StratMaker (142232)

CarMax Auto Owner Trust 2022-1

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

0.01% / 99.99%

Total Original # of Loans

86,270

WA Loan to Value (LTV)

76.53%

Total Original Loan Amount (OLA)

$ 2,002,006,300

WA Payment to Income (PTI)

9.14%

Weighted Average (WA) OLA

$ 26,865

WA FICO (non-zero)

707

Rep. Period Beginning Loan Amount

$ 1,057,098,496

WA Remaining Term (RT)

51.54

Rep. Period Ending Loan Amount (ELA)

$ 1,020,579,426

WA Original APR

8.17%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

86,270

Total Original Loan Amount (OLA)

$ 2,002,006,300

Weighted Average (WA) OLA

$ 26,865

Rep. Period Beginning Loan Amount

$ 1,057,098,496

Rep. Period Ending Loan Amount (ELA)

$ 1,020,579,426

As % of Reporting Period ELA:

New % / Used %

0.01% / 99.99%

WA Loan to Value (LTV)

76.53%

WA Payment to Income (PTI)

9.14%

WA FICO (non-zero)

707

WA Remaining Term (RT)

51.54

WA Original APR

8.17%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	229	0.27%	870,523	0.04%	322,543	0.03%	2,816	702	39.97	4.39%
$5,000 - $9,999	2,788	3.23%	22,823,650	1.14%	8,654,745	0.85%	6,104	703	43.42	5.33%
$10,000 - $14,999	11,893	13.79%	154,035,678	7.69%	55,217,524	5.41%	9,902	689	45.94	7.37%
$15,000 - $19,999	21,269	24.65%	373,769,243	18.67%	164,233,362	16.09%	13,920	690	48.86	8.41%
$20,000 - $24,999	19,208	22.26%	429,601,026	21.46%	220,768,840	21.63%	18,058	702	51.48	8.54%
$25,000 - $29,999	13,385	15.52%	365,862,555	18.27%	199,382,435	19.54%	22,236	702	52.45	8.52%
$30,000 - $39,999	12,573	14.57%	427,309,192	21.34%	241,782,044	23.69%	27,875	709	53.18	8.02%
$40,000 - $49,999	3,838	4.45%	168,982,784	8.44%	95,259,897	9.33%	36,133	711	53.89	7.76%
$50,000 - $59,999	966	1.12%	51,252,045	2.56%	30,671,505	3.01%	43,281	715	53.32	7.17%
$60,000 - $69,999	121	0.14%	7,499,604	0.37%	4,286,530	0.42%	46,912	774	48.45	4.41%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	86,270	100.00%	2,002,006,300	100.00%	1,020,579,426	100.00%	22,553	702	51.54	8.17%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	35,500	41.15%	752,774,511	37.60%	18,314,890	1.79%	2,786	689	12.24	8.27%
$5,000 - $9,999	4,335	5.02%	58,857,562	2.94%	34,044,576	3.34%	8,122	711	42.12	6.19%
$10,000 - $14,999	10,644	12.34%	176,054,558	8.79%	136,203,758	13.35%	12,950	698	48.51	7.51%
$15,000 - $19,999	14,020	16.25%	302,618,122	15.12%	244,635,652	23.97%	17,566	705	51.75	8.29%
$20,000 - $24,999	10,269	11.90%	279,197,132	13.95%	229,022,282	22.44%	22,393	702	53.17	8.51%
$25,000 - $29,999	6,179	7.16%	203,097,534	10.14%	168,218,362	16.48%	27,299	699	54.09	8.64%
$30,000 - $39,999	4,322	5.01%	176,859,281	8.83%	146,477,840	14.35%	34,114	707	54.70	8.03%
$40,000 - $49,999	982	1.14%	51,391,505	2.57%	42,699,901	4.18%	43,613	701	54.71	7.88%
$50,000 - $59,999	19	0.02%	1,156,097	0.06%	962,166	0.09%	50,649	743	57.52	6.24%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	86,270	100.00%	2,002,006,300	100.00%	1,020,579,426	100.00%	22,553	702	51.54	8.17%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	86,270	100.00%	2,002,006,300	100.00%	1,020,579,426	100.00%	22,553	702	51.54	8.17%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	86,270	100.00%	2,002,006,300	100.00%	1,020,579,426	100.00%	22,553	702	51.54	8.17%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	450	0.52%	9,797,199	0.49%	5,199,138	0.51%	20,806	798	46.66	2.22%
2.50 - 4.99%	25,227	29.24%	560,515,423	28.00%	276,762,308	27.12%	21,476	795	49.09	3.55%
5.00 - 7.49%	17,828	20.67%	405,529,615	20.26%	189,527,476	18.57%	22,168	732	50.68	6.50%
7.50 - 9.99%	20,132	23.34%	485,799,631	24.27%	240,312,776	23.55%	23,365	681	52.54	9.10%
10.00 - 12.49%	11,187	12.97%	290,546,506	14.51%	163,711,965	16.04%	25,412	640	54.97	11.19%
12.50 - 14.99%	9,885	11.46%	214,802,541	10.73%	122,664,535	12.02%	20,544	587	51.90	14.02%
15.00 - 17.49%	1,561	1.81%	35,015,384	1.75%	22,401,228	2.19%	20,928	607	52.50	16.61%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	86,270	100.00%	2,002,006,300	100.00%	1,020,579,426	100.00%	22,553	702	51.54	8.17%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	13	0.02%	297,628	0.01%	206,597	0.02%	23,310	492	54.01	12.81%
500 - 549	1,173	1.36%	26,324,982	1.31%	14,186,446	1.39%	23,155	539	52.71	12.80%
550 - 599	6,587	7.64%	152,543,428	7.62%	84,678,104	8.30%	23,033	579	52.79	12.73%
600 - 649	14,812	17.17%	348,180,479	17.39%	179,819,693	17.62%	23,313	626	52.57	11.49%
650 - 699	18,406	21.34%	431,564,440	21.56%	214,197,358	20.99%	22,884	674	52.54	9.48%
700 - 749	16,827	19.51%	387,000,678	19.33%	194,902,382	19.10%	22,169	724	51.62	7.29%
750 - 799	14,101	16.35%	325,952,306	16.28%	166,199,425	16.28%	22,067	774	50.52	5.09%
800+	13,544	15.70%	318,969,831	15.93%	160,443,770	15.72%	22,289	831	49.45	3.90%
NA	807	0.94%	11,172,529	0.56%	5,945,650	0.58%	12,623	0	46.71	14.27%
Total:	86,270	100.00%	2,002,006,300	100.00%	1,020,579,426	100.00%	22,553	702	51.54	8.17%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	22	0.03%	197,970	0.01%	32,142	0.00%	4,222	779	9.42	4.06%
25 - 36	342	0.40%	4,970,536	0.25%	2,044,927	0.20%	12,095	743	21.20	4.82%
37 - 48	1,115	1.29%	17,178,823	0.86%	8,544,777	0.84%	13,260	720	31.30	5.70%
49 - 60	17,166	19.90%	361,668,758	18.07%	176,283,804	17.27%	19,952	726	44.91	6.34%
61 - 72	49,733	57.65%	1,157,045,163	57.79%	593,062,745	58.11%	22,577	701	52.08	8.29%
73+	17,892	20.74%	460,945,050	23.02%	240,611,031	23.58%	24,822	687	56.06	9.32%
Total:	86,270	100.00%	2,002,006,300	100.00%	1,020,579,426	100.00%	22,553	702	51.54	8.17%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	26,966	31.26%	590,498,752	29.50%	82,354	0.01%	1,182	637	0.00	10.96%
1 - 12	7,927	9.19%	161,731,775	8.08%	17,638,851	1.73%	3,163	678	6.89	9.13%
13 - 24	489	0.57%	7,648,988	0.38%	3,949,330	0.39%	11,533	728	21.08	5.23%
25 - 36	1,293	1.50%	21,201,044	1.06%	14,321,442	1.40%	14,055	723	33.51	6.08%
37 - 48	18,790	21.78%	417,930,495	20.88%	318,298,690	31.19%	20,197	723	45.55	6.45%
49 - 60	30,761	35.66%	801,633,901	40.04%	665,285,583	65.19%	24,435	693	56.16	9.02%
61 - 72	44	0.05%	1,361,343	0.07%	1,003,176	0.10%	29,570	620	61.09	11.72%
73+	-	-	-	-	-	-	-	-	-	-
Total:	86,270	100.00%	2,002,006,300	100.00%	1,020,579,426	100.00%	22,553	702	51.54	8.17%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	77,071	89.34%	1,770,259,368	88.42%	860,908,510	84.35%	22,158	715	51.31	7.55%
1 - 15	4,107	4.76%	102,745,036	5.13%	74,845,936	7.33%	24,165	647	52.32	10.77%
16 - 30	1,733	2.01%	44,184,652	2.21%	33,070,412	3.24%	24,913	630	52.89	11.52%
31 - 60	1,563	1.81%	39,519,955	1.97%	30,892,325	3.03%	25,049	617	53.35	12.51%
61 - 90	839	0.97%	21,416,643	1.07%	16,818,740	1.65%	25,604	609	53.37	12.76%
91 - 120	275	0.32%	6,930,606	0.35%	4,043,503	0.40%	25,693	613	53.82	12.43%
121+	682	0.79%	16,950,039	0.85%	0	0.00%	0	0	0.00	0.00%
Total:	86,270	100.00%	2,002,006,300	100.00%	1,020,579,426	100.00%	22,553	702	51.54	8.17%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	86,270	100.00%	2,002,006,300	100.00%	1,020,579,426	100.00%	22,553	702	51.54	8.17%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	86,270	100.00%	2,002,006,300	100.00%	1,020,579,426	100.00%	22,553	702	51.54	8.17%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	85,767	99.42%	1,991,977,821	99.50%	1,014,383,150	99.39%	22,555	704	51.55	8.14%
Stated, verified but not Level 4 or 5	503	0.58%	10,028,479	0.50%	6,196,276	0.61%	22,248	435	50.27	11.97%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	86,270	100.00%	2,002,006,300	100.00%	1,020,579,426	100.00%	22,553	702	51.54	8.17%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	27,765	32.18%	568,827,284	28.41%	269,054,193	26.36%	20,100	743	49.80	5.80%
5.00 - 9.99%	32,852	38.08%	781,397,812	39.03%	399,422,315	39.14%	22,852	702	51.71	8.07%
10.00 - 14.99%	15,519	17.99%	384,454,157	19.20%	203,820,591	19.97%	23,541	676	52.52	9.75%
15.00 - 19.99%	6,194	7.18%	159,402,044	7.96%	88,697,886	8.69%	24,237	665	52.87	10.47%
20.00 - 24.99%	2,472	2.87%	67,114,245	3.35%	37,028,398	3.63%	25,577	659	53.44	11.01%
25.00 - 29.99%	909	1.05%	24,771,701	1.24%	14,008,458	1.37%	25,723	659	52.45	10.70%
30.00 - 39.99%	430	0.50%	11,946,883	0.60%	6,441,053	0.63%	26,110	680	51.91	9.27%
40.00 - 49.99%	76	0.09%	2,232,199	0.11%	1,053,571	0.10%	25,675	717	49.52	8.23%
50.00 - 59.99%	36	0.04%	1,218,695	0.06%	740,456	0.07%	28,228	711	51.94	8.02%
60.00 - 69.99%	14	0.02%	513,802	0.03%	279,153	0.03%	32,886	744	55.31	8.62%
70.00 - 79.99%	2	0.00%	91,730	0.00%	3,309	0.00%	3,309	836	5.00	5.45%
80.00 - 89.99%	1	0.00%	35,747	0.00%	30,043	0.00%	30,043	665	57.00	8.95%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	86,270	100.00%	2,002,006,300	100.00%	1,020,579,426	100.00%	22,553	702	51.54	8.17%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	431	0.50%	2,618,956	0.13%	1,132,314	0.11%	5,956	728	44.52	3.81%
25.00 - 49.99%	3,520	4.08%	43,280,937	2.16%	22,350,806	2.19%	11,094	750	46.01	3.99%
50.00 - 74.99%	11,661	13.52%	221,503,865	11.06%	121,122,399	11.87%	17,549	744	49.09	4.87%
75.00 - 99.99%	31,012	35.95%	747,424,197	37.33%	402,687,995	39.46%	22,837	714	51.63	7.27%
100.00 - 109.99%	20,671	23.96%	531,557,132	26.55%	275,430,931	26.99%	24,742	684	52.83	9.49%
110.00 - 119.99%	13,572	15.73%	335,756,636	16.77%	155,315,367	15.22%	23,803	673	52.20	10.54%
120.00 - 129.99%	4,367	5.06%	96,091,192	4.80%	35,258,497	3.45%	21,771	673	50.29	11.14%
130.00 - 139.99%	822	0.95%	18,953,388	0.95%	6,233,858	0.61%	22,634	668	49.53	11.33%
140.00%+	214	0.25%	4,819,996	0.24%	1,047,259	0.10%	19,131	695	45.87	10.69%
Total:	86,270	100.00%	2,002,006,300	100.00%	1,020,579,426	100.00%	22,553	702	51.54	8.17%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,414	1.64%	33,799,810	1.69%	17,553,494	1.72%	23,230	684	52.49	9.26%
Alaska	23	0.03%	512,795	0.03%	313,375	0.03%	23,521	728	49.43	6.23%
Arizona	1,261	1.46%	28,738,914	1.44%	13,523,662	1.33%	22,309	711	51.60	7.70%
Arkansas	129	0.15%	3,022,465	0.15%	1,605,717	0.16%	22,656	682	50.74	8.89%
California	15,847	18.37%	373,434,014	18.65%	190,243,875	18.64%	23,023	709	50.94	7.71%
Colorado	1,952	2.26%	45,114,188	2.25%	21,755,754	2.13%	22,251	722	50.50	7.29%
Connecticut	774	0.90%	17,440,053	0.87%	8,753,539	0.86%	22,127	704	51.04	7.90%
Delaware	341	0.40%	7,177,453	0.36%	3,008,414	0.29%	19,157	707	49.26	8.08%
Florida	7,304	8.47%	172,391,438	8.61%	86,644,339	8.49%	23,019	687	52.54	8.77%
Georgia	5,721	6.63%	134,652,157	6.73%	70,845,411	6.94%	22,925	686	52.22	9.15%
Hawaii	26	0.03%	525,531	0.03%	132,738	0.01%	16,375	739	46.24	5.64%
Idaho	248	0.29%	5,777,741	0.29%	2,970,653	0.29%	22,436	700	50.98	8.04%
Illinois	4,255	4.93%	94,006,012	4.70%	44,625,778	4.37%	21,385	718	50.91	7.67%
Indiana	1,318	1.53%	29,985,861	1.50%	15,290,883	1.50%	22,047	713	51.78	7.78%
Iowa	292	0.34%	6,679,022	0.33%	3,322,059	0.33%	21,989	706	50.88	7.94%
Kansas	714	0.83%	16,034,228	0.80%	7,401,427	0.73%	21,136	720	49.84	7.61%
Kentucky	897	1.04%	20,035,914	1.00%	10,392,292	1.02%	21,147	717	51.37	7.58%
Louisiana	1,286	1.49%	32,189,445	1.61%	20,412,392	2.00%	24,139	671	53.47	9.64%
Maine	177	0.21%	4,314,760	0.22%	2,600,012	0.25%	23,071	718	51.18	6.99%
Maryland	3,896	4.52%	88,155,987	4.40%	43,685,783	4.28%	22,097	704	51.05	8.10%
Massachusetts	908	1.05%	19,350,505	0.97%	9,160,268	0.90%	20,166	732	50.97	6.79%
Michigan	83	0.10%	1,708,423	0.09%	517,684	0.05%	18,536	718	48.91	7.94%
Minnesota	306	0.35%	6,676,079	0.33%	3,233,827	0.32%	21,324	690	50.57	8.63%
Mississippi	890	1.03%	21,746,227	1.09%	11,701,729	1.15%	23,601	680	51.82	9.74%
Missouri	615	0.71%	13,285,534	0.66%	5,613,069	0.55%	21,319	714	50.28	7.84%
Montana	29	0.03%	659,332	0.03%	306,013	0.03%	22,000	722	50.00	6.51%
Nebraska	299	0.35%	6,818,286	0.34%	3,494,557	0.34%	21,734	729	50.79	6.98%
Nevada	2,243	2.60%	52,962,941	2.65%	27,467,141	2.69%	22,696	708	51.54	7.88%
New Hampshire	83	0.10%	2,027,207	0.10%	1,123,010	0.11%	23,193	707	52.51	7.60%
New Jersey	668	0.77%	14,320,457	0.72%	7,158,378	0.70%	20,268	712	51.65	7.39%
New Mexico	625	0.72%	14,220,231	0.71%	7,150,204	0.70%	21,979	710	51.06	8.03%
New York	79	0.09%	1,787,408	0.09%	1,066,907	0.10%	21,471	682	50.57	8.84%
North Carolina	4,944	5.73%	112,566,621	5.62%	56,223,910	5.51%	22,076	699	51.95	8.42%
North Dakota	9	0.01%	275,084	0.01%	196,698	0.02%	32,152	677	57.65	8.49%
Ohio	1,467	1.70%	33,208,095	1.66%	16,091,963	1.58%	22,023	709	51.37	8.04%
Oklahoma	598	0.69%	13,498,040	0.67%	7,202,851	0.71%	21,415	700	50.87	8.07%
Oregon	816	0.95%	16,993,127	0.85%	9,237,875	0.91%	19,660	717	50.07	7.26%
Pennsylvania	1,284	1.49%	28,846,350	1.44%	15,138,727	1.48%	21,457	711	51.60	7.88%
Rhode Island	236	0.27%	4,939,678	0.25%	2,166,254	0.21%	21,103	706	50.86	7.69%
South Carolina	2,322	2.69%	51,473,262	2.57%	25,583,043	2.51%	22,046	691	51.93	8.65%
South Dakota	17	0.02%	397,720	0.02%	142,482	0.01%	20,447	725	46.07	5.71%
Tennessee	3,542	4.11%	82,363,266	4.11%	42,144,084	4.13%	22,609	708	51.46	8.02%
Texas	8,693	10.08%	212,201,769	10.60%	115,725,269	11.34%	23,537	691	52.05	8.60%
Utah	350	0.41%	7,747,578	0.39%	3,443,015	0.34%	20,859	723	49.63	6.74%
Vermont	15	0.02%	274,385	0.01%	75,581	0.01%	14,609	778	52.67	5.15%
Virginia	4,845	5.62%	112,772,568	5.63%	56,584,623	5.54%	22,489	718	51.48	7.52%
Washington	1,268	1.47%	28,814,014	1.44%	15,131,546	1.48%	21,292	709	50.94	7.68%
West Virginia	88	0.10%	1,981,286	0.10%	1,034,141	0.10%	22,503	714	50.98	7.77%
Wisconsin	831	0.96%	18,586,773	0.93%	8,784,233	0.86%	21,014	711	51.70	8.09%
Wyoming	28	0.03%	672,468	0.03%	306,611	0.03%	24,591	735	48.69	6.82%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	6	0.01%	175,485	0.01%	116,339	0.01%	25,768	648	50.12	8.98%
Armed Forces Pacific	1	0.00%	37,446	0.00%	0	0.00%	0	0	0.00	0.00%
District of Columbia	204	0.24%	4,566,081	0.23%	2,150,040	0.21%	22,066	703	50.89	7.96%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	3	0.00%	64,785	0.00%	25,760	0.00%	25,760	634	58.00	11.95%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	86,270	100.00%	2,002,006,300	100.00%	1,020,579,426	100.00%	22,553	702	51.54	8.17%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	67	0.08%	1,568,615	0.08%	80,645	0.01%	7,541	674	21.89	6.93%
Used	86,203	99.92%	2,000,437,685	99.92%	1,020,498,781	99.99%	22,554	702	51.55	8.17%
NA	-	-	-	-	-	-	-	-	-	-
Total:	86,270	100.00%	2,002,006,300	100.00%	1,020,579,426	100.00%	22,553	702	51.54	8.17%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	39,763	46.09%	814,446,534	40.68%	398,555,146	39.05%	20,053	685	51.37	8.97%
Truck	7,655	8.87%	233,620,101	11.67%	122,444,792	12.00%	27,892	721	51.57	7.32%
SUV	36,337	42.12%	895,203,561	44.72%	472,185,477	46.27%	23,311	710	51.79	7.77%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	2,515	2.92%	58,736,104	2.93%	27,394,012	2.68%	21,995	727	49.78	7.02%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	86,270	100.00%	2,002,006,300	100.00%	1,020,579,426	100.00%	22,553	702	51.54	8.17%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	8,181	9.48%	188,707,661	9.43%	88,854,231	8.71%	22,422	704	51.03	8.19%
Ford: Lincoln	490	0.57%	12,208,502	0.61%	5,384,359	0.53%	23,837	711	51.08	7.77%
Ford: Mercury	12	0.01%	156,899	0.01%	40,332	0.00%	14,508	739	46.77	9.92%
GMC	1,819	2.11%	52,473,743	2.62%	26,496,988	2.60%	27,667	712	51.70	7.70%
GMC: Buick	1,039	1.20%	21,720,433	1.08%	10,473,232	1.03%	18,873	690	51.33	8.74%
GMC: Cadillac	975	1.13%	27,279,216	1.36%	11,446,637	1.12%	26,872	707	50.94	7.99%
GMC: Chevrolet	7,331	8.50%	176,975,135	8.84%	89,485,114	8.77%	24,425	693	51.90	8.59%
GMC: Hummer	3	0.00%	72,385	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	10	0.01%	128,456	0.01%	611	0.00%	611	680	2.00	9.95%
GMC: Saturn	6	0.01%	59,178	0.00%	0	0.00%	0	0	0.00	0.00%
Tesla	325	0.38%	13,651,834	0.68%	7,327,161	0.72%	36,739	711	53.29	6.87%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	2,352	2.73%	68,467,596	3.42%	34,654,062	3.40%	26,608	703	51.91	8.13%
BMW: Mini	534	0.62%	10,088,703	0.50%	4,822,770	0.47%	16,994	711	49.69	7.84%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	2,079	2.41%	62,699,103	3.13%	31,721,684	3.11%	27,352	696	51.59	8.41%
Daimler: Smart	69	0.08%	764,004	0.04%	313,322	0.03%	9,794	706	48.55	9.20%
Fiat	369	0.43%	5,530,785	0.28%	2,245,101	0.22%	13,534	688	48.13	8.89%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	1,133	1.31%	25,375,072	1.27%	10,952,859	1.07%	21,276	701	50.08	8.40%
Fiat: Dodge	4,320	5.01%	121,067,870	6.05%	60,578,220	5.94%	27,089	692	52.62	8.78%
Fiat: Jeep	5,514	6.39%	135,144,879	6.75%	72,193,992	7.07%	23,158	709	52.11	7.93%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	470	0.54%	12,217,772	0.61%	7,158,761	0.70%	25,431	736	51.20	6.53%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	2,056	2.38%	41,192,703	2.06%	24,321,874	2.38%	18,866	691	52.25	8.46%
Volkswagen: Audi	1,115	1.29%	32,540,821	1.63%	18,034,008	1.77%	26,006	713	51.85	7.59%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	249	0.29%	9,811,265	0.49%	5,100,250	0.50%	34,566	724	50.50	6.55%
Honda	8,263	9.58%	173,510,662	8.67%	94,424,948	9.25%	19,626	705	51.40	8.14%
Honda: Acura	1,015	1.18%	24,461,169	1.22%	11,515,202	1.13%	22,928	714	50.50	7.61%
Hyundai	4,694	5.44%	85,971,071	4.29%	42,352,026	4.15%	17,652	683	51.43	8.90%
Hyundai: Kia	3,768	4.37%	71,406,009	3.57%	33,816,738	3.31%	18,173	681	51.70	9.08%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	2,329	2.70%	46,230,409	2.31%	25,112,012	2.46%	18,500	707	51.30	7.95%
Mitsubishi	688	0.80%	12,055,768	0.60%	6,717,285	0.66%	16,646	679	52.52	9.73%
Nissan	7,341	8.51%	140,961,600	7.04%	67,252,539	6.59%	18,309	684	51.30	9.21%
Nissan: Infiniti	1,121	1.30%	30,040,045	1.50%	13,731,393	1.35%	24,320	691	51.35	8.99%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	2,680	3.11%	59,109,516	2.95%	34,494,649	3.38%	19,835	728	51.22	6.93%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	240	0.28%	8,208,267	0.41%	4,225,151	0.41%	30,250	700	53.54	8.34%
Tata: Land Rover	552	0.64%	20,551,142	1.03%	11,262,427	1.10%	33,565	704	52.74	7.66%
Toyota	10,339	11.98%	235,899,464	11.78%	127,074,739	12.45%	21,503	715	51.29	7.52%
Toyota: Lexus	2,537	2.94%	71,373,526	3.57%	35,583,701	3.49%	25,383	722	51.01	7.10%
Toyota: Scion	252	0.29%	3,893,637	0.19%	1,411,047	0.14%	13,318	670	46.84	10.01%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	86,270	100.00%	2,002,006,300	100.00%	1,020,579,426	100.00%	22,553	702	51.54	8.17%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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