StratMaker (142260)

Capital One Prime Auto Receivables Trust 2022-2

StratMaker Datatape Summary

Beginning Period

Dec 1, 2022

As % of Reporting Period ELA:

Ending Period

Dec 31, 2022

New % / Used %

35.20% / 64.80%

Total Original # of Loans

88,339

WA Loan to Value (LTV)

73.78%

Total Original Loan Amount (OLA)

$ 2,445,071,021

WA Payment to Income (PTI)

6.99%

Weighted Average (WA) OLA

$ 32,917

WA FICO (non-zero)

773

Rep. Period Beginning Loan Amount

$ 1,779,480,578

WA Remaining Term (RT)

53.88

Rep. Period Ending Loan Amount (ELA)

$ 1,729,006,663

WA Original APR

3.56%

Beginning Period

Dec 1, 2022

Ending Period

Dec 31, 2022

Total Original # of Loans

88,339

Total Original Loan Amount (OLA)

$ 2,445,071,021

Weighted Average (WA) OLA

$ 32,917

Rep. Period Beginning Loan Amount

$ 1,779,480,578

Rep. Period Ending Loan Amount (ELA)

$ 1,729,006,663

As % of Reporting Period ELA:

New % / Used %

35.20% / 64.80%

WA Loan to Value (LTV)

73.78%

WA Payment to Income (PTI)

6.99%

WA FICO (non-zero)

773

WA Remaining Term (RT)

53.88

WA Original APR

3.56%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	45	0.05%	206,392	0.01%	104,937	0.01%	2,822	766	29.68	7.46%
$5,000 - $9,999	2,285	2.59%	18,672,341	0.76%	10,505,860	0.61%	5,714	775	39.25	5.22%
$10,000 - $14,999	8,792	9.95%	111,819,252	4.57%	69,593,832	4.03%	9,281	778	45.65	4.06%
$15,000 - $19,999	14,407	16.31%	253,683,320	10.38%	171,496,132	9.92%	13,286	775	50.46	3.79%
$20,000 - $24,999	16,188	18.32%	363,718,989	14.88%	253,780,580	14.68%	17,259	774	52.82	3.65%
$25,000 - $29,999	14,429	16.33%	395,026,546	16.16%	281,515,637	16.28%	21,238	773	53.98	3.57%
$30,000 - $39,999	19,095	21.62%	657,630,742	26.90%	474,674,799	27.45%	27,073	773	55.12	3.47%
$40,000 - $49,999	8,421	9.53%	372,997,379	15.26%	269,983,772	15.61%	34,918	771	55.75	3.37%
$50,000 - $59,999	3,180	3.60%	172,271,773	7.05%	125,791,552	7.28%	42,960	771	56.03	3.43%
$60,000 - $69,999	1,151	1.30%	73,762,204	3.02%	52,679,778	3.05%	51,020	768	56.54	3.51%
$70,000 - $79,999	346	0.39%	25,282,083	1.03%	18,879,784	1.09%	58,634	768	56.47	3.66%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	88,339	100.00%	2,445,071,021	100.00%	1,729,006,663	100.00%	25,923	773	53.88	3.56%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	8,056	9.12%	188,772,036	7.72%	5,863,610	0.34%	3,819	784	34.50	4.64%
$5,000 - $9,999	7,776	8.80%	102,816,526	4.21%	61,608,048	3.56%	8,162	781	42.01	4.08%
$10,000 - $14,999	15,023	17.01%	267,059,377	10.92%	190,296,527	11.01%	12,828	776	48.92	3.76%
$15,000 - $19,999	17,613	19.94%	408,973,203	16.73%	308,354,365	17.83%	17,625	774	52.61	3.61%
$20,000 - $24,999	15,068	17.06%	435,976,870	17.83%	336,849,729	19.48%	22,448	773	54.34	3.54%
$25,000 - $29,999	10,400	11.77%	362,567,566	14.83%	283,792,911	16.41%	27,363	772	55.36	3.48%
$30,000 - $39,999	10,308	11.67%	442,503,593	18.10%	351,089,979	20.31%	34,289	771	56.47	3.42%
$40,000 - $49,999	3,113	3.52%	170,308,464	6.97%	136,985,939	7.92%	44,183	769	57.20	3.48%
$50,000 - $59,999	857	0.97%	56,887,423	2.33%	46,421,411	2.68%	54,316	767	57.94	3.61%
$60,000 - $69,999	125	0.14%	9,205,963	0.38%	7,744,143	0.45%	61,988	758	60.04	3.79%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	88,339	100.00%	2,445,071,021	100.00%	1,729,006,663	100.00%	25,923	773	53.88	3.56%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	88,339	100.00%	2,445,071,021	100.00%	1,729,006,663	100.00%	25,923	773	53.88	3.56%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	88,339	100.00%	2,445,071,021	100.00%	1,729,006,663	100.00%	25,923	773	53.88	3.56%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	20,575	23.29%	608,644,152	24.89%	429,657,416	24.85%	26,582	787	52.84	2.13%
2.50 - 4.99%	59,167	66.98%	1,631,698,342	66.73%	1,154,432,859	66.77%	25,821	772	54.24	3.80%
5.00 - 7.49%	7,839	8.87%	194,516,877	7.96%	138,330,143	8.00%	25,323	739	54.62	5.85%
7.50 - 9.99%	671	0.76%	9,410,468	0.38%	6,117,196	0.35%	13,907	741	44.18	8.21%
10.00 - 12.49%	82	0.09%	760,490	0.03%	448,467	0.03%	7,558	731	32.55	10.68%
12.50 - 14.99%	5	0.01%	40,692	0.00%	20,582	0.00%	6,967	725	31.21	12.77%
15.00 - 17.49%	-	-	-	-	-	-	-	-	-	-
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	88,339	100.00%	2,445,071,021	100.00%	1,729,006,663	100.00%	25,923	773	53.88	3.56%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	-	-	-	-	-	-	-	-	-	-
550 - 599	-	-	-	-	-	-	-	-	-	-
600 - 649	-	-	-	-	-	-	-	-	-	-
650 - 699	-	-	-	-	-	-	-	-	-	-
700 - 749	28,048	31.75%	787,341,940	32.20%	567,663,617	32.83%	26,361	726	54.49	4.04%
750 - 799	32,180	36.43%	906,609,785	37.08%	641,447,282	37.10%	26,462	775	54.13	3.44%
800+	28,111	31.82%	751,119,297	30.72%	519,895,764	30.07%	24,779	821	52.91	3.19%
NA	-	-	-	-	-	-	-	-	-	-
Total:	88,339	100.00%	2,445,071,021	100.00%	1,729,006,663	100.00%	25,923	773	53.88	3.56%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	35	0.04%	429,920	0.02%	70,004	0.00%	5,037	795	8.24	4.17%
25 - 36	398	0.45%	6,060,184	0.25%	2,340,448	0.14%	10,484	793	18.77	3.47%
37 - 48	2,344	2.65%	38,502,413	1.57%	18,887,823	1.09%	13,344	785	25.99	3.67%
49 - 60	7,529	8.52%	154,591,721	6.32%	96,350,161	5.57%	18,548	781	39.15	3.54%
61 - 72	27,085	30.66%	696,226,902	28.47%	476,613,943	27.57%	23,411	775	48.81	3.41%
73+	50,948	57.67%	1,549,259,881	63.36%	1,134,744,285	65.63%	27,846	771	57.80	3.63%
Total:	88,339	100.00%	2,445,071,021	100.00%	1,729,006,663	100.00%	25,923	773	53.88	3.56%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	6,308	7.14%	167,163,120	6.84%	0	0.00%	0	0	0.00	0.00%
1 - 12	82	0.09%	1,241,824	0.05%	384,916	0.02%	8,208	788	9.30	3.57%
13 - 24	1,412	1.60%	21,882,377	0.89%	11,137,913	0.64%	11,372	792	20.46	3.43%
25 - 36	4,143	4.69%	74,192,363	3.03%	46,835,607	2.71%	15,085	783	32.08	3.78%
37 - 48	19,227	21.77%	459,080,017	18.78%	326,837,984	18.90%	21,159	779	44.29	3.33%
49 - 60	48,304	54.68%	1,427,806,257	58.40%	1,099,435,553	63.59%	26,722	771	56.17	3.61%
61 - 72	8,863	10.03%	293,705,063	12.01%	244,374,690	14.13%	31,465	771	62.16	3.62%
73+	-	-	-	-	-	-	-	-	-	-
Total:	88,339	100.00%	2,445,071,021	100.00%	1,729,006,663	100.00%	25,923	773	53.88	3.56%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	86,855	98.32%	2,401,284,994	98.21%	1,694,876,519	98.03%	25,874	773	53.86	3.55%
1 - 15	1,107	1.25%	32,470,272	1.33%	25,745,565	1.49%	28,133	754	54.69	4.10%
16 - 30	251	0.28%	7,618,753	0.31%	5,946,533	0.34%	29,445	747	55.12	4.29%
31 - 60	87	0.10%	2,452,081	0.10%	1,904,405	0.11%	26,531	740	54.47	4.63%
61 - 90	22	0.02%	637,034	0.03%	416,248	0.02%	30,459	747	54.90	4.69%
91 - 120	4	0.00%	156,966	0.01%	117,393	0.01%	40,187	724	57.04	5.58%
121+	13	0.01%	450,921	0.02%	0	0.00%	0	0	0.00	0.00%
Total:	88,339	100.00%	2,445,071,021	100.00%	1,729,006,663	100.00%	25,923	773	53.88	3.56%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	88,338	100.00%	2,445,040,139	100.00%	1,728,983,416	100.00%	25,923	773	53.88	3.56%
Stated, verified to Level 3²	1	0.00%	30,882	0.00%	23,247	0.00%	23,247	701	52.00	4.97%
NA	-	-	-	-	-	-	-	-	-	-
Total:	88,339	100.00%	2,445,071,021	100.00%	1,729,006,663	100.00%	25,923	773	53.88	3.56%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	87,663	99.23%	2,426,724,798	99.25%	1,715,919,988	99.24%	25,924	773	53.88	3.57%
Stated, verified but not Level 4 or 5	676	0.77%	18,346,223	0.75%	13,086,675	0.76%	25,709	767	54.15	3.43%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	88,339	100.00%	2,445,071,021	100.00%	1,729,006,663	100.00%	25,923	773	53.88	3.56%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	36,186	40.96%	853,380,355	34.90%	591,347,639	34.20%	22,394	774	52.84	3.41%
5.00 - 9.99%	38,659	43.76%	1,128,950,579	46.17%	804,199,857	46.51%	26,593	773	54.23	3.54%
10.00 - 14.99%	11,061	12.52%	371,848,425	15.21%	267,893,368	15.49%	29,943	771	54.81	3.83%
15.00 - 19.99%	2,320	2.63%	86,514,914	3.54%	62,437,804	3.61%	33,076	768	55.10	4.10%
20.00 - 24.99%	113	0.13%	4,376,748	0.18%	3,127,995	0.18%	33,636	764	55.40	4.33%
25.00 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	88,339	100.00%	2,445,071,021	100.00%	1,729,006,663	100.00%	25,923	773	53.88	3.56%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	246	0.28%	2,341,778	0.10%	1,197,458	0.07%	7,558	789	40.56	3.40%
25.00 - 49.99%	4,302	4.87%	66,705,789	2.73%	40,229,206	2.33%	13,459	787	46.46	3.29%
50.00 - 74.99%	16,922	19.16%	377,479,524	15.44%	256,474,153	14.83%	19,979	781	51.49	3.28%
75.00 - 99.99%	33,719	38.17%	964,762,425	39.46%	685,247,081	39.63%	25,763	773	54.09	3.40%
100.00 - 109.99%	13,715	15.53%	439,406,356	17.97%	316,399,529	18.30%	29,047	770	54.78	3.55%
110.00 - 119.99%	9,985	11.30%	321,845,337	13.16%	232,197,855	13.43%	29,656	769	55.08	3.75%
120.00 - 129.99%	5,624	6.37%	172,744,752	7.07%	125,525,117	7.26%	28,721	768	55.14	4.09%
130.00 - 139.99%	2,508	2.84%	70,048,447	2.86%	50,522,745	2.92%	26,596	768	55.09	4.54%
140.00%+	1,318	1.49%	29,736,614	1.22%	21,213,519	1.23%	22,003	762	53.82	5.40%
Total:	88,339	100.00%	2,445,071,021	100.00%	1,729,006,663	100.00%	25,923	773	53.88	3.56%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,253	1.42%	35,706,020	1.46%	24,926,208	1.44%	26,059	777	53.50	3.48%
Alaska	17	0.02%	464,140	0.02%	280,827	0.02%	23,099	764	55.82	3.88%
Arizona	2,232	2.53%	64,416,609	2.63%	44,832,633	2.59%	27,371	773	53.93	3.38%
Arkansas	1,064	1.20%	30,881,312	1.26%	21,589,891	1.25%	26,600	776	53.88	3.78%
California	11,823	13.38%	335,073,481	13.70%	239,343,573	13.84%	26,626	772	53.71	3.50%
Colorado	1,697	1.92%	49,146,743	2.01%	34,403,806	1.99%	27,182	771	54.56	3.78%
Connecticut	1,338	1.51%	32,073,531	1.31%	23,230,568	1.34%	22,538	773	53.68	3.88%
Delaware	279	0.32%	7,307,073	0.30%	5,234,246	0.30%	23,838	768	53.94	3.78%
Florida	7,813	8.84%	205,683,533	8.41%	144,525,212	8.36%	24,712	769	54.79	3.72%
Georgia	3,378	3.82%	95,787,262	3.92%	67,091,606	3.88%	26,634	771	53.71	3.61%
Hawaii	17	0.02%	457,901	0.02%	338,781	0.02%	28,163	760	55.17	3.74%
Idaho	136	0.15%	3,757,135	0.15%	2,644,143	0.15%	27,218	765	53.59	3.99%
Illinois	4,166	4.72%	113,373,712	4.64%	80,484,703	4.65%	25,527	773	53.53	3.69%
Indiana	1,748	1.98%	48,210,814	1.97%	33,850,911	1.96%	25,911	773	53.78	3.44%
Iowa	662	0.75%	18,548,890	0.76%	13,038,972	0.75%	25,681	784	53.37	3.07%
Kansas	679	0.77%	19,163,327	0.78%	13,572,283	0.78%	26,334	780	53.36	3.35%
Kentucky	1,185	1.34%	32,072,296	1.31%	22,659,904	1.31%	25,395	773	53.40	3.50%
Louisiana	2,964	3.36%	88,405,605	3.62%	62,756,069	3.63%	27,497	776	54.06	3.51%
Maine	274	0.31%	7,043,141	0.29%	4,969,349	0.29%	23,465	781	53.58	3.19%
Maryland	26	0.03%	768,863	0.03%	574,736	0.03%	26,738	770	55.54	3.53%
Massachusetts	1,157	1.31%	28,173,706	1.15%	20,547,082	1.19%	22,548	771	54.16	3.85%
Michigan	1,582	1.79%	41,335,422	1.69%	29,520,694	1.71%	24,257	776	53.54	3.41%
Minnesota	1,591	1.80%	42,185,409	1.73%	29,920,997	1.73%	24,892	775	53.95	3.51%
Mississippi	905	1.02%	27,270,035	1.12%	19,609,898	1.13%	28,430	773	53.55	3.67%
Missouri	2,607	2.95%	70,417,263	2.88%	49,457,159	2.86%	25,089	774	53.48	3.46%
Montana	89	0.10%	2,620,293	0.11%	1,892,233	0.11%	28,356	779	54.63	3.45%
Nebraska	452	0.51%	12,218,279	0.50%	8,554,448	0.49%	24,562	783	52.88	3.35%
Nevada	953	1.08%	28,641,250	1.17%	19,924,038	1.15%	28,229	772	54.18	3.63%
New Hampshire	263	0.30%	6,437,618	0.26%	4,538,615	0.26%	22,045	774	53.32	3.57%
New Jersey	3,883	4.40%	97,997,816	4.01%	71,133,472	4.11%	23,524	770	54.20	3.97%
New Mexico	395	0.45%	11,171,503	0.46%	7,701,537	0.45%	26,799	771	53.51	3.78%
New York	3,926	4.44%	99,641,862	4.08%	71,678,839	4.15%	23,994	774	54.57	3.94%
North Carolina	2,689	3.04%	70,980,939	2.90%	49,404,110	2.86%	24,588	775	53.73	3.55%
North Dakota	63	0.07%	1,821,001	0.07%	1,287,331	0.07%	26,055	774	52.86	3.35%
Ohio	2,582	2.92%	66,241,864	2.71%	47,659,177	2.76%	24,493	770	54.08	3.69%
Oklahoma	1,013	1.15%	28,716,071	1.17%	19,753,120	1.14%	25,848	777	52.18	3.32%
Oregon	354	0.40%	9,629,638	0.39%	6,396,904	0.37%	24,747	777	52.70	3.25%
Pennsylvania	20	0.02%	468,105	0.02%	331,397	0.02%	20,369	768	52.84	3.96%
Rhode Island	174	0.20%	4,296,894	0.18%	3,086,410	0.18%	22,680	768	54.74	4.09%
South Carolina	1,707	1.93%	45,421,065	1.86%	31,912,688	1.85%	24,690	773	54.29	3.46%
South Dakota	51	0.06%	1,573,281	0.06%	1,131,291	0.07%	28,115	775	53.79	3.23%
Tennessee	2,256	2.55%	65,190,598	2.67%	45,813,733	2.65%	27,047	774	54.21	3.60%
Texas	11,215	12.70%	339,460,321	13.88%	238,999,579	13.82%	28,059	771	53.65	3.39%
Utah	167	0.19%	4,735,279	0.19%	3,019,182	0.17%	26,038	769	54.77	3.85%
Vermont	78	0.09%	1,906,778	0.08%	1,403,747	0.08%	22,430	778	51.33	3.81%
Virginia	2,168	2.45%	59,553,408	2.44%	41,781,624	2.42%	25,623	775	53.68	3.31%
Washington	953	1.08%	26,504,569	1.08%	18,313,070	1.06%	24,874	775	52.18	3.55%
West Virginia	431	0.49%	11,576,325	0.47%	8,046,285	0.47%	25,474	773	54.26	3.55%
Wisconsin	1,663	1.88%	44,635,523	1.83%	31,729,722	1.84%	24,728	780	54.47	3.27%
Wyoming	52	0.06%	1,708,090	0.07%	1,133,078	0.07%	30,406	779	52.71	3.54%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	1	0.00%	17,015	0.00%	7,847	0.00%	7,847	809	44.00	2.79%
Armed Forces EMEA	7	0.01%	197,258	0.01%	139,020	0.01%	24,408	779	53.08	2.56%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	138	0.16%	3,887,224	0.16%	2,784,374	0.16%	25,360	771	54.08	3.29%
Guam	1	0.00%	34,286	0.00%	28,969	0.00%	28,969	773	62.00	3.90%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	2	0.00%	63,646	0.00%	16,574	0.00%	16,574	772	41.00	1.93%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	88,339	100.00%	2,445,071,021	100.00%	1,729,006,663	100.00%	25,923	773	53.88	3.56%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	25,411	28.77%	855,065,013	34.97%	608,627,695	35.20%	29,941	778	54.23	3.13%
Used	62,928	71.23%	1,590,006,008	65.03%	1,120,378,968	64.80%	23,740	770	53.69	3.80%
NA	-	-	-	-	-	-	-	-	-	-
Total:	88,339	100.00%	2,445,071,021	100.00%	1,729,006,663	100.00%	25,923	773	53.88	3.56%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	24,833	28.11%	558,061,783	22.82%	387,462,099	22.41%	21,140	770	53.10	3.78%
Truck	14,115	15.98%	501,138,871	20.50%	353,330,215	20.44%	31,667	773	54.59	3.54%
SUV	46,964	53.16%	1,317,379,348	53.88%	939,924,678	54.36%	25,764	774	54.00	3.49%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	2,427	2.75%	68,491,020	2.80%	48,289,672	2.79%	25,355	776	52.56	3.46%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	88,339	100.00%	2,445,071,021	100.00%	1,729,006,663	100.00%	25,923	773	53.88	3.56%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	8,753	9.91%	261,126,890	10.68%	183,546,588	10.62%	28,319	771	54.06	3.58%
Ford: Lincoln	584	0.66%	17,698,567	0.72%	12,519,266	0.72%	29,224	778	53.55	3.48%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	2,614	2.96%	91,303,537	3.73%	65,347,253	3.78%	32,088	771	54.32	3.54%
GMC: Buick	883	1.00%	20,763,530	0.85%	14,645,186	0.85%	21,050	777	52.88	3.55%
GMC: Cadillac	731	0.83%	23,136,550	0.95%	16,000,828	0.93%	30,265	768	53.51	3.71%
GMC: Chevrolet	7,917	8.96%	238,241,919	9.74%	168,875,017	9.77%	28,367	772	54.36	3.63%
GMC: Hummer	1	0.00%	16,270	0.00%	12,006	0.00%	12,006	729	49.00	9.77%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	2	0.00%	31,625	0.00%	7,758	0.00%	7,758	763	50.00	7.15%
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	218	0.25%	9,788,647	0.40%	6,922,442	0.40%	39,757	769	55.44	3.80%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,280	1.45%	37,008,124	1.51%	25,420,276	1.47%	27,390	764	53.58	3.84%
BMW: Mini	186	0.21%	3,314,382	0.14%	2,294,190	0.13%	15,667	767	50.68	4.11%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	968	1.10%	29,462,353	1.20%	20,212,564	1.17%	28,127	763	53.38	4.00%
Daimler: Smart	9	0.01%	111,014	0.00%	73,474	0.00%	10,022	754	51.03	5.52%
Fiat	76	0.09%	1,312,975	0.05%	892,295	0.05%	15,611	775	50.52	3.48%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	833	0.94%	22,209,325	0.91%	15,620,536	0.90%	24,284	772	53.40	3.47%
Fiat: Dodge	4,533	5.13%	155,182,861	6.35%	110,002,789	6.36%	31,609	770	54.77	3.65%
Fiat: Jeep	6,495	7.35%	199,005,182	8.14%	140,164,855	8.11%	28,154	770	54.56	3.61%
Fiat: Maserati	49	0.06%	1,880,578	0.08%	1,387,801	0.08%	34,821	762	55.19	3.98%
Geely: Volvo	370	0.42%	11,478,925	0.47%	8,014,728	0.46%	28,284	771	52.18	3.19%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	889	1.01%	25,387,077	1.04%	17,393,943	1.01%	25,966	770	52.50	3.71%
Volkswagen: Bentley	3	0.00%	199,203	0.01%	151,852	0.01%	52,115	788	51.65	4.67%
Volkswagen: Porsche	145	0.16%	6,173,315	0.25%	4,211,995	0.24%	37,026	769	52.69	3.82%
Honda	10,882	12.32%	265,603,759	10.86%	189,376,998	10.95%	21,683	775	53.60	3.57%
Honda: Acura	1,461	1.65%	43,237,666	1.77%	30,735,317	1.78%	26,651	773	52.83	3.43%
Hyundai	5,107	5.78%	126,827,534	5.19%	90,376,625	5.23%	24,001	777	53.57	3.34%
Hyundai: Kia	5,200	5.89%	128,009,311	5.24%	92,353,295	5.34%	23,370	775	54.41	3.47%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	2,363	2.67%	56,104,124	2.29%	40,357,010	2.33%	20,993	772	53.02	3.46%
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	5,891	6.67%	129,035,111	5.28%	90,560,868	5.24%	19,966	773	53.56	3.84%
Nissan: Infiniti	697	0.79%	19,932,348	0.82%	13,963,062	0.81%	25,245	768	53.74	3.72%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	2,134	2.42%	50,715,502	2.07%	36,127,485	2.09%	21,385	775	53.87	3.52%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	70	0.08%	2,193,759	0.09%	1,584,330	0.09%	27,998	764	52.99	3.64%
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	11,748	13.30%	329,307,892	13.47%	231,329,819	13.38%	24,987	777	53.45	3.40%
Toyota: Lexus	1,604	1.82%	47,795,620	1.95%	33,128,248	1.92%	26,378	769	52.70	3.56%
Toyota: Scion	52	0.06%	697,204	0.03%	471,007	0.03%	11,888	764	48.49	5.05%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	3,591	4.07%	90,778,345	3.71%	64,924,957	3.76%	23,962	770	54.26	3.59%
Total:	88,339	100.00%	2,445,071,021	100.00%	1,729,006,663	100.00%	25,923	773	53.88	3.56%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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