StratMaker (142236)

CarMax Auto Owner Trust 2022-2

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

0.01% / 99.99%

Total Original # of Loans

74,029

WA Loan to Value (LTV)

77.54%

Total Original Loan Amount (OLA)

$ 1,776,785,553

WA Payment to Income (PTI)

9.04%

Weighted Average (WA) OLA

$ 27,929

WA FICO (non-zero)

710

Rep. Period Beginning Loan Amount

$ 1,066,510,770

WA Remaining Term (RT)

53.42

Rep. Period Ending Loan Amount (ELA)

$ 1,031,039,453

WA Original APR

7.81%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

74,029

Total Original Loan Amount (OLA)

$ 1,776,785,553

Weighted Average (WA) OLA

$ 27,929

Rep. Period Beginning Loan Amount

$ 1,066,510,770

Rep. Period Ending Loan Amount (ELA)

$ 1,031,039,453

As % of Reporting Period ELA:

New % / Used %

0.01% / 99.99%

WA Loan to Value (LTV)

77.54%

WA Payment to Income (PTI)

9.04%

WA FICO (non-zero)

710

WA Remaining Term (RT)

53.42

WA Original APR

7.81%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	189	0.26%	742,538	0.04%	329,045	0.03%	3,077	682	41.73	4.50%
$5,000 - $9,999	2,215	2.99%	18,209,402	1.02%	7,907,749	0.77%	6,375	703	45.22	5.03%
$10,000 - $14,999	9,476	12.80%	122,665,143	6.90%	48,748,529	4.73%	10,062	690	46.81	6.91%
$15,000 - $19,999	17,034	23.01%	299,409,571	16.85%	146,155,089	14.18%	14,130	695	49.71	7.96%
$20,000 - $24,999	16,224	21.92%	363,249,552	20.44%	210,892,211	20.45%	18,539	708	53.05	8.16%
$25,000 - $29,999	11,813	15.96%	323,010,201	18.18%	196,861,919	19.09%	22,919	702	54.19	8.39%
$30,000 - $39,999	11,792	15.93%	402,240,402	22.64%	257,262,640	24.95%	28,908	712	55.35	7.74%
$40,000 - $49,999	3,973	5.37%	175,796,739	9.89%	115,751,650	11.23%	37,630	714	56.09	7.37%
$50,000 - $59,999	1,141	1.54%	60,666,892	3.41%	40,131,391	3.89%	44,871	723	55.30	6.54%
$60,000 - $69,999	172	0.23%	10,795,113	0.61%	6,999,229	0.68%	49,556	774	50.73	3.97%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	74,029	100.00%	1,776,785,553	100.00%	1,031,039,453	100.00%	24,217	707	53.42	7.81%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	25,940	35.04%	545,103,169	30.68%	21,663,120	2.10%	3,168	692	12.72	8.23%
$5,000 - $9,999	4,134	5.58%	68,696,549	3.87%	31,127,734	3.02%	7,834	702	37.97	6.53%
$10,000 - $14,999	8,277	11.18%	134,526,119	7.57%	105,876,964	10.27%	12,946	703	49.88	6.93%
$15,000 - $19,999	12,007	16.22%	252,575,388	14.22%	210,363,241	20.40%	17,635	709	53.36	7.82%
$20,000 - $24,999	9,998	13.51%	263,668,305	14.84%	223,517,888	21.68%	22,449	706	55.12	8.27%
$25,000 - $29,999	6,496	8.77%	207,052,063	11.65%	177,193,343	17.19%	27,351	703	56.14	8.30%
$30,000 - $39,999	5,459	7.37%	216,437,118	12.18%	185,272,312	17.97%	34,169	711	56.83	7.67%
$40,000 - $49,999	1,597	2.16%	81,370,702	4.58%	69,825,735	6.77%	43,877	708	56.88	7.43%
$50,000 - $59,999	121	0.16%	7,356,140	0.41%	6,199,116	0.60%	51,251	760	56.14	4.95%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	74,029	100.00%	1,776,785,553	100.00%	1,031,039,453	100.00%	24,217	707	53.42	7.81%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	74,029	100.00%	1,776,785,553	100.00%	1,031,039,453	100.00%	24,217	707	53.42	7.81%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,029	100.00%	1,776,785,553	100.00%	1,031,039,453	100.00%	24,217	707	53.42	7.81%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	2,768	3.74%	65,154,422	3.67%	46,437,615	4.50%	23,294	798	48.33	2.23%
2.50 - 4.99%	20,464	27.64%	472,399,863	26.59%	260,556,128	25.27%	23,448	789	51.41	3.59%
5.00 - 7.49%	16,129	21.79%	382,439,879	21.52%	205,516,566	19.93%	24,129	731	52.93	6.49%
7.50 - 9.99%	17,466	23.59%	438,813,002	24.70%	253,954,515	24.63%	25,268	679	54.90	9.07%
10.00 - 12.49%	8,419	11.37%	222,206,395	12.51%	140,238,710	13.60%	26,466	641	56.62	11.25%
12.50 - 14.99%	6,830	9.23%	152,299,801	8.57%	95,986,167	9.31%	21,758	587	53.87	13.91%
15.00 - 17.49%	1,953	2.64%	43,472,191	2.45%	28,349,752	2.75%	21,237	600	53.28	16.28%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,029	100.00%	1,776,785,553	100.00%	1,031,039,453	100.00%	24,217	707	53.42	7.81%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	10	0.01%	199,456	0.01%	113,003	0.01%	23,648	484	52.10	11.38%
500 - 549	934	1.26%	22,056,663	1.24%	13,265,762	1.29%	24,414	539	54.65	12.50%
550 - 599	5,188	7.01%	123,793,741	6.97%	77,127,728	7.48%	24,403	579	54.64	12.46%
600 - 649	12,103	16.35%	289,005,981	16.27%	167,844,606	16.28%	24,445	626	54.38	11.26%
650 - 699	15,551	21.01%	376,644,834	21.20%	216,155,077	20.96%	24,743	675	54.38	9.21%
700 - 749	14,854	20.07%	355,443,807	20.00%	203,807,268	19.77%	23,969	724	53.54	7.09%
750 - 799	12,615	17.04%	305,435,581	17.19%	178,157,356	17.28%	24,040	773	52.59	4.96%
800+	12,118	16.37%	295,008,598	16.60%	169,191,650	16.41%	24,065	831	51.51	3.77%
NA	656	0.89%	9,196,891	0.52%	5,377,004	0.52%	12,924	0	48.17	14.21%
Total:	74,029	100.00%	1,776,785,553	100.00%	1,031,039,453	100.00%	24,217	707	53.42	7.81%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	15	0.02%	95,006	0.01%	24,676	0.00%	3,613	510	13.38	7.45%
25 - 36	285	0.38%	4,227,507	0.24%	2,078,058	0.20%	13,219	745	23.48	4.60%
37 - 48	945	1.28%	15,776,315	0.89%	9,189,612	0.89%	15,617	734	33.57	5.52%
49 - 60	14,709	19.87%	321,782,779	18.11%	177,735,872	17.24%	22,028	726	47.19	6.19%
61 - 72	42,491	57.40%	1,017,650,404	57.27%	593,741,668	57.59%	24,030	707	53.82	7.87%
73+	15,584	21.05%	417,253,540	23.48%	248,269,566	24.08%	26,646	692	57.94	8.94%
Total:	74,029	100.00%	1,776,785,553	100.00%	1,031,039,453	100.00%	24,217	707	53.42	7.81%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	17,523	23.67%	390,691,846	21.99%	75,932	0.01%	1,112	622	0.00	9.91%
1 - 12	8,369	11.31%	169,720,971	9.55%	24,041,858	2.33%	3,847	686	9.16	8.80%
13 - 24	748	1.01%	15,132,099	0.85%	5,373,332	0.52%	9,575	685	17.25	8.51%
25 - 36	920	1.24%	15,393,827	0.87%	10,488,686	1.02%	14,911	731	33.01	5.55%
37 - 48	10,485	14.16%	237,580,958	13.37%	184,361,116	17.88%	21,423	731	46.24	5.90%
49 - 60	27,243	36.80%	689,840,371	38.83%	578,685,929	56.13%	24,461	707	55.03	7.90%
61 - 72	8,741	11.81%	258,425,481	14.54%	228,012,600	22.11%	28,787	689	61.62	9.10%
73+	-	-	-	-	-	-	-	-	-	-
Total:	74,029	100.00%	1,776,785,553	100.00%	1,031,039,453	100.00%	24,217	707	53.42	7.81%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	66,001	89.16%	1,569,707,496	88.35%	883,246,090	85.67%	23,895	718	53.29	7.25%
1 - 15	3,876	5.24%	100,493,514	5.66%	74,677,422	7.24%	26,026	650	53.91	10.39%
16 - 30	1,450	1.96%	37,637,126	2.12%	28,595,126	2.77%	26,243	634	54.66	11.19%
31 - 60	1,360	1.84%	34,732,244	1.95%	27,306,004	2.65%	26,084	617	54.55	12.13%
61 - 90	691	0.93%	17,606,307	0.99%	13,842,645	1.34%	26,377	610	54.44	12.76%
91 - 120	236	0.32%	5,907,928	0.33%	3,372,167	0.33%	27,355	628	54.01	11.98%
121+	415	0.56%	10,700,938	0.60%	0	0.00%	0	0	0.00	0.00%
Total:	74,029	100.00%	1,776,785,553	100.00%	1,031,039,453	100.00%	24,217	707	53.42	7.81%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	74,029	100.00%	1,776,785,553	100.00%	1,031,039,453	100.00%	24,217	707	53.42	7.81%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,029	100.00%	1,776,785,553	100.00%	1,031,039,453	100.00%	24,217	707	53.42	7.81%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	73,602	99.42%	1,768,151,109	99.51%	1,025,052,791	99.42%	24,220	708	53.43	7.78%
Stated, verified but not Level 4 or 5	427	0.58%	8,634,443	0.49%	5,986,662	0.58%	23,747	433	52.69	11.76%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,029	100.00%	1,776,785,553	100.00%	1,031,039,453	100.00%	24,217	707	53.42	7.81%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	24,281	32.80%	517,234,638	29.11%	283,135,302	27.46%	21,905	744	51.79	5.57%
5.00 - 9.99%	28,173	38.06%	690,896,301	38.88%	401,887,824	38.98%	24,401	707	53.56	7.70%
10.00 - 14.99%	13,026	17.60%	335,646,878	18.89%	200,741,617	19.47%	25,366	680	54.33	9.37%
15.00 - 19.99%	5,228	7.06%	139,215,526	7.84%	86,462,166	8.39%	25,965	670	54.92	10.25%
20.00 - 24.99%	2,073	2.80%	57,427,437	3.23%	36,380,468	3.53%	27,066	666	55.22	10.71%
25.00 - 29.99%	758	1.02%	21,412,041	1.21%	13,364,116	1.30%	27,509	657	55.25	10.75%
30.00 - 39.99%	354	0.48%	10,399,169	0.59%	6,067,183	0.59%	29,120	693	53.56	8.86%
40.00 - 49.99%	91	0.12%	2,965,882	0.17%	2,077,441	0.20%	32,093	714	56.43	8.59%
50.00 - 59.99%	22	0.03%	756,317	0.04%	389,379	0.04%	28,767	726	53.07	8.10%
60.00 - 69.99%	16	0.02%	598,956	0.03%	373,389	0.04%	31,509	709	54.65	7.86%
70.00 - 79.99%	3	0.00%	92,726	0.01%	68,134	0.01%	24,643	724	53.95	7.96%
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	3	0.00%	94,107	0.01%	53,630	0.01%	29,272	745	42.59	6.95%
100.00%+	1	0.00%	45,574	0.00%	38,804	0.00%	38,804	784	50.00	4.95%
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,029	100.00%	1,776,785,553	100.00%	1,031,039,453	100.00%	24,217	707	53.42	7.81%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	452	0.61%	2,960,476	0.17%	1,586,363	0.15%	6,582	731	45.77	3.74%
25.00 - 49.99%	3,340	4.51%	43,755,614	2.46%	26,139,552	2.54%	12,608	745	48.62	3.90%
50.00 - 74.99%	10,765	14.54%	216,797,390	12.20%	136,325,156	13.22%	19,632	745	51.56	4.69%
75.00 - 99.99%	26,842	36.26%	678,732,716	38.20%	416,831,155	40.43%	24,943	718	53.86	7.01%
100.00 - 109.99%	17,184	23.21%	458,619,116	25.81%	267,157,970	25.91%	26,483	687	54.64	9.25%
110.00 - 119.99%	10,990	14.85%	276,725,643	15.57%	145,072,722	14.07%	25,090	678	53.61	10.28%
120.00 - 129.99%	3,593	4.85%	79,453,658	4.47%	30,972,729	3.00%	21,959	670	49.81	11.03%
130.00 - 139.99%	710	0.96%	16,264,672	0.92%	5,849,721	0.57%	23,364	679	49.95	10.96%
140.00%+	153	0.21%	3,476,267	0.20%	1,104,085	0.11%	21,581	684	46.36	10.80%
Total:	74,029	100.00%	1,776,785,553	100.00%	1,031,039,453	100.00%	24,217	707	53.42	7.81%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,188	1.60%	28,742,626	1.62%	17,188,799	1.67%	24,090	691	54.55	8.91%
Alaska	14	0.02%	290,797	0.02%	139,095	0.01%	19,715	733	54.53	7.34%
Arizona	1,169	1.58%	27,656,288	1.56%	16,148,648	1.57%	24,459	707	53.65	7.60%
Arkansas	90	0.12%	2,343,167	0.13%	1,393,329	0.14%	25,940	700	53.03	7.57%
California	13,204	17.84%	322,339,383	18.14%	187,041,437	18.14%	24,922	714	53.04	7.27%
Colorado	1,924	2.60%	46,109,949	2.60%	26,481,560	2.57%	23,928	727	52.70	6.66%
Connecticut	644	0.87%	14,907,899	0.84%	8,155,961	0.79%	23,155	715	52.67	7.55%
Delaware	441	0.60%	9,923,048	0.56%	5,646,751	0.55%	21,912	717	52.85	7.74%
Florida	6,390	8.63%	157,767,021	8.88%	91,085,108	8.83%	25,097	692	54.51	8.42%
Georgia	4,838	6.54%	117,144,851	6.59%	71,968,644	6.98%	24,366	690	54.19	8.76%
Hawaii	18	0.02%	348,025	0.02%	182,389	0.02%	21,592	744	50.98	6.03%
Idaho	225	0.30%	5,282,795	0.30%	2,441,614	0.24%	22,244	719	52.17	7.24%
Illinois	3,549	4.79%	82,148,295	4.62%	45,337,896	4.40%	23,220	716	52.58	7.47%
Indiana	1,115	1.51%	25,677,892	1.45%	14,463,221	1.40%	23,534	724	53.97	7.34%
Iowa	258	0.35%	5,959,724	0.34%	3,423,759	0.33%	22,637	718	52.79	7.67%
Kansas	688	0.93%	15,464,869	0.87%	8,332,619	0.81%	21,836	728	50.79	6.85%
Kentucky	838	1.13%	19,501,805	1.10%	11,196,880	1.09%	23,717	720	53.45	7.27%
Louisiana	1,074	1.45%	27,630,245	1.56%	19,280,627	1.87%	25,594	682	55.17	9.10%
Maine	130	0.18%	3,171,565	0.18%	2,192,124	0.21%	23,584	727	52.41	6.45%
Maryland	3,128	4.23%	73,279,668	4.12%	39,295,553	3.81%	23,679	701	52.96	8.02%
Massachusetts	761	1.03%	17,347,097	0.98%	9,991,248	0.97%	23,087	730	52.95	6.76%
Michigan	66	0.09%	1,343,091	0.08%	490,816	0.05%	19,406	695	47.90	8.76%
Minnesota	296	0.40%	7,076,469	0.40%	4,313,603	0.42%	23,807	708	53.83	7.73%
Mississippi	685	0.93%	17,522,029	0.99%	11,340,758	1.10%	25,125	680	54.16	9.46%
Missouri	958	1.29%	20,824,210	1.17%	11,712,680	1.14%	20,500	719	50.12	7.48%
Montana	30	0.04%	787,685	0.04%	485,459	0.05%	24,009	700	51.46	7.13%
Nebraska	240	0.32%	5,572,086	0.31%	3,010,484	0.29%	23,114	722	51.45	6.64%
Nevada	1,878	2.54%	46,823,781	2.64%	27,971,979	2.71%	24,708	715	53.97	7.36%
New Hampshire	75	0.10%	1,749,952	0.10%	1,132,020	0.11%	21,683	717	52.57	6.74%
New Jersey	531	0.72%	12,057,891	0.68%	6,940,895	0.67%	23,735	715	53.66	7.19%
New Mexico	509	0.69%	12,113,845	0.68%	7,026,857	0.68%	24,443	720	52.71	7.16%
New York	59	0.08%	1,354,370	0.08%	819,516	0.08%	24,909	681	52.66	8.95%
North Carolina	3,858	5.21%	90,841,414	5.11%	51,789,182	5.02%	23,699	705	53.71	8.15%
North Dakota	19	0.03%	431,715	0.02%	227,417	0.02%	19,484	668	49.58	9.76%
Ohio	1,185	1.60%	27,772,201	1.56%	15,631,272	1.52%	23,931	710	53.47	7.72%
Oklahoma	492	0.66%	11,609,260	0.65%	6,983,095	0.68%	23,413	709	53.37	7.54%
Oregon	696	0.94%	14,776,308	0.83%	8,615,492	0.84%	21,694	708	52.19	7.65%
Pennsylvania	995	1.34%	23,056,622	1.30%	13,369,460	1.30%	22,998	717	52.83	7.05%
Rhode Island	207	0.28%	4,480,741	0.25%	2,380,413	0.23%	21,565	728	52.61	7.19%
South Carolina	1,961	2.65%	45,819,049	2.58%	26,515,967	2.57%	23,484	698	53.49	8.29%
South Dakota	9	0.01%	254,364	0.01%	62,403	0.01%	22,796	672	51.62	11.29%
Tennessee	3,211	4.34%	77,320,412	4.35%	45,661,477	4.43%	23,959	714	53.59	7.68%
Texas	8,155	11.02%	201,897,311	11.36%	118,074,971	11.45%	24,699	696	53.58	8.29%
Utah	338	0.46%	7,992,816	0.45%	4,298,033	0.42%	23,019	730	52.04	6.22%
Vermont	9	0.01%	245,148	0.01%	159,799	0.02%	32,265	753	55.36	5.88%
Virginia	3,889	5.25%	92,935,994	5.23%	53,867,090	5.22%	24,361	721	53.41	7.25%
Washington	998	1.35%	23,964,768	1.35%	14,005,110	1.36%	24,247	707	52.89	7.55%
West Virginia	132	0.18%	3,160,893	0.18%	1,739,697	0.17%	22,808	719	52.05	7.70%
Wisconsin	688	0.93%	15,926,746	0.90%	8,614,122	0.84%	22,800	713	53.08	7.58%
Wyoming	36	0.05%	924,824	0.05%	528,108	0.05%	25,490	728	51.55	6.47%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	5	0.01%	100,957	0.01%	41,584	0.00%	20,829	710	46.72	5.76%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	132	0.18%	2,986,837	0.17%	1,822,586	0.18%	23,982	706	53.10	8.27%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	24,755	0.00%	19,849	0.00%	19,849	850	52.00	3.20%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	74,029	100.00%	1,776,785,553	100.00%	1,031,039,453	100.00%	24,217	707	53.42	7.81%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	56	0.08%	1,338,993	0.08%	96,747	0.01%	6,807	728	15.26	6.94%
Used	73,973	99.92%	1,775,446,559	99.92%	1,030,942,706	99.99%	24,219	707	53.43	7.81%
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,029	100.00%	1,776,785,553	100.00%	1,031,039,453	100.00%	24,217	707	53.42	7.81%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	34,106	46.07%	720,855,308	40.57%	405,578,576	39.34%	21,543	691	53.19	8.62%
Truck	6,927	9.36%	217,609,495	12.25%	130,297,939	12.64%	29,746	725	53.79	6.93%
SUV	30,516	41.22%	776,485,472	43.70%	460,475,822	44.66%	24,985	714	53.58	7.39%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	2,158	2.92%	53,002,211	2.98%	28,550,881	2.77%	24,053	727	52.02	6.91%
Unknown	322	0.43%	8,833,066	0.50%	6,136,234	0.60%	26,767	700	55.90	8.62%
Total:	74,029	100.00%	1,776,785,553	100.00%	1,031,039,453	100.00%	24,217	707	53.42	7.81%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	7,018	9.48%	170,700,780	9.61%	96,814,823	9.39%	24,271	710	53.05	7.72%
Ford: Lincoln	412	0.56%	10,898,353	0.61%	5,962,572	0.58%	26,311	713	52.91	7.21%
Ford: Mercury	4	0.01%	45,550	0.00%	3,899	0.00%	2,014	674	6.60	9.49%
GMC	1,562	2.11%	46,829,905	2.64%	26,718,591	2.59%	29,237	714	53.44	7.51%
GMC: Buick	916	1.24%	19,494,965	1.10%	9,313,719	0.90%	19,454	697	51.66	8.56%
GMC: Cadillac	795	1.07%	22,606,771	1.27%	10,623,700	1.03%	27,251	700	51.02	8.11%
GMC: Chevrolet	6,346	8.57%	159,517,518	8.98%	91,360,583	8.86%	26,119	698	53.77	8.22%
GMC: Hummer	1	0.00%	23,859	0.00%	2,935	0.00%	2,935	648	3.00	13.95%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	7	0.01%	118,210	0.01%	3,296	0.00%	1,977	689	4.72	10.43%
GMC: Saturn	5	0.01%	72,165	0.00%	5,070	0.00%	2,026	687	6.25	9.23%
Tesla	397	0.54%	17,322,995	0.97%	11,351,827	1.10%	39,487	719	55.36	6.12%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,943	2.62%	58,103,310	3.27%	32,987,669	3.20%	28,606	713	53.20	7.42%
BMW: Mini	461	0.62%	8,975,620	0.51%	5,392,180	0.52%	18,245	711	51.87	7.46%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,774	2.40%	55,159,017	3.10%	30,929,830	3.00%	29,164	694	53.41	8.27%
Daimler: Smart	56	0.08%	607,679	0.03%	241,778	0.02%	10,810	687	47.81	9.92%
Fiat	271	0.37%	4,383,967	0.25%	2,345,500	0.23%	15,205	695	51.03	8.61%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	924	1.25%	21,912,274	1.23%	11,501,087	1.12%	23,292	699	52.19	8.23%
Fiat: Dodge	3,632	4.91%	104,253,374	5.87%	60,680,100	5.89%	28,411	699	54.42	8.12%
Fiat: Jeep	4,591	6.20%	116,823,339	6.57%	70,052,242	6.79%	24,650	710	54.07	7.76%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	455	0.61%	12,352,754	0.70%	7,464,623	0.72%	26,898	745	52.20	6.03%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	2,068	2.79%	43,794,062	2.46%	28,849,916	2.80%	21,047	696	54.55	8.13%
Volkswagen: Audi	1,017	1.37%	30,697,829	1.73%	18,794,850	1.82%	28,422	716	53.70	7.23%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	199	0.27%	8,485,898	0.48%	5,255,374	0.51%	38,465	742	52.13	5.54%
Honda	6,884	9.30%	149,075,894	8.39%	89,836,967	8.71%	21,072	709	53.52	7.87%
Honda: Acura	771	1.04%	19,182,595	1.08%	9,917,692	0.96%	24,034	709	52.44	7.60%
Hyundai	4,144	5.60%	78,858,865	4.44%	44,262,484	4.29%	18,993	688	53.29	8.61%
Hyundai: Kia	3,119	4.21%	61,844,073	3.48%	34,210,442	3.32%	19,789	689	53.40	8.63%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,912	2.58%	38,125,760	2.15%	23,015,842	2.23%	19,304	705	52.99	7.89%
Mitsubishi	504	0.68%	9,610,744	0.54%	6,000,700	0.58%	17,901	672	54.94	9.74%
Nissan	6,609	8.93%	130,113,599	7.32%	70,290,089	6.82%	19,615	691	52.87	8.75%
Nissan: Infiniti	919	1.24%	24,733,623	1.39%	12,786,463	1.24%	25,098	700	52.73	8.23%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	2,205	2.98%	49,431,028	2.78%	31,815,944	3.09%	21,258	728	53.32	6.75%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	245	0.33%	8,414,946	0.47%	5,394,002	0.52%	31,940	704	54.96	7.79%
Tata: Land Rover	457	0.62%	17,475,767	0.98%	11,364,311	1.10%	35,606	721	53.96	6.75%
Toyota	9,189	12.41%	215,391,855	12.12%	130,050,118	12.61%	23,174	719	53.51	7.21%
Toyota: Lexus	2,013	2.72%	58,206,338	3.28%	33,963,310	3.29%	27,720	726	52.79	6.76%
Toyota: Scion	204	0.28%	3,140,272	0.18%	1,474,921	0.14%	14,774	639	48.45	9.64%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	74,029	100.00%	1,776,785,553	100.00%	1,031,039,453	100.00%	24,217	707	53.42	7.81%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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