StratMaker (142256)

Capital One Prime Auto Receivables Trust 2022-1

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

34.67% / 65.33%

Total Original # of Loans

87,937

WA Loan to Value (LTV)

71.34%

Total Original Loan Amount (OLA)

$ 2,356,727,635

WA Payment to Income (PTI)

6.91%

Weighted Average (WA) OLA

$ 31,988

WA FICO (non-zero)

773

Rep. Period Beginning Loan Amount

$ 1,580,129,846

WA Remaining Term (RT)

51.99

Rep. Period Ending Loan Amount (ELA)

$ 1,532,885,358

WA Original APR

3.61%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

87,937

Total Original Loan Amount (OLA)

$ 2,356,727,635

Weighted Average (WA) OLA

$ 31,988

Rep. Period Beginning Loan Amount

$ 1,580,129,846

Rep. Period Ending Loan Amount (ELA)

$ 1,532,885,358

As % of Reporting Period ELA:

New % / Used %

34.67% / 65.33%

WA Loan to Value (LTV)

71.34%

WA Payment to Income (PTI)

6.91%

WA FICO (non-zero)

773

WA Remaining Term (RT)

51.99

WA Original APR

3.61%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	57	0.06%	257,493	0.01%	94,531	0.01%	2,595	777	30.31	6.97%
$5,000 - $9,999	2,786	3.17%	22,918,062	0.97%	11,056,664	0.72%	5,544	774	38.65	5.25%
$10,000 - $14,999	9,829	11.18%	125,202,962	5.31%	70,640,956	4.61%	8,965	777	44.41	4.05%
$15,000 - $19,999	15,275	17.37%	268,638,647	11.40%	166,062,876	10.83%	12,826	775	48.93	3.81%
$20,000 - $24,999	16,355	18.60%	367,426,302	15.59%	238,572,482	15.56%	16,694	774	51.25	3.69%
$25,000 - $29,999	13,809	15.70%	378,211,343	16.05%	249,141,317	16.25%	20,525	773	52.30	3.60%
$30,000 - $39,999	18,151	20.64%	624,280,631	26.49%	417,885,050	27.26%	26,092	772	53.16	3.51%
$40,000 - $49,999	7,695	8.75%	339,999,080	14.43%	227,846,744	14.86%	33,664	771	53.97	3.41%
$50,000 - $59,999	2,802	3.19%	151,775,954	6.44%	100,469,508	6.55%	41,309	769	54.08	3.43%
$60,000 - $69,999	901	1.02%	57,761,389	2.45%	37,591,206	2.45%	49,285	768	54.53	3.64%
$70,000 - $79,999	277	0.31%	20,255,772	0.86%	13,524,024	0.88%	56,907	766	55.47	3.67%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,532,885,358	100.00%	24,312	773	51.99	3.61%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	12,179	13.85%	282,986,006	12.01%	6,966,623	0.45%	3,791	786	33.45	4.59%
$5,000 - $9,999	8,935	10.16%	120,684,732	5.12%	70,522,913	4.60%	8,139	779	41.30	4.07%
$10,000 - $14,999	15,864	18.04%	289,112,528	12.27%	200,229,374	13.06%	12,782	776	47.93	3.76%
$15,000 - $19,999	17,534	19.94%	418,323,452	17.75%	306,023,782	19.96%	17,573	775	51.26	3.64%
$20,000 - $24,999	13,655	15.53%	407,179,860	17.28%	305,294,770	19.92%	22,450	773	52.84	3.56%
$25,000 - $29,999	9,010	10.25%	323,942,650	13.75%	246,045,334	16.05%	27,383	771	53.78	3.52%
$30,000 - $39,999	8,044	9.15%	354,893,234	15.06%	272,813,131	17.80%	34,138	770	54.71	3.44%
$40,000 - $49,999	2,157	2.45%	121,227,466	5.14%	94,517,283	6.17%	43,992	767	55.44	3.54%
$50,000 - $59,999	514	0.58%	35,021,506	1.49%	27,708,946	1.81%	54,049	763	56.62	3.79%
$60,000 - $69,999	45	0.05%	3,356,200	0.14%	2,763,204	0.18%	61,421	768	59.43	4.01%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,532,885,358	100.00%	24,312	773	51.99	3.61%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	87,937	100.00%	2,356,727,635	100.00%	1,532,885,358	100.00%	24,312	773	51.99	3.61%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,532,885,358	100.00%	24,312	773	51.99	3.61%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	19,123	21.75%	555,957,339	23.59%	364,517,742	23.78%	25,202	787	51.09	2.15%
2.50 - 4.99%	59,288	67.42%	1,581,789,747	67.12%	1,026,200,620	66.95%	24,124	773	52.26	3.79%
5.00 - 7.49%	8,606	9.79%	206,727,148	8.77%	134,999,760	8.81%	23,899	738	52.80	5.87%
7.50 - 9.99%	830	0.94%	11,446,673	0.49%	6,784,158	0.44%	14,211	744	44.75	8.19%
10.00 - 12.49%	89	0.10%	799,828	0.03%	383,078	0.02%	7,139	743	32.03	10.75%
12.50 - 14.99%	1	0.00%	6,900	0.00%	0	0.00%	0	0	0.00	0.00%
15.00 - 17.49%	-	-	-	-	-	-	-	-	-	-
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,532,885,358	100.00%	24,312	773	51.99	3.61%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	-	-	-	-	-	-	-	-	-	-
550 - 599	-	-	-	-	-	-	-	-	-	-
600 - 649	-	-	-	-	-	-	-	-	-	-
650 - 699	-	-	-	-	-	-	-	-	-	-
700 - 749	27,957	31.79%	761,085,224	32.29%	505,066,262	32.95%	24,925	726	52.67	4.10%
750 - 799	31,837	36.20%	869,314,580	36.89%	566,718,843	36.97%	24,780	775	52.27	3.48%
800+	28,143	32.00%	726,327,831	30.82%	461,100,252	30.08%	23,065	822	50.90	3.22%
NA	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,532,885,358	100.00%	24,312	773	51.99	3.61%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	31	0.04%	379,427	0.02%	52,028	0.00%	5,618	782	7.09	3.89%
25 - 36	431	0.49%	6,318,499	0.27%	1,944,939	0.13%	9,983	788	16.97	3.61%
37 - 48	2,339	2.66%	37,188,953	1.58%	15,097,603	0.98%	11,545	786	24.15	3.71%
49 - 60	7,809	8.88%	155,495,725	6.60%	85,625,785	5.59%	17,172	781	37.30	3.61%
61 - 72	27,580	31.36%	685,582,539	29.09%	429,832,190	28.04%	21,810	776	46.99	3.42%
73+	49,747	56.57%	1,471,762,491	62.45%	1,000,332,813	65.26%	26,220	771	55.89	3.68%
Total:	87,937	100.00%	2,356,727,635	100.00%	1,532,885,358	100.00%	24,312	773	51.99	3.61%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	10,057	11.44%	257,649,053	10.93%	0	0.00%	0	0	0.00	0.00%
1 - 12	153	0.17%	2,089,980	0.09%	582,586	0.04%	5,426	794	9.93	3.85%
13 - 24	1,450	1.65%	22,660,504	0.96%	10,589,100	0.69%	10,164	789	19.47	3.65%
25 - 36	4,821	5.48%	87,821,903	3.73%	52,026,318	3.39%	14,101	782	31.87	3.81%
37 - 48	20,544	23.36%	484,695,341	20.57%	331,435,134	21.62%	19,965	779	43.49	3.38%
49 - 60	48,466	55.11%	1,421,865,479	60.33%	1,073,164,572	70.01%	25,930	771	55.37	3.66%
61 - 72	2,446	2.78%	79,945,375	3.39%	65,087,647	4.25%	30,412	767	61.24	3.75%
73+	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,532,885,358	100.00%	24,312	773	51.99	3.61%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	86,301	98.14%	2,309,212,435	97.98%	1,497,115,537	97.67%	24,245	773	51.97	3.59%
1 - 15	1,192	1.36%	34,580,608	1.47%	26,555,461	1.73%	27,057	753	52.57	4.13%
16 - 30	268	0.30%	7,785,376	0.33%	6,064,763	0.40%	27,403	743	53.83	4.46%
31 - 60	102	0.12%	2,774,315	0.12%	2,171,088	0.14%	26,274	741	52.95	4.95%
61 - 90	34	0.04%	1,027,245	0.04%	717,202	0.05%	28,110	737	54.80	5.06%
91 - 120	15	0.02%	509,333	0.02%	261,306	0.02%	31,120	749	52.45	5.06%
121+	25	0.03%	838,323	0.04%	0	0.00%	0	0	0.00	0.00%
Total:	87,937	100.00%	2,356,727,635	100.00%	1,532,885,358	100.00%	24,312	773	51.99	3.61%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	87,936	100.00%	2,356,714,778	100.00%	1,532,876,260	100.00%	24,312	773	51.99	3.61%
Stated, verified to Level 3²	1	0.00%	12,857	0.00%	9,097	0.00%	9,097	712	51.00	4.99%
NA	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,532,885,358	100.00%	24,312	773	51.99	3.61%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	87,273	99.24%	2,339,116,481	99.25%	1,521,322,598	99.25%	24,316	773	51.99	3.61%
Stated, verified but not Level 4 or 5	664	0.76%	17,611,154	0.75%	11,562,759	0.75%	23,822	767	52.13	3.57%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,532,885,358	100.00%	24,312	773	51.99	3.61%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	36,962	42.03%	845,586,808	35.88%	537,543,241	35.07%	21,154	774	50.94	3.45%
5.00 - 9.99%	38,060	43.28%	1,079,219,945	45.79%	708,185,880	46.20%	24,880	773	52.40	3.59%
10.00 - 14.99%	10,675	12.14%	350,519,482	14.87%	232,923,454	15.20%	28,253	770	52.86	3.89%
15.00 - 19.99%	2,140	2.43%	77,602,736	3.29%	51,782,597	3.38%	31,182	766	53.16	4.18%
20.00 - 24.99%	100	0.11%	3,798,664	0.16%	2,450,185	0.16%	33,277	762	54.71	4.37%
25.00 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,532,885,358	100.00%	24,312	773	51.99	3.61%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	256	0.29%	2,368,495	0.10%	929,171	0.06%	6,911	791	38.93	3.58%
25.00 - 49.99%	4,391	4.99%	66,472,128	2.82%	34,741,627	2.27%	12,486	788	45.06	3.28%
50.00 - 74.99%	15,994	18.19%	351,003,874	14.89%	215,218,463	14.04%	18,904	782	49.47	3.30%
75.00 - 99.99%	33,933	38.59%	940,226,863	39.90%	615,302,088	40.14%	24,094	773	52.11	3.43%
100.00 - 109.99%	13,953	15.87%	432,064,305	18.33%	287,269,733	18.74%	27,250	769	53.01	3.60%
110.00 - 119.99%	10,094	11.48%	310,086,982	13.16%	209,016,420	13.64%	27,571	770	53.19	3.82%
120.00 - 129.99%	5,596	6.36%	163,539,763	6.94%	109,570,966	7.15%	26,637	768	53.28	4.19%
130.00 - 139.99%	2,401	2.73%	63,454,939	2.69%	42,666,843	2.78%	24,894	765	52.90	4.68%
140.00%+	1,319	1.50%	27,510,286	1.17%	18,170,047	1.19%	19,922	761	51.72	5.59%
Total:	87,937	100.00%	2,356,727,635	100.00%	1,532,885,358	100.00%	24,312	773	51.99	3.61%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,318	1.50%	36,156,753	1.53%	22,858,470	1.49%	25,076	777	52.07	3.56%
Alaska	11	0.01%	363,310	0.02%	220,334	0.01%	36,892	781	54.70	3.56%
Arizona	2,456	2.79%	67,980,370	2.88%	43,135,383	2.81%	25,481	773	52.31	3.48%
Arkansas	997	1.13%	28,668,586	1.22%	18,051,300	1.18%	25,646	775	52.29	3.99%
California	11,599	13.19%	318,540,058	13.52%	210,333,414	13.72%	25,023	772	51.82	3.53%
Colorado	1,667	1.90%	46,641,437	1.98%	29,949,976	1.95%	25,160	772	52.78	3.88%
Connecticut	1,277	1.45%	29,633,125	1.26%	20,178,775	1.32%	21,459	770	52.32	3.98%
Delaware	281	0.32%	7,144,496	0.30%	4,674,279	0.30%	22,982	777	51.80	3.75%
Florida	7,905	8.99%	199,529,171	8.47%	128,561,687	8.39%	22,987	770	52.64	3.71%
Georgia	3,509	3.99%	97,455,962	4.14%	63,191,548	4.12%	25,222	770	51.66	3.65%
Hawaii	23	0.03%	615,242	0.03%	360,537	0.02%	24,618	767	50.27	3.13%
Idaho	146	0.17%	4,132,925	0.18%	2,422,862	0.16%	25,202	766	52.69	3.92%
Illinois	3,959	4.50%	104,284,079	4.42%	69,985,050	4.57%	23,904	773	51.50	3.72%
Indiana	1,801	2.05%	47,616,475	2.02%	31,061,450	2.03%	23,696	774	51.87	3.47%
Iowa	606	0.69%	16,190,598	0.69%	10,454,588	0.68%	23,752	786	51.48	3.07%
Kansas	677	0.77%	18,271,147	0.78%	12,119,006	0.79%	24,253	780	51.82	3.38%
Kentucky	1,152	1.31%	30,367,231	1.29%	19,744,471	1.29%	23,889	776	51.59	3.57%
Louisiana	2,966	3.37%	85,027,078	3.61%	55,723,117	3.64%	25,433	777	51.93	3.55%
Maine	277	0.31%	6,841,415	0.29%	4,599,710	0.30%	21,839	776	52.44	3.25%
Maryland	32	0.04%	784,903	0.03%	449,779	0.03%	23,406	784	52.68	3.58%
Massachusetts	1,258	1.43%	30,057,242	1.28%	20,001,833	1.30%	21,565	771	52.79	3.93%
Michigan	1,486	1.69%	39,131,877	1.66%	25,529,251	1.67%	24,127	770	51.65	3.49%
Minnesota	1,448	1.65%	36,881,320	1.56%	24,657,678	1.61%	23,480	773	51.53	3.58%
Mississippi	878	1.00%	25,928,203	1.10%	16,531,086	1.08%	26,246	771	51.74	3.76%
Missouri	2,483	2.82%	64,761,429	2.75%	41,783,977	2.73%	23,540	776	52.09	3.47%
Montana	92	0.10%	2,580,957	0.11%	1,576,358	0.10%	23,954	780	52.95	3.82%
Nebraska	499	0.57%	13,635,385	0.58%	8,625,962	0.56%	23,512	780	51.10	3.48%
Nevada	923	1.05%	26,240,128	1.11%	16,676,624	1.09%	25,754	770	52.39	3.69%
New Hampshire	281	0.32%	6,963,054	0.30%	4,618,411	0.30%	21,047	774	52.36	3.65%
New Jersey	3,618	4.11%	87,367,318	3.71%	58,534,752	3.82%	21,836	770	52.44	4.04%
New Mexico	398	0.45%	11,046,694	0.47%	6,977,930	0.46%	25,348	769	52.24	3.79%
New York	3,646	4.15%	89,530,463	3.80%	59,207,941	3.86%	22,210	772	52.56	4.07%
North Carolina	2,867	3.26%	73,054,296	3.10%	46,984,333	3.07%	22,773	774	51.69	3.56%
North Dakota	62	0.07%	1,612,605	0.07%	1,010,298	0.07%	22,936	773	49.35	3.41%
Ohio	2,547	2.90%	62,341,234	2.65%	41,242,096	2.69%	22,357	770	52.20	3.73%
Oklahoma	1,113	1.27%	31,224,914	1.32%	19,386,315	1.26%	24,615	779	50.45	3.38%
Oregon	387	0.44%	9,859,052	0.42%	5,916,586	0.39%	21,973	779	50.49	3.32%
Pennsylvania	44	0.05%	1,196,339	0.05%	807,916	0.05%	26,572	768	53.60	3.80%
Rhode Island	206	0.23%	5,172,540	0.22%	3,498,429	0.23%	22,342	773	53.02	3.90%
South Carolina	1,851	2.10%	47,389,405	2.01%	30,309,714	1.98%	23,053	772	52.39	3.51%
South Dakota	40	0.05%	1,276,551	0.05%	728,083	0.05%	31,580	782	53.93	3.52%
Tennessee	2,085	2.37%	59,452,263	2.52%	37,621,178	2.45%	26,037	773	52.31	3.60%
Texas	11,083	12.60%	325,148,684	13.80%	210,192,154	13.71%	26,420	771	51.76	3.43%
Utah	202	0.23%	6,175,059	0.26%	3,919,368	0.26%	28,826	772	52.82	3.82%
Vermont	88	0.10%	2,081,085	0.09%	1,387,275	0.09%	20,115	779	50.48	3.78%
Virginia	2,313	2.63%	61,394,932	2.61%	40,013,622	2.61%	24,008	774	51.94	3.39%
Washington	1,085	1.23%	29,253,042	1.24%	18,153,910	1.18%	24,146	776	50.66	3.59%
West Virginia	374	0.43%	9,525,948	0.40%	6,122,909	0.40%	22,722	775	52.11	3.69%
Wisconsin	1,698	1.93%	44,099,285	1.87%	28,832,157	1.88%	23,012	782	52.23	3.28%
Wyoming	67	0.08%	1,970,763	0.08%	1,282,432	0.08%	28,412	776	52.47	3.71%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	14	0.02%	450,934	0.02%	294,456	0.02%	26,656	783	51.06	2.89%
Armed Forces Pacific	6	0.01%	198,313	0.01%	114,969	0.01%	31,239	770	55.44	3.48%
District of Columbia	134	0.15%	3,435,545	0.15%	2,263,124	0.15%	21,611	774	49.99	3.29%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	2	0.00%	46,416	0.00%	6,494	0.00%	6,494	790	38.00	5.15%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,532,885,358	100.00%	24,312	773	51.99	3.61%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	24,709	28.10%	809,568,222	34.35%	531,404,240	34.67%	28,241	778	52.30	3.15%
Used	63,228	71.90%	1,547,159,413	65.65%	1,001,481,117	65.33%	22,227	770	51.83	3.85%
NA	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,532,885,358	100.00%	24,312	773	51.99	3.61%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	24,778	28.18%	534,378,100	22.67%	339,112,525	22.12%	19,676	771	51.15	3.81%
Truck	14,221	16.17%	494,581,519	20.99%	318,435,642	20.77%	29,809	773	52.70	3.57%
SUV	46,366	52.73%	1,258,526,243	53.40%	830,766,414	54.20%	24,126	773	52.13	3.54%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	2,572	2.92%	69,241,773	2.94%	44,570,777	2.91%	23,773	777	50.63	3.54%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	87,937	100.00%	2,356,727,635	100.00%	1,532,885,358	100.00%	24,312	773	51.99	3.61%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	8,801	10.01%	253,665,975	10.76%	163,819,806	10.69%	26,451	772	52.07	3.61%
Ford: Lincoln	467	0.53%	13,615,036	0.58%	8,514,156	0.56%	26,399	771	50.65	3.50%
Ford: Mercury	1	0.00%	4,939	0.00%	2,796	0.00%	2,796	706	25.00	8.84%
GMC	2,485	2.83%	84,947,035	3.60%	54,929,134	3.58%	30,095	770	52.51	3.63%
GMC: Buick	967	1.10%	23,127,673	0.98%	15,248,399	0.99%	21,089	776	51.50	3.50%
GMC: Cadillac	704	0.80%	21,603,567	0.92%	13,981,503	0.91%	28,341	771	52.23	3.81%
GMC: Chevrolet	8,557	9.73%	253,889,476	10.77%	164,917,458	10.76%	26,832	772	52.47	3.62%
GMC: Hummer	2	0.00%	28,387	0.00%	12,209	0.00%	12,209	783	41.00	6.93%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	4	0.00%	59,390	0.00%	41,191	0.00%	18,158	780	48.50	6.63%
GMC: Saturn	1	0.00%	4,994	0.00%	527	0.00%	527	840	20.00	8.22%
Tesla	188	0.21%	8,413,603	0.36%	5,182,099	0.34%	38,075	767	53.70	3.51%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,234	1.40%	35,153,096	1.49%	22,017,871	1.44%	25,863	766	51.66	3.86%
BMW: Mini	224	0.25%	3,923,313	0.17%	2,312,010	0.15%	15,417	769	48.35	3.95%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,027	1.17%	31,369,071	1.33%	19,772,889	1.29%	27,545	765	51.66	3.92%
Daimler: Smart	10	0.01%	99,944	0.00%	34,861	0.00%	8,980	767	49.12	4.35%
Fiat	82	0.09%	1,208,914	0.05%	740,578	0.05%	13,906	771	49.20	4.26%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	874	0.99%	21,244,178	0.90%	14,055,720	0.92%	21,045	775	51.31	3.68%
Fiat: Dodge	4,551	5.18%	150,639,391	6.39%	96,580,118	6.30%	29,245	770	52.75	3.72%
Fiat: Jeep	6,607	7.51%	197,356,752	8.37%	128,158,602	8.36%	26,412	772	52.57	3.64%
Fiat: Maserati	47	0.05%	1,667,050	0.07%	992,954	0.06%	29,143	756	51.59	4.20%
Geely: Volvo	373	0.42%	11,462,161	0.49%	7,882,305	0.51%	27,393	771	50.58	3.24%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	882	1.00%	24,317,364	1.03%	15,239,311	0.99%	24,111	770	51.11	3.70%
Volkswagen: Bentley	5	0.01%	320,658	0.01%	201,234	0.01%	50,932	755	55.15	4.75%
Volkswagen: Porsche	133	0.15%	5,123,392	0.22%	2,962,089	0.19%	32,312	771	50.98	4.03%
Honda	10,427	11.86%	241,919,024	10.27%	161,001,853	10.50%	20,090	774	51.82	3.64%
Honda: Acura	1,348	1.53%	37,587,349	1.59%	24,851,228	1.62%	24,368	774	51.28	3.44%
Hyundai	5,090	5.79%	121,690,626	5.16%	80,166,655	5.23%	22,526	776	51.70	3.40%
Hyundai: Kia	4,989	5.67%	116,773,802	4.95%	77,977,107	5.09%	21,721	775	52.48	3.54%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	2,198	2.50%	49,850,193	2.12%	33,473,210	2.18%	19,593	773	51.55	3.51%
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	6,066	6.90%	128,408,773	5.45%	83,048,542	5.42%	18,664	772	51.62	3.88%
Nissan: Infiniti	718	0.82%	19,365,135	0.82%	12,036,241	0.79%	23,106	768	51.46	3.81%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	1,849	2.10%	41,873,265	1.78%	27,637,962	1.80%	19,655	776	51.87	3.60%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	86	0.10%	2,540,449	0.11%	1,512,489	0.10%	23,978	765	50.49	3.83%
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	12,077	13.73%	329,111,192	13.96%	213,786,153	13.95%	23,726	777	51.57	3.42%
Toyota: Lexus	1,609	1.83%	47,118,013	2.00%	29,453,599	1.92%	25,041	771	50.87	3.62%
Toyota: Scion	34	0.04%	426,075	0.02%	285,191	0.02%	10,180	771	47.63	4.30%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	3,220	3.66%	76,818,383	3.26%	50,055,308	3.27%	22,294	769	52.25	3.65%
Total:	87,937	100.00%	2,356,727,635	100.00%	1,532,885,358	100.00%	24,312	773	51.99	3.61%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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