16,796,543	5.63%	6,543	742	22.81	5.74%
75.00 - 99.99%	17,375	29.50%	336,029,305	28.80%	81,637,384	27.38%	9,277	714	25.35	7.34%
100.00 - 109.99%	14,322	24.31%	304,697,485	26.12%	81,315,364	27.27%	11,162	687	27.25	9.25%
110.00 - 119.99%	12,543	21.29%	271,780,456	23.29%	74,070,001	24.84%	11,692	673	28.37	10.47%
120.00 - 129.99%	5,806	9.86%	118,676,135	10.17%	32,413,636	10.87%	11,192	666	28.83	11.12%
130.00 - 139.99%	1,347	2.29%	29,519,388	2.53%	7,402,582	2.48%	11,960	667	28.97	11.11%
140.00%+	382	0.65%	8,701,591	0.75%	2,214,365	0.74%	12,206	681	28.54	10.98%
Total:	58,906	100.00%	1,166,735,945	100.00%	298,186,812	100.00%	10,494	692	26.94	9.06%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	988	1.68%	19,636,664	1.68%	5,195,717	1.74%	10,669	687	27.69	9.46%
Alaska	10	0.02%	188,428	0.02%	52,653	0.02%	8,300	672	26.14	9.82%
Arizona	796	1.35%	15,380,095	1.32%	3,596,638	1.21%	9,819	691	26.52	8.98%
Arkansas	94	0.16%	1,890,661	0.16%	465,478	0.16%	10,919	677	27.74	9.57%
California	9,516	16.15%	187,795,204	16.10%	47,678,927	15.99%	10,331	691	26.35	8.92%
Colorado	1,337	2.27%	26,327,857	2.26%	6,031,736	2.02%	9,945	710	25.95	8.20%
Connecticut	630	1.07%	12,329,789	1.06%	3,323,813	1.11%	10,075	700	27.02	8.53%
Delaware	320	0.54%	6,206,991	0.53%	1,812,577	0.61%	10,594	694	27.53	9.25%
Florida	4,689	7.96%	95,169,310	8.16%	23,207,019	7.78%	11,007	681	28.01	9.39%
Georgia	3,915	6.65%	78,445,013	6.72%	20,301,292	6.81%	11,217	677	27.58	9.83%
Hawaii	23	0.04%	441,439	0.04%	108,866	0.04%	11,812	718	27.75	8.18%
Idaho	165	0.28%	3,231,432	0.28%	661,675	0.22%	9,740	699	26.39	8.70%
Illinois	3,245	5.51%	62,842,685	5.39%	17,488,759	5.87%	9,948	707	26.36	8.40%
Indiana	914	1.55%	17,672,716	1.51%	4,487,873	1.51%	9,707	710	26.70	8.58%
Iowa	213	0.36%	4,060,191	0.35%	963,115	0.32%	9,467	713	25.60	8.47%
Kansas	646	1.10%	12,577,681	1.08%	3,393,739	1.14%	9,987	702	26.69	8.30%
Kentucky	656	1.11%	12,437,231	1.07%	3,088,329	1.04%	9,566	702	26.55	8.52%
Louisiana	807	1.37%	16,801,978	1.44%	4,623,466	1.55%	11,535	673	27.65	9.66%
Maine	86	0.15%	1,553,893	0.13%	410,206	0.14%	9,313	654	25.93	9.84%
Maryland	2,823	4.79%	56,468,556	4.84%	15,667,099	5.25%	10,827	696	27.28	8.84%
Massachusetts	640	1.09%	11,694,032	1.00%	3,255,167	1.09%	9,251	712	26.05	8.23%
Michigan	68	0.12%	1,289,059	0.11%	308,529	0.10%	9,190	673	25.18	9.24%
Minnesota	343	0.58%	6,590,341	0.56%	1,749,162	0.59%	9,980	681	27.07	9.63%
Mississippi	545	0.93%	11,552,925	0.99%	2,997,218	1.01%	11,726	675	27.32	10.23%
Missouri	574	0.97%	10,742,810	0.92%	2,808,241	0.94%	9,806	689	26.57	9.15%
Montana	18	0.03%	395,566	0.03%	71,059	0.02%	10,600	732	26.37	8.37%
Nebraska	236	0.40%	4,455,833	0.38%	1,096,047	0.37%	9,970	709	26.59	8.27%
Nevada	1,481	2.51%	30,408,644	2.61%	7,192,593	2.41%	10,705	690	27.24	9.34%
New Hampshire	83	0.14%	1,578,525	0.14%	358,217	0.12%	10,115	681	25.45	8.83%
New Jersey	476	0.81%	9,433,069	0.81%	2,652,349	0.89%	10,005	711	26.75	8.36%
New Mexico	371	0.63%	7,502,940	0.64%	1,887,458	0.63%	10,718	702	26.84	8.66%
New York	108	0.18%	2,186,729	0.19%	510,215	0.17%	9,560	710	25.86	8.31%
North Carolina	3,330	5.65%	64,516,239	5.53%	15,967,827	5.35%	10,116	691	27.03	9.24%
North Dakota	12	0.02%	221,268	0.02%	49,691	0.02%	11,676	626	30.85	11.27%
Ohio	1,178	2.00%	23,616,535	2.02%	6,202,385	2.08%	10,656	695	27.21	9.00%
Oklahoma	462	0.78%	9,051,849	0.78%	2,214,435	0.74%	10,896	684	27.79	9.51%
Oregon	479	0.81%	8,282,436	0.71%	1,857,484	0.62%	8,909	687	26.43	8.93%
Pennsylvania	769	1.31%	15,301,756	1.31%	4,032,605	1.35%	10,516	702	27.18	8.62%
Rhode Island	191	0.32%	3,515,306	0.30%	902,981	0.30%	8,940	699	26.91	8.82%
South Carolina	1,689	2.87%	32,506,015	2.79%	8,435,480	2.83%	10,220	681	27.16	9.56%
South Dakota	13	0.02%	244,756	0.02%	43,451	0.01%	8,468	722	21.16	7.29%
Tennessee	2,578	4.38%	51,323,136	4.40%	12,765,206	4.28%	10,317	698	26.96	8.91%
Texas	6,472	10.99%	131,213,878	11.25%	33,932,721	11.38%	11,027	679	27.21	9.54%
Utah	194	0.33%	3,828,467	0.33%	755,670	0.25%	9,770	720	26.42	8.10%
Vermont	11	0.02%	227,224	0.02%	42,875	0.01%	8,597	718	24.80	9.04%
Virginia	3,245	5.51%	64,888,997	5.56%	16,880,587	5.66%	10,443	710	26.59	8.51%
Washington	980	1.66%	19,407,963	1.66%	4,368,937	1.47%	10,333	694	25.89	8.50%
West Virginia	100	0.17%	1,988,095	0.17%	551,885	0.19%	9,724	687	26.66	9.80%
Wisconsin	214	0.36%	3,989,349	0.34%	832,848	0.28%	8,682	670	24.59	9.27%
Wyoming	30	0.05%	546,444	0.05%	111,836	0.04%	9,162	675	24.05	8.49%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	1	0.00%	17,838	0.00%	5,819	0.00%	5,819	762	20.00	5.45%
Armed Forces EMEA	8	0.01%	125,987	0.01%	26,636	0.01%	7,613	641	27.43	10.07%
Armed Forces Pacific	2	0.00%	33,733	0.00%	7,668	0.00%	7,668	664	27.00	14.95%
District of Columbia	127	0.22%	2,532,048	0.22%	742,191	0.25%	10,698	687	26.86	8.94%
Guam	1	0.00%	15,366	0.00%	2,061	0.00%	2,061	786	6.00	3.95%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	4	0.01%	52,975	0.00%	8,305	0.00%	4,559	672	22.06	7.64%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	58,906	100.00%	1,166,735,945	100.00%	298,186,812	100.00%	10,494	692	26.94	9.06%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	105	0.18%	2,712,702	0.23%	762,179	0.26%	12,862	743	27.08	6.87%
Used	58,801	99.82%	1,164,023,243	99.77%	297,424,633	99.74%	10,488	691	26.94	9.07%
NA	-	-	-	-	-	-	-	-	-	-
Total:	58,906	100.00%	1,166,735,945	100.00%	298,186,812	100.00%	10,494	692	26.94	9.06%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	29,134	49.46%	503,509,824	43.16%	127,165,685	42.65%	9,219	676	27.04	9.68%
Truck	4,251	7.22%	112,363,115	9.63%	28,799,617	9.66%	13,495	707	27.06	8.67%
SUV	23,616	40.09%	511,174,401	43.81%	132,163,086	44.32%	11,082	702	26.87	8.58%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	1,905	3.23%	39,688,605	3.40%	10,058,424	3.37%	10,294	704	26.32	8.74%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	58,906	100.00%	1,166,735,945	100.00%	298,186,812	100.00%	10,494	692	26.94	9.06%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	6,525	11.08%	126,921,777	10.88%	31,958,964	10.72%	10,299	693	26.65	8.98%
Ford: Lincoln	339	0.58%	7,488,141	0.64%	2,055,033	0.69%	11,328	699	26.39	8.90%
Ford: Mercury	23	0.04%	271,259	0.02%	63,934	0.02%	5,013	650	22.48	9.65%
GMC	1,385	2.35%	35,243,300	3.02%	9,399,547	3.15%	12,888	703	27.27	8.68%
GMC: Buick	832	1.41%	15,352,884	1.32%	4,107,073	1.38%	9,636	694	27.18	9.20%
GMC: Cadillac	682	1.16%	18,961,103	1.63%	4,780,608	1.60%	14,613	698	26.63	8.69%
GMC: Chevrolet	5,412	9.19%	110,476,492	9.47%	28,959,615	9.71%	11,286	683	27.53	9.56%
GMC: Hummer	2	0.00%	49,081	0.00%	7,054	0.00%	7,054	759	18.00	8.95%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	8	0.01%	116,076	0.01%	12,017	0.00%	4,325	695	21.48	10.50%
GMC: Saturn	5	0.01%	54,029	0.00%	10,973	0.00%	4,246	592	18.26	12.04%
Tesla	3	0.01%	137,993	0.01%	14,294	0.00%	14,294	795	19.00	4.45%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,428	2.42%	36,438,819	3.12%	8,094,304	2.71%	13,122	697	26.72	8.69%
BMW: Mini	372	0.63%	6,162,030	0.53%	1,303,491	0.44%	8,016	688	25.37	9.02%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,633	2.77%	44,533,972	3.82%	10,405,081	3.49%	13,684	687	27.09	9.06%
Daimler: Smart	42	0.07%	411,680	0.04%	64,924	0.02%	4,043	655	23.48	10.62%
Fiat	297	0.50%	4,185,993	0.36%	1,000,198	0.34%	7,221	681	26.61	9.45%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	835	1.42%	16,621,041	1.42%	4,356,872	1.46%	10,202	688	27.59	9.45%
Fiat: Dodge	2,964	5.03%	68,604,475	5.88%	18,007,569	6.04%	12,510	683	28.19	9.72%
Fiat: Jeep	2,985	5.07%	61,356,783	5.26%	15,998,644	5.37%	10,461	697	27.55	8.91%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	283	0.48%	6,466,511	0.55%	1,492,095	0.50%	11,714	727	25.69	7.38%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,131	1.92%	18,227,913	1.56%	4,397,139	1.47%	8,111	684	26.09	9.01%
Volkswagen: Audi	1,241	2.11%	31,114,568	2.67%	7,351,589	2.47%	12,372	712	26.69	8.21%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	133	0.23%	5,295,319	0.45%	881,257	0.30%	17,651	725	24.96	7.18%
Honda	4,527	7.69%	79,915,418	6.85%	21,061,499	7.06%	8,892	695	26.39	8.88%
Honda: Acura	632	1.07%	13,199,161	1.13%	3,321,968	1.11%	10,455	694	26.34	8.92%
Hyundai	3,648	6.19%	57,015,733	4.89%	14,733,322	4.94%	7,839	681	26.86	9.45%
Hyundai: Kia	2,647	4.49%	43,330,859	3.71%	11,561,906	3.88%	8,352	677	27.34	9.63%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,180	2.00%	19,159,186	1.64%	4,937,019	1.66%	8,173	694	26.04	8.82%
Mitsubishi	557	0.95%	8,618,937	0.74%	2,428,563	0.81%	8,094	660	27.60	10.12%
Nissan	7,584	12.87%	132,055,352	11.32%	35,772,936	12.00%	8,982	682	27.30	9.40%
Nissan: Infiniti	1,082	1.84%	25,833,087	2.21%	6,771,658	2.27%	12,427	689	27.36	9.36%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	1,242	2.11%	23,254,252	1.99%	5,757,902	1.93%	8,971	722	25.70	7.78%
Suzuki	1	0.00%	16,893	0.00%	0	0.00%	0	0	0.00	0.00%
Tata: Jaguar	182	0.31%	5,590,544	0.48%	1,394,478	0.47%	16,294	682	28.76	9.35%
Tata: Land Rover	465	0.79%	15,102,174	1.29%	3,762,598	1.26%	16,243	706	27.57	8.06%
Toyota	5,173	8.78%	96,548,185	8.28%	24,451,414	8.20%	9,502	704	26.03	8.57%
Toyota: Lexus	1,182	2.01%	29,173,253	2.50%	6,731,687	2.26%	12,308	711	25.61	8.18%
Toyota: Scion	244	0.41%	3,431,673	0.29%	777,588	0.26%	6,673	656	26.03	9.87%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	58,906	100.00%	1,166,735,945	100.00%	298,186,812	100.00%	10,494	692	26.94	9.06%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

Actions

Deal Documents

Download Datatape (CSV)

View EDGAR Filing

Quick Navigation

COMPANY

FINSIGHT.COM